[House Prints 114-34]
[From the U.S. Government Publishing Office]




L:\XML\CPRT-114-HPRT-RUOO-HR1210.XML 



                  NOVEMBER 10, 2015  
 
            RULES COMMITTEE PRINT 114-34
            
          TEXT OF H.R. 1210, PORTFOLIO LENDING AND

                 MORTGAGE ACCESS ACT
                 
        [Showing the text of the bill as ordered reported by the
                Committee on Financial Services.]
                
                

1  SECTION 1. SHORT TITLE.  

2  This Act may be cited as the "Portfolio Lending and  

3  Mortgage Access Act".  

4  SEC. 2. SAFE HARBOR FOR CERTAIN LOANS HELD ON  

5  PORTFOLIO.  

6  (a) IN GENERAL.--Section 129C of the Truth in  

7  Lending Act (15 U.S.C. 1639c) is amended by adding at  

8  the end the following:  

9  "(j) SAFE HARBOR FOR CERTAIN LOANS HELD ON  

10  PORTFOLIO.- 

11  "(1) SAFE HARBOR FOR CREDITORS THAT ARE  

12  DEPOSITORY INSTITUTIONS.- 

13  "(A) IN GENERAL.--A creditor that is a  

14  depository institution shall not be subject to  

15  suit for failure to comply with subsection (a),  

16  (c)(1), or (f)(2) of this section or section 129H  

17  with respect to a residential mortgage loan, and  

L:\vr\110915\R110915.001.xml 
November 9, 2015 (4:02 p.m.) 



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