[Senate Hearing 118-609]
[From the U.S. Government Publishing Office]


                                                        S. Hrg. 118-609

                   A REVIEW OF DISASTER FUNDING NEEDS

=======================================================================

                                HEARING

                               BEFORE THE

                        COMMITTEE ON APPROPRIATIONS 
                           UNITED STATES SENATE

                    ONE HUNDRED EIGHTEENTH CONGRESS

                             SECOND SESSION

                               __________

                            SPECIAL HEARING

                   NOVEMBER 20, 2024--WASHINGTON, DC

                               __________

         Printed for the use of the Committee on Appropriations
         
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                      COMMITTEE ON APPROPRIATIONS

                    PATTY MURRAY, Washington, Chair
                    
RICHARD J. DURBIN, Illinois          SUSAN M. COLLINS, Maine, Vice 
JACK REED, Rhode Island                  Chair
JON TESTER, Montana                  MITCH McCONNELL, Kentucky
JEANNE SHAHEEN, New Hampshire        LISA MURKOWSKI, Alaska
JEFF MERKLEY, Oregon                 LINDSEY GRAHAM, South Carolina
CHRISTOPHER A. COONS, Delaware       JERRY MORAN, Kansas
BRIAN SCHATZ, Hawaii                 JOHN HOEVEN, North Dakota
TAMMY BALDWIN, Wisconsin             JOHN BOOZMAN, Arkansas
CHRISTOPHER MURPHY, Connecticut      SHELLEY MOORE CAPITO, West 
JOE MANCHIN, III, West Virginia          Virginia
CHRIS VAN HOLLEN, Maryland           JOHN KENNEDY, Louisiana
MARTIN HEINRICH, New Mexico          CINDY HYDE-SMITH, Mississippi
GARY PETERS, Michigan                BILL HAGERTY, Tennessee
KYRSTEN SINEMA, Arizona              KATIE BRITT, Alabama
                                     MARCO RUBIO, Florida
                                     DEB FISCHER, Nebraska

                     Evan D. Schatz, Staff Director
              Elizabeth McDonnell, Minority Staff Director
                            
                            C O N T E N T S

                              ----------                              
                                                                   Page

Opening Statement of Chair Patty Murray..........................     1
Statement of Vice Chair Susan M. Collins.........................     3
Statement of Hon. Jon Ossoff, U.S. Senator, Georgia..............     5
    Prepared Statement...........................................     7
Statement of Hon. Thom Tillis, U.S. Senator, North Carolina......     7
    Prepared Statement...........................................     9
Statement of Hon. Pete Buttigieg, Secretary, U.S. Department of 
  Transportation.................................................    11
    Prepared Statement...........................................    13
Statement of Hon. Isabel Guzman, Administrator, U.S. Small 
  Business Administration........................................    14
    Prepared Statement...........................................    16
Statement of Hon. Xochitl Torres Small, Deputy Secretary, U.S. 
  Department of Agriculture......................................    17
    Prepared Statement...........................................    18
Statement of Hon. Adrianne Todman, Deputy Secretary, U.S. 
  Department of Housing and Urban Development....................    23
    Prepared Statement...........................................    24
Statement of Hon. Deanne Criswell, Administrator, Federal 
  Emergency Management Agency....................................    26
    Prepared Statement...........................................    28
Implementation of Supplemental Funds for Market Losses...........    35
Disaster Supplemental Needs......................................    42
Concerns From Lenders............................................    44
Direct Assistance Program for Conventional Dairy.................    48
Livestock Indemnity Program Eligibility Criteria.................    49
Structuring Disaster Relief......................................    49
Addressing Livestock Programs....................................    51
Hermit Peak Disaster Recovery Team...............................    53
Farmer Economic Relief...........................................    54
Estimating Farm Losses...........................................    59
Universal Disaster Application...................................    65
Forest Service Disaster Estimates................................    67
Additional Committee Questions...................................    69
    Questions Submitted to Hon. Pete Buttigieg:
        Questions Submitted by Senator Lisa Murkowski............    69
    Question Submitted to Hon. Xochitl Torres Small:
        Question Submitted by Vice Chair Susan M. Collins........    71
    Questions Submitted to Hon. Adrianne Todman:
        Questions Submitted by Senator Lisa Murkowski............    72
    Questions Submitted to Hon. Isabel Guzman:
        Questions Submitted by:
            Senator Tammy Baldwin................................    73
            Vice Chair Susan M. Collins..........................    74
    Questions Submitted to Hon. Deanne Criswell:
        Questions Submitted by:
            Senator Tammy Baldwin................................    74
            Senator Lisa Murkowski...............................    74
            Senator Bill Hagerty.................................    75
Conclusion of Hearing............................................    75

 
                   A REVIEW OF DISASTER FUNDING NEEDS

                              ----------                              


                      WEDNESDAY, NOVEMBER 20, 2024

                                       U.S. Senate,
                               Committee on Appropriations,
                                                    Washington, DC.
    The committee met, pursuant to notice, at 10:03 a.m., in 
room SD-106, Dirksen Senate Office Building, Hon. Patty Murray 
(chair), presiding.
    Present: Senators Murray, Reed, Tester, Shaheen, Merkley, 
Coons, Schatz, Baldwin, Murphy, Manchin, Van Hollen, Heinrich, 
Peters, Collins, Murkowski, Moran, Hoeven, Boozman, Capito, 
Kennedy, Hyde-Smith, Britt, and Fischer.


                opening statement of chair patty murray


    Chair Murray. Good morning. This committee will come to 
order. Today, we are holding a hearing to discuss urgent 
Federal funding needs for communities that are harmed by the 
recent natural disasters.
    Before we get started, I do want to acknowledge briefly. 
This is the first hearing we have had since the election. It is 
clear some things will look different next year, but one thing 
will not change, and it is my commitment to working with 
Senator Collins to keep doing the important work of this 
committee in a bipartisan manner, despite any disruptions 
thrown our way.
    There is too much at stake for families back home for any 
of us to throw up our hands. We also still have to wrap up our 
fiscal year '25 bills, so I remain committed to working 
together to complete that process as quickly as possible in a 
manner consistent with the Senate's bipartisan bills, which we 
have all put so much effort into.
    So back to the subject at hand, we will have two panels of 
witnesses today. First, Senators Ossoff and Tillis will speak 
about the challenges their States are facing. Then we will hear 
from top Federal officials at the Department of Transportation, 
the Small Business Administration (SBA), the Department of 
Agriculture (USDA), the Department of Housing and Urban 
Development (HUD), and the Federal Emergency Management Agency 
(FEMA).
    We also recently received an updated Emergency Supplemental 
Request from the White House, which offers a helpful road map, 
but it is just the start. We know it will take time to fully 
assess the needs of our communities impacted by the hurricanes, 
and other natural disasters, and the resources required to 
recover.
    So, I hope we can take what we hear today and act swiftly 
in a bipartisan way to provide relief. After all, there is a 
long history of Members coming together quickly in the wake of 
tragedy. Every one of us knows our States have needed help 
after disasters before, and we will certainly need help again. 
When disaster strikes, it should never matter who is in the 
White House, who is in the majority, which governor is asking 
for support, or how anyone voted in an election or on a last 
bill.
    As I have said before, you do not argue over whether to put 
out a fire, you do not debate how much water to use, or how 
many people to save. You roll up your sleeves, you get to work, 
and you get help out the door, as much as needed, as fast as 
possible.
    Right now, there are a lot of people in our country needing 
help, and yet this is one of the longest times in my memory 
that we have gone without Congress providing disaster funding. 
That is unacceptable. It is well past time we get aid out to 
the many people in need after the many disasters we have faced 
over the past 2 years.
    We have seen devastating wildfires, including in my home 
State of Washington, and the utter destruction in Maui. We have 
seen a typhoon hit Guam last year, which is still in recovery. 
We have seen historic flooding in Vermont and deadly tornadoes 
in several of our States. There is the ongoing effort to 
rebuild after the Key Bridge collapse in Baltimore, and of 
course, the two hurricanes that recently tore through the South 
with catastrophic effect.
    It is clear that Hurricane Milton and Hurricane Helene were 
devastating, but the full extent of the damage is still coming 
into focus. And while we can see the road to recovery more 
clearly, we can also see that it is long one, and it will take 
serious Federal support.
    There are still communities without power and clean 
drinking water. There are miles and miles of roads and bridges 
that are still washed away. Families are wondering how they 
will be able to return home if their house is gone; farmers are 
wondering how they can recover from the loss of crops and 
poultry; and more business owners are wondering how they will 
ever reopen their doors; and more than that, how their entire 
city or community will rebuild, especially those communities 
that thrived on tourism.
    People are desperate for answers, and help, and hope, and 
they are looking to Congress for action. We cannot let them 
down, not now, not ever.
    That is why it is so important we come together to pass a 
bipartisan supplemental that meets these challenges. We need to 
replenish FEMA's Disaster Relief Fund (DRF). Right now, the 
backbone of our disaster response is running on fumes. We need 
more funding for the Department of Transportation's Emergency 
Relief Program. In 2013, when Washington State had a bridge 
collapse, that program was critical to our recovery, and it is 
critical now for rebuilding and reopening the Key Bridge, not 
to mention the roads that were washed out by Helene.
    We also need funding for HUD's Community Development Block 
Grant Disaster Recovery Program, which will help families get a 
roof back over their heads. Some communities have been waiting 
nearly 2 years to know whether any disaster--HUD disaster 
funding is coming their way. The needs are piling up, and the 
longer we wait to rebuild housing, the more rents will stay 
high for everyone in those communities, whether you lost your 
home or not.
    We also need funding at the Department of Agriculture to 
support our farmers who lost a season's crop. And of course, we 
must replenish the Small Business Administration's Disaster 
Loan Program. SBA loans make it possible for renters, and 
homeowners, and businesses to get started on things like 
rebuilding, reopening, and mold remediation.
    President Biden and Members on both sides of the aisle have 
worked tirelessly to get people the help they need, and this 
committee is going to do everything it can to make sure we 
fulfill our obligations to get money out the door and get 
support to our communities. But funds are exhausted, and the 
SBA backlog is growing, over 60,000 applications already. I 
really appreciate the work of Senator Tillis and Senator Warner 
to craft a bipartisan bill on this. It was incredibly 
frustrating to see their bill blocked by a Senator last week, 
but we are not giving up. We need to get this done. We need to 
get it done soon.
    I want to underscore that delay is not harmless; it carries 
its own cost, one that families and communities will be forced 
to bear for years. Businesses shuttered, jobs lost, family 
farms bankrupt, houses overtaken by water damage and mold, 
communities unable to return and rebuild and reopen, families 
forced to abandon the houses and communities they love because 
they cannot afford to stay, not to mention people forced by 
desperation and necessity to take out predatory and high-
interest loans. Every day we do not act, the costs grow.
    And in one final point; in times of crisis, it is actively 
harmful when political leaders spread disinformation and 
mistruths about relief efforts. The blatant lies we saw 
repeated this past fall, particularly in the aftermath of 
Hurricane Helene, do nothing to help. It undercuts trust in 
FEMA, and importantly, it discourages people from getting the 
help they are, otherwise, eligible for.
    I know and trust that Members of this committee, Republican 
and Democrat, are committed to getting accurate information out 
there to help as many people as possible. So, I urge everyone 
to listen closely to this discussion today and let the weight 
of the work ahead really sink in. I hope that after this 
discussion, we will be able to work together in a quick 
bipartisan way to draft and pass a supplemental that truly 
meets the challenges our communities are facing. Thank you.
    Senator Collins.


                statement of vice chair susan m. collins


    Vice Chair Collins. Thank you, Chair Murray. I want to 
begin my remarks this morning by commending Chair Murray for 
her bipartisan leadership and hard work during the past 2 
years. This hearing is a great example of her approach, it 
demonstrates her effective commitment to carefully reviewing 
budget requests, and it was scheduled very quickly so that we 
could meet the needs of our Nation. And really, exemplifies the 
bipartisan leadership that she has demonstrated. And I look 
forward to continuing to work closely with her in the next 2 
years.
    I want to thank our witnesses today, particularly Senators 
Tillis and Ossoff, for being with us. Senator Tillis and I have 
had--I have lost count of the number of conversations that we 
have had about his State's needs following the recent horrific 
flooding in Western North Carolina. And I look forward to both 
senators sharing their perspective with our committee.
    From the wildfires in the West, flooding in the Northeast, 
drought throughout the Plains, and hurricanes in the South, it 
seems that no region of the country has been spared from 
destruction caused by severe weather. Last winter, Maine's 
coast was hit with a pair of ferocious storms that wiped out 
portions of our State's iconic working waterfront. I toured 
storm-battered sites in Harpswell and Bailey Island last 
January, and heard from many fishermen, lobster men and women, 
that it was the worst storm damage they had ever experienced. 
In fact, the State of Maine estimates that it took out about 50 
percent of our fishing infrastructure in our State.
    When disaster strikes, the American people should have 
faith in Federal efforts to help them. That goes for everyone, 
regardless of political beliefs. Like many of my colleagues, I 
was angered by recent reports that a FEMA supervisor had 
directed relief workers to avoid Florida hurricane victims' 
homes that displayed Trump signs. This outrageous act stands in 
stark contrast to the very purpose of disaster relief, and the 
trust that we have placed in the Agency.
    There needs to be an Inspector General investigation to 
help ensure that all those responsible for playing politics 
with vulnerable people's lives and homes are held accountable. 
We must make sure that this discrimination and indifference to 
suffering can never happen again.
    Turning now to the nearly $100 billion request we received 
earlier this week, unsurprisingly, the largest request is for 
FEMA's Disaster Relief Fund. This fund provides the necessary 
resources to assist communities, individuals, and families 
affected by disasters all across our Nation. Every State in the 
Nation has had a disaster declared in recent years and has 
relied on FEMA for response and recovery, including several 
Maine communities affected by last year's winter storms.
    The Disaster Relief Fund, as the Chair noted, is rapidly 
nearing exhaustion, with less than $5 billion in the fund 
today. The current balance is partly due to the catastrophic 
impact of Hurricanes Helene and Milton, which have already cost 
more than $7 billion in immediate response funding, even before 
recovery work has begun in earnest. We must replenish the fund 
so that FEMA can continue to respond to disasters affecting any 
of our States.
    While FEMA takes the lead for immediate disaster response, 
the Small Business Administration and the Departments of 
Transportation and Housing and Urban Development work to 
rebuild critical infrastructure, assist small businesses, and 
help communities address long-term recovery challenges. Today, 
we will also discuss the multiple disasters facing our farmers 
and rural communities.
    In addition to battling severe weather events, many farmers 
are facing an economic crisis. Net farm income has dropped, 
many commodity prices have significantly decreased, and there 
has been a major increase in input and operational costs due to 
inflation. I have heard from farmers in Maine who are 
struggling to stay afloat. They are doing all that they can to 
stay in operation, but many are being forced to cease 
operating.
    Maine alone has seen more than 600 farms shut down in the 
past decade. Once we lose these farms, most often, they are 
gone forever. We must ensure that our farmers in rural 
communities have the resources needed to produce and protect 
our Nation's food supply.
    While this hearing is focused on the need for disaster 
response funding, I would be remiss if I did not point out that 
one of the best ways we can help our States and communities is 
to pass the full-year appropriations bills.
    This year, our committee came together and passed 11 of the 
12 appropriations bills with strong bipartisan support. In 
fact, six of the bills were reported unanimously. These bills 
include the base funding needed to help communities address 
critical development and infrastructure needs, support our 
farmers, and protect our Nation.
    Unfortunately, our committee-reported bills have languished 
on the Senate's calendar because of the majority leaders' 
decisions. I hope that we can reverse this approach in the next 
few weeks, and we will work with Members on both sides of the 
aisle to try to make that happen.
    In the next Congress, we must redouble our efforts to 
restore regular order, to promote transparency, get bills 
enacted prior to the start of the fiscal year, and give all 
Members a voice in the enactment of appropriations bills. I 
look forward to our discussion today.
    Thank you, Madam Chair.
    Chair Murray. Thank you, Vice Chair Collins.
    I will now introduce our first panel of witnesses and move 
to testimony.
    Today, we are going to be hearing from our colleagues, 
Senator Jon Ossoff from the great State of Georgia; Senator 
Thom Tillis from the great State of North Carolina. Both of 
their States are reeling from the recent hurricanes, and we 
really appreciate both of you coming to share what you have 
seen and heard on the ground about the challenges and the needs 
that our families are facing.
    So, we will begin with your testimony. And Senator Ossoff, 
we will begin with you first.
STATEMENT OF HON. JON OSSOFF, U.S. SENATOR, GEORGIA
    Senator Ossoff. Chair Murray, Vice Chair Collins, thank you 
for this opportunity to brief the committee on the dire 
conditions faced by Georgia farmers in the aftermath of 
Hurricane Helene.
    Georgia farmers and farmers in neighboring States are 
suffering deeply, and Congress must proceed urgently to pass 
disaster relief by the end of the year. Georgia agriculture was 
devastated by this hurricane, and I respectfully urge this 
committee to swiftly send the full Senate a disaster relief 
bill that includes vital assistance for Georgia farmers, who 
are in acute distress, and who are the backbone of Georgia's 
rural communities and our State's economy.
    Hurricane-force winds and torrential rains destroyed fall 
crops still in the field, knocked down pecan orchards that 
growers spent decades cultivating, and damaged a million and a 
half acres of timberland--a million and a half acres of 
timberland. In addition, to the agricultural devastation, 
Georgia suffered severe damage to the power grid, to 
businesses, housing, roads, and other critical infrastructure.
    Virtually every crop and commodity produced in Georgia has 
been seriously damaged, including poultry, cotton, timber, beef 
cattle, blueberries, pecans, peanuts, tobacco, vegetables, 
citrus, soybeans, nursery crops, and dairy. The Georgia Pecan 
Growers Association reports that 48,000 acres of pecan orchards 
were damaged, with a loss of nearly 400,000 trees.
    Pecan growers, like Scott Hudson, a fifth-generation family 
farmer whose family also runs a cleaning and processing plant, 
faces a 60- to 70-percent crop loss and 20- to 30-percent tree 
loss for their older trees, which will take 10 to 20 years to 
replace.
    Taylor and Arren Moses in Uvalda estimate that they have 
lost 85 percent of their 800 acres of trees. They will not be 
able to save a single tree from the first orchard they planted 
in 2007. The Georgia Poultry Federation reports that 495 
poultry houses took significant damage, including 295 that were 
completely lost.
    Vann Wooten, a county commissioner in Jeff Davis County who 
has raised chickens for 31 years, saw all 10 of his chicken 
houses destroyed, many with birds still inside. Without our 
help, he is not sure now whether he will be able to return to 
raising chickens.
    The University of Georgia estimates that Georgia vegetable 
producers lost 25 to 30 percent of the fall crop. T.J. Moore's 
grandfather started farming in 1964. Now he, his brother, and 
their parents grow green beans, eggplant, bell peppers, 
cucumbers, and more, and due to the storm, they expect this 
fall to sell less than 30 percent of their normal crop.
    In Clinch County, blueberries make up 35 percent of the 
loan portfolio at the local bank, and in some of State Senator 
Russ Goodman's fields, a full quarter of the plants are broken 
off and blown over, which will also hurt next year's crop.
    I emphasize again, 1.5 million acres of Georgia timberland 
have been damaged, and we are projected to have lost 500 to 
600,000 bales of cotton, or nearly one-third of our cotton 
crop.
    Colleagues, the numbers are staggering, but this is not 
about numbers; it is about families and rural communities. And 
without our help, the simple fact is that many of these family 
farms will fold, and they may fold soon. They are staring at 
devastated farmland and orchards, they are deep in the red, and 
they are under immense stress. If they go under, our rural 
communities go under. The local tax base, funding schools, and 
infrastructure is destroyed, and the rural way of life in 
Georgia risks disappearing altogether.
    We know what we need to do, and the fact that my colleague, 
Senator Tillis, and I are here before you, a Democrat and a 
Republican, urging speed to achieve this essential goal, I 
hope, is testimony to the urgency of bipartisan action before 
the end of the year. We must refuse the temptation to delay or 
to get dragged into politics. We must swiftly pass disaster 
assistance by the end of the year.
    My constituents and Americans in every State hit by this 
terrible storm, and hit by natural disasters for the last 
several years, are counting on all of us.
    And that is why I am so grateful again, Chair Murray, and 
Vice Chair Collins, and Members of the committee, for the 
privilege of appearing before you today. Thank you.
    [The statement follows:]

                 Prepared Statement of Hon. Jon Ossoff
    Thank you, Chair Murray and Vice Chair Collins, for the opportunity 
to brief the Committee on the dire conditions facing Georgia farmers in 
the aftermath of Hurricane Helene and the urgency of passing this 
disaster supplemental before year's end.
    Let me be clear: Georgia agriculture was devastated by this storm, 
and I respectfully urge the Committee and the Congress to swiftly pass 
agricultural disaster assistance for these farmers, who are the 
backbone of Georgia's rural communities and our State's economy. 
Georgia's farmers and rural communities are reeling and cannot afford 
delay.
    As you know, Hurricane Helene made landfall in Florida as a 
Category 4 hurricane and swiftly entered Georgia, where hurricane-force 
winds and torrential rains destroyed fall crops still in the field, 
blew over row crops, knocked down pecan orchards growers spent decades 
cultivating, and damaged hundreds of thousands of acres of timberland. 
Agriculture in South Carolina, North Carolina, Kentucky, and Tennessee 
also suffered severe damage from this storm, and I know my colleague 
from North Carolina, Senator Tillis, will testify to the uniquely 
horrific damage suffered by his constituents in North Carolina. In 
addition to agricultural devastation, Georgia suffered severe damage to 
the power grid, businesses, housing, roads, and other critical 
infrastructure.
    As we sit here today, Georgia growers are considering heart-
wrenching decisions about whether they will be able to sustain multi-
generation family farms, whether they will be able to continue 
providing Georgia-grown produce to our Nation and the world.
    I would respectfully remind the Committee that food security is a 
national security issue, and the collapse of our family farming economy 
would have a devastating impact not just on Georgia's rural communities 
but on our entire Nation's capacity to sustain itself.
    Moreover, the losses I have described are only those attributable 
to Hurricane Helene and do not include Tropical Storm Debby, Hurricane 
Idalia, and other natural disasters including the March 2023 freeze 
that devastated Georgia's flagship peach crop.
    The Office of Management and Budget has requested that Congress 
appropriate substantial agricultural assistance as part of our broader 
disaster supplemental, and on behalf of my constituents, I respectfully 
urge the Committee to appropriate no less than the full amount 
requested by OMB to help Georgia growers and support Georgia farmers 
and the rural Georgia communities who rely upon agriculture every 
single day.

    Chair Murray. Thank you very much, Senator Ossoff.
    Senator Tillis.
STATEMENT OF HON. THOM TILLIS, U.S. SENATOR, NORTH 
            CAROLINA
    Senator Tillis. Chair Murray, Vice Chair Collins, friends 
and colleagues on the Appropriations Committee. I got up this 
morning to review the prepared statement by my staff. I am 
convinced I could not get through it without shedding a tear, 
so I am going to have it submitted for the record.
    One hundred and two lives lost; 151 homes destroyed; 
500,000 businesses affected in disaster-declared areas; 5,000 
miles of road--this is North Carolina's statistics, ladies and 
gentlemen--5,000 miles of road, including almost 5 miles of I-
40 damaged and impassable for likely a couple of years; 1,300 
public bridges and culverts damaged; 163 water and sewer 
systems damaged; 20,000 farms in disaster-declared counties 
with $3.4 billion in damage. This is a storm unlike any we have 
ever seen in our Nation's history in the inland, 250 miles 
inland with nearly hurricane--category 1 hurricane-force, after 
several days of drenching rain just a few days before. We have 
a disaster-declared area. If you eliminate some that were 
technically declared disasters, if you only count the landmass 
that has devastation like you have seen in Asheville, or Boone, 
or Burnsville, or Big Creek, or Canton, or Clyde, I have 
thousands of people in harm's way.
    So, I am--I went to the floor last week just to try and fix 
one problem. But let me back up, as I see Senator Schatz here. 
Back in August, Senator Schatz--I believe it was August--
Senator Schatz came to me and said: Thom, I hope you will 
support me on the supplemental for Maui. I said: Count me in, 
Brian, because I have no doubt that before the end of this 
season, I will probably have to come to you and ask your 
support, and I am expecting you will be there, as he always is, 
as most of you already are; actually, as 99 of you were last 
week to get the Small Business Administration plus-up of $800 
million. I had one objection.
    Now folks, I do not think that my folks in North Carolina, 
Georgia, where both of my children were raised, and a sister 
who had a house damaged by the storm, or Florida, where I was 
born, they do not need tears; they need action. And we not only 
need action in the way that we normally respond to storms, we 
need action in a very different way. I am not talking about--I 
lived in New Orleans--I was born in Florida, raised in New 
Orleans, lived in virtually every southern State. I have seen 
storms in my life. I saw Camille hit Mississippi on my way to 
move to New Orleans. I have seen these storms, and 
interestingly enough, the topology of the coastal plains, you 
pretty much know what you need to get fixed, pretty soon, and 
within 2 years, you can probably get most of the infrastructure 
done. People are recovering their lives for decades, if ever.
    But that is not what we have in North Carolina. We have 
several river basins that flooded entire towns. Asheville just 
got drinkable water 2 days ago. The storm hit 54 days ago, and 
there are some communities that will not have it. I have got a 
community near the Virginia line that may be without power 
until March. The media has moved on, but the damage, it is 
impossible to conceive. Even with what I am saying today 
without being there. And I would invite any of you to come 
here--or come there and see it.
    So, I am going to submit my formal testimony for the 
record, Chair and Vice Chair, but we have got to do something 
differently.
    Let me give you an example of what people in Florida, my 
home State, are doing right now. They are being told by FEMA 
that Milton--you know, they have got parts of Florida got hit 
by Milton, parts of Florida got hit by Helene, parts of Florida 
got hit by Debbie. Can you imagine a municipal official right 
now who is being told: You have got to distinguish between that 
utility pole that was debris with Debbie, and debris with 
Milton, or debris with Helene?
    Now, the good news is they are not having to distinguish 
between telephone poles that happened between Milton and 
Helene, but because Debbie was a little bit outside of the 
window, you have got to distinguish that trash if you want to 
get reimbursed. Is that really what we are going to tell the 
States and local governments, that is how we do disaster 
recovering? Am I really going to say that I have to get all of 
my needs done in 6 months to be able to have FEMA recovery? 
There are communities we will not get to in 6 months.
    So, I thank you all for taking on the appropriations task. 
I intend to put another unanimous consent request together and 
maybe have another discussion with the junior Senator from 
Kentucky, but I am going to fight for the people who were 
affected, not only in North Carolina, but in many States where 
I have family, friends, and have lived in.
    We have got to act. We have got to look at paycheck 
protection program; we have got to take a look at employee tax 
credits--programs at work. We should be instructed by COVID to 
recognize this is a long-term recovery unlike any we have ever 
seen. We can either learn from it and start talking about 
creative ways now, or we can regret it later when some of my 
western cities are going to dry up.
    That policy is separate from your appropriations task. I 
thank you for the work that you are doing. I fully support the 
OMB (Office of Management and Budget) request for $100 billion, 
but that is only the beginning. We have got to react 
differently to storms. This may be the first, but it will not 
be the last, like we have seen in North Carolina, and we owe it 
to the American people to be ready to do better. Thank you.
    [The statement follows:]

                 Prepared Statement of Hon. Thom Tillis
    Chair Murray, Vice Chair Collins, and Members of the Committee: 
Thank you for the opportunity to testify this morning to be a voice for 
the people of Western North Carolina.
    My state was permanently changed on September 27, 2024. Hurricane 
Helene brought more than 30 inches of rainfall in some areas, 
unleashing floodwaters and landslides the likes of which we have never 
seen. Many areas experienced hurricane-force winds with speeds over 100 
mph, despite being more than 250 miles inland. I am saddened to report 
to the Committee that this is the worst storm in my state's history.
    We are now 54 days past Helene's initial impact. Many in the 
mainstream media and outside world may have moved on and returned to 
business as usual, but for my constituents in Western North Carolina: 
life is now measured in the time before and after Hurricane Helene. As 
we sit here today, tens of thousands of North Carolinians are still 
struggling to even begin putting their lives back together.
    I have heard countless stories of tragedy and resiliency from 
people who have lost everything. I would like to share just one of 
those stories with the Committee today:
    Fairview is a small community of around 2,500 people outside of 
Asheville. As Helene brought devastating wind and rain to Fairview, 
firefighter Tony Garrison and his nephew, Brandon Ruppe, responded to a 
rescue call for 11 people trapped by a mudslide. As they selflessly 
answered the call of duty, flooding triggered a second landslide that 
tragically claimed the lives of all 13 people. This is just one of 
countless stories of devastation and sacrifice from communities all 
across Western North Carolina that will never be the same.
    The magnitude of Hurricane Helene's destruction to the people, 
landscape, and communities of Western North Carolina is difficult to 
quantify, but I will try my best:
  --At least 102 lives were lost in North Carolina
  --151,000 homes damaged
  --500,000 small businesses in disaster-declared counties
  --5,000 miles of roads, including 4.5 miles of I-40, damaged
  --1,300+ public bridges and culverts damaged
  --More than 80 miles of railroad destroyed
  --163 water and sewer systems damaged
  --400 hazardous waste facilities damaged
  --20,000 farms in disaster-declared counties with $2.4 billion in 
        crop losses
  --822,000 acres of damaged timberland
    Western North Carolina is a place of unrivaled natural beauty. Many 
of you have likely visited Great Smokies National Park, driven through 
the Blue Ridge Parkway during the peak fall leaf season, or seen the 
grandeur of the Biltmore Estate. Helene hit right at the start of 
tourism season when businesses in Western North Carolina depend on 
visitors to make ends meet each year. Local businesses typically make 
enough money in October during peak fall leaf season to sustain them 
until spring.
    Now, after weathering the economic hardship of the pandemic and 
rebuilding from Tropical Storm Fred in 2021, many businesses in the 
region are on the brink of collapse. Without swift, comprehensive 
economic relief from Congress, Western North Carolina runs the risk of 
a second catastrophic storm--this time an economic one. These 
businesses, like BearWaters Brewing in Canton, are the bedrock of 
Western North Carolina's economy, and now they have been left holding 
the bag for Congress to do its job since the Small Business 
Administration ran out of money more than a month ago.
    Similarly, the timing of Helene could not have been worse for the 
many small family farms throughout the region. Due to the topography 
and nature of agriculture in the region, only 5-10% of crop losses are 
estimated to be insured. Even farmers with insurance and access to USDA 
programs are struggling to get the resources they need. This comes on 
the heels of an already tough growing season for farmers across North 
Carolina, with 99 of our 100 counties having a federal disaster 
declaration this year alone.
    Earlier this month, I met with local leaders from each of the 
impacted counties as well as stakeholders committed to Western North 
Carolina's rebuilding. These local leaders shared challenges, 
coordinated efforts, and advocated for much-needed resources to rebuild 
their communities.
    Like all attendees, I came away encouraged by Western North 
Carolina's resiliency and further energized to advocate for their needs 
here in Washington. The discussions that took place clearly identified 
a number of immediate, intermediate, and long-term needs, including:
  --Immediate Needs:
    --Economic support for businesses and local governments facing 
            unprecedented revenue shortfalls.
    --Direct housing assistance for the tens of thousands of displaced 
            residents.
    --Repair and replacement of water and sewer systems
    --Debris removal and disposal.
    --Repair and replacement of the countless private roads and 
            bridges.
  --Intermediate Needs:
    --Statutory flexibilities and regulatory relief to ensure 
            continuity of government.
    --Technical assistance and support to navigate federal disaster 
            programs.
    --Repair and replacement of infrastructure and government 
            facilities.
    --Extension of the deadline for State and Local Fiscal Recovery 
            Funds.
  --Long-Term Needs
    --Economic and workforce development assistance.
    --Infrastructure investments to increase resiliency and redundancy.
    --Housing repair and replacement.
    --Mental health assistance for survivors.
    Helene is by far the most significant natural disaster our state 
has endured in my time as an elected leader. Many parts of Western 
North Carolina will never be the same. The mountain folks of my state 
have spent their entire lives working, paying taxes, and never asking 
for anything from the federal government, but now it is time for their 
government to step up and help these people in their time of greatest 
need.
    Thank you again for having this hearing and allowing me to be a 
voice for Western North Carolina. I look forward to continuing to work 
with the Members of this Committee to ensure that my constituents have 
the resources they need to rebuild and plant the seeds of Western North 
Carolina's long-term recovery.

    Chair Murray. Thank you very much, Senator Tillis. Thank 
you to both of you for being here today.
    We will now have our second panel of witnesses come forward 
and move to their testimony. And while they are coming forward, 
let me introduce them.
    We are joined today by Secretary of Transportation, Pete 
Buttigieg; Small Business Administrator, Isabel Guzman; Deputy 
Secretary of Agriculture, Xochitl Torres Small; Deputy 
Secretary of Housing and Urban Development, Adrianne Todman; 
and FEMA Administrator, Deanne Criswell.
    These agencies that are before us today are on the 
frontlines of our Nation's disaster response efforts. We are 
very grateful for all of you for joining to share your 
perspective on the work and needs ahead. We will begin with 
testimony from each of you and then move to our Senators for 
questions.
    Secretary Buttigieg, if you are ready, we will begin with 
you.
STATEMENT OF HON. PETE BUTTIGIEG, SECRETARY, U.S. 
            DEPARTMENT OF TRANSPORTATION
    Secretary Buttigieg. Good morning, and thank you, Chair 
Murray, thank you, Vice Chair Collins, and thanks to all of the 
Members of this committee for the opportunity to speak with you 
today alongside my colleagues from the Biden-Harris 
Administration.A month ago, I was in North Carolina and 
Tennessee visiting some of the communities impacted by 
Hurricane Helene. I saw entire lanes of I-40 demolished and 
collapsed into the gorge below, washed out by heavy rainfall, 
likely exacerbated by climate change. I spoke to families, 
small business owners, and community leaders about how this 
catastrophic storm impacted their lives and livelihoods, and 
about what they need in the short term and for the long haul. 
And I met with first responders who have been working 
tirelessly to help the people in these communities as they 
contend with the loss of homes, the loss of businesses, and the 
loss of life.
    In the weeks since, the Biden-Harris Administration has 
continued to direct extensive, well-coordinated support to the 
communities devastated by these storms. We are working 
alongside State and local governments, nonprofit groups, and 
volunteer organizations in the ongoing response and recovery 
efforts.
    We have been working to combat an increasingly common and 
unequivocally harmful part of 21st-century life, the rapid 
spread of falsehoods--that we have come to call misinformation 
and disinformation--across digital media, which in this case 
included the work of the Federal Aviation Administration, which 
acts to facilitate response and recovery while keeping our 
airspace safe.
    As of today, the U.S. Department of Transportation (USDOT), 
through our Federal Highway Administration (FHWA) Emergency 
Relief, or ER, program, has delivered $187 million in funding 
to communities in North Carolina, South Carolina, Tennessee, 
and Virginia, as well as the Federal Land Management Agencies 
in these States to support immediate needs. These funds are 
being put to immediate use to get roads and bridges repaired 
and reopened, and deal with disruptions in the meantime.
    Already, we have seen how these funds are facilitating 
recovery, helping open U.S. 276 near Caesars Head in Greenville 
County, South Carolina, and continuing the ongoing work along 
I-26 and I-40 between North Carolina and Tennessee to restore 
access to those critical roadways.
    As valuable as that work has been, the present reality is 
that our Department will soon lack the funding to address 
additional needs resulting from the recent hurricanes and other 
prior disasters, as well as needs from future storms or other 
disasters. And that is because the amount of FHWA Emergency 
Relief funding being requested from numerous States far exceeds 
the amount of money that is available.
    Helene recovery alone will require extensive, ongoing 
investment to permanently rebuild the roads and bridges 
destroyed by the storm. Meanwhile, we continue to have unmet 
needs for recovery in States like Alaska, Hawaii, Maryland, and 
Nevada that qualify for FHWA funding to rebuild transportation 
infrastructure after other recent disasters.
    With each passing day, we are growing closer to a situation 
where this Department will not be able to provide even partial 
funding for eligible projects.
    Consider communities in Arkansas, California, and Oklahoma 
that have been impacted by floods, tornadoes, and wildfires, or 
the Francis Scott Key Bridge in Maryland, or the Teton Pass in 
Wyoming. We currently lack the funds to permanently rebuild the 
infrastructure in these communities and many others across the 
country, even though they are eligible.
    President Biden has requested approximately $8.1 billion 
for the ER program. These funds would cover the backlog of 
projects waiting for funding, as well as the needs of States 
from Hurricanes Helene and Milton.
    I also want to note that in addition to funding for that 
Federal Highway Administration program, President Biden has 
also requested $57 million for the Federal Transit 
Administration's Public Transportation Emergency Relief Program 
to assist transit agencies that were impacted by, and supported 
local response efforts during, Helene, Milton, and other 
disasters.
    There is an urgent need today for Congress to act to 
provide supplemental funding to support communities across this 
country grappling with disasters.
    This would not be the first time Congress has risen to the 
occasion. We saw it after Hurricanes Katrina, Rita, and Wilma 
in 2005, and more recently in 2018 following Hurricanes Harvey, 
Irma, and Maria. Now the American people--including the 
communities in North Carolina, South Carolina, Virginia, 
Tennessee, Florida, and Georgia--are counting on Congress to 
act.
    As we gather today, we know that investing in resilient 
infrastructure upfront can save lives and reduce the cost of 
rebuilding. That is why USDOT prioritizes resilient 
infrastructure in its discretionary grant programs--and through 
the PROTECT (Promoting Resilient Operations for Transformative, 
Efficient, and Cost-saving Transportation) program created 
through the Bipartisan Infrastructure Law, we are deploying the 
first-ever formula and discretionary funds dedicated to making 
our infrastructure more resilient.
    We are seeing the reality of climate change in real time. 
Weather events that were previously deemed once-in-a-century 
are coming along every few years. It is not a fluke; it is not 
a coincidence; and most importantly, it is not going to go 
away. We need adequate and sustained funding to make sure our 
communities have what they need to rebuild roads and bridges, 
to make them more resilient in the face of extreme weather and 
other disasters, and to help people return to normal life as 
quickly as possible.
    With your partnership, I know we can deliver the critical 
support that is needed right now for our transportation 
infrastructure, for farmers and ranchers dealing with crop 
loss, and for families and small business owners who need to 
rebuild their homes, and schools, and storefronts, and lives.
    Thank you for welcoming me here today, and I look forward 
to working alongside you as we help these communities recover 
and build back stronger and more resilient for the future.
    [The statement follows:]

               Prepared Statement of Hon. Pete Buttigieg
    Chair Murray, Vice Chairman Collins, and members of the committee--
thank you for this opportunity to speak with you today alongside my 
colleagues in the Biden-Harris Administration.
    A month ago, I was in North Carolina and Tennessee visiting 
communities impacted by Hurricane Helene. I saw entire lanes of I-40 
demolished and collapsed into the gorge below, washed out by heavy 
rainfall made stronger and more destructive by climate change. I spoke 
to families, small business owners, and community leaders about how 
this catastrophic storm has impacted their lives and livelihoods and 
what they need--in the short term and for the long haul. And I met with 
the first responders who have been working tirelessly to help the 
people in these communities as they contend with the loss of homes, the 
loss of businesses, and the loss of life.
    In the weeks since Hurricanes Helene and Milton, the Biden-Harris 
Administration has continued to direct extensive, well-coordinated 
support to the communities devastated by these storms. We're working 
alongside state and local governments, non-profit groups, and volunteer 
organizations in the ongoing response and recovery efforts. We've also 
been working to combat an increasingly common and unequivocally harmful 
part of life in the 21st century: the rapid spread of misinformation 
and disinformation across social media--which in this case included the 
work the Federal Aviation Administration does to facilitate response 
and recovery while keeping our airspace safe and secure.
    As of today, the US Department of Transportation (USDOT)--through 
the Federal Highway Administration (FHWA) Emergency Relief Program--has 
delivered $187 million in funding to communities in North Carolina, 
South Carolina, Tennessee, and Virginia, as well the Federal Land 
Management Agencies in these states to support immediate needs.
    These funds are being put to immediate use to get roads and bridges 
repaired and reopened, and deal with disruptions in the meantime. 
Already, we've seen how these funds are facilitating recovery efforts: 
helping reopen US 276 near Caesars Head in Greenville County, South 
Carolina, and continuing the ongoing work along I-26 and I-40 between 
North Carolina and Tennessee to restore access to these critical roads.
    As valuable as this work is, the present reality is that our 
Department will soon lack the funding to address additional needs 
resulting from the recent hurricanes and other prior disasters, as well 
as needs from future storms or other disasters. That's because the 
amount of FHWA emergency relief funding being requested from numerous 
states far exceeds the amount of money that is available.
    Hurricane Helene recovery alone will require extensive, ongoing 
investment to permanently rebuild the roads and bridges that were 
destroyed by the storm. Meanwhile, we continue to have unmet need for 
recovery in states like Alaska, Hawaii, Maryland, and Nevada that 
qualify for FHWA funding to rebuild transportation infrastructure after 
other recent disasters. With each passing day, we're growing closer to 
a situation where this Department will not be able to provide even 
partial funding to eligible projects in the future.
    Consider communities in Arkansas, California, and Oklahoma that 
have been impacted by floods, tornadoes, and wildfires, or the Francis 
Scott Key Bridge in Maryland, or the Teton Pass in Wyoming. We 
currently lack the funds to permanently rebuild the infrastructure in 
these communities and many others across the country, even though they 
are eligible.
    President Biden requested approximately $8.1 billion for the FHWA's 
Emergency Relief Program. These funds would cover the backlog of 
projects waiting for funding as well as the needs of states from Helene 
and Milton. I would also like to note that in addition to funding for 
the FHWA program, President Biden has also requested $57 million for 
the Federal Transit Administration's (FTA) Public Transportation 
Emergency Relief Program to assist transit agencies that were impacted 
by, and supported local response efforts during, Helene, Milton, and 
other disasters.
    Today there is an urgent need for Congress to act to provide 
supplemental funding to support communities across this country that 
are grappling with disasters.
    This would not be the first time Congress has risen to the occasion 
to provide additional and necessary funding to support Americans 
impacted by disasters. We saw it, for instance, after Hurricanes 
Katrina, Rita, and Wilma in 2005 and more recently in 2018 following 
Hurricanes Harvey, Irma, Maria. Now the American people--including the 
communities in North Carolina and South Carolina, in Virginia and 
Tennessee, in Florida and Georgia that are still reeling from the 
hurricanes--need you to act.
    As we gather today to discuss the federal response after a 
catastrophic weather event, we also know that investing in resilient 
infrastructure up front can save lives and reduce the cost of 
rebuilding. That is why USDOT prioritizes resilient infrastructure in 
all its discretionary grant programs--and through the PROTECT program, 
created through the Bipartisan Infrastructure Law, we are deploying the 
first ever formula and discretionary funds dedicated to making our 
infrastructure more resilient.
    We're seeing the reality of climate change in real time. Weather 
events that were previously deemed ``once in a century'' are coming 
along every few years. This is not a fluke or coincidence, and most 
importantly, this is not going to go away. We need adequate and 
sustained funding to make sure our communities have what they need to 
rebuild roads and bridges . . . to make them more resilient in the face 
of extreme weather and other disasters . . . and to help people return 
to normal life as quickly as possible.
    With your partnership, I know we can deliver the critical support 
that's needed right now: for our transportation infrastructure . . . 
for farmers and ranchers dealing with crop losses . . . and for 
families and small business owners who need to rebuild their homes, and 
schools, and storefronts.
    Thank you for welcoming me here today. I look forward to working 
alongside you as we help these communities recover--and build back 
stronger and more resilient for the future.

    Chair Murray. Thank you very much.
    Administrator Guzman.
STATEMENT OF HON. ISABEL GUZMAN, ADMINISTRATOR, U.S. 
            SMALL BUSINESS ADMINISTRATION
    Ms. Guzman. Thank you so much, Chair Murray, Vice Chair 
Collins, and the distinguished Members of the committee. Thank 
you for the invitation to appear today to discuss the SBA's 
disaster loan program and the pressing need for additional 
funding.
    For decades, SBA disaster loans have been proven to be an 
important resource to help communities impacted by disaster to 
recover and rebuild. SBA offers direct loans to homeowners, 
renters, businesses, and private nonprofits to help communities 
get back on their feet.
    These affordable loans cover disaster losses not fully 
covered by insurance or other sources and provide much-needed 
flexibility with low-interest, long terms, and 1 year of 
deferred payments and no interest accrual.
    Harvard University research shows that early access to 
disaster funding makes a difference in communities receiving 
aid--and those communities receiving more SBA funding are more 
likely to experience sustained growth versus lagging. In 
coordination with FEMA, other Federal agencies, and State and 
local entities, SBA helps small businesses prepare for, respond 
to, recover from, and mitigate against disasters.
    In fiscal year 2024 alone, SBA approved over 27,000 
disaster loans totaling $1.7 billion, and 160 disaster 
declarations across the 53 States and territories. Behind each 
loan is a story of a resilient American seeking to rebuild and 
recover. In Asheville, North Carolina, I met with the Biltmore 
Village restaurant owners whose business remains closed while 
they repaired physical damage after devastating flooding from 
Hurricane Helene. In Tampa, Florida, I met with the owners of a 
popular local restaurant who weathered Hurricane Milton but 
lost power and inventory and were closed for several days. 
Everywhere I met homeowners dismayed to find out they lacked 
coverage for floods, and seeking to rebuild, clean up, and stay 
in their communities.
    SBA has a vital role to play in the Federal disaster 
response, but the Agency's disaster loan program has been 
unable to meet demand since October 15th. After a surge in 
demand for disaster loans following Helene and Milton, SBA 
exhausted all available subsidy funding for disaster lending.
    Hours after the President issued disaster declarations for 
Helene and Milton, SBA staff were on the ground ready to help 
survivors. SBA has been working around the clock to provide up-
to-date, timely information to constituents and minimize the 
confusion and delays. SBA has also continued to process these 
loan applications, provide customer service support, and 
communicate directly with survivors while we wait for Congress 
to appropriate the funding to originate new loans and disperse 
those funds to the more than 12,500 disaster victims who are 
already in the queue.
    SBA is currently supporting more than 400 total disaster 
declarations across the Nation and managing a portfolio of 2.5 
million loans valued at $285 billion. We have over 3,500 
employees who have been deployed supporting loan operations and 
field operations. On the ground, we have deployed hundreds of 
staff across 18 different States to operate more than 175 
disaster centers for face-to-face support.
    However, a lack of SBA disaster funding has impacted 
recovery across the Nation. SBA helps those uninsured or 
underinsured disaster survivors, as I said, who cannot access 
credit elsewhere. Homeowners, renters, and businesses are 
either delaying action or resorting to higher costs of capital. 
This means there are challenges and delays in rebuilding 
neighborhoods and reopening small businesses. Homeowners have 
been unable to access low-interest rate loans to remove debris 
or eradicate mold so they can return to their homes.
    Survivors who lost a car cannot purchase a new one to take 
their children to school or get themselves to work. Small 
businesses cannot replace damaged equipment, or inventory, or 
cover economic injury from business disruption. Our disaster-
impacted communities need access to SBA loans, and we hope 
Congress will work quickly to restore funding for this 
important program. SBA strongly supports the Administration's 
supplemental budget request for SBA's $2.24 billion in funding 
for SBA's disaster loan program. The Administration's request 
updates the SBA's disaster loan request the Administration has 
been making since the Maui wildfires in 2023.
    The new $2.24 billion includes vital funding to support 
disaster lending as well as the administrative funds the Agency 
needs to process these loans, review for fraud, service, 
collect, and support disaster survivors on the ground.
    This funding will allow SBA to immediately begin making 
approximately $900 million in loan offers to those more than 
12,500 approved borrowers waiting in the queue since funds were 
exhausted. SBA will also continue to process the nearly 48,000 
pending loan applications and continue to support new 
applicants as they continue to come in the door.
    SBA expects that lending for Hurricanes Helene and Milton 
will reach significant disaster levels given the widespread 
damage across multiple States, including in areas not 
identified as flood zones where lack of insurance was 
widespread. We have worked closely with the House and Senate 
Appropriations Committees to provide timely updates about the 
disaster lending account ever since our 2023 supplemental 
request, in addition to publishing the statutorily required 
monthly reports.
    But the series of mega storms such as Helene and Milton 
show how quickly disaster balances can change. Americans do not 
know where the next disaster will occur, but helping our fellow 
citizens recover from disaster is a responsibility we all 
share. SBA looks forward to working with you to secure those 
resources necessary to fortify SBA's critical disaster lending 
program into the future.
    And I look forward to your questions.
    [The statement follows:]

                Prepared Statement of Hon. Isabel Guzman
    Chair Murray, Vice Chair Collins, and distinguished members of the 
Committee, thank you for the invitation to appear today to discuss the 
pressing need for additional funding for the Disaster Loan Program at 
the U.S. Small Business Administration.
    For decades, SBA disaster loans have been a proven and important 
resource to help communities impacted by disaster rebuild and recover. 
SBA offers direct loans to homeowners, renters, businesses, and private 
nonprofits to help communities get back on their feet. These affordable 
loans cover disaster losses not fully covered by insurance or other 
sources, and provide much-needed flexibility with low interest, long 
terms and one year of deferred payments and no interest accrual. 
Harvard University research shows that early access to disaster 
funding--including SBA's disaster loans--boost the economic impact by 
20 percent.\1\
---------------------------------------------------------------------------
    \1\ Bounce Back Better: Four Keys to Disaster Resilience in U.S. 
Communities  The Belfer Center for Science and International Affairs
---------------------------------------------------------------------------
    In coordination with the Federal Emergency Management Agency 
(FEMA), other Federal agencies, and state and local entities, SBA helps 
small businesses prepare for, respond to, recover from, and mitigate 
against disasters. In FY 2024 alone, SBA approved over 27,000 disaster 
loans totaling $1.7 billion in 160 disaster declarations across 53 
states and territories.
    Behind each loan is a story of a resilient American seeking to 
rebuild and recover. In Asheville, North Carolina, I met with Biltmore 
Village business owners whose businesses remain closed while they 
repair physical damage after devasting flooding from Hurricane Helene. 
In Tampa, Florida, I met with the business owners of a flan restaurant 
who weathered Hurricane Milton, lost power and inventory, but were able 
to reopen days later, and became known as ``hurricane heroes'' in their 
city--a testament to the impact that small business owners have in 
rebuilding their communities and making them economically resilient.
    SBA has a vital role to play in the federal disaster response, but 
the Agency's disaster loan program has been unable to meet demand since 
October 15, 2024, after a surge in demand for disaster loans following 
Hurricanes Helene and Milton led SBA to exhaust all available subsidy 
funding for disaster lending.
    Hours after the President issued disaster declarations for 
Hurricanes Helene and Milton, SBA staff were on the ground ready to 
help survivors. SBA has been working around the clock to provide up-to-
date, timely information to constituents and minimize confusion and 
delays. Even in the absence of funding to make loans, SBA has continued 
to process loan applications, provide customer service support, and 
communicate directly with survivors while we wait for Congress to 
appropriate the funding necessary to enable the agency to originate new 
disaster loans and disburse funds to the many disaster victims in the 
queue. SBA is currently supporting more than 400 total disaster 
declarations across the Nation. We have deployed 430 SBA staff across 
18 different states in 24 disaster declarations. Our team is operating 
more than 175 disaster assistance centers.
    A lack of SBA disaster loans has impacted recovery across the 
Nation. Homeowners have been unable to access low-interest rate loans 
to remove debris or eradicate mold so they can return to their homes. 
Survivors who lost a car cannot purchase a new one to take their 
children to school or get themselves to work. Small businesses cannot 
replace damaged equipment or inventory, or cover economic injury from 
business disruption.
    SBA is the lender of last resort for many disaster borrowers who 
cannot access credit elsewhere. Homeowners, renters, and businesses are 
either delaying action or resorting to higher costs of capital. This 
means reconstruction projects may have been placed on hold, or small 
businesses may delay reopening without SBA disaster loans to expedite 
recovery. Without SBA disaster lending, survivors may be forced to seek 
higher-cost options in the private sector--if they can secure funding 
at all.
    Our communities need access to SBA loans and we hope Congress will 
work quickly to restore funding for this important program. SBA 
strongly supports the Administration's supplemental budget request for 
$2.25 billion for the Disaster Loan Program. The Administration's 
request updates the disaster loan requests the Administration has been 
making since the Maui wildfires in 2023. The $2.25 billion includes 
vital funding to support disaster lending as well as the administrative 
funds the Agency needs to process these loans and provide customer 
service to disaster survivors.
    This funding will allow SBA to immediately begin making 
approximately $900 million in loan offers to more than 12,000 approved 
borrowers in the queue since funds were exhausted. SBA is continuing to 
process over 60,000 loan applications while we work with Congress on 
long-term funding to shore up SBA's disaster lending account.
    SBA expects that lending for Hurricanes Helene and Milton could 
approach record levels given the widespread damage across multiple 
states--including in areas not identified as flood zones where lack of 
insurance is widespread. In those storms alone, SBA estimates more than 
$3 billion in lending activity.
    We have worked closely with the House and Senate Appropriations 
Committees to provide timely updates about the disaster lending account 
in addition to publishing monthly reports as required by law, but a 
series of mega-storms such as Helene and Milton show how quickly 
disaster balances can change.
    Americans do not know where the next disaster will occur, but 
helping our fellow citizens recover from disaster is a responsibility 
we all share. SBA looks forward to working with Congress to secure the 
resources necessary to strengthen SBA's critical disaster lending 
program for the future.
    I look forward to your questions.

    Chair Murray. Thank you.
    Deputy Secretary Torres Small.
STATEMENT OF HON. XOCHITL TORRES SMALL, DEPUTY 
            SECRETARY, U.S. DEPARTMENT OF AGRICULTURE
    Ms. Torres Small. Thank you, Chair Murray; thank you, Vice 
Chair Collins; and thank you, esteemed Members of the 
Appropriations Committee for convening this crucial discussion 
on how we show up for the American people in the wake of 
disaster.
    I ask that you refer to my written testimony for a more 
complete account of the devastation that farmers, workers, and 
rural communities have experienced in recent months, and the 
work USDA has done, so far, to help them recover.
    Every time I visit a disaster site, I am struck by how 
close we all are to experiencing homelessness, going bankrupt, 
or relying on a food bank for nourishment. Disasters hit 
everyone in their path, and no one deserves the punishment of a 
storm or a fire. Those impacts might include losing your home, 
losing your business, and if you are a farmer, losing the 
chance to pass your farm on for future generations.
    And that is why people work together. In the government 
across political lines, agencies, and levels to clear trees, to 
deliver water and food, and to rebuild roads. We all agree that 
disaster recovery is an essential role of the government. I 
think we can also all agree that government can be cumbersome. 
There are kinks in the system, and I want to talk about those 
kinks because they slow down the resources that individual 
families and whole communities need so desperately. Timeliness, 
flexibility, and fairness must be the north stars of disaster 
assistance.
    For USDA, that comes down to doing all we can to keep 
farmers farming and support people in rural communities as they 
rebuild. So, I hope we can spend some time talking about 
operations, how we get resources out the door most quickly, and 
delivered to those who most need them, recognizing that the 
smallest operators in our food supply chain are essential to 
that chain and are also often the most at risk of going out of 
business after a disaster.
    When government delivers resources in a way that is both 
timely and fair, we are able to be there for families, for 
businesses, and for communities in their time of need. We are 
able to build an economic bridge for farmers and producers so 
they can continue to feed us all.
    Whenever I think about the storms of 2024, I think about a 
family-owned and operated pecan farm that I visited in South 
Carolina this October. Hurricane Helene had destroyed about 75 
percent of this farmer's crop, and about half of his trees will 
never produce again. His sons had just invested in a processing 
facility to support their harvest and the harvests of their 
neighbors. The facility was going to cut transportation costs 
and add value to the whole community of farmers, but now there 
is not enough nuts to process.
    What struck me most about their story is that while they 
were waiting out the storm and worrying about the impact on 
their own future, the farmer's sons put on their rain jackets 
and went into the storm because they were also members of the 
Volunteer Fire Department. They were first responders. They 
were making sure, before anything else, that their neighbors 
did not lose their lives.
    That is how crucial community is to disaster response, and 
USDA wants to be part of that community. USDA is part of those 
communities. And disaster recovery and assistance work is work 
that we are deeply honored to do. In agriculture, you cannot 
plan for every possible impact, so getting money quickly out to 
those pecan farmers and to growers and producers like them is 
our solemn responsibility. Let us work on that together.
    Thank you, and I look forward to your questions.
    [The statement follows:]

            Prepared Statement of Hon. Xochitl Torres Small
    Thank you, Chair Murray, Vice Chair Collins, and Members of the 
Committee for the opportunity to come before you today to provide an 
update on the impact of disasters on American farms, ranches, private 
and public forest lands, and rural communities, and the work the U.S. 
Department of Agriculture (USDA) and the Biden-Harris Administration 
are doing to support producers, families, farmworkers, and businesses.
    In the aftermath of the devastation wrought by Hurricanes Helene 
and Milton, I want to share with you USDA's observations and findings 
regarding the destruction experienced by agricultural producers and 
rural communities affected by these disasters, and to emphasize that 
the Department seeks to partner with you to support those affected by 
these and other recent natural disasters.
    As has been widely reported, farmers, ranchers, and private forest 
landowners across a wide swath of the southeastern United States have 
suffered catastrophic losses--both of the commodities they produce and 
of the physical infrastructure and equipment that they rely on to 
produce their crops and run their operations, and for some their homes 
as well. To add insult to injury, many of these producers had just 
completed, or were preparing to complete, the fall harvest of their 
commodities as the storms hit. Now, instead of seeing the anticipated 
revenue from the sale of those commodities, producers are confronting 
ruined fields, downed trees, and a litany of other impacts that will 
make for an exceedingly arduous recovery. I must also mention, that in 
addition to the recent hurricanes that hit the Southeast, many these 
same communities and other regions throughout the country have been 
struggling with intense and often historic drought conditions this 
year. Many farmers they have been hit with both disasters 
simultaneously. Generational family farms, ranches, and forest 
landowners are facing unthinkable decisions, and I am here today to 
share those challenges.
    USDA's response in the Southeast has been robust, with staff 
working around the clock to support producers and rural communities. It 
is important to note the sacrifices USDA employees have made as they 
rose to meet this challenge. One quarter of the Farm Production and 
Conservation (FPAC) mission area employees are located in counties 
across the Southeast, and despite facing power outages and significant 
impacts to their own operations, continued to show up each day to stay 
on the job and serve producers. Rural Development employees immediately 
showed up in their service areas to support rural communities as they 
began to make plans to rebuild. Our United States Forest Service (USFS) 
employees across the country uprooted their lives to deploy to the 
region for weeks or months at a time to provide support to the Federal 
Emergency Management Agency (FEMA) and provide capacity for emergency 
response work. All of this work continues despite damage to their own 
homes, farms, and workstations. I want to take a moment to thank these 
employees for their service, dedication to mission, and invaluable 
contributions to supporting American agriculture during an especially 
hard time.
    I also want to acknowledge that while we are here today to discuss 
the immediate impacts of the hurricanes, this has been a difficult 
wildfire year and communities across the country are working to rebuild 
after facing their own devastating disasters.
Impact on Agriculture, Rural Communities, and Emergency Food Support
    In my own travels, and those of Secretary Vilsack, USDA Under 
Secretaries, and Administrators to the affected areas, we have 
witnessed firsthand the magnitude of the destruction left behind by 
Hurricane Helene and Hurricane Milton. During my visits in South 
Carolina and Georgia in October, I saw the devastating impact the 
storms had on communities. I witnessed damaged pecan trees--many that 
will never produce a crop again, productive farmland ravaged by winds 
at shocking speeds, and farm infrastructure and buildings in need of 
massive repairs. We also had a chance to hear from farmers who are just 
beginning to come to terms with the long road to recovery ahead of 
them, including laborious requirements for assistance such as rejection 
letters to comply with credit elsewhere restrictions, which would be 
alleviated with our legislative proposal to remove the credit elsewhere 
test for Emergency Farm Loans. Additional concerns included debt for 
new processing infrastructure for crops that will now take years to re-
establish.
    Recently, Secretary Vilsack visited Asheville, North Carolina and 
had the chance to speak with a broad group of producers and community 
leaders impacted by the flooding. They each had a different experience 
and road to recovery, from a dairy farm that was essentially wiped out 
and as a result decided to sell all their cows because all of their 
infrastructure was completely gone, to an ornamental nursery that had 
been under 40 feet of water, to specialty crop producers dealing with 
the loss of soil, and Christmas tree producers dealing with 
infrastructure and farmworker challenges. We have also heard from 
farmworkers now suddenly out of work who may not be able to put food on 
their families' table. Not to mention the local electric cooperative 
and water processors worried about needed repairs and the technical 
assistance required for the recovery.
    While in Asheville, Secretary Vilsack also spoke with volunteers 
and staff at the MANNA Food Bank, a member of the Feeding America 
network. After their primary location was destroyed by flooding, they 
quickly pivoted and stood up a new operation at a temporary warehouse.
    Despite the unfortunate circumstances, disasters always impress on 
me just how resilient communities are. In Augusta, Georgia, I visited 
Golden Harvest Food Bank where I heard from a roundtable of 
stakeholders who forfeited sleep and comfort to serve neighbors who had 
lost their homes overnight. Only at the end of the conversation did I 
learn that one of the participants had also lost his own home in the 
hurricane. He spent his time advocating for other unhoused individuals 
who needed ready-to-eat meals. At MANNA, Secretary Vilsack met a 
volunteer who had just reached the 4,000 hours volunteering mark. 
Others shared with him that ``MANNA was never just about a building,'' 
and emphasized that though the road to recovery is long, their 
commitment is steadfast. We know that in an emergency situation, access 
to safe and healthy food is critical. I appreciate the investment this 
Committee continues to make in the Emergency Food Assistance Program 
(TEFAP) so that USDA can support food banks like MANNA and Golden 
Harvest in times of need.
    USDA leaders have been in Florida, Georgia, South Carolina, North 
Carolina, Tennessee, and Virginia in the last month to meet with 
impacted producers and community leaders, assess the extent of damage, 
and gain an understanding of where gaps in existing USDA and other 
federal programs and authorities may need to be filled.
USDA Disaster Assistance
    As the People's Department, the USDA's work spans across every 
community and landscape throughout our nation. We provide safety nets 
for farmers, champion renewable energy, and support firefighters who 
keep our communities safe. In times of disaster, USDA plays a crucial 
role in supporting farmers, ranchers, and rural communities, giving 
them the resources they need to persevere, rebuild, and regain their 
livelihoods. In the past, Congress has responded on a bipartisan basis 
to support the communities facing devastating crises by providing 
additional resources to USDA programs. We urge Congress to work 
together to quickly provide funding for needed relief to farmers, 
ranchers, private forest landowners, and rural communities.
    Our partnership with FEMA allows us to get critical response and 
recovery resources to areas that need them the most. We at USDA had 
more than 8,000 USDA federal employees on the ground, coordinating a 
full-scale federal response to support hurricane recovery efforts. 
Among them, over 260 responders were actively engaged in clearing 
debris, removing downed trees, search and rescue efforts, and providing 
critical support across North Carolina, Tennessee, and Georgia. Farm 
Service Agency (FSA) employees immediately began to start registers for 
programs that would open applications within several weeks, and since 
those applications opened, staff in unaffected parts of each state have 
been assisting in working through the interested persons to begin 
Emergency Conservation Program (ECP) and Emergency Forest Restoration 
Program (EFRP) applications. Our Natural Resources Conservation Service 
(NRCS) employees have already visited dozens of potential sites for the 
Emergency Watershed Program. These teams collaborated closely with 
FEMA, performing daily assessments and logistical coordination.
    In the days and weeks following these devastating storms, USDA 
wasted no time in responding to these disasters with all the available 
tools at our disposal. Immediately, the agencies across the department 
implemented various flexibilities to get producers the help they need 
as quickly as possible.
Farm Service Agency
    For farmers and ranchers facing the devastation of disasters like 
severe storms, wildfires, droughts, and floods, the FSA serves as their 
frontline resource. Our local FSA offices provide tailored support and 
access to recovery programs, including crop insurance support and 
emergency farm loans offering crucial financial aid to cover operating 
expenses, livestock purchases and essential supplies. FSA has also made 
use of the Administrator's Physical Loss Notice to make certain 
impacted counties are eligible for emergency loans.
    FSA runs several standing disaster programs, such as the Livestock 
Indemnity Program (LIP) which compensates livestock owners impacted by 
natural disasters. In hurricane-affected states, FSA extended the date 
for submission of the LIP notice of loss, and applications, for payment 
until early 2025 for 2024 losses. While standing disaster programs are 
a foundational component of assisting farmers and ranchers after 
disasters, additional assistance in the amount of $21 billion can 
ensure that farmers and ranchers are better positioned to recover from 
catastrophe.
    To expedite assistance through the ECP and EFRP, FSA extended the 
sign up for the for states affected by Hurricanes Helene and Milton; 
and waived the requirement for prior approval for practices involving 
surface debris removal, fence restoration, hazard tree removal and non-
ground disturbing activities, and waived onsite inspection requirements 
for non-engineering practices. Current ECP funds will not allow full 
recovery, and we estimate an additional $617 million is needed and an 
additional $366 million for EFRP.
    In the wake of Hurricanes Helene and Milton, FSA is surging 
additional staff, temporarily, to local and state offices to address 
the increased demand for disaster assistance programs and the number of 
concurrent disasters is placing significant stress on FSA staffing. 
Over the longer term, FSA needs resources to establish a group of 
trained and dedicated staff that can be deployed to disaster areas as 
needed.
Risk Management Agency
    The Risk Management Agency (RMA) is another essential partner in 
disaster resilience. RMA works with Approved Insurance Providers 
(AIPs), helping farmers file claims and access crop insurance coverage 
when weather impacts their crops. In times of disaster, this insurance 
is a lifeline, safeguarding farmers' investments and future harvests. 
Following disasters in 2023, total indemnities paid out were $17.5 
billion. While we don't yet have total claims processed for 2024, in 
the days following the hurricanes, our team at RMA provided 
flexibilities known as emergency procedures to streamline the loss 
adjustment process for pecan trees, to expedite claims, and allow AIPs 
to waive premium interest up to 60 days for those with spring crops 
such as apples, corn, cotton, and peanuts. And the agency moved swiftly 
to approve counties for the Hurricane Insurance Protection--Wind Index 
(HIP-WI) endorsement and the Tropical Storm endorsement, within days of 
the storm. To get payments to producers as quickly as possible, RMA 
utilized NOAA's Climate Prediction Center data, International Best 
Track Archive for Climate Stewardship (IBTrACS) data, and data from the 
National Hurricane Center to publish the initial triggers for Hurricane 
Helene.
    Recently, I announced additional USDA assistance for producers 
impacted by Hurricane Helene under our Hurricane Insurance Protection--
Wind Index (HIP-WI) program. As a result, Approved Insurance Providers 
(AIPs) have already began issuing payments for over $233 million in 
indemnities for hurricane-related losses across Alabama, Florida, 
Georgia, North Carolina, South Carolina, and Virginia, and an 
additional $143 million for Florida producers impacted by Hurricane 
Milton. These payments will directly help farmers and rural communities 
recover. In total, $937 million has been paid to producers who suffered 
losses from hurricanes or tropical storms in 2024. Nearly $800 million 
of that has been paid through HIP-WI, greatly speeding the payments of 
indemnities to producers. We will see the total amount surpass $1 
billion as underlying HIP-WI insurance policies are adjusted and 
indemnities are paid.
Natural Resources Conservation Service
    Our NRCS mission and work extends support beyond immediate relief, 
focusing on long-term environmental resilience. Through programs like 
the Environmental Quality Incentives Program (EQIP) and the Emergency 
Watershed Protection Program, NRCS provides both technical and 
financial assistance to protect soil and water quality, repair damaged 
infrastructure, and restore habitats impacted by disasters. Our team at 
NRCS worked quickly to provide support for poultry and livestock 
producers in affected areas through EQIP. Due to the urgent need to 
dispose of poultry and livestock quickly to mitigate environmental and 
disease impacts, NRCS has used the flexibility of an early-start waiver 
for producers once an initial application is submitted to expedite 
recovery efforts. With respect to the Emergency Watershed Protection 
(EWP) Program, NRCS works with local sponsors--typically county or 
municipal governments--to address the recovery of streams, rivers, 
floodplains and other areas damaged by flooding, erosion and other 
severe impacts. While we are devoting all currently available EWP 
resources to this effort, we expect needs will far exceed our funding 
and have requested an additional $1.08 billion for EWP. Because these 
projects require local input and matching funds, they can take 
substantial time to complete but have proven very effective in 
preventing future damage from floods. Earlier this week, we provided a 
cost-share waiver for EWP requests we've received in North Carolina, 
South Carolina, Virginia, Tennessee and Georgia for Hurricane Helene.
    It is also worth noting two additional watershed programs that NRCS 
oversees, the Watershed Protection and Flood Prevention Operations 
(WFPO) Program and the Watershed Rehabilitation Program (REHAB), which 
we are thankful Congress has provided important investments in recent 
years. Both programs are critical in the long and short run as we hear 
from communities that want to pursue these locally led projects to 
protect and restore watersheds and to rehabilitate aging dams that are 
reaching the end of their design life and/or no longer meet federal or 
state safety criteria or performance standards.
Rural Development
    For our rural communities hit by recent natural disasters, USDA's 
Rural Development (RD) programs provide significant aid for housing 
repairs, community facilities, water systems, and more. By engaging 
with rural water system officials, we help secure funding and resources 
to restore safe drinking water, leveraging Rural Utilities Service 
(RUS) grants to support FEMA projects. RD also collaborates closely 
with rural water system officials to connect them with funding and 
resources for water system restoration, utilizing RUS grant funding for 
FEMA repair projects. Within our limited budgetary constraints, RD is 
able to support communities to repair and rebuild essential water 
infrastructure through the Emergency Community Water Assistance Grants 
(ECWAG). Our Business Programs within RD also offer financial support 
to rural businesses impacted by storms, extending existing grants, and 
working with local intermediaries to assess disaster impacts and adjust 
funding strategies for immediate and sustained support. We also know 
that many of these affected areas, like those in Rural Partners Network 
communities, would benefit from technical assistance and capacity 
building needed to apply for federal funding, and continue to work to 
provide support for them.
    In response to recent disasters, RD moved swiftly to use existing 
programs to support affected communities to address pressing needs, 
including housing assistance for tenants and homeowners, restoring 
water infrastructure, and helping rural businesses stabilize and 
prepare for the future. By activating these finite resources quickly, 
RD ensures that even the most remote communities have a clear pathway 
to recovery. However, while USDA has been able to act quickly, our 
response success could be improved if funding were made available in 
the Rural Disaster Assistance Fund, which provides the maximum 
flexibilities for RD programs to respond accordingly to natural 
disasters such as hurricanes and floods. While RD is responding to the 
needs of these hurting communities, the fact remains that in order for 
our broad array of RD programs to fully respond to these and other 
recent disasters, it will require additional $375 million funding to be 
provided for these critical programs, including the Rural Development 
Disaster Assistance Fund and $10 million for community facilities to 
assist these communities to full recovery.
Food and Nutrition Service
    The Food and Nutrition Service (FNS) ensures food reaches those who 
need it most. FNS has collaborated with each affected state and Tribe 
as well as local voluntary organization partners on disaster response 
and recovery efforts. FNS has provided a range of flexibilities 
allowing states to replace lost benefits for SNAP participants, provide 
meals to children when schools are closed, offer food packages in 
devastated areas, and deliver emergency food aid through the Disaster 
Supplemental Nutrition Assistance Program (D-SNAP) to households in all 
six affected states who suffered losses from disasters. States also 
provide USDA food supplies for emergency shelters and impacted families 
through The Emergency Food Assistance Program (TEFAP).
    This has been an all of USDA effort, but even with this level of 
responsiveness, more needs to be done to address the needs on the 
ground of farmers, workers, and people living in these affected 
communities.
Other USDA Agencies
    USDA agencies across the Department are also deeply engaged in 
recovery efforts. The USDA's National Institute of Food and Agriculture 
(NIFA) has been actively engaging in recovery by providing essential 
technical assistance and disaster education. The Forest Service, in 
addition to having teams on the ground clearing roads and removing 
debris, is working with our local partners to assess the damage, remove 
hazards, and make forests safe and accessible once again. Food safety, 
of course, remains a priority, with the Food Safety Inspection Service 
offering guidelines to those in Hurricane's path and areas hit by 
flooding and power outages.
    Through partnerships with local and regional organizations, we are 
improving outreach, removing barriers in our assistance programs, and 
finding new, innovative ways to deliver support where it is needed 
most. This work is complex and demands a lot of time and effort, but 
USDA's team is committed to helping every producer and community 
navigate their recovery.
Looking Forward
    USDA and the Biden-Harris Administration are executing on a 
comprehensive, across-the-department and Administration response to 
help agricultural producers, forest landowners, families, and rural 
communities in the short and long term, using every option available to 
respond to these hurricanes.
    In disasters, our job is to be there for everyone, and to do all we 
can to keep this from being the straw that breaks the back of 
operations doing all they can to hold on. The ``get big or get out'' 
model of agriculture encouraged large farms to expand and consolidate, 
often pushing many small and mid-sized operations out of the market. 
Disasters exacerbate this trend. We have lost 155.6 million farming 
acres and nearly 545,000 farms since 1981--a reality that is only 
compounded by the increasing frequency of extreme weather events. It is 
essential that our producers, no matter how small and what they 
produce, have an equitable opportunity to secure resources they need to 
rebuild and move forward.
    Due to the level of devastation resulting not only from Hurricanes 
Helene and Milton, but also from historic droughts, flooding, and 
wildfires over the past several years, USDA needs additional tools and 
flexibilities to comprehensively address the challenges being 
experienced across the country. Without these additional tools, 
agricultural producers and forest landowners who are already dealing 
with incredible hardships will face even more uncertainty and it will 
become even more likely that additional crop and livestock producers 
are forced out of the industry. As you consider these tools and 
resources, I urge you to consider policies that will support the many 
and the most so that we can keep folks in production. Thank you for 
your attention to the important issues outlined here today. USDA looks 
forward to working with Congress to support American agriculture and 
rural communities.

    Chair Murray. Thank you.
    Deputy Secretary Todman.
STATEMENT OF HON. ADRIANNE TODMAN, DEPUTY SECRETARY, 
            U.S. DEPARTMENT OF HOUSING AND URBAN 
            DEVELOPMENT
    Ms. Todman. Good morning, Chairperson Murray, Vice Chair 
Collins, and Members of this august group.
    It is important for HUD to be here at the table because 
without the $12 billion that we have requested through the 
President, simply said, the homes of thousands upon thousands 
of Americans will never be rebuilt, and their communities will 
have a housing shortage the likes of which they have never seen 
before.
    Since I joined the Department in 2021, I have traveled to 
communities after a disaster to talk with people and to gauge 
the work ahead. In Asheville, in the wake of Hurricane Helene, 
I met with local leaders, hurricane survivors, and small 
business owners to learn about what they needed. Similarly, I 
went to Lee County, Florida, after Hurricane Ian, and saw the 
damage there and heard from the people.
    I visited Maui after the wildfires; Mayfield, Kentucky, 
after the tornadoes, and time and time again, I heard the same 
thing: How much they needed their national partners to help 
them recover. And I am confident that through the concerted, 
unified Federal efforts, we will mitigate the damage done to 
communities and rebuild with resiliency.
    With Congress' support, HUD has provided disaster recovery 
funds to not only drive the long-term recovery of communities, 
but also to make sure that those communities are better 
prepared for when the next disaster strikes. We do this by 
ensuring that rebuilding standards address the hazards that 
these communities are likely to face in the future and by 
providing necessary funds to these communities to make them 
safer--make their future safer as well.
    These funds can be spent making homes and other buildings, 
like hospitals and schools, stronger, and implementing 
community-wide mitigation projects, and engaging the people in 
building out what those plans need to be.
    For instance, in Lockport, Louisiana, $7 million of 
disaster recovery funds were used to build a new apartment 
building that could withstand very high winds. And that 
building was 90 percent complete when Hurricane Ida hit in 
August of 2021. It was practically unscathed by the storm, was 
soon completed, and was the only rental units available for 
some time after that event. In Lincoln City, Oregon, HUD 
disaster recovery funds supported the construction of a 44-unit 
apartment complex that housed wildfire survivors.
    In Moore, Oklahoma, after a tornado devastated the Royal 
Park Mobile Home Community, disaster recovery funds were used 
to build back 220 homes to help not just the folks who were 
survivors of the tornado, but other community members as well. 
That is the work that these funds do, and it is so important 
for this Congress to act with urgency. We must do better. We 
have a moral obligation to protect people. It takes 4 years, 
today, it takes 4 years from the point of an event for there to 
be housing substantially built after a disaster. That is far, 
far too long.
    That is why in addition to having the $12 billion available 
to HUD to help people rebuild, we also need our Disaster 
Recovery Program to be codified and authorized so that it is 
there for Americans over and over again, so that we can plan 
shortly after an event. That local leaders and State leaders 
can plan as they are in response mode what those long-term 
recovery needs must be.
    You know, it feels like it was just yesterday, Senators, 
that I had to, on behalf of my family, pull together a care 
package of batteries, clothing, and toiletries because their 
home had been severely damaged. It would have been great to 
share with them that there is a program there ready to make 
sure that their home could be rebuilt and their neighbor's home 
as well.
    When I was in Asheville not too long ago, I met a Mr. 
Wilson who had a business, and he came up to me. He was a 
little nervous; he had a little piece of paper in his pocket. 
He opened it up. And I do not know how he did the research, but 
he did. Mr. Wilson said: You know, Ms. Todman, we need help. I 
need your disaster recovery funds not just for my family and my 
home, but for my business and to bring my employees back.
    So, let me say, Mr. Wilson, if you are watching this one 
day: I am here for you, we are here for you, and for every 
other person who has been impacted by these disasters so you 
can help rebuild your communities.
    Thank you, Senators. That concludes my testimony.
    [The statement follows:]

               Prepared Statement of Hon. Adrianne Todman
    Chairwoman Murray, Vice Chair Collins, and Members of the Senate 
Appropriations Committee, thank you for the opportunity to testify 
today to discuss disaster recovery alongside my colleagues.
    In the last month, the Biden-Harris Administration has provided 
robust and well-coordinated federal support for the ongoing response 
and recovery efforts. During my recent visit to Asheville, North 
Carolina, I met with local leaders, hurricane survivors, and small 
business owners and heard firsthand how Hurricane Helene impacted the 
community and what the most pressing needs were for them. Similarly, I 
visited Fort Myers, Florida after Hurricane Ian. I saw the damage there 
and heard from the people what they needed from their federal 
government. I visited Maui after the wildfires and Mayfield, Kentucky 
after the tornadoes. Time and again, I heard the same message: we 
cannot fully and truly recover without our national partners.
    Americans have witnessed an unprecedented rise in the frequency and 
intensity of natural disasters in more recent years--whether it be 
wildfires across the West, tornadoes ravaging entire communities, 
floods in every corner of the country, and severe storms such as 
Hurricanes Helene and Milton that left trails of destruction across the 
Southeast and Appalachia. When these disasters occur, the federal 
family shows up to meet the needs of businesses, communities, and 
individual households impacted by disasters.
    When the country faced previous natural disasters, including 
Hurricanes Katrina and Sandy, Congress responded on a bipartisan basis 
to support the communities facing devastating crises. Just as Congress 
acted then, it is our sworn duty now to deliver the necessary resources 
to ensure that everyone in communities reeling from Hurricanes Helene 
and Milton--and those still recovering from previous disasters--have 
the Federal resources they need and deserve.
    The last time Congress passed a comprehensive disaster package was 
in December 2022 as part of the Consolidated Appropriations Act, 2023. 
The Administration urges Congress to act with all appropriate speed to 
provide more funding for communities to rebuild housing infrastructure, 
to support farmers and ranchers with crop losses, to address impacted 
schools, and to repair damaged highways. Our current request includes 
approximately $12 billion for the Community Development Block Grant--
Disaster Recovery (CDBG-DR) program to address disaster relief, long-
term recovery, restoration of housing and infrastructure, economic 
revitalization and mitigation in the most impacted and distressed areas 
resulting from major disasters occurring in 2023 and 2024, including 
Hurricanes Helene and Milton and related storms.
    HUD's CDBG-DR Program offers flexible support for state, local, 
tribal, or territorial governments to address unmet recovery needs that 
remain after insurance and other Federal agency disaster assistance. It 
provides mitigation assistance as well to reduce losses from future 
disasters. With the support of CDBG-DR program funds, communities 
across America can build the foundation for recovery from extreme 
weather events by:
  --Building back homes with resilience so homeowners and renters can 
        return quickly and with the confidence that their homes are 
        more protected from the next storm;
  --Supporting local businesses to rebuild facilities, increasing 
        workforce training opportunities for residents to access 
        quality jobs and drive local economies;
  --Rebuilding essential community buildings such as schools, 
        hospitals, and fire stations; and
  --Enhancing the resilience of housing-related infrastructure, by 
        focusing on renewable energy sources, efficient water and sewer 
        systems, and other mitigation measures to reduce future 
        disaster risks.
    For more than 30 years, Congress has appropriated supplemental 
emergency funding for the CDBG-DR on an ad hoc basis. Permanent 
authorization of CDBG-DR would improve the transparency and 
predictability of CDBG-DR funds made available to impacted communities. 
Under current practice, on average, funding is delayed for two years 
after the disaster. The lack of permanent authorization of the CDBG-DR 
Program requires HUD to establish new requirements via Federal Register 
notice for each supplemental appropriation, which slows down the 
recovery. Permanent authorization of CDBG-DR would allow HUD to 
promulgate rules that establish the standard requirements for all CDBG-
DR grants going forward. This would remove the risks of tracking 
multiple Federal Register notices, which can create complexity and 
challenges for grantees, especially for those with lower capacity.
    HUD has sought and received feedback from the public via two 
requests for information (RFIs) to help inform permanent authorization. 
Further, HUD OIG has noted in its reports that permanently authorizing 
the CDBG-DR Program would improve the transparency and predictability 
of CDBG-DR funds for impacted communities. Permanent authorization of 
CDBG-DR that is consistent with the guiding principles included in the 
2025 President's Budget would allow HUD to better fulfill its mission 
to build strong, sustainable, inclusive communities.
    Chairman Murray, Vice Chair Collins, and distinguished Members of 
the subcommittee, thank you for the opportunity to appear before you 
today to discuss CDBG-DR program in the context of the broader disaster 
response efforts. We must stand with these communities through their 
long road of recovery.
    I look forward to working with you on the disaster supplemental 
request for and permanent authorization of the CDBG-DR Program.

    Chair Murray. Thank you.
    Administrator Criswell.
STATEMENT OF HON. DEANNE CRISWELL, ADMINISTRATOR, 
            FEDERAL EMERGENCY MANAGEMENT AGENCY
    Ms. Criswell. Thank you. And good morning, Chairman Murray, 
Vice Chair Collins, and esteemed Members of the committee, 
thank you for the opportunity to testify today regarding FEMA's 
supplemental funding request and the Disaster Relief Fund.
    I would like to begin by expressing my deepest gratitude to 
the dedicated leaders joining me at this table and to the 
broader network of government agencies, the private sector, 
nonprofits, and others who partner with FEMA every day. 
Together, we work tirelessly to protect and assist Americans 
during disasters. Emergency management is built on this 
collaboration, and it is their partnership that is essential to 
the daily efforts of FEMA's workforce.
    Before continuing, I would like to address the recent issue 
about the FEMA employee who had given instructions to her 
disaster survivor assistance team that were completely at odds 
with FEMA's mission. When my senior leadership team informed me 
of the situation and provided me with the visual evidence that 
this employee had issued instructions for her team to avoid 
homes with a specific political affiliation, my leadership team 
recommended, and I directed that we immediately terminate this 
employee. And we did.
    In the statement I released the same day of this employee's 
termination, I repeated to all FEMA employees and the American 
people that this type of behavior and action will not be 
tolerated at FEMA. We hold all employees accountable if they 
violate our standards of conduct.
    When a disaster strikes, it is collaboration that enables 
us to respond swiftly and effectively. This spirit of 
partnership has been especially crucial during the responses to 
Hurricanes Helene and Milton, where FEMA has mobilized over 
10,000 personnel and collaborated with more than 30 Federal 
agencies to ensure critical services and life-sustaining 
resources reach the hardest hit communities.
    For example, through collaboration with our partners, FEMA 
mobilized 24 urban search and rescue teams, that included 1,500 
personnel, 110 canines, and 90 Swiftwater rescue resources to 
conduct rescue efforts. We also prepositioned 9 million meals, 
10 million liters of water, over 300 generators, and worked 
closely with the Department of Health and Human Services to 
deploy medical capabilities, including healthcare site 
assessment teams and health and medical task forces. These 
efforts represent the true spirit of FEMA's mission to serve 
and protect every community.
    However, we now face significant challenges due to 
increased disaster demands. FEMA did receive $20.2 billion in 
the continuing resolution, yet the DRF has been depleted to 
less than $5 billion as of today due to the rising operational 
needs. This shortfall underscores an urgent reality: The DRF 
needs sufficient funding to handle the scale and intensity of 
today's disasters, particularly as we face the aftermath of not 
only Hurricanes Helene and Milton, but also the Maui wildfires 
and other emergencies.
    We have over 100 open major disasters and millions of 
citizens relying on FEMA support, and our work remains vital to 
communities in the ongoing recovery process. The surge in 
demand following recent hurricanes has been unprecedented. In 
just 1 month, we saw over 2.4 million households register for 
assistance, breaking records set during previous catastrophic 
storms.
    FEMA has already provided more than $7.8 billion in Federal 
assistance for Hurricanes Helene and Milton, and this amount 
includes $3 billion for individual assistance, and $1.7 billion 
for public assistance. But these needs have rapidly exhausted 
our available funds, and without a supplemental, our ability to 
respond to new disasters could be jeopardized.
    Earlier this year, FEMA recognized we would need to take 
steps to manage the limited resources by implementing Immediate 
Needs Funding, or INF. This process allowed us to focus on 
preserving necessary funding for essential, life-saving, and 
life-sustaining activities but required us to pause over $8.8 
billion in funding for critical recovery projects across the 
country. This pause impacted communities across the country, 
delaying repairs to vital infrastructure and leaving long-
lasting effects on communities' capabilities to build back 
better and stronger.
    And as the balance of the DRF decreases, we are again 
assessing whether or not we need to reinitiate immediate needs 
funding. Our resource needs, however, extend beyond the DRF. 
Programs like the National Flood Insurance Program (NFIP) are 
under tremendous strain, with nearly 74,000 claims filed 
following Hurricanes Helene and Milton, amounting to $843 
million.
    I join the President and urge legislative action to 
stabilize the NFIP. FEMA faces increased debt and rising 
interest costs, which threaten the fund's long-term viability. 
It is very clear that the stakes are high as our communities 
face more frequent and devastating disasters, they increasingly 
rely on FEMA and our Federal partners. This is why I strongly 
encourage Congress to fund all agency requests, as they also 
support FEMA's work of helping communities recover.
    For instance, cuts to Housing and Urban Development's 
Housing Assistance programs can leave survivors without access 
to housing and increase sheltering costs, while reducing 
funding for Small Business Administration disaster loans limits 
our businesses' ability to rebuild. Such shortfalls not only 
strain FEMA by increasing its workload but also create 
coordination challenges among Federal agencies, resulting in 
gaps and inefficiencies in disaster response.
    Additionally, limited funding for mitigation efforts 
reduces long-term resilience in affected areas, leaving them 
more vulnerable to future disasters and intensifying FEMA's 
burden in subsequent events. The Administration's supplemental 
request is about ensuring that FEMA, along with our Federal 
partners, can meet the demands and provide the assistance 
needed.
    Thank you again for the opportunity to testify. And I 
welcome your questions.
    [The statement follows:]

               Prepared Statement of Hon. Deanne Criswell
    Chairwoman Murray, Ranking Member Collins, and Members of the 
Committee, thank you for the opportunity to testify before you today to 
discuss FEMA's Disaster Relief Fund (DRF) and our supplemental funding 
request. At the outset, I would like to thank other leaders joining me 
here today for their partnership in helping people before, during, and 
after disasters. Collaboration is the lifeblood of emergency 
management, and your role is vital in the work the FEMA workforce does 
each and every day to respond to communities across this nation who are 
recovering after a major disaster strikes. In response to Hurricanes 
Helene and Milton, FEMA deployed more than 10,000 FEMA personnel across 
the impacted states and used its authorities to mission assign more 
than 30 federal agencies to execute various response and recovery 
operations, including search and rescue; commodity distribution, 
including water, meals, and generators; and power, water, and 
communications restoration.
    For example, in order to facilitate the delivery of food and water 
to isolated homes and communities, the Department of Defense quickly 
mobilized, and more than 1,500 active-duty troops delivered over 10.5 
million pounds of commodities, 3.4 million liters of water, and over 
30,000 meals. Getting these life sustaining supplies into the hands of 
survivors in isolated communities became known as the Points of 
Distribution (PODs). The National Guard, along with other Department of 
Defense vehicles, delivered commodities to isolated communities 
identified by the state, including right to the doorsteps of many 
survivors. The delivery of these critical resources supplied by FEMA, 
the state, voluntary partners, and other federal agencies to the 
individuals who needed them most in a timely manner is one example of 
how the federal family worked together to support survivors after these 
devastating storms. FEMA fully leveraged its authorities and funding to 
coordinate a truly whole of community effort by partnering with both 
our federal partners as well as non-profits and private organizations.
    The Biden Administration requested $22.4 billion for FEMA's DRF in 
its budget request for Fiscal Year (FY) 2025, which was the maximum 
allowable under the Disaster Cap Adjustment. FEMA carried forward $1.9 
billion for the DRF into FY 2025, and the Continuing Resolution (CR) 
provided another $20.3 billion, bringing the available balance of the 
DRF to $22.2 billion on October 1, 2024. As of November 14, 2024, the 
DRF balance is $5.4 billion, which falls short of providing sufficient 
funding resources the agency needs in FY 2025 to provide the continued 
lifesaving, life-sustaining resources our citizens deserve. I fully 
support the Administration's supplemental request of $39 billion for 
the DRF as well as the funding requested for our federal partners who 
are critical to the long-term recovery from Hurricanes Helene and 
Milton.
    FEMA continues to support over 100 open major disasters, many of 
which were declared in 2024. The agency's capacity to assist 
communities recovering from disasters like Hurricanes Helene and 
Milton, and other future emergencies, hinges on securing sufficient, 
flexible funding to meet the escalating challenges of emergency 
management. For FEMA to continue aiding communities across the nation 
who are either recovering most recently from Hurricanes Helene and 
Milton, the Maui wildfire that devastated most of the small town of 
Lahaina, or another disaster, FEMA's DRF requires supplemental funds.
    Whether it is a flood, hurricane, or wildfire, the DRF is integral 
to FEMA's ability to meet its mission. Despite $16 billion in 
supplemental appropriations, early in FY 2024 the agency recognized the 
DRF would likely not have sufficient funding to support current ongoing 
disaster response and recovery operations in addition to new disasters, 
and we quickly began advocating for additional supplemental funds. 
While we wait for those funds, we continue to closely manage the daily 
DRF balance and work to recover excess funding where there were 
opportunities to do so to ensure funding is available to handle the 
most urgent disaster operations.
    In early August, for the 10th time in its history and due to the 
increasing need to manage the impacts of an unprecedented hurricane 
season, FEMA implemented Immediate Needs Funding (INF) for the DRF to 
ensure the agency could prioritize life-saving and life- sustaining 
needs of disaster survivors and respond to any potential new 
catastrophic event. Under INF, all DRF-funded programs not essential 
for lifesaving and life-sustaining activities were paused. Those 
activities included new obligations for permanent repair and 
replacement work, as well as the DRF-funded Hazard Mitigation Grant 
Program projects and Building Resilient Infrastructure and Communities 
projects.
    By the end of FY 2024, FEMA had paused obligation of over $8.8 
billion for approximately 3,000 projects across the country due to INF. 
FEMA having to pause billions of dollars in funding is felt across many 
communities, both large and small. From money to repair roads in 
Kentucky following a devastating severe storm in 2022, to more than 170 
projects in Louisiana including an energy substation damaged during 
Hurricane Laura in 2021, and over $20 million in funding for projects 
in Vermont damaged by compounding and increasing flooding events across 
the state, INF interrupts recovery and can have profound, long-term 
effects on our communities as they rebuild. With receipt of $20.3 
billion on October 1st from the FY 2025 CR, FEMA immediately lifted INF 
and obligated over $8.8 billion previously paused. At the same time and 
through October, FEMA obligated over $7.6 billion for Hurricanes Helene 
and Milton, and nearly $2 billion for other disasters, dropping the DRF 
balance to $4.8 billion as of November 18, 2024.
    Communities affected by Hurricanes Helene and Milton require FEMA's 
ongoing, uninterrupted support during their recovery phase. As charged 
by law, FEMA is committed to standing by these communities as well as 
those impacted by other disasters throughout their recovery process. In 
meeting that charge, however, FEMA is once again rapidly exhausting the 
DRF.
    Within the first 30 days, the needs for Hurricane Helene alone have 
outpaced all catastrophic storms over the last 20 years except for 
Hurricanes Katrina (2005) and Maria (2017). Over 2.2 million people 
registered for Individual Assistance in the month of October, 
surpassing the previous record from 2017 after Hurricanes Harvey, Irma, 
and Maria. Within the first 30 days, FEMA approved over $1.4 billion, 
which includes $883 million in assistance for individuals and families 
affected and over $524 million for debris removal and activities to 
save lives, protect public health and safety, and prevent damage to 
public and private property.
    FEMA continues to closely monitor the balances in the DRF to 
determine whether it will be necessary to institute INF again before 
the end of this calendar year to ensure the agency is ready and 
prepared to address lifesaving and life-sustaining needs and the 
possibility of another future catastrophic event. Congress must act and 
appropriate additional funding for the DRF through a supplemental so 
FEMA can continue providing technical and financial assistance to 
repair housing, rebuild public infrastructure like schools, utilities, 
roads and bridges; and for hazard mitigation projects that will assist 
communities in the Southeast and across the nation to build back better 
and more resilient to sustain the impacts of future disasters.
    Other federal agencies also heavily rely on mission assignment 
funding from FEMA to execute their missions under the Stafford Act, and 
most of them do not have dedicated funding mechanisms in place for 
Stafford Act missions and would need to shift funding to meet these 
response and recovery requirements. During the most recent INF, FEMA 
was still able to issue all necessary mission assignments to meet 
operational requirements and requests from impacted states. Any further 
reduction in DRF funding may impact certain federal agencies' abilities 
to meet necessary Stafford Act requirements if their only option is to 
pay out of their own appropriation.
    In addition to the DRF, there are other FEMA accounts and programs 
that are facing critical funding levels, such as the National Flood 
Insurance Fund (NFIF). I am requesting Congress to take legislative 
action to sustain the National Flood Insurance Program (NFIP) because 
of the high number of claims filed due to catastrophic flooding caused 
by Hurricanes Helene and Milton and the need for the program to support 
claims from previous disasters. As of November 6, 2024, NFIP 
policyholders impacted by Hurricanes Helene and Milton have filed over 
74,000 claims, and FEMA has paid approximately $843 million in claims 
due to losses from these two hurricanes alone. The NFIP is already 
$20.50 billion in debt. If Congress doesn't respond to cover these 
costs, which could be as high as $10.5 billion, the NFIP would be 
forced to incur additional debt, causing the NFIP annual interest 
obligation to grow 70 percent from the current level of $619 million to 
$1.3 billion. FEMA encourages Congress to cancel some or all of the 
NFIP's debt to cover the costs of Helene and Milton, and to ensure a 
viable program moving forward.
    Federal interagency coordination is essential to support whole 
community recovery post-disaster. FEMA accomplishes long-term 
community-based recovery by funding and coordinating recovery 
activities that are carried out by federal partner agencies that have 
the appropriate subject matter expertise or relevant disaster recovery 
programs. As such, FEMA's mission to support disaster response and 
recovery can be severely affected by budget shortfalls faced by other 
federal agencies.
    For instance, cuts to HUD's housing assistance programs can leave 
survivors without access to housing and increasing demands on FEMA 
sheltering and housing programs. FEMA and HUD often struggle to assist 
families who lived in HUD housing before a disaster by transitioning 
them from FEMA temporary housing programs back to HUD housing in a 
disaster's wake. In addition, FEMA's Direct Housing program has come to 
routinely rely on HUD's CDBG-DR grant program as a mechanism to secure 
permanent housing solutions for disaster-affected communities. As HUD 
lacks the operational funding to properly support CDBG-DR grantees as 
they implement CDBG-DR grants, many families wind up residing in FEMA 
direct housing for far longer than intended.
    Budget shortfalls to federal partner Recovery programs like SBA 
disaster loan funds may also result in survivors staying in FEMA Direct 
Housing longer as they may not have resources needed to return to a 
permanent housing solution. Reduced funding for SBA disaster loans 
limits businesses' ability to rebuild, resulting and gaps and 
inefficiencies in disaster recovery efforts.
    It is clear from recent events that our communities and citizens 
continue to rely more on FEMA than ever before. FEMA's DRF supplemental 
request will provide the necessary resources for us to meet our 
mission.
    Thank you for the opportunity to testify, and I look forward to 
your questions.

    Chair Murray. Thank you very much. We will now begin a 
round a 5-minute question period for our witnesses, and I ask 
all of our colleagues to please keep track of the clock and try 
to stay within those 5 minutes.
    Let me begin. We have heard from all of you, your 
testimony, and the testimony as well of our colleagues, on how 
bad the conditions are on the ground. I want to start by asking 
about the impacts if Congress were to continue to delay in 
providing this disaster funding.
    And Secretary Buttigieg, I want to start with you. DOT has 
provided $187 million in quick release for States hit by 
Hurricane Helene to address some of the urgent repairs and 
ensure the safety of the traveling public. That was a critical, 
immediate step, and it is left, now I understand the Department 
has less than $120 million remaining for that emergency relief 
program. If we fail to act quickly, what happens if another 
hurricane or winter storm hits?
    Secretary Buttigieg. Well, in short, we would be unable to 
say yes, either in full or in part, to those quick release 
requests. We work to turn those around in a matter of hours, 
when possible, and we have been able to say yes to 100 percent 
of those quick release requests. I will also note that that 
figure, $119.6 million, is not just for quick release but the 
program balance. So in addition to those very quick answers, 
twice a year we do the allocations for the overall fund, 
whether that is for recent disasters or ones going back a few 
years, where a community is still in recovery, those, too, 
would be impacted because it is all the same funding. And so 
very quickly, we would be simply unable to support any of these 
disasters.
    Chair Murray. Thank you. And Administrator Guzman, in 2024 
and 2025, SBA received over 280,000 applications from disaster 
survivors. That number, I understand, is expected to increase 
in the coming weeks, and meanwhile, the SBA Disaster Loan 
Program has been unable to originate new loans for more than 35 
days, and 60,000 renters, homeowners, and businesses remain 
stuck in the backlog now. Talk to us about the impact of this 
lapse on disaster survivors, and explain why we need to provide 
that funding now.
    Ms. Guzman. SBA provides that support for those who do not 
have insurance or are underinsured. In addition, these are 
people who do not have credit elsewhere, and so these 
constituents are faced with higher costs of capital, or no 
capital access at all, to be able to rebuild their lives. And 
so, with delays, this further impacts them. As I said, I have 
nearly $1 billion in loan applications sitting there waiting to 
deploy as soon as I get funding, plus the additional 48,000 
applications that we are still processing; $30 million a day is 
what we approved. So the longer this sustains, the longer these 
constituents will not be able to access the program. And I 
would say that, for the businesses, it is not just the 
businesses; it is the homeowners, the renters, 70 percent of 
our funding goes to homeowners and renters to get back in their 
neighborhoods.
    Chair Murray. Right. Once we do replenish this account, how 
long will it take for that money to hit bank accounts once we 
act?
    Ms. Guzman. We would switch back our systems from the 
technology perspective, and hope to get those awards within 24 
to 48 hours. However, these are loans. We would need to 
continue through the process and finalize those loans to 
disperse dollars within as fast as 24 hours to up to 2 to 4 
weeks.
    Chair Murray. Okay. Thank you very much.
    Administrator Criswell, the Disaster Relief Fund, as we all 
know, plays a really major role in helping our communities 
respond to these disasters. We provided access to over $20 
billion in the DRF during the CR period, and the 
Administration's latest request includes another $40 billion. 
Can you explain how the disaster programs of other agencies 
impact overall response and recovery efforts and how these 
potential funding shortfalls for other disaster programs 
actually affect FEMA's work?
    Ms. Criswell. These disaster programs really work as a 
holistic way to help communities recover from disasters. While 
our programs support specific areas like individual assistance, 
we can give homeowners who are underinsured or uninsured some 
funding. Our programs are not designed to replace insurance or 
make them whole, and that is where these other programs from 
USDA, SBA, and CDBG-DR really come into play to have a holistic 
approach to community recovery.
    And without the supplemental disaster funding for all of 
these agencies, it will slow down recovery in these communities 
and really make it more difficult for the individuals, 
homeowners, renters, small businesses, and the community in 
general--to be able to move along quickly in their recovery 
process.
    Chair Murray. Thank you. And let me just address this 
spread of misinformation and disinformation, just quickly, what 
is the real-world harm if we see this misinformation and 
disinformation in the communities?
    Ms. Criswell. You know, one of the things that we have to 
do is make sure people have faith in their government and that 
they know that the programs that they are providing them are 
going to be there to help them. And when we spread information 
that is inaccurate about what we are going to do or how we 
administer our programs, it creates fear, and people do not 
want to apply for assistance. And these are people that have 
lost everything, and we need them to be able to have confidence 
that when they apply for assistance, they are going to get what 
they need, what they deserve, and what they are eligible for.
    Chair Murray. Well, thank you, and I know in the past we 
have seen administrations attempt to withhold disaster funding 
from States and communities that were affected by some of these 
devastating disasters. I do think I speak for every Member of 
this committee when I say the spread of disinformation, and any 
efforts by anyone to withhold funds Congress has appropriated 
for the purpose of assisting communities in their time of need, 
will not be tolerated, whether it comes in the form of a 
frontline worker or the highest levels of government.
    Senator Collins.
    Vice Chair Collins. Thank you, Madam Chair.
    Secretary Todman, the funds that HUD provides the CDBG 
disaster funds, are awarded to States, to entitlement 
communities, and to Tribes. However, if you look at disasters, 
they rarely align with those categories, and that raises a lot 
of concerns for smaller communities who are not going to have 
control over the funding. Usually, it is going to go through 
the State, for example.
    How does HUD's administration of the CDBG-DR funds take 
into account the challenges of these smaller communities and 
prevent them from getting delayed--to encountering delays as 
they wait for the State to funnel the money to them?
    Ms. Todman. Thank you, Senator. You know, we recognize that 
that was an issue during this Administration, and it is one of 
the reasons why, in addition to giving funding to States, we 
also look to give funding to some of our grantees, our pre-
existing grantees, at the local level.
    I think one of the things that we are challenged with is, 
for some of those really small communities, they have never 
done business with HUD before. They have never had to deal with 
my Department, so we want to make sure that they are able to 
execute and have the capacity.
    That being said, we do rely on our State partners to do the 
right thing and get that funding to where it needs to be. So I 
do look forward to working with you, and this committee, and 
your team on better ways that we can execute on that.
    Vice Chair Collins. Thank you. Secretary Buttigieg, the 
Administration's request includes more than $8 billion for 
disaster assistance through your Department. The vast majority, 
as you have explained, would be used to help clear the growing 
backlog of unmet needs within the Federal Highway 
Administration's Emergency Relief Program, and that backlog 
includes costs incurred, such as, $100 million for typhoon 
damage in Alaska, to more than $10 million for four severe 
storm and flooding events in my State, and $7 million of 
Maine's unmet need is from damage that occurred over a span of 
just a few weeks in December of 2023 and January of this year. 
The December storm left 400,000 Mainers without power. This is 
in a State of only 1.3 million people, and it essentially left 
the Western Town of Farmington completely flooded and isolated 
for a time.
    Could you give us a better sense of how the $8 billion was 
calculated? I know you looked at the backlog, but is there also 
funding for current, more recent storms, and upcoming 
inevitable storms?
    Secretary Buttigieg. So, the figure was calculated based on 
the known backlog. In other words, if we only contemplated 
those costs that we estimate are already eligible, the $8.1 
billion would cover all of that. It does not speak to future 
disasters which, in principle, would be covered through the 
regular appropriations into this account. Although I would note 
that level is set at $100 million, and it is not unusual for 
the account to disperse more than a billion in a single year, 
which is why we have often come to Congress for more funding.
    In terms of the breakdown, $4.4 billion is for cost 
estimates for Hurricanes Helene and Milton. Another $1.69 
billion is for the Francis Scott Key bridge replacement. I 
should note that is net of $350 million, which was removed from 
that figure because that is going to be recovered via 
insurance, and any other recoveries that could happen would 
also reimburse the program and reduce the total. And then the 
rest is the Emergency Relief backlog, $2.3 billion, covering 
disasters in dozens of States, including several in Maine, as 
you just mentioned.
    Vice Chair Collins. Thank you. I am very glad that you 
clarified the Francis Scott Key Bridge. We had discussed that 
on the telephone that this is not 100 percent Federal; it will 
be net of the insurance recoveries, and I think that is a 
really important fact.
    I have many other questions for SBA on how SBA can do a 
better job in supporting our unique small businesses along the 
coast, like our lobstermen and our working wild fronts. I will 
submit those for the record.
    Thank you.
    Chair Murray. Senator Tester.
    Senator Tester. Thank you, Madam Chair. And I want to thank 
you and the Ranking Member for not only this hearing, but for 
your great leadership, as your terms as Chairman and Ranking 
Member of this committee.
    I have a pressing issue to discuss. But I first want to say 
a few things about the last 16 years that I have served on this 
committee. I was recently reminded of a story about a 2013 
Omnibus. During those negotiations, Congress decided to add a 
provision to that Omnibus bill that would allow Monsanto to 
continue selling GMO products, even though a Federal Court had 
ruled that they no longer could do so. Folks referred to this 
as the Monsanto Protection Act.
    I was mad. I was upset, and I voted against that Omnibus in 
2013 to show everybody how upset I was, even though I was an 
appropriator. After all, we all know if you are a policymaker, 
the easiest vote to make is a no vote on a bill that you know 
is going to pass. The Appropriation Chair, who was a very 
strong woman, came up to me at the time, and on the floor, in 
fact, in the cloakroom, and said, ``I do not think you really 
want to be an appropriator.'' And I said, ``Why is that?'' And 
she said, ``Because you do not support the committee. We do the 
hard work. We do what we need to do. We negotiate, and you vote 
against it.'' I said, ``Well, I do want to remain on the 
committee.'' The answer was yes then, and the answer is yes 
now. Why? Because there is not a better committee in this body 
when it comes to solving real problems, providing the oversight 
that is necessary of our Federal agencies, and responsibly 
allocating resources.
    This committee has always been the best place to have 
genuine policy debates on virtually any issue. Some of my 
favorites over the years--and Senator Moran is not here right 
now--was the National Bio And Agro Defense facility, keeping 
white potatoes on the WIC list, dealing with the Wild Horse 
population, fighting back against unnecessary trucking 
regulations, and discussing the future of our sugar program. I 
could go on. Hell, even one time we moved a USDA Agency to West 
Virginia. But looking back, I do not regret that vote back in 
2013, because I have feelings about what GMOs do to family farm 
agriculture and to the consumer. And besides that, the 
provision was unconstitutional, but I did learn a valuable 
lesson about the beauty of the appropriations process.
    You get some wins, you get some losses, but when this 
committee is doing its job, you can count on real debates, on 
real issues that are important to Americans. And once you have 
won a few arguments, and once you have lost a few arguments, 
you should vote for these bills in this committee, and we get 
on the floor because this country is better off when Democrats 
and Republicans in Congress, and particularly on this 
committee, can compromise and do their work, and set a 
bipartisan example for the rest of the Senate.
    I think that is more important at this point in time than 
it has ever been in this country's history, where division is 
the biggest problem we have in this country, division among us, 
when we all know we have much more in common than we have what 
divides us. So I want to root this committee on into the 
future. You have a lot of really, really important work to do. 
The folks sitting around this rostrum can do good work, I have 
seen it before, and I encourage you to do that.
    Now, I want to speak briefly on a pressing disaster issue 
in my State, and two items Congress must include in the 
disaster package. The first is the Fort Belknap Indian Water 
Rights Settlement Act, and I want to explain why. And the 
second is an appropriation to continue repairs on the St. 
Mary's Canal.
    Right before the August recess, I spoke to this committee 
about a catastrophic siphon failure on the St. Marys Canal, 
which is a vital part of the Bureau of Reclamation's Milk River 
Project, this catastrophic failure is devastating to the small 
towns that rely on clean drinking water, and hundreds of 
farmers and ranchers who rely on that project for irrigation.
    Sadly, this failure is not a surprise. The Federal 
Government constructed the Milk River Project well over 10 
years ago. It is an engineering marvel, and despite solid 
efforts of local residents to keep up with repairs, a system 
which spans hundreds of miles fell into disrepair. In fact, the 
siphons literally were held together with duct tape and baling 
wire. And that is why there is no question that Congress needs 
to step up and address this disaster and make the necessary 
improvements to this system to ensure that the next failure 
just is not around the corner.
    The good news is I have got legislation that can accomplish 
this. It is ready to go, the Fort Belknap Indian Community 
Water Rights Settlement Act of 2024.
    Years ago, Fort Belknap Indian Community recognized that 
the Milk River Project was a ticking time bomb that threatened 
access to clean water across the northern tier of Montana for 
both Indians and non-Indians.
    With this in mind, and through their strong leadership, 
they decided as part of the settlement of their waterman claims 
with the United States they would contribute significant funds 
to the settlement to rebuilding the St. Mary's Canal.
    As a result, a bipartisan bill has already been passed by 
the Senate twice, this Congress. That is right, twice. The 
Federal Legislation is over 2 decades in the making. In fact, I 
think it has been more--vetted than any other bill that I have 
worked on in the 18 years I have served in the Senate. It is 
the right bill for this moment, and it is the right time to get 
it signed into law, with an appropriation to continue repairs 
on the St. Mary's Canal.
    I do not have any questions today to the witnesses, but I 
ask that as the disaster package is finalized, that folks in 
this committee help address our irrigation disaster in Montana.
    With that, tally-ho, friends. And thank you, Madam Chair.
    Chair Murray. Thank you.
    Senator Hyde-Smith.
    [Applause.]
    Chair Murray. Thank you, Senator Tester. You will be 
missed.
    Senator Hyde-Smith.

         IMPLEMENTATION OF SUPPLEMENTAL FUNDS FOR MARKET LOSSES

    Senator Hyde-Smith. Thank you, Chair Murray, and Vice Chair 
Collins, and I certainly want to thank everybody on the panel 
that has come today. I certainly look forward to discussions on 
many of these issues with Chairman Schatz, as we have worked 
very well together. But today, however, I would like to focus 
on the looming farm crisis in this country.
    I am going to just start with the bottom line upfront, 
because we do not have a Farm Bill. It is absolutely essential 
that Congress provide emergency assistance for agricultural 
producers before the end of this year. Even if we passed a Farm 
Bill today, under the traditional Farm Bill structure, 
assistance would not reach the farmers in time, and the 
assistance needs to be robust, and it needs to be implemented 
swiftly. And then, the third thing is we must address all types 
of disasters.
    When I say that, I am referring to natural disasters as 
well as market-related disasters. I am the former Ag 
(Agriculture) Commissioner of my State. I am the former 
chairman of the Senate Ag Committee in my State, and serve on 
Ag now, I have never had farm credit lenders, and bankers look 
at me and say: We are not going to be able to finance these 
farmers. I have never had that happen until now.
    Senators Ossoff and Tillis, they did a great job explaining 
the hardships facing farmers due to natural disasters, but we 
also need to focus on market disasters as well, which does not 
seem to be getting the proper attention. The devastation of 
Hurricane Helene is clear, and my heart goes out to those 
farmers. I have been to North Carolina. I have talked to those 
people. It is devastating.
    It is more difficult, however, to discern market-related 
challenges facing our farm country right now, and I am talking 
about a very real crisis, rooted in high input costs, rising 
interest rates, and low commodity prices. The USDA's recent 
2024 cost of production reports best illustrates this market 
disaster.
    Here is an example of the farm data from the report: It 
costs an average of $895 to produce one acre of cotton in 2024. 
However, the average revenue generated from that same acre is 
$569. That is a $326 per acre shortfall loss between expenses 
and revenues, and we all know that revenues must exceed 
expenses to make a profit. Losses like this can add up so 
quickly. If a farmer planted 3,000 acres of cotton this year 
that would result in a total net loss income, a loss of almost 
$1 million, $978,000 is what that farmer would lose. Obviously, 
nobody can exist under this. You just cannot recover from that.
    These types of scenarios are playing out across the country 
for all major food crops. These high input and depressed prices 
are hurting everyone. I mean, we are talking potato farmers, 
apple farmers, dairy farmers, catfish farmers, you name it. But 
this year, producers in Mississippi and across the country are 
reporting some of the best yields ever. That is what is so hard 
about this. They did everything right, yet they will go out of 
business if they are unable to secure financing to farm next 
year.
    The high cost, the high interest rates, and the low prices; 
is definitely the perfect storm. You may be hard-pressed to 
find a lender able to finance a farmer who is that deep in the 
hole, and we understand that. Just like the weather-related 
disasters, adverse market conditions are completely out of the 
farmer's control.
    We have examples of the market loss assistance from the 
past. Ad hoc assistance for farmers is often misconstrued as 
Congress just responding to damages caused by natural 
disasters.
    While natural disasters are a common justification for ad 
hoc assistance, Congress also approved market loss assistance 
because of damaging economic effects. We most recently provided 
economic assistance to farmers in the CARES (Coronavirus Aid, 
Relief, and Economic Security) Act to offset economic 
disruptions caused by COVID-19, and there are many more 
examples of Congress doing so during times when crop prices 
were low. If they do not have a safety net, we do not have a 
Farm Bill.
    The Omnibus Appropriations Act of '99 provided more than $3 
billion in market loss payments to farmers due to low commodity 
prices. The fiscal year 2000 Ag Appropriations Bill provided 
$5.5 billion to compensate growers for the low market prices. 
The Agricultural Risk Protection Act of 2000 provided money 
also. So today, the American farmers and ranchers are 
experiencing, literally, unprecedented market conditions.
    So my question is--I am running out of time here--is to 
USDA Secretary, Torres Small. I so much appreciate the work you 
have done. Secretary, I was pleased that OMB requested the $24 
billion, but should Congress provide supplemental funding for 
market losses, will you work to ensure the Department 
implements those funds in a swift and effective measure?
    Ms. Torres Small. Senator Hyde-Smith, thank you for your 
question. And whatever Congress establishes, it is our 
responsibility to deliver. I also recognize that I have spoken 
with farmers as well who are struggling, particularly when it 
comes to input costs. As Congress identifies and makes the hard 
choices about disaster funding, as well as other economic 
assistance in the wake of fiscal conservatism, we know that we 
have got to look deep into which farmers are struggling.
    And so that same report you referenced does also 
acknowledge that in the last 4 years, total average net farm 
income has been up, above the 20-year average, including one 
banner year, and the rest of the years are all above 2014, are 
all as high as they have been since 2014. So that means we have 
really got to dive into those details about what are--who are 
the farmers who are struggling, and how do we support them, 
both this time and tracking a future where we are taking on 
challenges like domestic fertilization production and increased 
market opportunities.
    Senator Hyde-Smith. Yeah. With the high cost and the 
interest rates, I mean, we are expecting to lose 20 percent of 
good producers. So I do think this is a true emergency and a 
crisis for our farmers.
    Thank you, Madam Chairman.
    Chair Murray. Thank you.
    Senator Coons.
    Senator Coons. Thank you, Chair Murray, thank you, Ranking 
Member Collins, and to each of the Administration officials who 
have testified today, thank you for your heart, your time, your 
effort. We heard from each of you the stories of individuals 
you have connected with and where you have gone and visited, 
and from the folks in your agencies who are doing the very hard 
work of helping the people, of course, of Georgia and North 
Carolina, but so many other States across our country recover 
from disasters. This is one thing that really should bring all 
of us together, and I am grateful for the work of this 
committee and of your agencies.
    I have two things I wanted to mention. Senator Tillis, in a 
compelling opening statement said, ``We have to deliver aid 
differently in response to disasters.'' Senator Murkowski and I 
have a bipartisan bill that is both bipartisan and bicameral, 
has a wide number of co-sponsors that would compel a Federal 
resiliency strategy. More than a dozen states around the 
country, my home State of Delaware, her home State of Alaska, 
as well as the States of North Carolina, Florida, Mississippi, 
and Michigan have State resiliency officers or state resiliency 
commissions.
    And Administrator of FEMA says that every dollar we invest 
in resiliency before disaster strikes saves $6 in post-disaster 
recovery. Could you just briefly speak to whether it is worth 
our having a national resiliency strategy, a chief resiliency 
officer, and what our country might gain in terms of reducing 
the damage of disasters as the frequency and intensity of them 
seems to continue to steadily rise?
    Ms. Criswell. Senator Coons, we have seen an increase in 
the number of severe weather events, but not just the number, 
the complexity and the impacts that they are costing, and it is 
making the recovery harder. But I have also seen, as I have 
traveled across the United States, where we have invested in 
resiliency, and we have seen minimal damage, proof that that 
investment makes a big difference in how the communities are--
--
    Senator Coons. So what would the value be of having a 
national strategy and a single coordinating office or officer?
    Ms. Criswell. I think what we need is more communities to 
understand this better, and if we can have a coordinated effort 
through a national strategy, it would help communities develop 
this type of resilience plan.
    Senator Coons. Let me raise one other thing, if I could. We 
are celebrating the 30th anniversary of AmeriCorps this year, 
and in response to disasters, AmeriCorps members from all over 
the country redeploy to help with response assistance. In North 
Carolina and in Florida, nearly 500 AmeriCorps members have 
been on the ground in communities. Our former colleague Senator 
Blunt was really struck by how in Joplin, Missouri, when they 
were hit by a horrific tornado, it was weeks and months later 
that AmeriCorps members who remained on the ground helping with 
rebuilding housing, with responding to the community, and 
delivering services.
    The AmeriCorps members who are serving in North Carolina 
and Florida have embedded with FEMA, have worked with local 
faith organizations, civic and community organizations, helping 
deliver everything from wellness checks to folks who are 
isolated due to a lack of transportation, or power access, or 
who simply need grocery gift cards or access to clean water. 
The supplemental requests $80 million for AmeriCorps. It is a 
tiny amount out of this very large bill.
    But I just wanted to take a minute and ask if I could, 
Administrator, if you see value in having these AmeriCorps 
members continue to be a part of your disaster response teams, 
helping fix up damaged schools, and homes, and helping clear 
debris, and whether you think this is an urgent and important 
piece of this supplemental?
    Ms. Criswell. Senator, I talked in my opening about how 
this is about partnerships, and AmeriCorps is one of our best 
partners. The AmeriCorps teams go in the field and they do 
things like staff call centers, like you said, they muck and 
gut homes. We mission-assign them and bring them in to help us 
in communities. In fact, we have mission-assigned them seven 
times in 2024, and they are such a critical partner to helping 
these communities, helping these homeowners, with things that 
they cannot do on their own.
    I mean, we also partner with them to create the FEMA Corps 
program, where we have hundreds of FEMA Corps members that 
actually supplement our workforce in times of need. They go out 
into communities and help us deliver our programs. These 
programs are critical for the holistic approach to delivering 
disaster.
    Senator Coons. Each of your agencies has an articulated 
relationship, either like FEMA, or directly or indirectly 
through grantees, and I would urge you to look at ways that 
AmeriCorps members can help expand the reach and impact.
    If I could, Mr. Secretary, just one last question; the Key 
Bridge was a critical artery, not just for Baltimore but the 
whole East Coast. It impacted the Port of Wilmington as well as 
our community. We worked alongside the folks who have been 
engaged in that urgent recovery. Why should the Federal 
Government pay some portion of the reconstruction of this 
bridge?
    There is at least one Member of the Senate who seems to 
press back on the idea of having the Federal Government cover 
the cost of reconstructing the Key Bridge. Are there other 
examples of the Federal Government doing this, and is it 
critical to the timely and complete recovery of the 
infrastructure of the Mid-Atlantic?
    Secretary Buttigieg. Well, certainly, we regard this as the 
sort of disaster that is why we have an emergency relief 
program. Some of them are natural disasters, others are 
disasters like the destruction of the Key Bridge, something 
that is of not just local or regional, but national 
significance, when you consider its impact on supply chains. 
And of course, this is something that happened through no fault 
of the communities that were directly impacted.
    I should take the opportunity to clarify the numbers I 
stated earlier to Vice Chair Collins. I realized the $1.69 
billion figure is before we netted out the $350 million, so the 
correct answer would be $1.69 billion less $350 million is what 
is contemplated in the request. But again, that principle is, 
we will recover some funding through things like the insurance, 
but the rest of it, the President has committed to provide, 
because again, this is what we do for any community that is 
hurting--and certainly when there is an asset of national 
significance like the Francis Scott Key Bridge.
    Senator Coons. For better or worse, all of us at some point 
will be asking for urgent disaster response funding. And I 
think that is a key part of this committee and our work 
together, and I also recommend to all of my colleagues the 
bipartisan bill that Senator Murkowski and I have to invest 
more in resilience.
    Thank you very much.
    Chair Murray. Thank you, Senator Coons.
    Senator Fischer.
    Senator Fischer. Thank you to the Chair and Ranking Member 
for having this hearing today. And thank you to all the members 
of the panel for coming.
    Director Criswell, as you know, Nebraska saw five separate 
major disasters declared in 2024, and I have heard from 
communities across the State that have faced lengthy delays due 
to FEMA processing and the red tape that takes place and 
bureaucracies. Many of these communities are still in the 
process of recovering from the 2019 flooding along the Missouri 
River.
    One example that I have recently was in the City of 
Plattsmouth, which backs up against the Missouri. The city has 
waited nearly all of this calendar year on a very minor scope 
of work change request, and these are small rural communities 
with limited resources, and they are really doing the best they 
can to support their residents.
    I can appreciate you and your best that you are doing your 
best with the resources, and the staff that you have, but the 
issues I am talking about here are not ones of manpower; it is 
not one of logistics, it is paperwork, it is red tape. Will you 
commit to working with my office and the Nebraska Emergency 
Management Agency to ensure that these impacted communities can 
receive timely responses and are not subject to these really, 
really long delays, which we all know add costs to the project 
in the long term?
    Ms. Criswell. Senator Fischer, I have been a local 
emergency manager and I understand what they are going through. 
You definitely have my commitment, and we are looking always 
for ways to reduce the bureaucracy, like recently changing the 
small project threshold to $1 million to reduce some of that 
paperwork burden for these smaller communities. We will 
continue to work with you, and if you have the specific case, I 
will look into it personally.
    Senator Fischer. Okay, great. We will be in touch, and 
Plattsmouth will be happy to hear that. Hopefully, we will get 
some of that red tape cut for them soon.
    Secretary Buttigieg, it is nice to see you. I have heard 
from State DOTs that there is a lack of consistent guidance 
from the USDOT regarding the requirements needed for states to 
justify building back better after a disaster. The ability for 
State DOTs to efficiently use Federal funds to prevent future 
infrastructure damage is imperative. How is USDOT ensuring that 
clear and consistent guidance is being provided to our State 
DOTs on the resilience eligibility for reimbursement after a 
disaster?
    Secretary Buttigieg. I think your question captures the 
fact that in many cases, it does not make sense to replace 
something in the exact form or fashion that it was designed 30, 
50, or 100 years ago, especially in the face of increasingly 
severe and frequent extreme weather. Our programs do 
contemplate the ability to do that, and we work to make sure, 
not only is there a categorical exclusion designed to cut the 
red tape for projects that simply are about replacement, but 
that there is support for enhancing and increasing the 
resiliency of what is designed, including knowing sometimes a 
significant design change is appropriate given what might have 
just been learned.
    The statute does constrain us in some ways, but often it is 
possible within the framework of statute to justify those 
improvements or betterments by showing that if you consider the 
reduced risk, there really is a cost-benefit to those 
improvements. I would be happy to work with you or your team or 
any other States that you have spoken with on any specific 
cases where they are trying to get the right flexibility. We 
will do whatever we can to support them.
    Senator Fischer. I would be interested in hearing any 
suggestions you may have. I know we are on a short-timeframe, 
but I would be happy to hear any suggestions you may have when 
you reference the existing statutes that we have to work with 
now, what can we do in a new Congress, most likely, when we are 
looking at another transportation bill, to be able to use our 
resources in a responsible manner, but also to move projects 
quicker? If you have specific changes, I would really be 
interested in hearing some of those.
    Secretary Buttigieg. I would welcome a chance to work with 
you on that. Should I preview them now, or just----
    Senator Fischer. No. No.
    Secretary Buttigieg. All right, we will get back to you on 
that. Thanks very much.
    Senator Fischer. I have another question for you, while I 
have you here. Within days of that 2019 major flooding event 
that hit Nebraska, NDOT requested quick-response emergency 
funding from FHWA. However, it took the Agency over 3 years to 
release the quick-release funds that were there. These funds 
are to be used for priority emergency repair work on Federal-
aid routes. So why is not FHWA able to reimburse for emergency 
repairs in a more reasonable amount of time? And again, do you 
have any ideas on how to make that process go more quickly in 
the future? I would really like to see that happen.
    Secretary Buttigieg. I am not familiar with what took place 
in 2019 before we arrived, but what I will say is that our goal 
and generally our practice in recent disasters has been to turn 
around a quick release request the same day. And now, that does 
involve working closely with the Department of Transportation 
involved to identify those dollars that are really going to be 
needed right away and can be put to use first, versus those 
that are more appropriate for a semiannual allocation. But in 
both instances, whether we are talking about a foreseeable 
longer-term expenditure, or something where we are talking 
about slope stabilization or rerouting traffic--something you 
need right away--that funding is no barrier to those on the 
ground trying to get that problem solved. And we want to 
continue to engage on any refinements to the program that would 
help with that.
    I will note the Federal Highway Administration is in the 
process of a full overhaul and revision of the ER manual that 
lays out a lot of those procedures, and I am hopeful that that 
will bring additional clarity and refinement to the process 
that, might have helped in the situation you are describing.
    Senator Fischer. Thank you very much.
    Chair Murray. Thank you.
    Senator Schatz.
    Senator Schatz. Thank you, Chair. Thank you, Vice Chair. I 
want to thank all of the appointed officials who have done an 
extraordinary job in helping us to recover, from the Maui 
wildfires. I think everybody knows the story: a very small, 
discreet, compact town was 100 percent leveled, incinerated, in 
a matter of hours, and more than 100 people died, and we are 
dealing with the consequences going forward.
    But I want to deal in facts now, because as Senator Tillis 
said, the media has moved on from the spectacular and 
terrifying suffering, and yet people are still suffering. So 
let me start with Secretary Todman. How many structures were 
destroyed in the Lahaina fire?
    Ms. Todman. My team advised me that there are about 4,000 
residential units that were destroyed.
    Senator Schatz. 4,000 housing units, 90 percent of the 
impacted area, 2,200 structures. And about how many people does 
that represent?
    Ms. Todman. Probably two and a half times that number, sir.
    Senator Schatz. Yeah. So it is about 12,000. So one of the 
things you need to know about Lahaina and Hawaii generally is, 
you have a lot of multi-generational families, so the number of 
people per household is way higher. So you have about 12,000 
people without a home. And I want everyone to listen to this 
one: How many homes have been rebuilt?
    Ms. Todman. We took a look at the Maui County Recovery 
Dashboard. It appears that there is just one, sir.
    Senator Schatz. One home rebuilt, 116 permits issued, over 
the last 15 months, 16 percent of the survivors who are housed 
but not in their own home--sorry--not 16, 60 percent of the 
survivors have moved at least three times, 20 percent of the 
survivors have moved five times. The problem is housing. The 
Federal Emergency Management Agency did a good job with the 
Army Corps of clearing the debris and making it safe to walk 
around. The soil is safe, the infrastructure is coming back 
online. The problem is housing, and the way to rebuild a 
community is CDBG-DR.
    And I want to make two points about CDBG-DR. The first is 
the practical impact of a lack of an authorization. We are 
currently digging a trench for temporary infrastructure with 
FEMA money in partnership with the county, and it is--I mean, 
it is expensive to do anywhere, I get it, but it is really 
expensive to dig a trench on Maui, more than Oahu, by the way. 
It is already expensive in Hawaii generally. We just picked the 
most difficult, most time-consuming, most expensive place to 
try to dig a trench.
    And as soon as we get that DR money, they are going to have 
to dig it back up. So if anybody thinks a lack of an 
authorization for this program, which we annually put money 
toward, is not as if you are being a fiscal conservative by not 
authorizing this program, you are just ensuring it is done in 
the maximally stupid way. We have a Bipartisan Bill that could 
fix this pretty narrow problem. It would not cause a penny of 
additional Federal resources to be spent.
    It would just ensure that when the two secretaries get 
together and think about disaster response and disaster 
recovery, they could do it together, and act like smart public 
administrators who do not want to waste money. They are being 
forced to waste money because of the lack of an authorization.
    And so Secretary Todman, I am sorry, I was supposed to ask 
more questions, but I got a little wound up. Secretary Todman, 
I want you to just walk us through what the human impact will 
be, set the DR authorization aside, if we do not fund CDBG-DR 
for Maui, what will happen to these Maui families?
    Ms. Todman. Well, I think that at some point, there is 
going to be a need to shut down some of the temporary housing 
arrangements that families have, and notwithstanding, I am 
sure, what will be great attempts by the Governor, and the Maui 
County Mayor, and yourself, some of those people will leave 
Maui. Some of those folks, if they do not find a home, may be 
rendered homeless, which of course is not something any of us 
want.
    But inevitably, not having those homes rebuilt means that 
Maui will continue to have an acute housing crisis, which it 
had even prior to the wildfires. So I think it will impact not 
just the victims and the survivors, but everybody who lives on 
the island.
    Senator Schatz. Thank you, Secretary. And thank you to all 
of you. We are about to, hopefully, spend some number of tens 
of billions of dollars on disasters across the country, but as 
Senator Tillis said, and Senator Fischer said, and I am trying 
to emphasize, we do not have to do it unintelligently. And so 
as we--I know we are appropriators and not authorizers, but we 
are all members of the United States Senate who have influence 
and who sit on authorizing committees, there is no reason we 
should spend this amount of money in a way that is so clunky 
that the aid does not get to the people, or that we spend more 
money than we ought. Thank you very much.
    Chair Murray. Thank you.
    Senator Boozman.

                      DISASTER SUPPLEMENTAL NEEDS

    Senator Boozman. Thank all of you all for being here. We do 
appreciate your hard work.
    Secretary Torres Small, we appreciate you very much. I have 
enjoyed working with you the last several years, and I know you 
have been out about as much as anybody. I think about you being 
in Arkansas at one of our smaller communities, and then a 
person from an even smaller community being there, and talking 
about our water problems, and as a result of your leadership.
    And everyone working together, I think we were able to put 
together a project that was really the last biggest group of 
people that did not have water. I think it was 500 families, 
and now have water as a result of that. So you know, those are 
good things, and I know you have worked really hard to do that.
    I am a little bit concerned about USAID (United States 
Agency for International Development) and their response to 
what is going on right now, though, in the sense, you know, you 
mentioned that agriculture is at the 20-year average. The 20-
year average does not mean anything right now, there is no 
person working in America that wants to be at the 20-year 
average.
    Boeing is striking, has struck, you know, all of these 
different areas that we see, they are not asking for a 20-year 
average, or whatever. They are wanting 20, 30, 40 percent 
increases. And so I agree with Senator Hyde-Smith, it is really 
dire in farm country right now. So the other thing that I think 
is unfair is that when you talk about agriculture at the 20-
year average, if you are growing--if you are producing cattle, 
things like that, it is very, very good. If you are growing 
something in the ground right now, it is very, very bad.
    And so I have never--I have not been around here forever, 
but I have been around here for a while, and I have never been 
in a situation where the bankers are coming in saying: If you 
do not do something, we are not going to be able to, because of 
our bank examiners, we are not going to be able to--going to be 
able to provide the credit that our farmers need. You know, 
that is not--that is not the 20-year average. It is not a rosy 
picture. It is a very dire picture.
    So I would agree with her from being out in the field, and 
many of you on the committee, as they were home campaigning, 
being among rural America, were texting me, you know: What 
about the Farm Bill? You know, what are we doing? You know how 
is it coming? Because they were hearing from their producers, 
but, this is really a critical situation. And so I would really 
like for you to talk a little bit more about that. And again, 
you are out and about as much as anyone. Can rural America--can 
rural America endure this without significant help?
    Ms. Torres Small. Just yesterday, I was talking with rice 
farmers from Arkansas and also Mississippi, and they showed me 
a graph where, you know, the real--really are challenges, 
because although we continue to work to drive down the cost of 
food, and we have also seen that reflected in terms of 
international commodity prices, we have not necessarily been 
able to--we have been able to stem inflation, but there is 
still high prices for things like fertilizer.
    There is a real challenge to retain and pay farm workers, 
and there continue to be challenges with interest rates. So I 
have certainly talked with farmers who are struggling, and I 
know they are very eager, I think we are pleased to see both 
versions of the Farm Bill. They are very eager to see movement 
on that, particularly with the dairy cliff coming in December. 
And I am also eager to have a conversation about how we support 
farmers, recognizing that there is a climate of fiscal 
responsibility, and diving into those details about who really 
is hurting will benefit both the short-term as well as the 
long-term.
    How do we build back so that we are both supporting 
existing farmers but investing in future opportunities for 
future farmers.

                         CONCERNS FROM LENDERS

    Senator Boozman. Have you talked to lenders?
    Ms. Torres Small. I have, absolutely.
    Senator Boozman. What are they saying?
    Ms. Torres Small. Recognize there are concerns about 
lending in several markets, both in terms of commodities but 
also in terms of specialty crops, as well as biofuels and 
biodiesel. And we, as lenders ourselves, are still seeing 
strong repayment. So we do know that at the same time, there 
are opportunities for farmers out there, and we continue to 
work to make sure our loans are as accessible as possible.
    Senator Boozman. All right. Secretary Buttigieg, thank you 
for being here. One of the things that we are concerned about 
is, as we have these disasters, and this and that, and we have 
destruction, and then rebuild back, are we doing it in such a 
way to, to make it such that we are going to be more resilient 
to future situations that occur? Do you feel comfortable in 
that regard, or are there more resources or more research that 
we need to be doing in regard to that?
    Secretary Buttigieg. The good news is we are taking steps 
that were not possible before the Bipartisan Infrastructure 
Law. The PROTECT Program, in particular, largely through 
formula going to States, as well as discretionary awards, is 
the first-ever dedicated, Federal program--and it is north of 
$7 billion--to help with resilience projects. But I believe the 
need for resilient construction and reconstruction is only 
going to grow, and as Congress contemplates the next--whatever 
the successor to IIJA is--I think it will be important to take 
on board the data points, both in terms of the early successes 
we have seen with PROTECT, and the mounting need, and the 
likelihood that it will only be more acute in the years to 
come.
    Senator Boozman. Good.
    Thank you, Madam Chair.
    Senator Shaheen [presiding]. Thank you, Senator Boozman.
    Senator Reed.
    Senator Reed. Thank you very much, Madam Chairman. Let me 
begin by thanking, Secretary Buttigieg for the tremendous 
assistance with our Washington Bridge problem. We had a major 
bridge system that connects essentially the East and West sides 
of the Providence metropolitan area. One side had to be shut 
and demolished. The Secretary has been very, very helpful in 
providing grant money of about $221 million. Thank you, Mr. 
Secretary, we really appreciate it. And your personal 
appearance up there, and you are--I hope you enjoyed lunch in 
East Providence, but thank you very much.
    There is another issue that I would like to raise. That is, 
I have tried to incorporate in the, disaster loan 
supplementals, and that is LIHEAP. Senator Collins and I have 
been leading the way on LIHEAP for many, many years, and for 
people who cannot keep their home warm in the winter or cool 
enough in the summer, that is something of a disaster.
    President Biden requested $1.6 billion last year. It was 
not granted, and we are already behind, I think, in terms of 
preparing for that. But having those issues aside, let me 
address Administrator Guzman, again related to the, Washington 
Bridge disaster. There were a lot of small businesses affected, 
and I thank you and your team for distributing about $47 
million in EIDL loans.
    However, I have heard from many of the local and small 
businesses that it was very slow, very timely, very difficult 
to understand, so how can Congress help the SBA to provide a 
smooth EIDL application process?
    Ms. Guzman. Well, thank you for that, Senator. And yes, we 
are proud to be able to support over 600 loans to those 
affected by the Washington Bridge collapse. SBA this year has 
transformed its lending program, under the Disaster Loan 
Program. We have relaunched a new platform that is now 
available. It takes about 14 minutes to apply for an SBA loan 
now. We have cut down processing from 100 days to 50 days with 
the investments that we put into streamlining and simplifying 
our system as much as possible.
    So we are on the right track to continue to improve the 
systems, and improve the experience for disaster survivors 
across the country. I will say that, as we move towards helping 
as many of those individuals as possible, recognizing that 
there are some declines. This is a loan, and we are 
aggressively focusing on the reconsideration process, and 
making sure that a no is not just a final no, that we are able 
to provide assistance to redirect, reconsider, as well as 
support them on the ground with the full suite of SBA 
resources; our Small Business Development Centers, our Women's 
Business Centers, et cetera.
    As we continue to try to make these improvements into the 
future, our on-the-ground presence, the administrative funding 
that we need to support disasters, is really critical. That 
includes foot soldiers on the ground helping those who have 
difficulties, helping them through that process as swiftly as 
possible. I will say as well, we are trying to implement a 
policy with an administrative authority to simplify our loan 
granting with a 12-month deferment on payment and interest, 
but, also simplifying unsecured financing.
    Senator Reed. Thank you very much. Administrator Criswell, 
one of the best ways to avoid a disaster is pre-disaster 
mitigation. I know your Agency has several programs that does 
that, and last spring we discussed my concerns about the 
difficulty of accessing these programs. Many of my communities 
will have plans, will go forward, but they often get the answer 
``no''. So what can we do to get these pre-disaster mitigation 
programs in place to avoid the cost and the difficulties of 
disasters?
    Ms. Criswell. Yes, Senator, I appreciate that conversation, 
because pre-disaster mitigation is so critical, and it is going 
to continue to be more critical with the increase in disasters. 
We have made some changes to our program by reducing the 
discount rate to be able to make it more competitive, also 
being able to give additional points through the scoring system 
on our competitive grants, for those that have never received a 
grant before or those that lived in the areas, or live in areas 
where they do not have the resources that major urban areas may 
have.
    I am committed to continuing to work with you and 
understand the barriers that these communities are facing, 
especially those that have the highest risk. And part of our 
process is now using our Community Disaster Resilience Zone 
Identification to better identify the communities that need 
additional assistance to help them be competitive and be able 
to get this critical funding to help them become more 
resilient.
    Senator Reed. Thank you very much, ma'am.
    Thank you, Madam Chairman.
    Senator Shaheen. Thank you, Senator Reed.
    Senator Moran.
    Senator Moran. Chairwoman, thank you very much. Vice 
Chairwoman, thank you. I have so many questions and so little 
time. And I want to use some of my time to make a few comments.
    But let me start with indicating my--sharing concerns with 
my colleagues who spoke previously, the Senator from 
Mississippi, and the Senator from Alabama, and what I expect 
the Senator from North Dakota to say. Drought is a damning, 
circumstance in many places across the country, and especially 
at home in Kansas. 79 percent of the acres in Kansas have been 
under some form of drought, most of it severe for the year. We 
have reduced 79 percent of our wheat crop. We have not had a 
wheat crop this small since 1961 because we cannot grow a crop.
    You add that to all the other features of high input costs, 
low commodity prices, high interest rates, and the damage is 
real. Drought is a--no disaster is anything easy to experience, 
and we have our share of other kinds of disasters in Kansas, 
most notably tornadoes. But drought is something that is so 
discouraging, so depressing, we have a tremendous increase in 
the number of mental health indications in regard to our 
farming population.
    I know how it must feel to be a farmer whose great-
grandfather succeeded in keeping the farm together, their 
grandfather, their father, and now it becomes the time, and I 
should say grandmother and mother, keeping this farm together, 
but today's farm family, they have this sense that if they did 
it, why can't I? I am a failure.
    And drought is this depressing thing that weighs on a 
farmer every day. Even I, from here, look at the weather, the 
radar every day to see if there is any hope. And I want to 
stress to my colleagues on the committee the importance of 
agriculture disaster. I do not want to say how many years I 
have been in Congress, but I would say that I have been on the 
Ag Committee, or the Ag Appropriation Subcommittee all of my 
time here, and this is as dire a circumstance that I can see in 
my time in trying to address the saving of rural America.
    So this is not something that we ought to consider 
unimportant. It is hugely important. I would tell you, 
Secretary Small, that I do think that this committee, the 
Congress ought to be prescribing and giving the Department of 
Agriculture specific directions about how Ag disaster funds 
should be spent without--some, but also with some level of 
flexibility to take care of the things that we may have missed.
    But I also want to--why I have mentioned you, Secretary 
Small, you said something that I would highlight for you is 
important. Well, seem out of--off point, I suppose. But we are 
battling OSHA with new rules in regard to safety for 
firefighters. Almost 90-plus percent of our firefighters in 
Kansas are volunteers, and the OSHA rules and regulations that 
they are proposing will eliminate the capability of small town 
Kansas and small town America.
    We have a noon whistle in my hometown that sounds, it 
sounds at noon, but it sounds when there is a fire. And as you 
said, when you saw the volunteers that run to the rescue of 
people that were--others have testified to people who have lost 
their own homes, but come to the rescue of their neighbors, 
those are volunteer firefighters across Kansas. And I would 
encourage the Department of Agriculture to express the 
importance of that, the role of firefighters as OSHA makes its 
final determination about these rules.
    Then, Ms. Guzman, Secretary, or Administrator, we have SBA 
loans that come from the days of the pandemic, EIDL and, 
paycheck protection. Our Wichita regional office is working 
closely with us, but what has--what happened in too many 
instances was people who claimed to be somebody else and got 
those loans, and now, now the people who are paying the price 
for that fraud are the people who the SBA and the Treasury 
Department are pursuing for repayment of loans they never made, 
never applied for, and never received.
    And I just would encourage you to again reach out and find 
a way to put the misery that these individuals are going 
through, through no fault of their own, the circumstances they 
find themselves in.
    And then, finally, to a more, germane, perhaps, topic. 
Again, what I think I said is important in all ways of how we 
fight disasters, and how comprehensive the problem is at home. 
But I also would add, nothing is included in this 
Appropriations bill at this point in regard to NASA. And 
Senator Shaheen and I are responsible in some ways, many ways, 
for the appropriations for NASA, and the disasters that they 
have experienced over a long period of time, including in Guam, 
as well as Kennedy, Johnson, and Stennis, are dramatic, and 
huge, and damaging to the capability of NASA to fulfill its 
mission.
    Finally, what I want to make certain is, I want to express 
my disgust, dissatisfaction; I sound bold when I say 
``disgust'', then I feel uncomfortable being that way, and I 
change the word to dissatisfaction, excuse me, disgust and 
dissatisfaction about our inability to do an appropriation bill 
for 2025 in this committee, in this session, before the end of 
the year. And it seems, one more time, we are going to fail to 
have that opportunity because of decisions made elsewhere.
    I use that to say that, in my view, this committee--the 
discussions we had in the reorganization of the Republican 
Conference this year, revolved around how to get the Senate to 
work again, and for us to have meaningful work to do. And the 
answer every time is, let the committees do their work, and I 
am fearful that, in this instance of this disaster program, 
that once again this will be shuffled off to somebody else, not 
the Appropriations Committee, to complete the details.
    And I would urge the leadership of this committee and all 
of us to lobby our leaders to remind us--to remind them that 
this is the committee that should have jurisdiction over what 
we are talking about today. And this should not be a one-shot 
hearing with the administrators of the various Agencies and 
Departments that are affected by this. This ought to be our 
work from now to the end of the year. We claim, and I believe 
it is true, we have the time to complete the full fiscal year 
'25 Appropriation bill, and if we are not going to do that, we 
certainly have the time to be the committee that is responsible 
for the work that is before us today.
    Thank you.
    Senator Shaheen. Well, amen, Senator Moran. I, and I would 
bet the entire committee, support your disgust.
    Senator Baldwin.

            DIRECT ASSISTANCE PROGRAM FOR CONVENTIONAL DAIRY

    Senator Baldwin. Thank you. And I will associate myself 
with those comments also.
    I want to thank the Chair and Vice Chair for hosting this 
vital hearing today to discuss the Administration's request for 
response to recent natural disasters. I will add that the 
Administration's request includes $4 billion--just about $4 
billion in supplemental funding within the jurisdiction of the 
Labor, Health and Human Services, and Education Subcommittee. 
And this funding is such that has routinely been included in 
prior disaster supplementals.
    It is intended to address critical needs in areas affected 
by natural disasters related to health care, mental health 
care, child welfare, aging and disability services, child care, 
and education, among others. And so I hope to ensure that in 
any supplemental that communities have access to those 
necessities also.
    I want to associate myself with Senator Moran's, comments, 
global comments, but also about the impact of disasters on 
rural America and, in my State, in particular, to the dairy 
industry. Ms. Torres Small, I wrote to the Department of 
Agriculture this summer to sound the alarm on challenges that 
Wisconsin dairy farmers were facing due to no fault of their 
own. These are things like extreme weather events, drought, as 
was mentioned by Mr. Moran, highly pathogenic avian influenza, 
and the high input costs of fuel and fertilizer. They have 
shared their concerns with me as they strive to recover from 
these challenges.
    However, they have found that existing resources, and risk 
management tools at the USDA do not meet their needs. Last 
Congress, as then chair of the Agricultural Appropriations 
Subcommittee, I made the request of the Agency to establish a 
direct assistance program for organic dairy farms facing 
similar challenges.
    Your Agency responded by creating the Organic Dairy 
Marketing Assistance Program, and it has been a resounding 
success, providing multiple rounds of direct assistance to the 
organic dairy sector. Given the success of that program in 
addressing challenges faced by the organic sector, do you think 
a comparable direct financing assistance program for 
conventional dairy would help mitigate the loss of family farms 
in a state like Wisconsin?
    Ms. Torres Small. Thank you very much, Senator Baldwin, for 
your advocacy for our dairy farmers and our dairy industry. It 
is crucial to all of us, that we have the national milk supply, 
and we maintain the national milk herd. We worked incredibly 
hard on the organic program, the CCC (Commodity Credit 
Corporation) program, and part of the reason we focused on that 
is because it was an opportunity to also add value for dairy 
farmers, particularly smaller dairy farmers that might 
struggle, solely as price takers when it comes to milk as a 
commodity.
    But we recognize that there is lots of ways that we need to 
support milk and dairy farmers. So other things that we are 
working on, of course, we also used funding from the CCC to 
provide support for not only dairy farmers that had experienced 
H5N1 on their dairies, but also to support them to keep them 
from getting it in the future, funding robust testing, as well 
as plans for bio security and also opportunities for PPE 
(personal protective equipment) for farm workers.
    So we continue to work very hard to work with dairy farmers 
to fight potential H5N1 circumstances. And of course, we would 
do anything, implement any program that Congress were to create 
to address farm stress and challenges.

            LIVESTOCK INDEMNITY PROGRAM ELIGIBILITY CRITERIA

    Senator Baldwin. I do want to get a couple more questions 
in. I also want to draw to your attention the Livestock 
Indemnity Program, which was designed to provide relief for 
farmers suffering livestock losses due to severe weather 
events. MacFarlane Pheasants in Wisconsin is the largest 
pheasant producer in the country. They were denied assistance 
despite losing over 50,000 birds due to an E2 tornado in this 
past summer.
    After my office conducted casework on the farmer-owner's 
behalf, we learned that USDA denies these claims and 
discourages farmers from applying, because USDA interprets the 
statute as excluding game birds, and I do not agree, and I want 
to see this change. Given the increasing frequency of severe 
weather events and the critical financial impact of them on 
farmers, is the USDA prepared to reconsider its interpretation 
of the Livestock Indemnity Program eligibility criteria?
    Ms. Torres Small. We will continue to have--to discuss with 
you that interpretation. As you know, the statutory language 
allows for poultry for commercial use, and since 2009, USDA has 
had this regulation that did not allow coverage for birds that 
are used for hunting, and so we would love to follow up with 
you. Know that also as the Farm Bill is being discussed, it 
might be an opportunity to clarify Congressional intent.
    Senator Shaheen. Thank you, Senator Baldwin.
    Senator Hoeven.

                      STRUCTURING DISASTER RELIEF

    Senator Hoeven. Thanks, Madam Chair. So I am going to 
follow up on comments by both Senator Boozman and Senator 
Moran. And Secretary Torres Small, good to see you again, and 
thanks for being in our State, and for a lot of the good work 
that that you do. Appreciate having you here today.
    Senator Boozman talked about 20-year average income. Now, 
just think about that for a minute. That probably put you 50 
percent below your actual costs. If you were getting your--you 
know, figuring out your pay for the last 20 years, and you are 
getting the average, the 20-year average, and then figure out 
what your expenses are today, you know, fuel, fertilizer, and 
everything else--you are way below cost.
    So number one, across the country, that is what our farmers 
are seeing, right? And just to really pound home what that 
means. Second, for the point that Senator Moran made, he talked 
about drought. Forty-eight States have reported drought this 
year. Last I checked, there is only 50; 48 States reported 
drought. So you can see the kind of stress that our--our farm--
now, everybody knows about the hurricanes and the disasters, 
and all that, you see it on television and everything else, but 
that is the rest of the story that has really put our farmers 
and ranchers up against it.
    So, the key here is that we not only provide these disaster 
systems, but that you work with us--that USDA works with us so 
that we structure it right, not only in terms of making it 
effective to meet the need, but to help us get this Farm Bill 
done so that when our producers go in--and I think it was 
Senator Boozman talking about it or maybe one of the others--
that they can get a plan and get credit to farm next year.
    We are losing farms at a high rate, and the farms we are 
going to lose as a result of these disasters, and the drought, 
and everything else are the ones that are on the edge. Those 
are the ones that get hit the hardest, right?
    So you know, I ask for your assurances that you will work 
with--because we--and we have worked with WHIP+ (Wildfire and 
Hurricane Indemnity Program Plus), we worked with the ERP 
(Emergency Relief Program), which is what, Secretary Vilsack 
modified the program to be, and sometimes it has worked, and 
sometimes it has not. But will you commit to work with this 
committee to structure this, not only for best advantage in the 
disaster package, but to help us get this Farm Bill done?
    Ms. Torres Small. Thank you, Senator Hoeven, for your 
collaboration. It is a joy to get to work with you.
    When it comes to, I do want to briefly address the net farm 
income because, when we talk about net farm income, what I 
mentioned is the last 4 years. One has been a banner year, 
setting record numbers; the other three have all been within 
the 20-year national average, but also higher than they have 
been since 2014. So there was a real lull in between 2014 and 
these last 4 years where we saw even lower net farm income.
    That being said, I have talked with farmers who are 
struggling. I know that we need to work to make sure that 
farmers both are able to, make ends meet now and in the future, 
and we are committed to working with you in any technical 
assistance that is needed.
    Senator Hoeven. And I know you pretty well, and I know you 
understand the problem. I understand you have a job to, you 
know, defend some of the statistics that USDA is putting out 
there, but average expenses are way above that average income. 
That is a problem. Agreed?
    Ms. Torres Small. We will continue to work together to 
drive down input costs, but net income includes costs.
    Senator Hoeven. But more importantly, how we structure--let 
us get to the real--the heart of the question: Is your 
willingness to work with us now on structuring this the right 
way? I am pretty sure the answer is yes.
    Ms. Torres Small. Yes, sir.
    Senator Hoeven. But I want to hear it.
    Ms. Torres Small. Yes, sir.

                     ADDRESSING LIVESTOCK PROGRAMS

    Senator Hoeven. All right. Thank you. The second thing is 
what--and you have been to our State, and you have been good 
about coming. We had not only drought but wildfires, and I do 
not know if you are aware of that, but our livestock producers, 
as well as livestock producers across the country are going to 
get help. And so again, your commitment--I know you have 
knowledge in that area, but your commitment in terms of making 
sure that those livestock programs are addressed as well?
    Ms. Torres Small. Yes. So we will continue to work to look 
at EQIP (Environmental Quality Incentives Program) and ELAP 
(Emergency Assistance for Livestock, Honey Bees, and Farm-
raised Fish), and what we can do for water hauling as well as 
transportation of cattle in the face of a disaster.
    Senator Hoeven. Okay. Thank you. And again, on behalf of 
the Full Approps Committee, the Ag Approps Committee, and the 
Ag Authorizing Committee, we want to work closely with you on 
this. And so we appreciate you being here today, and again, 
your willingness to work with us.
    Director Criswell, how can we be sure that, by the way, you 
were in North Dakota in 2011 when we had drought--a flood out 
there, and more than 4,000 homes in a relatively small 
community were flooded out, completely. So you know, I know you 
know firsthand what it is like to work on the ground with 
people that have been hard-hit.
    How can we be assured that FEMA will fairly and impartially 
address every single person that is affected by any kind of 
disaster, given what happened earlier, after those hurricanes 
in the Southeast? How can we be sure that you are on top of 
that and that kind of incident will not happen, and that people 
will not be unfairly treated?
    Ms. Criswell. Senator Hoeven, yes, I spent 7 months in your 
lovely State with that disaster, and I know firsthand how 
people are impacted. Our goal as an Agency is always to treat 
everybody fairly and equally and ensure that they have access 
to our programs. The incident that happened in Florida is 
simply unacceptable, and I have instituted an investigation. I 
have reached out to the IG and asked for an independent 
investigation of this incident, I have sent an email out to our 
workforce, and we have provided refresher training to all of 
our staff in the field to ensure that this type of behavior 
never happens again. People are at their worst day. They 
deserve their government to be able to help them, and you have 
my commitment to make sure that if we find any other instances, 
we will take appropriate disciplinary action.
    Senator Hoeven. Yeah, it is critically important that 
people understand that, and that it is transparent so that they 
can have confidence in FEMA.
    Ms. Criswell. Yes.
    Senator Hoeven. Thank you, Madam Chair.
    Chair Murray [presiding]. Senator Heinrich.
    Senator Heinrich. Administrator Criswell, as I have 
expressed to you, I am extremely disappointed that so many New 
Mexicans continue to wait for relief and compensation that they 
are owed through the Hermit Peak, Calf Canyon Claims Office. 
And so I want to ask you: What can FEMA do differently so that 
the folks who literally lost everything in the fire are not the 
last to get their compensation?
    Ms. Criswell. Yeah. Senator Heinrich, I appreciate your 
continued work with my Department, my Agency, the staff that 
are in the field, to make sure that everybody in New Mexico 
that was impacted by these horrific fires gets the compensation 
they need. We have increased our staffing significantly 
throughout the year, and we have increased the number of claims 
that are being paid out as a result of that.
    To date, we have over $1.5 billion that has gone into the 
hands of people, but we know we have more work to do. We 
continue to bring in our staffing and ensure that we have the 
right amount of people, the right amount of resources to have 
that----
    Senator Heinrich. It seems like the people who were hit the 
hardest, though, are at the tail end of getting compensated. 
The simple claims have moved, and the more complicated but also 
more devastating claims are often the ones that are not getting 
done in a timely way.
    Ms. Criswell. We are working with each person individually, 
Senator, as they each have their own unique experience. And the 
more complicated ones require additional information. And that 
is why we want to have the appropriate amount of staff, 
increase our staffing, so we can work with each family, each 
individual, to understand their specific needs, get that 
documentation, and get them the reimbursement that they are 
eligible for.
    Senator Heinrich. The President's supplemental budget 
request includes transfer authority for an additional $1.5 
billion to compensate those victims. What would be the impact 
on my constituents if that funding is not approved?
    Ms. Criswell. The current authorization was for $4 billion, 
and we had an independent actuarial report recently that shows 
that this is not going to be sufficient. And we expect it to be 
somewhere over $5 billion and it may even go higher. Without 
that ability to transfer that funding, we can meet claims 
today, the claims that we have had submitted, but I will not be 
able to meet----
    Senator Heinrich. Down the road, that would not be the 
case.
    Ms. Criswell [continuing]. I will not be able to meet the 
claims down the road, based on what I believe is an accurate 
report from this independent actuary.
    Senator Heinrich. Administrator Guzman, SBA loans, as we 
have heard repeatedly from my colleagues today, are literally a 
lifeline for families and businesses and nonprofits that are 
recovering from flooding from New Mexico to North Carolina. We 
have had severe floods in Roswell and Chaves County in New 
Mexico in recent weeks. Last week, I joined Senators Tillis, 
and Budd, and Warner, and others in pushing a stop-gap bill to 
restart those SBA loans immediately.
    If Congress passes the President's request, will the people 
needing loans at SBA, in Roswell, and other communities across 
the country be able to get the low-interest loans that they 
need to rebuild?
    Ms. Guzman. Yes, SBA is prepared to act swiftly to continue 
processing all the loans that are pending our review as well as 
those that are already in queue. That is nearly $1 billion in 
lending. We will be able to immediately inform them within 24 
to 48 hours and get all the finalized closing documents to move 
as quickly as possible.
    Senator Heinrich. Secretary Todman, HUD still, still has 
not approved the State of New Mexico's action plan for recovery 
from the floods and fire disasters of 2022. That is an 
impediment to recovery efforts. Do I have your commitment to 
approve New Mexico's plan before the end of the year, when we 
will see an administration change?
    Ms. Todman. You know, my team did brief me on some of the 
technical difficulties the grantee has been experiencing, and 
we are going to provide technical assistance so we can try to 
get that across the line before the end of the year.
    Senator Heinrich. We need to get that--I mean, we will 
start from ground zero with a brand new administration, with 
all the turnover. Like, we need to get that done by the end of 
the year.
    Ms. Todman. You have my commitment.

                   HERMIT PEAK DISASTER RECOVERY TEAM

    Senator Heinrich. Deputy Secretary Torres Small, the Santa 
Fe National Forest has been struggling for months to hire 
disaster recovery team members for Hermit Peak, Calf Canyon, 
for the burn scar. And as you know, President Biden made a 
commitment to these communities. It is really critical that we 
get those hires done. Do you have an update on when those 
positions will be filled?
    Ms. Torres Small. We have been working exceptionally hard, 
recognizing that we are doing so in a very challenging fiscal 
environment. As you know, it takes people to both fight fires 
but also manage a forest better in the future. We have been 
able to rebuild through the Bipartisan Infrastructure Law, but 
now we are facing some real budget constraints. And so 
initially, we had to impose a hiring pause, a hiring freeze all 
across the Forest Service as a result, because we are preparing 
for, as you mentioned, changes when it comes to appropriations 
dollars.
    That being said, there is an exceptions process, and 
recognizing the commitment that we have made in terms of 
recovery for Hermit Peak, Calf Canyon fire, we have considered 
that exceptions process, and the Chief, the Forest Service 
Chief has reviewed four positions and approved four positions 
for hiring.
    Senator Heinrich. I think my time has expired. Thank you, 
Madam Chair.
    Chair Murray. Senator Britt.
    Senator Britt. Thank you, Madam Chairman. First, thank each 
and every one of you for being here today. Secretary Buttigieg, 
thank you for making time to come to Alabama, and not only be 
there but explore a little bit in Mobile. People really, really 
appreciated that, and appreciate all of you being here and the 
work that you are doing.
    I do want to talk first to my colleagues. On January 12th, 
2023, Selma, Alabama, was hit and devastated by an EF2 tornado, 
and this piece of legislation has some important funding for 
DRA, $10 million, to help with those communities that were 
affected by storms in 2023.
    Number one, I want to make sure that that money actually 
goes to these communities that were affected and need it, like 
Selma, to help them rebuild and create resiliency. But two, I 
want us to make sure we are looking at actual needs, and that 
the needs are taken care of in this bill. I know for Selma this 
is a start, but certainly will not meet that, and I think we 
all know that Selma, and the community, and the significant 
history that occurred there, and the preservation of that is 
not just important for the State of Alabama, it is important 
for the Nation, and it is important for the globe.
    And so I urge my colleagues to help me in this and make 
sure that the community of Selma has what it needs. And thank 
you to Senator Coons for the work he has done with me, 
alongside me on this.

                         FARMER ECONOMIC RELIEF

    Deputy Secretary Torres Small, I want to associate myself 
with every comment made by my distinguished colleague from 
Mississippi, Senator Hyde-Smith. She is spot-on, along with so 
many of my other colleagues on both sides of the aisle that 
have discussed agriculture issues. But I want to talk 
specifically about Alabama.
    Alabama agriculture producers are experiencing the same 
economic disasters as countless others are in the Southeast and 
across the Nation. Year-over-year inflation and debilitating 
domestic energy policies have led to soaring input costs, 
tanking commodity prices, you are looking at higher interest 
rates on capital needed to plant and cultivate farms and fields 
producing food for our Nation's family. These variables, 
amongst others, are forcing Alabama farmers to make tough 
decisions about the future of their operations. It is hard to 
find a farmer in the entire State of Alabama who is not 
hurting.
    According to the report released on September 5th of this 
year, overall net cash farm income in Alabama declined more 
than $1 billion between 2022 and 2023. This represents a 
staggering 33 percent loss in overall net cash farm income in 
just 1 year, much higher than the Nation's decline of 19.5 
percent. The main cause of this loss is out of the control of 
these farm families. They are doing everything that they are 
supposed to, they are taking a look at their input costs, and 
things just do not work.
    According to the 2022 USDA Census of Agriculture, Alabama 
farmers experienced a 39.5 percent increase in the cost of 
production from 2017 to 2022, ranking second amongst all 
Southern States. So make no mistake, this is a crisis, and as 
Congress considers the disaster needs, we must also consider 
how to ensure that our agriculture producers receive quick and 
robust economic relief to ensure that our hard-working family 
farmers can enter the next planting season with certainty, and 
allow our farm creditors to lend with confidence.
    So Mrs. Small--Mrs. Torres Small, I want to make it clear 
that this is an immediate need for our farmers in Alabama and 
across the nation and I look forward to working with you to 
provide this relief quickly so that our farmers can get seeds 
in the ground next spring. Thank you.
    I want to go ahead and move on to Administrator Criswell. I 
want to turn to the recent reports about FEMA, the supervisor, 
obviously, that we have all heard about that you terminated. We 
continue to see more and more things come out. I actually sent 
you a letter regarding this incident, and while I received the 
response four days late, kudos to your team for getting it to 
me at 10:30 last night before today's hearing.
    Madam Chairman, I would like to ask you about a couple of 
the responses that I received in that letter. So in regards to 
my question about, you know, if you were going to discuss the 
fact that the investigations were underway, you immediately 
said that you had requested an investigation by DHS Office of 
Inspector General, in that you said a couple of other things. 
And I think I just want to clarify that you are not--this 
investigation will not just be about one incident. You are 
going to allow this investigation to be across the footprint in 
all the states that FEMA operates?
    Ms. Criswell. Correct, ma'am.
    Senator Britt. Okay, thank you. And then, additionally, and 
I heard you say it again today, you said you would take 
appropriate disciplinary and corrective actions if you found 
someone else to be complicit in this in that way, I want to 
make sure that that means that they will be terminated, like 
Miss Washington was.
    Ms. Criswell. Up to termination, depending on what the 
action was, yes.
    Senator Britt. But if the action was similar to hers, it 
will be termination.
    Ms. Criswell. Correct.
    Senator Britt. Okay. Thank you. I appreciate it. Thank you 
so much for your time.
    Chair Murray. Senator Manchin.
    Senator Manchin. Thank you, Madam Chairman. Thank you all 
for being here, and I appreciate very much your service.
    West Virginia is the--this is for all--West Virginia is the 
only State that lies completely within the Appalachian Mountain 
region. Despite this, the U.S. Department of Agriculture's 
definition of rural excludes some of the most geographically 
isolated and unpopulated areas of my State of West Virginia.
    Fayette County is one example. It is the largest city, has 
just under 8,000 residents, the largest city in the county. Its 
landscape is mountainous, with secondary roads that make travel 
difficult. I know that Secretary Buttigieg has been there 
before. Over the last several years, it has been hit with 
devastating floods. However, many programs across the Federal 
Government classify the county as urban, urban, preventing it 
from accessing the resources they need.
    At my urging, the United States Department of Agriculture 
Economic Research Services recognized the unique topography of 
our State in their recent report on rugged terrain. The report 
found that almost 81 percent of West Virginia lives in a rugged 
area. That is compared to just 11.7 percent of the entire 
United States population. Well, that is why they call us 
``Mount Mama.'' Several agencies have proposed ways to 
incorporate ``ruggedness'' into their definition of ``rural'', 
to ensure the critical resources are reaching those areas in 
most need.
    Many disaster programs that your agencies oversee direct 
specific resources to rural areas, but do not adequately 
recognize the Appalachian as rural. This means that West 
Virginians that are impacted by disasters are not really 
getting the help and the support that they need.
    So I do not know. I just would hope that all of you would 
be cognizant of this ``ruggedness'' definition, because it is 
unbelievable. You know, sometimes in our State, you only see 
the sun from 11:00 to 2:00. Anyway, they are beautiful people, 
but they just need the same assistance as everyone else.
    This is to my friend, Secretary Buttigieg. The Appalachian 
Development Highway establishment--Highway System--was 
established in 1965 to connect I-81 in Virginia to I-79 in West 
Virginia, and over 55 years later, we are still working on it. 
We are getting better. In a State as rugged and, again, 
mountainous as mine, natural disasters can quickly cut West 
Virginia off from help.
    This is a lifeline coming from east to west, west to east, 
connecting this population base of the D.C. Metro area into the 
interior of West Virginia would be a game changer for our 
State, both logistically and economically, and allow us to 
better prepare for natural disaster. We only have about 15 
miles left as far as when we are on route to get everything in 
West Virginia done. Our trouble is basically coming at 
Wardensville, West Virginia, going into connecting I-81. It 
starts right now. The Corridor H comes to--it comes to 
Wardensville, and it stops, and we see no movement whatsoever 
to connect to I-81.
    We know there is a lot of politics involved, but we think 
that has all been passed through. If you could look at that, 
sir, that would be the last major connection. It would truly, 
truly set us up in a much better situation. I do not know if 
you were made aware of that.
    Secretary Buttigieg. Thank you. Yes, we are very aware of 
the importance of the Corridor H vision to you and to the 
people of West Virginia. I do know that West Virginia intends 
to use their National Highway Freight Program formula funds for 
Corridor H, and that that will amount to a portion of what I 
believe is $203 million of Formula Funding coming their way. I 
know that there have also been applications for discretionary 
programs, and we are aware of a set-aside that is complicating 
these programs.
    Senator Manchin. You have all been great, you all----
    Secretary Buttigieg. So we will keep working with the other 
agencies on that.
    Senator Manchin. You have all been great, Secretary. If you 
can just check on the Virginia side, my dear friends in 
Virginia.
    Secretary Buttigieg. Will do----
    Senator Manchin. We all love very much, and I want you to 
know we did not break away from Virginia. They left us.
    [Laughter.]
    Secretary Buttigieg. I will make sure to ask them about 
that, Senator.
    [Laughter.]
    Senator Manchin. This is to Administrator Guzman. The Small 
Business Administration's Disaster Loan Program is a vital 
lifeline for communities recovering from major disasters such 
as hurricanes Helene and Milton. These large-scale events 
require significant resources. My colleagues have rightfully 
acknowledged SBA's efforts in providing critical support. At 
the same time, I think it is important to recognize SBA's role 
in addressing smaller-scale disasters year-round.
    Earlier this year, my State of West Virginia was a great 
example when the SBA made economic injury disaster loans 
available to small businesses, and agricultural crops impacted 
by severe drought conditions in West Virginia. Thank you. Thank 
you. Thank you.
    These types of losses often do not qualify for FEMA or CDBG 
funding, so I appreciate you taking the initiative, Secretary, 
working with us in those as well. So what I can ask is, could 
you speak to how SBA balances the needs of larger-scale 
disasters with the smaller, localized ones that are left 
behind?
    Ms. Guzman. Happy to do that. Yes. I mean, at any given 
time, we have, of course, the presidential declarations, but 
also our own set of SBA disasters that we are coordinating with 
the governors to ensure that we can support, as well as through 
USDA, on any of those crop disruptions. And so, currently, I 
have about 220 crop disruptions, as well as 11 SBA-only 
declarations.
    Senator Manchin. Yeah.
    Ms. Guzman. We deploy our teams for those physical as well 
as economic injury disaster loans, and we work through our 
partners on the ground to ensure that there is awareness. The 
disaster administrative dollars that we get, to make sure we 
can deploy as extensively as possible, are very critical for us 
to ensure people are aware of these resources that are 
available on the ground. And we will always continue to try to 
do a better job working in partnership with locals to ensure 
that there is awareness of these great resources.
    Senator Manchin. Thank you so much. I will just wrap up. 
The ruggedness situation is important to myself and Senator 
Capito. We are very concerned because we have a beautiful, 
rugged State. Corridor H is important to connect us to the 
metropolitan areas to finish that up. And on helping the small 
businesses that do not qualify for FEMA and that they cannot 
make it without a little bit of assistance.
    Thank you all. I appreciate your service. Thank you very 
much.
    Chair Murray. Senator Murkowski.
    Senator Murkowski. Thank you, Madam Chair, and thank you to 
those of you who are here today.
    You know, just listening to each of our colleagues from 
around the country talk about the various disasters that have 
impacted them, whether it is droughts, or floods, landslides, 
our reality is that what we are seeing is accelerating in terms 
of not only the types of disasters that we are seeing, but the 
economic impact, the security impact, and of course, the loss 
of life.
    I was out in Guam a few weeks ago with Senator Manchin, we 
are looking to Guam to be this platform for defense for the 
country, but they are digging out of a typhoon from 2 years--or 
Mawar--2 years ago now, I believe it is.
    Secretary Buttigieg, I appreciate the fact that the Alaska 
$107 million in the emergency response account addresses 
Typhoon Merbok. But again, you know, that is a disaster 2 years 
ago. I think we recognize that we are dealing now, okay, we are 
talking about Milton, we are talking about Helene, but we still 
have, on the books, all of these other disasters that we can--
that we can name, that we can relate to.
    And so we have got a system that is not, it is not keeping 
up, it does not have the nimbleness, it does not have the 
reflexes that we need. When Senator Coons talks about 
resilience, and do we need a resilience strategy, I think we 
need more than that.
    When we are tasked with: Well, okay, here is the funding, 
here is the response, but there is strings attached to it, and 
so instead of building back better, it is building back 
substantially similar. And if you are being threatened by 
coastal erosion, where you know the disaster next year is just 
going to be worse than what you had last year, it does not make 
anybody feel secure in their homes.
    Today, is the 1-year anniversary of a landslide in one of 
my hometowns, Wrangell, Alaska, where six lives were lost, a 
family of five, when a landslide came down in a part of the 
community that nobody anticipated, thought was going to break 
loose. But it was intense rains combined with winds, and our 
reality is our lack of preparedness, our lack of being able to 
monitor, our lack of censoring, our lack of truly understanding 
our ability to track our weather systems.
    In all of Southeast, an area that is the size of the State 
of Florida, I am told that we have one radar; so it is no 
wonder that we are not able to anticipate what is coming at us 
and to better protect our communities. The hometown--the town 
that I was born in, in Ketchikan, experienced a deadly 
landslide just some months ago, a few months ago.
    We are talking about small-scale, big-scale, but whatever 
it is that is hitting us, your agencies are struggling, your 
agencies are overwhelmed, whether you or FEMA, or whether it is 
any one of you. One of the agencies that is not represented at 
the table today is someone from Commerce. I wanted to ask about 
why we do not have anybody to talk about the fact that there is 
no assistance, no disaster assistance for the ongoing fisheries 
disasters that we are seeing in my part of the country, and 
Senator Shaheen's, and Senator Murray's here.
    We are told: Well, maybe there is going to be another 
supplemental. But in the meantime, our fishermen, our fishing 
communities--our coastal communities that rely on them are 
being devastated, just literally taken out at the knees. There 
are no funds in the fisheries resource disaster assistance 
account. There are no funds. And so how we deal with these 
disasters is very real and very personal to each and every one 
of us.
    Let me ask a question, because I have talked more than I 
need to here, but I am--we have people that are not going to 
wait for you all to come and help them. Kotzebue just 
experienced a major flooding. They need to get things secure 
before winter really, really hits, which it already is. Ice is 
coming. They are locked in. They have got to spend the money. 
They cannot wait. They cannot wait to have Department of 
Transportation--again, Secretary, I appreciate that we have got 
$107 million in that account, the unmet needs account, but how 
do we cut through the tape to ensure that the aid is not 
delayed because of this backend accounting requirement about 
which the costs are attributable to the agencies?
    This is a challenge for people. They need to move forward, 
but they are afraid they are not going to be able to get the 
reimbursement. Is there some way to embrace something like an 
advanced construction concept for disaster response? I think 
these are the types of things that we need to be thinking 
about.
    My time is out. But if you have a quick answer, answer it; 
in the meantime, we have all got to be thinking about how we 
can address what I think is a disaster response system that is 
not meeting the current state of affairs.
    Secretary Buttigieg. Very briefly. You have my commitment 
to work within--to do everything as flexibly and swiftly as we 
can within the statute that we have, and for technical advice 
on anything that could help create some flexibilities, like you 
mentioned. Things like advance work have helped on regular 
construction to not have to wait for all of the obligation 
machinery to move. I would welcome exploring ways to bring that 
to bear in Alaska.
    And having visited Kotzebue last year when I went to 
Alaska, at your invitation, I have some sense of what they are 
up against. Our field staff on the ground in Alaska will be 
ready to assist any way they can.
    Senator Murkowski. And I would, would hope that the rest of 
you on the panel would also agree.
    Ms. Todman. Senator, I would add to that?
    Senator Murkowski. You may.
    Ms. Todman. If our disaster recovery funds are approved, it 
will be available for your fisheries.
    Senator Murkowski. Yay. Best news of the day. Thank you.
    Chair Murray. Senator Shaheen.

                         ESTIMATING FARM LOSSES

    Senator Shaheen. Thank you, Madam Chair. And thank you to 
each of you for being here, and for the hard work that so many 
members of--that everyone in your agencies are doing to help 
those people affected by these terrible emergencies.
    Deputy Secretary Torres Small, you had a chance to come to 
New Hampshire and to talk with some of our farmers. I was 
interested in Senator Ossoff talking about some of the farmers 
in Georgia who lost 20- to 30 percent of their crops. Well, we 
had fruit growers in New Hampshire, as you know, who lost 80 to 
100 percent of their stonecrops, all--everything they lost in 
2023 because of the freeze and late frost that really 
devastated so many of our growers.
    And because we have small farms, and about 90 percent of 
our growers do not participate in Federal crop insurance 
programs because the crop insurance programs have not really 
been designed to help farmers like we have in New Hampshire, 
Senator Collins talked about the same challenges in Maine.
    So how does the Agency estimate accurate losses for states 
with high rates of small and diversified farms that have 
limited engagement with the Federal programs?
    Ms. Torres Small. This is an issue that is especially 
important in New Hampshire, and in my visit and conversations 
with fruit farmers in New Hampshire, certainly saw that the 
insurance payments--insurance programs do not fully recognize 
the need, particularly when it comes to specialty crops. So our 
estimate of the 2023 losses of $10.7 million was based on the 
known and estimated insurance, as well as NAP (Noninsured Crop 
Disaster Assistance Program), NAP indemnity payments. And so 
recognizing that that may not be the full and complete picture, 
we know that there was a cooperative extension estimate that 
was $26 million.
    Senator Shaheen. Right.
    Ms. Torres Small. So in addition--addition to continuing to 
work with your team, we also know that we need to expand those 
insurance programs. NAP is a fundamental way of doing that 
because it helps build the case for, actual insurance programs 
in the future. We also just recently announced to the CCC 
specialty crop program, that it will be $2 billion to provide 
marketing support and assistance for specialty crops.
    Senator Shaheen. So does the estimate that has been sent to 
this committee for covering losses, farm losses, would it allow 
for a number that is greater than the $10.7 million that you 
have determined?
    Ms. Torres Small. So the first amount is based on the 
indemnity payments and information that we have there. We also 
plan, if asked to do, to administer an ERP, there is a second 
track for revenue losses, and certainly could consider that 
there.
    Senator Shaheen. Because clearly those numbers do not 
reflect the real losses that we are experiencing in a state 
like New Hampshire.
    Administrator Criswell, I would like to add my concerns to 
what we have heard from a number of members here about the 
length of time that so many of our small communities are 
waiting. And I appreciate that there have been so many 
disasters that it is hard to keep up, but we have communities 
in New Hampshire going from the Canadian border in the north to 
the Massachusetts border in the south, every place from 
Pittsburgh to Acworth that have not yet received 
reimbursements, and they have been waiting for about 2 years.
    So what can we do to try and move those checks along? As 
everyone has said, these are small communities, they have been 
hit hard, they do not have the capacity to cover those kinds of 
rebuilding costs. And they really need to be reimbursed at 
the--once they have filled out their paperwork they need to see 
those dollars coming in.
    Ms. Criswell. Yes, Senator. We understand that these cash 
flow issues are critical for these small communities, and 
again, every community has their own specific needs, 
requirements, and paperwork that we have to have submitted, and 
if you have somebody specific, I am happy to look into 
individual cases to see if there is something that we can do to 
move it along. Part of our changes recently, with increasing 
the dollar threshold on small projects, helps to simplify that 
procedure.
    But we also have other mechanisms that we can put in place 
to do advanced payments so they do not have to wait for the 
entire project to be done. If that is something that would 
benefit, I would be happy to look into that for your particular 
communities. But we want to continue to work with you on how we 
can make this simpler as we continue to see more disasters 
happening across the United States.
    Senator Shaheen. And I think that is very important. These 
are communities that, to my understanding, have already 
submitted their paperwork, and are in compliance. They are just 
waiting for their checks. It includes Dalton, Acworth, Hampton, 
Gorham, Newton, Ashby, Littleton, Pittsburgh, and Monroe, so it 
is across the State. And you know, once they have submitted the 
paperwork it seems to me that they ought to be able to get the 
reimbursements.
    Ms. Criswell. If they have submitted all of the paperwork, 
they should have been reimbursed. So I will look into those 
personally and see what we can find out.
    Senator Shaheen. Thank you. I appreciate that. And since I 
chair the Small Business Committee, I would just like to add 
for Administrator Guzman, thank you for all of the work that 
you are doing. Small businesses, as we know, are the heart of 
our economy throughout this country, particularly in New 
Hampshire, and we have, as you pointed out, more than 10,000 
homeowners and small business owners with approved loans who 
are just waiting on our appropriation from this committee and 
this Congress to get to work rebuilding. So thank you.
    Chair Murray. Senator Shelley Moore Capito.
    Senator Capito. Thank you, Madam Chair. Thank all of you 
for being here. I know it has been a long morning, but it is a 
critically important.
    Just as a statement, I will tell you, I hail from West 
Virginia. Senator Manchin does as well. I think all of us, here 
in--and I do not want to speak for everybody--but certainly for 
me, I know if the disaster is not occurring in West Virginia, 
it is occurring somewhere else, and it is going to occur in 
West Virginia. So I have always been very supportive of making 
sure that all of our communities across the country are able to 
get the disaster relief and as quickly as possible. So put me 
in that category of somebody who knows if not--if not for me, 
it will be me, and it will be us.
    Administrator Criswell, I would like to thank you for, in 
your opening statement, you mentioned that nobody should be 
discriminated against for their political affiliations, or 
anything else, and so thank you for reinforcing that policy. It 
is important. I would say if that particular FEMA employee had 
come to West Virginia, we would not have gotten much help 
because we had a lot of Trump signs, all throughout our State. 
So thank you for that.
    I was going to kind of call you into question on some of 
the environmental review processes that have been going on. We 
had a town in West Virginia that has been going over 2 years 
trying to get this environmental review for something as simple 
as a generator, a static security camera, or you know, basic 
pre-disaster mitigation equipment, just the bureaucracies of 
this. But I was just informed that they got their okay today. 
So thank you for that. You can take credit for that.
    On to drought--oh, well, let me go--let me stay with, with 
you for a moment because I was the ranking member and the chair 
at some point of the Homeland Security Subcommittee on 
Appropriations. This is a perennial problem in terms, but how 
many--can we help you and help FEMA as an organization take 
some of these older disasters off of the books? Maybe figure 
out a process where we work with our States and our localities, 
obviously, there is going to be a funding issue there, that 
causes you, so you do not have these backlogs and lags of 
disasters that are still ongoing while you are trying to face 
what you see in front of you. What kind of measures do you 
think would help you do that, and would that be useful?
    Ms. Criswell. Senator, I think, you know, we have seen a 
number of disasters that have been ongoing for many years.
    Senator Capito. Yeah.
    Ms. Criswell. I mean, we still have some back to Hurricane 
Katrina. One of the things that we have started doing is a 
program that we are calling ``Validate As You Go'', part of the 
delay in closing out some of these projects sometimes is after 
they go through years of gathering the paperwork, doing the 
rebuild, we do all of the closeout at the very end of the 
project, and that can be time-consuming to go look at every 
receipt, and every action that was taken along the way.
    We have started to do that periodically and audit it along 
the way so that way it speeds up the process at the end. And we 
are starting to see real success with implementing this new way 
of approaching disaster closeout, which we have just started 
doing over the last few years.
    Senator Capito. So you are closing out portions of the 
disaster as you are moving it along?
    Ms. Criswell. Yeah.
    Senator Capito. Because there is no more----
    Ms. Criswell. We are auditing it as we go along, and if we 
find that they are meeting everything, then we do not have to 
review every single submission, every receipt, at the closeout 
phase of a project.
    Senator Capito. Well, it seems to me you could enlist your 
state and local partners, too, to be able to help you with some 
of that work rather than diverting your workforce, who has the 
immediate needs in these larger disasters. But we want to work 
to make that process easier so you can close the books, and you 
can--and can move forward. So anything we can do to help in 
that would be appreciated.
    I am going to talk about the drought just briefly, because 
West Virginia really has been, we do not have a huge Ag 
community, but it is very--but just some of the statistics are 
quite startling: 90 percent of our soybean crop condition is in 
poor or very poor condition, 100 percent of our hay crop is in 
poor and very poor categories, and 97 percent of our soybean 
crop is in--well, I already said that 97 percent of our soybean 
is in poor or, or near-poor conditions. So you all, at Ag, have 
been helping us as an office to reach out to our Ag community. 
So I appreciate that.
    The last question I have is: Apparently NOAA has an 
Artificial Intelligence Mapping system, where they map on the 
coastlines, what could be tracking impervious surfaces of 
roadway, water runoff, and how, inundation modeling can help 
save lives. But a lot of the country's been left out of this AI 
modeling. I understand the coastal issues, but describing, as 
Senator Manchin did, our terrain, we are very prone to 
flooding.
    So I do not know, Secretary Buttigieg, are you using 
similar technology for mapping pre-disaster and water runoff so 
that you can more accurately see where your vulnerabilities 
are?
    Secretary Buttigieg. I am not familiar with that particular 
program, but we do have a number of partnerships with sister 
agencies to try to get an understanding of any weather or 
climate issues that we need to handle. I would segregate that 
into two very separate types of operations: things like FAA 
that need immediate real-time information, versus what we are 
doing for the longer term with the infrastructure development 
or response.
    Senator Capito. Right.
    Secretary Buttigieg. But happy to follow up and see what we 
can do there.
    Senator Capito. Well, this is a NOAA program. I do not know 
if I mentioned that when I began, the descriptions of it.
    And what about, Administrator Criswell; are you all 
familiar with that AI model that is being used to map?
    Ms. Criswell. Yeah. There is a number of models out there. 
NASA has one, there is a, you know, several private sector 
agencies that also have different models. All of these are 
really important, because as we consider the impacts that these 
communities are facing, what we want to be able to do is help 
them understand what their future risk is going to be.
    Senator Capito. Right.
    Ms. Criswell. Because we obviously can see that we cannot 
base it on historical risk. And so all of these different types 
of technologies, and we are trying to incorporate some of our 
own, but I think as we bring all of this together from the 
private sector, from NASA, from NOAA, all of those different 
technologies are going to really help us communicate, and help 
communities understand and know their risk so they can make the 
appropriate preparatory actions and plans to help protect their 
citizens.
    Senator Capito. Well, I appreciate that. And I will say 
that we just signed a letter into requesting a disaster 
declaration for West Virginia from Helene, it did not--you 
know, did not get the news, and it did not--but that storm and 
that water really affected all of Appalachia, even into the 
areas of West Virginia. So I appreciate your attention on that. 
Thank you all very much.
    Chair Murray. Senator Van Hollen.
    Senator Van Hollen. Thank you, Madam Chair. And I want to 
take this opportunity to thank President Biden and his entire 
team assembled here at the table. A special thanks to Secretary 
Buttigieg for all your help immediately on the scene after that 
disaster. Administrator Guzman, thank you and the SBA for 
providing loans to businesses that were impacted.
    We lost six good people that day on the bridge, and I think 
everybody remembers the scenes of the Dali, the ship crashing 
into the Key Bridge and its collapse, and of course it 
collapsed right into the Patapsco River, which is the channel 
to the Port of Baltimore.
    So I do want to start by thanking the Unified Command, 
Secretary Buttigieg, the Army Corps of Engineers, and everybody 
from the Federal level who immediately helped, starting to 
clear that channel to reopen the port so that thousands of 
workers could get back to work, and small businesses that had 
been terribly impacted by the closure of the port would have 
the relief they needed. And we were able to get that port--
channel reopened in a very short period of time, relatively 
speaking. So I want to thank everybody for their role on that.
    And Secretary Buttigieg, thank you also for mentioning the 
Key Bridge replacement. Right, so we have got the port open, 
now we have got to replace the Key Bridge. And I am really 
pleased at the President's proposal, $100 billion includes 100 
percent funding for the Key Bridge. Yes, I heard Senator 
Collins mention that any insurance or other proceeds that come 
to the State of Maryland will be deducted from that. Yes, we 
get that. We understand that. We support that.
    But it is very important that we get this bridge rebuilt. 
35,000 vehicles cross this bridge every day, so you can imagine 
the congestion and loss of economic opportunity that has been 
caused, and ongoing, because this bridge is no longer there.
    I will say, and I heard Senator Capito talk about how West 
Virginia had often been hit by natural disasters; Maryland has 
too, of course, and we have always supported the rest of the 
country. This has been ``all for one and one for all'', that 
has been the motto of the State of Maryland. And so we are very 
much hoping and we expect our colleagues from around the 
country to support us in this hour of need.
    I would point out that when the Minneapolis Bridge 
collapsed back in 2007, it took only 5 days for Congress to 
pass and for the President to sign legislation assuring that 
they would be reimbursed 100 percent in terms of the cost of 
replacing the bridge. The House, the Senate, the President, 
within 5 days.
    We are very grateful that we are already enrolled in the 
Emergency Relief Program that covers 90 percent. But Mr. 
Secretary, I have two questions for you. One is: I know the 
proposal submitted by the President was not in Legislative Bill 
form, but in order for Maryland to secure the 100 percent 
change, we are going to need an authorization to do that. And 
just want to hear from you again that the President supports 
that. And if you could just talk about how important it is for 
the entire country to increase the funding for the emergency 
relief program.
    Secretary Buttigieg. Well, thank you. And yes, to be clear, 
the President, the Administration, completely support the 100 
percent cost share, which would require legislation, in 
addition to the funding that is part of the funding that we are 
asking for today. The total event cost we estimate to be $1.75 
billion. The first $60 million went against that in the quick 
release funding that we turned around right away. That leaves 
$1.69 billion, less the $350 million that we already know is 
being recovered from insurance. That leaves $1.34 billion, 
which is what is included in the supplemental.
    More broadly, I think that while unique, catastrophic, and 
we hope something of that type is never to be repeated again, 
it is a reminder that a single disaster can have a greater than 
$1 billion price tag. Right now, we have $119.6 million in the 
entire account, which means we are very much one disaster away 
from being completely out of funding. And it is why this 
funding request covers the entire backlog from Helene and 
Milton, to the Francis Scott Key Bridge replacement, to dozens 
of other disasters that we are still paying for in dozens of 
other States.
    Senator Van Hollen. Thank you. And I want to thank my 
colleague and partner, Senator Cardin, and our entire Maryland 
delegation on a bipartisan basis, Senate and House has 
introduced the Bridge Act to ensure that full 100 percent 
ultimately. And I thank you, and of course, the President for 
your support.
    Thank you, Madam Chair.
    Chair Murray. Thank you.
    Senator Peters.
    Senator Peters. Thank you, Madam Chair. Before I get into 
my questions for the witnesses, I want to highlight the 
importance of funding the Rip and Replace Program to protect 
broadband and telecommunication networks that are being damaged 
by storms, and flooding, and other disasters. Right now, 
broadband companies that are waiting on these dollars must rely 
on Chinese equipment that poses a threat to our national 
security, and their hands are tied from procuring new equipment 
when the network goes down due to damage as a result of storms 
or disasters.
    And that is why I believe funding the Rip and Replace 
shortfall, a bipartisan priority affecting rural broadband in 
states all across the country, should be a priority as part of 
this disaster relief package.
    My first question, though, is for Administrator Criswell. 
Ma'am, good to see you, Administrator, we worked together a lot 
through my work on Homeland Security. And this year, FEMA 
announced the second round of awards for the Safeguarding 
Tomorrow's Revolving Loan Fund, which I created through a law 
entitled Safeguarding Tomorrow through Ongoing Risk Mitigation 
Act, the STORM Act, aptly named. And it allows FEMA to help 
States and tribal governments set up low-cost revolving loan 
funds that local governments can get to mitigate their risk.
    So my question for you, Administrator, is can you discuss 
why having this tool in our resilience funding toolbox is so 
important; particularly in light of the disasters that we are 
seeing across our country now and the increasing frequency?

                     UNIVERSAL DISASTER APPLICATION

    Ms. Criswell. Yes, Senator Peters, I really appreciate your 
leadership in this bill and helping to get this across the 
finish line, because resilience and building resilience in our 
communities has never been more important. But what we see is 
some communities cannot come up with the cost share for FEMA 
mitigation programs or other programs, or if they are using 
their own funding to seed a project. The STORM Act gives them a 
revolving loan fund to help start that project or meet a cost 
share from a mitigation project so they can get this critical 
work done.
    These mitigation projects are not inexpensive, and so being 
able to give them additional resources to help them envision 
and get these projects off the ground are going to help them in 
their ability to become stronger and withstand and reduce the 
impacts from future storms.
    Senator Peters. Great. Well, thank you. This next question 
is for all of our witnesses. One of the most persistent 
complaints about our disaster relief system that I hear is its 
complexity and its fragmentation, and it makes it very 
difficult for disaster survivors to navigate and receive the 
aid that they so desperately need. They are faced, when they 
are the survivor of a tragedy, with a house, needing housing, 
and food, and all sorts of assistance, and yet they need to 
fill out multiple applications.
    Every agency has their own application, and you are telling 
someone who is in a pretty desperate shape: Here are the six 
different applications you need to fill out to deal with the 
six different agencies. So I have authored a bill that has 
gotten through the Senate, the Simplification Act that says 
that if you are a victim of this type of disaster, you should 
just fill out one form. This is pretty common sense. Fill out 
one form and immediately have all of the folks who can be 
helpful to you understand the extent of the problem for you, 
the help that you need, and to be able to deliver that.
    So basically, it would create a universal disaster 
application, and I think it is in the best interest of disaster 
survivors. I will tell you, when I talk about this, how this is 
popular with the folks, when I talk about this in a public 
meeting, I usually get applause. A lot of stuff I introduce, I 
do not get applauses for, but this is just common sense, and we 
need to pass this.
    And I would like to have each of you just tell me if you 
believe that creating a universal disaster application is 
indeed in the best interest of survivors and will facilitate 
them getting the help that they need. And I know each of you 
are very anxious to provide, but how do we do it in a more 
efficient way? We will start with you, Administrator, and work 
down the dais.
    Ms. Criswell. Thank you, Senator. I think anything we can 
do to remove the barriers that people are facing to receive 
assistance helps them on their road to recovery. And so it also 
gives them the opportunity to apply for the recovery. We find 
that if they have barriers, like applying multiple times, then 
they will just stop. They will just give up. And so this type 
of an effort really helps ease that burden and helps them get 
into all of the programs that they are eligible for.
    Senator Peters. I appreciate that, thank you.
    Ms. Todman. Senator, if HUD's Disaster Recovery program is 
finally authorized, then yes, we will be able to work very 
closely with our colleagues to make sure it is a seamless 
experience.
    Senator Peters. Great; with a universal application, great.
    Ms. Torres Small. Senator, thank you for talking about 
flexibilities. It is one of the most important things about 
disaster response, and I know that USDA has submitted multiple 
suggestions for how we can increase flexibilities with the 
authorities we have now. I also appreciate your effort to 
create more authorities for us to expand those authorities and 
make it so that, on the hardest day of someone's life they are 
not having to navigate multiple forms.
    We would like to work with you as we address also the 
backend of that, which is all the computer systems that 
currently work with our existing applications, because that 
becomes a whole other side of implementation.
    Senator Peters. Great.
    Ms. Guzman. Senator, the SBA completely supports this 
concept of ``no wrong door''. I will say that the great news is 
that earlier this year, in March, FEMA and SBA cooperated 
together, and FEMA took leadership in passing an individual 
assistance change, which was transformative, which does get 
applauses, and that is no longer will you be required to fill 
out SBA's application to get assistance from FEMA.
    That was traumatic for people who were forced to come to us 
first, get denied, and then go to FEMA, which caused most of 
the friction you are referencing. So we are pleased that that 
no longer is the case.
    SBA, of course, is in a unique situation in that I support 
over 231 declarations, in addition to the 21 presidential that 
I coordinate with these agencies with, and so while I support 
``no wrong door'', I do not support a control where one Agency 
controls that universal platform. I would prefer a platform 
that would exist, that there is a backend solution across our 
agencies to ensure a seamless experience for that disaster 
survivor.
    And so we are working closely with FEMA right now to try to 
simplify the data sharing so that we can achieve that, and we 
would be happy to provide technical assistance to make sure 
that that language in the bill does not force us to work 
through one Agency on a universal application, where we would 
have no control to make minor changes and have quick 
flexibility to best meet the needs of our businesses in 
particular, but of course, all the homeowners that we support 
as well. So we are happy to work with you on this to try to see 
that through.
    Senator Peters. Good, look forward to it.
    Mr. Secretary.
    Secretary Buttigieg. We are passionate about reducing the 
number of pages and the number of steps in any of our 
processes. It is why we have done things like the combined 
notices of funding opportunity in some of our grant programs. 
So without knowing all the details of this proposal, we would 
certainly welcome a chance to work on anything that would help 
simplify the process at the front end.
    Senator Peters. Very good. Well, thank you.
    Thank you, Madam Chair.
    Chair Murray. Thank you.
    Senator Merkley, last but not least. Thank you for your 
patience.

                   FOREST SERVICE DISASTER ESTIMATES

    Senator Merkley. And thank you to the patience of our 
witnesses. And my question is really to you, Deputy Secretary 
Torres Small. The estimates that we have received for the 
damage to infrastructure in the Forest Service is about $6.9 
billion and an additional $3.1 billion for the National Parks, 
the Fish and Wildlife Service, BLM (Bureau of Land Management). 
Is that estimate about in the ballpark of what you have been 
hearing?
    Ms. Torres Small. The current submission that we provided 
to OMB is $5.6 billion for the Forest Service, so ballpark, but 
we should circle back on those numbers.
    Senator Merkley. I think $5.6 was just Hurricane Helene. 
There is an additional amount in those numbers, about $1.3 for 
other damage?
    Ms. Torres Small. Correct.
    Senator Merkley. Okay. Thank you. So my estimates are about 
right.
    Ms. Torres Small. Correct.
    Senator Merkley. So of that roughly $10 billion, and by the 
way, that is 6-point--what you just referred to, that was just 
the Forest Service, but then we have the damage to the 
infrastructure in these other areas, National Park Service, 
Fish and Wildlife, BLM; thus we end up with about $10 billion 
of damage. How many billion dollars are in this bill to address 
all that infrastructure damage on public lands?
    Ms. Torres Small. So the current request does not include 
that damage. It acknowledges that there is this outstanding 
amount and commits to continuing to assess and provide the----
    Senator Merkley. So the current request is zero? Okay, zero 
out of $10 billion; that is really the point I wanted to drive 
home. I really think it is completely unacceptable, and 
possibly you might say to me, or others might say to me: Well, 
there is this mirage on the horizon of a second supplemental. 
Does anyone really think that that is going to happen? If we 
have the political will to address these issues, it is going to 
be addressed in this supplemental, and so I am encouraging 
every possible effort.
    In 2020, Oregon had really horrific damage from 
catastrophic wildfires. My colleague was describing what 
happened to Hawaii--Senator Schatz was--and Senator Padilla 
could tell you what happened in Paradise, California, and other 
fires in California. In 2020, we had six towns burned to the 
ground, another six deeply damaged. I traveled 600 miles north 
to south, south to north, never got out of the smoke. The ruins 
were something like out of a war zone.
    And the fiscal year '22 supplemental helped us. It helped 
us with the roads and bridges. It helps us remove hazardous 
fuels. It helped to revegetate burn areas. It helped restore 
water systems. It set the foundation for restoring communities. 
So thank you to all my colleagues who supported those funds in 
fiscal year '22.
    But today, the request we have before us ignores the 
infrastructure on our public lands, and these disasters--
hurricanes, and wildfires, and flash floods, and landslides--
they do enormous damage, and we need to restore that damage.
    Hurricane Helene destroyed or damaged 900 miles of roads 
and bridges in North Carolina's National Forest, which the 
community depends on for day-to-day transportation, 
emergencies, evacuations, it caused dozens of landslides or 
rockslides on the Blue Ridge Parkway, gravely damaging the 
park. It wiped out or damaged more than 40 trestle bridges on 
the Rails to Trails Virginia Creeper Trail, a major economic 
driver in the southwest part of the State. Dozens of other 
national parks, wildlife refuges, and national forests suffered 
damages from the disasters over the last 2 years, damage in 
Yosemite, and Sequoia, and Kings Canyon, Acadia, Death Valley, 
Okefenokee Wildlife Refuge.
    We have a long history of caring for our public lands, it 
is carried in the heart of every American, but this bill fails 
to honor that responsibility. Now, I was thinking back how in 
fiscal year '22 the supplemental, we immediately addressed the 
almost $1 billion of damage in Yellowstone. People will 
remember the videos of houses falling into the river, and 
floating down, and kind of key access, and we did the right 
thing. We helped address the road system, the water system.
    That is what we need to be doing now on this. If folks do 
not have a picture of what I am talking about, I am talking 
about buildings, roads, trestles, bridges, the communication 
systems, the water systems, the recreation sites, the research 
sites, and the trails. We must not say that it is okay to have 
that devastation sit there unaddressed.
    Thank you.
    Chair Murray. Thank you. That will conclude our hearing for 
today. And I want to thank everyone for joining us for this 
really critical discussion. As is clear, people are hurting, 
and it is crucial that we get them the help they need by 
passing a bipartisan disaster supplemental. I will continue to 
work with Vice Chair Collins and my colleagues on both sides of 
the aisle to get that done and to wrap up our fiscal year '25 
spending bills in a bipartisan way, consistent with our Senate 
bills.

                     ADDITIONAL COMMITTEE QUESTIONS

    Chair Murray. So for any Senators who wish to ask 
additional questions, questions for the record will be due in 7 
days, Wednesday, November 27th, by 5:00 p.m.
    [The following questions were not asked at the hearing, but 
were submitted to the Departments for response subsequent to 
the hearing:]
               Questions Submitted to Hon. Pete Buttigieg
             Questions Submitted by Senator Lisa Murkowski
    Question. Irrespective of Congressional action or inaction, how can 
we improve DOT's collection of disaster impact needs in rural areas and 
remote regions, like Western Alaska, which is not connected by roads 
and has a very short construction season?
    In places like Alaska, to address dire disaster impacts, agencies 
like the Alaska Department of Transportation respond first to save 
human life and property and figure out how to pay for it later. That is 
the reality of operating in Alaska.
    Answer. The Department recognizes that rural areas and remote 
regions, like Western Alaska, may experience unique challenges in 
responding to disaster impacts. Consistent with applicable statutes and 
regulations, FHWA is flexible in its response and management of the 
Emergency Relief (ER) program, owing to the many variables within ER, 
such as the type of event, magnitude of damage, and capability of 
agencies to respond.
    Prior to the enactment of the Bipartisan Infrastructure Law (BIL, 
Public Law 117-58, enacted as the Infrastructure Investment and Jobs 
Act), 23 U.S.C. 120(e)(1) provided that emergency repairs were eligible 
for 100 percent Federal share when accomplished within 180 days of an 
emergency event. Section 11107 of BIL amended 23 U.S.C. 120(e)(1) so 
that emergency repairs are now eligible for 100 percent Federal funding 
when accomplished within 270 days of an emergency event. Under 23 
U.S.C. 120(e)(3), the 270-day period may be extended only due to the 
inability of the applicant to access damaged facilities to evaluate the 
damage and costs of repairs. Access restrictions can include, but are 
not limited to:
  --Roadways and bridges are impassable for an extended period;
  --Another emergency event occurred preventing access; or
  --The site is unsafe to access.
    FHWA will continue to work to ensure that recipients of ER funding 
are aware of disaster assessment and reporting timelines, and will 
provide information to ER applicants about the possibilities to extend 
timelines due to inability to access damaged facilities.
    Question. How can we cut through red tape to ensure that aid is not 
delayed because of backend accounting requirements about which costs 
are attributable to which agency like we saw with Typhoon Merbok?
    Answer. DOT agreed with a recommendation in a 2022 Government 
Accountability Office (GAO) audit report \1\ calling for DOT to, ``in 
consultation with the Recovery Support Function Leadership Group, 
identify and take steps to better manage fragmentation between its 
disaster recovery programs and other Federal programs.'' DOT currently 
participates in the Recovery Support Function Leadership Group and 
coordinates with FEMA and other Federal agencies, such as the US Army 
Corps of Engineers. Recently, the FHWA Office of Infrastructure and the 
FEMA Recovery Directorate initiated informal coordination efforts with 
a goal of improving and harmonizing support for communities whose roads 
and bridges are affected by disasters.
    After Hurricane Helene, representatives from FEMA's Public 
Assistance Program held an in- person meeting with FHWA personnel to 
discuss how to better align FEMA's program for permanent repairs to 
roadways with FHWA's Emergency Relief program. In addition, following 
an FHWA request, FEMA is providing access to post-Helene aerial imagery 
to better evaluate damages in remote areas for reimbursement through 
FHWA's ER Program.
    Question. Is there anything the agency can do administratively to 
embrace something like ``advance construction'' concept for disaster 
response, wherein an entity like our State DOT may address immediate 
costs and have the flexibility to seek reimbursement for costs after 
the fact?
    Answer. The ER program provides limited initial ER funds for large 
disasters quickly via ``quick release.'' Quick Release funds are 
intended as a ``down payment'' to immediately provide funds for 
emergency operations. Additionally, a State may use statutory authority 
for ``advance construction'' in 23 U.S.C. 115 to initiate a project 
that would otherwise be eligible under the ER program using non-Federal 
funds while preserving eligibility for future Federal-aid funds. The 
State may then convert the project to an ER project for reimbursement 
with ER funds as those funds become available, assuming all ER program 
requirements are met.
    Question. I understand the focus on ``Build Back Better'', but as 
we are seeing in Alaska, our projects are required to build back 
substantially similar. How can DOT improve their process and policies 
to allow our communities to actually better protect their 
infrastructure against increasing extreme weather challenges when using 
Federal funds from programs like PROTECT?
    Answer. BIL amended the statutory authority for the ER program at 
23 U.S.C. 125 to emphasize eligibility under ER of economically 
justifiable improvements that mitigate the risk of recurring damage 
from extreme weather, flooding, and other natural disasters.
---------------------------------------------------------------------------
    \1\ GAO, Disaster Recovery: Actions Needed to Improve the Federal 
Approach, GAO-23-104956 (Nov. 15, 2022).
---------------------------------------------------------------------------
    In November 2024, FHWA issued a memo entitled ``INFORMATION: 
Incorporating Resilience Betterments into ER-Funded Projects.'' \2\ As 
stated in that memo, within the ER program, improvements to damaged 
facilities are often accomplished through betterments. Betterments are 
``[a]dded protective features, such as rebuilding of roadways at a 
higher elevation or the lengthening of bridges, or changes which modify 
the function or character of a highway facility from what existed prior 
to the disaster or catastrophic failure, such as additional lanes or 
added access control.'' \3\ A resilience betterment is one intended to 
help mitigate the risk of recurring damage from future hazard events, 
such as replacing a culvert with a bridge to protect against flooding.
    Under the ER program, betterments are eligible for ER funding only 
where there is clear economic justification that the betterment will 
prevent future recurring damage. An economic justification must weigh 
the cost of the betterment against the risk of eligible recurring 
damage and the cost of future repair. Only costs and benefits to the ER 
program are considered in the analysis. In some cases, resilience may 
be improved by building to current standards; for purposes of the ER 
program this is not considered a betterment and does not require an 
economic justification. If a betterment is not economically justified 
for ER funding, the applicant instead may fund the improvement from 
regular apportioned Federal-aid highway funds, such as National Highway 
Performance Program, Surface Transportation Block Grant Program, or 
Promoting Resilient Operations for Transformative, Efficient, and Cost-
saving Transportation (PROTECT) Formula funds. The applicant may also 
apply for PROTECT Discretionary Grant funds. While some types of 
PROTECT grants require an economic justification, FHWA may consider 
additional benefits in the economic analysis.
    The BIL established the PROTECT Program to help make surface 
transportation more resilient to natural hazards, including sea level 
rise, flooding, extreme weather events, and other natural disasters. 
The PROTECT Formula Program is designed to provide flexibility to 
States in deciding how to use the funding to best meet their needs, 
whether it is for planning activities or construction projects to 
improve the resilience of transportation infrastructure that will 
ultimately strengthen communities. The PROTECT Discretionary Grant 
Program funds projects that improve the resilience of the surface 
transportation system, including highways, public transportation, 
ports, and intercity passenger rail. For the PROTECT Discretionary 
Grant Program, like the PROTECT Formula Program, funds can only be used 
for activities that are primarily for the purpose of resilience or 
inherently resilience related. A vast range of projects can be eligible 
under the PROTECT Program--including highway and transit projects, 
bicycle and pedestrian facilities, and port facilities, including 
facilities that connect to other modes and improve evacuations or 
disaster relief.
    The Department will continue to work to ensure all communities 
nationwide are aware of the programs and tools available to them to 
make their infrastructure more resilient against increasing extreme 
weather challenges.
---------------------------------------------------------------------------
    \2\ https://www.fhwa.dot.gov/specialfunding/er/241113.pdf
    \3\ 23 CFR 668.103.
---------------------------------------------------------------------------
                                 ______
                                 
            Question Submitted to Hon. Xochitl Torres Small
           Question Submitted by Vice Chair Susan M. Collins
    Question. Deputy Secretary Torres Small, there is no better 
reminder of the ever-growing fire season, than wildfires in New York 
and New Jersey--more than halfway into November. These wildfires, 
coupled with ongoing drought conditions, are making our forests even 
more vulnerable to invasive species.
    In the 1970s-80s, during the last major outbreak of the spruce 
budworm, forests in Maine and eastern Canada saw nearly 136 million 
acres of spruce and fir decimated by these insects.
    Spruce budworm outbreaks typically occur in 30 to 60 year cycles, 
and for the past several years, Maine has been encroached by millions 
of acres of defoliation in neighboring Canada caused by the spruce 
budworm.
    (a) How are the department and the Forest Service working to get 
ahead of a potential spruce budworm outbreak?
    Answer. The Forest Service will continue to assist Maine in 
addressing their forest health concerns through our technical and 
financial assistance programs. The Forest Service has provided 
financial support to the Spruce Budworm Lab at the University of Maine 
which supports population monitoring, risk assessment, and spruce 
budworm management strategies for landowners. Additionally, the Forest 
Health Protection Director and National Entomologist have met with the 
principals of National Alliance of Forest Owners and its member from 
Pingree Industries, and the Maine State Forester, current President of 
the National Association of State Foresters at the end of October to 
discuss the status and trends of the outbreak, possible steps forward, 
and our authorities to work with and through the State of Maine.
                                 ______
                                 
              Questions Submitted to Hon. Adrianne Todman
             Questions Submitted by Senator Lisa Murkowski
    Question. In 2022, Typhoon Merbok impacted a large portion of 
Western Alaska damaging infrastructure in 47 communities. Since then, 
many communities have been hit again by additional devastating storms 
and weather, adding to the list of impacted infrastructure and homes. 
In Alaska, building costs increase overnight and many of our 
communities do not have the capacity to quickly recover. While FEMA is 
a great initial response, they're not able to rebuild homes and cover 
all losses. HUD's Community Development Block Grant--Disaster Relief 
(CDBG-DR) can help with rebuilding and recovery with Presidentially 
declared disasters. However, many of the disasters that hit our rural 
communities are too small-scale to receive a Presidential declaration.
    (a) How can FEMA and HUD work closer with rural communities 
throughout Alaska who are reeling from small-scale disasters caused by 
floods, fires, and storms who do not have access to CDBG-DR funding?
    (b) What additional Federal disaster resources can be utilized to 
assist rural communities in Alaska?
    Answer. Currently, HUD works closely with FEMA and the US 
Department of Agriculture (USDA) to identify existing Federal resources 
that can used in rural communities across the country. For example, HUD 
and USDA provides data to FEMA about existing housing options within 
the HUD and USDA -assisted housing stock. HUD and USDA also work to 
ensure that residents of HUD and USDA assisted housing units have safe 
and viable housing options after large- and small-scale disasters. 
Alaska may reallocate existing annually allocated HUD funding from 
Community Development Block Grant and Home Investment Partnerships 
funding. Additionally, ICDBG-Imminent Threat (ICDBG-IT) funds are 
available for Indian Tribes and Alaskan Native villages, specifically 
targeted to areas that are not Presidentially declared, though HUD 
acknowledges the limits of ICDBG-IT.
    FEMA Response: FEMA coordinates all Recovery Support Functions 
(RSF) after a Presidentially declared disaster and is the lead agency 
for the Community Assistance (CA) RSF. Post disaster the CA RSF aids 
local and Tribal governments in building their capabilities to 
effectively plan for and manage recovery and engage the whole community 
in the recovery planning process. The CA RSF does this by providing 
Just-in-Time Recovery Management Training, Recovery Planning Technical 
Assistance, and by working directly with community leaders to 
developing local partnerships, community engagement strategies, and to 
develop local recovery management capacity. The CA RSF works closely 
with the Housing RSF to share data, align outreach, and identify 
additional resources for impacts communities across all impacted 
sectors. If an Alaskan community does not receive a Presidential 
disaster declaration FEMA can provide coordination, advisement, and 
resource identification support via the Region X Interagency 
Coordination Branch.
    FEMA's Individual Assistance (IA) programs offer critical support 
to disaster-affected communities, including in rural Alaska. The 
attached IA Programs Fact Sheet outlines the resources available, 
including assistance for housing, personal property, and other 
disaster-related needs. These programs are designed to work in 
coordination with state, Tribal, and local efforts, as well as other 
Federal resources, to ensure rural communities have the support they 
need to recovery and build resilience.
    Question. The Indian Community Development Block Grant (ICDBG) 
imminent threat program, which is a subset of the broader CDBG program, 
has the potential to assist rural communities in Alaska who need to 
rebuild their communities after small scale disasters. These small-
scale disasters can devastate our small communities in rural Alaska, 
but do not receive a Presidential disaster declaration and are 
therefore ineligible for the CDBG-DR program. Unfortunately, these 
incidents happen frequently in rural Alaska. From a fire last spring in 
Kivalina which destroyed two community buildings, to a fire destroying 
the school in the village of Stebbins last summer, these incidents 
leave remote communities in Alaska reeling and in need of immediate 
assistance.
    (a) While these communities would be eligible to receive support 
through the ICDBG-IT program, unfortunately, the program has a cap of 
$450,000 per grant. This funding is not enough to complete construction 
on one home burnt down in rural Alaska, let alone respond to the needs 
of a of a whole community. I've been told that this cap is not in 
statute or regulation, but a policy decision made by HUD. Do you commit 
to looking at this barrier and others which are preventing Alaska 
Native communities from ICDBG-IT grants?
    Answer. We commit to looking into these barriers and have already 
begun to do so. The ICDBG-IT program is a critical resource for Tribal 
communities impacted by disasters and other emergencies. The program is 
often the main source of disaster recovery for smaller remote Native 
Alaskan communities impacted by disasters that do not receive a 
Presidential disaster declaration.
    To that end, HUD conducted Tribal consultation on this very issue 
recently. Tribal commenters uniformly recommended that HUD increase the 
current grant caps. Accordingly, we are now exploring revisions to the 
guidance and are considering how updates to these caps might enhance 
grantmaking to small communities impacted by disasters and facing other 
imminent threats to public safety.
    HUD also conducted Tribal consultation on the larger ICDBG program 
in 2024 and is in the process of developing a proposed rule that will 
modernize and streamline program requirements. We are considering 
making improvements to the ICDBG-IT program as part of this planned 
rulemaking. We look forward to working with you to ensure that the 
ICDBG program continues to have a positive impact on Tribal 
communities.
    Question. During the hearing, Deputy Secretary Todman noted that 
Alaska fisheries would have access to disaster relief through the CDBG-
DR grant. However, fishery disaster declarations are made by the 
Secretary of Commerce under the Magnuson-Stevens Fishery Conservation 
and Management Act and/or Interjurisdictional Fisheries Act, not the 
President under the Stafford Act. How can Alaska fishermen access the 
CDBG-DR or additional relief from HUD as suggested by the Deputy 
Secretary?
    Answer. Deputy Secretary Todman's comment addressed Alaska's 
ability to use CDBG-DR funds, once appropriated by Congress and 
allocated by HUD, to address unmet needs in the recovery of fisheries 
infrastructure and assistance to fishers. CDBG-DR funds have been used 
for similar purposes by other States when determined by those States to 
support a critical recovery need.

                                 ______
                                 

    [The following questions were submitted to the Agencies, 
but the questions were not answered by press time.]
               Questions Submitted to Hon. Isabel Guzman
              Questions Submitted by Senator Tammy Baldwin
    Question. Small businesses that rely on snow had a tough time 
during last year's mild winter. Some were forced to close or cut staff 
due to the lack of visitors who are usually drawn in by seasonal 
recreation, such as snowmobiling, cross-country skiing, snowshoeing, 
and ice fishing. And yet, under the Small Business Act, warm winters 
that produce low to no snow accumulation are not included in the 
definition of disaster. Along with Senators Klobuchar, Stabenow and 
Peters, I introduced the Winter Recreation Small Business Recovery Act 
to update the Small Business Act and make small businesses eligible for 
this lifeline during mild winters with below average snowfall of snow 
cover.
    The Senate Appropriations Committee recognizes this problem and 
included report language in the FY25 FSGG Appropriations bill noting 
that there are small businesses that are experiencing warm winters and 
low to no snow but are not qualifying for EIDL or are being declined 
because the declarations authorize assistance for small business 
concerns affected by drought but not for small businesses affected by 
low snow accumulation.
    (a) What is SBA is already doing to assist small businesses that 
rely on snow during mild winters? Please describe any executive or 
legislative recommendations you have for SBA and Congress to consider.
    Question. Earlier this year, Governor Evers and I worked with SBA 
to expand eligibility and extend the application deadlines for 
Wisconsin businesses to the EIDL program if they suffered losses due to 
our unusually mild winter, which lacked Wisconsin's typical snowfall in 
many areas of the state. Eligibility was extended to small businesses 
under open drought disasters declared by the Secretary of Agriculture.
    (a) How many small businesses in Wisconsin applied for EIDL loans 
under this expanded eligibility, and how many loans were approved? How 
many small businesses total, including in other States, applied for and 
were approved for EIDL loans under this expanded eligibility?
    Please provide total local volume, average loan amount and subsidy 
cost, as well as any information about administrative costs to support 
lending for small businesses that received a loan under this expanded 
eligibility related to drought disasters.
                                 ______
                                 
           Question Submitted by Vice Chair Susan M. Collins
    Question. Last winter, Maine was hit by a series of devastating 
storms that left severe damage to our State's coastline and working 
waterfronts, which are home to Maine's iconic lobster industry. 
Harpswell Harbormaster Paul Plummer described the damage as some of the 
worst he had ever seen.
    (a) How can the Small Business Administration better support unique 
small businesses like lobstermen and the working waterfronts that 
support them after a disaster?
                                 ______
                                 
              Questions Submitted to Hon. Deanne Criswell
              Question Submitted by Senator Tammy Baldwin
    Question. The Building Resilient Infrastructure and Communities 
(BRIC) program has not yet ensured that all States, communities, and 
Tribes, particularly inland States, are able to compete for mitigation 
funds in order to take the steps needed to protect their communities 
from future severe weather events like flooding. While the program's 
goals to strengthen the resiliency of States, territories, Tribes, and 
communities are commendable, inland States like Wisconsin continue to 
have concerns that FEMA's technical criteria takes a narrow approach to 
recognizing resilience efforts.
    The current criteria recognize certain mitigation practices, 
particularly those within States, territories, and Tribes that have 
adopted recent versions of the International Building Code (IBC) and 
the International Residential Code (IRC), while ignoring other 
categories like state floodplain management practices that go above 
Federal minimums established in the National Flood Insurance Program 
(NFIP), participation in the Community Rating System (CRS), and other 
important aspects of comprehensive state mitigation programs.
    Although FEMA made some changes to its technical criteria in its 
latest notice of funding opportunity, and the most recent round of 
awards did contain more inland States than in previous rounds, inland 
communities and floodplain managers remain concerned about being at a 
disadvantage to compete.
    (a) What is FEMA doing to address the geographic concerns of inland 
States for the next round of BRIC awards? Please describe any 
limitations in the program's criteria or recommendations you have to 
ensure inland communities are competitive for future rounds.
                                 ______
                                 
             Questions Submitted by Senator Lisa Murkowski
    Question. Administrator Criswell, I have the same type of question 
for you. We are happy to see the funds unmet need articulated but I'm 
eager to see how we can institute a more dynamic response.
    (a) How can we expedite the collection of impact surveys and damage 
assessments in remote regions like Alaska?
    (b) Does FEMA have the authority to delegate the collection of this 
data to a State or Tribal entity that is first on the scene in order to 
expedite the process?
    Following a disaster, many factors are at play as local, State, and 
Federal recovery begins. We're seeing this most recently in Alaska 
following a fall storm and flooding that hit Kotzebue and our Western 
communities in late October. While the City of Kotzebue and the state 
have declared disasters, FEMA can't be on the ground until after 
Thanksgiving to assess damage and the need for a Federal disaster 
declaration. All the while, snow is falling on Kotzebue, communities in 
the region are freezing over, the borough and local entities have moved 
forward with debris removal and cleanup, and outstanding questions of 
where reimbursement for these activities comes from remain. How can we 
ensure communities have their worries about funding needs put to ease 
and encourage them to move forward with recovery projects and 
activities, with the understanding that potential reimbursement is 
coming down the road?
                                 ______
                                 
              Questions Submitted by Senator Bill Hagerty
    On September 27, 2024, my home state was severely impacted by 
Hurricane Helene. Historic levels of rainfall and life-threatening 
flash flooding caused by this natural disaster was a once-a-millennium 
level event in Northeast Tennessee. Preliminary estimates from the 
Tennessee Emergency Management Agency suggest that, in the State of 
Tennessee alone, rebuilding will cost billions-without factoring in the 
amount of economic loss, thousands of jobs impacted, and most 
importantly, the 17 Tennesseans that tragically lost their lives.
    As Tennesseans continue the long road to recovery, it is imperative 
that Congress provide the resources necessary for a swift recovery.
    Question. On October 25, 2024, Tennessee Governor Bill Lee sent 
President Biden and FEMA a letter requesting additional resources, 
which would bring Tennessee in line with what has already been approved 
for other States impacted by Hurricane Helene. The letter in reference 
is attached to this document for your review.
    (a) Administrator Criswell, will you review this letter and commit 
to responding to Governor Lee's requests? If so, when can Governor Lee 
expect a response?
    (b) Governor Lee submitted this request nearly a month ago, is 
there a reasonable explanation as to why it's taking Tennessee longer 
than expected to be approved for this request?
    Question. As you are aware, FEMA's Shelter and Service Program 
(SSP) provides financial support for general services and resettlement 
to noncitizen migrants following their release.
    (a) How many FEMA full-time employees and contractors are currently 
utilized to administer SSP?
    (b) Since 2022, over $1 billion has been appropriated to FEMA's 
SSP. Given the severity of Hurricane Helene and Milton, would you agree 
that SSP staff resources, funding, and time should have been re-
prioritized for disaster relief and disaster mitigation for American 
citizens? If not, please explain your reasoning.
    (c) Do you believe that FEMA's SSP program, which provides free 
food, housing, and transportation to illegal aliens, encourages more 
illegal immigration? Why or why not?

                         CONCLUSION OF HEARING

    Chair Murray. The committee stands adjourned.
    [Whereupon, at 1:09 p.m., Wednesday, November 20, the 
hearing was concluded, and the committee was recessed, to 
reconvene subject to the call of the Chair.]

                                  [all]