[Senate Hearing 118-734]
[From the U.S. Government Publishing Office]



                                                        S. Hrg. 118-734

                  ENABLING RURAL BUSINESSES TO GROW AT
                       HOME WHILE COMPETING ABROAD

=======================================================================





                                HEARING

                               before the

                    SUBCOMMITTEE ON TOURISM, TRADE,
                          AND EXPORT PROMOTION

                                 of the

                         COMMITTEE ON COMMERCE,
                      SCIENCE, AND TRANSPORTATION
                          UNITED STATES SENATE

                    ONE HUNDRED EIGHTEENTH CONGRESS

                             FIRST SESSION
                               __________

                             JULY 30, 2024
                               __________

    Printed for the use of the Committee on Commerce, Science, and 
                             Transportation




               [GRAPHIC(S) NOT AVAILABLE IN TIFF FORMAT]




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                   U.S. GOVERNMENT PUBLISHING OFFICE

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       SENATE COMMITTEE ON COMMERCE, SCIENCE, AND TRANSPORTATION

                    ONE HUNDRED EIGHTEENTH CONGRESS

                             FIRST SESSION

                   MARIA CANTWELL, Washington, Chair
AMY KLOBUCHAR, Minnesota             TED CRUZ, Texas, Ranking
BRIAN SCHATZ, Hawaii                 JOHN THUNE, South Dakota
EDWARD MARKEY, Massachusetts         ROGER WICKER, Mississippi
GARY PETERS, Michigan                DEB FISCHER, Nebraska
TAMMY BALDWIN, Wisconsin             JERRY MORAN, Kansas
TAMMY DUCKWORTH, Illinois            DAN SULLIVAN, Alaska
JON TESTER, Montana                  MARSHA BLACKBURN, Tennessee
KYRSTEN SINEMA, Arizona              TODD YOUNG, Indiana
JACKY ROSEN, Nevada                  TED BUDD, North Carolina
BEN RAY LUJAN, New Mexico            ERIC SCHMITT, Missouri
JOHN HICKENLOOPER, Colorado          J. D. VANCE, Ohio
RAPHAEL WARNOCK, Georgia             SHELLEY MOORE CAPITO, West 
PETER WELCH, Vermont                   Virginia
                                     CYNTHIA LUMMIS, Wyoming
                   Lila Harper Helms, Staff Director
                 Melissa Porter, Deputy Staff Director
                     Jonathan Hale, General Counsel
                 Brad Grantz, Republican Staff Director
           Nicole Christus, Republican Deputy Staff Director
                     Liam McKenna, General Counsel
                     
                                 ------                                

          SUBCOMMITTEE ON TOURISM, TRADE, AND EXPORT PROMOTION

JACKY ROSEN, Nevada, Chair           TED BUDD, North Carolina, Ranking
AMY KLOBUCHAR, Minnesota             JOHN THUNE, South Dakota
TAMMY DUCKWORTH, Illinois            MARSHA BLACKBURN, Tennessee
KYRSTEN SINEMA, Arizona              SHELLEY MOORE CAPITO, West 
JOHN HICKENLOOPER, Colorado            Virginia




































                            C O N T E N T S

                              ----------                              
                                                                   Page
Hearing held on July 30, 2024....................................     1
Statement of Senator Rosen.......................................     1
Statement of Senator Budd........................................     3
Statement of Senator Blackburn...................................    22
Statement of Senator Hickenlooper................................    24
Statement of Senator Klobuchar...................................    26
Statement of Senator Welch.......................................    26

                               Witnesses

Reed C. Westcott, Senior Director of Government Affairs and 
  Federal Policy, National Small Business Association (NSBA).....     4
    Prepared statement...........................................     6
Dillon J. Davidson, Senior Trade Officer, Nevada Department of 
  Agriculture....................................................     9
    Prepared statement...........................................    11
Gary J. Salamido President and CEO, North Carolina Chamber of 
  Commerce.......................................................    13
    Prepared statement...........................................    15

 
                  ENABLING RURAL BUSINESSES TO GROW AT
                      HOME WHILE COMPETING ABROAD

                              ----------                              

                         TUESDAY, JULY 30, 2024

                               U.S. Senate,
           Subcommittee on Tourism, Trade, and Export Promotion,   
        Committee on Commerce, Science, and Transportation,
                                                    Washington, DC.
    The Subcommittee met, pursuant to notice, at 10 a.m. CST, 
in room SR-253, Russell Senate Office Building, Hon. Jacky 
Rosen, Chairman of the Subcommittee, presiding.
    Present: Senators Rosen [presiding], Klobuchar, 
Hickenlooper, Welch, Budd, and Blackburn.

            OPENING STATEMENT OF HON. JACKY ROSEN, 
                  U.S. SENATOR FROM NEVADA

    Senator Rosen. Good morning, and welcome to today's hearing 
of the Subcommittee on Tourism, Trade, and Export Promotion.
    Today we will turn our attention specifically to the 
important topic of exports. This morning's hearing, ``Enabling 
Rural Businesses to Grow at Home While Competing Abroad,'' will 
examine the current landscape for rural export businesses, 
including the challenges they face when accessing international 
markets and the Federal resources available to rural business 
owners as they expand or start their export activities.
    You know, exports, they are vital to our Nation's economic 
prosperity. In 2021, exports of goods and services made up over 
10 percent of the U.S. GDP and supported about 9 million 
American jobs. International trade has similarly become an 
increasingly important part, well, of Nevada's economy, my home 
state, with the state exporting $10 billion worth of goods in 
2022, along with supporting over 400,000 jobs. That is a lot of 
jobs in a state of 3 million people, I will tell you that.
    And so in Nevada we export everything from the goal we mine 
to the alfalfa we grow to the lithium batteries for which 
Nevada is fast becoming a world leader.
    While exporting is a key driver of our national and state 
economies, it can also serve as a catalyst for growth for many 
businesses. Access to international markets enables businesses 
to grow faster, create more jobs, pay higher wages, pay more 
higher wages, more than non-exporting companies. It is really 
important. And additionally, exporting can provide a buffer for 
businesses during the fluctuations in the U.S. economy, 
providing access to diverse revenue streams, reducing 
dependence on the domestic market, and enabling them to stay in 
business.
    Small businesses, in particular, play a critical role in 
our export ecosystem, as they represent over 97 percent of all 
exporters nationwide, produce nearly a third of our export 
value, and employ almost half of the country's private sector 
workforce. And they also make up over 99 percent of all 
businesses in Nevada--99.2 percent, to be exact.
    Despite numerous benefits, many companies have not yet 
fully capitalized on the opportunities providing by exporting. 
Only one percent of American companies export, despite over 95 
percent of the world's customers living outside our Nation's 
borders.
    The good news is the number of small and mid-sized 
exporters is growing fast, and has risen threefold over the 
last 20 years. These numbers are encouraging, especially 
considering the high-cost environment facing our small 
businesses today. However, we must ensure that businesses in 
our rural communities are not left behind when policymakers 
consider ways to expand export opportunities for small 
businesses.
    Our rural businesses are a hub for export potential, with 
small businesses, farmers, ranchers, manufacturers, and others 
exporting billions of goods every year across the agriculture, 
energy, and manufacturing sector.
    While there are clear benefits and growing opportunities 
for businesses to begin exporting, rural businesses, well, they 
often face unique challenges when looking to start or expand 
their export operations. Access to capital is a primary 
obstacle for many rural businesses, as there are often far 
fewer banking institutions and financial resources available to 
them in rural areas compared to larger cities. Given that 
adequate financing for export businesses is particularly 
critical due to the high cost of exporting, these capital 
challenges are compounded for our rural export businesses.
    Additionally, rural businesses often lack access to the 
tools and resources that help them navigate the foreign 
markets, either due to insufficient broadband access or 
difficulty, again, finding resources that are located close to 
home.
    Due to these challenges, some rural businesses may need 
additional support just to get started. In recent years, 
agencies across the Federal Government have invested in 
resources for rural export businesses, with the Department of 
Commerce, the Office of United States Trade Representative, and 
the Department of Agriculture, and so many others, providing 
financing options and technical assistance to help businesses 
tap into those international markets. These resources include 
rural export centers, which provide customized research tools 
and analysis to help rural businesses take advantage of new 
investment opportunities and access new customers in markets 
abroad. And I am thrilled to say that Nevada is home to the 
West Rural Export Center, which is empowering business in 
Nevada's rural communities to innovate and to grow through 
exporting.
    Nonetheless, we know that far more work is needed to 
support rural businesses to take full advantage of our global 
markets. Today's hearing is going to help us understand how 
Congress and the Federal agencies, including the International 
Trade Administration's U.S. Commercial Service, which this 
Subcommittee oversees, can better empower rural export 
businesses.
    That is why I am so glad we have an excellent panel of 
witnesses here today to help us do just that. We are privileged 
to have joining us Mr. Reed Westcott, the Executive Director of 
the Small Business Export Association; Mr. Dillon Davidson, 
Vice Chair of the Nevada District Export Council; and Mr. Gary 
Salamido, President and CEO of the North Carolina Chamber of 
Commerce.
    Thank you to all of our witnesses for being here today, 
especially those who have traveled from out of state to 
participate in person. I look forward to hearing each of you 
share your experiences and expertise with us as discuss ways to 
support our rural export businesses.
    And I am going to turn it over to Ranking Member Budd for 
his opening statement. Senator Budd.

                   STATEMENT OF HON. TED BUDD, 
                U.S. SENATOR FROM NORTH CAROLINA

    Senator Budd. Thank you, Chair Rosen, and thank you to the 
witness for being here.
    You know, as someone who grew up and still lives in rural 
North Carolina, I deeply appreciate the focus of this hearing. 
Rural communities across our country are the primary drivers of 
economic growth, and we rely on these hardworking folks each 
and every day. It is the farmers, growers, and producers who 
put food on America's tables. It is the small businesses who 
employ millions of our workers. And it is the Main Street shops 
and storefronts that enrich local communities by building trust 
and reliability over the course of generations.
    Bottom line, for America to succeed we need rural America 
to succeed.
    When it comes to government policy, my view has always been 
that deregulation, coupled with a competitive tax system, holds 
the key for economic growth. That approach empowers people and 
gives them the freedom to take chances, to innovate, and to 
live the American dream. I am proud to say that my state of 
North Carolina has led the way in pursuing this agenda for 
years. Our state has been recognized nationally as one of the 
best in the country to do business in.
    Now I am sure our friend, Mr. Salamido, will go into more 
detail on this and brag on the Old North State, but I do not 
want to steal any of his thunder.
    But I will also say that without collaboration between 
public officials, particularly the state legislature, which we 
are so proud of, and private sector job creators, North 
Carolina's success story would not be possible. I believe that 
other states would do well to copy North Carolina's policy 
victories so that they can achieve a similar level of success.
    So again, thank you to you all for being here. Thank you, 
Chair Rosen, and I look forward to a thoughtful conversation.
    Senator Rosen. Wonderful. Well, thank you, Senator Budd.
    And I would like to introduce our first witness today, Mr. 
Reed Westcott. Mr. Westcott is the Executive Director of the 
Small Business Exporters Association, which is the 
international trade arm of the National Small Business 
Association and the Nation's oldest and largest nonprofit 
association representing small business exporters. In his 
position, Mr. Westcott is responsible for leading the 
development and implementation of the advocacy strategy for the 
SBEA and the NSBA.
    Mr. Westcott, thank you so much for being here today, and 
thank you for your work on advocating for small export 
businesses. I recognize you now for your opening statement.

    STATEMENT OF REED C. WESTCOTT, SENIOR DIRECTOR OF 
     GOVERNMENT AFFAIRS AND FEDERAL POLICY,  NATIONAL 
     SMALL BUSINESS ASSOCIATION (NSBA)

    Mr. Westcott. Thank you, Madam Chair. Chair Rosen, Ranking 
Member Budd, members of the Committee, thank you for holding 
today's hearing on the experience of small and rural exporters 
and for your ongoing commitment to pursuing policies which 
ensure these businesses can compete and thrive in the global 
marketplace.
    My name is Reed Westcott, and as you mentioned I am the 
Senior Director of Government Affairs and Federal Policy for 
the National Small Business Association as well as Executive 
Director for the Small Business Exporters Association, which is 
a council of NSBA. Founded in 1937, NSBA is the oldest 
nonprofit association representing small businesses, including 
small exporters.
    At NSBA we believe strongly in the role of American small 
and midsized export, or SME, businesses in the international 
marketplace. These companies expand the reach of American 
products and services to global markets, increasing their sales 
and revenue while supporting the economic growth of the Nation.
    Small exporters also play a vital role in their 
communities. They often source materials locally, support 
regional supply chains, and contribute to the development of 
ancillary industries. By engaging in international trade, these 
businesses bring innovative and diverse cultural and business 
practices back to their communities, fostering innovation and 
broadening local perspectives. According to estimates from the 
SBA, over 1.3 million small businesses are exporters, 
representing 97 percent of all U.S. exporters. These small 
businesses are directly responsible for over one-third of all 
U.S. exports, and believed to be indirectly responsible for 
even more. That amounts to $542 billion in known exports from 
small businesses alone.
    Small businesses also represent approximately 85 percent of 
all businesses in rural areas and provide more than half of all 
rural jobs. Small businesses are a central thread weaving the 
fabric of small-town American Main Streets, from Nevada to 
North Carolina and from Michigan to Alabama.
    One example is a company called Air Tractor, which 
manufactures aircraft in Olney, Texas. Air Tractor provides 400 
high-quality jobs in this rural area that are largely dependent 
on international sales. Their former CFO put it to me recently: 
``I would certainly tout the advantages of exporting. The 
process is not fast, but it pays huge dividends. There are 
certainly impediments for rural small businesses to do exports, 
but if one is persistent and seeks help the payoff is big.''
    He notes that jobs have quadrupled since Air Tractor leaned 
into exports, and that exports now make up 60 percent of their 
overall business.
    Importantly, this excitement over the potential benefits of 
exporting is not simply anecdotal but is also borne out in the 
data. In 2022, NSBA conducted a survey which showed that more 
than half of currently non-exporting SMEs would be interesting 
in selling goods and/or services to foreign customers if 
barriers to entry could be addressed.
    Forty-five percent of non-exporting small businesses 
surveyed cite a lack of information and understanding of where 
to begin as a primary barrier to selling goods and services 
internationally, making it far and away the number one 
obstacle. I frequently hear stories about difficulties 
accessing the wealth of resources EXIM and others provide.
    There is a valuable opportunity here for the Federal 
Government to increase its outreach to SMEs by highlighting 
resources available through ITA's Rural Export Centers, 
possibly by utilizing existing community-based help centers, 
such as SBDCs.
    Interagency partnerships are also an ideal starting point 
to increase the distribution of information and the uptick of 
resources. A great example of this is S. 4764, the Bipartisan 
Coordinated Support for Rural Small Businesses Act, introduced 
by Senators Shaheen and Kennedy late last week. This bill 
elevates the significance of the Office of Rural Affairs at SBA 
by creating an assistant administrator and codifying the 2023 
SBA and USDA MOU that helps ensure that entrepreneurs who have 
a greater familiarity with one agency are able to access the 
resources provided by both. Especially in rural areas, where 
the varying market penetration of different Federal agencies 
can create information gaps, this goes a long way.
    Strengthening the dormant Office of Rural Affairs would 
give the government a robust tool to better match Federal 
programs with rural entrepreneurs. This underutilized office 
has the capacity to become air traffic control for Federal 
resources in rural areas, serving as a vital central hub for a 
dizzying array of programs.
    There are also significant hurdles in navigating complex 
trade regimes, which often impose a heavy administrative and 
financial burden. To take a first step toward tackling these 
issues it is imperative that we work toward the harmonization 
of trade rules. SMEs lack the resources to comply with complex 
trade regulations, a burden borne far more easily by their 
large counterparts. An effective harmonization regime can 
significantly lower compliance costs, democratizing the export 
space.
    Looking beyond harmonization, small businesses would also 
greatly benefit from trade deals that establish clear rules of 
the road. These rules should be: (1) transparent and 
accessible, offering clear guidelines on regulations, tariffs, 
and procedures; (2) consistent and predictable to help 
businesses plan their operations and investments; and (3) 
include support mechanisms such as training, resources, and 
assistance programs.
    Additionally, financing is frequently a challenge, 
particularly with traditional lenders who may view SMEs as 
higher-risk ventures. Even for small companies who have secured 
guaranteed EXIM financing for their products, it can be a 
challenge to find downstream buyers for those guaranteed loans. 
It is vital that as Congress examines potential legislation 
governing financial institutions, markets, and products, 
lawmakers consider the impacts on small companies' ability to 
access the capital they need.
    In conclusion, while small and rural exporters face 
numerous challenges in entering global markets, we believe that 
by streamlining the distribution of information on existing 
Federal resources, simplifying and harmonizing trade rules, and 
protecting access to capital, the Federal Government can ensure 
these companies thrive.
    On behalf of NSBA and SBEA, I would like to reiterate the 
small business community's thanks to the Committee for its 
attention to these issues, and I look forward to answering your 
questions. Thank you.
    [The prepared statement of Mr. Westcott follows:]

 Prepared Statement of Reed C. Westcott, Senior Director of Government 
 Affairs and Federal Policy, National Small Business Association (NSBA)
    Chair Rosen, Ranking Member Budd, Members of the Committee, thank 
you for holding today's hearing on the experience of small and rural 
exporters, and for your ongoing commitment to pursuing policies which 
ensure these businesses can compete and thrive in the modern global 
marketplace.
    My name is Reed Westcott, and I am the Senior Director of 
Government Affairs and Federal Policy for the National Small Business 
Association (NSBA), as well as Executive Director of the Small Business 
Exporters Association (SBEA), which is a council of NSBA.
    Founded in 1937, NSBA is the oldest non-profit association 
representing small businesses, including small exporters. NSBA's 
founding predates not only other private sector advocates, but also the 
establishment of many of our public-sector colleagues and partners, 
including the Small Business Administration (SBA), the United States 
Trade Representative (USTR), and several of the arms of the United 
States Department of Commerce (Commerce). Our association comprises 
more than 65,000 members which operate in virtually every Congressional 
District across the country and U.S. territories.
    At NSBA, we believe strongly in the role of American small and mid-
sized export (SME) businesses in the international marketplace. These 
companies contribute significantly to the U.S. economy by expanding the 
reach of American products and services to global markets, increasing 
their own sales and revenue while also supporting the economic growth 
of the Nation.
    In addition to their broader economic contributions, small business 
exporters play a vital role in their local communities. They often 
source materials locally, support regional supply chains, and 
contribute to the development of ancillary industries. By engaging in 
international trade, these businesses bring innovative and diverse 
cultural and business practices back to their communities, fostering 
innovation and broadening local perspectives. As we at NSBA have seen 
time and time again, the success of small business exporters can 
transform local economies by increasing incomes, stimulating local 
investment, and promoting regional development.
    According to estimates from the SBA, over 1.3 million small 
businesses are exporters, representing 97 percent of all U.S. 
businesses that export. These small businesses are directly responsible 
for over one-third of all U.S. exports, and believed to be indirectly 
responsible for even more. That amounts to $542 billion in known 
exports from small businesses alone.\1\
---------------------------------------------------------------------------
    \1\ Radwanski, Amanda. ``Issue Brief: What Do We Know About Small 
Businesses that Export?'' United States Small Business Administration 
Office of Advocacy. https://advocacy.sba.gov/wp-content/uploads/2024/
03/Issue-Brief-No.-19-Small-Business-Exports.pdf.
---------------------------------------------------------------------------
    Small businesses also represent approximately 85 percent of all 
businesses in rural areas, and provide more than half of all rural 
jobs.\2\ Small businesses are a central thread weaving the fabric of 
smalltown American Main Streets from Nevada to North Carolina, and from 
Michigan to Alabama.
---------------------------------------------------------------------------
    \2\ Wilmoth, Daniel. ``Small Business Facts: Small Businesses in 
Rural Areas.'' United States Small Business Administration Office of 
Advocacy. https://advocacy.sba.gov/wp-content/uploads/2023/08/Fact-
Sheet-Small-Business-in-Rural-Areas-508c.pdf.
---------------------------------------------------------------------------
    One example is a company called Air Tractor, which manufactures 
aircraft for agricultural use in Olney, Texas. Olney is a town of 
around 3,000 people, and Air Tractor provides 400 high-quality jobs in 
this rural area that are largely dependent on international sales. 
David Ickert, their recently-retired longtime Chief Financial Officer 
(CFO) put it to me recently:

        ``I would certainly tout the advantages of exporting. The 
        advantage can be summed up in one word: JOBS! As Air Tractor 
        exports have grown over the years, so have the jobs in Olney, 
        Texas. The process is not fast but it pays huge dividends. When 
        we became more involved in trying to do exports, our 
        international sales were approximately 10 percent of total 
        sales. That percentage has now grown to 60 percent. Jobs at Air 
        Tractor over this period (beginning in 1985) have increased 
        from 100 to 400. There are certainly impediments for rural 
        small businesses to do exports, but if one is persistent and 
        seeks help the payoff is big.''

    Importantly, this excitement over the potential benefits of 
exporting is not simply limited to anecdotal evidence but is also borne 
out in the data. In 2022, NSBA conducted a survey in partnership with 
the Export-Import Bank of the United States (EXIM), which showed that 
more than half of currently non-exporting SME firms would be 
interesting in selling goods and/or services to foreign customers if 
their concerns over barriers to entry could be addressed.\3\
---------------------------------------------------------------------------
    \3\ National Small Business Association. ``2022 Small Business 
Exporting Survey: How Small Firms Do Business Globally.'' https://
www.nsba.biz/_files/ugd/601769_a4889edf202049b1bd3c
d1584f87b754.pdf.
---------------------------------------------------------------------------
    Exporters, and especially small exporters, face unique challenges 
when compared to their purely domestic counterparts. Small exporters 
must navigate an intricate and complex web of customs, legal, and other 
requirements that can vary significantly from country to country; are 
inherently disadvantaged when it comes to the scale and capital that is 
typically required to service foreign markets; frequently struggle to 
find appropriate and effective financing mechanisms for their specific 
business models; and in general lack access to relevant information and 
resources, among countless other barriers.

[GRAPHIC(S) NOT AVAILABLE IN TIFF FORMAT]

    According to the aforementioned research conducted by NSBA, 45 
percent of non-exporting small businesses surveyed cite a lack of 
information and understanding of where to begin as a primary barrier to 
selling goods and services internationally--making it far and away the 
number one obstacle studied (see Figure 1). In speaking with my 
members, I frequently hear stories about difficulties small business 
owners encounter in accessing the wealth of resources EXIM and others 
provide. For those that were able to access resources, there have also 
been concerns over the quality of information provided, with some of my 
members expressing frustration at the often limited understanding of 
export issues that small business mentors or even staff at their local 
Small Business Development Center (SBDC) possess.
    There is a valuable opportunity here for the Federal government to 
increase its outreach to SMEs by highlighting the resources available 
through the International Trade Administration's Rural Export Centers, 
possibly by utilizing existing community-based help centers, such as 
SBDCs.
    Interagency partnerships are also an ideal starting point to 
increase the distribution of information and uptake of resources by 
rural entrepreneurs. A great example of this is S.4764, the bipartisan 
Coordinated Support for Rural Small Businesses Act, introduced by 
Senators Shaheen (D-NH) and Kennedy (R-LA) late last week. This bill 
elevates the significance of the Office of Rural Affairs at SBA by 
creating an Assistant Administrator position to oversee the Office's 
work, and codifies the memorandum of understanding (MOU) signed by SBA 
and the United States Department of Agriculture (USDA) in 2023. That 
MOU helps ensure that entrepreneurs who have greater familiarity with--
or rely more heavily on--one agency over another are made aware of, and 
able to access, the resources provided by both. Especially in rural 
areas, where the varying market penetration of different Federal 
agencies can create information gaps, this goes a long way to reaching 
both budding and established business owners.
    Moreover, strengthening the Office of Rural Affairs would give the 
Federal government a robust tool to better match both new and existing 
Federal programs and initiatives with rural entrepreneurs. The 
Congressional Research Service noted recently that while the Office of 
Rural Affairs was initially established by act of Congress in 1990, it, 
``. . .appears to have been mostly dormant since.'' \4\ This 
underutilized office has the capacity to become ``air traffic control'' 
for Federal small business resources in rural areas, serving as a vital 
central hub for the dizzying array of programs available to rural 
businesses.
---------------------------------------------------------------------------
    \4\ Congressional Research Service. ``In Focus: SBA's Rural 
Activities.'' https://crsreports
.congress.gov/product/pdf/IF/IF12639.
---------------------------------------------------------------------------
    There are also significant hurdles for small exporters when it 
comes to navigating complex trade regimes, which often impose a heavy 
administrative and financial burden. The intricacies of international 
trade laws, varying standards and regulations across different 
countries, and the need to comply with multiple sets of rules can be 
overwhelming for small businesses with limited resources. Tariff 
barriers, customs procedures, and the constant threat of regulatory 
changes add layers of complexity that can deter small businesses from 
entering or expanding in global markets. Addressing these challenges 
through streamlined regulations, clear guidelines, and supportive 
financial programs is essential to unlocking the full potential of 
small business exporters and ensuring their contribution to the economy 
remains robust and dynamic.
    To take a first step towards tackling these issues, it is 
imperative that we work towards the harmonization of trade rules. 
Harmonization would involve standardizing regulations and procedures 
across different countries, making it easier for small businesses to 
engage in international trade. These standardized rules would reduce 
the complexity of compliance with differing regulatory regimes, making 
it easier for small exporters to understand--and meet--international 
requirements. SMEs lack the resources to comply with complex trade 
regulations--costs which can include legal counsel, certification 
processes, and modifications to existing products to meet foreign 
standards, just to name a few--a burden borne far more easily by their 
large counterparts. By minimizing the need for multiple certifications 
and adjustments to meet varied standards, an effective harmonization 
regime can significantly lower compliance costs for small businesses, 
effectively democratizing the export space for all businesses who wish 
to participate. The promulgation of clearer and more predictable rules 
would further allow small business exporters to better compete on a 
level playing field with larger companies, thus enabling them to expand 
their market reach, grow their business, and reinvest in the 
communities they serve back home. Finally, harmonized trade rules would 
foster stronger trade relationships between countries, as businesses 
would have greater confidence in the consistency and fairness of 
international trade practices.
    Looking beyond harmonization, small businesses would also greatly 
benefit from trade deals that establish clear ``rules of the road.'' 
These rules should be:

  1.  Transparent and accessible, offering clear guidelines on 
        regulatory requirements, tariffs, and procedures;

  2.  Consistent and predictable so as to help businesses plan their 
        operations and investments;

  3.  Should include provisions for support mechanisms such as 
        training, resources, and assistance programs; and establish 
        effective and efficient dispute resolution mechanisms to 
        address any issues that arise and ensure fair treatment of 
        small businesses.

    Additionally, as previously mentioned, securing the necessary 
financing to support export activities is frequently a challenge. For 
example, several NSBA members have cited access to capital as a primary 
barrier, particularly in the context of traditional lending 
institutions who may view SMEs as higher-risk ventures. Even for small 
companies who have secured guaranteed EXIM financing for their 
products, it can be a challenge to find downstream institutional buyers 
for those guaranteed loans. It is vitally important that as Congress 
examines potential legislation governing financial institutions, 
markets, and products, lawmakers consider the impacts of financial 
regulation on small companies' ability to access the capital they need.
    In conclusion, while small and rural exporters face numerous 
challenges in entering global markets, we believe that by streamlining 
the distribution of information on existing Federal resources, 
simplifying and harmonizing trade rules, and protecting access to 
capital, the Federal government can ensure these companies thrive. On 
behalf of NSBA and SBEA, I'd like to reiterate the small business 
community's thanks to the Committee for its attention to these issues, 
and I look forward to answering your questions.

    Senator Rosen. Thank you, Mr. Westcott.
    I would now like to introduce our next witness, Mr. Dillon 
Davidson. Mr. Davidson is the Senior Trade Officer for the 
Nevada Department of Agriculture, where he leads the 
department's domestic and international trade programs and 
economic data services. Mr. Davidson also serves as the Vice 
Chair of the Nevada District Export Council, which offers 
resources and assistance to Nevada businesses looking to start 
or expand their export operations.
    Thank you for traveling all the way from Reno, Nevada, to 
be here with us today, and Mr. Davidson, I recognize you now 
for your opening remarks.

       STATEMENT OF DILLON J. DAVIDSON, SENIOR TRADE 
         OFFICER, NEVADA DEPARTMENT OF AGRICULTURE

    Mr. Davidson. Good morning, Chairwoman Rosen, Ranking 
Member Budd, and members of the Subcommittee. I am Dillon 
Davidson, and while I serve as the Vice Chair for the Nevada 
District Export Council, and President of the North American 
Agricultural Marketing Officials, I am here in my capacity as 
Senior Trade Officer for the Nevada Department of Agriculture.
    From growing up on a tractor, to teaching advanced American 
farming techniques to rural farmers in Africa while in college, 
to now striving daily to expand Nevada's agricultural reach 
into domestic and international markets. For over 5 years, I 
have overseen food and agricultural marketing, trade, and 
economic development in the state of Nevada. I am here today to 
share my knowledge and experience on the impacts and challenges 
of rural exporters.
    Although Nevada is most known for its tourism, gaming, and 
mining, Nevada's agriculture industries are important to the 
state's overall economic culture. Outside of Nevada's three 
urban counties, the remaining 14 counties make up approximately 
87 percent of Nevada's land and have an average population of 
2.5 people per square mile. This makes up the majority of the 
geographical region of Nevada rural.
    Agricultural land production dominates these rural areas. 
In the state's desert climate and topography, the production of 
onion, hay, and alfalfa flourish. Sixty-one percent of the 
high-value alfalfa is exported outside of the United States. 
But these companies successes do not come without hardship.
    In 2023, Nevada exported a total of $9.53 billion worth of 
goods to foreign markets, with major trade partners being 
Canada, Mexico, Western Europe, and South Korea. Although 
agriculture makes up a significant portion of Nevada's rural 
export economy, mining and manufacturing sectors are also 
significant contributors, with Nevada being a leader in the 
lithium loop.
    By opening one of nine U.S. Commercial Service Rural Export 
Centers in the United States in Las Vegas, Nevada has 
prioritized rural exporters in all areas, through partnerships 
between key Federal and state agencies, including the 
Governor's office, economic development, agriculture, and 
business and industry.
    As of December 2023, there are approximately 310,000 small 
businesses, making up 99.2 percent of all businesses in the 
state. These businesses employ 504,000 people, comprising 42.8 
percent of Nevada's workforce. Of those 310,000 small 
businesses, there are roughly 3,100 currently exporting.
    In recent years, we have seen many rural producers face 
significant challenges outside of general financial 
constraints, including lack of expertise and resources, 
transportation logistics, general foreign tariffs and trade 
barriers, broadband connectivity issues, and most pressing in 
Nevada, the decline of rural land due to continued growth of 
urban populations. The combination of these obstructions is 
impacting the ability for rural exports to enter or expand in 
new and existing foreign markets.
    Senator Rosen's support in 2021, on pursing the 
Infrastructure Investment and Jobs Act, which has passed and 
signed into law, is a step in the right direction to ensuring 
that issues like broadband, airports, and roads, which are all 
key components to rural producers, are maintained, repaired, 
and expanded as needed.
    Through Federal and state partnerships, we can address the 
biggest challenges and concerns for rural Nevada exporters. 
Through the state's participation in trade missions and trade 
shows, we are promoting Nevada rural businesses and placing 
them in front of international stakeholders with a minimal 
impact to their operational cost.
    Just recently, Nevada represented five food manufacturers 
at the Seoul Food and Hotel trade show in Seoul, South Korea. 
and had recent delegation visits to Nevada from Vietnam and 
Japan, where international stakeholders had business meetings 
with various Nevada rural producers. Funding programs like this 
are what embodies the growth of the American economy through 
the export of agricultural products to address the trade 
imbalance and ensure American competitiveness in the current 
and future economic landscape across all sectors of rural 
America.
    Opportunities like the State Trade Expansion Program, 
Market Access Program, the Nevada Craft Beverage Passport, or 
the Women's Farm2Food Accelerator Program, on both state and 
Federal levels, allow us to tackle another concern of many 
rural producers, which is the lack of infrastructure in these 
regions.
    The Nevada District Export Council also plays a major role 
in assisting all Nevada exporters, especially rural exporters, 
as they face continued challenges. The Nevada DEC has the 
capacity to facilitate the development of an effective export 
assistance network and can assist in coordinating the 
implementation of trade assistance partners to leverage the 
available resources necessary.
    When companies partner with organizations like the state 
and Federal agencies and the DEC, they are better prepared to 
enter new markets or expand their existing markets around the 
world.
    Thank you for your time, and I look forward to your 
questions.
    [The prepared statement of Mr. Davidson follows:]

    Prepared Statement of Dillon J. Davidson, Senior Trade Officer, 
                    Nevada Department of Agriculture
                    
    Good morning, Chairwoman Rosen, Ranking Member Budd, and members of 
the Subcommittee,
    I am Dillon Davidson, and while I serve as Vice Chair for the 
Nevada District Export Council and President for the North American 
Agricultural Marketing Officials, I am here in my capacity as the 
Senior Trade Officer for the Nevada Department of Agriculture.
    From growing up on a tractor, to teaching advanced American farming 
techniques to rural farmers in Africa in college, to now striving daily 
to expand Nevada's agricultural reach into domestic and international 
markets. For over five years, I have overseen food and agricultural 
marketing, trade and economic development in the State of Nevada. I am 
here today to share my knowledge and experience on the impacts and 
challenges of rural exporters.
    Although Nevada is most known for its tourism, gaming and mining, 
Nevada's agriculture industries are important to the state's overall 
economic culture. Outside of Nevada's urban counties of Clark, Washoe 
and Carson City, the remaining 14 counties make up approximately 87 
percent of Nevada's land and have an average population of 2.5 people 
per square mile. This makes up the majority of the geographical region 
of Nevada rural.
    There are 2,372 family-owned farms or about 76 percent of all farms 
in the state. There is limited export expertise of these family 
businesses and there is a substantial opportunity for growth posed by 
the assistance that is offered in growing foreign business 
opportunities.
    Agricultural land production dominates these rural areas. In the 
state's desert climate and topography, the production of onion, hay and 
alfalfa flourish. 61 percent of this high-value alfalfa is exported 
outside of the United States, but these companies' successes do not 
come without hardship.
    I'd like to share the importance of export support straight from 
one of Nevada's rural producers who works daily to overcome 
infrastructure and climate challenges:
    I quote Mark Menezes, owner of hay packer Menezes Brothers in 
northern Nevada:

        ``I am a rural Nevada business working daily with other rural 
        producers purchasing their hay and alfalfa to be exported, and 
        we experience many challenges. The process of sending our 
        product to the Port of Oakland for international export is not 
        an easy task. I never know if there will be a shipping 
        container for our product, or if my trucks will be able to get 
        over the pass on I-80 due to the inclement winter weather. 
        Assistance from state and Federal agencies is critical to the 
        daily operation of my business and livelihood,'' Mark sums up 
        well the value our governmental resources add to small and 
        medium sized businesses across my state and the Nation. Their 
        business is no exception, I see the positive impact of these 
        programs daily.

    In 2023, Nevada exported a total of $9.53 billion worth of goods to 
foreign markets, with major trade partners being Canada, Mexico, 
western Europe and South Korea. Although agriculture makes up a 
significant portion of Nevada's rural export economy, the mining and 
manufacturing sectors are also significant contributors.
    When speaking with other rural industries, I would like to share a 
quote from a mining company in Nevada:

        ``Nevada is endowed with tremendous natural resources and with 
        mining as the bedrock industry of our state, it is the main 
        driver of our rural economies. For example, Nevada Gold Mines--
        a joint venture between global mining companies Barrick and 
        Newmont--alone pumped more than $3 billion into the economy in 
        2023, which included approximately $1 billion in high-paying 
        jobs for rural communities. Close collaboration between the 
        county, state, and Federal governments on policies and 
        regulations that protect our environment while allowing our 
        rural industries to thrive must be a priority for Congress and 
        the Administration''.

    By opening one of nine U.S. Commercial Service Rural Export Centers 
in the United States in Las Vegas, Nevada has prioritized rural 
exporters in all areas through partnerships between Federal and state 
agencies including, the Governor's Office of Economic Development, the 
Nevada Small Business Development Center, the Nevada Department of 
Agriculture, the Nevada Department of Business and Industry and local 
economic development authorities.
    As of December 2023, there are approximately 310,000 small 
businesses, making up 99.2 percent of all businesses in the state. 
These businesses employ 540,004 people, comprising 42.8 percent of 
Nevada's workforce. Of those 310,000 small businesses, there are 
roughly 3,144 currently exporting, which is a 5.1 percent decline from 
2022.
    In recent years, we have seen many rural producers face significant 
challenges outside of general financial constraints, including lack of 
expertise and resources, transportation logistics, general foreign 
tariffs and trade barriers, broadband connectivity issues, and most 
pressing in Nevada, the decline of rural land due to continued growth 
of urban populations. The combination of these obstructions is 
impacting the ability for rural exports to enter or expand in new or 
existing foreign markets.
    Senator Rosen's support in 2021 on pursing the `Infrastructure 
Investment and Jobs Act' passed and signed into law, is a step in the 
right direction to ensuring that issues like broadband, airports and 
roads, which are all key components to rural producers, are maintained, 
repaired or expanded as needed.
    Through Federal and state partnerships, we can address the biggest 
challenges and concerns for rural Nevada exporters. The current state 
of the domestic and international economies makes rural exporters 
uncertain of the future, and sometimes prevents them from trying to 
enter the market. However, through the State's participation in trade 
missions and trade shows, we are promoting Nevada rural businesses and 
placing them in front of international stakeholders with minimal impact 
on their operational costs.
    Just recently, Nevada represented five food manufacturers at the 
2024 Seoul Food & Hotel trade show in Seoul, South Korea and the recent 
delegation visits to Nevada from Vietnam and Japan where international 
stakeholders had business meetings with various Nevada rural producers. 
Funding programs like this are what embodies the growth of the American 
economy through the export of agricultural products to address the 
trade imbalance and ensure American competitiveness in the current and 
future economic landscape across all sectors of rural businesses.
    Opportunities like the State Trade Expansion Program (STEP), Market 
Access Program (MAP), Regional Agricultural Promotion Program (RAPP), 
Nevada Craft Beverage Passport, or Women's Farm2Food Accelerator 
Program on both state and Federal levels allow us to tackle another 
concern of many rural producers, which is the lack of infrastructure in 
these regions. Grant funded projects, both large-scale, such as 
improving port and rail access; and smaller scale, such as packaging 
costs, give new opportunities for rural businesses to compete with 
larger corporations.
    The Nevada District Export Council (DEC) also plays a major role in 
assisting all Nevada exporters, especially rural exporters, as they 
face continued challenges. As a leading organization serving the 
international business community, the Nevada DEC has the capacity to 
facilitate the development of an effective export assistance network 
and can assist in coordinating the implementation of trade assistance 
partners to leverage the available resources necessary.
    In today's economy, it is the businesses that think and work 
globally that will thrive. Sources show that businesses involved in 
international trade outperform those that rely solely on domestic 
markets. Specifically, agricultural producers and manufacturers that 
export, on average, receive a higher revenue stream from sales than 
those that do not. When companies partner with organizations like the 
state and Federal agencies and the DEC, they are better prepared to 
enter new markets or expand their existing markets around the world.
    Thank you for your time and I look forward to your questions.

    Senator Rosen. Thank you, Mr. Davidson. I would now like to 
turn it over to Ranking Member Budd to introduce our last 
witness.
    Senator Budd. Thank you, Chair, and I am pleased to 
introduce our witness, Mr. Gary Salamido. Mr. Salamido serves 
as the President and CEO of the North Carolina Chamber, where 
he has been a steadfast advocate for business growth and 
economic development throughout our state. His extensive 
experience and deep understanding of the issues rural 
businesses face make him a valuable asset to today's 
discussion.
    Mr. Salamido, thank you for being here today and for your 
ongoing commitment to support our rural communities and their 
export efforts. We look forward to your testimony and to a 
productive discussion about how to strengthen our support for 
rural export businesses.

       STATEMENT OF GARY J. SALAMIDO PRESIDENT AND CEO, 
             NORTH CAROLINA CHAMBER OF COMMERCE

    Mr. Salamido. Thank you, Chair Rosen, Ranking Member Budd, 
and members of the Subcommittee. Thank you for the opportunity 
to offer testimony today on behalf of the North Carolina 
business community.
    We are a manufacturing-heavy state with affordable, 
reliable energy, right-to-work status, and a competitive tax 
climate. While we see growth in our urban counties daily, we 
are seeing jobs announcements in the rural and suburban areas 
surrounding our major population centers as business looks for 
land required to build significant operations.
    North Carolina's business community and policymakers have 
worked hard to submit our position as a competitive state for 
business, nationally and globally. We take great pride in our 
diverse economy and our private sector job growth.
    Reaching this competitive position for North Carolina was 
intentional. The leadership of North Carolina's dynamic 
business community charged the NC Chamber with creating and 
executing a plan for North Carolina that is focused on 
education and talent supply, a competitive business climate, 
and infrastructure and growth investment. The plans worked, but 
we cannot be complacent, if we want to remain competitive and 
on top, both nationally and globally.
    To help our rural businesses access international markets, 
the need an available and qualified workforce. Unfortunately, 
many rural areas in our state are experiencing population 
decline, and birth rates are not keeping up. Our members have 
ranked workforce availability as the number one issue impacting 
business for nine years in a row. Federal, state, and local 
policies that alleviate the cost of living, enable workforce 
participation, improve quality of life, and grow talent pools 
are crucial.
    Key issues holding our workforce back include: housing, 
childcare, transportation, and thoughtful criminal justice 
reform. Forward-looking investments in rural areas that 
reinforce a sense of place and belonging are essential, and 
employment-based immigration is a necessary tool.
    Aligning our education systems and business needs is a 
critical opportunity for North Carolinians. One of the best 
ways to achieve this is by creating a demand-driven workforce 
system that is genuinely employer-led, leveraging the U.S. 
Chamber Talent Pipeline Management framework.
    In many of North Carolina's rural communities, agriculture 
plays a foundational role in the economy, in addition to the 
essential role that North Carolina plays in the national food 
security.
    With that in mind, the Golden LEAF Foundation and the North 
Carolina Chamber Foundation, in partnership with the North 
Carolina Farm Bureau, are championing NC Ag Leads, a strategic 
planning effort for North Carolina agriculture, an over $110 
billion industry in North Carolina.
    Over the last 6 months, NC Ag Leads team traveled the state 
to facilitate 23 focus groups, reaching 68 counties, and more 
than 340 members of North Carolina's agriculture industry. This 
discernment phase identified opportunities and threats to the 
talent pipeline, land competition, market access, generational 
concerns, and farm support systems.
    Today the biggest challenge to rural business growth is 
adequate infrastructure. The message is echoed across North 
Carolina's business community, no matter the size, location, or 
industry of the business.
    Cold chain has been a focus for the North Carolina ports, 
and they are working to make transporting refrigerated cargo 
faster and more efficient than ever. These capabilities have 
broad-reaching significance.
    Given North Carolina's significant grocery sector footprint 
and the perishable import distribution systems that service 
this growing demand, NC Ports, North Carolina's ports, serves 
an ideal gateway for the U.S. and East Coast locations. This 
saves businesses time, money, and distance in reaching 
consumers. It also creates an opportunity for rural small 
businesses to serve these critical supply chains.
    Many North Carolina farmers have figured out that we cannot 
have exports without imports. The family farms and 
multinationals that are producing traditional seasonal crops 
have been able to leverage their infrastructure to partner with 
other companies to bring in produce, package it, and sustain a 
12-month operation that keeps workers attached.
    Cold chain capabilities have implications beyond food. The 
life sciences industry sees opportunities to increase volume by 
shifting from air to sea transport. This could be a key piece 
of expanding our pharmaceutical footprint.
    For our state's businesses to be competitive trading 
partners, we must provide them with a level playing field, 
which includes combatting bad actors that circumvent fair trade 
and U.S. trade restrictions.
    The success of North Carolina's infrastructure and 
workforce systems, poised for growth, can be attributed to the 
strong business climate on which they are built. North 
Carolina's success has been made possible, and will continue to 
grow through the commitment of our statewide business community 
with a clear vision, and state and Federal leaders willing to 
act on it.
    Thank you for your time today and for your leadership, and 
we look forward to the discussion.
    [The prepared statement of Mr. Salamido follows:]

       Prepared Statement of Gary J. Salamido President and CEO, 
                  North Carolina Chamber of Commerce
                  
Introduction
    Chair Cantwell, Ranking Member Cruz, Subcommittee Chair Rosen, 
Ranking Member Budd, and Members of the Committee, thank you for the 
opportunity to offer testimony on behalf of the business community of 
North Carolina today.
    North Carolina's economy was long known for tobacco, textiles, and 
furniture. We have been able to take our past strengths and create an 
environment for them to evolve into different opportunities in 
technology, pharmaceuticals, financial services, food processing, and 
vehicle parts. In the financial sector, Charlotte became the second-
largest banking center by income in the country by the end of the 
twentieth century. Deregulation in banking positioned North Carolina 
for a robust expansion of an already important industry.\1\
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    \1\ https://uncpress.org/book/9781469635729/north-carolina-beyond-
the-connected-age/
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    We are a manufacturing-heavy state with affordable, reliable 
energy, a right-to-work status, and competitive tax climate. While we 
see growth in our urban counties daily, we are seeing jobs 
announcements in the rural and suburban areas surrounding our major 
population centers as businesses look for the land required to build 
significant manufacturing operations.
    According to the U.S. Small Business Administration, North Carolina 
is home to one million small businesses employing 1.8 million North 
Carolinians. Small businesses represent 99.6 percent of North Carolina 
businesses, and their employees are almost 45 percent of our state's 
workforce.\2\
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    \2\ https://advocacy.sba.gov/wp-content/uploads/2023/11/2023-Small-
Business-Economic-Profile-NC.pdf
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    With a $111 billion annual contribution to our state's economy, 
agriculture helps drive a major share of North Carolina's economic 
success--representing one-sixth of our state's overall income.\3\ It is 
a powerhouse industry that continues to be a major employer for the 
state, providing jobs to 16 percent of employees in North Carolina.
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    \3\ https://cals.ncsu.edu/agricultural-and-resource-economics/wp-
content/uploads/sites/46/2017/07/AgricultureAgribusinessReport-2023-
digital.pdf
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    Our quality of life, bolstered by easy access to our mountains and 
coastline, a temperate climate, and low cost living only add to the 
reasons employers and their employees want to invest in North Carolina.
A Top State for Business
    For a number of years now, North Carolina has been recognized as a 
top state for business.\4\ That recognition is possible because of a 
deep commitment to understanding and prioritizing the dignity of work.
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    \4\ https://ncchamber.com/nc-competitive-accolades/
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    Our members understand this deeply. Providing a person with a job 
connects them with better health outcomes, gives them a sense of 
purpose and pride, and leads to increased engagement and investment in 
their local community.
    North Carolina's business community and policymakers have worked 
hard to cement our position as a competitive state for business, 
nationally and globally. We take great pride in our diverse economy and 
private-sector job growth.
    Reaching this competitive position was intentional. The leadership 
of North Carolina's dynamic business community charged the NC Chamber 
with creating and executing a plan for North Carolina that is focused 
on education and talent supply, a competitive business climate, and 
infrastructure and growth.
    That plan has worked but we know that we cannot be complacent if we 
want to remain competitive nationally and globally. Our state has 
experienced frequent and consistent growth, and we must continue to 
prioritize the policy work that made us competitive for those 
investments.
Identifying Threats and Opportunities
    North Carolina boasts a robust manufacturing base, but this 
strength must not be taken for granted. To help rural businesses access 
international markets, they need an available and qualified workforce. 
Unfortunately, many rural areas in our state are experiencing 
population decline, and birth rates aren't keeping up.
    Our members have ranked workforce availability as the number-one 
issue impacting their business for nine years in a row. Federal, state, 
and local policies that alleviate the cost of living, enable workforce 
participation, improve quality of life, and grow talent pools are 
crucial. Key issues holding our workforce back include housing, child 
care, transportation, and thoughtful criminal justice reform. Forward-
looking investments in rural areas that reinforce a sense of place and 
belonging are essential, and employment-based immigration is a 
necessary tool.
    Aligning our education systems with business needs is a critical 
opportunity for our state's residents and citizens. One of the best 
ways to achieve this is by creating a demand-driven workforce system 
that is genuinely employer-led, leveraging the U.S. Chamber 
Foundation's Talent Pipeline Management framework.
    Addressing these issues and supporting growth across all 
industries, particularly those that ensure a high quality of life for 
all North Carolinians, will yield tremendous opportunity for our state.
    In many of North Carolina's rural communities, agriculture plays an 
outsized role in the economy, in addition to the essential role that 
North Carolina agriculture plays in national food security.
    With that in mind, The Golden LEAF Foundation and the NC Chamber 
Foundation, in partnership with North Carolina Farm Bureau and Google, 
are championing NC Ag Leads, a strategic planning effort for North 
Carolina agriculture to promote the industry's continued growth and to 
help the industry address the challenges it faces.
    Over the last six months, the NC Ag Leads team traveled the state 
to facilitate 23 focus groups, reaching 68 counties and more than 340 
members of North Carolina's agriculture industry. This discernment 
phase identified opportunities and threats, as well as the following 
key themes.

        Talent Pipeline: Workforce continues to be a top concern across 
        industries and agriculture is no different. There is a 
        tremendous appetite for workers at all points of the 
        agriculture supply chain. A shortage of workers in our fields, 
        repair shops, labs, and research institutions is impacting both 
        production and productivity across the industry. While 
        technology is being leveraged to address this problem, the 
        reality is even more people are needed to work on the 
        development, deployment, and maintenance of technology in 
        agriculture.

        Land Competition: North Carolina is the third-fastest growing 
        state in the country, and competition for land is fierce and 
        expected to increase. Development pressure is driving up the 
        cost of land and impeding the ability to use property freely. 
        Policies limiting the ease of growth inside our cities 
        contribute to the problem as it is often easier to build in 
        rural areas than inside municipal limits.

        Market Access: Producers are increasingly concerned about how 
        to get what they are producing to the consumer. Aggregation, 
        processing, and distribution are constant bottlenecks, 
        especially for smaller producers, and while cold-storage 
        infrastructure is growing, more is still needed, making 
        distribution of perishable products challenging.

        Generational Concerns: North Carolina is facing an aging 
        farming population and many farm operations will change hands 
        in the next 10 to 15 years. Additionally, the agriculture 
        industry must adapt to the changing preference of the next 
        generation of consumers. North Carolina already has programs 
        that can be used to address generational concerns, but we must 
        make these systems more effective.

        Farm Support Systems: Representatives across the agriculture 
        industry raised consistent concerns about unresponsive and 
        overregulated farm support systems. While the programs and 
        efforts are well-intentioned, farmers noted they do not always 
        produce the support promised.

    Infrastructure emerges in several of these key themes. Today, the 
biggest challenge to rural business growth is adequate infrastructure.
Investment in Infrastructure is the Key to Competitiveness
    A focus on infrastructure is not unique to agriculture. This 
message is echoed across North Carolina's business community, no matter 
the size, location, or industry of the business. North Carolina's 
businesses increasingly work to find the most efficient way to bring 
goods to market.
    North Carolina Ports recognize the opportunity our state has to 
lead, and they have made significant investments to help businesses 
capitalize on ideal distribution channels, including water, interstate, 
and rail. The Port of Wilmington boasts the fastest turn times and one 
of the highest crane productivity rates on the East Coast.
    Cold chain has been a focus for the North Carolina Ports and they 
are working to make transporting refrigerated cargo faster and more 
cost-efficient than ever. With the recent completion of Phase 2 of its 
refrigerated container yard, NC Ports now offers more than 1,500 reefer 
plugs with the ability to increase that number as they expand the Port 
of Wilmington's container terminal.\5\
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    There has been meaningful industry investment and substantial 
growth around the ports that will be instrumental in increasing volumes 
through our ports. Near the Port of Wilmington, more than one million 
square feet of new cold storage space is set to come online soon.
    These capabilities have broad reaching significance. As one of the 
Nation's fastest growing states, North Carolina sees a rising demand 
for year-round access to fruits, vegetables, and proteins. We are now 
strategically positioned to meet this demand while supporting the 
continued growth in the export market for our region's pork, poultry, 
fruits, vegetables, and specialty crops.
    Given North Carolina's significant grocery sector footprint, and 
the perishable import distribution that service this growing demand, NC 
Ports serves as an ideal gateway for central U.S. and east coast 
locations. This saves businesses time, money, and distance in reaching 
consumers.
    Many North Carolina farmers have figured out that we cannot have 
exports without imports. The family farms and multinationals that are 
producing traditional, seasonal crops have been able to leverage their 
infrastructure to partner with other companies to bring in produce, 
package it, and sustain a 12-month operation that keeps workers 
attached.
    Cold-chain capabilities have implications beyond food. The life 
sciences industry sees advantages to shifting from air to sea 
transport. While planes have more restrictions on space, ships allow 
the product to be containerized and moved at a higher volume. This 
could be a key piece of expanding our pharmaceutical footprint.
    Rail is another essential tool and addressing freight rail 
infrastructure needs and prioritizing collaborative partnerships is a 
critical component in advancing North Carolina's economic prosperity. 
The North Carolina Railroad Company (NCRR) has been instrumental in 
securing new and expanded locations for multiple manufacturing 
facilities across North Carolina. Overall, NCRR has committed more than 
$18 million of its private revenue, resulting in new or expanded 
locations for 18 manufacturing facilities and supporting the creation 
of over 14,400 new jobs.\6\
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    \6\ https://ncrr.com/economic-impact/ncrr-invests/
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    The availability of sites is another key piece to keeping our state 
competitive. Oftentimes companies do not have the time or budget to 
wait for municipalities to create infrastructure improvements. NCRR's 
Build Ready Sites initiative provides essential funding and support to 
rail-served sites, transforming them into ``build-ready'' spaces primed 
for attracting new businesses. The program eliminates common roadblocks 
to advancement by ensuring the availability of sites that are ready for 
immediate development, significantly reducing the time and resources 
required for new business setups. By addressing these foundational 
needs, NCRR empowers communities to proactively attract new businesses, 
create jobs, and bolster local economies. To date NCRR has committed 
more than $8.3 million to 17 sites in 14 counties across North 
Carolina.\7\
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    \7\ https://ncrr.com/economic-impact/build-ready-sites/
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Built on a Strong Foundation
    The success of North Carolina's infrastructure and workforce 
systems, poised for growth, can be attributed to the strong business 
climate on which they are built. The overall business atmosphere and 
cost of doing business are essential to job growth.
    We will continue to protect competitive aspects of our legal 
climate, such as contributory negligence, our workers' compensation 
system, medical malpractice reform and others, while also advancing 
reforms that reestablish North Carolina's position as a top-10 state 
for legal business climate. We will act swiftly on harmful practices 
such as third-party litigation investment and proposals that would 
relax our statutes of repose and product liability limitations.
    North Carolina leads the Nation with one of the broadest-based and 
most competitive tax structures for business and individuals of all 
income levels, while maintaining reliable and stable revenues. We 
continue to advance tax modernization efforts that further improve 
North Carolina's overall business climate by streamlining burdensome 
regulations, ensuring fair tax administration, improving outdated 
systems, and simplifying complicated policies.
    To be as competitive as possible in attracting new companies and 
enhancing the economic prospects of all North Carolinians, we will 
advocate to protect North Carolina's right-to-work statute and ensure 
every person in North Carolina can pursue gainful employment without 
the requirement to join a union or pay union dues.
    When it comes to trade, we will continue to look to our Federal 
delegation and our Federal partners to revive Miscellaneous Tariff 
Bills to provide import duty relief on manufacturing inputs that are 
not made in America and consider how to close the De Minimis Rule 
loophole. Most importantly, for our state's businesses to be 
competitive trading partners, we must provide them with a level playing 
field, which includes combatting bad actors that circumvent fair trade 
and U.S. trade restrictions.
    North Carolina's success has been made possible--and will continue 
to grow--through the commitment of our statewide business community 
with a clear vision, and state and Federal leaders willing to act on 
it.
    Thank you for your time today and for your leadership on this 
issue.

    Senator Rosen. Well, thank you so much, all three of our 
witnesses, for their opening statements.
    I just want to say I also sit on the Small Business and 
Entrepreneurship Committee, so that is a good intersection for 
this Subcommittee and the testimony and things that you are 
going to tell us about. The opportunities and the challenge 
that you have all alluded to today really will help us improve, 
help me improve the legislation that we can put forward for 
both committees. So thank you.
    And we are going to talk about the export barriers to entry 
first, because exporting can be hugely beneficial to a small 
business' bottom line, overall success. On average, companies 
that export earn higher revenues, which can be used to reinvest 
in their employees, create new jobs, pay higher wages. And 
given the important role that rural small businesses play as 
the economic backbone of our local communities, including in 
Nevada, it is critical that businesses in our rural areas are 
able to benefit from robust export operation.
    Unfortunately, only one percent of American small 
businesses export, and this has really created missed 
opportunities for small businesses to generate those jobs and 
economic growth in communities that really would rely on them.
    So to all three witnesses, if you want to say what you 
think the biggest barriers to entry for exporting our rural 
small businesses are and what Federal resources exist to help 
overcome the challenges, or what resources do you need to help 
overcome the challenges? We want to be sure that our rural 
businesses have the tools they need to get there.
    So let's begin with Mr. Davidson, and then we will go to 
Mr. Salamido, and then to Mr. Westcott. Mr. Davidson, please.
    Mr. Davidson. Thank you, Chairwoman. For Nevada rural 
producers, the biggest barrier to entry of export is the 
regulatory uncertainty. Many rural producers do not have the 
understanding or the knowledge of complying with the complex 
export regulations, navigating export controls, and custom 
procedures for country-specific requirements.
    Things that are currently in place that can assist these 
exporters is using the STEP Grant funds or the Market Access 
Program funds that can allow them to get that export education. 
So utilizing the state and Federal agencies are key to make 
sure that they are getting that knowledge and that expertise so 
that when they are ready to enter the export market, they are 
ready.
    Senator Rosen. Perfect. Thank you. Mr. Salamido.
    Mr. Salamido. Yes, I echo what Mr. Davidson said. And in 
addition, it is really about three things. First, it is about 
the talent. It is about making sure that the talent in our 
rural areas is aligned with the needs and the businesses that 
are there. So programs that support that, like the Employer-
Directed Skills Act, the Pell Act--thank you, Senator Budd for 
that. The Chamber fully supports those initiatives and what 
they do for North Carolinians, in particular, North Carolinians 
and small business. So talent is at the forefront.
    And the other barrier is infrastructure, the roads, rails, 
ports, water, sewer, all the things that are necessary to do a 
couple of things. One is to make sure we can get raw materials 
in and products to market, and that particularly favors our 
small businesses that are, you know, three, four, five indirect 
job multipliers to our larger businesses in our non-urban 
areas. So that infrastructure, the certainty of making sure 
that they can get to markets.
    And third, a good resource is making sure that there are 
export services and teaching opportunities available to small, 
rural businesses. In North Carolina, our Small Business 
Technology Development Center there, which is our arm of the 
Small Business Administration, has incredible programs that are 
available to small businesses that demystify and help them 
understand and manage those issues.
    And access to capital also exists through SBTDC. We did a 
partnership with SBTDC and the North Carolina Bankers 
Association, the Rural Export Center. It is called ``Capital 
Opportunities,'' and it allows small businesses to go onto a 
website, onto an app, plug in their information, and align them 
with banks and financial institutions who link to a system.
    So it is about talent, it is about infrastructure, access 
to capital, and removing some of the barriers that Mr. Davidson 
discussed.
    Senator Rosen. Thank you. Mr. Westcott.
    Mr. Westcott. Yes, I could not echo that strongly enough. 
Pretty much everything that has been mentioned so far comes up. 
In 2022, NSBA, as I mentioned in my testimony, did a survey, 
and one of the main questions we asked for folks who are not 
currently exporting is what are the barriers that you are 
seeing, what is preventing you from doing this. The number one 
thing was education, awareness--I don't know enough, I need to 
know more about how this process works. But regulation, all 
these other things that have been mentioned throughout the 
course of this.
    So I think the number one thing that we see is really just 
understanding of and awareness of the benefits of exporting. 
And we think that the simplest way to address this would be to 
really centralize resources, as I mentioned earlier, creating a 
position within SBA, because that is generally the de facto 
resources for most small businesses, and especially rural small 
businesses, that can really elucidate for folks the full roster 
of resources available to them. I think that is probably the 
single largest barrier to folks participating is just being 
able to overcome that information gap.
    Senator Rosen. Maybe a one-stop shop dashboard, and I would 
add broadband to that infrastructure need there.
    I am going to ask one more question before I turn it over 
to Senator Budd, because it is so important that we do have 
these Rural Export Centers. And across the country, Rural 
Export Centers provide invaluable services to small rural 
businesses interested--like you said, they have got to grow 
their operations. It really matters, and it is fantastic.
    But due to their location, rural businesses have 
historically faced barriers accessing the counseling and 
guidance, just like you have spoken about, to reach 
international markets. Rural Export Centers successfully do 
bridge this gap by meeting rural businesses where they are, and 
we are proud to have the West Rural Export Center in Nevada, 
and it has empowered rural businesses in Nevada to leverage 
those Federal resources and take full advantage of the benefits 
of exporting.
    Mr. Davidson, can you talk a little bit about the 
importance of having the Federal resources, our West Export 
Center specifically, dedicated to the rural export business, 
and how do you really address the unique needs?
    Mr. Davidson. Every exporter and every small business have 
their own needs and expertise, and having the ability to have 
the Rural Export Center in Las Vegas is a crucial component and 
resource for our Nevada small businesses, especially in the 
rural areas of Nevada. It is really important to make sure that 
we are getting there in front of them, like you mentioned, 
coming to them, and showing them the steps of how to get to 
those Federal resources.
    I think exports are a scary word to a lot of small 
businesses. They think that they have to be this big, multi-
billion-dollar company in order to export, and that is not 
true. A lot of Nevada small businesses that export only export 
a small percentage, but they are considered an exporter.
    So really showing them that they can make that significant 
change and getting them in front of the resources necessary, 
through partnerships, through state and Federal level. So we 
have the Governor's Office of Economic Development and the 
Small Business Development Center, in connection with the U.S. 
Commerce. All of us together can work to support all rural 
exporters in Nevada.
    Senator Rosen. Wonderful. I am going to turn it over to 
Senator Budd for your 5 minutes. Thank you.
    Senator Budd. Thank you, Chair. And, you know, perhaps this 
is a holdover from my time in the House on Financial Services, 
but you mentioned a bank matching tool, I believe, was one of 
the features. Could you describe that a little bit?
    Mr. Salamido. Yes. It is called Capital Opportunities, and 
it is a program that the NC Chamber, the North Carolina Bankers 
Association, and the Rural Center came together with Small 
Business Technology Development Center. And it is an app. What 
we were able to do is work together through our common 
memberships and common interests to get banks to put on their 
lending requirements and access to those dollars online. A 
small business, a rural area business can go on and plug in 
what they are looking for and what their needs are, and they 
will be connected with an institution that is most likely to be 
able to help coach them through it, help them become bankable, 
and also give them access to capital.
    So it has been there for almost a year now. It is not as 
well-known as we would like it to be. We have tried to push it 
out numerous ways. So it is a great vehicle to get access to 
capital for small and rural businesses.
    Senator Budd. Thanks for clarifying on that.
    Can you talk a little bit about how successful rural 
exporters have positively impacted communities in North 
Carolina? I know it is sort of an outsized effect of small 
businesses in North Carolina, but if you would talk about their 
impact on small communities.
    Mr. Salamido. Yes, it is significant because you need a 
whole lot of small businesses to support getting products to 
and from markets. So there are all different types of small 
businesses. There are trucking companies that do that. There 
are companies that produce and distribute the boxes that things 
need to go into. The whole food processing piece.
    I think one of the most interesting pieces recently has 
been the evolution and the investment in cold chain support in 
North Carolina. It allows our farmers and our smaller 
businesses to get products to export, and they are fresher 
because we have cold storage lined up.
    The interesting part, too, is other countries, particularly 
countries around the equator, have figured out how to make sure 
that when we are not in season they are growing stuff in 
season, and that import is coming in, and that is helping our 
small businesses package that information. Well, the cold chain 
comes in and it allows them to be fresher and get to markets 
quicker.
    So there are more small businesses that are packaging, 
processing, holding onto their workers throughout the year, 
which allows them to be more productive when the North Carolina 
season is in place. So a lot of connectivity there.
    And a lot of economic development comes when you have the 
tech space of those small businesses in those communities that 
allow the infrastructure investment to take place, in our water 
and in our sewer and in our broadband with it. So the 
connectivity of being able to have imports and exports, and 
what that generates and allows our farmers, particularly our 
farmers but everybody that supports them, to have seat around-
the-year opportunities to continue to connect workers allows 
them to grow.
    So that cold chain, we have not even seen fully the impact 
that is going to have, but that cold chain capability, the only 
cold chain between Philadelphia and Miami in the middle of the 
country, our NC Ports investment in that is very strategic and 
it is going to help a lot of people.
    Senator Budd. I really look forward to that. You know, you 
talked a little bit about in your opening statement, my opening 
statement, about some of the uniquenesses of North Carolina, 
hoping that some other state legislatures could replicate that. 
But if you would talk about some of the things we have done 
uniquely and some of the things that perhaps other states could 
do?
    Mr. Salamido. Thank you, and it was 14 years of hard and 
disciplined and focused work to get North Carolina to be number 
one 2 years in a row and to only miss Virginia by a couple of 
points this last session.
    Senator Budd. It was rigged.
    [Laughter.]
    Mr. Salamido. Well, don't look at it as we lost. We look at 
it as Virginia caught up. And what we did is we took a really 
good, hard look in the mirror a good number of years ago and 
said where are things working for North Carolina and where are 
they not. And three pillars were developed upon which to build 
policies to get us competitive.
    The first is education and talent supply, making sure that 
our education and workforce systems, K-12, community colleges, 
public and private universities, are aligning not only with 
what business needs in their workers today but what they need 
for tomorrow, and how are we making sure adult learners can 
access those systems. Because the rate and pace of innovation 
today is incredible, people are going to have to change, quite 
frequently.
    Then we looked at our business climate--tax, torts, civil 
liability reform, regulatory reform--and said where do we get 
balanced and fair regulations that are predictable, and that 
will allow businesses the predictability they need to invest.
    And the last is infrastructure and growth, which we have 
talked about, and making those strategic investments, not only 
when people are in your state but before they are coming, in 
order to facilitate the movement of goods and services in 
people. And you have to do it all together, and it takes a 
plan, and it takes people of like minds, the business community 
and business-minded public servants and those in public service 
and our politicians, to say we are going to make a difference.
    So North Carolina worked really hard, starting about 14 
years ago, and now we just have to stay there. Because the 
hardest thing is to stay on top when you are on top.
    Senator Budd. Absolutely. Thank you.
    Senator Rosen. Thank you. Senator Blackburn, I would like 
to recognize you for your questions, please.

              STATEMENT OF HON. MARSHA BLACKBURN, 
                  U.S. SENATOR FROM TENNESSEE

    Senator Blackburn. Thank you so much, Madam Chairman, and 
thank you to you all for being here today.
    Tennesseans are very active in the export marketplace. We 
have got 6,000 companies that were exporters last year. This is 
a good thing for us. We know that 82 percent of these companies 
were small businesses.
    Now, you know, most people think of electronic products, 
cars, transportation sector equipment, those things, as coming 
from Tennessee. But there is also an area of interest that we 
have, and Senator Hickenlooper and I have the American Music 
Tourism Act. And this is about exporting our culture and 
encouraging both domestic and international travel to our 
historic music sites.
    Mr. Salamido, I would love for you to talk a little bit. 
You were just talking about farm products and some other 
things, which, of course, that is important to us in Tennessee. 
But let's talk just a touch about the importance of promoting 
and exporting some of our cultural treasures, like our music?
    Mr. Salamido. Well, thank you, Senator. It all comes 
together in terms of a package that makes your state, our 
states the best place to live, work, and raise your family. So 
being able to make sure that we have the balance and the 
support and the prioritization of our music and our culture is 
critically important as we look to develop our young people, as 
we look to make sure that the businesses that are locating 
through all our states have the ability to access all those 
different cultural opportunities, for the growth of their 
children and for the development of their own interests, and it 
is a critical part of it.
    It goes together, right? It is kind of like a Venn diagram.
    Senator Blackburn. Yes, I think it does. I think it does go 
together.
    Mr. Westcott, I wanted to talk with you a little bit about 
logistics and some of the work that is being there. Tennessee, 
as you know, is really America's distribution center when you 
talk about Memphis, and you have all five Class A railroads 
that are there. You have FedEx that is there. You have got the 
river.
    And so what are you doing to put the focus to secure supply 
chains, to have efficient logistics systems in place, 
especially when you are talking about small and rural areas?
    Mr. Westcott. Yes, thank you, Senator. I appreciate the 
opportunity to talk about that a little bit. So I think we all 
understand that our supply chains, especially after the 
pandemic, are significantly more fragile than we initially 
imagined that they were. We try to work frequently with our 
folks to kind of get a real understanding of what the barriers 
they are facing are, to making sure that their supply chains 
are sustainable.
    There is no silver bullet, as much as we wish there was. 
Every industry is unique, has a different series of suppliers, 
different macro and micro economic concerns that they are 
worried about. But we are looking very, very actively at what 
our membership is telling us and trying to bring that to the 
Hill and talk to folks about what solutions there might be to 
make sure that supply chains are more secure going forward than 
they were pre and during the pandemic.
    Senator Blackburn. And let me ask you this. With ITA, what 
are you doing with small business exporters and the ITA to 
increase opportunities for some of these small and midsized 
businesses? We have got a company in Tennessee, Ace Pump 
Company, which is a smaller business, and they recently won 
their second ITA East Star Award.
    So what is being done there to coordinate and open some of 
these doors of opportunity?
    Mr. Westcott. Yes, thank you. So what we try to do is 
obviously as an association we have a limited ability to 
specifically act in those spaces. But we do try to push our 
members as much as possible to take advantage of the programs 
that ITA and the Rural Export Center, specifically, provide, 
whether it is RAISE, whether it is EMC, whether it is the WGR. 
There are a lot of phenomenal resources there for folks to take 
advantage of, and so we try as often as possible to kind of 
educate our folks about what resources are available to them 
and see how they can get more involved in the process and work 
more closely with the folks at the RECs from ITA.
    Senator Blackburn. Awesome. Thank you. Thanks, Madam 
Chairman.
    Senator Rosen. Thank you. Well, we will give you a second. 
Senator Hickenlooper is here, and as soon as he is ready to go, 
we will recognize Senator Hickenlooper.

             STATEMENT OF HON. JOHN HICKENLOOPER, 
                  U.S. SENATOR FROM COLORADO

    Senator Hickenlooper. Thank you, Madam Chair. Thank you all 
for coming and for your service, for all your work, obviously a 
key issue.
    Mr. Salamido, you mentioned that North Carolina, a key 
theme concerning small businesses, and including the 
agricultural sector, is the talent pipeline. We are seeing, 
across the board, a need for skilled workers, particularly in 
repair shops, labs, mechanical roles, as you highlight.
    While technology, as you say, is being leveraged to address 
the problem, the reality is even more people are needed to work 
on the development, deployment, and maintenance of technology 
in agriculture. So, Mr. Salamido, how might work-based learning 
programs or apprenticeships address this need in small 
businesses?
    Mr. Salamido. Thank you, Senator. It is critical. The rate 
and pace of innovation is like nothing we have ever seen 
before. I was going to have one or two careers, but my children 
and grandchildren may have four or five before it is over 
because of the pace of innovation.
    So work-based learning is critically important. 
Apprenticeships in our high schools, getting into our middle 
schools earlier with programs that set up career planning for 
them and show them the opportunities that are available to 
them, making sure that our high schools support apprenticeship 
programs in a variety of different fields, critically important 
to that.
    And creating a culture of adult learning in our young 
people and in our workforce today. So supporting our businesses 
that are investing in those folks. They are investing in them. 
They want to invest in them. It also helps them to be working 
while they are doing that. And businesses support the advanced 
education for those young people.
    So I think it is critically important. Four-year degrees 
are important, but there are also opportunities, really good 
opportunities for people without 4-year degrees that could help 
work their way to a 4-year degree.
    Senator Hickenlooper. And certainly creating that 
flexibility so you can start out not intending to have a 4-year 
degree, but then once you get into the field, if you decide to 
make that switch, there is no reason why you cannot continue on 
and get a degree.
    Mr. Davidson, in your testimony you highlight that a lack 
of expertise and knowledge of logistics, this is a significant 
barrier for small businesses looking to sell products 
internationally. You also point out that the lack of 
infrastructure, many different types of infrastructure, in 
rural areas, whether you are talking about modern shipping 
corridors or high-speed internet, this is a barrier for small 
companies as they seek to expand or transport goods, compete 
with larger companies, in many cases.
    What types of infrastructure do you believe are the most 
essential in terms of supporting small businesses to grow their 
businesses?
    Mr. Davidson. Thank you, Senator. I think there are two big 
ones in Nevada that really impact our rural producers, and that 
is going to be broadband connectivity. Eighty-two percent of 
rural Nevadans have access to broadband, but there is still a 
significant portion that do not, and 82 percent that might have 
access to it might not have good access to it. So it is really 
important that they have that ability to be connected.
    Governor Lombardo has outlined a focus on connectivity in 
Nevada, and we want to make sure that every producer, rural or 
urban, has access to it. Even as a state agency we have an Elko 
office, and we experience the repercussions of lack of 
broadband connectivity, and funds like the Infrastructure Act 
is allowing us to provide funds to those rural areas to get 
them connected, to be part of the rest of the exporting 
community.
    Second would be transportation. Nevada has access to three 
major ports--Oakland, Long Beach, and L.A.--and a lot of 
northern Nevada's producers and exporters go to the Port of 
Oakland. And that requires getting over the I-80 pass, and 
winter time there, that is not an easy task to do. So making 
sure that all producers and all exporters have that ability to 
be able to get to the ports, or rails, or however else they 
intend to export.
    Senator Hickenlooper. Thank you. I agree with that 
completely.
    Mr. Westcott, for small businesses securing the necessary 
financing to support export activities is often given as a 
challenge, you know, something that is an obstacle that has got 
to be overcome. This is especially true for small and medium-
sized businesses that cannot front a lot of those costs 
themselves. Transportation costs, overseas logistics, 
distribution networks, and such, also involve upfront costs for 
a business initiating a supply chain.
    We introduced an Investing in All of America Act to try and 
increase available capital for small businesses in the SBIC 
program, the Small Business Investment Company program, to 
include rural inflation adjustments. Can you comment on how 
domestic inflation affected many aspects of small businesses' 
access to capital and impeding their joining the global market?
    Mr. Westcott. Yes. I am happy to address that. Thank you, 
Senator. I appreciate the question.
    So inflationary pressures and other financial obstacles, 
they disproportionately harm small businesses. It is pretty 
obvious for folks to see that. The access to capital that small 
businesses have is highly dependent on broader market 
fluctuations. Often the most vulnerable products in a bank's 
portfolio to be changed, to be altered are these small business 
products, which makes it significantly more difficult for small 
businesses to obtain financing.
    I have spoken specifically with some of my members, and one 
common practice with a lot of the guaranteed EXIM loans that 
folks get for their products when they sell internationally is 
to then sell that loan down on the secondary market to another 
financial institution, like you would any commoditized 
financial product. And they have found that because of 
inflationary pressures, broader market conditions, what have 
you, financial institutions with which they have had 20-, 30-
year working relationships are much less willing to buy that 
paper down the road. So they are facing it on a couple of 
different sides there.
    Senator Hickenlooper. Got it. I appreciate that.
    Madam Chair, I would like to----
    Senator Rosen. [Inaudible.]
    Senator Hickenlooper. OK. Go ahead.

               STATEMENT OF HON. AMY KLOBUCHAR, 
                  U.S. SENATOR FROM MINNESOTA

    Senator Klobuchar. No, I was going to hand it back, 
Chairman, to Senator Hickenlooper. I am at the Secret Service 
hearing, and I think I am up next. So I will put my questions 
on the record, and thank you very much to our witnesses. I care 
a lot about this because in Minnesota we are fourth in the 
country for Ag exports. We just do a lot of rural exports, and 
this is a great topic, and I thank our witnesses. Thank you.
    Senator Hickenlooper. Oh, I get a second chance. Now I am 
just in the way of Senator Welch.
    Just a yes-or-no quick. Colorado passed a Right to Repair 
Act. This is a little bit off the topic but I think it is 
relevant to each of your expertise. Do you see that as 
something that is important to let these small, rural 
businesses be able to operate and repair the things that they 
have often purchased from large corporations?
    Mr. Westcott. Yes, absolutely.
    Mr. Davidson. Yes, Senator.
    Mr. Salamido. We do not. We think that the innovation needs 
to exist and allow the companies to work together, because some 
of the information is proprietary. So we think a balanced 
approach is possible, but we do not support a flat-out right to 
repair.
    Senator Hickenlooper. Good. Now I know who I have to come 
talk to. Anyway, thank you. Thank you, Madam Chair.
    Senator Rosen. Thank you, Senator Hickenlooper. Thank you, 
Senator Klobuchar, as well. And we will go now to Senator 
Welch.

                STATEMENT OF HON. PETER WELCH, 
                   U.S. SENATOR FROM VERMONT

    Senator Welch. Thank you very much. You know, the 
incredible opportunity of the export is great, especially rural 
areas, but in Vermont in the last 10 years we have gone from $4 
billion in exports to $2 billion. So I want to talk a little 
bit about how to address that. Some of that is the strong 
dollar, I know, but others it is just practical implementation 
questions.
    But before I get to that, the EXIM Bank has done something 
terrific for Vermont, $169 million loan to BETA Technologies, 
which is beginning to manufacture electric planes, and that is 
an extraordinary benefit to get us to net zero and also huge 
jobs that are being created.
    So the initiatives, Mr. Westcott, like Make More in 
America, really have an impact for us in rural businesses, and 
about 400 jobs in the state of Vermont at BETA. What should 
Congress do to continue to promote initiatives that help those 
small, rural businesses compete at a global scale?
    Mr. Westcott. Thank you, Senator. I appreciate that. I 
think continuing to invest in opportunities to support 
communities like that is crucial. Whenever Congress has an 
opportunity to expand the number of opportunities available to 
small businesses, I think they should certainly be looking to 
take that.
    Regardless of kind of what sector you are looking in or 
what piece of legislation you have in front of you, I think 
there are generally ways to expand opportunities for small 
business, and specifically to increase jobs in the export 
space.
    Senator Welch. Well, you know, there are a number of 
programs that are just tough at a practical level if you are a 
small business, to figure out how to get access to it, even 
with the best of efforts and outreach. Some of those programs 
include at the International Trade Commission, SBA's State 
Trade Expansion Program, the Small Business Development 
Centers, and opportunities through EXIM that we talked about.
    But there are real challenges. You are a small business in 
Randolph, Vermont. You are a small business in Bennington. What 
I am wondering about, is there anything that Congress can do, 
or anything probably on a more practical level that the 
Administration can do to increase awareness of what those 
current programs are and make them, in a practical, real-world 
way, accessible to some of these small businesses that would 
significantly benefit if it could be an easy process to get 
access to that help?
    Mr. Westcott. Yes, absolutely. Thank you, Senator. So there 
is a dizzying array, as I mentioned in my testimony, of Federal 
programs available to small business owners across the country.
    Senator Welch. I am not talking about--that is the emphasis 
on ``dizzying,'' OK.
    Mr. Westcott. Yes. Many of them are housed at agencies that 
small business owners would least expect. So USDA has, I 
believe it is over 50 financial assistance programs for rural 
applications, and a number of those, 19 that I have in front of 
me here, are for rural businesses specifically. And I think a 
lot of small business owners would not go to USDA as kind of 
their first resource for this.
    So as I mentioned in my testimony, if the Office of Rural 
Affairs at SBA could be empowered to become a central access 
point for information, if they could really take on--so know 
the Rural Partners Network is out there. That is something that 
the Administration has done.
    Senator Welch. To implement what you just said, that 
sounded like a very practical suggestion, what do we need to 
do?
    Mr. Westcott. We need to make sure that that office is 
empowered. In S. 4764, that bill specifically calls for the 
creation of an assistant administrator for that specific 
office, which has been dormant for a while. I think 
revitalizing that office and just giving it the mandate to----
    Senator Welch. No, hold on. How do you empower them? That 
is like making decisions, right, so they can act.
    Mr. Westcott. Mm-hmm.
    Senator Welch. What you just said is giving them another 
administrator, which may be a good idea. But that is not about 
empowering it. What do you mean by empower?
    Mr. Westcott. I think I mean empower in terms of just to 
give them the base ability. Because right now the office has 
been dormant. So it was originally authorized in, I think, 
1990, and has been largely dormant since. And so by empower I 
truly just mean give this extant office that does not have a 
current mandate the ability to go and pull that together, give 
them maybe a congressional mandate to pull that information 
together and act as an operations center.
    Senator Welch. OK. And how would you see that rolling out?
    Mr. Westcott. I want to leave the specific implementation 
to the true professionals here. I think I have a limited 
ability to see exactly how they would operationalize that 
inside SBA. But I think the rollout of that would be something 
along the lines of SBA could work with SBDCs and the other 
community partners they have to advertise the resources that 
are available. They could mention to folks as they come in that 
this is a new program that they could take advantage of, where 
they could come and talk to specific points of contact at the 
Office of Rural Affairs who would have access to all of the 
information they need to start a business.
    I think starting a central web portfolio is great because 
so many rural small businesses can access government resources 
better through online portals than they can through----
    Senator Welch. And it has got to be made really simple, 
right?
    Mr. Westcott. Yes.
    Senator Welch. What about just giving information about 
what markets may be available to some of our rural enterprises?
    Mr. Westcott. Oh, and that is fantastic. So there is a 
little bit of work already going on in that space. RAISE, the 
Rural America's Intelligence Service for Exports Research, that 
is a part of what the Rural Export Centers and ITA is 
providing. And I think more people would take advantage of 
that, more small exporters specifically, if we could just point 
them in that direction.
    So I think there are a lot of existing resources like that, 
that provide a lot of the services that I think we would want 
folks to have access to. It is more about just making sure they 
know where they live.
    Senator Welch. OK. Thank you. I yield back. Thank you, 
Madam Chair.
    Senator Rosen. Well, I am going to kind of continue on this 
topic because we all need to do more online. And as a person 
who used to write application software, now known as apps, I 
think using some of the dashboard and apps that you have all 
talked about are really important. And I was pleased to say 
that my Middle Mile Broadband Deployment bill became the base 
bill for the infrastructure bill that is getting rural 
broadband out there. We are getting it out to everywhere, 
because no one can function anymore without it, as everybody 
has stated. And this is going to help us expand broadband in 
every community in this country, and particularly in our deep 
frontier rural communities in Nevada. Very important.
    And so I am going to talk about emerging export industries. 
When we think about rural export industries of course 
agriculture comes to mind, thinking about the cold chain 
storage. Of course, as hot as it has been this summer, cold 
chain, that does not sound too bad. But the United States is a 
leading exporter of agricultural products, exporting goods from 
grains to livestock across the globe. And as Mr. Davidson 
knows, in Nevada we export alfalfa all over the world every 
year.
    Advanced manufacturing and clean energy also provide 
critical export opportunities for rural Nevada and rural 
America. Manufacturing is a key economic contributor for our 
rural communities, often supporting more jobs, higher earnings 
in rural areas than in urban areas. And so with surging 
investment in clean energy technologies, supporting clean 
energy-related advanced manufacturing in rural areas can 
provide export opportunities to both current and potential 
exporters.
    As the only state that is home to lithium mine deposits, 
Nevada has become a hub for electric vehicle and battery 
manufacturing. And that is why earlier this year I was proud to 
help secure a Federal tech hub designation and funding for the 
University of Nevada's Lithium Loop Project, which will create 
an even more robust, more economic opportunities for us up in 
northern Nevada.
    So I am going to ask you first, Mr. Davidson. Can you speak 
to the importance of directing Federal investment to emergent 
industries, like clean energy, but it can be others, and the 
ways that small exporters can benefit from that? And then I am 
going to ask Mr. Westcott and Mr. Salamido any comments to add 
to that, as we build into some of these new emerging 
technologies, what you might have for that, as well?
    But we will start with you.
    Mr. Davidson. Thank you, Chairwoman. Investing our Federal 
investments to clean energy and to other technologies, it is a 
dry state, it is a hot state. We are always looking for the 
latest water conservation technology that we can use for 
traditional agriculture.
    You know, Nevada stands ready to be the leader for the full 
Lithium Loop in the United States, and we are really excited 
for that. And also solar, with the hot, the sun, I think we can 
be a leading state in terms of the solar energy.
    So I think moving all of these Federal investments to other 
opportunities like this are key, especially for Nevada rural 
exporters and producers.
    Senator Rosen. We have more solar jobs per capita than any 
other state in the nation, so we are on our way there.
    Mr. Westcott, can you talk about emerging technologies and 
what you think some of these investments we are making will 
help our small businesses and rural communities?
    Mr. Westcott. I am happy to. So small businesses are among 
the most innovative in the country. We have a fantastic economy 
that allows these entrepreneurs to really roll their sleeves up 
and get involved in emergent technologies from the ground 
level. So anything we can do to support that is fantastic.
    I think one of the things, going back to what we were 
talking about before, with online resources, that is one of the 
greatest things that we can do to support small businesses in 
these high innovative spaces, is just to make sure that they 
have access to the resources that they need. Any issues that 
they have are kind of exacerbated by a lack of access to 
resources, so that digital divide that you were mentioning 
before is really crucial for us to overcome in that space.
    Senator Rosen. Thank you. Mr. Salamido.
    Mr. Salamido. Thank you, Senator. North Carolina enjoys, 
right now, reliable, affordable energy, and an all-of-the-above 
energy strategy is one of the things that makes it work. I 
think as we look to expand into other technologies, more and 
more energy will be required. So looking at advanced nuclear 
energy and facilitating the development of clean, advanced 
nuclear energy will help our manufacturers and help our 
businesses and help those small businesses that are a 
multiplier effect of those. It will create more energy, it will 
be cleaner energy, and it will also free up energy that is 
currently on the grid for our smaller businesses and keep it 
affordable for our consumers.
    So an all-of-the-above energy strategy that takes the clean 
energies and takes the energy we have, the transition to our 
clean energies makes a whole lot of sense, and keeping 
everything on the table will keep it affordable and reliable, 
and that is key for small businesses that are innovating.
    Senator Rosen. Yes. I would add water-smart technology to 
that too, as we think about places that have too much and 
places that do not have enough.
    Senator Budd.
    Senator Budd. Thank you, Chair. Just to carry on, continue 
on with something you were speaking about with Senator 
Hickenlooper a few minutes ago, you mentioned workforce 
availability being a very critical issue, not just for North 
Carolina, but I imagine the other states and territories, as 
well.
    So I have been actively working on this issue and have 
introduced several pieces of legislation to deal with this. One 
is--and I think you mentioned this in your opening comments--
The Pell Act, but also the Employer Directed Skills Act. Could 
you talk, Mr. Salamido, about how these bills could 
specifically help solve the workforce shortage, particularly in 
rural areas?
    Mr. Salamido. Thank you, Senator, and again, thank you for 
both of those bills. It is about workforce, workforce, and 
workforce. They ask us the top three issues are talent, talent, 
and talent. But looking to make available resources, 
particularly to our adult learners, but to all of our learners, 
our veterans. For example, 20,000 veterans get discharged from 
North Carolina bases every year, so making resources available 
to them to get the skills they need to stay in North Carolina, 
or wherever they are going to, are critically important for 
that.
    The transparency in those bills is critically important to 
helping make it simpler for those folks that want to get 
reeducated, retrained for the jobs of today and tomorrow are 
critically important.
    Also for thoughtful--in the area of criminal justice 
reform, thoughtful criminal justice reform. There are a whole 
bunch of folks out there that are nonviolent folks, that have 
gotten caught into the system. So getting thoughtful criminal 
justice reform combined with workforce systems and the support 
for those systems, that the two pieces of legislation that you 
have put forward provide, are incredibly important.
    We have more jobs than we do people, and our birth rate are 
down. So we have to look at our existing communities and what 
people are there, and then make sure that they can get trained 
and retrained to have long, viable careers until our birth rate 
catches up one day again. But we have so much opportunity, and 
there are just not enough people to fill them.
    So with the people that we have, the programs that you have 
put forward, the bills you put forward, combined with the 
workforce initiatives that Senator Hickenlooper talked about, 
are critically important, not only for the people that are in 
our state, but for the way we attract talent to our state, to 
help stay competitive.
    Senator Budd. If I may continue on, you mentioned 
something. Fourteen years ago a market shift in our state, 
around 2010, and I was able to thank Senator Tillis when he was 
in the state legislature. And he was the Speaker of the House 
then, and some other leaders had come to Washington last night, 
and they were in the room, and he had done a good job of 
passing the baton before he came here to Washington.
    But if you would talk a little bit about that shift, where 
we became business and opportunity friendly and now we can see 
the results, multiple years in a row, being the best place in 
the Nation to do business, and now we are competing with 
Virginia, it seems. But if you could talk about that shift, and 
sort of talk about where those ideas come from and how it is 
not government solving but it is government working in 
collaboration with great private industry leaders, how do we 
take good ideas, bring them to the surface, and carry on? I am 
sure in other states they have got great ideas, as well, but 
how do we allow those to surface and not extinguish these good 
ideas, so that we can continue to innovate and grow in 
different states?
    Mr. Salamido. Thank you, Senator. The first step is to hold 
up a mirror to yourself and have the courage to know what you 
are not good at, and to look at the economy and to ask the hard 
questions early on. So that is what we did. The business 
community came together with business-minded public officials 
and said, OK, what are we not good at? And we got really 
courageous and thoughtful about that.
    And then we put them into buckets, that I talked about 
earlier--education and talent, competitive business climate, 
infrastructure--and then made the conscious decision that we 
have to do them all, and how do we do them. Well, let's take 
bites out of them. Let's take one-year bites out of each of 
those things, because we know where we want to be. Back then 
they were saying 3 million people were going to come to North 
Carolina by 2030. We surpassed that about 5 years ago, right, 
and they are continuing to come for our quality of life, they 
are continuing to come for a good job and a good place to raise 
their family.
    So you have to look in the mirror. You have to make the 
hard decisions. You have to realize you have to do it year 
after year, and never be complacent. And that is why North 
Carolina has been so good. It was really courageous back in 
2010, 2012, because a lot of folks were indicating that that is 
too much, too fast. But we did not. We did it at a good and a 
balanced pace, whether it was tax reform, whether it was 
regulatory reform, or whether it was infrastructure investment, 
and diversifying how we pay for things.
    So it takes courage up front, and then just a steady one-
year plan to execute on that. And then the best time to change 
your game is when you are on top of your game, continue to make 
those hard investments in our education systems now, and in our 
infrastructure systems, and protect the paper on the good 
policies that we have passed.
    Senator Budd. I know you talk with a lot of your other 
colleagues around the country. What is something that 
discourages the surfacing of these good ideas in leadership? I 
am sure you see it done poorly. But without naming names, who 
has done it wrong and what discourages growth?
    Mr. Salamido. A lack of predictability. I mean, businesses, 
as you know, being a business owner, you just want a steady, 
predictable--you want to know what the rules are. And you want 
a judicial system and a legal system that calls balls and 
strikes. So not having that predictability keeps investment on 
the sideline, because you want to know if you are going to put 
your investment in, not only what it is worth today but what is 
it worth tomorrow, and am I going to be able to generate more 
jobs tomorrow because I am certain of what I am going to be 
facing.
    So I think when you look around, wherever there is 
uncertainty, wherever there is volatility, wherever there is 
lack of predictability in a legal climate, unbalanced 
regulations that go too far in either direction, I think those 
are the things that businesses say, hold on, let me wait a 
little bit and see before I invest.
    So to the extent that our state and other states can 
balance that out and have a clear plan, that helps businesses 
invest.
    Senator Budd. Thank you, Chair.
    Senator Rosen. Thank you. I would like to recognize Senator 
Klobuchar. She is remote. Thank you, Senator Klobuchar.

               STATEMENT OF HON. AMY KLOBUCHAR, 
                  U.S. SENATOR FROM MINNESOTA

    Senator Klobuchar. Thank you. I returned. And I appreciate 
you letting me say that minute, but I got my questions done in 
a very important hearing here. And this really matters to, as I 
noted, our state a lot, and I just do not think there is enough 
emphasis on rural export, when over 95 percent of the world's 
consumers live outside the U.S., and there is literally a world 
of opportunity. So I really appreciate the Chair and the 
Ranking Member's focus.
    One of the things that U.S. exporters in my state were very 
concerned about, and continue to be concerned, is just the cost 
of shipping. And that is why Senator Thune and I teamed up 
several years ago to pass the bipartisan shipping reform bill, 
that the President signed into law. And that was a major effort 
out of the Commerce Committee, and actually the rates went down 
for quite a while. They are still not where they were at the 
peak of the pandemic, which is good and affects manufacturers 
and farmers. There are still some issues that I have been 
hearing about the effect of terrorism and other things on 
shipping rates.
    But Mr. Davidson, can you talk to the importance of having 
a reliable, resilient supply chain when it comes to exporting?
    Mr. Davidson. Thank you, Senator. Yes, supply chain is a 
huge factor, especially for agriculture and food production. 
With Nevada exports primarily utilizing the three key ports of 
Oakland, L.A., and Long Beach, the likelihood of exports being 
taken advantage of at the port is likely. But thanks to the 
bill that you and your colleagues passed, it has helped protect 
those producers from being declined at the port.
    Although that part is taken care of, we do see some 
struggles with our southern border and getting our fresh onions 
into the Mexico market. They passed all of the USDA and U.S. 
regulations, and then when they get into the market they get 
denied and sent back, and then that producer is no longer 
allowed to import into the Mexican market.
    So I think there is still work to be done on getting 
exports out there. I think the Ocean Shipping Reform Act is one 
step, but to continue those efforts.
    Senator Klobuchar. Very good. Mr. Salamido, Brand USA, as 
Senator Rosen is well aware with her work on tourism and her 
leadership, is a public-private partnership that promotes 
international tourism in the U.S. It does not use taxpayer 
dollars. It uses fees on visas, on visitors from foreign 
countries. It has generated $56 billion to our economy, this 
foreign travel, since 2013. It supports about 40,000 jobs each 
year. Senators Blunt and Moran and I have worked on this for 
years, Blunt when he was here.
    Talk about how the Congress can support tourism in rural 
areas. Again, this is one of those exports that you do not 
think of it as an export, because it is not like a sugar beet. 
But could you talk about how you can actually make money off of 
tourism in rural?
    Mr. Salamido. Thank you, Senator, and thank you on your 
work on Brand USA, because tourism is a critical component of 
North Carolina's economy, from the mountains to the coast. For 
us, it is a total direct spending is about $35 billion a year. 
We employ over 227,000 folks in the tourism industry throughout 
there. And those areas are in non-urban and rural areas, so it 
is critically important. We appreciate the work you have done 
on Brand USA.
    We have a public-private partnership in North Carolina for 
economic development also, and a key arm of that is tourism, 
and making sure that those jobs that are in rural areas, that 
allow people to explore mountains and rivers and our coast and 
everything in between. So critically important to what we do.
    Our visitor spending per day is almost $100 million in 
North Carolina for tourism-related activities. So that is a lot 
of small businesses, a lot of rural businesses who can feed 
their families and invest in their communities because of the 
importance of tourism to our rural community.
    Senator Klobuchar. OK. Mr. Westcott, the Rural Export 
Center in Fargo, North Dakota, which also helps that part 
nearby of my state, provides data analytics and resources to 
support small businesses in rural areas. Senator Hoeven and I 
have long led the Promoting Rural Export Act to authorize this 
center permanently. Can you talk about the role that data 
analytics plays in supporting small businesses? So it is 
basically so they know where to go with their product, when 
they do not have an entire arm of a small business of 20 people 
may be devoted to exporting in Kazakhstan or other places, like 
some of our big businesses have trade experts in regions of the 
country that small businesses just would not be able to have 
the funding to hire.
    Mr. Westcott. Yes. Thank you, Senator. I appreciate the 
question. I think you hit the nail on the head there. The big 
thing is these centers and the resources and the research that 
they provide are allowing small companies to compete on the 
global stage, in areas where they would not be able to 
otherwise. It provides them with insights, tools, and data that 
was previously reserved only for the biggest corporations who 
were able to operate in multiple markets all over the world and 
finance folks in the most far-flung destinations.
    So these centers are crucial. They provide folks with much-
needed data to understand the size of the potential market they 
are working with, who their potential partners might be, given 
them just generally a 30,000-foot look into the potential 
market they are exploring internationally. So they are 
fantastic, and we are very, very happy to see them continue 
this for small businesses.
    Senator Klobuchar. Thank you. And I will do my last 
question on the record because everyone has been so patient. 
But it is about the importance of the farm bill passing, Mr. 
Davidson, and the Ag export piece of this, with both the Market 
Access Program and the Regional Agricultural Promotion Program, 
which play a key role in rural as well as some of the other 
things we have talked about today.
    So hopefully we can get that farm bill done this year.
    Senator Rosen. Thank you, Senator Klobuchar.
    Senator Klobuchar. Thank you, Senator Rosen.
    Senator Rosen. I appreciate it. I had one final question, 
and so does Senator Budd. So I want to just make a comment 
about workforce, and I am just going to ask everybody a yes or 
no, because we need workforce and we need capital, right. They 
have to exist together.
    So does everyone here support expanding apprenticeships, 
internships, and incentives? Would that be a good thing to help 
our rural businesses? You can just----
    Mr. Salamido. Emphatic yes.
    Senator Rosen. Emphatic yes. Mr. Davidson?
    Mr. Davidson. Absolutely, Senator.
    Senator Rosen. Mr. Westcott?
    Mr. Westcott. I could not agree more.
    Senator Rosen. Yes, I know many of us have bills. I have a 
bill. You talked about adult education works for returnships, 
people who have stepped away from the workforce, maybe for 
childcare or elder care or other kinds of issues in their life, 
so they want to upscale or rescale. So these are really 
important.
    But I am going to move on to the second piece of this, 
which is access to capital, because you need people and the 
finances to do things, right? So small businesses, we know they 
often cite a lack of access to capital, and one of the main 
obstacles they have reaching their foreign markets. So it is 
really vital. And exporting activity can actually just be more 
costly than domestic business due to its complicated regulatory 
hurdles and logistics, as you have all alluded to.
    And so despite its importance to their operation, rural 
export businesses face significant barriers accessing capital, 
with many relying on a dwindling number of small banks, local 
banks for financing. You have spoken about this too, Mr. 
Westcott.
    I am going to ask each of you a little bit different 
question. Mr. Westcott, what specific characteristics of export 
businesses make financing particularly difficult, and how can 
we exacerbate these challenges in rural communities? And then I 
will have a separate question for each of you.
    Mr. Westcott. Thank you so much, Senator. I appreciate 
that. So the number one thing that I heard in talking to my 
members about this exact issue was they have noted that a lot 
of banks have an issue with the specific sizes of loans that 
they are looking for. So given economic headwinds, inflationary 
pressures, other financial uncertainty, banks, in some of my 
members' experience, tend to prefer giving a single larger loan 
to a larger business or a larger operation that has that 
guarantee tied to it, as opposed to the corresponding 10, 15, 
20 smaller loans that would kind of feed into that.
    So I think it is really a size issue, as well, as much as 
anything else.
    Senator Rosen. Thank you. And so Mr. Davidson, how can 
Congress expand and strengthen existing Federal export finance 
programs to better reach rural businesses, and if you could 
talk to us about the structural barriers or the requirements 
that make these programs difficult for small businesses to 
access? Maybe they want large loans, not the micro loans, 
right?
    Mr. Davidson. Absolutely. Thank you, Senator. I think just 
being able to expand on the existing programs that we have and 
really looking at the Federal export finance programs and SBA 
lending programs. I mean, especially in the food and Ag sector, 
it requires a lot of loans. We actually have a 24-year-old 
farmer in Fallon, Nevada, who is currently $2 million in debt 
because he needs to purchase land and equipment to be able to 
have a livable production facility. It is not sustainable for 
younger producers or, frankly, anybody.
    So by looking at these lending programs and the financial 
constraints to be able to kind of relieve some of these, maybe 
it is a lower interest rate on some of the loans or more access 
to be able to get into these loans. Because where is a 24-year-
old going to find $2 million to be able to build their 
business?
    Senator Rosen. Yes. We have a lot of wonderful young folks 
in Nevada that do want to do these things.
    Mr. Salamido, I am going to finish my last bit of question 
with you about the private sector. What private sector 
financing options are available to the small rural export 
businesses, and how might we partner better?
    Mr. Salamido. Yes, a real hidden gem that we all need to do 
a better job of, getting the information out about our Small 
Business Administration groups, units, within our states. Our 
SBTDC has about 7,000 clients right now, and that is money that 
the Federal Government has put forward and North Carolina 
government has put forward to give small businesses, of all 
sizes and shapes, understanding on how to get into the export 
market, how to access capital. And it is there at no cost to 
the small business. It has been paid for with their tax dollars 
already, and the SBTDC sits there and brings people in and 
helps them become bankable.
    And that is why we created the Capital Opportunities app. 
Let's use the small business experience. Let's create an access 
to the capital. The capital is there. We have to help small 
businesses understand how to get bankable and that there are 
resources there available to them. On our 17 campuses of our 
university system, they are all right there.
    Senator Rosen. Fantastic. I am going to turn it over to 
you, Senator Budd.
    Senator Budd. Thank you. Mr. Salamido, you know, banking 
deregulation has been huge for North Carolina in recent 
decades. But kind of using that as an example, are there other 
areas, specifically if there was deregulation or if there was 
regulation reform or outright removal, is there any area 
specifically that would help North Carolina's economy, and it 
would specifically help rural economies if there was 
deregulation reform or outright removal of regulatory 
constraints?
    Mr. Salamido. Yes, I think there are two specific areas 
related to workforce where regulatory reform, modernization, 
and elimination really would be helpful. One is in childcare. 
In childcare right now, if two people are working it is really 
difficult to get childcare that facilitates work. It is very 
expensive. So there are ways to modernize and look at our 
childcare regulations, keep our children safe by all measures. 
But let's look at how we use innovation, how we use our young 
people, how we use our education, and what are educational 
requirements for childcare workers, making sure they are 
aligned with today's economy and what the needs are in those 
areas. So I think childcare is an area.
    Housing is a significant area. As we look at permitting 
reform, how do we make sure that we modernize our permits. I 
think it affects two things. It affects our urban areas and it 
affects our rural areas, because of the competition for land. 
So if we allow and free our urban areas up to appropriately 
modernize their permits to allow for different ways, that also 
keeps the urban areas from expanding into the rural areas for 
housing and land.
    It becomes really complicated when there is this 
generational shift going on in our agriculture community now. 
There are just not as many young people and big families as 
there were before. So a farmer who has had a farm for a long 
time has to be able to get something out of that, and if there 
is no one to give it to then the competition for land goes up 
significantly.
    If we can do permitting reform to allow our urban areas not 
to necessarily need to expand out into our rural areas as much, 
I think it will be significant.
    So housing and childcare are two particular areas. It 
should never take us longer to permit something than it does to 
build it.
    Senator Budd. That is often the case. Thank you so much for 
coming up, and I thank the panel.
    Senator Rosen. Well, I want to thank all the witnesses. We 
have a lot of notes and a lot of work to do. I sit on both 
committees of jurisdiction. I do want to say, Mr. Salamido, 
that Senator Ernst and I have a great bipartisan bill we have 
been working on called the Small Business Child Care Investment 
Act, that allows the SBA, if you are a nonprofit, if you are a 
church, a synagogue, a boys' and girls' club, a YMCA, any other 
nonprofit, it allows you suddenly access to SBA resources to 
put up childcare. Because there are childcare deserts all 
across this country, urban and rural, affordability, 
availability. We have even had senior centers who say, look, we 
have the land, we have commercial kitchens, they are nonprofit, 
we could put up childcare right on our campus, which would be 
very helpful in some of our rural communities.
    So we are trying hard to get that passed, and like I said, 
it just removes the guardrails for nonprofits to be able to do 
that and address this very issue you are talking about.
    But I want to thank all of you so much for participating in 
today's hearing, for the hard work you are doing, for the 
thoughtfulness and care that you are putting behind what you 
are thinking about, how you are planning for the future, how 
you are reaching out to our communities, reaching out to our 
small businesses, whether they are as young as 24 years old, 
people who want to start out, or we do not want to say going up 
in maybe the family farmer who wants to give it to their 
grandchildren. And so it is really important.
    We really appreciate examining the rural export businesses, 
the landscape for that, and your testimony has just been 
terrific.
    So the hearing record will remain open for two weeks, until 
Tuesday, August 12, 2024. Any Senators who would like to submit 
questions for the record should do so by Tuesday, August 12, 
2024. And for those of you who testified today, we ask if you 
get those questions for the record that your responses be 
returned to the Committee as quickly as possible, and in no 
case later than two weeks after receipt.
    That concludes today's hearing. Thank you again.
    [Whereupon, at 11:26 a.m., the hearing was adjourned.]

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