[House Hearing, 119 Congress]
[From the U.S. Government Publishing Office]


                     WASTE & DELAYS: EXAMINING VA'S
                        IMPROPER PAYMENTS IN ITS
                   COMPENSATION AND PENSION PROGRAMS

=======================================================================

                                HEARING

                               BEFORE THE

                      SUBCOMMITTEE ON DISABILITY 
                    ASSISTANCE AND MEMORIAL AFFAIRS

                                 OF THE

                     COMMITTEE ON VETERANS' AFFAIRS

                     U.S. HOUSE OF REPRESENTATIVES

                    ONE HUNDRED NINETEENTH CONGRESS

                             FIRST SESSION

                               __________

                        WEDNESDAY, MAY 14, 2025

                               __________

                           Serial No. 119-20

                               __________

       Printed for the use of the Committee on Veterans' Affairs
       
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                    Available via http://govinfo.gov
                    
                                __________

                   U.S. GOVERNMENT PUBLISHING OFFICE                    
61-153                 WASHINGTON : 2025                  
          
-----------------------------------------------------------------------------------     
                    
                     COMMITTEE ON VETERANS' AFFAIRS

                     MIKE BOST, Illinois, Chairman

AUMUA AMATA COLEMAN RADEWAGEN,       MARK TAKANO, California, Ranking 
    American Samoa, Vice-Chairwoman      Member
JACK BERGMAN, Michigan               JULIA BROWNLEY, California
NANCY MACE, South Carolina           CHRIS PAPPAS, New Hampshire
MARIANNETTE MILLER-MEEKS, Iowa       SHEILA CHERFILUS-MCCORMICK, 
GREGORY F. MURPHY, North Carolina        Florida
DERRICK VAN ORDEN, Wisconsin         MORGAN MCGARVEY, Kentucky
MORGAN LUTTRELL, Texas               DELIA RAMIREZ, Illinois
JUAN CISCOMANI, Arizona              NIKKI BUDZINSKI, Illinois
KEITH SELF, Texas                    TIMOTHY M. KENNEDY, New York
JEN KIGGANS, Virginia                MAXINE DEXTER, Oregon
ABE HAMADEH, Arizona                 HERB CONAWAY, New Jersey
KIMBERLYN KING-HINDS, Northern       KELLY MORRISON, Minnesota
    Mariana Islands
TOM BARRETT, Michigan

                       Jon Clark, Staff Director
                  Matt Reel, Democratic Staff Director

       SUBCOMMITTEE ON DISABILITY ASSISTANCE AND MEMORIAL AFFAIRS

                    MORGAN LUTTRELL, Texas, Chairman

AUMUA AMATA COLEMAN RADEWAGEN,       MORGAN MCGARVEY, Kentucky, Ranking 
    American Samoa                       Member
JACK BERGMAN, Michigan               CHRIS PAPPAS, New Hampshire
NANCY MACE, South Carolina           MAXINE DEXTER, Oregon
KEITH SELF, Texas                    KELLY MORRISON, Minnesota

Pursuant to clause 2(e)(4) of Rule XI of the Rules of the House, public 
hearing records of the Committee on Veterans' Affairs are also 
published in electronic form. The printed hearing record remains the 
official version. Because electronic submissions are used to prepare 
both printed and electronic versions of the hearing record, the process 
of converting between various electronic formats may introduce 
unintentional errors or omissions. Such occurrences are inherent in the 
current publication process and should diminish as the process is 
further refined.
                         
                         C  O  N  T  E  N  T  S

                              ----------                              

                        WEDNESDAY, MAY 14, 2025

                                                                   Page

                           OPENING STATEMENTS

The Honorable Morgan Luttrell, Chairman..........................     1
The Honorable Morgan McGarvey, Ranking Member....................     2

                               WITNESSES
                                Panel I

Ms. Nina Tann, Executive Director, Compensation Service, Veterans 
  Benefits Administration, U.S. Department of Veterans Affairs...     4

        Accompanied by:

    Mr. Kevin Friel, Executive Director, Pension and Fiduciary 
        Service, Compensation Service, Veterans Benefits 
        Administration, U.S. Department of Veterans Affairs

    Ms. Jeanine Gilson, Acting Chief Financial Officer, Veterans 
        Benefits Administration, U.S. Department of Veterans 
        Affairs

Mr. Brent E. Arronte, Deputy Assistant Inspector General for 
  Audits and Evaluations, Office of the Inspector General, U.S. 
  Department of Veterans Affairs.................................     6

                                APPENDIX
                    Prepared Statements Of Witnesses

Ms. Nina Tann Prepared Statement.................................    23
Mr. Brent E. Arronte Prepared Statement..........................    27

                       Statements For The Record

Paralyzed Veterans of America Prepared Statement.................    39
Veterans of Foreign Wars of the United States Prepared Statement.    41

 
                     WASTE & DELAYS: EXAMINING VA'S
                        IMPROPER PAYMENTS IN ITS
                   COMPENSATION AND PENSION PROGRAMS

                              ----------                              


                        WEDNESDAY, MAY 14, 2025

   Subcommittee on Disability Assistance & 
                          Memorial Affairs,
                    Committee on Veterans' Affairs,
                             U.S. House of Representatives,
                                                    Washington, DC.
    The subcommittee met, pursuant to notice, at 10:15 a.m., in 
room 360, Cannon House Office Building, Hon. Morgan Luttrell 
(chairman of the subcommittee) presiding.
    Present: Representatives Luttrell, Radewagen, Bergman, 
Mace, Self, McGarvey, Pappas, Dexter, and Morrison.

         OPENING STATEMENT OF MORGAN LUTTRELL, CHAIRMAN

    Mr. Luttrell. The subcommittee will come to order. Thank 
you to all the witnesses for being here today. We are going to 
take a closer look at the U. S. Department of Veterans Affairs' 
(VA) efforts to decrease improper payments for compensation and 
pension benefits.
    Congress has appropriated over $150 billion to the VA each 
year for the past few years. We must ensure the VA is a 
responsible steward of the taxpayer's investments. This means 
paying every veteran the correct amount of benefits they have 
earned the first time. When the VA makes overpayments and they 
are not returned, taxpayer dollars are obviously wasted. 
Overpayments can result in VA establishing debts that veterans 
owe back to the VA, which can obviously create a paperwork 
nightmare for them and their families. Current law allows VA to 
either cancel these overpayment debts or waive collection of 
those debts.
    From Fiscal Year 2021 to 2024, VA has issued at least $5.1 
billion in compensation and pension overpayments. VA collected 
only a portion of those overpayment debts. This means that 
during the last administration, VA spent $677 million in 
taxpayer dollars roughly.
    For example, Veterans Service Organizations (VSOs) and some 
of my colleagues in Congress have told me that VA overpaid 
their constituents for dependents. Those veterans correctly and 
immediately updated VA that they no longer had a dependent 
child or spouse. VA did not update the benefit payment 
obviously until months later. As a result, many of those 
veterans owe VA debt and are dealing with the stress of 
repaying that underneath the waiver of collection for that 
debt. If the VA did not make these overpayments in the first 
place, obviously there would be fewer wasted taxpayer dollars 
resulting in fewer uncollected overpayments.
    I look forward to hearing from the VA witnesses today on 
what the new administration plans to do to fix these 
bureaucratic headaches and prevent delays in processing 
dependent status updates. We have to streamline these things in 
order to take the pressure off of our veterans.
    There are other causes for VA improper payments of 
compensation and pensions. For example, the VA Office of 
Inspector General (OIG) issued several reports on how 
inaccurate effective dates resulted in improper payments during 
the last administration. The effective date for a grant of a 
claim determines the amount a veteran will receive in 
disability compensation back pay. OIG has issued reports, 
including one in April, that VA incorrectly assigned effective 
dates when it granted certain types of claims, such as the 
Sergeant First Class Heath Robinson Honoring our Promise to 
Address Comprehensive Toxics (PACT) Act claims and claims for 
total ratings due to unemployability. OIG estimated those 
incorrect effective dates resulted in at least $100 million in 
improper compensation payments.
    OIG found that the cause was ineffective policy guidance, 
job aids, and training when it comes to assigning effective 
dates of awards. I understand that this can be very difficult 
to determine. I understand this can be very difficult to 
determine the effective date of the award. I look forward to 
hearing from OIG today and how the VA should provide claims 
processors with effective training and guidance on how to 
assign correct effective dates for all types of compensation 
and pension claims.
    Ultimately, when veterans owe VA a debt at no fault of 
their own, why should taxpayers have to foot the bill? We must 
ensure that VA makes every effort to prevent overpayments from 
happening in the first place. I look forward to hearing from 
our witnesses today on how we can cut down on wasteful spending 
from improper payments and compensation and pension.
    With that, I yield to the ranking member for his opening 
statement.

      OPENING STATEMENT OF MORGAN MCGARVEY, RANKING MEMBER

    Mr. McGarvey. Thank you, Mr. Chairman. Appreciate your 
comments and thank you all for being here today.
    We have a responsibility to make sure that the VA uses 
taxpayer money in an efficient and correct way. We also need to 
guarantee that the VA pays each and every beneficiary what they 
are due. Today I want to have a genuine conversation on what 
works and what does not. I am not here to chastise the VA over 
their supposed fiscal wrongdoing and then leave without ideas 
for making the VA work better for the veteran.
    I am also not here to just defend the status quo because, 
at the end of the day, everything we do on this committee must 
be centered around the veteran. It must make things better for 
the veteran.
    We are looking at massive programs here, complicated, 
imperfect programs. I know we need to work to make them better. 
To do that we are going to have to push for real efficiencies 
and improvements. We absolutely need to make sure strong 
payment controls are in place. Now that the VA is pushing out 
more money than ever thanks to the PACT Act, we need to make 
sure that the VA remains a good steward of taxpayer dollars, 
but we must be precise. If we take an overly punitive and 
difficult approach to compensation and pension payments, we run 
the risk of leaving veterans out in the rain without the 
benefits they have earned. I stress that they have earned. 
These are the men and women who have put on the uniform for us. 
They have earned these benefits. That does not mean it is an 
anything goes policy with no guardrails. I believe this issue 
deserves a bit more nuanced consideration than some of the 
issues we deal with here.
    I would love to say this is an easy fix, that the over 
130,000 PACT Act claims will go through without incorrect 
effective dates, that every veteran who gets divorced will 
immediately notify the VA before they incur debts, or their 
grieving widow will catch an overpayment during a difficult and 
confusing time. That is not the case. It is not reality. As I 
said, these are large, complex systems, and not only are they 
run by humans, they are used by humans. That means there will 
be errors, and even with the best possible software, there is 
going to be some mistakes. Our goal, and I believe it is the 
VA's goal as well, is to work hard to fully minimize any of 
those errors or mistakes, get the veterans what they need, and 
be strong stewards of taxpayer money.
    I think we are all rowing the boat in that direction. I do 
not suspect misconduct and incompetence around every corner. I 
hope that today we can have a discussion with that nuance. I 
also want to ensure that as we work to help the VA reduce the 
errors in their payment systems, we are equally concerned about 
what these errors mean to the beneficiaries on the other end. 
That is our veterans.
    Committee staff visited the Debt Management Center in 
February and heard a couple of firsthand accounts of veterans 
being confused, angry, and even suicidal because they incurred 
a debt they did not know about. That is what I want to avoid. I 
want to make sure that the VA has processes in place to protect 
veterans and other beneficiaries, as well as the call center 
employees taking their calls.
    Mr. Chairman, I know it is both of our goals, that while we 
look for ways to make the VA better, we do not forget the 
veterans and the survivors and those serving them in the 
process. I look forward to a productive discussion, and I yield 
back.
    Mr. Luttrell. Thank you, Mr. McGarvey. Welcome, everyone, 
and thank you for coming today. I am going to introduce our 
witnesses.
    Our lead witness from the VA is Ms. Nina Tann, executive 
director of compensation services at Veterans Benefits 
Administration (VBA). Ms. Tann is joined by Mr. Kevin Friel, 
executive director of pension and fiduciary services at VBA. 
Ms. Tann is also joined by Ms. Jeanine Gilson, acting chief 
financial officer for the VBA. Today's witness panel is also--
it also includes Mr. Brent Arronte, deputy assistant inspector 
general for audits and evaluations at the VA Office of the 
Inspector General.
    Mr. Arronte, do I understand it correctly, this will not be 
the last time I am seeing you or are they putting you out to 
graze?
    Mr. Arronte. By choice. I think 90 percent this will be my 
last hearing.
    Mr. Luttrell. Well, if that is the case. It has been an 
absolute pleasure working with you over these past few years.
    Mr. Arronte. Thank you, sir.
    Mr. Luttrell. Fair winds and following seas, my friend. 
That is a Navy term. Hope you understand it.
    I ask the witnesses on the panel to please stand and raise 
your right hand.
    [Witnesses sworn.]
    Mr. Luttrell. Thank you. Let the record reflect that the 
witnesses have answered in the affirmative.
    Ms. Tann, you are now recognized for 5 minutes to deliver 
your opening statement on behalf of the VA. Ms. Tann, is your 
mic on?

                     STATEMENT OF NINA TANN

    Ms. Tann. I am sorry. Good morning. Chairman Luttrell, 
Ranking Member McGarvey, and members of the subcommittee. Thank 
you for the opportunity to appear before you today to discuss 
the Department of Veteran Affairs' oversight of improper 
payments within compensation and pension programs. With me 
today from the Veterans Benefits Administration is Kevin Friel, 
Executive Director, Pension and Fiduciary Service, and Jeanine 
Gilson, active Chief Financial Officer.
    At VA, we take our mission to serve veterans, their 
families, and survivors very seriously. We are committed to 
being good stewards of taxpayer dollars and we recognize that 
improper payments are problematic for all of our stakeholders. 
An improper payment occurs when a payment is made in the wrong 
amount, either too much or too little, paid to the wrong person 
or paid without the required documentation. We want to assure 
Congress, veterans, and the American taxpayers that VA is 
working diligently to safeguard not only veterans' and 
beneficiaries' financial entitlements, but also the funds 
appropriated to VA to carry out our sacred and honorable 
mission. VA is using a range of strategies to proactively 
address and mitigate potential improper payment issues, which I 
will discuss today.
    In Fiscal Year 2024, VA reduced improper payments by about 
a billion dollars. Achieving this result was made possible by 
leveraging data sharing agreements with multiple Federal 
agencies. These provide critical information that inform the 
propriety of payments, such as benefits related to military 
duty status, benefit changes due to death, and income-related 
information. Additionally, these partners provide information 
that helps identify discrepancies or confirm information. These 
agreements are used to establish or verify eligibility for 
Federal benefits, verify compliance with Federal benefit 
programs, recoup payments or delinquent funds, as well as 
investigate potential fraud, waste, or abuse.
    For example, VA made several improvements to data matching 
agreements for VA's income-based pension benefits. VA now uses 
Federal tax information to verify an applicant's income upfront 
and income matching with the Social Security Administration to 
verify continued eligibility for income-based benefits. In 
addition to these strategies, VA continuously examines our 
systems and processes to improve timeliness and accuracy, 
thereby reducing improper payments.
    In December 2024, VA modified its procedural guidance to 
liberally interpret reevaluation provisions for dependency and 
indemnity compensation (DIC) claims. These changes streamline 
the decision-making process to mitigate the likelihood of 
underpayments and ensure VA renders the correct decision the 
first time. Additionally, these changes reduce requests for 
unnecessary information and simplify the claim review process.
    An area of crucial importance in making accurate payments 
is the correct application of effective dates by claims 
processors. Training and oversight through quality assurance 
(QA) and having proper internal controls in place are at the 
core of this issue. VA has taken steps to enhance training and 
oversight of effective dates through use of quality standdowns, 
refresher training to include a release of PACT Act training 
that focus heavily on effective dates, and publication of job 
aids based on findings from Special Focus Review, which allow 
tracking and trending of errors. We also welcome the review and 
analysis of our Office of Inspector General partners to examine 
our procedures and identify areas for improvement.
    For example, on April 15, OIG published a report on PACT 
Act effective dates. In response to the OIG's six 
recommendations, VBA is ensuring claims processors have the 
guidance, training, and tools they need to assign the most 
advantageous effective dates allowed by law for veterans 
claims. VBA is also enhancing our collaboration with the Board 
of Veterans Appeals and the Office of General Counsel (OFG) to 
improve the quality, comprehensiveness, and legal accuracy of 
its training programs in an effort to reduce delays, avoidable 
errors, and rework.
    VBA internal controls play a key role in reduction of 
improper payments and include a robust quality program to 
monitor claim accuracy. VA cannot reduce improper payments 
alone. We need help from our veterans and beneficiaries to 
reduce avoidable improper payments through the timely reporting 
of updated information. Any changes to information such as 
marital status, income, or dependency status must be shared 
with VA as quickly as possible to avoid overpayments and 
underpayments.
    For example, if a veteran and their spouse divorce and VA 
is not notified, this will result in an overpayment and 
potentially a debt that the veteran will have to pay. It is 
very important that veterans report any such changes to VA as 
quickly as possible. To better support this, VA is working to 
improve how it communicates the importance of reporting such 
changes to veterans and beneficiaries and to make reporting 
these changes as easily as possible. We are exploring 
communication avenues to ensure veterans are aware of what 
information we have and when they need to report a change.
    VA continues to make improvements on reducing improper 
payments and acknowledges there is more to be done. We are 
committed to working with Congress and our stakeholders to 
further improve, correct, and avoid improper payments where 
possible. We thank the committee for their continued support of 
programs that serve our Nation's veterans and look forward to 
working with you.
    Mr. Chairman, this concludes my statement. My colleagues 
and I are prepared to respond to any questions from you and 
members of the subcommittee.

    [The Prepared Statement Of Nina Tann Appears In The 
Appendix]

    Mr. Luttrell. Thank you. The written statement of Ms. Tann 
will be entered into the hearing record.
    Mr. Arronte, you are now recognized for 5 minutes to 
deliver your opening statement on behalf of OIG.

                   STATEMENT OF BRENT ARRONTE

    Mr. Arronte. Chairman Luttrell, Ranking Member McGarvey, 
and members of the subcommittee, thank you for the opportunity 
to testify on the OIG's independent oversight of VBA's 
Compensation and Benefits programs. We know that these programs 
provide critical financial support to many veterans and other 
beneficiaries who rely on their monthly benefit payments.
    Our oversight work has identified deficiencies in VBA's 
processes, IT systems, training, and internal controls. As a 
result of that oversight, we focus on recommendations that will 
help VA find ways to deliver timely, accurate payments so 
beneficiaries are not impacted by miscalculations and incorrect 
payments. Taking corrective action on OIG recommendations could 
also help VBA be good stewards of taxpayer dollars.
    In addition to our audit work, the OIG has a robust 
criminal investigations program to combat bad actors who 
fraudulently receive benefits. Improper payments are defined by 
Office of Management and Budget (OMB) as ``Federal payments 
that are for an incorrect amount, paid to an ineligible 
recipient, or issued without adequate supporting 
documentation.'' For the purposes of this hearing, we are 
talking about underpayments and overpayments. My written 
statement discusses several reports that identified improper 
payments, but I want to focus on the importance of correctly 
establishing the effective date of a claim.
    The effective date of a claim is paramount to ensuring that 
a veteran's compensation claim is paid on the correct date most 
advantageous for the veteran. The PACT Act significantly 
complicated effective date determinations by adding locations, 
dates, and new presumptive conditions that claims processors 
must consider.
    VBA rolled out the majority of training for PACT Act claims 
processors in December 2022 with a completion deadline of 
January 2023. This was an accelerated training schedule to 
facilitate implementation. VBA began processing PACT Act claims 
for terminally ill veterans in December 2022 and processing all 
other PACT Act claims in January 2023. In a report we released 
last month, we found that in 24 percent of the cases we 
reviewed, staff assigned incorrect effective dates that 
resulted in $6.8 million in improper payments, including both 
under and overpayments. Based on these projections, by August 
2025 that amount will reach approximately $20 million.
    We determined that this was the result of VBA not 
effectively preparing claims processors to incorporate PACT Act 
significant changes. The training guidance lacked the 
specificity needed for complex decisions and the two IT tools 
that were to assist in determining correct effective dates were 
unreliable.
    In our soon to be published report on VA's compliance with 
the Payment Integrity Information Act, also known as PIIA, we 
found VBA reported improper payments or VA reported improper 
payments of approximately $2.2 billion in both over and 
underpayment, which is down from $3.2 billion that was reported 
in 2023. However, of that 2.2 billion, 1.1 billion is 
considered a monetary loss and likely will not be recovered by 
VA.
    While VA satisfied 5 of 6 PIIA requirements this year, it 
continued to report an improper payment rate of more than 10 
percent for two programs. Those programs are VBA's pension 
program and Veterans Health Administration's (VHA) purchased 
long-term care services. While VBA's compensation program is 
not included in this report, it will be next year since VA 
identified the compensation program as a high priority program 
because it is susceptible to significant improper payments.
    The OIG is committed to continuing its independent 
oversight work of claims processing activities and VBA 
operations in order to create a better experience for veterans 
and their beneficiaries.
    Chairman Luttrell, Ranking Member McGarvey, and members of 
the subcommittee, this concludes my statement. I would be happy 
to address any questions you may have.

    [The Prepared Statement Of Brent Arronte Appears In The 
Appendix]

    Mr. Luttrell. The written statement of Mr. Arronte will be 
entered into the hearing record. We will now move to 
questioning.
    I recognize myself for 5 minutes.
    Okay. That was quite the suitcase you just unpacked, sir. 
Ms. Tann, this is how I am going to start this. How do we fix 
this problem? Ms. Tann, you said we are exploring our avenues 
of communicating with our veterans because this is a pretty 
long cast here. It starts inside the VA with our digital 
infrastructure, our training, manning. equipping with software 
and hardware. As it moves downstream and touches the veterans, 
they have to be able to communicate back into the organization 
to say, hey, look, my dependents are no longer here or--and I 
have got a divorce, or my spouse has passed away.
    How do we--you mentioned Social Security earlier. How does 
the VA--because in my district, people, they do not have 
computers, they do not have phones. Our veterans like to dig in 
and they are just kind of hidden. How do we track or help our 
veterans track--how do we track our veterans if they lose a 
spouse, so we are not providing--so the VA is not providing 
overpayment? How do we fix that problem?
    At the end of the day, I am going to say this now and I am 
going to say it in my closing remarks, if we are spending $3 
billion in overpayment and underpayment, and from the last 10 
years, if we are doing our homework correctly, those numbers 
have increased. We are losing ground, which is money that can 
be spent in other areas of the VA.
    I agree with my ranking member's opening statement. You 
have--we have the ability to fix this and this is a problem. 
Yes. When you are dealing with dollar bills, it is a big 
problem considering the numbers. We have to be aggressive, we, 
us, and the VA have to be aggressive on how to fix this. I 
think it is absolutely possible in 2025.
    Ms. Tann, you can--I will start with you.
    Ms. Tann. Thank you for your question, Chairman. We are 
looking at a number of avenues, but we also have a couple, a 
lot of things currently in place. We are making sure to notify 
veterans in our correspondence about when they need to report 
changes to us, what we have of record, and how we are using 
that information. We also have--they have the ability to report 
to any of our public contact offices. They can make changes 
through VA.gov as well as call our call center. We want to make 
it as easy as possible for veterans to access and provide 
updated information as much as is necessary.
    We also have capabilities in which we use matching 
agreements. You mentioned Social Security. Some of that is for 
income-based benefits and entitlements. We also do death 
matches so that we are made aware. We have like a survivor's 
assistance office now that can help veterans kind of navigate 
some of these situations. Really for information that only they 
have, like if there is a divorce, if there is the death of a 
spouse or the need to remove or add a dependent, that is only 
information that veterans know that they have to come to us. We 
are trying to open all the doors and make sure that they know 
that they have to inform us and what information we are using 
at any given time.
    Mr. Luttrell. Do we have the exact, I am going to try to 
say this right, do we have the exact number of how many 
beneficiaries there are, how many we correspond with, and how 
many respond back to the VA's requests? If we are pumping out 
letters, Mr. Friel, to 100 veterans that we give--that are 
beneficiaries and only 30 of them are responding back, but we 
are still paying the other 70, do you have that number by 
chance? Ms. Tann, I may be switching to Mr. Friel. I apologize.
    Mr. Friel. No, sir, I do not have that number readily 
available, but we can take that back.
    Mr. Luttrell. Is that a question that is being asked in the 
Department?
    Mr. Friel. It is. We are looking at, and specifically in 
our area, in Pension and Fiduciary, we are looking at the rate 
of return when we do development actions or we do request for 
information, the rate of return that we get for a reply.
    Mr. Luttrell. Do you have like a projection or a window 
that you can provide the committee today?
    Mr. Friel. No, sir, I would just be making up an arbitrary 
number, and I do not want to do that. We will----
    Mr. Luttrell. I ask that you get that to us because, again, 
just curiosity if we are in the billions in overpayments.
    Mr. Friel. Sir, if you do not mind, one thing I would like 
to expand on Ms. Tann's answer is----
    Mr. Luttrell. Okay.
    Mr. Friel [continuing]. with the Social Security death 
match, originally, that was just for beneficiaries. We have 
expanded that out to dependents on an award. To your question 
about how we would find out if a spouse passed away, we will do 
that through the Social Security death match. We are--Social 
Security has the same limitation we do that they are dependent 
upon a third party to notify them of a death. Once we get it, 
we can start action with the veteran to remove that dependent 
from their award.
    Mr. Luttrell. Okay. I just am eager to know how many 
beneficiaries there are, how many we send information to, and 
how many are responding to that request, because the delta in 
there, I would be curious to see what the number sign is and 
how that is correlated.
    Mr. Friel. Yes, sir. From that perspective, so just for 
clarity, we do correspond with almost all veterans every year 
when we do the cost-of-living adjustments, to what Ms. Tann 
spoke about in the letters, we identify. As far as the other 
actions where we do development and like a due process, is that 
more the area that you are looking at?
    Mr. Luttrell. Well, that might be where one of the misses 
are----
    Mr. Friel. Okay.
    Mr. Luttrell [continuing]. that is causing the problem. I 
mean, it is a lot. There is a lot of them, but that one I 
make--I am sorry.
    Ranking Member, you are recognized for 5 minutes, sir.
    Mr. McGarvey. Thank you, Mr. Chairman. Thank you all for 
being here again.
    Ms. Tann, I will start with you this morning. For Fiscal 
Year 2024, what were the reported level of improper payments 
for both the compensation and pension services as real dollar 
numbers and as a percentage?
    Ms. Tann. Thank you for the question, sir. I am going to 
ask our acting Chief Financial Officer if she will take that 
question, please.
    Ms. Gilson. Good morning and thank you for that question. 
For Fiscal Year 2024, for compensation overpayment debts we 
established $1.14 billion in overpayment debts and that is out 
of an outlay of $161.196 billion, which comes out to a fraction 
of 1 percent of improper payments. It is .72 percent of outlays 
were improper. The breakout for the pension service for 2024, 
their overpayment debts were $227.4 million out of an outlay of 
$3.743 billion, which is a percent of outlays of 6.1 percent. 
In total, when you add both of those numbers together, the 
total compensation and pension overpayment debts established 
was $1.366 billion out of a total compensation and pension 
outlay of $161.196 billion for, again, a below 1 percent-
percentage of compensation and pension outlays. It is .85 
percent were improper.
    Mr. McGarvey. Got it. Of those improper payments, what 
percentage were overpayments versus underpayments?
    Ms. Gilson. I can do the rough math here from the agency 
financial report for 2024. Again, these are projections that 
are given to us after a statistically valid sample of 300 cases 
is evaluated. From the statistically valid sample, pensions, 
improper payments were $404 million and the overpayments were 
$381.78 million, so in the magnitude of 80-ish percent.
    Mr. McGarvey. Okay, run through that one more time for me. 
The pensions were?
    Ms. Gilson. Certainly. Improper payments as a whole--well, 
improper payments, not including unknown payments where we do 
not know whether the payment is improper or not because the 
individual--the payment may be going through due process, so 
for improper payments that actually have been identified in a 
projection as being improper, the total was $404 million and 
the overpayments of that 404 were $381.78 million.
    Mr. McGarvey. Okay. Thank you. Do you think, do these 
numbers show an increase or a decrease in improper payments for 
these offices over prior years?
    Ms. Gilson. For pension service, this is an increase. The 
projection is an increase from 2023 to 2024.
    Mr. McGarvey. Taking my own notes. Thank you for that.
    This for Ms. Tann, but, you know, whoever has the answers 
for it. As I understand it, compensation service will be 
subject to more in-depth supervision under the Payments 
Integrity Information Act. Can you tell us why and what changed 
at Comp Service to make that necessary?
    Ms. Tann. Sure. Thank you for the question. What it is is 
that in Fiscal Year 2024 Compensation Service underwent a risk 
assessment. Because of the pure scale of our program, as was 
mentioned earlier, just the amount of outlays that we have, we 
are susceptible to more improper payments. It is not 
necessarily that anything wrong was done. We are in testing and 
evaluation right now. That heightened awareness and risk 
assessment as an internal control will lead us to reporting, 
again, in 2025, after having being removed previously because 
we met the PIIA requirements, and OIG concurred with that back 
in April 2021, I believe.
    Mr. McGarvey. Okay. We have got just a little bit of time 
left. Would you say this is a function of scale and not an 
issue of lack of proper controls or how would you characterize 
it?
    Ms. Tann. I think because of, as has been mentioned, just 
the amount of beneficiaries and veterans that we are paying and 
the vast dollar amounts that we are paying, we just are at 
heightened risk. It is a combination of factors, again, that 
you mentioned. I believe we have strong internal controls in 
place and we are constantly working to improve those. I think 
it is just based off the risk assessment, we have a higher risk 
because of the amount of outlays that we have.
    Mr. McGarvey. We are out of time, so I yield back to you, 
Mr. Chairman.
    Mr. Luttrell. Thank you, Mr. McGarvey.
    Mr. Self, sir, you are recognized for 5 minutes.
    Mr. Self. Thank you, Mr. Chairman. These are a lot of 
numbers. Your last comment though, Ms. Tann, you are at a 
higher risk because you have larger payments. Why is that 
logical?
    Ms. Tann. Because of the scale of our program and the 
amount of beneficiaries and payments that we do make, we just 
have a heightened level of risk around the potential for 
improper payments, which could be under or overpayments.
    Mr. Self. Yes, I would disagree with that assertion. Mr. 
Friel, yes or no, did you fix the Social Security 
Administration matching problem?
    Mr. Friel. Yes, we did.
    Mr. Self. How did you do that?
    Mr. Friel. We did a testing with Social Security. We 
validated that we were getting good responses. We have now 
continued to run that match every quarter to ensure that we are 
capturing the debt as soon as possible.
    Mr. Self. Okay. This is one of my continuing comments about 
VA. We hear a lot about your inputs, what you have done. I am 
more interested in outputs. We just heard that improper 
payments increased from Fiscal Year 2023 to Fiscal Year 2024. 
When are we going to start seeing results to this fix to the 
problem?
    Mr. Friel. Sir, our projection right now is that the Fiscal 
Year 2027 testing will get us below the 10 percent that is 
required by PIIA. We are currently still doing the match--
cleaning up the matches from the historical point and we 
believe that we will have a good force and--excuse me, we will 
be a good position in 2027. We are also investigating the 
opportunities for automation so that we can use automation to 
address these quicker than having to work them through the 
typical claims back--claims inventory.
    Mr. Self. Okay. Well, I suggest we do it quickly because in 
the 4 years under the Biden administration, we had almost $4 
billion in overpayment debts.
    Let us move to the veteran's child Chapter 35 education 
benefits. Ms. Tann, we are talking about over $200 million for 
this one small sector of what we are talking about. When did 
you first learn about these overpayments for the $200 million-
plus?
    Ms. Tann. Thank you, sir. We were actually notified, I 
believe, in Compensation Service around--after the October 22 
date. That is when we started to work together to look for 
whatever solutions we can put in place. That information or 
that notification actually went through our Office of Financial 
Management (OFM) and then they passed the information to 
Compensation Service. I may not have those exact dates right, 
but the information flowed from our OFM office from our office 
of business.
    Mr. Self. Again, those are inputs. When do we see outputs?
    Ms. Tann. Actually, we have made changes so that we have a 
matching program through information between Compensation 
Service and Education Service. So we actually do a monthly 
match. We took--we started that in January 2025 to send notice. 
In March 2025, we made adjustments to those awards creating no 
overpayments for our beneficiaries. In April, we have started 
that, we are doing that monthly match, and that allows us to 
give veterans or beneficiaries due process of that prohibition 
from them receiving both of those benefits at the same time.
    Mr. Self. Okay. Mr. Arronte, you mentioned the PACT Act 
complexity. Can you delve into that a little bit more? The PACT 
Act has led to the largest increase in our payments to our 
veterans forever. Can you go into that a little bit more to 
include the incorrect dates? I would like to hear that. There 
are also six factors I think you mentioned in your written 
testimony. Can you go into the complexity of the PACT Act? My 
bottom line question, and I have 1 minute, is does Congress 
need to do something to fix the complexity?
    Mr. Arronte. Great question, sir. Regarding effective 
dates, the laws have not changed regarding effective dates. 
What complicated the issue with PACT Act is that PACT Act added 
a lot of locations where veterans could serve for presumptive 
disabilities. They have added presumptive disabilities. All of 
those issues are considered liberalizing legislation. Any time 
that there is a liberalizing law, that is something that a 
claims processor must consider.
    An example of one of the most complicated issues is if a 
veteran has an intent to file, meaning he is going to notify VA 
or she is going to notify VA that they are going to file a 
claim within the next year, the date of that intent to file is 
one effective date. Then depending on what is being claimed, 
there could be two or three or four other effective dates. It 
could be the--the date when those disabilities, those 
presumptive disabilities became law. It could be when there is 
evidence that shows a veteran served in a specific location 
that was added due to liberalizing legislation. They have to 
consider all of those.
    Mr. Self. Okay.
    Mr. Arronte. At the speed they work, I think they missed 
that.
    Mr. Self. Is there any way we can cleanup those? Is there 
any way we can cleanup those different dates?
    Mr. Arronte. From a legislative standpoint, we have done 
the work in that. I mean, our experience is this is something 
that the Department has to fix. We have done some 
brainstorming. Okay. If you will bear with me and regarding 
effective dates----
    Mr. Self. I think we are going to have a second round. We 
may come back to this, Mr. Arronte.
    Mr. Chairman, I yield back.
    Mr. Luttrell. Mr. Arronte, continue on. That was going to 
be my line of questioning, so please continue.
    Mr. Arronte. Okay. Based on this recent work of effective 
dates, this is something that we have seen over years.
    Mr. Luttrell. When did you tell VBA that the improper 
effective dates were the number one issue?
    Mr. Arronte. In August 2022, I was invited to their rollout 
implementation conference in Houston and we were asked to 
provide the IG's concerns. Our very first talking point was 
effective dates. We were told that, yes, we are going to train 
effective dates. We know it is important and----
    Mr. Luttrell. This is one of the major causes of this blow 
up, I am going to assume.
    Mr. Arronte. Yes, yes.
    Mr. Luttrell. How do we fix this?
    Mr. Arronte. Three things that me and my directors have 
brainstormed. I am not advocating one or the other. It is a 
choice of the Department.
    The first is they could simplify the process of scenarios 
that govern effective dates. Instead of having all of these 
different levels of rules to govern effective dates, you could 
say the date you filed a claim and when a law changed. Right? 
You could simplify that. I think the pros to that, is you would 
see a better processing by VBA. The cons, I think you would get 
pushback from VSOs and veterans saying that just because it is 
complicated, does it mean we do not do it?
    The second is automation. I just created a division in the 
last year that looks solely at VBA's automation. I can tell you 
they are not there yet. One thing that we see with automation 
is the more complicated the business process is, the more 
difficult they are having to automate.
    The third is what we have recommended is more effective 
training and oversight. I know that sounds like a broken 
record, but as we have seen, training was not effective. It 
makes sense to have sound training. That when issues like the 
PACT Act come or new Agent Orange presumptives come or whenever 
somebody decides to change what benefit we are going to give 
veterans, that training has to be updated, it has to be 
adequate, and it has to be assessed.
    Mr. Luttrell. Training, yes, absolutely.
    Ms. Tann, how is the VA receiving that? I know, I 
understand there is a challenge with the digital signature 
inside the VA. We did not even have to walk down that road 
right now. The VA has received the Inspector General's (IG) 
report. Is there any adoption plan ahead of these effective 
dates?
    Ms. Tann. Absolutely. We have actually already implemented 
several of their recommendations, at least three of them. We 
worked to update our effective date builder tool in Veterans 
Benefits Management System (VBMS) so that----
    Mr. Luttrell. Did it solve that problem?
    Ms. Tann. Does it solve the problem?
    Mr. Luttrell. The PACT Act problem that we are running 
into.
    Ms. Tann. It does assist because it addresses things like 
the intent to file, the liberalizing law, and the terror 
activity. That was one of OIG's recommendations, which we did 
implement earlier this month. We are in the process of 
completing the job aid that they recommended. We also 
referenced the outdated evaluation tool builder that was on our 
internet page where all of our PACT Act resources are housed, 
so that it notes that that is historical, so people will not be 
using that. We are looking at the evaluation of our training as 
OIG----
    Mr. Luttrell. Inevitably the VA is going to make the 
decision on what the effective date is and the VSOs and 
everyone else is going to have to go with it, kicking and 
screaming.
    Ms. Tann. Yes, we are----
    Mr. Luttrell. There is going to have to be a decision made 
by the VA.
    Ms. Tann. Yes, sir. We consistently look at how do we 
improve and/or simplify our processes, as Mr. Arronte 
mentioned, based off feedback and things of that nature? 
Effective dates are complex. It is hard work and that is why we 
have humans in that process. If we could automate things end to 
end, we would. We cannot. We know we need subject matter 
experts and human intervention in this process. There is a lot 
to unpack for our claims processors. As Mr. Arronte said, PACT 
Act did not change how we apply effective dates. It is just new 
information and people applying them consistently to the most 
advantageous available to the veteran under the law.
    Mr. Luttrell. Okay. Ms. Gilson, did we do by--and this may 
be a Mr. Arronte question, but did we do like a forensic audit 
on the amount of money spent over the past 5, 10 years to make 
sure that we are not--again, we are trending in the wrong 
direction. Are we looking back on our numbers saying, hey, 
look, we are not making those exact same overpayment or 
underpayments and not replicating our mistakes? I understand 
the expansiveness of the VA, but as we know, we are missing 
something if we are still spending over a billion dollars in 
overpayments. What is the comparative analysis that we are 
doing in order to fix it? In next--and then how are we looking 
for 2025? Are we already projected to spend more than we did in 
2024? I just threw a lot at you, I apologize.
    Ms. Gilson. No, that is fine. Thank you. A couple answers 
to your question here.
    Regarding the individualized tracking and trending of 
errors and how do we correct those and make them better, the 
Office of Financial Management does not do each's reviews on 
the payments that go out. We take a review holistically at the 
summary level.
    Mr. Luttrell. I think we should.
    Ms. Gilson. Well, maybe that is the case. However, what we 
do within the Office of Financial Management is when we receive 
the payment information from our business lines, we are 
trusting, we are relying on the controls in place within that 
business line to make sure that payment is accurate. From the 
Office of Financial Management's perspective, we review the pay 
file to make sure that the accounting is correct, that the 
money is actually in the proper account to make those payments, 
that the time of the payment is right, that the program is 
correct. We are accountants and we do not have adjudicators on 
the staff. If we did, we would need to reopen every single 
claim that came through to validate that. And----
    Mr. Luttrell. Well----
    Ms. Gilson [continuing]. we do not----
    Mr. Luttrell [continuing]. we are a billion dollars in the 
hole. When are we going to start taking a look at that? I am 
not beating you up.
    Ms. Gilson. I understand.
    Mr. Luttrell. This is me talking about it, Okay?
    Ms. Gilson. Yes.
    Mr. Luttrell. I mean, I do not know how far down the track 
it has to go before somebody says, yes, that is probably a good 
idea, which I think it is past time.
    I am well over, Mr. McGarvey, I apologize. You alright with 
that? Okay. I am sorry.
    Ms. Gilson. Yes. No, no, thank you. I appreciate that. 
Again, from the accounting perspective, we review to make sure 
that everything is appropriate and interfaces to Treasury for 
payment.
    My office also does a review of fraud, waste, and abuse 
types of situations. We have a tremendous partnership with our 
colleagues within the Office of Inspector General. When we 
identify fraud around payments, to make sure that we rectify 
that-that veteran immediately, we make them whole. In many 
cases, we can reissue payments same day when we get a call 
saying, ``hey, I did not get my payment.'' When we identify 
that there is fraud within, you know, scammers who are changing 
bank accounts without veterans' knowledge, we do engage the 
Office of Inspector General to investigate those areas and 
identify, you know, further action taken.
    Mr. Luttrell. Well, that is when you see it. I mean, the 
event has already happened. We need to make--we are trying to 
stop it beforehand.
    Ms. Gilson. Correct. We do have some tools and techniques 
that we have available where we are getting more proactively 
involved in preventing fraud. We are using machine learning and 
artificial intelligence and detailed analytics to get to----
    Mr. Luttrell. This is where the Department needs to come to 
Congress and say we have to have the money to implement this 
type of software, this artificial intelligence, machine 
learning. You have to tell us that because right now we are 
just seeing the numbers and they are not, obviously, they are 
not good, but we are all in to help you. Again, this problem 
has been going on for, I mean, I am going to make the 
assumption, for decades and let us fix it right here. We are 
ready. Okay?
    I am well over, Mr. McGarvey. Okay. Go ahead, finish.
    Ms. Gilson. I think I am pretty much done.
    Mr. Luttrell. Okay. All right. Mr. McGarvey, I am sorry, 
sir. We recognize you.
    Ms. Gilson. Thank you.
    Mr. McGarvey. No, thank you, Mr. Chairman, and appreciate 
this conversation because we want to get this right. Right? We 
want to make sure that we are getting the money to our veterans 
that they need, that they deserve, and that we are being good 
stewards of taxpayer money.
    In my round of questioning, I will refresh everyone's 
memory because it was a second ago, I was talking with Ms. Tann 
about whether this was a function of scale, not an issue of 
lack of proper controls. She sort of said more, it is a 
function of scale. I just wanted a second opinion on that. Mr. 
Arronte, do you agree with that assessment?
    Mr. Arronte. To some degree, sir, I do. It is a matter of 
scale. If you look at the PIIA thresholds, those PIIA 
thresholds are across the government. Every agency has those 
same thresholds. If you are conducting a risk assessment of the 
National Science Foundation and their budget is like this, they 
mess one thing up and it is high risk. U.S. Department of 
Defense (DOD), U.S. Health and Human Services (HHS), VA, their 
budget is like this. They get this much more leeway to make 
mistakes or have acceptable mistakes.
    That is why I am a firm believer that as it relates to 
compensation, compensation has been on and off the PIIA program 
throughout the years. As the Chairman indicated in his opening 
statements, we have a body of work that shows constantly that 
there are improper payments. In the last nine reports I have 
issued, seven show incorrect effective dates that lead to 
improper payments. I think that is enough.
    Where compensation should be, I think they should make an 
exception. I think compensation should be on their high 
priority list until the numbers come down. The reason I say 
that, because if you look at some of the programs that are 
tested in the PIIA-communications, utilities and rent, those 
improper payments have dropped to .5 percent. Medical care 
contracts have dropped over 2 percent. VA community care has 
dropped from 5 percent to 1 percent. That tells me the process 
works. You got to keep those programs on whether they meet the 
threshold or not just because it is a form of function. There 
is just so much disparity in the budget that allows more 
mistakes with bigger organizations.
    Mr. McGarvey. Mr. Arronte, there is nothing that is 
stopping the VA, from complying with PIIA?
    Mr. Arronte. No.
    Mr. McGarvey. Okay. Voluntarily complying, I should say.
    Mr. Arronte. No. That is the--that is what our work is. I 
have mixed emotions about the effectiveness of PIIA. The good 
thing about PIIA is it is our oversight of the Department and 
its compliance. We test to make sure that the Department is 
following the rules. It is a strictly compliance audit. It does 
not get very deep, but they are following the rules.
    Mr. McGarvey. The Chairman said something that I echo and 
find interesting when talking with Ms. Gilson about tell us 
what you need, right? Tell us what you need so we can help fix 
this problem. We heard some suggestions from her, potentially. 
Just from a different point of view, Mr. Arronte, do you have 
any suggestions for what Congress can do to help make the 
situation better?
    Mr. Arronte. In regards to PIIA, other than the 
recommendations that we make, I have no other guidance or 
suggestions. Like I said, our review is strictly compliance. It 
does not dig in deep, does not look for what we would typically 
do in a normal audit. We do not look for-for the root cause. We 
just look at compliance as mandated by OMB.
    Mr. McGarvey. Ms. Tann, in a June 2024 report, the OIG 
found that VBA had not identified Vietnam veterans who were 
eligible for benefits and that resulted in an underpayment of 
$836.8 million. Another 2024 review looking at survivors showed 
33.1 million in underpayments. Both of those reports have open 
actions, including a full review of claims, better outreach 
letters, and monetary compensation. Do you know where those 
reviews stand at this time?
    Ms. Tann. Sir, for the one that you mentioned regarding 
survivor's payments, I will ask Mr. Friel to respond to that 
one. Can you repeat the first one that you mentioned? I am 
sorry, I did not----
    Mr. McGarvey. Sure. We were talking about the 2024 OIG 
report that Vietnam veterans who are eligible for benefits had 
not received them in payments of 836.8 million and another 
looking at survivors in 2024 showed 33.1 million underpayments. 
Both of those reports have open actions, including a full 
review of claims, better outreach letters, and monetary 
compensation. We are just seeing where those reviews stand 
right now and getting the veterans what they have earned.
    Ms. Tann. Certainly I will take back, if I can, that 
question about the Vietnam veterans report to see where those 
action items are. I will ask Mr. Friel if he has an update on 
the survivors.
    Mr. Friel. Sir, thank you for that question. As it relates 
to the survivors piece, we have adjusted our processes. One of 
the things that the IG called out was in the PACT Act required 
that survivors specifically asked for us to look back, right, 
to see if there was an earlier effective date. That was our 
initial training with--in concurrence with or coordination with 
the IG and OGC. We have amended our processes now to say that a 
reopened DIC is, in fact, a claim for us to look back. That 
will help close that gap.
    We are continuing to work. We have--I think we have under 
20 claims left to make the proper adjudication and adjust the 
rates to ensure the survivors get the right amount.
    Mr. McGarvey. Thank you, Mr. Friel. Mr. Chairman, I yield 
back.
    Mr. Luttrell. Thank you. Mr. Self, you are recognized for 5 
minutes.
    Mr. Self. Thank you, Mr. Chairman. We have heard a lot of 
Washington speak here today. Does anybody know what those 
ribbons up on the flags are?
    Mr. Arronte. Campaign ribbons.
    Mr. Self. They are battle streamers. Veterans that we are 
talking about, those represent the campaigns that our veterans 
fought in, were wounded in, died in. That is the veterans we 
are talking about here. I have heard a lot of Washington talk.
    Ms. Tann, in your testimony, written testimony, it talks 
about how critical it is that veterans and beneficiaries self-
report changes. Now, I agree with that. What I have heard here 
is we have not fixed the problems so that our veterans have the 
education and the training to know when they are supposed to do 
things. You heard the chairman say that in his district some 
people do not have computers. We have heard this time and time 
and time again from my time on this committee. We have-our 
veterans do not know and we have made it so complex, Mr. 
Arronte's testimony, we have made it so complex for our 
veterans. Those battle streamers up there represent the 
veterans that we are talking about here in Washington speak.
    Ms. Tann, how many OIG, and two separate answers here, how 
many OIG recommendations do you have outstanding? How many 
Government Accountability Office (GAO) recommendations does the 
Department have outstanding? OIG and GAO. These are 
recommendations of people that are telling the Department 
things to improve your processes. How many do you have open?
    Ms. Tann. Sir, I do not have the total number of all of 
those pending.
    Mr. Self. I would like to know because we have got to do 
better. I mean, inputs are not outputs. I want to start hearing 
outputs about how we fix the problems.
    With that, Mr. Chairman, I yield back.
    Mr. Luttrell. Mrs. Radewagen is recognized for 5 minutes.
    Ms. Radewagen. Thank you, Mr. Chairman. Ms. Tann, during 
the last administration, VA informed us of plans to rely on the 
authority in Cleland-Dole to cancel overpayments of VA benefits 
resulting from administrative delay. When will VA begin using 
this authority?
    Ms. Tann. Thank you for the question, ma'am. We are still 
in the process of implementing Cleland-Dole Section 252. We 
have implemented one of the sections, but we are still working 
on implementing the one that will require us to create 
permanent timeliness standards around which to prohibit the 
overpayment or debt applied to individuals because of delays in 
VA processing.
    Ms. Radewagen. Ms. Tann, yes or no, was the April 2025 PACT 
Act effective date refresher training, was it mandatory?
    Ms. Tann. Yes, it was.
    Ms. Radewagen. Yes or no, have all compensation service 
employees completed that April 2025 effective date training?
    Ms. Tann. I would have to get back to you on that.
    Ms. Radewagen. Please do. Thank you.
    Mr. Friel, yes or no, has every employee who decides 
survivors DIC claims also completed that April 2025 training?
    Mr. Friel. Yes, they have.
    Ms. Radewagen. Ms. Tann, what exact processes for assigning 
correct effective dates is VA planning to automate and when 
will that automation technology be implemented?
    Ms. Tann. I am not aware of plans to automate effective 
dates just because of the complexity around it. I will speak to 
the work that we have done to update and enhance our system so 
that the tools that are available to claims processors address 
some of those problem areas and pain points that Mr. Arronte 
mentioned, such as intent to file, liberalizing law, and toxic 
exposure activities.
    Ms. Radewagen. Mr. Friel, does VA have the authorities, 
including all the computer matching agreements, that VA 
requires to ensure accurate payment of veterans pension and 
survivors pension?
    Mr. Friel. Yes, we do.
    Ms. Radewagen. Now, Mr. Arronte, what mistakes did the 
Biden administration VA make when initially rolling out 
training and guidance for PACT Act claims' effective dates?
    Mr. Arronte. Ma' am, based on our work and as I indicated 
in my opening remarks, the training was pushed out very 
quickly. They had 4 months to identify the type of training 
that needed to be done. They trained in December. It was very 
quick. What our recent report shows is they missed an 
opportunity. They did not evaluate the effectiveness of that 
training. I can tell you my reports are showing that the 
training could not have been that effective because we are 
seeing high error rates with effective dates.
    Ms. Radewagen. Sir, has VA done enough to fix those 
mistakes so that compensation overpayments will be 
significantly reduced in the future?
    Mr. Arronte. Ma'am, if you are looking for a yes or no, I 
am going to say no, just because of my body of work. However, 
as the VBA panel members have indicated, I think they are 
heading in the right direction. They are correcting these 
effective date tool builders. They are consolidating their 
policies, procedures, and the guidance so staff do not have to 
look through, 8 pages or 10 pages of FAQs on this site and 20 
pages of FAQs on this site. I think they are working toward the 
right direction.
    Ms. Radewagen. Mr. Arronte, do you believe that VA's 
quality assurance controls are adequate to ensure that VA 
claims processors assign correct effective dates for award of 
benefits?
    Mr. Arronte. No, ma'am. The reason I say that, again, I am 
basing it on our work. We see high error rates all the time. We 
looked at their QA program in 2021, we looked at five aspects 
of it, and issued reports on them. Since then, I think one 
thing that we would like to see with their QA is when they draw 
samples to determine accuracy and error rates, they sample 
across the board, the entire spectrum of claims. It could be a 
musculo-skeletal claim, it could be a claim to--a presumptive 
claim, it could be a whatever. Right? They know what their high 
priority areas are. They know effective dates is one. There is 
several others.
    I would like to see them, aside from a special focused 
review, because that is a one-time look, I would like to see 
them conduct a specific sample of those high-risk areas. Now, 
that might not bode well for their accuracy rate, but it will 
help them hone in on what the high-risk problems are.
    Ms. Radewagen. Thank you, Mr. Chairman. Yield back.
    Mr. Luttrell. Ms. Radewagen, do you have any more 
questions? We moved through the second panel. Do you have 
another question or are you good?
    Ms. Radewagen. Not at this point, Mr. Chairman.
    Mr. Luttrell. Thank you. I yield to the Ranking Member for 
closing remarks.
    Mr. McGarvey. Thank you, Mr. Chairman. Appreciate the 
testimony here today. Obviously, we appreciate you all being 
here. I know that each and every one of us wants to improve 
these programs. We want to make sure that we get it right for 
the veterans and we get it right for the taxpayers. We have got 
to do it in a holistic way. We have got to make sure that there 
are the fewest possible errors and that the personnel are well 
trained. We also want to see this done with care and 
compassion.
    I want us to find solutions. I want us to create efficient 
processes and to listen to the workers and union workers when 
they tell us how we can help them in their work. I want the 
call center workers at the Debt Management Center to have the 
ability to step back and breathe when a veteran calls in crisis 
because they do not see a way out of debt they did not even 
know they had. I want the veteran in crisis to have access to 
immediate mental healthcare at that moment. I want to see a VA 
that provides kindness and clarity in a payment program to help 
a veteran get out of the red.
    I do not want to hack away at the base. I do not want to 
needlessly attack people who are serving these folks while we 
make it harder to conduct research or provide life-saving care, 
and keep families together in burial plots.
    We want to make sure that the VA is working, that it is 
working for the people for whom it is intended to serve, the 
veterans. That they do so in a responsible way that has the 
fewest possible errors. I truly mean that. All errors, whether 
it is identifying the proper payments, the proper training, 
whether it is an improper use of funds. At the end of the day, 
if we do not get this right, who are we hurting? We are hurting 
our veterans. We are hurting the people who work at the VA, 
many of whom have served our country prior to their serving our 
country at the VA. We hurt the families, the caregivers, and 
the survivors of the brave men and women who put on a uniform 
to serve us.
    Mr. Chairman, I look forward to working with you together 
on this issue, to finding genuine solutions to these problems. 
I yield back.
    Mr. Luttrell. Thank you, sir. Thank you all for coming to 
the hearing today.
    The Ranking Member and I are in agreeance. It would be 
ideal if we could walk this problem all the way down to zero, 
dollar sign-wise. The system itself is so large, there is going 
to be a margin of error in there somewhere. Our heartache is 
the fact that it is trending in the wrong direction.
    To his point, we are serving the veterans. The veterans are 
always on the receiving end of everything that we do in this 
committee and everything that you wake up every morning, look 
yourself in the mirror, walk into the office, and say, why am I 
here? It is for our veterans.
    Taking what Mr. Arronte said, implementing those effects 
inside the VA will move us in the proper direction. Ms. Tann, 
you said you are implementing certain things the OIG has pushed 
out. Amazing. Ms. Gilson, when you reported the numbers, it 
is--I just do not like the fact that we are not--again, we are 
going in the wrong direction and there has to be a fix. I would 
like to meet with you in the antechamber. I have a couple 
questions I would like to ask you after the hearing.
    Making overpayments at this number, I think one of the 
worst things you can do--I mean, I am being dead 100 percent 
serious. The worst thing you can do is overpay a veteran and 
tell them you got to give it back. I mean, that is something 
that the U.S. Government is exceptional at. I know I get hit by 
the Internal Revenue Service (IRS) all the time. Hey, man, you 
owe us 25 cents.
    Our veterans live paycheck to paycheck. A lot of them are 
in a deep, deep, dark, black hole, and if you asked--if you are 
trying to take something from them that the U.S. Government 
gave to them, that is our fault. Okay? We have to fix that 
problem. Whether or not it is hardware, software, man tripping 
a coin--man, train, and equip, we have to be on it.
    I know again, every time you guys sit in front of us, you 
are telling us that, hey, that is happening inside the VA. I 
got it. Again, once again, we are a large organization and at 
scale, one of the largest. Okay. I will always say, remember, 
it is about our veterans 100 percent. We have to take care of 
those that took care of us. Okay?
    Thank you. Thank you for coming and testifying before us 
today on the important goal of reducing waste resulting from 
improper payments and compensations and pensions. I look 
forward to working with the administration and my colleagues 
that causes improper payments to ease the burden on our 
veterans and their families.
    I ask unanimous consent that all members have 5 legislative 
days to revise and extend their remarks and include extraneous 
material. Without objection, so ordered.
    This hearing is adjourned.
    [Whereupon, at 11:17 a.m., the subcommittee was adjourned.]
    
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                         A  P  P  E  N  D  I  X

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                    Prepared Statements of Witnesses

                              ----------                              


                    Prepared Statement of Nina Tann

    Good morning, Chairman Luttrell, Ranking Member McGarvey, and 
Members of the Subcommittee. Thank you for the opportunity to appear 
before you today to discuss VA's improper payment oversight. Joining me 
today from VBA are Kevin Friel, Executive Director, Pension and 
Fiduciary Service, and Jeannie Gilson, Acting Chief Financial Officer.
    VA recognizes the importance of providing Congress, Veterans, and 
beneficiaries with transparency related to improper payments. Improper 
payments include incorrect payment amounts (too much or too little), 
payments to the wrong person, or disbursed payments without required 
documentation. VA pays the amount of benefit based on the evidence of 
record at the time of the disbursement, until VA receives notice of a 
change. For example, if a Veteran loses a dependent and does not report 
this change to VA, he or she may be paid too much, or in some cases, 
too little. To combat improper payments, VA supplements beneficiaries' 
self-reported changes with additional controls. VA has taken many steps 
to prevent, detect, and correct improper payments and mitigate fraud, 
waste, and abuse.
    VA safeguards beneficiaries' financial well-being and effectively 
oversees the use of appropriated funds by using a range of strategies 
to proactively address and mitigate potential improper payment issues. 
In Fiscal Year (FY) 2024, VA reported a reduction of about $1 billion 
in improper and unknown payments. The breakdown of the improper and 
unknown payments are as follows: $149.57 million for beneficiary 
travel; $13.27 million for Rent Communications, and Utilities; $28.25 
million for Medical Care contracts and agreements; $280.67 million for 
supplies and materials; $518.58 million for pension; $760.1 million for 
long-term services and support; and $416.63 million for VA Community 
Care, which reflects a reduction of 31.55 percent from Fiscal Year 2023 
results, despite increases in outlays of $4.43 billion, or 12.30 
percent. Since Fiscal Year 2018, VA has reduced improper and unknown 
payments by $12.57 billion, or 85.29 percent, and removed seven 
programs from reporting requirements by prioritizing corrective actions 
on the largest proportion of errors and noncompliance with laws and 
regulations.
    VA continues to strengthen its risk assessments, test plans, and 
collection of error data to ensure accurate projections and inform 
effective remediation strategies. While any amount of improper payment 
is unacceptable, VA continues to make progress in identifying and 
preventing these from occurring. VA acknowledges that improper payments 
are problematic and remains committed to process improvements that will 
ensure VA is providing accurate and timely benefits to Veterans and 
their dependents with effective oversight.
    As an example of recent VA efforts to reduce improper payments, on 
December 2, 2024, VA modified its procedural guidance to liberally 
interpret re-evaluation provisions for Dependency and Indemnity 
Compensation (DIC) claims. The changes streamlined the decision-making 
process to mitigate the likelihood of underpayments and ensure VA 
renders the correct decision the first time. Additionally, these 
changes reduced requests for unnecessary information and simplified the 
claim review process.
    In some cases, VA cannot adjust a Veteran's benefits in time to 
prevent an overpayment. Administrative or operational constraints 
within VA may cause processing delays. Congress and VA recognized the 
burden this placed on Veterans and beneficiaries, based on 
circumstances outside of their control. As a result, on December 29, 
2022, Congress enacted the Joseph Maxwell Cleland and Robert Joseph 
Dole Memorial Veterans Benefits and Healthcare Improvement Act of 2022, 
also known as the ``VA Beneficiary Debt Collection Improvement Act of 
2022'' or simply the ``Cleland-Dole Act'' (P.L. 117-328; 136 Stat. 
4459).
    Section 252 of this law amended 38 U.S.C. Ch. 53 by adding a new 
section 5302B, which establishes prohibitions on the creation of debts 
due to delays in VA processing. Unless a delay is directly attributable 
to a beneficiary's actions outside of his or her basic due process 
rights, the law requires that VA must issue an overpayment decision and 
associated notice within 1 year of receiving information that results 
in potential debt. Delays caused by a beneficiary's actions will extend 
the timeliness period for VA to issue a decision by the number of days 
equivalent to the length of the delay. When VA fails to issue a timely 
decision, the beneficiary is not responsible for repaying VA for the 
overpayment. Each issue that generates a potential overpayment is 
considered separately for purposes of applying these timeliness 
standards. It is important to note, however, that this guidance does 
not apply where there is evidence of fraud, misrepresentation, or bad 
faith on the part of a beneficiary, or to instances in which a 
beneficiary did not provide current and accurate information affecting 
his or her benefits in a timely manner.
    In another example of VA's efforts to reduce improper payments, in 
Fiscal Year 2024, VA identified an administrative error which resulted 
in duplicate dependency payments for Chapter 35 Dependency Education 
Assistance benefits. As of February 18, 2025, VA estimated the monthly 
average of overpayments in Fiscal Year 2025 for the Chapter 35 error at 
approximately $5.8 million. The total of overpayments from Fiscal Year 
2017 through 2025 is estimated at $211.3 million. VA's former Under 
Secretary for Benefits, under the previous administration, determined 
that the duplicate payments were an administrative error; therefore, 
impacted Veterans would not have debts established. VA worked to 
correct the point in the process leading to the administrative error 
and implemented a fix in January 2025. On January 10, 2025, VA issued 
due process letters to approximately 15,000 Veterans who receive 
disability compensation or pension benefits for a child while the child 
is concurrently being paid benefits pursuant to Chapter 35. The due 
process letters did not propose the creation of an overpayment. On 
March 17, 2025, following the due process period, VA notified Veterans 
that the child was being removed from their disability payment. No 
overpayments were created. VBA's Compensation Service and Education 
Service continue to partner to develop a solution to eliminate future 
overpayments for Chapter 35 dual entitlement.

Inter-Agency Data Sharing

    To assist with preventing improper payments, VA regularly receives 
information from various Federal agencies through data matching 
agreements. VA partners with other Federal agencies to compare 
information between VA and each partner agency's records to identify 
discrepancies or confirm information through the computer matching 
agreement process governed by the Privacy Act (5 U.S.C. Sec.  552a). 
These agreements are used to establish or verify eligibility for 
Federal benefits, verify compliance with Federal benefit programs, and 
recoup payments or delinquent funds as well as investigate potential 
fraud, waste, or abuse. These data matching agreements include those 
that concern benefits related to military duty status, benefit changes 
due to death, and issues related to income. Additionally, VA has made 
several improvements related to data matching agreements for VA's 
income-based pension benefits, including using Federal tax information 
to verify an applicant's income upfront and income matching with the 
Social Security Administration (SSA) to verify continued eligibility 
for income-based benefits.
    Certain statutory requirements prohibit duplication of benefits 
during the same period, such as receiving both a disability 
compensation payment and regular active duty pay. VA conducts routine, 
monthly data matches with the Department of Defense (DoD) to identify 
Veterans who return to active duty. When the match occurs after a 
Veteran returns to active duty, this results in a duplicate payment 
from DoD and VA.
    Additionally, VA conducts an annual data match with DoD to identify 
Reservists and members of the National Guard receiving active duty for 
training pay, often referred to as drill pay. Both scenarios may 
identify an improper overpayment.

Effective Dates: Importance and Improvements

    VA acknowledges the crucial importance of claims processors 
understanding and assigning the proper effective dates as required by 
law in issuing accurate payments. Training is at the core of the issue, 
and VA has taken steps to enhance training on effective dates. Once 
hired, claims processors receive training on effective dates as part of 
their foundational core curriculum. Following their initial training, 
claims processors undergo annual assessments to evaluate their 
application of the rules and guidance on effective dates, as part of 
the Competency Based Training Systems assessment. If any knowledge gaps 
or inefficiencies are identified, claims processors receive targeted 
refresher training to address those specific areas.
    VBA is also enhancing its collaboration with the Board of Veterans' 
Appeals and the Office of General Counsel to improve the quality, 
comprehensiveness, and legal accuracy of its training programs, with a 
focus on improving claims development and decision-making through 
thorough data analysis, root cause identification, and targeted 
training for VA personnel. This approach aims to drive impactful 
change, ultimately benefiting Veterans by ensuring the accuracy of the 
benefits and payments they receive.
    The Sergeant First Class Heath Robinson Honoring our Promise to 
Address Comprehensive Toxics (PACT) Act, signed into law on August 10, 
2022, marked the largest and most significant expansion of Veterans' 
care and benefits in decades. While the original legislation was 
written with a phased-in approach for the effective dates of various 
exposure-related conditions, VA proactively determined that all 
conditions would instead be effective upon date of enactment, to not 
only benefit the Veteran, but to make implementation of the law less 
complex for claims processors. Additionally, VA took immediate action 
to ensure claims processors received guidance on processing PACT Act 
claims and, in December 2022, VBA provided the training needed to begin 
processing these claims as quickly as possible. This ensured all front-
line claims processors who handle claims for disability compensation 
benefits based on toxic exposure were ready to process claims on 
January 1, 2023, and could accurately apply the provisions of the law.
    On April 1, 2025, VA also released PACT Act refresher training to 
claims processors, which specifically addressed effective dates. The 
content was created using data collected from the PACT Act Special 
Focused Review for Quarter 1 of Fiscal Year 2025. The leading error 
category was failure to apply or misapplication of effective dates 
under 38 C.F.R. Sec.  3.114, which governs effective dates of awards 
based on a liberalizing law or liberalizing VA issue. In these training 
updates, VA addressed effective date provisions that involve the 
general effective date rules, liberalizing laws, and presumptive 
conditions. VA also addressed the impact of intent to file and the date 
of receipt rule with such claims.
    VA also relies on our Office of Inspector General (OIG) and 
Government Accountability Office (GAO) partners to independently review 
our processes and procedures to identify issues. VA works 
collaboratively with OIG and GAO to address any issues discovered. For 
example, on April 15, 2025, OIG published its report titled ``The PACT 
Act Has Complicated Determining When Veterans' Benefits Payments Should 
Take Effect'' (Report Number: 24-01153-52). In their report, OIG 
estimated that about 31,400 of the 131,000 PACT Act-related claims (24 
percent) VA completed between August 10, 2022, and August 9, 2023, had 
errors in the assigned effective date. OIG determined an estimated 
26,100 of those claims resulted in at least $6.8 million in improper 
payments. Subsequently, OIG recommended that VA implement system 
enhancements to add functionality that applies liberalizing laws on 
claims when VA receives an intent to file or when service connection is 
based on a toxic exposure risk activity. These system enhancements are 
currently scheduled for implementation by the end of the 3d quarter of 
Fiscal Year 2025. Additionally, OIG recommended that VA create a job 
aid for claims processors on how to determine the correct effective 
date for PACT Act-related claims. The job aid is scheduled for 
implementation in July 2025.
    In addition to specific audit reviews, OIG annually reviews VA's 
improper payments as required by the Payment Integrity Information Act 
(PIIA) of 2019 (P.L. 116-117; 134 Stat. 113). PIIA specifically 
requires agencies to review programs that may be susceptible to 
significant improper payments exceeding either 1.5 percent of program 
outlays and $10 million, or $100 million in total. Since 2004, VA has 
made proactive efforts to identify and report improper payments by 
continuously examining the following programs: compensation, DIC, 
pension, and monetary burial benefits. VBA's pension program saw an 
increase in improper payments above the compliance threshold for Fiscal 
Year 2023 and Fiscal Year 2024 (10.86 percent [$419.27 million] and 
13.85 percent [$518.58 million], respectively). This increase primarily 
resulted from the pause in the SSA income data match, which was 
reinstated in Fiscal Year 2022. When the program resumed in June 2022, 
VA implemented a quarterly data match for additional oversight versus 
the prior annual match to mitigate errors under its corrective action. 
This frequency change will help to reduce improper payments resulting 
from unreported SSA income.
    OIG has recognized the corrective actions VBA put in place to help 
reduce improper pension payments, including increased oversight via 
site visits, special focused reviews, and targeted training based on 
analysis of quality assurance data. As an additional prevention 
measure, VBA's Pension and Fiduciary Service is investigating the 
potential implementation of an automation solution to utilize the data 
provided via the SSA income match to render timely award adjustments. 
This would minimize debt associated with unreported SSA income and 
prevent future improper payments.

The Role of the Veteran

    It is critical that Veterans and beneficiaries self-report changes 
in their eligibility or status, including changes in income, net worth, 
medical expenses, marital status, dependency status, or death of a VA 
beneficiary. Timely reporting of these changes in beneficiary status 
significantly impacts VA's ability to deliver appropriate benefits and 
prevent improper payments. Generally, in the absence of data sharing 
agreements, VA relies on the information Veterans or beneficiaries 
report and pays the most accurate amount possible based on the 
information available at the time a claim is processed. Reporting 
changes to VA is crucial for maintaining accurate records and ensuring 
Veterans receive the most accurate benefits. Once VA receives a 
notification of change, payments VA already issued are considered 
improper even though VA had no knowledge of the information at the time 
of payment. This may result in an overpayment that the beneficiary will 
be responsible for repaying.
    When VA makes a decision on a benefits claim, VA sends a 
notification letter to the claimant. This letter includes detailed 
information about the decision and the factors affecting the 
compensation rate. It also explains how claimants can report any 
changes to VA to avoid disruptions to their benefits or the risk of 
overpayments. VA understands the negative impact overpayments can have 
on Veterans and beneficiaries and makes every effort to inform them up 
front and prevent overpayments. VA continues to expand access and 
streamline communications with Veterans and beneficiaries to make the 
exchange of information faster and less burdensome on our stakeholders.
    VA is committed to working with Veterans and beneficiaries to 
identify ways to assist them in keeping information updated and 
reporting any changes to dependency, income, or other benefits-related 
issues to avoid delays in payments, ensure eligibility for benefits, 
and receive timely communications from VA. VA offers easily accessible 
methods for Veterans to promptly report a change of status, such as 
online at va.gov, calling our VA benefits hotline, or in person at a VA 
benefits facility, in an effort to ensure Veterans and beneficiaries 
receive the correct benefits they are entitled to, avoid improper or 
discrepant payments, and maintain up-to-date information with VA.

Conclusion

    VA strives to safeguard the financial well-being of Veterans and 
beneficiaries and is committed to working with Congress to proactively 
improve and mitigate potential improper payments. Chairman Luttrell, 
Ranking Member McGarvey, this concludes my testimony. We thank the 
Committee for your continued support of programs that serve the 
Nation's Veterans and look forward to working together to further 
enhance delivery of benefits and services. My colleagues and I are 
prepared to respond to any questions you or other Members of the 
Subcommittee may have.

                  Prepared Statement of Brent Arronte
[GRAPHIC(S) NOT AVAILABLE IN TIFF FORMAT]


                       Statements for the Record

                              ----------                              


          Prepared Statement of Paralyzed Veterans of America

    Chairman Luttrell, Ranking Member McGarvey, and members of the 
subcommittee, Paralyzed Veterans of America (PVA) would like to thank 
you for the opportunity to submit our views on how the Department of 
Veterans Affairs (VA) can improve the compensation benefits process to 
limit the amount of debt veterans' may incur from the improper payment 
of disability compensation or other benefits and reduce the additional 
workload on the VA to address such payments.
    Veterans with service-related medical conditions are entitled to 
compensation benefits under law. The Veterans Benefits Administration 
(VBA) administers these tax-free compensation benefits through their 
Compensation Service which determines the appropriate percentage 
rating, whether the veteran is entitled to dependency pay, and the date 
the veteran was entitled to start receiving this compensation. 
Generally, these benefits are designed to offset a veterans' loss of 
earning capacity that is caused or exacerbated by these conditions. 
Many veterans, especially those with catastrophic disabilities, like 
spinal cord injuries and disorders, rely on these payments for a 
substantial portion of their income.
    However, VBA too often has difficulty assigning correct effective 
dates for claims, both rating and non-rating.\1\ An improper effective 
date could result in lost compensation or, more detrimentally, create a 
debt that the veteran must repay. For many veterans, losing a portion 
of their benefits toward repayment of a debt can lead them to dire 
financial straits. PVA believes that the most common causes for 
incorrect effective dates and unnecessary overpayments are easily 
remedied.
---------------------------------------------------------------------------
    \1\ VA OIG, Accuracy of Claims Involving Service-Connected 
Amyotrophic Lateral Sclerosis, Report No. 18-00031-05, November 20, 
2018; VA OIG, Accuracy of Effective Dates for Reduced Evaluations Needs 
Improvement, Report No. 17-05244-226, August 29, 2018; VA OIG, 
Processing Inaccuracies Involving Veterans' Intent to File Submissions 
for Benefits, Report No. 17-04919-210, August 21, 2018.

---------------------------------------------------------------------------
Removing Dependents

    According to PVA's National Service Officers (NSO), removal of 
dependents from a veteran's claim triggers the most problems with 
effective dates and improper payments. When veterans experience 
qualifying life events like divorce, marriage of a child, or death of a 
dependent and seek to halt payments for that dependent, they must fill 
out VA Form 21-686c, a rather lengthy and complicated form, and submit 
it to the VA or go online via VA.gov to submit the form and the needed 
documentation. Even when veterans submit their request in a timely 
manner, many wait several months or even longer to have VA remove the 
additional monetary amount for their dependent from the veteran's 
monthly compensation. Because of VA's inaction, the veteran accrues a 
debt totaling hundreds and sometimes thousands of dollars that the 
department will eventually be forced to try and recoup. The veteran has 
the option of asking for the debt to be waived, which is a process that 
PVA's NSOs assist with regularly. To seek a waiver, a different form 
must be completed and taxpayer dollars spent for VA employees to 
consider the veteran's request.

Returning to Active Duty

    When a veteran returns to active duty, either due to being recalled 
as a reservist or a voluntary reenlistment, their benefits are 
generally not affected. However, ``[p]ension, compensation, or 
retirement pay on account of any person's own service shall not be paid 
to such person for any period for which such person receives active 
service pay.'' \2\ The veteran is obligated to inform the VA either via 
phone or by filing a VA Form 21-4138, ``Statement In Support of 
Claim,'' to inform the department of the veteran's intention to enter 
active duty and the need to pause any benefit payments. The issue then 
becomes how quickly the VA acts on the request. As with the removal of 
dependents off a veteran's award, it often takes the VA months to stop 
a veteran's compensation payments creating a debt totaling thousands of 
dollars that the veteran must repay. This debt can create a crippling 
financial situation for the veteran, especially if it occurs while the 
service member is deployed and there is little or no help on how to 
fight the decision. Any veteran who has chosen to return to duty to 
serve our country deserves better.
---------------------------------------------------------------------------
    \2\ 38 U.S.C.Sec.  5304(c).

---------------------------------------------------------------------------
Automation

    PVA believes that increased investment in automation could 
significantly decrease the occurrence of needless overpayments, such as 
those described above. Our NSOs have access to VBA systems that have 
significantly reduced the waiting time for processes like filing claims 
and adding dependents. Unfortunately, the process does not work the 
same for what should be a relatively simple task like removing 
dependents off a veteran's claim. Currently, it's so burdensome that 
our service officers must warn clients of the almost certain impending 
debt that will be created. The same is true with veterans who seek to 
halt their disability compensation to return to active duty.
    VA should be required to develop an easier way for veterans to 
remove dependents or halt benefits through a system like VA.gov. 
Investing in such a system would save the department considerable 
funding in the long run by greatly reducing the number of waiver 
requests needed due to overpayments. It should be noted, however, that 
any new website or function must be accessible to all veterans, 
including those whose conditions require disability accommodations. 
Also, creating a specific form to halt VA payments for those who are 
returning to active duty would help the department manage these 
requests more quickly, and decrease the overall number of debts that 
are incurred.
    PVA would once again like to thank the subcommittee for the 
opportunity to submit our views on VA's improper payments and the 
impact they have on our Nation's veterans.

  Information Required by Rule XI 2(g) of the House of Representatives

Pursuant to Rule XI 2(g) of the House of Representatives, the following 
information is provided regarding Federal grants and contracts.

                            Fiscal Year 2025

Department of Veterans Affairs, Office of National Veterans Sports 
Programs & Special Events----Grant to support rehabilitation sports 
activities--$502,000.

                            Fiscal Year 2023

Department of Veterans Affairs, Office of National Veterans Sports 
Programs & Special Events----Grant to support rehabilitation sports 
activities--$479,000.

                            Fiscal Year 2022

Department of Veterans Affairs, Office of National Veterans Sports 
Programs & Special Events----Grant to support rehabilitation sports 
activities--$ 437,745.

                     Disclosure of Foreign Payments

Paralyzed Veterans of America is largely supported by donations from 
the general public. However, in some very rare cases we receive direct 
donations from foreign nationals. In addition, we receive funding from 
corporations and foundations which in some cases are U.S. subsidiaries 
of non-U.S. companies.

  Prepared Statement of Veterans of Foreign Wars of the United States

    Chairman Luttrell, Ranking Member McGarvey, and members of the 
subcommittee, on behalf of the men and women of the Veterans of Foreign 
Wars of the United States (VFW) and its Auxiliary, thank you for the 
opportunity to provide testimony on this topic.
    The Department of Veterans Affairs (VA) may improperly pay 
beneficiaries for a variety of reasons. However, despite the cause, 
improper payments adversely affect beneficiaries either by overpayment 
and subsequent demands to immediately return the excess, or by 
underpayment that creates financial hardship. We limit our statement to 
four common causes of improper payments: incorrect effective dates, 
delayed notification of a life event, untimely VA action, and 
incarceration.

Incorrect Effective Dates

    Assigning erroneous effective dates when a veteran's disability 
compensation begins has been a major Veterans Benefits Administration 
(VBA) deficiency in Office of the Inspector General (OIG) reports for 
the past several years. Additionally, it was one of the top three 
rating error categories since 2011, as noted in the April 15, 2025, VA 
OIG report 24-01153-52, The PACT Act Has Complicated Determining When 
Veterans' Benefits Should Take Effect.
    Claims processors must assign the most advantageous effective date 
for each grant, as an incorrect effective date can significantly 
financially penalize the claimant. Title 38, Code of Federal 
Regulations, Section 3.400 allows an effective date that is the date on 
which VA received the claim or the date on which the entitlement arose, 
whichever is later. Complicating this determination is the veteran's 
right to submit an ``intent to file'' establishing the effective date 
when VA receives the notice but allowing the veteran as long as 1 year 
from that date to actually file the claim.
    Of the more than 31,000 errors that comprise this OIG report's data 
sample, the two most prevalent were the assignment of incorrect 
effective dates and the potential applicability of more advantageous 
effective dates. According to the report, claims processors likely 
contributed to the latter error by failing to collect additional 
evidence that could have led to a more advantageous effective date.
    Enactment of the Honoring our PACT Act of 2022 (hereafter the 
``PACT Act'') exacerbated the situation and magnified the problem. 
Before passage of the PACT Act, incorrect effective dates comprised 18 
percent of the errors the OIG catalogued. However, a combination of 
complex rules, a sudden influx of claims attributed to PACT Act 
enactment, and ineffective training for claims processors contributed 
to the error rate rising to 25 percent post-PACT Act.
    Additionally, the PACT Act is a liberalizing law since it 
substantially changed benefits derived from certain toxic exposures 
under specific conditions. A claimant may qualify for an effective date 
of service connection as early as the enactment of the law, which in 
this case is August 10, 2022. The OIG discovered that claims processors 
did not pursue all avenues for the most advantageous effective date, 
and the PACT Act's liberalizing law status could have contributed to 
these errors.

Delayed Notification of a Life Event

    Beneficiaries must notify VA of major life events that could affect 
the amount of their disability compensation. For example, notification 
must be given to VA of remarriage or the loss of a spouse through death 
or divorce. Both situations would affect the amount of the veteran's 
disability compensation, and could result in either an underpayment or 
overpayment depending on the specific circumstances.
    A survivor's remarriage, under certain conditions, could cause a 
substantial overpayment that the beneficiary would have to return. 
Remarriage before age 55 prompts a discontinuance of Dependency and 
Indemnity Compensation (DIC). VA sends survivors a marital 
recertification letter every 8 years. If the survivor is nonresponsive, 
VA will send two more letters and then a ``due process'' letter to 
which the survivor must respond within 60 days. If the survivor still 
does not respond, VA will discontinue DIC and require the beneficiary 
to repay any unauthorized benefits back to the last valid 
recertification, sometimes as far back as 8 years prior, which could 
cause a substantial overpayment that the beneficiary would have to 
return. Consequently, the indebtedness of some survivors could reach 
hundreds of thousands of dollars. Also, reporting a life change that 
would result in removal of a dependent so close to the next scheduled 
benefits payment that VA is unable to react in time could cause an 
overpayment that the beneficiary would have to repay. Last, a VA error 
such as issuing a double payment would also cause an overpayment.

Untimely VA Action

    Untimely VA action can also result in an overpayment. Even if the 
veteran conscientiously reports a change in status, if VA does not 
process the request quickly enough the beneficiary will receive an 
overpayment or underpayment appropriate to the situation. Our VFW 
Service Officers have provided the following examples as illustrations. 
In one case, the veteran petitioned VA to remove his dependent child 
from an educational program when she withdrew from school. VA took 217 
days from the time it received the request to remove her from the 
program, resulting in a $1653.00 debt to the veteran. In a second case, 
a veteran submitted a verification of dependents at the end of August 
2024 to remove a spouse due to a divorce earlier that same month. VA 
processed the action 4 months later in April 2025, causing a $1031 
debt. In each of these cases, overpayment would have been prevented if 
VA had processed the change request in a timely manner.

Incarceration

    VA will reduce disability compensation for felonious beneficiaries 
incarcerated for more than 60 days and will discontinue pensions for 
veterans convicted of either a felony or misdemeanor. Upon release, the 
veteran's compensation and pension payments may resume. However, VA 
does not reduce payments for beneficiaries participating in work 
release programs, residing in halfway houses, or under community 
control. Similar to failing to inform VA of life events, failing to 
notify VA of incarceration could result in an improper payment. 
According to the June 28, 2016, VA OIG report 13-02255-276, Veterans 
Benefits Administration Audit of Compensation and Pension Benefit 
Payments to Incarcerated Veterans, VBA did not consistently adjust 
benefits for several years for veterans incarcerated in Federal 
institutions. Causative factors included insecure electronic data 
sharing methods, including a lapsed computer matching agreement with 
the Federal Bureau of Prisons intended to identify potential 
incarceration adjustments, and a lower prioritization of these 
adjustments compared with eliminating the disability claims backlog. As 
a result, between May 2008 and June 2015, VA did not adjust 
incarcerated veterans' compensation and pension benefits in an 
estimated 53 percent of cases, resulting in improper payments totaling 
approximately $59.9 million. OIG recommendations to remedy the 
situation included issuing bills of collection to recover improper 
payments, increasing the priority placed on making timely compensation 
and pension benefits adjustments, and monitoring data sharing 
agreements with the Federal Bureau of Prisons and extending them when 
needed. VA will have to continually monitor the incarcerated veteran 
population to prevent a recurrence.
    Chairman Luttrell and Ranking Member McGarvey, this concludes my 
statement. Again, thank you for the opportunity to offer comments on 
this issue.

Information Required by Rule XI2(g)(4) of the House of Representatives

Pursuant to Rule XI2(g)(4) of the House of Representatives, the VFW has 
not received any Federal grants in Fiscal Year 2025, nor has it 
received any Federal grants in the two previous Fiscal Years.

The VFW has not received payments or contracts from any foreign 
governments in the current year or preceding two calendar years.

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