[House Hearing, 118 Congress]
[From the U.S. Government Publishing Office]



                         LEGISLATIVE HEARING ON
            H.R. 1083; H.R. 2911; H.R. 3651; H.R. 7100; H.R.
              7150;  H.R. 7777;  H.R. 7793;  H.R. 7816; H.R.
              XXXX;  H.R. XXXX;  H.R. XXXX;  AND  H.R. XXXX,

=======================================================================




                                HEARING

                               before the

                      SUBCOMMITTEE ON DISABILITY
                    ASSISTANCE AND MEMORIAL AFFAIRS

                                 of the

                     COMMITTEE ON VETERANS' AFFAIRS

                     U.S. HOUSE OF REPRESENTATIVES

                    ONE HUNDRED EIGHTEENTH CONGRESS

                             SECOND SESSION
                               __________

                       WEDNESDAY, APRIL 10, 2024
                               __________

                           Serial No. 118-60
                               __________

       Printed for the use of the Committee on Veterans' Affairs


               [GRAPHIC(S) NOT AVAILABLE IN TIFF FORMAT]



                    Available via http://govinfo.gov
                      
                                ------
                                
                  U.S. GOVERNMENT PUBLISHING OFFICE

55-604                    WASHINGTON : 2025                     



























                    
                    
                    
                     COMMITTEE ON VETERANS' AFFAIRS

                     MIKE BOST, Illinois, Chairman

AUMUA AMATA COLEMAN RADEWAGEN,       MARK TAKANO, California, Ranking 
  American Samoa, Vice-Chairwoman      Member
JACK BERGMAN, Michigan               JULIA BROWNLEY, California
NANCY MACE, South Carolina           MIKE LEVIN, California
MATTHEW M. ROSENDALE, SR., Montana   CHRIS PAPPAS, New Hampshire
MARIANNETTE MILLER-MEEKS, Iowa       FRANK J. MRVAN, Indiana
GREGORY F. MURPHY, North Carolina    SHEILA CHERFILUS-MCCORMICK, 
C. SCOTT FRANKLIN, Florida             Florida
DERRICK VAN ORDEN, Wisconsin         CHRISTOPHER R. DELUZIO, 
MORGAN LUTTRELL, Texas                 Pennsylvania
JUAN CISCOMANI, Arizona              MORGAN MCGARVEY, Kentucky
ELIJAH CRANE, Arizona                DELIA C. RAMIREZ, Illinois
KEITH SELF, Texas                    GREG LANDSMAN, Ohio
JENNIFER A. KIGGANS, Virginia        NIKKI BUDZINSKI, Illinois

                       Jon Clark, Staff Director
                  Matt Reel, Democratic Staff Director

            SUBCOMMITTEE ON DISABILITY ASSISTANCE AND MEMORIAL
                                AFFAIRS

                    MORGAN LUTTRELL, Texas, Chairman

C. SCOTT FRANKLIN, Florida           CHRIS PAPPAS, New Hampshire, 
JUAN CISCOMANI, Arizona                Ranking Member
ELIJAH CRANE, Arizona                CHRISTOPHER R. DELUZIO, 
KEITH SELF, Texas                      Pennsylvania
                                     MORGAN MCGARVEY, Kentucky
                                     DELIA C. RAMIREZ, Illinois

Pursuant to clause 2(e)(4) of Rule XI of the Rules of the House, public 
hearing records of the Committee on Veterans' Affairs are also 
published in electronic form. The printed hearing record remains the 
official version. Because electronic submissions are used to prepare 
both printed and electronic versions of the hearing record, the process 
of converting between various electronic formats may introduce 
unintentional errors or omissions. Such occurrences are inherent in the 
current publication process and should diminish as the process is 
further refined.





























                         C  O  N  T  E  N  T  S

                               ----------                              

                       WEDNESDAY, APRIL 10, 2024

                                                                   Page

                           OPENING STATEMENTS

The Honorable Morgan Luttrell, Chairman..........................     1
The Honorable Chris Pappas, Ranking Member.......................     2

                               WITNESSES
                               
                                Panel 1

The Honorable John Duarte, U.S. House of Representatives, (CA-13)     3
The Honorable Keith Self, U.S. House of Representatives, (TX-3)).     4
The Honorable Mike Bost, U.S. House of Representatives, (IL-12)..     5
The Honorable Jahana Hayes, U.S. House of Representatives, (CT-5)     6

                                Panel 2

The Honorable Jaime Areizaga-Soto, Chairman, Board of Veterans' 
  Appeals, U.S. Department of Veterans Affairs...................     8

        Accompanied by:

    Ms. Brianne Ogilvie, Assistant Deputy Under Secretary, Office 
        of Policy and Oversight, Veterans Benefits 
        Administration, U.S. Department of Veterans Affairs

    Ms. Jessica Pierce, Assistant Director, Compensation Service 
        Policy Staff, U.S. Department of Veterans Affairs

Colonel Tiffany M. Wagner, Clerk of the Court, U.S. Court of 
  Appeals for Veterans Claims....................................     9

Mr. Daniel T. Shedd, Legislative Attorney, American Law Division, 
  Congressional Research Service.................................    10

                                Panel 3

Ms. Candace Wheeler, Director, Government and Legislative 
  Affairs, Tragedy Assistance Program for Survivors (TAPS).......    19

Mr. Christopher Macinkowicz, Deputy Director, National Veterans 
  Service, Veterans of Foreign Wars of the United States (VFW)...    21

Mr. Andrew Tangen, First Vice President, National Association of 
  County Veterans Service Officers (NACVSO)......................    22

Ms. Renee Burbank, Director of Litigation, National Veterans 
  Legal Services Program (NVLSP).................................    24

                                APPENDIX
                                
                    Prepared Statements Of Witnesses

The Honorable Jaime Areizaga-Soto Prepared Statement.............    33
Colonel Tiffany M. Wagner Prepared Statement.....................    75

                          APPENDIX--continued

Mr. Daniel T. Shedd Prepared Statement...........................    78
Ms. Candace Wheeler Prepared Statement...........................    97
Mr. Christopher Macinkowicz Prepared Statement...................   107
Mr. Andrew Tangen Prepared Statement.............................   111
Ms. Renee Burbank Prepared Statement.............................   114

                       Statements For The Record

Disabled American Veterans Prepared Statement....................   133
National Organization of Veterans' Advocates, Inc. Prepared 
  Statement......................................................   138
Administrative Conference of the United States Prepared Statement   145
The American Legion Prepared Statement...........................   150
Paralyzed Veterans of America Prepared Statement.................   162
The Honorable Dean Phillips, U.S. House of Representatives, (MN-
  3) Prepared Statement..........................................   165
The Honorable Marilyn Strickland, U.S. House of Representatives, 
  (WA-10) Prepared Statement.....................................   165
Professor Michael J. Wishnie Prepared Statement..................   167

 
                         LEGISLATIVE HEARING ON
            H.R. 1083; H.R. 2911; H.R. 3651; H.R. 7100; H.R.
              7150;  H.R. 7777;  H.R. 7793;  H.R. 7816; H.R.
              XXXX;  H.R. XXXX;  H.R. XXXX;  AND  H.R. XXXX,

                              ----------                              

                       WEDNESDAY, APRIL 10, 2024

   Subcommittee on Disability Assistance & 
                          Memorial Affairs,
                    Committee on Veterans' Affairs,
                            U. S. House of Representatives,
                                                    Washington, DC.
    The subcommittee met, pursuant to notice, at 2:34 p.m., in 
room 360, Cannon House Office Building, Hon. Morgan Luttrell 
(chairman of the subcommittee) presiding.
    Present: Representatives Luttrell, Self, Pappas, and 
McGarvey.
    Also present: Representatives Bost, and Duarte.

         OPENING STATEMENT OF MORGAN LUTTRELL, CHAIRMAN

    Mr. Luttrell. This subcommittee will come to order. Good 
afternoon. Good afternoon, everybody. Not very responsive, 
right?
    We are here today to discuss 12 bills that would benefit 
veterans and their survivors. These bill would ensure that 
veterans receive faster, more accurate decisions on their 
claims for Department of Veterans Affairs (VA) benefits from VA 
Board of Veterans' Appeals (BVA) and the Veterans Benefits 
Administration (VBA), provide veterans with more choices to 
control how and when their claims are processed by VA, thus 
building on the Veterans Appeals Improvement and Modernization 
Act of 2017, make the VA claims and appeals process more 
understandable for our veterans and their survivors by 
providing them with clear updates and instructions.
    It will decrease the number of unnecessary disability 
compensation examinations that are causing delays in claims 
processing, improve access to VA benefits for veterans, spouses 
after their loss--after the loss of their loved one and 
increase their compensation that survivors are eligible for and 
ensure the VA gives equal attention to the needs of our 
Nation's veterans as well as their survivors.
    I am proud to introduce two bills today. My bill H.R. 7777, 
the Veterans Compensation Cost of Living Adjustment Act of 2024 
would give a cost-of-living adjustment to veterans and 
survivors receiving certain VA benefits. This increase would be 
the same as what Social Security recipients gets. In the face 
of rampant inflation, these bills--this bill is vital for 
ensuring that our veterans are able to pay their bills and put 
food on their tables for their families. I appreciate Ranking 
Member Pappas for co-leading this important bill. Thank you, 
air.
    H.R. 7919, Veterans Claims Quality Improvement Act of 2024 
would ensure that veterans receive accurate and fair decisions 
on their claims from the VA Board of Veterans' Appeals. The 
Board claims to have quality rates of over 90 percent however 
in November 2023 the subcommittee on oversight hearing revealed 
that those rates are slightly inflated or inflated and the 
Board's quality control and training programs are ineffective.
    As a result, each year thousands of veterans receive Board 
decisions that are filled with legal error. To correct these 
errors veterans must appeal those Board's decisions to the U.S. 
Court of Appeals for Veterans Claims (CAVC) which adds more 
months or even years of waiting for an accurate final decision 
on their claims. We have heard that the Board often 
unnecessarily sends veterans cases back to VBA instead of 
actually deciding their claims.
    This bill will ensure that the Board leadership and low 
performing Board judges are held accountable for the errors 
that the Board makes over and over again. Further robust 
quality control and adequate training are crucial for ensure 
that if the Board does its job of issuing accurate decisions 
this bill would ensure that the Board implements effective 
quality control and training programs.
    Veterans wait years for a final decision from the Board and 
each veteran deserves a high-quality decision when they finally 
get one. I would like to thank Representatives Stefanik and 
Bilirakis for signing on as cosponsors to this bill.
    I look forward to working with Chairman Bost and my 
colleagues on the subcommittee to advance these important 
proposals today. Chairman Bost and I have gone through the 
disabilities claims process ourselves and it is the top 
priority for us to ensure that the process works for ever 
single veteran. I know my colleagues have worked hard on each 
of these bills to improve the claims process and to increase 
access to VA benefits for veterans and their survivors. I look 
forward to discussing these bills on our agenda and hearing 
from the witnesses who have joined us today.
    I now yield to the ranking member for his opening remarks.

       OPENING STATEMENT OF CHRIS PAPPAS, RANKING MEMBER

    Mr. Pappas. Thank you very much, Chairman Luttrell, and I 
appreciate you holding this hearing today on pending 
legislation as we can all tell there is a lot of pent-up 
legislating to do in this place so let us get to it. I want to 
say, Mr. Chairman, I appreciate you including so many 
priorities from our side on the aisle on the agenda today. It 
is terrific.
    I want to thank all of our witnesses both governmental and 
non, who are attending today. We take your testimony incredibly 
seriously and it helps inform the important work that is left 
ahead of us. With that said, Mr. Chairman, there is a great 
deal of policy contained in the bills today and I think we can 
find common ground on a host of issues.
    For example, I think it is clear that the Appeals 
Modernization Act (AMA) has not moved the needle as far and as 
fast as the Board of Veterans' Appeals and Congress had hoped. 
I think we also agree that the Veterans Benefits Administration 
is ordering too many Compensation and Pension (C&P) exams which 
can have the effect of slowing down claims processing.
    Mr. Chairman, I think where we lack consensus both in 
Congress and with stakeholders is on the scope of those 
problems and any potential fixes to them. There are a lot of 
proposals on the agenda today to address these issues but as we 
can see from the testimony there is very little agreement on 
which solutions are needed, which are not and which could 
actually make things even worse.
    I worry that because of the aggressive timeline we will be 
on between this hearing, next week's subcommittee markup, and 
the full committee markup in May, we may not be able to arrive 
at the kind of consensus that also passes muster with 
stakeholders on these key issues. I urge thoughtfulness and 
caution as we move ahead, and I humbly suggest that it may be 
more important to take our time to get the policy right rather 
than to be fast and risk any unintended consequences.
    I thank you for holding this hearing. Look forward to 
testimony from our witnesses. I yield back.
    Mr. Luttrell. We have got a very full agenda today, so I 
will be holding everyone to 3 minutes per bill so we can get 
through this all this morning. We are joined by several of our 
colleagues both on and off the committee. We are going to, and 
are going to, be testifying on their bills that they have 
cosponsored to provide testimony for the--let us see.
    Chairman Bost, is he present?
    Mr. Duarte, you are recognized, sir.

                    STATEMENT OF JOHN DUARTE

    Mr. Duarte. Thank you, Mr. Chairman, Committee, it is an 
honor to be before you. Recently in preparation for this 
hearing I had a meeting in my district with veterans' groups 
from all over the Central Valley of California to learn more 
about the realities of being a veteran help veterans helping 
veterans around the valley and what some of their interests and 
frustrations were.
    This bill, the Clear Communication for Veterans Act is H.R. 
7186 as the veterans claims process is broken. Veterans are 
getting letters from the VA pertaining to their claims, they 
are lengthy letters, they are confusing letters, they are very 
hard to decipher and very difficult for the veteran to move 
forward and know what the course of action to remedy the claims 
disputes or get the services they deserve, and they very 
desperately need in many cases. The veterans deserve a smooth 
claims process for VA benefits that they have always fully 
earned.
    Right now, the guidance I receive from the VA is so 
comprehensible they often abandon pursuing the benefits they 
deserve and, you know, that is not acceptable. VA notice 
letters are critical to ensuring veterans understand to how 
they pursue their claims for VA benefits that they have earned, 
and the veterans should not be subjected to letters that are 
overly complex and confusing.
    This is a bipartisan bill. The Clear Communication for 
Veterans Act is simply access to bring in an outside, 
nonpartisan professional research and development corporation 
to look through the entire Veterans Claims Processing Act, the 
veterans letters and how these communications go forward and 
bring us a professional outside opinion on how these can be 
better handled.
    There is no partisan element to this bill. It is very 
commonsense. Takes it out of the VA where they have failed to 
improve these letters over years. We have charged them for that 
as I understand from your committee. Now it is time to move it 
to the professionals and see if an outside group can help 
improve these veterans claims letters. It is really that 
simple.
    I thank you for that and I am open to any questions.
    Mr. Luttrell. Thank you, sir. Mr. Duarte, give me 1 second 
please. We are going to do a round robin, Mr. Duarte. We will 
come back to you.
    Mr. Self, you are recognized, sir.

                    STATEMENT OF KEITH SELF

    Mr. Self. Thank you. Mr. Chairman, Chairman Luttrell, 
Ranking Member Pappas, I am pleased to sponsor the Toxic 
Exposures Examination Improvement Act, which aims to address a 
significant flaw in the disability compensation claims process.
    We have been told repeatedly that VA is scheduling too 
many, unnecessary toxic exposure related disability 
examinations. These so-called Toxic Exposure Risk Activity 
(TERA) exams are intended to determine whether a veteran's 
claimed disability is related to toxic exposure. TERA exams are 
more complicated than regular disability compensation exams.
    My bill would cut down on unnecessary TERA exams that waste 
time and resources for both the veterans and VA. It does this 
in two keyways. First, it proposes that the VA should only 
obtain a TERA exam when the evidence is insufficient to make a 
decision on the claim of compensations. Veterans whose 
disabilities are objectively unrelated to any toxic exposures 
should not have to attend unnecessary TERA exams.
    I must emphasize however that even if a TERA exam is 
unnecessary to support a veteran's claim, VA must still get a 
regular, less complicated, disability compensation exam when a 
veteran's disability might be related to any in-service event 
other than toxic exposure.
    Second, the bill provides VA clarity by defining injury 
into the Department of Defense (DOD) Individual Longitudinal 
Exposure Record (ILER) system as any injury indicating toxic 
exposure. By removing ambiguity stemming from the current lack 
of definition, which is the problem.
    We enable the VA to accurately identify veterans who may 
have been exposed to harmful agents during their service. By 
saving time and resources for both veterans and the VA my bill 
would allow VA to prioritize the needs of those who have served 
our Nation while maintaining the integrity and efficiency of 
our veteran's benefits system.
    I urge my colleagues to join me in supporting this 
important piece of legislation and I yield back the balance of 
my time. Thank you.
    Mr. Luttrell. Thank you, Mr. Self.
    Chairman Bost, sir, you are recognized for 3 minutes.

                     STATEMENT OF MIKE BOST

    Mr. Bost. Thank you, Chairman. Before I would start, if I 
could, I want to give a shout out to Andrew Tangen, who flew in 
from my home State of Illinois to testify today, and I wanted 
to give that shout out.
    I want to let you know that I am proud to have introduced 
two bills on the agenda today. Both bills continue my personal 
goal to provide veterans with more choices and faster decisions 
when it comes to their disability compensation benefits. Just 
like the Veterans Appeals Improvement and Modernization Act of 
2017 has done.
    First, H.R. 7793, the Veterans Appeals Options Expansion 
Act of 2024, would lock in the date of an incorrect claim form 
for the purpose of veterans being eligible to receive back 
payments. Right now, VA does not pay veterans all the way back 
to the date of their incorrect claim form. Veterans should not 
have to be punished because it is hard to figure out which VA 
claim form to use and how to navigate the VA appeals process.
    My bill would also allow a veteran more time to switch one 
VA Board of Veterans' Appeals docket to another. This is a key 
fix to improve the appeals process that we have heard firsthand 
from veterans. My bill would also lock in the date of the 
veteran's original appeal.
    The Board sends back to the VBA 50 percent of the veterans' 
appeals. When a veteran's appeal ends up back at the Board that 
veteran gets kicked back to the end of the Board line. All of 
this bureaucracy adds years of waiting. Veterans should not be 
punished because the Board could not or would not make a 
decision on their claim the first go around.
    My bill would also guarantee that the Board judge who held 
a hearing will decide a veteran's claim. The judge who best 
knows a veteran should be the one to issue the decision. 
Finally, when Congress enacted the AMA we stated that we 
intended and expected that the VA would develop robust policies 
for addressing untimely evidence. Six years later, VA has not 
done that.
    My bill would rightfully force VA to ensure that the Board 
is promptly telling veterans when they a have submitted 
untimely evidence so that they can act on that information. Now 
my second bill, H.R. 7917, the Veterans Appeals Efficiency Act 
of 2024 would ensure that the VA Board of Veterans' Appeals 
issues faster decisions.
    Right now, even the massive investment that Congress has 
made in the Board, veterans are still waiting 2 to 5 years for 
a Board's decision on their AMA appeals, and there are 
currently over 200,000 pending appeals before the Board. We 
cannot keep giving millions of dollars to the Board to simply 
hire more staff when the Board realizes that it will take years 
to deplete its inventory at today's rate.
    We must authorize additional tools and processes for the 
Board to modernize, whether they want to or not, and so that it 
can be issued faster decisions in the veterans' claims. We know 
that class actions can be powerful tools for processing claims 
and case effectively. The real world does it every day. Even 
the veterans court recently rose to the challenge and began 
doing class actions.
    My bill would authorize the Board to decide large groups of 
veteran appeals all with similar evidence and themes at the 
same time. We must ensure that this process would work for 
veterans and for the VA. This is why my bill would require VA 
to obtain recommendations on how class actions could work at 
the VA.
    My bill would also authorize veterans' courts to include 
far more veterans cases in class action before the court. Under 
current law the veteran court can allow only veterans who have 
received a Board decision to join a class action. Not a lot of 
veterans have received a Board decision the Board's current 
class action authority is currently not effective.
    Also, the Board often overlooks key evidence. When that 
happens, the Court send the entire case back to the Board. The 
court should be requiring the Board to quickly address the 
specific things the Board overlooked. Instead, the Board is 
issuing an entirely new decision on the whole case. That is 
government bureaucracy at its worst.
    Now, I know from the personal experience how complicated 
and slow VA claims appeals process can be. My bill would ensure 
that the process works for, not against, veterans and their 
families. I look forward to discussions on both of these 
proposals and I would like to thank Representative Stefanik and 
Bilirakis for co-leading on both of my bills.
    With that I yield back, Mr. Chairman.
    Mr. Luttrell. Thank you, Chairman Bost. Mrs. Hayes, thank 
you for joining us. You are now recognized.

                   STATEMENT OF JAHANA HAYES

    Ms. Hayes. Thank you, Mr. Chairman. While I do not serve on 
the House Veterans' Affairs Committee, I thank you for allowing 
me to speak here today. I am committed to honoring the men and 
women who serve our country by ensuring veterans and their 
families can access the benefits they have earned.
    My district office in Waterbury, Connecticut, is the only 
congressional office in New England to be recognized as a 
Purple Heart Office of Distinction by the Military Order of the 
Purple Heart and to be listed on the Purple Heart Trail because 
of our work support veterans. My legislation to support 
veterans has been signed into law by both Democrat and 
Republican administrations, so I appreciate your consideration 
today.
    Today I am here to speak in support of my bill, the Caring 
for Survivors Act, which would support thousands of military 
and veteran survivors who feel their current benefits are less 
than they have earned and have not been adjusted over time.
    When a service member dies in the line of duty or a veteran 
dies from service-related injuries their surviving family 
members receive a monthly cash payment known as dependency and 
indemnity compensation, or DIC. The United States has 
compensated surviving families for the death of their loved 
ones since the Revolutionary War.
    Unfortunately, the DIC rate has been minimally adjusted 
since 1993 and is nearly 12 percent lower than the rate of 
other Federal survivor programs like the Federal Employees 
Retirement Systems or FERS. DIC beneficiaries receive 43 
percent of the current rate given to a totally disabled 
veteran. Beneficiaries for Federal civilian employees can 
receive up to 55 percent of the insurance annuity for their 
deceased loved ones.
    Also, if a veteran dies because a nonservice-connected 
injury left him totally disabled for less than 10 years, 
current DIC law limits the number of survivors who can qualify 
for these benefits. This provision ignores the years of 
sacrifice by families who have cared for their disabled 
veterans often putting their own lives on hold.
    My legislation does two things to correct these problems. 
First my bill raises DIC to 55 percent of the rate given to a 
totally disabled veteran instead of the current rate of 43 
percent. By bringing DIC to a level consistent with other 
Federal survivor programs, survivors will receive an average 
increase of about $400 per month.
    Second, my bill reduces the 10-year disability rule to 5 
years and allows more survivors to quality for DIC benefits. 
This provision expedites DIC support for beneficiaries. This 
legislation is supported by Tragedy Assistance Program for 
Survivors (TAPS), Gold Star Wives of America, the Military 
Officers Association of American, Paralyzed Veterans of 
America, Veterans of Foreign Wars (VFW), Disabled American 
Veterans, and the National Military Family Association.
    I want to thank Chairman Tester and Senator Boozman for 
their support of this legislation in the Senate. I also want to 
thank Chairman Luttrell and Ranking Member Pappas for allowing 
me to speak here today in support of my legislation. I want to 
take a moment also to recognize the thousands of surviving 
spouses around the country for their advocacy to make these 
important and necessary changes.
    The Caring for Survivors Act recognizes the importances of 
timely and substantial benefits for survivors ensuring their 
families receive the benefits they have earned through their 
service. I encourage all of my colleagues to support this 
legislation and move it not only through committee, but to the 
floor for consideration and a vote. We must honor the promise 
we made to our servicemembers, veterans, and survivors that 
have been left behind.
    Again, I thank you for allowing me to be here and ask you 
again to consider this legislation and the impact on the 
families who are left behind.
    Thank you. I yield back.
    Mr. Luttrell. Thank you, Mrs. Hayes.
    We will forgo a round of questioning for the members. Any 
questions may be submitted for the record.
    In accordance with committee rules I ask unanimous consent 
to Representative Duarte of California be permitted to 
participate in today's subcommittee.
    Mrs. Hayes, you are welcome to join us as well if you wish. 
You are now excused.
    I invite our second panel to the table. Are you guys ready? 
It was not a loaded question. Are you guys ready? Okay. Joining 
us today from the Department of Veterans Affairs, The Honorable 
Jaime Areizaga-Soto? Did I nail it?
    Mr. Areizaga-Soto. Yes, sir.
    Mr. Luttrell. Outstanding, thank you. Chairman of the VA 
Board of Veterans' Appeals. He is accompanied by Ms. Brianne 
Ogilvie, Assistant Deputy Undersecretary for the Office of 
Policy and Oversight at the Veterans Benefits Administration; 
Ms. Jessica Pierce, assistant director for Compensation Service 
Policy staff at the VBA.
    Also joining us from the U.S. Court of Appeals for Veterans 
Claims is Colonel Tiffany Wagner, Clerk of the Court. I now 
recognize the--who did I forget? Mr. Daniel Shedd, I apologize. 
I did not leave you out because you are on the end, I promise.
    Will all the witnesses please stand and raise your right 
hand.
    [Witnesses sworn.]
    Mr. Luttrell. Thank you, and let the record reflect that 
all witnesses answered in the affirmative.
    Mr. Chairman, you are now recognized for 5 minutes to 
present the Department's testimony.

                STATEMENT OF JAMIE AREIZAGA-SOTO

    Mr. Areizaga-Soto. Good afternoon, Chairman Luttrell, 
Ranking Member Pappas, Congressman Self, and other members of 
the subcommittee, Congressman Duarte. Thank you for the 
opportunity to appear before you today. With me today are 
Brianne Ogilvie and Jessica Pierce, both from VBA. Secretary 
McDonough's mission is to provide more care and more benefits 
to more veterans.
    As the son of a Korean War veteran and as a veteran and 
National Guard officer who has been wearing the uniform for 
over 36 years, I view my role in the VA as a sacred duty. My 
philosophy at the Board is to be veteran-centric in everything 
we do whether our work, improvements, or new initiatives.
    It is an honor to work with so many dedicated veteran law 
judges, decision writing attorneys and administrative 
professionals who all share the same objective, to swiftly and 
fully resolve appeals for veterans and their families to the 
fullest extent of the law with fair and final decisions by a 
judge.
    I want to thank the committee and Congress for adopting the 
Appeals Modernization Act and providing subsequent budget 
support. It has enabled us at the Board to build capacity 
during the past 2 years and through this year. It is paying 
huge dividends for veterans. Last year was the first time in 5 
years since AMA implementation that the Board's pending case 
load dropped. With Congress's support we plussed-up our judges' 
corps by over 30 percent are on pace to do the same with our 
attorneys.
    A year ago, the Board's pending workload was almost 216,000 
appeals. Today it is under 206,000 appeals. A year ago, we were 
averaging 1,900 cases per week. During the past few months, we 
have averaged over 2,300 decisions per week and that will 
continue to grow over the next year as we reach full capacity.
    It takes time to hire right and train right, to ensure high 
quality and we are doing it. Quality assurance (QA) rates have 
never been higher consistently around 95 percent each month. 
That is veteran-centric. AMA adjudication it is also growing 
exponentially. Last year at this time only a little over 25 
percent of the Board's output was AMA adjudications.
    Today, it is consistently over 60 percent each week and 
growing. This is significant because AMA cases have 20 percent 
lower remand rates and 10 percent higher grant rates compared 
to legacy cases. In short, we are able to fully resolve AMA 
cases 3 to 4 years faster than legacy cases. That gap is 
growing.
    We set a record last year with 103,245 decisions and we 
will set another record this year with at least 111,000 
decisions. That is veteran-centric. The Board is concerned with 
any legislation that stifles this veteran-centric progress. 
Some of these proposals return to legacy type rules while 
others add unnecessary administrative burdens that will only 
make us go slower with no discernible benefits for veterans.
    I am concerned that some of today's witnesses appear to 
support recreating legacy type rules in the AMA. This will have 
a dramatic and adverse impact on wait times for veterans with 
pending appeals. Incentives matter and slowing down the line 
does not help veterans.
    VA supports H.R. 3651, the Love Lies Lives On Act, if 
amended. VA all supports--well, VA supports the removal of 
remarriage restriction requirements for surviving spouses. VA 
also supports H.R. 1083, the Caring for Survivors Act, if 
amended. VA has provided suggested edits for clarity in our 
testimony. This concludes my testimony. My colleagues and I 
stand ready to respond to any questions you may have.

    [The Prepared Statement Of Jamie Areizaga-Soto Appears In 
The Appendix]

    Mr. Luttrell. Thank you, Mr. Chairman.
    Colonel Wagner, you are now recognized for 5 minutes.

                  STATEMENT OF TIFFANY WAGNER

    Ms. Wagner. Good afternoon, Chairman Luttrell, Ranking 
Member Pappas, members of the committee. The Court limits its 
testimony to two of the bills under consideration, specifically 
three sections within those bills that directly impact the 
Court.
    Respectfully, the Court does not support passage of these 
provisions for the following reasons. First, proposed section 
5(d)(2) of the Medical Disability Examination Improvement Act 
of 2024 would add an additional element to the Court's annual 
workload report directing the Court to summarize recurring 
issues it believes could be resolved by better VA training or 
by increased oversight or clarification from the Department or 
Congress.
    Respectfully such an executive function rests with the 
Secretary. As a judicial body with exclusive jurisdiction to 
review individual Board decisions the Court is not in a 
position to opine generally on internal VA process or suggest 
how the agency could or should better manage resources or train 
personnel. Like all courts the veterans' courts must speak 
through it is individual juridical decisions and does not issue 
advisory opinions.
    Respectfully, as a recipient of every decision that is 
reversed or remanded by the Court the Board is responsible for 
and is in the best position to evaluate error trends in its 
decisions, allocate resources, and develop corrected strategies 
and training.
    The second bill I will address is the Veterans Appeals 
Efficiency Act of 2024 and two specific provisions within it. 
The first would give the Court supplemental jurisdiction to 
review eligible claims that are pending a final agency 
decision. The Court is concerned that as written the proposed 
statutory language lacks clarity and could result in unintended 
broad construction that could significantly grow the Court's 
caseload and in turn require reevaluation of the Court 
processes and resource needs.
    Finally, the second provision of the Veterans Appeals 
Efficiency Act would statutorily authorize the Court to order a 
limited remand to the Board while retaining jurisdiction of the 
remanded matter.
    Respectfully, the Court already has the authority to take 
the actions contemplated in this proposal and indeed the 
proposal may inadvertently limit the Court's current authority. 
In conclusion, the Court takes seriously its mission to afford 
veterans and their families and survivors full, fair, and 
prompt judicial review of final Board decisions.
    We are open to ways to improve the Court's functioning and 
sincerely appreciate the subcommittee's continued interest and 
effort in this shared goal. I am happy to answer any questions.

    [The Prepared Statement Of Tiffany Wagner Appears In The 
Appendix]

    Mr. Luttrell. Thank you, Colonel.
    Mr. Shedd, you are recognized for 5 minutes, sir.

                   STATEMENT OF DANIEL SHEDD

    Mr. Shedd. Chairman Luttrell, Ranking Member Pappas, and 
members of the subcommittee, my name is Daniel Shedd and I am 
an legislative attorney in the American Law Division with the 
congressional Research Service.
    Thank you for the opportunity to testify on the proposed 
legislation entitled the Veterans Appeals Efficiency Act of 
2024. My oral testimony will focus on the proposal to authorize 
the Chairman of the Board of Veterans' Appeals or BVA to 
aggregate appeals pending before the Board.
    Aggregation involves grouping together claims or appeals 
that have similar questions of law or fact for collective 
resolution or processing. Aggregation can take different forms. 
One of the most well-known devices for aggregation is the class 
action lawsuit. It provides a good example of what claim 
aggregation seeks to achieve.
    A class action allows a large group of similar situated 
claimants known as a class to challenge a defendant's unlawful 
conduct in a single lawsuit rather than through numerous suits 
initiated by individual plaintiffs. A single plaintiff can file 
a claim not only for himself but on behalf of the class as a 
whole. The outcome of the case binds the defendant and the 
entire class even if the other class members do not participate 
in the proceeding.
    The Supreme Court has explained that one of the principal 
purposes for allowing class actions is to promote judicial 
efficiency. For example, if you have 1,000 people that have 
been wronged in essentially the same way the thinking is that 
it is more efficient use of adjudicatory resources for one 
judge to determine the answer once for all 1,000 people instead 
of multiple judges hearing the same factual and legal arguments 
1,000 times over.
    Achieving this adjudicatory efficiency is one of the 
purported goals of all forms of aggregate procedures. They also 
provide for consistent outcomes for similarly situated parties 
because all parties are bound by the same decision. On the 
other hand, aggregate procedures may also have potential 
drawbacks.
    Although aggregation may provide for some judicial 
efficiencies from a big picture perspective, some commentators 
suggest that aggregation also adds increased complexity to 
individual cases subject to those proceedings.
    Courts and agencies that have used class action proceedings 
note that these aggregate adjudications can occupy significant 
adjudicatory resources and time. As a consequence, individuals 
involved in a class action may be delayed in obtaining justice.
    Further legal commentators note that there may be fairness 
concerns with regards to aggregate procedures. From the 
perspective of a person that can be bound by a judicial 
proceeding that they never took part in it might seem 
antithetical to one of the quintessential American 
understandings of justice, that is everyone gets their day in 
court.
    Currently the BVA has no procedures in statute regulation 
or practice that provide for the aggregation of appeals. The 
Veterans Appeals Efficiency Act of 2024 would permit but not 
require the chairman of the Board to aggregate similar claims. 
This broad permissive authority in the bill appears to comport 
with congressional delegation of broad powers to agencies in 
order to allow them to develop policies and practices that best 
fit their adjudicatory model.
    I thank you for the opportunity to testify today and I look 
forward to your questions.

    [The Prepared Statement Of Daniel Shedd Appears In The 
Appendix]

    Mr. Luttrell. Thank you, Mr. Shedd.
    We will move to questioning. Colonel Wagner, in your 
opening statement you said that some of the legislation--you 
disagree with some of the legislation that this body has put 
forward and that the Court itself has the ability to act on the 
issues without this legislation being pushed forward. Yes?
    Ms. Wagner. That is correct, for limited remains. The Court 
already has the authority to take limited remands.
    Mr. Luttrell. My issue is this legislation was created for 
the Court's inability to act on those issues. We have presented 
this to you. With you all saying that you have the ability to 
do so, but our constituents are the ones saying that this is an 
issue, now we are in, we are in conflict.
    I am going to need you to explain to me when that is-
because if the Court itself would actually, would have, could 
acted on this without it being raised up to the congressional 
level here at this committee today we would not be having this 
conversation but here we are. I cannot really sit here and say 
I agree with what you are saying because it is not holding 
water.
    Ms. Wagner. Understood, Chairman Luttrell. The Court does 
currently have the authority to issue limited remands. However, 
it has not been used--it has been used sparingly by the Court.
    Mr. Luttrell. Why?
    Ms. Wagner. That is an issue of judicial discretion. Each 
judge may look at an issue as the cases, as they come up on an 
individual basis looking at the veteran's claims and they make 
the decision whether or not to do a limited remand.
    One of the reasons that judges may choose not to order a 
limited remand is a concern that it is going to disrupt the 
claims already in queue at the Board. When a court issues a 
limited remand, they send it back for readjudication. If it is 
limited, they are going to retain the jurisdiction. If they 
send it back the veterans claim at the queue, that will be 
disrupted because there are parameters put on that limited 
remand, time constraints if they would take priority over the 
other traditional remands. That may just be one of the reasons.
    I cannot talk for all of the judges. I am just giving an 
example of what maybe a thought process that the judges have on 
that. It is really comes down to judicial discretion and the 
tools that they use in their toolbox.
    Mr. Luttrell. Imagine us having to explain that to our 
base. Okay. Mr. Chairman, do you believe that the Board's 
quality rate should reflect all errored data coming from the 
veterans' courts including data on joint motions for remand? 
Yes.
    Mr. Areizaga-Soto. Let me go ahead and--we take quality 
very serious, Mr. Chairman, and the data that is done now, it 
is basically we do a sample of cases before we even assign 
them. We say we are going to take all these cases and follow 
them and review them when they come out. That is the pool that 
we review.
    It is not being--it is being done generally. Remember we 
have been doing more legacy cases than AMA cases. We are now 
focusing on AMA cases. Going forward we are reviewing more AMA 
cases not only because it is a majority of the cases we are 
doing now but also because we want to ensure the AMA quality. 
That is how the quality process works now, Mr. Chairman.
    Mr. Luttrell. In your opening statement you said there is 
going to be folks in the crowd that are going to try to defend 
the legacy process? Is that how you put it?
    Mr. Areizaga-Soto. What I said is--what I said is a number 
of the provisions in the options act in that bill open and 
bring back in a number of concepts that were existing under 
legacy. All the stakeholders got together, Mr. Chairman, and 
came with what we believe is a much better process which AMA. 
For example, one concept is following that the judge that does 
the hearing is the judge that gives you the decision.
    Mr. Luttrell. Yes.
    Mr. Areizaga-Soto. As you know, I have been in this 
position for 2 years. I came in and that sounded very 
reasonable to me. I have instructed for that to be done 
whenever possible. To make it a requirement like it was under 
legacy could have very negative effects. You have a judge that 
goes on extended leave. I am going to have to hold that case 
because that judge was the one that did the hearing and then 
the judge-we need to wait for that judge to do the decision.
    That is the commonsense changes and veteran-centric. It is 
all about the veteran experience.
    I understand if we can match it, we will match it, Mr. 
Chairman. We do not want to have it a requirement as in the 
case of legacy. A number of--to ensure the line moves if you 
get a case and the case goes through the court and the case has 
to be remanded back----
    Mr. Luttrell. Yes, sir.
    Mr. Areizaga-Soto [continuing]. you get back in the line. 
Under legacy you would keep your place in line so that is what 
would generate a lot of churn and remember, cases that come 
back from the Court, the veteran does not necessarily get, does 
get a change in benefits but many of those Joint Motion for 
Remands (JMR) are, they just go back in the system without a 
decision by the Court.
    Mr. Luttrell. Okay. Thank you, sir. Ranking Member. You may 
be recognized, sir.
    Mr. Pappas. Thank you, Mr. Chairman. I do think there is 
consensus among members and stakeholders as well that the full 
benefits of the Appeals Modernization Act have not yet been 
realized and I think one of the reasons is these legacy appeals 
which the Board has not cleared out as quickly as you had 
initially projected you would.
    I think there is also this feedback look between VBA and 
BVA regarding quality that is not working as well as it could, 
and I think that has slowed things down as well. Claims have 
gotten stuck in a feedback loop with multiple remands. Mr. 
Chairman, you were talking about the success story here over 
the last few years. You talked about building capacity, pending 
caseloads dropping, QA rates improving.
    I am really concerned about the challenges, the areas that 
are not going well. We are not just on this glide path that is 
going to continue. Where do you see the challenges ahead? Very 
importantly, what kind of feedback are you getting from 
attorneys, from Veterans Service Organizations (VSO), from 
stakeholders about challenges and progress and where things 
need to go as we look out into the future?
    Mr. Areizaga-Soto. Thank you for--thank you for your 
question, Ranking Member Pappas. It is definitely a half full 
glass story, and I am an optimist so I recognize that. I do 
think that the AMA, it is now finally coming into full 
implementation because as you know over these 5 years, we have 
had to operate under two systems.
    We had a majority inventory of legacy cases that continue 
to operate under the legacy rules and then we had a new AMA so 
we have been managing those two. Fortunately, we are at the end 
of legacy and for the first time we are full, we are in a 
majority AMA world and that is showing the benefits of AMA. 
Challenges, one of the challenges has been raised by the 
committee and we take it very seriously is to ensure training.
    One of the questions that has been raised by the committee 
is what we are doing on the training side. I can tell you that 
we are head on with training. Just last week we had all the 
judges for a week of training here together for only the second 
time in the history of the Board. The reality is that we are 
scheduling and hosting over 300 trainings per year for our team 
members whether judges or attorneys. That is one challenge.
    The other challenge, Mr. Ranking Member, has been the 
remands. I recognize that the remands are a challenge because 
you get in line, you get for a decision, and you do not get a 
decision in a high number of cases. We have been laser focused 
in identifying why are we having remands? I have been telling 
the judges, I cannot force you to make a decision, military, 
undue command influence.
    I can tell them, hey, you are not doing any good for our 
veterans. Veterans want finality. We are--we are doing training 
and we are doing a whole system to ensure that we reduce 
remands. Just last week out of those 24 hours of training we 
gave the judges, 8 hours were dedicated to implement the 
Government Accountability Office (GAO) recommendations. We have 
already implemented the first two, that is recommendation 
number 3, to ensure consistency and a reduction of remands. 
That is what we are doing, Ranking Member Pappas to deal with 
that challenge.
    Mr. Pappas. Thanks for those comments. I want to move on to 
a different issue and, Ms. Pierce, maybe I can direct this to 
you. We are considering a couple of bills to address issues 
communicated to us directly from VA's frontline employees 
regarding over utilization of toxic exposure risk activity 
exams specifically for claims that are seemingly unrelated to 
toxic exposure.
    The exams and subsequent memos Veterans Service 
Representatives (VSR) must create as a result of them have the 
effect of slowing down the processing of a claim. According to 
your testimony VA is largely rejecting both of those proposals.
    In your opinion, Ms. Pierce, what can Congress do to 
alleviate the increased workload extraneous toxic exposure 
exams have imposed on employees? Is it possible to preserve VA 
duty to assist while also narrowing the scope of TERA exams?
    Ms. Pierce. Thank you for the question. There are a large 
variety of different things that could be done to impact the 
mandatory requirements for the TERA exams. Both of these bills 
take different approaches to doing so.
    We have identified some operational challenges ourselves 
with claims related to TERA taking approximately 33 days longer 
than other types of claims and the large volume of TERA exams 
that are being requested, resulting in a relatively low grant 
rate related to all other claims.
    We have identified that there are some limitations in our 
data, how we are collecting data on TERA and we have heard 
perspectives from our employees, from VSO and other 
stakeholders. We have set up a TERA data workgroup to analyze 
the data, look at potential policy and procedural changes or 
system updates that could enhance how we are providing benefits 
to this population. We want to make sure we are taking a 
deliberate approach, so I do not have any concrete 
recommendations on what could be specifically done.
    I would draw attention to the provision in the toxic 
exposure examination improvement Act that would amend the 
definition of TERA in 38 USC 1710, specifically adding a 
qualifier that a TERA would be established for an entry in an 
exposure record tracking system that specifically indicates the 
veteran was subjected to toxic exposure.
    We do not support that because it limits both health care 
and eligibility for examinations because that is a health care 
statute. Amendments to potentially make changes to the 
mandatory requirements for TERA exams should consider any 
unintended consequence on also limiting health care 
eligibility.
    Mr. Pappas. Thanks for those comments. I am way over my 
time but I hope we can continue talking about this. I yield 
back.
    Mr. Luttrell. Thank you, sir.
    Mr. Self, you are recognized for 5 minutes.
    Mr. Self. Thank you, Mr. Chairman. Mr. Chairman, before I 
get to my questions how many legacy cases are remaining?
    Mr. Areizaga-Soto. Sir, some of the--some of the inventory 
is at the--at the BVA and some of it is at the Court. At the 
Board we have 12,000, sir.
    Mr. Self. Twelve thousand, okay, thank you.
    Mr. Chairman, accountability is often an issue in our 
hearings with VA in every area. If I understood your testimony 
correctly for decades the Board has held the VA, the VBA 
accountable for failing to comply with the Board's orders. Did 
I understand your testimony correct, that the Board should stop 
doing that?
    Mr. Areizaga-Soto. Thank you for your question, Congressman 
Self. The Board does not hold accountable. What the Board does 
it reviews, so under the AMA, under, you know, between legacy 
and AMA, in legacy the veteran only had one option if they did 
not accept the decision of VBA and it was to appeal to the 
Board.
    Under AMA as it is veteran centric and it looks for veteran 
choices, the veteran has an option to a higher-level review 
appeal at VBA. That is working very well. Many veterans are 
taking that choice. VBA has grown exponentially their number of 
decisions, up to 2.4 million a year. We are still seeing the 
same number of appeals, Mr. Congressman.
    When it comes to us the judge reviews it, he can grant it, 
he can deny it, or he can say there is the information is not 
enough or there is another issue that needs to be reviewed----
    Mr. Self. Okay.
    Mr. Areizaga-Soto [continuing]. and it remands it back to, 
back to VBA, sir.
    Mr. Self. Okay. That is the process. I am talking about 
accountability. Who is holding VBA accountable for Board 
orders, is the bottom line?
    Mr. Areizaga-Soto. Sir, that is--that is the system. We 
are. That is the system because by going back it goes back to 
their inventory and they need, and they act upon it and we 
would expect that, you know, in this----
    Mr. Self. It is a self-policing process?
    Mr. Areizaga-Soto. It is but let me go and turn it over to 
Ms. Ogilvie because we have created a Tiger Team to coordinate 
issues and work through interfacing.
    Mr. Self. Okay. Ms. Ogilvie.
    Ms. Ogilvie. Yes.
    Mr. Self. You have been very patient.
    Ms. Ogilvie. As to remand and VBA's adherence to the remand 
instructions that are sent from the Board, that is overseen by 
VBA, yes. It is self-policing. It is through our quality 
system, so we have in progress reviews and we have reviews that 
happen after the fact quality reviews.
    We also, as the chairman mentioned, we have a Tiger Team 
within VBA and at the Board that looks at the instructions 
themselves as well as the adherence to those instructions. We 
have a feedback between BVA and VBA to discuss any problematic 
instructions that need--cause concerns or if VBA is not 
adhering to those instructions.
    Mr. Self. Who ultimately holds the authority to hold VBA 
accountable? Is it within VBA?
    Ms. Ogilvie. Yes. It is within VBA.
    Mr. Self. I thought that might be the answer. Okay. Ms. 
Ogilvie, for you again, does DOD consistently classify entries 
in ILER as toxic even though they may or may not be toxic?
    Ms. Ogilvie. I am going to actually defer that to Ms. 
Pierce.
    Mr. Self. Okay.
    Ms. Pierce. Thank you. The ILER system collects a lot of 
different information. There is a lot of surveillance of 
exposure events that takes place. Typically----
    Mr. Self. Okay. My question is very narrow. Let us narrow 
to the question. Do you over classify--my question is, do you 
over classify toxic versus nontoxic? I am trying to get to the 
number of TERA exams that we have.
    Ms. Pierce. Yes, there are definitely entries in ILER that 
are not related to toxic exposures, related to just routine and 
monitoring of substances at locations as well as just health 
assessments that are totally unrelated.
    Mr. Self. As the The Sergeant First Class Heath Robinson 
Honoring our Promise to Address Comprehensive Toxics (PACT) Act 
requires a TERA exam if they see an entry that is toxic, is 
that correct?
    Ms. Pierce. As we have interpreted essentially any entry in 
ILER would trigger both eligibility to health care and an exam 
under Section 1168 based on TERA.
    Mr. Self. Any entry, is that what you said?
    Ms. Pierce. Yes.
    Mr. Self. I think we have identified the problem. Mr. 
Chairman, I yield back.
    Mr. Luttrell. Thank you, Mr. Self.
    Mr. Duarte, sir, you are recognized for 5 minutes.
    Mr. Duarte. Thank you, Mr. Chairman. It is great to be here 
with the committee today. I appreciate your time, appreciate 
the panel.
    Colonel Wagner described the veterans' courts and remands 
and some judges do it some way and some judges do not do it as 
much and it seems like--is that based in a vagary of the law 
itself or a vagary of the understanding of the law or judge's 
preference?
    Ms. Wagner. Congressman Duarte, I believe it is really a 
judicial discretion issue. When a case comes in front of a 
judge, the judge has a decision when they review the decision 
of the Board--the final decision of the Board whether or not 
they are going to affirm, reverse, or remand.
    One of the reasons there is a high remand issue of case is 
that there are two ways that Board decisions are remanded back 
to the Board. One is by judges remanding it back where they 
find an error, or they find that the Board is not clearly 
laying out the facts or developing the facts.
    The Court does not have the authority to fact-find in the 
first instance. If there is a fact that needs to be resolved, 
it must be sent back. There is no other alternative but to send 
it back for readjudication to develop those facts.
    Mr. Duarte. Sure.
    Ms. Wagner. Then also when a case comes to the Court on 
appeal, the first process is that the veterans counsel as well 
as the Secretary's counsel attend the conference where they are 
mediated by a court's staff, and they discuss the summary of 
the issues before the Court. The parties agree that there are 
errors in the Board's decisions.
    In 76 percent of the cases that are conferenced are 
remanded back where the attorneys agree that there is an error 
by the Board and that is big chunk.
    Mr. Duarte. Okay. Thank you. That is--Mr. Shedd, you have 
done a lot of research on this type of stuff. I have seen a 
couple of your documents. In your opinion, is the caselaw 
crystal clear as to whether veterans court can issue limited 
remands?
    Mr. Shedd. Thank you for the question. Most recently the 
Court in Kisor v. Wilkie issued a limited remand where it sent 
the case back to the BVA with instructions to hear additional 
evidence with a strict timeline as this bill would clarify that 
it can do.
    The dissenting and concurring opinions made it difficult to 
determine whether or not when limited remands should be used. 
The majority opinion did not--although it indicated that it is 
appropriate in certain circumstances, it did not indicate when 
those circumstances or what those circumstances are.
    Mr. Duarte. Okay. Well, thank you. That is enough, sir. Ms. 
Pierce, so I have a Clear Communication for Veterans Claims Act 
and I understand the Veterans Administration has some concerns 
about the bill.
    If Congress compelled a third party to collaborate with the 
VA, would that alleviate the VA's concern that the entity's 
recommendation for improving notice letters might be 
noncompliant with the law? Is the law clear enough to where 
even the VA itself can give clear direction as to what is 
certain in terms of clarity and consistency with the law?
    Ms. Pierce. I will defer that question to Ms. Ogilvie.
    Ms. Ogilvie. Thank you for the question. Yes, so VA 
believes that legislative action here is not required for a 
comprehensive letter review. VBA's business line already engage 
in continuous improvement of notification letters. There is an 
existing governance process in place. There is--the concerns 
that we have with this bill specifically are about the legal 
issues that you mentioned.
    Mr. Duarte. Well I think that is the essence of our problem 
with not having the bill, with not having a reformed Clear 
Communication for Veterans Act because these letters are so 
full of legal concerns and self-protections of the agency that 
they can get up to 20 pages long and, I mean, I, as a layman, 
not familiar with veterans' affairs, I am lost in your jargon 
and lingo to some degree today. That is my problem. I jumped in 
on the committee.
    These veterans have serious life issues hanging on their 
end. I do not think they need more legalese. I think these 
veterans need clear communications that is focused around 
themselves, their cases, their needs, and the resources 
available from the Veterans Administration to get it to them.
    I have a feeling if I left every legal issue to be 
clarified by the VA itself, these letters would go from 20 to 
30 pages, not from 20 to 2 pages.
    Ms. Ogilvie. Our concern with the bill is that it leaves no 
room for VA to clarify or refine some of the language that the 
Federally Funded Research and Development Centers (FFRDC) would 
recommend. We have no issue with an FFRDC looking at letters 
and suggesting improvements. The language as written makes it 
mandatory for VA to accept that language and there are legal 
issues that must--the law does lay out things that we must tell 
the veteran in every letter especially notice letters.
    We do not want that to be something that will be a risk for 
veterans as well because they do need to be aware of their 
rights.
    Mr. Duarte. Do these letters have an executive summary at 
the front that tells them what their issue is and what they can 
do and then all the boilerplate and legal mumbo jumbo, as we 
generally call it when we are buying a car or a house, an 
insurance policy, or whatever can be at the back?
    My understanding is these letters are coming to the veteran 
where this stuff is more front and center and comingled with 
the useful information than it is put as a disclosure as is the 
case in most transactions.
    Ms. Ogilvie. Yes. In some--in some letters, like 
notification letters, there is kind of a bottom-line up front 
about whether there has been a grant or denial of the claim and 
what kind of payment that the veteran can expect and the 
appellate rights and other rights are at the back.
    Mr. Duarte. That is in some letters?
    Ms. Ogilvie. In some letters. Yes.
    Mr. Duarte. We do not--we are not confident that that is--
that is consistent, that every veteran is going to have that 
luxury of having a clear set of information up front versus 
comingling it and hiding it to some perspectives within the 
body of long legalese and confusing letter?
    Ms. Ogilvie. Yes, that is correct, sir.
    Mr. Duarte. If you have involvement to make sure all of 
your legal disclaimers are there somewhere I think a company 
that has skills in bureaucratic engineering and informing for 
customer satisfaction, because that is ultimately what we are 
trying to do is going to know what to put up front and what to 
put in back.
    I do not think they will limit your legalese. I think they 
will just get it out of the way and kind of where everybody 
else puts it.
    Thank you, Chairman. I yield back.
    Mr. Luttrell. Thank you, Mr. Duarte. Mr. Duarte, do you 
have another question, sir, for a second round?
    Mr. Duarte. Not for this panel, no. Thank you, sir.
    Mr. Luttrell. Okay. Ms. Ogilvie, just to piggyback off of 
from what Mr. Duarte was saying, is there a specific regulation 
or reason why every member does not receive, as you said, the 
bottom-line up front on the front page of every letter that is 
sent to them? That just seems like that would work so much 
better than the letters that do not have that. Is there 
something in place that is preventing that from happening?
    Ms. Ogilvie. No, there is not. And----
    Mr. Luttrell. Outstanding.
    Ms. Ogilvie [continuing]. I would just note that also we, 
after the recent hearing on letters, we have also been working 
very closely with VSOs and other attorney representatives to 
get their feedback about letters that are----
    Mr. Luttrell. Great. I am pretty sure I asked you guys to 
do that.
    Ms. Ogilvie. Yes. And----
    Mr. Luttrell. Outstanding.
    Ms. Ogilvie [continuing]. we are looking forward to the May 
roundtable to discuss this further.
    Mr. Luttrell. Okay. Perfect. All right. On behalf of the 
subcommittee, I thank you for your testimony and joining us for 
today. You are now excused.
    Third panel, you may approach. Good afternoon. I am 
assuming Ms. Pierce is not joining us with this panel, is that 
correct? Just so I do not mess--Okay.
    Our third panel includes Ms. Candace Wheeler, director of 
government and legislative affairs for the Tragedy Assistance 
Program for Survivors; Christopher Macinkowicz, deputy director 
for the National Veterans Service at Veterans of Foreign Wars 
of the United States; and Mr. Andrew Tangen, first vice 
president of the National Association of County Veteran Service 
Officers; and Ms. Renee Burbank, director of Litigation of the 
National Veterans Legal Service Programs.
    Would the witnesses please stand and raise your right hand?
    [Witnesses sworn.]
    Mr. Luttrell. Please be seated. Thank you and let the 
reflect that all witnesses answered in the affirmative.
    Ms. Wheeler, you are now recognized for 5 minutes to 
present the testimony of the Tragedy Assistance Program for 
Survivors.

                  STATEMENT OF CANDACE WHEELER

    Ms. Wheeler. Chairman Luttrell and Ranking Member Pappas, 
and distinguished committee members, the Tragedy Assistance 
Program for Survivors is grateful for the opportunity to 
testify today on behalf of over 120,000 surviving families, 
TAPS is honored to service.
    A top legislative priority for TAPS is ensuring surviving 
spouses are allowed to remarry at any age and retain their 
benefits. Current law penalizes them if they remarry before age 
55. Given that many post 9-11 surviving spouses are widowed in 
their 20's or 30's, we are asking them to wait 20-plus years to 
remarry and retain benefits.
    Surviving spouses should not have to choose between 
remarrying and financial security. Regardless of their marital 
status, they will always be the widow or widower of someone who 
served and sacrificed and our country. TAPS is proud to work 
with Representatives Phillips and Hudson on the Love Lives On 
Act to address this important issue and we urge its swift 
passage.
    We also request that Congressional Budget Office (CBO) 
reconsider its scoring of this bill based on VA's much lower 
cost projection and the fact that surviving spouses who remarry 
do not retain their TRICARE or CHAMPVA insurance, which is a 
major cost savings to the government.
    Another priority for TAPS and the survivor community is 
strengthening Dependency and Indemnity Compensation. Stringent 
limitations on DIC payments to surviving families have 
financial and widespread impacts. As surviving spouse Katie 
Hubbard states, ``Increasing DIC would allow me to be able to 
afford groceries and childcare, medical expenses and home and 
car maintenance while just trying to survive.''
    We strongly support the Caring for Survivors Act and thank 
Representatives Hayes and Fitzpatrick for reintroducing this 
important bill. Raising DIC from 43 to 55 percent of the 
compensation rate paid to 100 percent disabled veterans will 
provide parity with other Federal survivor programs.
    In addition, we thank Chairman Luttrell and Ranking Member 
Pappas for introducing the Veterans Compensation and Cost of 
Living Adjustment Act which will help increase DIC. TAPS 
appreciates Congressman Ciscomani and Chairman Bost for 
introducing the Prioritizing Veterans Survivors Act which would 
return the Office of Survivor Assistance (OSA) to its previous 
location within the Office of the VA Secretary.
    OSA was established by law in 2008 to serve as a principal 
advisor to the secretary and as a resource for surviving 
families regarding benefits, care, and memorial services. In 
its current placement within Pension and Fiduciary Services, 
survivors lack daily representation before the secretary 
depriving critical insights and perspectives.
    With more than 505,000 survivors eligible for DIC, OSA 
staffing should be significantly increased to better serve 
surviving families. OSA should be the official entry point into 
VA for survivors with the authority, bandwidth, expertise, and 
access needed to address any challenges that survivors face 
regarding all VA benefits and services.
    TAPS also recommends creating a dedicated survivor help 
line within the veterans call center to provide access to 
trained agents with the cultural competency and compassion to 
address survivor issues enterprise wide. We appreciate VA 
recently holding a survivor summit to gain valuable insight and 
input from survivors and key stakeholder organizations to 
ensure survivors receive the highest quality of services and 
support they deserve.
    TAPS thanks Ranking Member Takano for introducing the 
Survivor Benefits Delivery Improvement Act to improve access to 
VA survivor benefits through the collection of demographic data 
and to ensure necessary resources for survivors. TAPS 
recommends adding cause of death as a tracked demographic.
    This data would be incredibly important to understand the 
different types of losses survivors face as well as creating 
programming and resources that are relevant for all survivors. 
In closing TAPS thanks Congresswoman Strickland for introducing 
the Fairness for Service Members and Their Families Act.
    We appreciate the importance of reviewing the automatic 
maximum coverage of the service members and veterans group life 
insurance programs and would ideally like to see both the 
Servicemembers' Group Life Insurance (SGLI) and Veterans' Group 
Life Insurance program (VGLI) fully tied to cost of living 
adjustments and inflation to ensure it maintains the intended 
rate long term. On behalf of our Nation's surviving families, 
we thank this committee and I look forward to your questions. 
Thank you.

    [The Prepared Statement Of Candace Wheeler Appears In The 
Appendix]

    Mr. Luttrell. Thank you, Ms. Wheeler.
    Mr. Macinkowicz, you are now recognized for 5 minutes to 
present the testimony of the Veterans of Foreign Wars of the 
United States.

              STATEMENT OF CHRISTOPHER MACINKOWICZ

    Mr. Macinkowicz. Chairman Luttrell, Ranking Member Pappas, 
and members of the subcommittee, on behalf of the men and women 
of the Veterans of Foreign Wars of the United States and its 
auxiliary, thank you for the opportunity to provide testimony 
with regard to this pending legislation.
    As the former VFW training and quality assurance director, 
I am keenly aware of how quickly and often VA regulations 
change as well as the need to ensure that updated regulations 
are understood by those who use them. Recently I was 
representing a veteran from Maryland who had a claim for a 
mental health condition denied by VA. The veteran had claimed 
Post-Traumatic Stress Disorder (PTSD) on the initial 
application for benefits, however during the C&P examination 
the examiner diagnosed a different mental health condition and 
provided a medical opinion linking the condition to active 
military service.
    Though there is a 2009 Court of Appeals case that directly 
references this type of situation and VA's own regulation 
states that raters are required to consider all the mental 
diagnoses in the record, a VA rating officer denied the claim 
because the veteran did not have PTSD. Though the referenced 
court case and the regulation both state that the rater was 
supposed to consider all mental health diagnoses of record 
without proper training in plain language this regulation is 
often confused, thus causing an unnecessary appeal.
    The VFW supports the Veterans Claims Quality Improvement 
Act of 2024 which would provide much needed training and 
oversight for those deciding VA claims. However, addition of 
more oversight often comes with delays and timeliness if the 
program is not properly funded. This bill instructs the general 
counsel to review each updated VA regulation and develop a 
training program to ensure that those writing the regulations 
are properly trained.
    It also instructs the Board of Veterans' Appeals to create 
a training quality insurance program. While training and 
oversight is essential, without proper funding for these 
programs the development and execution could be severely 
impacted thus limiting the effectiveness of these programs.
    Since the creation of the VA National Work Queue in 2016, 
VFW accredited representatives have seen numerous instances of 
claims and appeals that have been sent to the National Work 
Queue where they sit unassigned and unworked by VA staff. In a 
recent VA meeting, VSOs were briefed that once a claim is in 
the National Work Queue it is not uncommon to be untouched 
still at the 6-month mark.
    The VFW can definitely corroborate this. In fact, one of 
our service officers submitted a claim for an increased rating 
more than 10 months ago, but it is still sitting the National 
Work Queue untouched. This is one of many examples of claims in 
remanded appeals that are waiting in this queue.
    The Veterans Appeals Efficiency Act of 2024 would require 
the secretary to track claims in the National Work Queue, 
submit an annual report, and provide notice to veterans of the 
reasons why their claim is still waiting in the National Work 
Queue.
    The VFW supports this intent but feels that there needs to 
be more guidance regarding the delivery and language of the 
notifications to veterans. During the claims process veterans 
are often inundated with different notifications from VA which 
can be confusing, overwhelming, and repetitive. Simply sending 
another notification to the veteran that their claim is pending 
in the National Work Queue will not answer the question as to 
why their claim is waiting in the National Work Queue.
    Therefore, we recommend that accredited VSOs be included in 
the development process to ensure that the messaging and 
notifications is clear and effective. The VFW also supports 
H.R. 7816, the Clear Communication for Veterans Claims Act. One 
of the primary challenges veterans encounter when reviewing 
their disability notification letters is the intricate language 
and terminology used.
    Far too often accredited representatives spend a great deal 
of time explaining the letters that make sense to the trained 
eye but not to anyone else. The VA disability system involves a 
multitude of regulations, policies, and procedures. 
Unfortunately, these guidelines can be subject to 
interpretation resulting in inconsistencies and notification 
letters and frustration on the part of the veteran.
    Understanding the full spectrum of benefits associated with 
the disability rating is another hurdle for veterans. Most 
notification letters include information on additional benefits 
but veterans may struggle to connect these pieces of 
information to effectively assess the services to which they 
are entitled. This lack of clarity can impede veterans' ability 
to make informed decisions about their health care and overall 
well-being.
    The VFW supports effective notification and believes that 
veterans should not be penalized for not understanding the 
complex laws of the VA process.
    Chairman Luttrell, Ranking Member Pappas, this concludes 
our testimony and I am happy to answer any questions that you 
may have.

    [The Prepared Statement Of Christopher Macinkowicz Appears 
In The Appendix]

    Mr. Luttrell. Thank you, Mr. Macinkowicz.
    Mr. Tangen, you are recognized for 5 minutes, sir, to 
present the testimony of the National Associations of County 
Veterans Service Officers (NACVSO).

                   STATEMENT OF ANDREW TANGEN

    Mr. Tangen. Chairman Luttrell, Ranking Member Pappas, and 
distinguished members of the subcommittee, the National 
Associations of County Veterans Service Officers would like to 
thank you for the opportunity to submit our views on pending 
legislation impacting the Department of Veterans Affairs before 
the subcommittee.
    My name is Andrew Tangen and as a first vice president of 
NACVSO, I am honored to speak to you--before you today. Due to 
the highly complex and technical nature of these pending bills 
I would like to focus my oral testimony on the importance of 
Congress's continued efforts to improve the appeals process for 
veterans and survivors specifically surrounding the Board of 
Veterans' Appeals.
    Many times, veterans and survivors are trapped in a cycle 
of repeated denials for benefits owed to them. It starts with a 
decision at the VA regional office (RO), it is sent to review 
by the Board, then returned to the regional office for a 
denial. It is appealed and then reviewed again by the Board and 
then sent back to the regional office for another denial. Then 
another appeal, another denial, another appeal, and denial, 
becoming an endless loop that can take years to complete.
    I can spend days describing individual cases where we as 
Government Veterans Service Officers (GVSO) have seen this 
exact scenario play out. In the interest of time, I will speak 
on one of the most egregious cases I have personally witnessed.
    My office represented the widowed spouse of a Vietnam era 
veteran through multiple appeals and readjudication of a 
veteran who died of Methicillin-resistant Staphylococcus aureus 
(MRSA) without ever being diagnosed with it. The veteran was 
experiencing left side weakness and loss of balance, so he went 
to his primary care physician in November 2007.
    A Computed Tomography (CT) scan found an abnormal finding, 
so he was admitted to Edward Hines VA Medical Center (VAMC) for 
a brain biopsy, chemotherapy, and radiation to reduce the size 
of a tumor he had and needed surgery on. However, this veteran 
was found unresponsive 1 month later. He looked incredibly sick 
and was running a high-grade fever. The veteran also 
immediately began to lose the ability to speak and could not 
open his eyes and passed away a week later.
    The widow began attempting to uncover what happened to her 
husband and reached for help from former Congressman and 
Senator Mark Kirk. Congressman Kirk sent two requests for lab 
results to the VAMC regarding the veteran's death. The results 
showed the veteran had been diagnosed with MRSA but that was 
never recorded in his medical records in Hines VAMC.
    Following the diagnosis the Hines employees gave the widow 
a pamphlet explaining the contamination procedures the widow 
needed to know because the veteran had tested positive for 
MRSA. Unfortunately, the veteran was already dead. You would 
think that would be enough but it is not.
    The spouse was denied benefits twice under a 1151 claim 
based on VA negligence. Upon appeal the widow and her daughter 
testified about the lack of care provided to the veteran to 
such an extent that the daughter specifically testified that 
she had to wear a gown and protective equipment when she went 
to see the veteran 2 days before he passed and that her 
father's tongue and mouth were blackened like a hotdog that had 
been left far too long on a grill. The Board still denied the 
case, stating it remained an unestablished fact that the 
medical evidence existed that the VA hospitalization medical or 
surgical treatment resulted in the veteran's death.
    My office stepped in to represent the widow in 2020 at the 
Court of Appeals for Veterans Claims, where we pointed out 
medical treatment was not provided correctly. We also retained 
an internist with 40 years of medical experience and 35 years 
of medical malpractice expertise who determined VA providers 
negligently treated this veteran's MRSA infection.
    The case once again went to the Board, was remanded to the 
regional office for a new forensic examination where the 
testimony of our expert witness was completely ignored, and the 
claim denied again. We again appealed the case, correctly 
pointing out the failure to consider our expert witness 5 more 
times.
    On the 6th remand the VA finally ordered an examination, 
this time by a high-level VA provider who immediately 
determined the VA failed to treat the veteran's MRSA infection, 
failed to follow VA procedures as well as failed to follow 
guidelines from the Infectious Disease Society of America and 
the American Thoracic Society.
    It took 15 years, 15 long, unnecessary years of constant 
back-and-forth between the regional office and the Board before 
the widow was finally awarded benefits for the death of her 
husband. Unfortunately, this is not an uncommon occurrence. 
This happens repeatedly and consistently, whether in the legacy 
appeals or the Appeals Modernization Act.
    Ultimately, it should never take 15 years for a widow to 
receive benefits she rightly deserves.
    Chairman, Ranking Member, and members of the subcommittee, 
on behalf of NACVSO, thank you for the opportunity to submit 
our views on some of these bills pending before--being 
considered today and we look forward to working with you on the 
legislation and would be happy to take any questions for the 
record.

    [The Prepared Statement Of Andrew Tangen Appears In The 
Appendix]

    Mr. Luttrell. Thank you, sir.
    Ms. Burbank, you are now recognized for 5 minutes to 
present the testimony of the National Veterans Legal Services 
Program (NVLSP).

                   STATEMENT OF RENEE BURBANK

    Ms. Burbank. Good afternoon. Thank you, Chairman Luttrell, 
Ranking Member Pappas, and the esteemed members of the 
Disability Assistance and Memorial Affairs Subcommittee.
    On behalf of the National Veterans Legal Services Program, 
thank you for the opportunity to testify before you today on 
ways to improve the claims adjudication and in particularly the 
appeals process at the Department of Veterans Affairs and the 
Court of Appeals for Veterans Claims.
    NVLSP is a nonprofit veterans services organization founded 
in 1981 and we are dedicated to ensuring that our Nation's 18 
million veterans and their families receive the benefits that 
they need and deserve for disabilities resulting from their 
military service to our country.
    For the sake of time, I would like to focus, though, on 
just a couple of issues and particularly the Veterans Appeals 
Efficiency Act of 2024 and the provisions relating to the Court 
of Appeals of Veterans Claims. This is not a one fix, one piece 
of legislation is not going to fix everything about the delays, 
the inefficiency, the inconsistency of decisions. These tweaks 
will make a difference and NVLSP supports taking a multifaceted 
approach as reflected in the legislation you are considering 
today.
    The Veterans Appeals Efficiency Act will provide to the 
CAVC several tools for its toolbox that will make sure that the 
Veterans Court has the same kind of authorities as other 
Federal courts do when they review other Federal agencies' 
actions. The Veterans Court should not be hampered in its 
ability to act efficiently and craft effective and timely 
relief for veterans.
    In particular NVLSP strongly supports codifying the Court's 
authority to issue limited remands to the Board. Basically this 
means that the Court can, when it thinks it is appropriate, 
send a case back to the Board to answer a narrow question that 
the Court needs answered before making its decision. Limited 
remands can help reduce the churn that occurs when a case go 
back to the Board and then back to the RO and then back to the 
Board and then back to the Court.
    Instead with a limited remand the Board can get--the Court, 
excuse me, the Court can get the Board to act narrowly and 
quickly and then the case comes right back to the Court to 
resolve the case, hopefully for the last time. Other courts 
routinely do this when they are reviewing agency actions. They 
do not use it all the time but where the Court is particularly 
skeptical of the agency getting it right on remand or is 
concerned about undue delay this is a useful tool to have.
    The Veterans Court should have and we believe does have 
this authority but it should be clear and it should be clear 
that this is an appropriate tool for the Court to use. NVLSP 
also supports the CAVC's ability to use its class action 
authority for aggregating claims in the way that other courts 
do. Right now, the CAVC's ability to use its class action 
authority is narrower than any other Federal Court's class 
action authority because of the way the Federal Circuit, the 
court that reviews CAVC decisions recently interpreted the 
CAVC's limited jurisdiction to prevent considering common 
questions of law on claims that do not yet have final Board 
decisions.
    Giving CAVC the power to issue class action decisions that 
affect all veterans with the same issue is vital to make 
decisions fair, consistent, and improve efficiency by deciding 
a common legal issue for everyone at the same time.
    With that I will restrain myself from talking about all of 
the other provisions and therefore just thank you for time, 
thank you for the opportunity to testify, and we welcome any 
questions.

    [The Prepared Statement Of Renee Burbank Appears In The 
Appendix]

    Mr. Luttrell. Yes, ma'am. Keep going.
    Ms. Burbank. All right. I will keep going. In particular 
the discussion from the previous panel, there was a discussion 
about whether the Veterans Court has this limited remand 
authority. The clerk of the Veterans Court stated in written 
testimony that this provision could inject uncertainty into the 
law and restrict the authority that they already have.
    With all due respect, NVLSP position is that this bill will 
inject certainty. There is some lack of clarity between a 
couple of cases. Mr. Shedd discussed Cleary and for----
    Mr. Luttrell. We can appreciate the argument from the other 
side, I Am sure.
    Ms. Burbank. Excuse me?
    Mr. Luttrell. You can appreciate the argument from the 
other side?
    Ms. Burbank. I think the key is that the provision as 
written does not require using limited remands in a way 
different from how the Court already sees its authority. The 
problem is that several of the judges on the Court have said 
explicitly in decisions, we are not sure how this works with 
our other caselaw that says we do not have the ability to just 
keep jurisdiction on certain cases and send them back. The 
ability to----
    Mr. Luttrell. They do not say that. From what I understand 
from the previous panel is that they have absolute 
understanding that that belongs to them.
    Ms. Burbank. They have not used that authority that they 
are now saying they have. Right? We agree that they have the 
authority. They do not use it very often. And----
    Mr. Luttrell. You can appreciate that I have to take what 
you are saying, what the previous panel said, because I am 
looking at you as the subject matter expert and the previous 
panel, they are subject matter experts, but I was not there. I 
did not witness this.
    Now here we are once again in conflict. Is this a 
widespread, wide casted net problem? Are these singularities 
that we are dealing with because the legislation that we are 
pushing across is exactly what you are--is why--what you are 
saying is why we are doing it.
    Ms. Burbank. Right. For example, there are two cases and 
they are called Best and Mahl, M-a-h-l, and it is--they are 
often referred to together, Best and Mahl. What happens with 
the veterans court now is that when there are say five issues 
that come in one case and there is one issue that should be 
remanded to the Board. It is very clear that it should be 
remanded.
    There is some issue maybe the Board has not decided--has 
not explained it is reasons for its decision. Under the case 
law that exists right now that case has to go back. You take 
the low-hanging fruit. The Court takes the low-hanging fruit 
and sends the whole case back.
    This would provide an opportunity and clarity that what the 
Court could do instead is say if there is just one issue that 
needs, the Board needs to just cleanup part of its decision, it 
can come straight back to the Court to decide an important 
issue--to decide an important legal question that otherwise may 
never come back to the Court or may take years to come back to 
the Court.
    Mr. Luttrell. Mr. Tangen, do you got anything for that?
    Mr. Tangen. I would say, Chairman, I agree with NVLSP. We 
also agree with NVLSP on what they were saying as well. I will 
also point out that there are many cases that come from the 
Court of Appeals to veterans' claims back down to the Board 
that the Board is not tracking the data on why they were sent 
back to them through remands, through joint motions for 
remands.
    Mr. Luttrell. Like an individual or like the entire Court 
itself?
    Mr. Tangen. The Board itself is not tracking what the 
reasons that their decisions were sent back through a joint 
motion for remand on those.
    Mr. Luttrell. Okay. Hang on for a second. I do not think 
anybody likes to beat up the VA more than I do. I also can 
appreciate what they are and everything that they are trying to 
accomplish. I do appreciate the struggles that we all--that you 
all are experiencing with the veterans that you are helping. 
Right?
    I am a veteran myself. I get it. I am not going to blame 
the entire Board. I am not going to--the Court system, I would 
not do that. I find that really hard to believe and I am not--I 
am not getting on to you about this, but what I am saying is I 
find it hard to believe that the entire Court itself would not 
know that or cannot--would not understand exactly what came 
back down to you all. That does not make any sense to me on how 
that would happen.
    You tell me it went up into the system. Nobody took a look 
at it and they sent it right back down to you and you went up 
there and said, hey, what is the problem? They are like, we do 
not have any idea. We have never seen it?
    Mr. Tangen. No, Chairman, what I am specifically 
referencing is that we had the AMA summit at the beginning of 
February and the question was specifically asked to the Board 
there out of the 9,000 joint motions for remands or returns 
from the Court to the Board does the Board track those reasons 
for remand from the Court and do they provide any training? The 
Board said, no.
    Mr. Luttrell. Okay. It is just a documentation thing?
    Mr. Tangen. Correct.
    Mr. Luttrell. Okay. Mr. Duarte, sir, you are recognized.
    Mr. Duarte. Thank you, Mr. Chairman. Thank you to the panel 
for being here today. Ms. Wheeler, thank you for being here. 
Can you elaborate on why TAPS supports the clear communication 
for veterans Act?
    Ms. Wheeler. Yes, I would be happy to. First of all, thank 
you so much for introducing this piece of legislation. We have 
seen that survivors often struggle as well with clear 
communication. Oftentimes these letters, as we have all been 
discussing today, are down in the weeds and very hard for the 
layman to understand. Especially add a surviving spouse that is 
grieving on top of that and trying to be able to understand 
what is being said to them, it would be very helpful to have it 
in very clear, layman's terms up front as we were all 
discussing earlier.
    What we also find with the whole letter type of back-and-
forth between our survivors is that often it is asking them to 
prove that they have done something or to respond back. In the 
case of remarriage, a letter is sent to them that says, have 
you remarried? If they have not remarried they are still 
supposed to send the letter back, which is wasting time for 
both the VA and the survivor.
    We would like that communication not only to be clear but 
also thoughtful in the sense of what you are asking. You may 
not need to have that reply. If they indeed need to respond 
back to the VA, then they can do so at that time. That is one 
of the things that we hear repeatedly from survivors in terms 
of communication.
    We also believe it is important for our veterans as well, 
making sure that it is in laymen's terms up front, 
understanding that the VA does need to put different types of 
legalese toward the back but it would be very helpful, so thank 
you so much.
    Mr. Duarte. Thank you. Thank you very much for that answer.
    Ms. Burbank, do you think that the veterans would receive 
faster decision if we authorized class actions at the VA Board 
of Veterans' Appeals?
    Ms. Burbank. I am sorry, at the--I am sorry, at the BVA or 
at the Court?
    Mr. Duarte. At the VA Board of Veterans' Appeals. Do you 
think the class action lawsuit is going to help veterans access 
their outcomes and their benefits faster by allowing class 
action?
    Ms. Burbank. Class actions as a rule whether it is a courts 
or a board, they are a tool of efficiency. They are designed to 
make claims go faster because you are dealing with issues once 
rather than dozens, hundreds, thousands of times. It relieves 
not just the one--it makes one case more complex certainly, but 
it means that you are not having 100 cases, 1,000 cases.
    Mr. Duarte. Sure, the class action as you understand, as we 
understand them in business, you have a giant business that is 
going to be sued with a number of, a myriad of small claims 
from similar from similar plaintiffs. You assume an adversarial 
position.
    You assume they need to unite through a big law firm who is 
going to take a very large percentage of the outcome of the 
award. In the case of veterans where they have us here 
providing oversight, where they have veterans advocacy groups 
on the ground, do class actions make the same sense when the 
defendant often times is the government represented by this 
committee and the Congress itself.
    Ms. Burbank. Class actions against the government in other 
circumstances also exists. The whole idea is, yes, they are a 
tool that again not every case is one that is amenable to class 
actions. Right?
    Mr. Duarte. Sure.
    Ms. Burbank. You have to have a common question of law and 
fact that is going to make it faster and more efficient to deal 
with all at once rather than every single time.
    Mr. Duarte. Thank you. Great. Mr. Tangen, I will take your 
comments on either the Communication for Veterans Claims Act. 
Do you see these letters as frequently and are they more 
obstructive than they have to be to the veterans getting access 
to their benefits without services from someone like yourself?
    Mr. Tangen. I will give a real quick story to answer your 
question. My office represented a veteran, a Vietnam veteran 
diagnosed with Parkinson's. He was an elected official in our 
county. He wanted to give up because of the amount of paperwork 
that he got from the VA. And came into my office with a box of 
paperwork and said I do not want to do this anymore, keep 
reading this stuff. I looked at him and I said, stop reading 
the letters. That is why you have me.
    Mr. Duarte. It was virtually impossible for him to get his 
services and benefits that he deserved without an attorney as 
yourself?
    Mr. Tangen. That is correct.
    Mr. Duarte. Does that need to be that way?
    Mr. Tangen. I do not think so. No.
    Mr. Duarte. It has not corrected itself as of yet through 
the Veterans Administration directly?
    Mr. Tangen. That is correct.
    Mr. Duarte. You have given them some input over the years?
    Mr. Tangen. That is correct, I have.
    Mr. Duarte. I assume veteran groups have given them some 
input over the years and it has not been fixed yet?
    Mr. Tangen. That is correct.
    Mr. Duarte. Thank you. Appreciate it.
    Yield back, Mr. Chairman.
    Mr. Luttrell. Thank you, sir.
    Ms. Wheeler, I have a follow-on question for you about the 
spouses and the letters that they receive asking if they had 
been remarried because current law states that if you are 
remarried before 55 you lose your benefits by law until this 
current legislation that we are trying to push through if that 
is enacted and passed.
    Now, the VA sitting in this room with us their job is to 
reach out to those spouses and ask those questions. I get it. 
Every time I get a letter from the VA, I am not going to say 
what happens to it, but I am a nonresponsive guy. If they do 
not ask those questions and they do not have those answers when 
they come to sit before us with a full committee, we are going 
to hold them accountable.
    My question is how do we fix that problem? Do not say pass 
the law because we are not there yet. The way we engage with 
the spouses is by mail, snail mail, email. I dare not say the 
VA's launching out folks to go knock on doors. I do not know 
that for certain. I do not think that would be the case. Here 
is the problem.
    When talking with the spouses have you in your engagements 
have they responded in a way that said I would prefer this to 
happen? Or are they just okay with like, I am not responding? 
There is two sides to this coin.
    Ms. Wheeler. That is true. We do understand that the VA is 
contractually obligated to ask that question and we understand 
that, and we agree with that. The problem is it is not 
consistent. These letters come but not every year. Oftentimes a 
survivor may get one every year. They may have a lapse in time 
between that so they do not always know that they are coming 
and to expect them. If they had remarried, we encourage 
survivors to proactively reach out to the VA.
    Mr. Luttrell. Is there a timeframe that is more--and I do 
not mean for this to sound in anyway disrespectful, but is 
there a timeframe that they would appreciate, like is the VA, 
they reach out every 5 years or VA reach out every year? Is 
there a--I am trying to solve a problem where it lives right 
now.
    Ms. Wheeler. It would be helpful if it was consistent. If 
they are going to do it every year in a particular timeframe 
then the spouse knows to expect it. We also encourage surviving 
spouses to reach out to the VA to inform them that they have 
remarried. I think that is a very important part of this as 
well.
    Mr. Luttrell. Okay. Thank you. Mr. Tangen, I have a 
question Mr. Self asked me to address to you. Do you agree that 
VA is obtaining too many unnecessary toxic exposure related 
disability compensation exams?
    Mr. Tangen. Chairman, I do absolutely believe that. What we 
have seen is, and this is part of our written testimony that 
was submitted, it appears to us that it is almost become a 
sixth theory of entitlement, namely being the five ones that 
under law are direct aggravated secondary presumptive and VA 
negligence.
    In some situations, it feels like the VA is using TERA as a 
method of proving by a theory of service connection and we have 
seen C&P exams where veterans who have not even filed for TERA 
go through a TERA exam and the box is checked, no, this is not 
a TERA and none of the other five theories of entitlement are 
checked off.
    It goes to the RO and is then denied and then we have to 
take the claim through supplemental or a higher-level review or 
up to the Board in order to get another C&P examination, a 
forensic examination to have it be done the right way.
    Mr. Luttrell. Okay. Thank you. Ranking Member had to step 
away. I look forward to working with these issues with the 
Department and the rest of my colleagues on this subcommittee. 
These bills discussed today would provide important 
improvements for veterans and survivors navigating the VA 
claims and appeals process. They would also improve access to 
benefits for veterans and their surviving loved ones.
    The written statement of our witnesses will entered into 
the hearing record. I ask unanimous consent that statements for 
the record, for the record we have received be entered into the 
hearing record. Hearing no objection, so ordered.
    I ask unanimous consent that all members have 5 legislative 
days to revised extended remarks including extraneous material. 
Hearing no objections, so ordered. Thank you all for attending 
today.
    [Whereupon, at 4:12 p.m., the subcommittee was adjourned.]



      
      
      
      
      
      
      
      
      
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                         A  P  P  E  N  D  I  X


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                    Prepared Statements of Witnesses

                              ----------                              

               Prepared Statement of Jaime Areizaga-Soto

[GRAPHIC(S) NOT AVAILABLE IN TIFF FORMAT]

                  Prepared Statement of Tiffany Wagner

    CHAIRMAN LUTTRELL, RANKING MEMBER PAPPAS, AND DISTINGUISHED MEMBERS 
OF THE SUBCOMMITTEE:

    Thank you for inviting the U.S. Court of Appeals for Veterans 
Claims (Court) to participate in the April 10, 2024, legislative 
hearing of the U.S. House of Representatives, Committee on Veterans' 
Affairs, Subcommittee on Disability Assistance and Memorial Affairs 
(Subcommittee). I'm Tiffany Wagner, the Court's Executive Officer and 
Clerk of Court, and I'm pleased to appear as the designee of Chief 
Judge Margaret Bartley on behalf of the Court. The Subcommittee is 
considering several bills, but we limit our testimony to the Medical 
Disability Examination Improvement Act of 2024 and the Veterans Appeals 
Efficiency Act of 2024, and specifically, to the sections within those 
bills that directly impact the Court. Those provisions pertain to the 
Court's Annual Report and to proposed supplemental jurisdiction and 
limited remand authority for the Court. While we are appreciative of 
the Committee's efforts on our behalf, for the reasons outlined below 
the Court does not support adoption of the proposals.

        I. Proposed Section 5(d)(2) of the Medical Disability 
        Examination Improvement Act of 2024

    Section 5(d)(2) of the Medical Disability Examination Improvement 
Act of 2024 would add an additional annual reporting requirement under 
38 U.S.C. Sec.  7288(b). Currently, the Court is required to summarize 
our annual workload as to 15 specific elements. Proposed Section 
5(d)(2) would add a 16th element, requiring a ``summary of recurring 
issues that the chief judge of the Court believes could be resolved by 
better training for employees of the Department, increased oversight, 
or clarification from either the Department or Congress.'' 
Respectfully, the Court opposes this proposal.
    The Court was established by Congress 35 years ago as an 
independent Federal court with ``exclusive jurisdiction to review 
decisions of the Board of Veterans' Appeals'' (Board) (38 U.S.C. Sec.  
7252). The Board is the entity within the Department of Veterans 
Affairs (VA) that provides final executive agency decisions as to 
veterans benefits entitlement (38 U.S.C. Sec.  7104). Administration of 
the Board is the ultimate responsibility of the Secretary of VA (38 
U.S.C. Sec.  7101).
    There are two primary reasons for the Court's opposition to the 
Section 5(d)(2) proposal. First, the Court, as a judicial entity, has 
no authority or responsibility to oversee VA or to resolve VA training 
issues. The VA Secretary is tasked by the President to lead the 
Department and, of course, this Committee maintains oversight as to VA 
operations. Thus, it is the Secretary's responsibility to manage 
Department employees, to include establishing internal operations and 
directing necessary training or supervision based on his knowledge of 
any VA deficiencies. The Court and its judges have no role in that 
executive function, and no role in the legislative oversight function. 
Court judges are not privy to internal VA operations, including as to 
current training or oversight. The Court reviews issues and arguments 
presented in appeals; decides all relevant questions of law; holds 
unlawful and sets aside Board decisions and findings that are, among 
other things, arbitrary, capricious, an abuse of discretion, or 
otherwise not in accordance with law; and affirms, reverses, or remands 
as appropriate. When the Court finds Board error requiring reversal or 
remand, the Court identifies the error and explains the reasons for its 
decision. Once the Court's action becomes final, the matter returns to 
the Board and the Court has no further involvement. Therefore, even 
were it appropriate, the Court's judges have no means to evaluate what 
is or is not working successfully within VA or to suggest changes or 
enhancements to VA internal operations.
    A second reason for the Court's opposition to the Section 5(d)(2) 
proposal is that, as with all judicial tribunals, the Veterans Court 
speaks through its judicial decisions and does not issue advisory 
opinions or generalize or summarize the errors of one of the parties 
outside of the context of a case. VA is charged to readjudicate claims 
that are returned to it for error correction. By statute, 38 U.S.C. 
Sec.  7112, the Board is the recipient of every reversed or remanded 
Court decision, and is likely in the best position to assess and 
evaluate trends; to develop strategies and training to address errors; 
to allocate resources toward such initiatives; and to limit error 
recurrence. In this vein, the Court notes that proposed subsection 
5(d)(1) of the Medical Disability Examination Improvement Act of 2024 
places on the Chairman of the Board a reporting requirement identical 
to that of proposed Section 5(d)(2). The Court believes that the burden 
of identifying, reporting, and remedying errors should rest with the 
Board. Indeed, in November 2023 testimony to this Subcommittee, the 
U.S. Government Accountability Office made similar recommendations to 
improve Board quality assurance, to include: ``The [Board] Chairman... 
should develop and implement an evidence-based decision-making process 
that includes a plan outlining how it will build evidence to assess the 
underlying causes for the most common errors identified by the case 
review process and the most common reasons for [Court] remands. The 
Board should use this evidence to better target its interventions and 
assess their results.'' (https://www.gao.gov/products/gao-24-106156). 
Thus, as others with knowledge of this area have prescribed, the Board 
is in the best position and has the authority and responsibility to 
collect and provide the information outlined in proposed Section 
5(d)(2).
    For these reasons, the Court respectfully opposes Section 5(d)(2) 
of the Medical Disability Examination Improvement Act of 2024.

        II. Proposed Section 2(d) of the Veterans Appeals Efficiency 
        Act of 2024

    Section 2(d) of the Veterans Appeals Efficiency Act of 2024, titled 
``Expansion of Jurisdiction of [the Court],'' would modify 38 U.S.C 
Sec.  7252 to add two additional subsections-the first pertaining to 
supplemental jurisdiction and the second to limited remand authority.

          A. Supplemental Jurisdiction

    Section 7252 of title 38 U.S. Code establishes the Court's 
jurisdiction, stating that the Court has ``exclusive jurisdiction to 
review decisions of the Board.'' Proposed subsection 7252(b)(1) would 
add that the Court ``shall have supplemental jurisdiction to review an 
eligible claim pending a final decision of the [Board] with respect to 
such eligible claim''; proposed subsection 7252(b)(2) would address how 
the period for administrative review of such claims would be tolled 
pending a Court decision; and proposed subsection 7252(b)(3) would 
define an ``eligible claim'' for purposes of supplemental jurisdiction.
    This proposal appears to be directed toward that part of the U.S. 
Court of Appeals for the Federal Circuit's decision in Skaar v. 
McDonough, 48 F.4th 1323 (Fed. Cir. 2022), that held that the Veterans 
Court exceeded its jurisdiction when it included in a certified class 
veterans who had not yet received final Board decisions as to their 
individual claims. The Federal Circuit held: ``While district courts 
may indeed exercise jurisdiction over future claimants, that is because 
Congress explicitly conferred the district courts with supplemental 
jurisdiction encompassing such claims. Critically, Congress has not 
enacted any comparable jurisdictional statute for the Veterans Court.'' 
Skaar, 48 F.4th at 1333-34 (internal citations omitted).
    Congressional modification or expansion of the Veterans Court's 
jurisdiction is a legislative policy determination that the Court will 
not comment on. However, the Court offers the following observations 
with regard to the specific language in proposed subsections 
7252(b)(1), (b)(2), and (b)(3).
    First, the term ``supplemental jurisdiction'' is not defined in new 
proposed subsection 7252(b)(1), and therefore is susceptible to broad 
construction. The statutory basis for supplemental jurisdiction in 
United States district courts is found in 28 U.S.C. Sec.  1367(a). That 
statute defines a claim over which a district court has supplemental 
jurisdiction as one that is ``so related to claims in the action within 
such original jurisdiction that they form part of the same case or 
controversy.'' Stated differently, if a district court has jurisdiction 
over claim #1, it may exercise supplemental jurisdiction over claim #2 
(over which it would not have original jurisdiction) so long as the two 
claims ``form part of the same case or controversy.'' The absence of a 
definition of ``supplemental jurisdiction'' in proposed section 7252(b) 
may invite a wave of requests citing this proposed provision and 
arguing for a wider interpretation of the expansion of the Court's 
jurisdiction than Congress may have contemplated.
    Second, new proposed subsection 7252(b)(2) may be intended to 
permit a claimant who is included in a certified or proposed class 
pending at the Court and who has not yet received a final Board 
decision to temporarily stop the clock on agency review deadlines that 
follow an initial VA decision on a claim. But it is unclear whether the 
subsection intends to use the word ``claimant'' to refer to different 
actors. The first use of ``claimant'' may be referencing an individual 
needing tolling of the period in which to submit a request for agency 
administrative review when that individual is included in a class 
action pending before the Court. In other words, the first ``claimant'' 
may refer to a person whose claim remains before the agency. However, 
the second use of ``claimant'' refers to an individual who ``submits to 
the Court a motion for class action review.'' It is unclear whether 
this second use intended to include someone who has appealed a final 
Board decision to this Court and has submitted a request for class 
certification. Because the intent is unclear and because the Court may 
be called upon in the future to interpret whatever language Congress 
enacts, the Court finds it difficult to provide thoughtful feedback as 
to this proposed subsection.
    Third, new proposed subsection 7252(b)(3) defines the term 
``eligible claim'' used in subsection 7252(b)(1) concerning 
supplemental jurisdiction as a claim pending a final Board decision 
``for which relief may be granted on a class-wide basis'' pursuant to 
the Court's Rules of Practice and Procedure (Rules). If Congress's sole 
intent is to permit the Court to include in an existing class a VA 
claimant who lacks a final Board decision, the Court suggests that 
Congress seriously consider whether the definition goes beyond what 
Congress has contemplated. Because the Court's Rules contain no 
restriction as to appeals that may be subject to relief on a class-wide 
basis, this leaves unsettled whether as written the Court might have 
supplemental jurisdiction over any claim pending before VA, regardless 
of whether a request for class certification and class action has been 
filed. This could result in a flood of claimants seeking Court review 
of myriad non-final agency actions. It may be possible to read 
``eligible claim'' in the context of supplemental jurisdiction as 
fundamentally changing the Court's current statutory jurisdictional 
requirement that there be a final Board decision prior to Court review. 
Unfettered jurisdiction could significantly grow the Court's caseload, 
which in turn would require reevaluation of Court processes and 
resource needs.
    For the above reasons, the Court has serious concerns about Section 
2(d) of the Veterans Appeals Efficiency Act of 2024.

          B. Limited Remand Authority

    Section 2(c) of the Veterans Appeals Efficiency Act of 2024 
proposes to add new 38 U.S.C Sec.  7252(c), addressing the Court's 
remand authority.
    Proposed new subsection 7252(c)(1) would authorize the Court to 
remand a matter to the Board ``for the limited purpose of ordering the 
Board to address a question of law or fact'' that the Court determines 
the Board failed to either (1) address after it was explicitly or 
reasonably raised, or (2) adequately explain the reasons or bases for 
the Board's decision as to such question. Proposed new subsection 
7252(c)(2) would permit the Court, when issuing such a limited remand, 
to direct the Board to issue a decision by a date certain. Proposed new 
subsection 7252(c)(3) would require the Court to retain jurisdiction 
over such remanded matters and to stay Court proceedings until the 
Board satisfies the remand instructions and issues a decision.
    Proposed subsection 7252(c) could inject uncertainty into the law 
given that the Court already has the authority to take the actions 
contemplated in this proposed new section. Currently, 38 U.S.C. Sec.  
7252(a) permits the Court to remand matters as appropriate. Issuing 
limited remands, retaining jurisdiction, and setting out a timetable 
within which the Board must act are all actions that the Court at the 
current time may take or has taken. Most recently, the en banc Court in 
Skaar v. Wilkie, 31 Vet.App. 16 (2019) (per curiam order), did just 
that. There, the Court clarified its authority in this regard and noted 
that the unique circumstances of that case made using a limited remand 
appropriate. The Court retained jurisdiction of the matter and directed 
the Board to address specific issues on a detailed timeline. Although 
later holdings in Skaar were overturned by the Federal Circuit, this 
holding was not disturbed.
    The fact that the Court has current authority to engage in limited 
remands is the primary reason that the Court raises questions about the 
proposed changes regarding limited remand authority. But in addition, 
by articulating when the Court may order a limited remand, new 
subsection 7252(c)(1) may in fact limit the Court's current authority 
to engage limited remands. And proposed new subsection 7252(c)(3) could 
impose a potentially unclear and unnecessarily rigid framework on Court 
actions. How and when to act in handling cases before the Court is a 
judicial determination and the Court, for example, should not be 
prevented from acting in cases where the Board fails to comply with the 
remand instructions.
    Without a doubt, retaining jurisdiction and directing a limited 
remand with specific adjudication instructions to the agency could be a 
powerful tool. But this tool is already in the Court's toolbox--and we 
suggest that Congress consider whether increased use may disturb the 
normal process for veterans waiting in the traditional appeal queue. In 
short, under our current authority the Court may undertake case-by-case 
judicial determinations as to when and to what extent to remand, and it 
is unclear to the Court why Congress may believe this to be 
insufficient.

        III. Conclusion

    The Court takes seriously its mission to afford veterans and their 
families and survivors full, fair, and prompt judicial review of final 
Board decisions. The Court is open to ways to improve its functioning 
and appreciates the Subcommittee's continued interest and effort in 
this shared goal. Thank you for the opportunity to submit this 
statement.
                                 ______                                

                   Prepared Statement of Daniel Shedd

[GRAPHIC(S) NOT AVAILABLE IN TIFF FORMAT]

                 Prepared Statement of Candace Wheeler

    The Tragedy Assistance Program for Survivors (TAPS) is the national 
provider of comfort, care, and resources to all those grieving the 
death of a military or veteran loved one. TAPS was founded in 1994 as a 
501(c)(3) nonprofit organization to provide 24/7 care to all military 
survivors, regardless of a service member's duty status at the time of 
death, a survivor's relationship to the deceased service member, or the 
circumstances or geography of a service member's death.
    TAPS provides comprehensive support through services and programs 
that include peer-based emotional support, casework, assistance with 
education benefits, and community-based grief and trauma resources, all 
delivered at no cost to military survivors. TAPS offers additional 
programs including, but not limited to, the following: the 24/7 
National Military Survivor Helpline; national, regional, and community 
programs to facilitate a healthy grief journey for survivors of all 
ages; and information and resources provided through the TAPS Institute 
for Hope and Healing. TAPS extends a significant service to military 
survivors by facilitating meaningful connections to peer survivors with 
shared loss experiences.
    In 1994, Bonnie Carroll founded TAPS after the death of her 
husband, Brigadier General Tom Carroll, who was killed along with seven 
other soldiers in 1992 when their Army National Guard plane crashed in 
the mountains of Alaska. Since its founding, TAPS has provided care and 
support to more than 120,000 bereaved military survivors.
    In 2023 alone, 9,611 newly bereaved military and veteran survivors 
connected with TAPS for care and services, the most in our 30-year 
history. This is an average of 26 new survivors coming to TAPS each and 
every day. Of the survivors seeking our care in 2023, 34 percent were 
grieving the death of a military loved one to illness, including as a 
result of exposure to toxins; 30 percent were grieving the death of a 
military loved one to suicide; and only 3 percent were grieving the 
death of a military loved one to hostile action.
    As the leading nonprofit organization offering military grief 
support, TAPS builds a community of survivors helping survivors heal. 
TAPS provides connections to a network of peer-based emotional support 
and critical casework assistance, empowering survivors to grow with 
their grief. Engaging with TAPS programs and services has inspired many 
survivors to care for other more newly bereaved survivors by working 
and volunteering for TAPS.
    Chairman Luttrell and Ranking Member Pappas, and distinguished 
members of the House Committee on Veterans' Affairs, Disability and 
Memorial Affairs Subcommittee, the Tragedy Assistance Program for 
Survivors (TAPS) is grateful for the opportunity to provide a statement 
for the record on issues of importance to the 120,000-plus surviving 
family members of all ages, representing all services, and with losses 
from all causes who we are honored to serve.
    The mission of TAPS is to provide comfort, care, and resources for 
all those grieving the death of a military loved one, regardless of the 
manner or location of death, the duty status at the time of death, the 
survivor's relationship to the deceased, or the survivor's phase in 
their grief journey. Part of that commitment includes advocating for 
improvements in programs and services provided by the U.S. Federal 
Government--the Department of Defense (DOD), Department of Veterans 
Affairs (VA), Department of Education (DoED), Department of Labor 
(DOL), and Department of Health and Human Services (HHS)--and State and 
local governments.
    TAPS and the VA have mutually benefited from a long-standing, 
collaborative working relationship. In 2014, TAPS and the VA entered 
into a Memorandum of Agreement that formalized their partnership with 
the goal of providing earlier and expedited access to crucial survivor 
services. In 2023, TAPS and the VA renewed and expanded their formal 
partnership to better serve our survivor community. TAPS works with 
military and veteran survivors to identify, refer, and apply for 
resources available within the VA, including education, burial, 
benefits and entitlements, grief counseling, and survivor assistance.
    TAPS also works collaboratively with the VA and DOD Survivors 
Forum, which serves as a clearinghouse for information on government 
and private-sector programs and policies affecting surviving families. 
Through its quarterly meetings, TAPS shares information on its programs 
and services as well as fulfills any referrals to support all those 
grieving the death of a military and veteran loved one.
    TAPS President and Founder Bonnie Carroll served on the Department 
of Veterans Affairs Federal Advisory Committee on Veterans' Families, 
Caregivers, and Survivors, where she chaired the Subcommittee on 
Survivors. The committee advises the Secretary of the VA on matters 
related to veterans' families, caregivers, and survivors across all 
generations, relationships, and veteran statuses. Ms. Carroll is also a 
distinguished recipient of the Presidential Medal of Freedom, the 
Nation's highest civilian honor.

LOVE LIVES ON ACT OF 2023 (H.R. 3651)

(TAPS Strongly Supports)

    TAPS is honored to work with members of this committee to pass one 
of our top legislative priorities, the Love Lives On Act of 2023 (H.R. 
3651). This comprehensive legislation will allow surviving spouses to 
retain their benefits following remarriage before the age of 55. TAPS 
is grateful to Representatives Dean Phillips (D-MN-3) and Richard 
Hudson (R-NC-9), and Senators Jerry Moran (R-KS) and Raphael Warnock 
(D-GA) for introducing this important legislation in the 118th 
Congress.
    We ask Congress to:

      Remove the age of 55 as a requirement for surviving 
spouses to retain benefits after remarrying.

      Allow surviving spouses to retain both the Survivor 
Benefit Plan (SBP) and Dependency and Indemnity Compensation (DIC) upon 
remarriage at any age.

      Allow remarried surviving spouses to maintain access to 
education benefits under the Fry Scholarship and Dependents Education 
Assistance (DEA).

      Allow remarried surviving spouses to retain Commissary 
and Exchange benefits
    (Passed in Fiscal Year 2024 National Defense Authorization Act).

      Allow remarried surviving spouses to regain their TRICARE 
benefits if their remarriage ends due to death, divorce, or annulment.

      Remove the ``Hold Themselves Out to Be Married'' clause 
from 38 USC, Section 101, paragraph 3.

    Current law significantly penalizes surviving spouses if they 
choose to remarry before the age of 55. Given that most surviving 
spouses from the post-9/11 era are widowed in their 20's or 30's, we 
are asking them to wait 20-plus years to move forward in their lives 
with the financial security given as a result of their loved ones' 
service and sacrifice. They often have children who they must raise 
alone. Many surviving spouses choose not to remarry after the death of 
their service member because the loss of financial benefits would 
negatively impact their family, especially those with children. Many 
choose to cohabitate instead of legally remarrying.
    The long-term goal for TAPS is to secure the right for surviving 
spouses to remarry at any age and retain their benefits. TAPS is 
leading efforts to pass the Love Lives On Act of 2023, which is 
supported by over 40 veteran and military organizations. TAPS 
spearheaded a letter of support from these partner organizations that 
has been shared with every member of this committee.
    Military spouses are among the most unemployed and underemployed 
population in the United States. Due to frequent military moves, 
absence due to frequent deployments of the service member, and 
expensive child care, military spouses face high barriers to employment 
and are unable to fully invest in their own careers and retirement. For 
many families, military retirement pay is treated as the household's 
retirement pay. These barriers to employment continue when a military 
spouse becomes a surviving spouse. Many surviving spouses have to put 
their lives on hold to raise bereaved children. They are reliant on 
their survivor benefits to help offset the loss of pay from their late 
spouse and their own lost income as a result of military life.
    If a surviving spouse's subsequent marriage ends due to death, 
divorce, or annulment, while most benefits can be restored, TRICARE 
benefits are not restored. If a surviving spouse was previously 
eligible for CHAMPVA, that benefit can be restored. TAPS is not asking 
for surviving spouses to maintain TRICARE upon remarriage, only that we 
provide parity with other Federal programs, and allow it to be restored 
if the subsequent marriage ends.
    These restrictions appear to be punitive, as they are only imposed 
on military surviving families, but not others who put their lives on 
the line to protect and defend. For example, in 30 states, including 
Texas \1\, Virginia \2\, and Louisiana \3\, first responders' survivors 
may legally remarry and maintain all or partial pensions and benefits.
---------------------------------------------------------------------------
    \1\ https://www.firehero.org/resources/family-resources/benefits/
local/tx/
    \2\ https://www.firehero.org/resources/family-resources/benefits/
local/va/
    \3\ https://irp-cdn.multiscreensite.com/ac5c0731/files/uploaded/
Louisiana.pdf
---------------------------------------------------------------------------
    In certain circumstances, divorcees are granted more respect than 
surviving spouses. If a service member was married for at least 20 
years and served 20 years, their divorced spouse is entitled to a 
portion of that retirement benefit regardless of whether they remarry 
or not. Surviving spouses should not be penalized for remarrying when 
we grant the right to retain benefits to certain divorced spouses.
    Additionally, when a surviving spouse remarries before the age of 
55, they are legally required to notify the Department of Veterans 
Affairs (VA) to discontinue Dependency and Indemnity Compensation 
(DIC). The VA states that the processing time for these claims is 
typically eight to 12 weeks, but unfortunately, this is most often not 
the case. Numerous surviving spouses experience delays ranging from six 
to 18 months, with some cases taking up to 42 months of constant effort 
to terminate their benefits. They often encounter the need to make 
multiple calls and resend paperwork repeatedly.
    As these survivors continue to receive payments, they subsequently 
receive debt letters demanding the immediate repayment of benefits, 
often with added interest. This places an undue burden and emotional 
distress on surviving spouses who followed the required procedures. The 
challenge is exacerbated by the fact that many surviving spouses, often 
with minor children, are unaware of the specific portions of the 
payments they are supposed to retain and which portions should cease. 
Additionally, they may lack the financial resources to repay the VA 
promptly. This is a waste of VA resources, and allowing our surviving 
spouses to maintain benefits upon remarriage would eliminate these 
unnecessary challenges.
    According to the VA, there are approximately 505,000 DIC 
recipients. Less than 30,000 of those surviving spouses are under the 
age of 55 and could potentially benefit from this legislation. 
Currently, less than 5 percent of surviving spouses under the age of 55 
have chosen to remarry due to these penalties.
    The Federal Government has allowed surviving spouses to maintain 
benefits upon remarriage over the age of 55 or 57 for decades. There is 
no specific reason for the age of 55, it is just the age Congress 
decided they could live with, but it sets the precedent that surviving 
spouses can and should be able to remarry and retain survivor benefits 
without waiting 20-plus years. Most choose to cohabitate until age 55, 
so all this law does is discourage legal marriages and prevent our 
young surviving children from having a mother or father figure legally 
in their lives.
    Additionally, not only can a surviving spouse not legally remarry 
without losing survivor benefits, but there is also a clause in statute 
that states surviving spouses cannot ``hold oneself out to be married'' 
( 38 U.S. Code Sec.  101 Paragraph 3). Originally, this referred to 
common law marriages, but in practice, it means that if anyone could 
view your new significant other as your ``spouse,'' you could lose your 
benefits. If someone addresses a Christmas card to ``Mr. & Mrs. Smith'' 
as opposed to ``Mr. Smith and Mrs. Johnson,'' that is holding oneself 
out. If a survivor refers to their new partner as their spouse to 
simplify explaining the relationship, that is holding oneself out. If 
your neighbors presume you are married, that is holding oneself out. 
Anyone can turn in a survivor for holding oneself out, just because 
they do not like them. The VA is legally required to investigate them 
and suspend their benefits during the investigation. While the VA does 
not actively go out and search for these cases, they have to 
investigate when someone submits a tip. This leads to our surviving 
spouses constantly living in fear of being turned in, even when they 
have not remarried.
    With recruiting and retention at an all-time low in the military, 
every time we do not keep our promises to our military, veterans, and 
their families, we are discouraging our younger generations from 
serving. When an 18-year-old enlists in the military, they sign a check 
for up to and including their life. They also know that if something 
happens to them, our government will take care of their family. Period. 
There are no conditions, they are promised that their family will be 
taken care of for the rest of their lives. The current law breaks that 
promise. Our military, Members of Congress, and administration 
frequently remind survivors that the death of their loved one ``is a 
debt that can never be repaid,'' but ending survivor benefits upon 
remarriage is saying, ``that debt is paid in full.'' Just because a 
surviving spouse remarries does not mean they stop grieving. A piece of 
paper will never change that they are a widow or widower; it just means 
they are also someone else's spouse.
    Remarriage should not impact a surviving spouse's ability to pay 
bills. They should not have to choose between another chance at love, a 
stable home life for their children, and financial security. They are 
still the surviving spouse of a fallen service member or veteran, who 
earned these benefits through their service and sacrifice. Regardless 
of their marital status, surviving spouses should not be penalized for 
finding love in the future. All they are asking for is to choose how 
they move forward to pick up the broken pieces of their lives.

    TAPS appreciates the House and Senate Armed Services Committee 
including section V in the Fiscal Year 2024 National Defense 
Authorization Act, and we are optimistic this committee will pass 
sections II and VII in The Senator Elizabeth Dole 21st Century Veterans 
Healthcare and Benefits Improvement Act soon.

    The following personal testimonials from surviving spouses help 
highlight these important issues.

Gina Kincaide Piland, Surviving Spouse of Lt Col John Kincade U.S. Air 
Force

    ``On November 21, 2019, my husband of 20 years, Lt Col John (Matt) 
Kincade, lost his life in a military aviation training mishap at Vance 
Air Force Base. Through his (our) 20 years of service, I followed him 
from base to base--Texas to California to Nevada back to California, 
then Iowa, and finally `home' to Oklahoma--raising our two amazing 
sons, keeping the home fires burning, and praying he would come home 
safely. The day after my Matt died, I sat down with a representative 
from Vance AFB and received my benefits briefing. That day I learned 
about the benefits I would collect due to Matt's death. I also learned 
that most of the benefits would never expire--assuming I remained 
unmarried until the age of 55. I remember thinking that wouldn't be a 
problem. I couldn't see past the grief and despair of the fresh loss to 
consider that someday in the future I might meet someone who could make 
my life--and my sons' lives--beautiful again. And yet, that's exactly 
where I find myself today.

    ``In March 2022, I met Cally, a man who helped me see the beauty of 
life again. He allowed space for the legacy of my late husband. Cally 
and I struggled with how to move forward together, knowing the severe 
financial repercussions we would face upon marrying. Because we are 
both Christians who are dedicated to having God at the center of our 
relationship, and because we believe marriage is a holy covenant that 
we want to model for our combined six children, Cally and I made the 
choice to accept the financial penalty and were married on December 31, 
2023. I am no longer eligible to receive DIC or the SBP that my late 
husband invested in to provide for our needs.

    ``For the 20 years my late husband served, our sons have been my 
priority. Matt and I always had the belief that one parent should be 
wholly available to our kids at all times. In the years of deployments, 
work-ups, and training, I sacrificed my career goals to support him and 
to raise our two amazing sons. And now, as a result of his death, I 
find myself at 50 years old starting over again--not just in a 
relationship, but also in a career.

    ``In spite of our tremendous loss, under current law, the U.S. 
Government, the Department of Defense, and Veterans Affairs will be 
free and clear of any responsibility to the family of the late Lt Col 
John (Matt) Kincade when our youngest son turns 22.''

Marcie Robertson, Surviving Spouse of SFC Forrest Robertson, U.S. Army

    ``I lost my husband in November 2013 when he was killed in action 
in Afghanistan. At the time, I was 34 years old, and our daughters were 
14, 10, and 6 years old. One day I had a partner, and the next day I 
was the only one to make decisions, discipline, and raise three 
daughters.

    ``My husband deployed four times during our marriage, so we both 
understood his job meant there was a real possibility that he might not 
come home each time he deployed. Early on, we had a discussion about 
what would happen if he were to lose his life. He told me where he 
wanted to be buried and what to do with the insurance money. He also 
told me that when I felt ready, he wanted me to move forward with 
someone new. It was very important to him that I not spend the rest of 
my life alone. He said this, not realizing that his wish for me would 
mean the end of the benefits he provided for me. He went to war for his 
country knowing that if he sacrificed his life, his family would be 
taken care of. He did not know that meant his widow would have to stay 
unmarried until she was practically a senior citizen to maintain her 
benefits.

    ``I have met a wonderful man who has become a partner to me and a 
`bonus dad' to my daughters. He is exactly what my husband would want 
for the four of us. I dream of the day when I can marry him. I am a 
Christian and believe that God provided this amazing man to be my 
husband. I was pulled aside several times by my church leader and told 
that if I didn't marry him or kick him out of my home, I would lose my 
ability to volunteer in the church. This ultimately pushed me away from 
my church and severed important friendships in my support system. I am 
being forced to make a choice to put aside my religious beliefs to 
maintain my income.

    ``Even after all of this, he is willing to wait until we are in our 
50's to marry me. I should never have been put in a position to have to 
ask that of him--especially when a soldier can get divorced, and, if 
the couple was married for a certain length of time, the spouse will 
receive as much as half of the soldier's retirement. That same spouse 
can remarry and maintain their share of retirement. It is unbelievable 
that this is not the same for me.

    ``It appalls me that my country would ask me to give up my 
financial independence to get married. We are talking about a small 
portion of the population of the United States that has sacrificed so 
much. If you are willing to vote `yes' on a bill to send people to war, 
you should also hold responsibility for the catastrophic effects of war 
and serving. It should be a reminder of the cost of war. Continuing to 
pay these earned benefits after remarriage is a small price to pay to 
take care of the families of our fallen. If you are concerned about the 
cost of supporting survivors, stop asking men and women to give their 
lives.''

Kellie Hazlett, Surviving Spouse of Capt Mark Nickles U.S. Marine Corps

    ``My husband, a United States Marine Corps F-18 pilot, died in a 
training accident while deployed to Japan in 1997 on my 30th birthday. 
He is still considered Missing in Action because they were never able 
to recover his remains. I had to move out of our home in San Diego 
within 6 weeks of his death because I could not afford to maintain the 
payments on our rental without his paycheck, so I moved back home to be 
a caregiver to my mother. I could no longer continue my career in the 
medical field due to the trauma of losing my husband and had to start 
over.

    ``Eventually I met my now husband, Steve, but I hesitated to 
remarry as I was dependent on the financial benefits that helped offset 
my own lost income as a military and surviving spouse. Mark and I never 
had the chance to start a family, and it was important to me that when 
Steve and I did, we were legally married. We now have three beautiful 
children.

    ``I was recently diagnosed with a long-term illness, and my 
treatments are not covered by insurance as they are viewed as 
experimental. Restoring my survivor benefits, that Mark and I paid 
into, would go a long way in helping offset the very expensive costs of 
my treatments. As I am 57 years old, I could divorce Steve, reinstate 
my benefits, and remarry him the next day because of the arbitrary 
remarriage age of 55. This is something that I have seriously 
considered, due to the unfair penalty.''

    Linda Ambard Rickard, Surviving Spouse of MAJ Phil Ambard, U.S. 
Army

    ``I became a widow just before my 50th birthday when my husband of 
23 years, Major Phil Ambard, was killed in Kabul, Afghanistan, in a 
mass shooting that left eight airmen and one civilian dead. For over 
two decades, we had moved every 2 to 4 years. While I had multiple 
master's degrees and a teaching license, I never progressed beyond 
probation/provisional status at my jobs because we were never in any 
one place long enough. I never got too attached to a home, people, or a 
job because everything was so temporary.

    ``When I became a widow, I didn't know where to move. I hadn't 
lived back home in Idaho since 1979. I was too old to go live with my 
mom and dad, and too young to live with my children, four of whom were 
in the military. It took me years to get my feet on the ground.

    ``I didn't date for many years because I just couldn't. At 57, I 
met the man who would become my husband. I married him just after my 
60th birthday. While I maintain my survivor benefits and survivor 
social security, due to my age, I had to give up TRICARE even though I 
now qualify for CHAMPVA. It is ridiculous that younger widows and 
widowers lose everything with remarriage; there is a big difference 
with the magic age of 55.''

Tonya Syers, Surviving Spouse of W4 Lowell Syers II, U.S. Army

    ``My husband, Lowell, enlisted in high school via the delayed entry 
program. We met at Fort Campbell, Kentucky, and married 6 months later. 
After multiple moves, he decided to join the National Guard, and we 
moved to California. He retired after 20.5 years. In May 2019, we 
watched my son graduate from UGA and be commissioned into the USAR. My 
husband gave him his first official salute. It was a very exciting 
moment, but the next day Lowell asked me to take him to the emergency 
room. Instead of celebrating Jake's graduation, we found out Lowell had 
stage 4 glioblastoma from exposure to the burn pits while deployed. By 
the end of July, it took his life.

    ``Eventually, I met a gentleman named James `Jay' Matheson. He also 
retired from the reserves. We got engaged. I was shocked to learn that 
remarrying before the age of 55 would cause me to lose my military 
benefits. Jay's ex-wife was granted half of his Navy retirement. She is 
free to remarry without any financial loss. Why does the government 
allow divorcees to keep military pensions but punish military widows? I 
am not in any way telling the government to rescind ex-wives' court-
appointed portions of military pensions. I am only saying that it is 
morally wrong not to offer military widows the same option to remarry 
without financial penalty.

    ``The most pro-family and pro-military decision Congress could make 
is to change this law! Lowell served over 20 years and never collected 
one cent in retirement. He died, like most, too early due to military 
service. We would gladly trade our benefits to have our spouse back. 
Unfortunately, we do not have that option.''

CARING FOR SURVIVORS ACT OF 2023 (H.R. 1083)

(TAPS Strongly Supports)

    TAPS and the survivor community have supported increasing 
Dependency and Indemnity Compensation (DIC) for many years. We are 
grateful to Congresswoman Jahana Hayes (D-CT-5) and Congressman Brian 
Fitzpatrick (R-PA-1), and Senate Veterans' Affairs Committee Chairman 
Jon Tester (D-MT) and Senator John Boozman (R-AR) for reintroducing the 
Caring for Survivors Act of 2023 (H.R. 1083).
    Passing this important legislation is a top priority for The 
Military Coalition (TMC) Survivor Committee, co-chaired by TAPS. TMC 
consists of 35 organizations representing more than 5.5 million members 
of the uniformed services--active, reserve, retired, survivors, 
veterans, and their families.
    TAPS remains committed to improving DIC and providing equity with 
other Federal benefits. We continue to work with Congress to:

      Pass the Caring for Survivors Act of 2023.

      Increase DIC from 43 percent to 55 percent of the 
compensation rate paid to a 100 percent disabled veteran.

      Reduce the timeframe a veteran needs to be rated totally 
disabled from 10 to 5 years, allowing more survivors to become eligible 
for DIC benefits.

    More than 505,000 survivors receive DIC from the Department of 
Veterans Affairs (VA). DIC is a tax-free monetary benefit paid to 
eligible surviving spouses, children, or parents of service members 
whose death was in the line of duty or resulted from a service-related 
injury or illness.
    The current monthly DIC rate for eligible surviving spouses is 
$1,612.75 (Dec. 1, 2023), which has only increased due to Cost-of-
Living Adjustments (COLA). TAPS is working to raise DIC from 43 percent 
to 55 percent of the compensation rate paid to a 100 percent disabled 
veteran; ensure the DIC base rate is increased equally; and protect 
added monthly amounts, like the 8-year provision and Aid and 
Attendance.
    The following statements from survivors demonstrate that stringent 
limitations on DIC payments have financial and widespread impacts on 
housing, transportation, utilities, clothing, food, medical care, 
recreation, and employment for surviving families:

Katie Hubbard, Surviving Spouse of CSM James Hubbard Jr., U.S. Army

    ``Due to his status at the time of my husband's death, the only 
financial benefit we are eligible for is DIC. CSM James W. Hubbard Jr. 
died May 21, 2009, while in treatment for leukemia caused by the burn 
pits in Iraq. Having your income cut by more than 60 percent while 
trying to navigate funeral costs, bills that aren't stopping, and 
unexpected ambulance and ER charges nearly took me out too.

    ``My mental health was not conducive to returning to the workplace 
quickly after being his caregiver and dealing with the unexpected loss, 
yet I had to figure out something to make up the income or lose our 
home too. My future, my best friend, and my normal were gone. While a 
12 percent increase doesn't seem like much, any widow living paycheck 
to paycheck can tell you it is.

    ``The military is a Federal entity, yet their survivors are treated 
less than. Passing the Caring for Survivors Act would show military 
widows that their spouse and themselves are cared for and not 
forgotten.''

MaryAnne Kerr, Surviving Spouse of GySgt Cory Kerr, U.S. Marine Corps

    ``The money that I receive from DIC has allowed me to stay at home 
to care for my children full-time. However, an increase will be very 
beneficial due to my new role as the sole provider for my children. The 
loss of my husband and children's father has been very hard on our 
family and especially hard on my daughter. She is not only dealing with 
the loss of her father but the trauma she endured while he was battling 
with the effects of combat trauma. There have been incidents at school 
where she had to be picked up and could not return until cleared by her 
therapist. An increase in DIC will be greatly appreciated and allow us 
to continue to heal from the trauma and death of our loved one, free 
from financial burden.''

Sadie Clardy, Surviving Spouse of TSgt Michael Clardy, U.S. Air Force

    ``Five years ago, my husband died suddenly, leaving me to raise 
four children--ages 11 and under--on my own. My earning potential is 
severely limited, due to the years I dedicated to supporting my 
husband's career, and also the logistics of maintaining a job as a 
single mother of four. These past few years have been financially 
draining with supply chain issues, inflation, and the loss of a vehicle 
due to an uninsured driver.

    ``It is time to increase DIC in parity with Federal death benefits. 
It is time to give families of the fallen some breathing room. A DIC 
increase for our family would mean paying back savings, music lessons, 
school supplies, and cooking for my children with carefree abandon. 
Moreover, putting us level with other survivor groups is the right 
thing to do.''

Jackie Ferguson, Surviving Spouse of SGT James Ferguson, U.S. Army

    ``I completed my degree before my husband joined the Army. It was a 
blessing I finished. We moved several times before he passed, but I 
found it very difficult to obtain a position using my degree. It seemed 
no one was interested in hiring me because we would be moving 
constantly. In order to work in my field, I drove every day from Fort 
Sill, Oklahoma, to Oklahoma City, which is over an hour each way. I 
think that raising the DIC to 55 percent would help me offset the 
earning potential I have lost due to unemployment and underemployment 
during my husband's service.''

Harry McNally, Surviving Spouse of SGT Shanna Golden, U.S. Army

    ``Increasing the amount of DIC to levels identical to other Federal 
survivor benefits should have been done decades ago. As it stands, the 
implication is that the death of a veteran or service member is worth 
less than the death of other Federal employees.''

Melissa Evinger, Surviving Spouse of Sgt Barry Evinger, U.S. Marine 
Corps

    ``As a widow and mother of three children, the weight I carry on my 
shoulders is substantial and often paralyzing as I strategize how to 
take care of my children. As a Texas public school teacher, my income 
will never be substantial. I do receive DIC, however, this does not 
come close to what my husband received in disability compensation. 
Because of this, I have to supplement my income by working as a tutor 
before and after school. This all amounts to time I have to be away 
from my children just to ensure we can afford a basic lifestyle.

    ``My husband, children, and I have paid a huge price for our 
country. As the Nation asked my husband to help defend its interests, I 
now ask for your help in return. I respectfully ask you to consider the 
possibility of increasing the amount of DIC for the widows and children 
of the fallen.''

PRIORITIZING VETERANS' SURVIVORS ACT (H.R. 7100)

(TAPS Strongly Supports)

    TAPS appreciates Congressman Juan Ciscomani (R-AZ-06) and House 
Veterans' Affairs Committee Chairman Mike Bost's (R-IL-12) many 
expressions of strong support for the community of military and veteran 
survivors, the most recent being their introduction of the Prioritizing 
Veterans' Survivors Act (H.R. 7100), which would return the Office of 
Survivor Assistance organizationally to its previous location within 
the Office of the VA Secretary. Additionally, we are grateful to the 
Department of Veterans Affairs (VA) for recently holding a Survivor 
Summit to gain valuable insight and input from survivors and survivor-
focused organizations to enhance VA services for survivors enterprise-
wide.
    The Office of Survivor Assistance (OSA) was established in 2008 in 
recognition of the sacred obligation the Nation has to the survivors of 
military service members and veterans. Its director was to serve as a 
principal advisor to the VA Secretary on policies impacting military 
service members' and veterans' survivors, and to serve as a resource 
for surviving family members regarding the benefits, care, and memorial 
services provided across the entire department.
    Unfortunately, this office has been relocated several times over 
the past 15 years--moved from within the Office of the Secretary under 
the Chief of Staff to the Veteran Experience Office; then to the 
Veterans Benefits Administration, where it was placed in the Office of 
Outreach, Transition and Economic Development; and then recently moved 
under the Pension and Fiduciary Service in June 2023. These moves have 
made it very difficult for survivors to understand its role, find 
needed information on resources, and access all the department's 
support with reliable consistency.
    While the Department of Defense (DOD) is able to use existing 
contact information to reach out to grieving families in the event of 
the death of an active-duty service member to ensure that they have 
access to the comprehensive support provided by both the DOD and the 
VA, the VA lacks a similar proactive capability. Prior to the death of 
their veteran, family members are generally not known to the VA because 
they are not receiving benefits or services. Thus, following a 
veteran's death, the burden falls on grieving families to identify, 
interpret, apply for, and comply with the complex eligibility 
requirements and siloed administration of benefits, care, and memorial 
services across one of the largest agencies in the government.
    Despite the best intentions of Congress and the VA leadership and 
employees, the multiple ongoing navigation challenges survivors must 
manage across their survivor journey too often become confusing, 
frustrating, and unmanageable, and many fail to even access the much-
needed assistance available to them.
    For example, surviving spouses are expected to find and use the 
same entry points for information as veterans. Regrettably, survivors 
tell us that calls to the general helpline can result in inaccurate 
information, and some have even been told that they are ineligible for 
benefits during their initial call. Survivors share this experience 
with one another, and the unfortunate result is that they become less 
willing to turn to the VA for assistance. This is harmful to the 
survivor, and it undermines trust in the VA among the community it 
serves. Although survivors represent only 1 percent of those receiving 
VA services, it is essential that all VA staff they may come in contact 
with have the same willing spirit of customer service that the 
department's motto expresses so clearly.
    From the perspective of the community, OSA would be the logical 
entry point or ``front door'' to access VA assistance, but far too many 
survivors don't even know it exists. It falls on organizations like 
TAPS to inform them of all the VA resources they may be eligible for 
and to reach out to OSA on their behalf.
    The frequent moves of OSA and its minimal staffing appear to the 
survivor community to reflect a less than full understanding of the 
comprehensive nature of their needs and willingness to support their 
access to the full range of care, benefits, and memorial services that 
they so desperately need at a most difficult time in their lives.
    In its current placement within Pension and Fiduciary Services, the 
department is operating OSA as if the only benefits survivors receive 
are related to compensation. Currently, OSA staff only have access to 
DIC and Pension records, therefore they are unable to assist with many 
issues survivors face, to include burial benefits, education benefits, 
CHAMPVA, Survivors Group Life Insurance, home loans, or additional 
programs and benefits survivors are eligible to receive enterprise-
wide, to include the new VHA Survivors Assistance and Memorial Support 
(SAMS) program. OSA appears not to have the authority and full range of 
case management coordination processes in place to ensure that they can 
help survivors access all of the care and memorial services available 
in other administrations within the VA.
    With more than 505,000 survivors currently eligible for DIC, OSA 
staffing should be significantly increased to better serve surviving 
families. OSA should be the official entry point into VA for survivors, 
with the authority, bandwidth, expertise, and access needed to answer 
any and all challenges that survivors face regarding VA benefits and 
services. There should also be a dedicated survivor helpline within the 
Veterans Call Center to provide access to trained agents with the 
knowledge to address survivor issues. We applaud VA for implementing an 
education-specific helpline for survivors in 2019, which has been a 
huge success.
    The limited awareness among survivors regarding OSA highlights the 
need for VA to more effectively communicate and promote this essential 
survivor program. TAPS strongly believes that OSA should be elevated to 
the Office of the Secretary or the Office of the Under Secretary for 
Benefits and granted the necessary authority and access to all programs 
and services survivors are eligible to receive.
    TAPS is committed to working with Congress and the VA to ensure 
that the organizational placement, staffing, and department-wide 
connectivity are in place to enable OSA to serve as the ``front door'' 
for the department and the advocate for the increasing number of 
surviving veteran families seeking access to all VA benefits, care, and 
memorial services.

Melissa Alex, Surviving Spouse of SSGT Eugene Alex, U.S. Army

    ``The Office of Survivor Assistance was established in 2008 to 
serve as an outreach regarding benefits and services for our families. 
I didn't know for years that they existed. I found out only because I 
am a service provider with the Michigan National Guard, not because 
they reached out to me and my children personally!''

Sadie Clardy, Surviving Spouse of TSgt Michael Clardy, U.S. Air Force

    ``My husband passed in 2017 and I had never heard of OSA until 
learning about them from TAPS. I had to Google the Office of Survivor 
Assistance to find out about their services. Without that search, I 
would not be able to tell you anything about OSA, not even who they're 
affiliated with. I'm still a little hazy as to what role they may be 
able to play in supporting me and my children.''

SURVIVOR BENEFITS DELIVERY IMPROVEMENT ACT OF 2024 (H.R. 7150)

(TAPS Strongly Supports with Further Recommendation)

    TAPS appreciates House Veterans' Affairs Committee Ranking Member 
Mark Takano (D-CA-39) for introducing the Survivor Benefits Delivery 
Improvement Act of 2024 (H.R. 7170), which would improve equitable 
access to certain benefits of the Department of Veterans Affairs (VA) 
for survivors of veterans, through the collection of demographic data, 
and would improve outreach services to individuals who served in the 
uniformed services, their dependents, and survivors.
    In addition to collecting demographic data, TAPS recommends adding 
``Cause of Death'' as a tracked demographic. This data would be 
incredibly important to understand the different types of losses 
survivors face as well as creating programming and resources that are 
relevant for all survivors.
    The lack of data collection based on the cause of death has also 
led to issues with the implementation of the PACT Act. For example, the 
VA estimates there are 382,000 potential survivors who may be eligible 
for PACT-related benefits, but this number includes all manners of 
death, including those who died of old age, by suicide, or in car 
accidents, not just those filing claims related to toxic exposure. This 
helps explain why after extensive outreach by the VA and organizations 
like TAPS, more survivors have not applied for PACT-related benefits. 
Unfortunately, the potential survivor numbers have also informed the 
Congressional Budget Office's (CBO) scoring of current survivor 
legislation, such as the Love Lives On Act and Caring for Survivors 
Act, almost doubling the cost and creating exorbitant scores, making it 
difficult to find funding.
    The Survivor Benefits Delivery Improvement Act of 2024, would also 
require an assessment of the resources of the VA Office of Survivors 
Assistance (OSA) and the development of a strategy to ensure the 
availability of these necessary resources. TAPS strongly supports the 
development of such a strategy, and will continue to work in 
partnership with the VA to ensure that survivor needs are included in 
this discussion.

VETERANS COMPENSATION AND COST OF LIVING ADJUSTMENT ACT OF 2023 (H.R. 
1529)

(TAPS Strongly Supports)

    TAPS thanks Chairman Luttrell and Ranking Member Pappas for 
introducing the Veterans Compensation and Cost of Living Adjustment Act 
of 2023 (H.R. 1529) to help improve Dependency and Indemnity 
Compensation (DIC). The current monthly DIC rate for eligible surviving 
spouses is $1,612.75 (Dec. 1, 2023), which has only increased due to 
Cost-of-Living-Adjustments (COLA).
    TAPS also encourages the committee to pass the Caring for Survivors 
Act of 2023 (H.R. 1083) to increase DIC from 43 percent to 55 percent 
of the compensation rate paid to a 100 percent disabled veteran, 
providing parity with other Federal survivor programs.
    More than 505,000 survivors receive Dependency and Indemnity 
Compensation (DIC) from the VA. DIC is a tax-free monetary benefit paid 
to eligible surviving spouses, children, or parents of service members 
whose death was in the line of duty or resulted from a service-related 
injury or illness. TAPS is committed to strengthening DIC and providing 
equity with other Federal benefits.

Barclay Murphy, Surviving Spouse of MAJ Edward Murphy, U.S. Army

    ``When my son turned 18 and went to college, a significant amount 
of income was lost while expenses remained constant--if not higher--due 
to inflation. I had planned for the income loss; I even sold my house 
and downsized. I raised two kids solo for almost 18 years. As an empty 
nester, I thought I'd have enough money for just me, but it has been 
tough even after the Widow's Tax repeal and cutting out so much.''

FAIRNESS FOR SERVICEMEMBERS AND THEIR FAMILIES ACT OF 2023 (H.R. 2911)

    (TAPS Supports With Further Recommendation)

    TAPS thanks Congresswoman Marilyn Strickland (D-WA-10) for 
introducing the Fairness for Servicemembers and their Families Act of 
2023 (H.R. 2911), which would require the Department of Veterans 
Affairs to periodically review the automatic maximum coverage under the 
Servicemembers' Group Life Insurance (SGLI) program and the Veterans' 
Group Life Insurance program (VGLI).
    While TAPS appreciates the importance of periodically reviewing the 
automatic maximum coverage, TAPS would ideally like to see both the 
SGLI and VGLI fully tied to Cost-of-Living-Adjustments (COLA) and 
inflation to ensure it stays at the intended rate long term. This would 
prevent it from continuing to fall behind the intended rates without 
Congress having to repeatedly increase the maximum amount. While it was 
increased from $400,000 to $500,000 in 2023, it has already fallen 
behind due to inflation.

MEDICAL DISABILITY EXAMINATION IMPROVEMENT ACT OF 2024 (Discussion 
Draft)

(TAPS Supports)

    TAPS thanks House Veterans' Affairs Committee Ranking Member Takano 
for introducing the Medical Disability Examination Improvement Act of 
2024. This important legislation would improve medical nexus 
examinations for claims associated with toxic exposure risk activities 
(TERA) for covered veterans and seek to improve Department of Veterans 
Affairs (VA) medical disability examinations for rural veterans. It 
would also require additional training for VA employees who process or 
review medical disability examinations.
    This legislation would also allow the Secretary of Veterans Affairs 
to provide each claimant with another examination and priority 
processing for the impacted claim if the Secretary finds any covered 
medical disability examination to be not adequate for adjudicating a 
claim.
    By improving the medical nexus examination claims process for TERA, 
more veterans will be able to access critical VA benefits, positively 
impacting their lives, and improving the financial well-being of their 
families, caregivers, and survivors.

TOXIC EXPOSURES EXAMINATION IMPROVEMENT ACT (Discussion Draft)

(TAPS Supports)

    TAPS thanks the committee for introducing the Toxic Exposures 
Examination Improvement Act, which would provide a veteran with a 
medical examination in connection with certain claims for disability 
compensation under the laws administered by the Department of Veterans 
Affairs (VA).
    By amending the current language from ``such evidence is not 
sufficient to establish a service-connection for the disability'' and 
inserting ``such evidence does not contain sufficient medical evidence 
for the Secretary to make a decision on the claim,'' would provide a 
toxic-exposed veteran the opportunity for a medical examination in the 
claims process for disability compensation.
    This important legislation would allow more veterans to potentially 
establish a service connection for disability, and secure disability 
compensation for themselves and their families, and Dependency and 
Indemnity Compensation (DIC) for their survivors.

CLEAR COMMUNICATION FOR VETERANS CLAIMS ACT (Discussion Draft)

    (TAPS Supports)

    TAPS expresses gratitude to the committee for introducing the Clear 
Communication for Veterans Claims Act, which proposes that the 
Secretary of Veterans Affairs collaborate with a federally funded 
research and development center to evaluate notice letters sent to 
claimants for benefits under laws administered by the Secretary, among 
other purposes. The primary objectives of this evaluation are as 
follows.

        1. Assess whether modifications to the letters could decrease 
        paper usage and costs incurred by the Federal Government.

        2. Enhance the clarity, organization, and conciseness of 
        notices and letters to claimants in accordance with the laws 
        administered by the Secretary.

    TAPS is of the opinion that veterans, their families, caregivers, 
and survivors would derive significant benefits from receiving clearer 
communication from the Department of Veterans Affairs (VA), with legal 
disclaimers positioned at the conclusion of all notices. It is believed 
that this approach would contribute to a reduction in appeals and an 
increase in the accurate processing of claims for all veterans, 
caregivers, and survivors.
    Should the involvement of a third-party entity be deemed beneficial 
in simplifying language while ensuring compliance with all relevant 
laws, TAPS fully supports this notion. Ensuring that our veterans, 
families, caregivers, and survivors comprehend the requests made by the 
VA, and more importantly, providing accurate information to survivors, 
while ensuring they understand what the letters mean for them in a 
practical sense.

CONCLUSION

    TAPS thanks the leadership of the House Committee on Veterans' 
Affairs, Disability and Memorial Affairs Subcommittee, distinguished 
members, and professional staff for convening this important hearing to 
address key veteran and survivor legislation introduced in the 118th 
Congress. TAPS is honored to testify on behalf of the thousands of 
veteran and military surviving families we serve.
                                 ______
                                 

             Prepared Statement of Christopher Macinkowicz

    Chairman Luttrell, Ranking Member Pappas, and members of the 
subcommittee, on behalf of the men and women of the Veterans of Foreign 
Wars of the United States (VFW) and its Auxiliary, thank you for the 
opportunity to provide testimony with regard to this pending 
legislation.

H.R. 1083, Caring for Survivors Act of 2023

    The VFW has been advocating for many components of this legislation 
for several years and strongly supports its swift passage. The rate of 
Dependency and Indemnity Compensation (DIC) paid to the survivors of 
service members who died in the line of duty or to veterans who died 
from service-related injuries or illnesses has only minimally increased 
since the benefit was created in 1993. Currently, DIC is paid at 43 
percent of 100 percent permanent and total disability while all other 
Federal survivor programs are paid at 55 percent. This legislation 
would increase DIC to 55 percent, finally reaching parity with other 
Federal agencies.

H.R. 2911, Fairness for Servicemembers and their Families Act of 2023

    In 2021, the VFW advocated for the Servicemembers' Group Life 
Insurance (SGLI) and Veterans' Group Life Insurance (VGLI) maximum 
payouts to be increased from $400,000 to $500,000 to reflect inflation 
and the cost of living. This change was passed as part of the 
Supporting Families of the Fallen Act in October 2022 and came into 
effect on March 1, 2023. Before this increase, the maximum had not been 
increased since 2005. The VFW supports the Fairness for Servicemembers 
and their Families Act of 2023 to require VA to review the maximum 
coverage for both SGLI and VGLI every 3 years. Service members and 
their families should have peace of mind when selecting either of these 
insurance policies and anticipating what their needs might be in the 
event of the individual's passing while considering overall rising 
costs over time due to inflation.

H.R. 3651, Love Lives On Act of 2023

    As a resolutions-based Veterans Service Organization (VSO), the VFW 
does not have a position on whether survivors should retain their 
benefits upon remarriage. There are, however, provisions within this 
legislation that the VFW supports.
    We support updating the definition of surviving spouse within title 
38 of the United States Code. The last time the definition was updated 
was in 1962 and much has changed in the last sixty years. The change 
would remove the currently restrictive language that describes a 
surviving spouse as a person of the opposite sex to be more in line 
with current law that allows for same-sex marriages. The change also 
strikes the wording that states a surviving spouse may not live with 
another person or hold themselves out to be married. Survivors should 
not fear that living with another person could cause them to lose their 
benefits. This is outdated language that should be updated to reflect 
the marriage requirements of the current era.
    The VFW supports eliminating the time limit for surviving spouses 
to use the Fry Scholarship. Following the death of their service 
members, surviving spouses may not be in the position to use this 
important education benefit for several years since they may suddenly 
be faced with finding stable employment, housing, child care or other 
critical needs. Survivors should be able to use this benefit without 
time limits.
    The VFW also supports a surviving spouse regaining TRICARE benefits 
if the individual remarries and that marriage later ends. A survivor 
who remarries but that marriage later ends can regain DIC and Survivor 
Benefit Plan payments. TRICARE benefits to which unmarried survivors 
are entitled should be reinstated if their future marriages end in 
order to have parity with other survivor benefits.

H.R. 7100, Prioritizing Veterans' Survivors Act

    The VFW supports this legislation that relocates the Office of 
Survivors Assistance (OSA) from its current placement in the Veterans 
Benefits Administration to the Office of the Secretary of the 
Department of Veterans Affairs (VA). As the large cohorts of Vietnam 
and then Gulf War veterans age and die, demand for OSA services will 
significantly rise. Survivors who may not be familiar with the military 
or VA will have to successfully navigate a bureaucratic process to 
access benefits while simultaneously coping with grief, significant 
upheaval, and loss of income. In this context, VA must robustly 
resource and optimally locate OSA to ensure maximum beneficial effect.

H.R. 7150, Survivor Benefits Delivery Improvement Act of 2024

    The VFW supports this bill that would establish a data-informed 
survivors education and outreach program. Focused outreach using 
demographic data to confirm survivors most in need is a smart and 
efficient practice that would enable VA to best use its limited 
resources to accurately disseminate critical information, particularly 
in regard to immediately needed burial benefits. Also, the VFW 
wholeheartedly endorses Section 3's proactive, personal, and multi--
media ``Survivor Solid Start Act of 2024'' in which VA would maintain a 
quarterly outreach to each eligible dependent until that person files a 
claim for a benefit. A particularly attractive feature is VA assisting 
survivors with accessing accredited representatives to file claims. 
This action would aid survivors coping with the loss of loved ones to 
fulfill basic needs as soon as possible, and hopefully debunk common 
misconceptions about VA benefits. For example, based on previous 
testimony, VFW Service Officers report that some survivors do not 
realize their deceased loved ones' VA benefits are not transferrable, 
resulting in a loss of income when the survivors start receiving lower 
DIC amounts. Last, the VFW supports the explicit mention of call center 
manning levels to facilitate this outreach and education plan, implying 
VA would ensure the program has adequate resources.

H.R. 7777, Veterans' Compensation Cost-of-Living Adjustment Act of 2024

    Every year Congress introduces legislation to make cost-of-living 
adjustments to the rates of disability compensation for veterans with 
service-connected disabilities, and to the rates for DIC for survivors. 
These increases are the same percentage as that for Social Security 
benefits. The VFW supports this legislation that would provide 
automatic increases in the rates for these benefits when increases are 
made for Social Security each year. This would provide a guarantee to 
veterans and survivors that their payments would always be aligned to 
counteract inflation. We are grateful for the bipartisan and bicameral 
commitment to making sure cost of living is addressed each year, but we 
recommend this process be automatic to eliminate the need for 
subsequent legislation.

H.R. 7793, Veterans Appeals Options Expansion Act of 2024

    The VFW supports this bill, with a few recommendations, to expand 
claimants' options during the appeals process and to research the most 
common reasons for appeals at the Board of Veterans' Appeals (BVA). 
While working as a VFW Appeals Consultant, I often worked with veterans 
who would have directly benefited from this legislation. When reviewing 
records in preparation for a hearing or informal presentation, it was 
not uncommon to find that the veteran had other appeals pending that 
were not allowed to be discussed during the upcoming hearing because 
they were not part of the original appeal. This resulted in unnecessary 
delays and frustration for everyone involved. This legislation would 
allow BVA to combine appeals and honor the original appeal's docket 
date, which would create a more efficient appeals process overall.
    The VFW also supports the intent behind authorizing appellants to 
switch dockets or withdraw an issue within a claim as long as the claim 
has not been assigned to whomever is writing the decision at BVA. 
However, we feel this is a little unclear because the deadline can be 
moved based on workload at BVA or the speed of the individual working 
the claim. We recommend setting a more definitive deadline for 
switching BVA dockets.
    Finally, the VFW supports effective notification and also believes 
that veterans should not be penalized for not understanding the complex 
laws of the VA claims process. This law provides authorization for VA 
to treat claims filed on the wrong form as an Intent to File, and 
requires BVA to notify claimants if their evidence was received after 
the submission deadline. Both of these provisions would offer veterans 
a second chance if they make mistakes while trying to navigate the 
appeals process.

H.R. 7816, Clear Communication for Veterans Claims Act

    The VFW supports this proposal to streamline communication and 
messaging from VA. One of the primary challenges veterans encounter 
when reviewing their disability notification letters is the intricate 
language and terminology used. Legal jargon and medical terms can be 
overwhelming, especially for those without a background in law or 
medicine. This complexity often leads to confusion and frustration, 
hindering veterans from grasping the full scope of their benefits and 
entitlements.
    Far too often, accredited representatives spend a great deal of 
time explaining letters that make sense to the trained eye, but not to 
anyone else. The VA disability system involves a multitude of 
regulations, policies, and procedures. Unfortunately, these guidelines 
can be subject to interpretation, resulting in inconsistencies in 
notification letters. Veterans often find it challenging to reconcile 
the information presented with their own experiences, leading to 
uncertainty about the accuracy of the provided details.
    Understanding the full spectrum of benefits associated with a 
disability rating is another hurdle for veterans. The notification 
letter may mention various forms of compensation, health care coverage, 
and vocational rehabilitation, but veterans may struggle to connect 
these pieces of information and effectively access the services to 
which they are entitled. This lack of clarity can impede veterans' 
ability to make informed decisions about their health care and overall 
well--being.

Discussion Draft, Veterans Appeals Efficiency Act of 2024

    Since the creation of the VA National Work Queue (NWQ) in 2016, VFW 
accredited representatives have seen numerous instances of claims and 
appeals that have been sent to the NWQ where they stagnate unassigned 
and unworked by VA staff. In a recent VA meeting with VSOs, it was 
stated that it is not uncommon for a claim to still be untouched in the 
NWQ 6 months after submission. Unfortunately, it is also a common 
occurrence with remanded BVA claims. With this proposed legislation, 
the VA Secretary would be required to track claims electronically, 
submit an annual report, and provide notice to veterans of the reasons 
why their claims are still waiting in the NWQ.
    The VFW supports this intent, but feels there needs to be more 
guidance in regard to the actual method and delivery of the 
notifications to veterans. During the claims process, veterans are 
often inundated with different notifications from VA that can be 
confusing, overwhelming, and repetitive. Simply adding another 
notification to the veteran that the claim is pending will not solve 
the underlying issue of why the claim is waiting in the NWQ. Therefore, 
we recommend that any notifications created as a result of this 
legislation be reviewed and offered for comment by accredited VSOs to 
ensure that the messaging is clear and effective.
    The VFW also supports improvements to BVA and the United States 
Court of Appeals for Veterans Claims (CAVC). This bill expands the 
ability of BVA and CAVC to decide appeals in a few ways. First, it 
allows BVA to bypass the remand process if additional evidence is 
received after a BVA decision has been made if that evidence would 
satisfy the appeal. This idea is beneficial as it would prevent 
unnecessary remands, but there is no indication as to the timeframe in 
which the evidence would need to be received before BVA would remand 
the appeal. We recommend that the bill be amended to include a 
timeframe for BVA to receive new evidence before remanding the claim.
    Additionally, the bill allows BVA to submit a request to the VA 
Office of General Council for an opinion if there is a question of law 
during an appeal. The VFW supports this as it would allow legal 
questions to be addressed without the need for an appeal to CAVC. Also 
included in this bill are provisions to allow BVA to aggregate appeals 
if they involve similar laws. While this may be beneficial in some 
cases, we must ensure that BVA does not sacrifice the accuracy of the 
decision in order to combine claims for efficiency.
    Finally, this bill also authorizes CAVC to perform an 
administrative review of eligible claims upon request of the claimant. 
The VFW supports this as well, provided that it does not create an 
unnecessary backlog of appeals.
    The VFW supports transparency and research and believes that a 
study to identify commonly appealed issues would help identify 
potential inefficiencies in the appeals process. The VFW also agrees 
with the requirement for VA to meet with a federally funded research 
and development center (FFRDC) to determine if BVA can issue 
precedential decisions and aggregate claims. However, when this 
assessment takes place, we ask that VA and the FFRDC be cognizant of 
the time it takes to render decisions and ensure that offering 
precedential decisions would not unduly slow down the appeals process.

Discussion Draft, Medical Disability Examination Improvement Act of 
2024

    The VFW appreciates the intent of this bill to help streamline 
Toxic Exposure Risk Activity (TERA) examinations, but we believe 
Section 2 of this proposed legislation could lead to fewer 
examinations, which would potentially result in missed opportunities to 
identify exposures.
    We are concerned about the proposed language that would limit TERA 
examinations of veterans as identified in Section 1119(c) of title 38, 
United States Code, or anyone else who self-reports. Section 1119 
basically covers veterans who deployed to areas in the Middle East. 
This would exclude countless veterans who had exposures in other areas 
where they served. Additionally, asking veterans who are not on the 
list of areas described in Section 1119 to self-report possible 
exposures could lead to missed identifications.
    The critical component of the TERA examinations was for VA 
providers to probe patients about their possible exposures and try to 
identify areas where there might be risk. We believe this proactive 
approach is more beneficial to veterans because it may draw out 
information regarding risks that were unknown to the veterans.
    However, there are portions of this proposal that we do support, 
such as identifying issues facing rural veterans and improving the 
training for processing medical examinations. We would recommend 
combining the two TERA proposals and taking the best parts of each bill 
to craft comprehensive legislation that would streamline efficiency 
without reducing necessary examinations.

Discussion Draft, Toxic Exposures Examination Improvement Act

    The VFW believes we should help improve and streamline toxic 
exposure examinations, but we are concerned this proposal would also 
reduce the number of examinations for veterans. The PACT Act 
intentionally set a lower standard for exposure examinations to 
identify as many exposed veterans as possible. This process seeks to 
help identify a nexus through direct service connection and secondary 
service connection. We are concerned that this language change would 
limit veterans seeking service connections by raising the standard for 
examinations.
    We have heard of veterans claiming toxic exposure illnesses due to 
seemingly non-connected issues. However, we believe an examination 
should still be conducted because of VA's duty to assist in order to 
determine possible connection. As unusual as it seems, disabilities 
like tinnitus could be affected by certain exposures to toxins. 
Tinnitus is a neurological condition as well as a hearing condition, 
and toxins can affect our neurological systems. At face value there 
might not be an obvious connection with issues like tinnitus and toxic 
exposure, which is why examinations can be beneficial. An examiner may 
not grant an examination if this language were passed into law.
    The VFW is encouraged by both proposals that seek to strengthen the 
TERA examination process. We look forward to working together in a 
bipartisan manner to hopefully produce a comprehensive TERA reform bill 
that would benefit all veterans and reduce inefficiencies.

Discussion Draft, Veterans Claims Quality Improvement Act of 2024

    The VFW supports this legislation that would provide much needed 
training and oversight for those deciding VA claims. However, the 
addition of more oversight often comes with delays in timeliness if the 
program is not properly funded. This bill instructs the General Council 
to review each updated VA regulation, and to develop and administer a 
training program to ensure that those writing the regulations are 
properly trained. It also instructs BVA to create a training and 
quality assurance program. While training and oversight is essential, 
without proper funding for these programs, the development and 
execution could be severely impacted thus limiting the effectiveness of 
these programs.
    As the former director for training and quality assurance in VFW 
National Veterans Service, I am keenly aware of how quickly and often 
VA regulations change as well as the need to ensure that updated 
regulations are understood by those who use them. Recently, I was 
representing a veteran who had a claim for service connection for a 
mental health condition denied by VA. The veteran had claimed post-
traumatic stress disorder (PTSD) on the initial application for 
benefits. However, during his compensation and pension examination the 
examiner diagnosed him with a different mental health condition and 
provided a medical opinion linking the condition to his active military 
service. A VA rating officer denied the claim because the veteran did 
not have PTSD.
    According to VA's M21-1 Manual, ``It is impermissible to limit the 
scope of the claim for SC to the claimant's lay hypothesis about the 
nature of a specific mental disorder disability. Because the Veteran is 
reasonably requesting benefits for symptoms of a mental disorder but is 
not competent to medically identify such symptoms, it is insufficient 
for the Department of Veterans Affairs (VA) to simply deny benefits for 
the claimed diagnosis and not address evidence in the record of other 
mental disorder diagnoses, as indicated in Clemons v. Shinseki, 23 Vet. 
App. 1 (2009).'' Though the referenced CAVC case and the regulation 
both state that the rater was supposed to consider all mental health 
diagnoses of record, without proper training and plain language this 
regulation can easily confuse a VA Rating Veterans Service 
Representative and result in an unnecessary appeal.
    Chairman Luttrell and Ranking Member Pappas, this concludes my 
testimony. I am happy to answer any questions you may have.


Information Required by Rule XI2(g)(4) of the House of Representatives

    Pursuant to Rule XI2(g)(4) of the House of Representatives, the VFW 
has not received any Federal grants in Fiscal Year 2024, nor has it 
received any Federal grants in the two previous Fiscal Years.

    The VFW has not received payments or contracts from any foreign 
governments in the current year or preceding two calendar years.
                                 ______
                                 

                  Prepared Statement of Andrew Tangen

    Chairman Luttrell, Ranking Member Pappas, and distinguished members 
of the Subcommittee, the National Association of County Veteran Service 
Officers, commonly referred to as NACVSO, would like to thank you for 
the opportunity to submit our views on pending legislation impacting 
the Department of Veterans Affairs (VA) that is before the 
Subcommittee.
    NACVSO is a unique organization in that all our elected or 
appointed leaders and most of our members are currently serving as VA 
accredited representatives--working as Government Veteran Service 
Officers (GVSOs) in the field every day to help America's Veterans and 
their dependents access the benefits they earned with their service. 
Once again, it is our honor to share with you the issues that are 
important to NACVSO.

Veterans Appeals Options Expansion Act of 2024

    NACVSO supports the proposed legislation's goal of removing 
barriers for Veterans that were inadvertently created under AMA.
    Although Public Law 115-55, Veterans Appeals Improvement and 
Modernization Act of 2017 (hereinafter AMA) greatly improved Veterans' 
and advocates' ability to challenge initial benefit eligibility 
determinations, a number of issues became apparent during the 
implementation of the AMA.
    A primary challenge with the AMA is how supplemental claims are 
processed when there is an unintentional or clerical error in form 
filing. Take for example, a Veteran from the Vietnam era, who filed an 
initial claim for hearing loss in 1972 with the Veterans Benefits 
Administration (hereinafter VBA), which the VBA denied in 1972. Decades 
later, that same Veteran has progressive hearing loss and inadvertently 
submits another initial claim form for hearing loss instead of a 
supplemental claim form, as historical evidence of the first claim from 
1972 is unavailable to the Veteran or their advocate at the time of 
submission. When VA receives the new claim submission, it correctly 
identifies that the Veteran previously filed a claim for hearing loss 
and informs the Veteran by mail that he or she used the wrong form. The 
Veteran then correctly submits a supplemental claim form to VBA, and 
the effective date for the Veteran, in many instances, becomes the date 
that VBA receives the correct form, not the date when the Veteran 
actually notified VA of his intent to file, but inadvertently used the 
wrong form. Since it takes several months or, in some cases, even years 
for VA to notify Veterans of clerical errors in form filing, many 
Veterans lose out on benefits they should have been entitled to simply 
because of a clerical error. This also increases the number of appeals 
to the Board of Veterans Appeals (hereinafter Board).
    AMA made other changes to the VBA claims adjudication process that 
have slowed benefits delivery to eligible Veterans. Under AMA, when a 
claim is remanded and returned by the Board to the VA Regional Office 
for additional follow-up, it can be denied at the Regional Office and 
ultimately end up back at the Board. When this happens, Veterans' cases 
are placed in a ``queue'' in which any judge on the Board may be 
assigned to review the decision. Under the prior system, the same judge 
who initially remanded the case would review and render a decision on 
the case when it is returned to the Board. Under the AMA, the judge who 
conducted the initial hearing, and who likely has the best 
understanding of the case, is now unlikely to be the same judge to 
review the new determination of the Regional Office. Further, Veterans 
who find themselves returning to the Board do not receive priority for 
new decisions; some Veterans have waited over 2 years for a decision on 
the return of their case to the Board under AMA.

Veterans Appeals Efficiency Act of 2024 and the Veterans Claims Quality 
Improvement Act of 2024

    NACVSO supports the proposed legislation's overall goals of 
improving Board decisions and VBA compliance with those decisions, 
expanding the jurisdiction of the Court of Appeals for Veterans Claims, 
and requiring notice for reasons for deferrals and assigned suspense 
dates for further actions on claims pending adjudication. However, 
NACVSO does not believe that allowing the Board to issue precedential 
decisions is in keeping with the non-adversarial nature of initial 
appeals before the Board. NACVSO believes that each appeal at the Board 
should be evaluated on its own merit and set of facts and conditions.
    An AMA Summit hosted by The Board and VBA on 6-7 February 2024, 
brought to light many of the current challenges with Board decisions 
and VBA compliance. At this summit, the Board informed participants 
that between 1 October 2023 and 6 February 2024, there were 20,381 
reasons for remands from the Board to VBA. Fifty-two percent (52 
percent) of these remands (10,607) dealt with errors, omissions, or 
inadequacy in the required forensic examinations that Veterans must 
complete in order to receive a decision on their claim for benefits.
    As an example, GVSOs have seen situations where a Veteran with an 
established history of receiving treatment for Post-Traumatic Stress 
(PTS) at a VA medical center was denied benefits because the VBA 
forensic examiner determined, despite having the treatment records, 
that the Veteran not only does not have PTS, but also no mental health 
diagnosis. Upon appeal to the Board, these cases are currently remanded 
to the VBA for a new examination to determine whether the Veteran has 
PTS again, rather than the Board relying on medical evidence of a 
diagnosis, granting PTS, and remanding to the VBA solely to determine 
severity of the Veteran's PTS. Currently, Veterans who find themselves 
in the appeals repeat loop who have PTS have sometimes had to go 
through multiple forensic examinations, which leaves Veterans feeling 
helpless, unwanted, and untrusted.

Toxic Exposures Examination Improvement Act and Medical Disability 
Examination Act of 2024

    NACVSO supports both of these proposed pieces of legislation but 
recommends combining the bills and striking Section 2 from the Medical 
Disability Examinations Act of 2024. The Sergeant First Class (SFC) 
Heath Robinson Honoring Our Promise to Address Comprehensive Toxics 
(PACT) Act of 2022 (Pub. L. 117-168) (hereinafter PACT Act) was a 
lifechanging piece of legislation for so many Veterans who now receive 
services and benefits that were previously not available to them. 
However, its implementation has revealed issues that we believe must be 
urgently addressed. For example, a massive amount of Veterans who have 
filed a claim for benefits since the PACT Act was signed into law are 
having their claims processed under a toxic exposure risk activity 
claim (hereinafter TERA), even if the Veteran did not allege or claim 
TERA when filing for a condition, they believe they are eligible for 
but is not related to toxic exposure. Under the US Code, Veterans 
filing a disability claim must have: 1) an in-service injury or 
disease; 2) a current diagnosis; and 3) a medical nexus connecting the 
two. Further, a Veteran may be awarded benefits under any of the five 
theories of entitlement: 1) direct service connection; 2) aggravation 
of a pre-existing condition; 3) a presumptive condition relating to the 
nature of the Veterans service; 4) a condition deemed secondary, or 
caused by, an already established service connected injury or disease; 
or, 5) due to injuries sustained by the VA (38 U.S.C. Sec.  1151).
    Since passage of the PACT Act, GVSOs have seen situations where 
forensic examiners and VA ratings specialists rely solely on TERA 
claims, and not on the aforementioned entitlement theories in US Code 
for granting benefits. Without official action on the part of Congress 
or the Secretary, overreliance on TERA has created a situation in which 
some VBA employees have, in essence, created a sixth criteria of 
entitlement (e.g., toxic exposure) rather than utilizing TERA as part 
of determining eligibility under the five established theories of 
entitlement.
    Both of the proposed bills are designed to remedy this situation; 
however, under Section 2 of the Medical Disability Examinations Act of 
2024, the change to what constitutes a ``covered Veteran'' to only 
those Veterans who fall under section 1119(c) carries with it an 
unintended consequence. As an example, consider a Veteran who served as 
a heavy equipment operator in Germany during the Vietnam War and who 
was routinely exposed to toxins. Medical studies indicate these 
Veterans carry an increased risk of developing Non-Hodgkins 
Lymphoma.\1\, \2\, \3\ The changes proposed under 
Section 2 of the Medical Disability Examinations Act of 2024 would, in 
essence, preclude this Veteran from being able to prove service 
connection for benefits, even though medical literature shows an 
extremely high likelihood of Non-Hodgkins Lymphoma due to that 
Veteran's military service.
---------------------------------------------------------------------------
    \1\ See e.g. Schenk M, Purdue MP, Colt JS, Hartge P, Blair A, 
Stewart P, Cerhan JR, De Roos AJ, Cozen W, Severson RK. Occupation/
industry and risk of non-Hodgkin's lymphoma in the United States. Occup 
Environ Med. 2009 Jan;66(1):23-31. doi: 10.1136/oem.2007.036723. Epub 
2008 Sep 19. PMID: 18805886; PMCID: PMC3051169.
    \2\ See e.g. Mester B, Nieters A, Deeg E, Elsner G, Becker N, 
Seidler A. Occupation and malignant lymphoma: a population based case 
control study in Germany. Occup Environ Med. 2006 Jan;63(1):17-26. doi: 
10.1136/oem.2005.020453. PMID: 16361401; PMCID: PMC2078033.
    \3\ See e.g. Francisco LFV, da Silva RN, Oliveira MA, Dos Santos 
Neto MF, Goncalves IZ, Marques MMC, Silveira HCS. Occupational 
Exposures and Risks of Non-Hodgkin Lymphoma: A Meta-Analysis. Cancers 
(Basel). 2023 May 4;15(9):2600. doi: 10.3390/cancers15092600. PMID: 
37174074; PMCID: PMC10177442.

HR 2911 - Fairness for Servicemembers and their Families Act of 2023 
---------------------------------------------------------------------------
and the Veterans' Compensation Cost-of-Living Adjustment Act of 2024

    NACVSO supports both H.R. 2911 and the proposed Veterans' 
Compensation Cost-of-Living Adjustment Act of 2024.
    Chairman, Ranking Member, and members of the subcommittee, on 
behalf of NACVSO thank you for the opportunity to submit our views on 
some of the bills being considered today. We look forward to working 
with you on this legislation and would be happy to take any questions 
for the record.
                                 ______
                                 

                  Prepared Statement of Renee Burbank

[GRAPHIC(S) NOT AVAILABLE IN TIFF FORMAT]

                       Statements for the Record

                              ----------                              


            Prepared Statement of Disabled American Veterans

    Chairman Luttrell, Ranking Member Pappas and Members of the 
Subcommittee:

    DAV (Disabled American Veterans) is grateful to provide testimony 
for the record for this legislative hearing concerning 12 different 
pieces of legislation. DAV is a congressionally chartered and 
Department of Veterans Affairs (VA) accredited veterans service 
organization (VSO). We provide meaningful claims support free of charge 
to more than 1 million veterans, family members, caregivers and 
survivors.
    To fulfill our service mission, DAV directly employs a corps of 
benefits advisors, national service officers (NSOs), all of whom are 
themselves wartime service-connected disabled veterans, at every VA 
regional office (VARO) as well as other VA facilities throughout the 
Nation, including the Board of Veterans' Appeals (Board).
    We are pleased to provide our views on the bills impacting service-
disabled veterans, their families and the programs administered by the 
VA that are under consideration by the Subcommittee.

                H.R. 1083, the Caring for Survivors Act

    Created in 1993, Dependency and Indemnity Compensation (DIC) is a 
benefit paid to surviving spouses of service members who die in the 
line of duty or veterans who die from service-related injuries or 
diseases. DIC provides surviving families with the means to maintain 
some semblance of economic stability after losing their veteran.

Increase DIC Rates

    When a veteran receiving compensation passes away, not only does 
the surviving spouse have to deal with the loss of the veteran, they 
also have to contend with the loss of annual income. This loss can be 
devastating, especially if the spouse was also the veteran's caregiver 
and reliant on that compensation as their sole income source.
    Survivors who rely solely on DIC benefits face significant 
financial hardships after the death of their loved one. For example, a 
veteran who is married and receiving compensation at the 100 percent 
rate would be paid $3,946 a month. Once that veteran passes away, the 
survivor would only be eligible to receive $1,612.75 a month, a loss of 
nearly $28,000 a year.
    In contrast, monthly benefits for survivors of Federal civil 
service retirees are calculated as a percentage of the civil service 
retiree's Federal Employees Retirement (FERS) or Civil Service 
Retirement System (CSRS) benefits, up to 55 percent. This difference 
presents an inequity for survivors of our Nation's heroes compared to 
survivors of Federal employees. The death benefit is about $33,000 
annually for Federal employees compared to DIC at $19,353 in 2024.
    The Caring for Survivors Act would increase the rate of 
compensation for DIC to 55 percent of a totally disabled veteran's 
compensation to correspond with what Federal employee survivors 
receive, thus providing parity for veterans' survivors and families.

Reduce the 10-Year Rule for DIC

    If a veteran is 100 percent disabled, to include unemployable, for 
10 consecutive years before their death, their surviving spouse and 
minor children are eligible for DIC benefits even if the death is not 
considered service connected.
    Conversely, if that veteran dies due to a nonservice-connected 
condition before they reach 10 consecutive years of being totally 
disabled, their dependents are not eligible to receive the DIC benefit. 
This happens even though many surviving spouses put their careers on 
hold to act as primary caregivers for the veteran, and now with the 
loss of their loved one, they could potentially be left destitute. DAV 
believes the requirement of 10 years is arbitrary.
    The Caring for Survivors Act would modify the DIC program and 
institute a partial DIC benefit starting at 5 years after a veteran is 
rated totally disabled and reaching full entitlement at 10 years. This 
would mean if a veteran is rated as totally disabled for 5 years and 
dies, a survivor would be eligible for 50 percent of the total DIC 
benefit, increasing until the 10-year threshold and the maximum DIC 
amount is awarded.
    DAV strongly supports the Caring for Survivors Act, consistent with 
DAV Resolution Nos. 039 and 241. We urge Congress to provide parity for 
DIC compensation in comparison to Federal programs and establish equity 
concerning the current 10-year rule.

   H.R. 2911, the Fairness for Servicemembers and their Families Act

    The Fairness for Servicemembers and their Families Act would 
require the VA to periodically review and report on the maximum 
coverage available under the Servicemembers' Group Life Insurance 
(SGLI) and Veterans' Group Life Insurance (VGLI) programs.
    From 2006 to 2023, the maximum insurance value available for 
servicemembers and veterans remained static, diminishing its value for 
military families affected. H.R. 2911 would improve the financial 
safety net for veterans, servicemembers, and their families by helping 
to ensure coverage amounts for the SGLI and the VGLI account for 
changes in economic trends. Specifically, it would help ensure the 
maximum group insurance available to servicemembers and veterans 
account for rising costs by requiring the Secretary to submit a report 
to Congress indicating the buying power of the current maximum coverage 
against Fiscal Year 2005 dollars using data from the Bureau of Labor 
and Statistics.
    DAV supports the Fairness for Servicemembers and their Families Act 
based on DAV Resolution No. 530, calling for reform to life insurance 
benefits for veterans.

H.R. 3651, the Love Lives On Act

    The Love Lives On Act would restore payment of dependency and 
indemnity compensation (DIC) to surviving spouses who remarry before 
the age of 55. This legislation would also not allow the termination of 
annuity payments to surviving spouses solely on the basis of them 
remarrying. In the case of a spouse that has remarried prior to the age 
of 55 and before this act becomes law, payments would be resumed. This 
legislation would also entitle a surviving spouse the opportunity to 
use the commissary and exchange stores. H.R. 3651, also expands the 
definition of a surviving spouse and dependent for entitlement to 
certain benefits, to include veterans benefits and Tricare.
    DAV strongly supports the Love Lives On Act in accordance with DAV 
Resolution No. 241. Removing the remarriage age for surviving spouses 
has been a long-standing issue for DAV. Surviving spouses who are 
currently in receipt of DIC benefits should not have to worry about 
losing their benefits if they remarry before age 55.

H.R. 7100, the Prioritizing Veterans' Survivors Act

    The Office of Survivors Assistance (OSA) was established by Public 
Law 110-389, in October 2008, to serve as a resource regarding all 
benefits and services furnished by VA to survivors and dependents of 
deceased veterans and members of the Armed Forces. Additionally, it 
serves as a principal advisor to the Secretary of Veterans Affairs, 
working to promote the use of VA benefits, programs, and services to 
survivors while ensuring that they are properly supported as stated in 
VA's mission.
    On January 30, 2024, Josh Jacobs, VA Under Secretary for Benefits, 
testified before the House Veterans' Affairs Committee. In his written 
testimony he noted, ``In February 2021, OSA was moved under the 
Veterans Benefits Administration (VBA) to better align OSA's work with 
survivors, outreach, and survivors' monetary benefits under the program 
office that has oversight of several benefit programs available to 
survivors.''
    The Prioritizing Veterans' Survivors Act would require the removal 
of the OSA from VBA and place it directly within the office of the VA 
Secretary. DAV does not have a specific resolution or a position on 
this legislation. Our concern lies directly with survivors and 
dependents receiving the appropriate resources and maximum benefits 
available.

H.R. 7150, Survivor Benefits Delivery Improvement Act of 2024

    Following the passage of P.L. 117-168, the Sergeant First Class 
Heath Robinson Honoring Our Promise to Address Comprehensive Toxics Act 
of 2022, known as the PACT Act, VA extended outreach to 385,000 
potential survivors who may be impacted. Since then, as of January 1, 
2024, VA has received 13,768 DIC claims related to presumptive 
conditions. A total of $116 million has been awarded in retroactive 
benefits to survivors. However, we question if VA reached out to all of 
the impacted survivors in all locations?
    The Survivor Benefits Delivery Improvement Act would require VA to 
collect demographic data on the survivor population. This could assist 
VA with outreach to very specific populations. Additionally, this 
legislation directs VA to develop an outreach program for survivors to 
make sure that every survivor knows what benefits are available to 
them.
    DAV supports H.R. 7150 in accordance with DAV Resolution No. 241. 
The onus should not be on survivors to reach out to VA during a 
difficult time. VA should make every effort to inform all survivors of 
the resources and benefits available to them.

H.R. 7777, the Veterans' Compensation Cost-of-Living Adjustment Act

    The Veterans' Compensation Cost-of-Living Adjustment (COLA) Act 
would increase compensation rates for VA benefits, including clothing 
allowance, and dependency and indemnity benefits paid to survivors and 
families of service members who died in the line of duty or suffer from 
a service-related injury or disease.
    Many service-disabled veterans and their families depend on VA 
compensation benefits just to make ends meet. This COLA will benefit 
wounded, injured and ill veterans, their families and survivors by 
helping to maintain the value of VA benefits.
    DAV strongly supports H.R. 7777, in accordance with DAV Resolution 
No. 226. To avoid any potential delays in applying the increase, we 
urge swift passage of the Veterans' COLA Act. Without annual COLAs, 
many disabled veterans, who sacrificed their own health and family life 
for the good of our Nation, may not be able to maintain the quality of 
life they and their families deserve.

           H.R. 7793: Veterans Appeals Options Expansion Act

    The Veterans Appeals Options Expansion Act would address several 
areas of concern DAV has raised regarding the VA's rejection of claims 
based on submittal of the wrong form and the increasing backlog of 
appeals at the Board of Veterans Appeals.
    Effective March 24, 2015, VA amended its adjudication regulations 
adding the Standard Claims and Appeals Forms Regulation, which requires 
all claims to be on the appropriate VA form. If the veteran uses the 
wrong form, VA sends a letter to acknowledge they received a claim but 
noting it was on the wrong form. Further, VA will not accept the 
submission of the wrong form as an informal claim or as an Intent to 
File (ITF), thus not establishing the veteran's potential effective 
date for a grant of benefits.
    H.R. 7793, provides, ``If an individual with a claim for benefits 
under the laws administered by the Secretary submits to the Secretary a 
form under paragraph (1) that is not the correct form prescribed by the 
Secretary for such claim, the Secretary shall treat such form as an 
intent to file a claim under section 3.155 of title 38, Code of Federal 
Regulations, or successor regulation.''
    This is consistent with recommendations DAV made in our testimony 
before the Subcommittee on March 20, 2024. We stated, ``DAV believes 
there should never be a wrong door at VA and we recommend that VA 
reconsider the standardized forms requirement or take an approach that 
will either accept the wrong form as an Intent to File or if all of the 
needed information is provided VA should process and decide the 
claim.''
    DAV strongly supports this proposed change; however, VA regulations 
only allow a veteran to have one pending ITF at a time. Therefore, this 
change could have a negative impact on effective dates as the most 
recent ITF would negate an already established ITF. We recommend that 
the language be amended to consider this potential complication and 
ensure that a veteran's effective date, already established by an ITF, 
is not impacted.
    Additionally, the Veterans Appeals Option Expansion Act would allow 
veterans to switch Board dockets at any time before their appeal has 
been assigned to a Board decision-maker. Further, it would require the 
Board to promptly notify veterans when they have submitted untimely 
evidence and the consequences of doing so, and would prevent veterans 
from being moved to the back of the Board's line after the Board sends 
those veterans' claims back to VBA.
    The Board noted in its final Fiscal Year 2023 quarterly report, 
published on its website, that 103,245 appeals were decided while 
receiving over 101,000 new appeals. There were 24,145 legacy appeals 
pending and over 180,000 pending AMA cases totaling 208,155 appeals 
pending on October 1, 2023. Of the appeals pending, it noted that AMA 
appeals on a direct route were pending an average of 577 days, AMA 
appeals with evidence were pending an average of 682 days and AMA 
appeals requesting a hearing were pending an average of 700 days. Given 
the backlog of appeals and those that have been pending for years, 
there should be an alternative option for veterans.
    DAV supports the Veterans Appeals Option Expansion Act in 
accordance with DAV Resolution No. 220. We believe any appeals reform 
must preserve or enhance veterans' due process rights and ensure that 
adjudications are fair, accurate, timely and of acceptable quality.

       H.R. 7816, the Clear Communication for Veterans Claims Act

    The Clear Communications for Veterans Claims Act would require the 
VA Secretary to enter into an agreement with a federally funded 
research and development center, (FFRDC), which are owned by the 
Federal Government, but operated by contractors, including 
universities, nonprofit organizations, and industrial firms.
    The subject for the FFRDC is the notices and letters issued by the 
VA to veterans and other claimants. As we highlighted in our testimony 
before this Subcommittee on March 20, 2024, ``it is evident that these 
letters speak a language that veterans cannot always translate.''
    Additionally, we recommended that VA take a new look at its letters 
by concentrating on the language for the reader and not the legal 
requirements. We suggested the use of focus groups populated with 
veterans and veterans service organizations to assist in developing 
language that is understood and clearly conveys information and the 
intent of the letter.
    VA letters should not be structured in a way that induces 
confusion, anxiety or frustration for veterans. DAV fully supports the 
Clear Communications for Veterans Claims Act in accord with DAV 
Resolution No. 220, which calls for meaningful claims and appeals 
reform.

         Discussion Draft--The Veterans Appeals Efficiency Act

    This proposed bill, the Veterans Appeals Efficiency Act, would 
require several reporting and tracking requirements for VBA and the 
Board to include tracking and maintaining information on Higher Levels 
Reviews, Supplemental Claims and Notices of Disagreement. Further, it 
would require tracking on claims pending in the National Work Queue not 
assigned to an adjudicator, cases remanded by the Board, AMA cases 
pending a hearing and when a decision-maker did not comply with the 
Board's decision.
    The draft legislation contains other noteworthy requirements such 
as improvements to the Board, a study and report on common questions of 
law or fact before the Board and an independent assessment of potential 
modifications to the authority of the Board.
    In principle, DAV would support tracking and reporting information 
on claims and appeals in order to help resolve the current lengthy 
timeline for pending appeals. Based on DAV Resolution No. 220, DAV 
could support this proposed legislation. However, we have concerns over 
any potential changes to the authority of the Board. The independent 
review has the ability to provide insights to the process, but before 
any changes to the Board's authority are contemplated, the VSO and 
stakeholder community must be engaged in thoughtful and deliberate 
conversations over any such changes.

   Medical Nexus Examinations for Toxic Exposure Risk Activities as 
                              Addressed in

   Discussion Draft--Medical Disability Examination Improvement Act &

     Discussion Draft--Toxic Exposures Examination Improvement Act

    For more than 100 years, our servicemembers have been exposed to 
hazardous environments and toxins, often resulting in negative health 
impacts, which require future health care and benefits. Historically, 
it takes VA and Congress decades to establish recognized toxic 
exposures and related diseases.
    Our sense of duty to them must be heightened as many of the 
illnesses and diseases due to these toxic exposures may not be 
identifiable for years, even decades, after they have completed their 
service. When VA and Congress do not recognize toxic exposures or 
presumptive diseases, toxic exposed veterans are placed at a severe 
disadvantage in trying to establish direct service connection for 
diseases. The PACT Act included in Title 38, United States Code, 
section 1168, which requires VA to provide a medical nexus examination 
for toxic exposed veterans if the evidence is not sufficient to 
establish direct service connection. This removed a barrier for toxic 
exposed veterans, without this, many claims will be denied without VA 
requiring an examination or a medical opinion.
    Currently, the statute states that if a veteran submits a claim for 
a condition due to toxic exposures, the VA will provide the veteran an 
examination as indicated. However, provisions in the Discussion Draft--
Medical Disability Examination Improvement Act, would change this 
statute by redefining who is eligible for the medical nexus opinion. 
The proposal would change veteran to covered veteran. The statute 
defines a covered veteran as only those noted directly in the PACT Act.
    DAV would not support this proposed change in the Discussion 
Draft--Medical Disability Examination Improvement Act, as it is 
defining a toxic exposed veteran with restrictions and limitations for 
the purpose of a medical nexus examination. Thus, not every toxic 
exposed veteran would fit in this definition, including those exposed 
toxins at Ft. McClellan, veterans exposed to PFAS or other toxins. We 
argue that the congressional intent of the law was to cover all toxic 
exposed veterans not just a smaller group of veterans.
    The Discussion Draft--Toxic Exposures Examination Improvement Act, 
would also make changes to section 1168 of Public Law 117-168, that 
does not honor the heightened sense of duty to toxic exposed veterans. 
This proposal would remove the current requirement, ``if the evidence 
is not sufficient to establish direct service connection.'' It would 
change it to ``such evidence does not contain sufficient medical 
evidence for the Secretary to make a decision on the claim''. While 
this would reduce the number of examinations VA would be required to 
conduct, it creates a barrier for toxic exposed veterans trying to 
establish direct service connection for a toxin-related disease.
    DAV would not support this proposed change in the Discussion 
Draft--Toxic Exposures Examination Improvement Act. It takes VA and 
Congress decades to establish toxic exposure related diseases and this 
proposed change would remove an advantage toxic exposed veterans were 
guaranteed by the PACT Act.

     Discussion Draft--The Veterans Claims Quality Improvement Act

    The proposed bill, the Veterans Claims Quality Improvement Act, 
would provide for certain revisions to the manual of the Veterans 
Benefits Administration and aims to improve the quality of the 
adjudication of claims for benefits.
    Specifically, it would require the VA General Counsel to review and 
comment on any revisions to VBA manuals addressing the adjudication of 
claims. Additionally, it would require the VA General Counsel to 
develop a training program and provide training for any employees 
responsible for drafting rules, guidance, or any other types of 
issuances.
    The proposed bill would also require the Chairman of the Board to 
establish a program to ensure the quality of Board decisions with a 
requirement to report to the House and Senate Veterans' Affairs 
Committee annually.
    In accordance with DAV Resolution No. 220, we support the 
discussion draft as currently written to strengthen VBA adjudication 
manuals, Office of General Counsel opinions, and training programs, 
which could result in an overall improvement of decisions within VBA 
and the Board.
    In closing, Mr. Chairman, we thank you for the opportunity to 
submit a statement for the record addressing our concerns on the 12 
bills being considered by the Subcommittee.
                                 ______
                                 
  Prepared Statement of National Organization of Veterans' Advocates, 
                                  Inc.

[GRAPHIC(S) NOT AVAILABLE IN TIFF FORMAT]

  Prepared Statement of Administrative Conference of the United States

[GRAPHIC(S) NOT AVAILABLE IN TIFF FORMAT]

               Prepared Statement of The American Legion

[GRAPHIC(S) NOT AVAILABLE IN TIFF FORMAT]

          Prepared Statement of Paralyzed Veterans of America

    Chairman Luttrell, Ranking Member Pappas, and members of the 
subcommittee, Paralyzed Veterans of America (PVA), would like to thank 
you for the opportunity to submit our views on pending legislation 
impacting the Department of Veterans Affairs (VA) that is before the 
subcommittee. No group of veterans understand the full scope of 
benefits and care provided by VA better than PVA members--veterans who 
have incurred a spinal cord injury or disorder (SCI/D). Several of 
these bills will help to ensure veterans and their survivors receive 
earned benefits and support. PVA provides comment on the following 
bills included in today's hearing.

H.R. 1083, the Caring for Survivors Act of 2023

    Losing a spouse is never easy, but knowing that financial help will 
be available following the death of a loved one can ease this burden. 
Dependency and Indemnity Compensation (DIC) is intended to protect 
against survivor impoverishment after the death of a service-disabled 
veteran. In 2024, this compensation starts at $1,612.75 per month and 
increases if the surviving spouse has eligible children who are under 
age 18. DIC benefits last the entire life of the surviving spouse 
except in the case of remarriage before a certain age. For surviving 
children, DIC benefits last until the age of 18. If the child is still 
in school, these benefits might go until age 23.
    The rate of compensation paid to survivors of servicemembers who 
die in the line of duty or veterans who die from service-related 
injuries or diseases was established in 1993 and has been minimally 
adjusted since then. In contrast, monthly benefits for survivors of 
Federal civil service retirees are calculated as a percentage of the 
civil service retiree's Federal Employees Retirement System or Civil 
Service Retirement System benefits, up to 55 percent. This difference 
presents an inequity for survivors of our Nation's heroes compared to 
survivors of Federal employees. DIC payments were intended to provide 
surviving spouses with the means to maintain some semblance of economic 
stability after the loss of their loved one.
    PVA supports the Caring for Survivors Act of 2023, which raises DIC 
rates to meet the 55 percent threshold. Additionally, current law 
restricts the DIC benefit for survivors if the veteran was disabled for 
less than 10 years before his or her death. This bill reduces the 
timeframe a veteran needed to be rated totally disabled from 10 to 5 
years which would allow greater numbers of survivors to benefit from 
this important program.

H.R. 2911, the Fairness for Servicemembers and their Families Act of 
2023

    PVA supports this legislation which requires the VA to periodically 
review and report on the maximum coverage available under the 
Servicemembers' Group Life Insurance and Veterans' Group Life Insurance 
programs. It would help ensure the relevancy of this pair of financial 
safety nets by ensuring their coverage amounts account for changes in 
economic trends.

H.R. 3651, the Love Lives On Act of 2023

    When a military member or veteran dies, their spouse is eligible to 
receive a number of survivor benefits, but current law strips many of 
them if the spouse remarries again before age 55. This arbitrary age 
limit often prevents many surviving spouses from remarrying out of 
concern for the financial stability of their surviving children. These 
surviving spouses should be freed from the fear of losing the benefits 
owed to them through their late spouse's military sacrifice. PVA 
supports the Love Lives On Act, which would ensure they retain many 
benefits from both the VA and the Department of Defense, regardless of 
their age at the time of remarriage.

H.R. 7100, the Prioritizing Veterans' Survivors Act

    VA's Office of Survivors Assistance (OSA) was established in 2008 
(P.L. 110-389) to serve as a resource regarding all benefits and 
services furnished by the department to the survivors and dependents of 
deceased veterans and members of the Armed Forces. Congress also 
intended that OSA would serve as a principal advisor to the VA 
Secretary, and promote the use of VA benefits, programs, and services 
to survivors. In February 2021, the OSA was moved from the Office of 
the VA Secretary to the Veterans Benefits Administration's (VBA), 
Pension and Fiduciary Service, changing the span of control and 
altering a key role that Congress intended for the office. PVA has no 
objection to this bill which seeks to realign the OSA back under the 
Office of the VA Secretary.

H.R. 7150, the Survivor Benefits Delivery Improvement Act of 2024

    PVA supports this bill which directs the VA to collect demographic 
data on the survivor population. We believe the change would help the 
department and Congress better understand the utilization of survivor-
related benefits and services. It also directs the VA to develop an 
outreach program for survivors, similar to the Solid Start program, to 
make sure that every survivor knows what benefits are available to 
them.

H.R. 7777, the Veterans' Compensation Cost-of-Living Adjustment Act of 
2024

    PVA supports this legislation which directs VA to increase amounts 
payable for disability compensation, additional compensation for 
dependents, the clothing allowance for certain disabled veterans, and 
DIC for surviving spouses and children. VA would be required to raise 
compensation amounts by the same percentage as the cost-of-living 
increase in benefits for Social Security recipients that is effective 
on December 1, 2024. It also requires the VA to publish the amounts 
payable, as increased, in the Federal Register.

H.R. 7793, the Veterans Appeals Options Expansion Act of 2024

    Veterans often find the claims process extremely confusing so it is 
not too surprising whenever mistakes are made. Currently, if a veteran 
filed an initial claim for VA benefits on the wrong form, then later 
submits the correct one, VA does not backdate payments to the date of 
the wrong form when that claim is eventually granted. This bill would 
ensure that veterans are not penalized for making small errors when 
filling out forms by requiring the department to treat the original 
submission as an intent to file a claim according to 38 C.F.R. Sec.  
3.155. PVA agrees with this change but feels strongly that this section 
of the bill could be strengthened and confusion over which form to use 
be fully eliminated if Congress would direct the VA to create a single 
form that can be used for any kind of claim.
    Another provision in the bill requires the Board of Veterans' 
Appeals to promptly notify veterans when they have submitted untimely 
evidence and the consequences of doing so, and would prevent veterans 
from being moved to the back of the Board's line once the veteran's 
claim is returned to VBA. PVA supports telling veterans when they have 
filed something that the agency won't look at, but don't think that 
should be limited to the Board. If we are going to address that 
problem, it should apply to the whole agency. Finally, the current 
timeframe to resolve appeals remains unacceptably long and this would 
allow veterans to switch Board dockets at any time before their appeal 
has been assigned to a Board decision-maker.

H.R. 7816, the Clear Communication for Veterans Claims Act

    Testimony received by this subcommittee on March 20, 2024, revealed 
many problems with the language the VA uses in its letters to veterans 
regarding the status of their disability claims and appeals. In recent 
years, these letters have become lengthy tomes that require veterans to 
obtain help to interpret them. The Clear Communication for Veterans 
Claims Act directs the VA to enter into an agreement with a federally 
funded research and development center for an assessment of notice 
letters that the department sends to claimants. PVA believes the VA 
should place greater emphasis on successfully communicating with the 
veteran, and focus less on legalese. Therefore, we appreciate and 
strongly support efforts like this to help demystify the VA claims 
process.

Discussion Draft, the Medical Disability Examination Improvement Act

    When a veteran files a claim for disability compensation, the VA 
often requires a medical disability exam to determine if a medical 
connection can be established between a condition being claimed and a 
veteran's military service. Between August 10, 2022, and February 24, 
2024, the VA added 264,548 veterans to its healthcare rolls and 1.4 
million claims for benefits had been filed. This draft bill seeks to 
ensure the VA can handle its increasing workload which is largely 
caused by the PACT Act (P.L. 117-168). Specifically, it would bolster 
the department's ability to hire more medical disability examiners and 
improve training for VA claims processing staff to determine if a 
medical disability exam is necessary or if there's already sufficient 
existing evidence to grant a claim. Other language in the bill requires 
the VA to study and develop a plan to improve rural veterans' access to 
quality and timely medical disability examinations and to develop a 
mechanism for contract examiners to transmit evidence introduced by 
veterans during their exam for their claim--a move PVA strongly 
supports.
    Our lone concern with this draft measure rests with the language in 
section two seeking to change ``veteran'' to ``covered veteran.'' This 
differs from current law which states, that if a veteran submits a 
claim for a condition stemming from toxic exposures, the VA will 
provide the veteran an examination as indicated. Without additional 
information on why such a change is necessary, we could not support its 
inclusion in the bill.

Discussion Draft, the Toxic Exposures Examination Improvement Act

    This draft bill proposes to change the definition of evidence as it 
pertains to toxic exposure-related claims. Specifically, it would 
remove the language in 38 C.F.R. Sec. 1168 (a) that currently reads, 
``if the evidence is not sufficient to establish direct service 
connection,'' and replace it with ``such evidence does not contain 
sufficient medical evidence for the Secretary to make a decision on the 
claim.'' PVA cannot support this bill at this time because we believe 
the change may create an unnecessary barrier for veterans seeking to 
establish a direct service connection for their toxin-related 
conditions.

Discussion Draft, the Veterans Appeals Efficiency Act of 2024

    This draft bill creates additional reporting and tracking 
requirements for VBA and the Board, such as information on Higher Level 
Reviews, Supplemental Claims, and Notices of Disagreement. It also 
requires the tracking of claims pending in the National Work Queue, not 
assigned to an adjudicator; cases that are remanded by the Board; 
Veteran Appeals Improvement and Modernization Act cases pending a 
hearing; and when a decision-maker did not comply with the Board's 
decision. We recognize the value of and support efforts to track 
meaningful data to improve the effectiveness and accuracy of the claims 
process. However, the data sought by this legislation will be 
meaningless until the VA first fixes their problems with obtaining 
medical opinions, since the lack of them are constantly creating 
remandable errors.
    We also have concerns with language regarding potential changes to 
the authority of the Board, and oppose the provision about seeking an 
opinion from VA's Office of General Counsel (OGC) with respect to a 
question of law arising in an appeal under review by the Board. Under 
38 U.S.C. Sec.  7104 (c), the Board is already bound by the opinions of 
the chief legal officer (i.e., the General Counsel) and they already do 
seek opinions from time to time. For example, PVA had a case where we 
challenged the legal finding of the opinion sought in that specific 
case and we prevailed on the legal interpretation.
    This legislation would open the option to seek an opinion to 
claimants as well. But, we already have an appeals structure that 
includes court review, which would be the ``final'' say on the 
interpretive question. And, since the VA OGC's authority is unclear as 
to any interpretive or regulatory authority for the department in 
individual claims, it would actually be less efficient to seek an OGC 
opinion, since if the veteran loses, it will certainly be litigated and 
there is not a time limit on when the OGC produces the opinion. Thus, 
it delays the veteran's case. While we see the facial appeal of 
allowing both claimants and the Board to seek an OGC opinion, we don't 
want the OGC's intervention to be used more than it is now or to be 
seen as a short cut of some sort. We view this as a Pandora's box that 
likely would not aid efficiency.

Discussion Draft, the Veterans Claims Quality Improvement Act

    This draft legislation requires the VA General Counsel to review 
and comment on any revisions to the VBA manuals addressing the 
adjudication of claims. It also requires them to develop a training 
program and provide training for any employees responsible for drafting 
rules, guidance, or any other types of issuances.
    Aside from potentially slowing the claims process down, we have no 
concerns with the first two provisions. After the Veterans Auto and 
Education Improvement Act (P.L. 117-333) was signed authorizing an 
additional Auto Grant for certain veterans, it took about 10 months for 
VA Manual M-21 to be updated. Our service officers who are assisting 
veterans in filing these claims found many VA Regional Offices didn't 
even know about this benefit until they told them. In effect, it was 
our personnel who had to teach them about the statutory change, VA's 
interim procedures, and subsequent changes to the M-21, because it 
appears the VA does not have an effective, standardized method of 
updating the field on changes to the manual. We highly recommend 
language be added to the bill directing the VA to establish such a 
process.
    A third provision in the bill directs the Chairman of the Board to 
establish a program to ensure the quality of Board decisions with a 
requirement to report to the Veterans' Affairs Committees annually. 
This section would impose many requirements related to items that are 
already the Board's responsibility. Instead of a new law, the Board 
should be held accountable for these existing requirements.
    PVA would once again like to thank the subcommittee for the 
opportunity to submit our views on some of the bills being considered 
today. We look forward to working with you on this legislation and 
would be happy to take any questions for the record.

  Information Required by Rule XI 2(g) of the House of Representatives

Pursuant to Rule XI 2(g) of the House of Representatives, the following 
information is provided regarding Federal grants and contracts.

                            Fiscal Year 2023

Department of Veterans Affairs, Office of National Veterans Sports 
Programs & Special Events--Grant to support rehabilitation sports 
activities--$479,000.

                            Fiscal Year 2022

Department of Veterans Affairs, Office of National Veterans Sports 
Programs & Special Events--Grant to support rehabilitation sports 
activities--$ 437,745.

                     Disclosure of Foreign Payments

Paralyzed Veterans of America is largely supported by donations from 
the general public. However, in some very rare cases we receive direct 
donations from foreign nationals. In addition, we receive funding from 
corporations and foundations which in some cases are U.S. subsidiaries 
of non-U.S. companies.
                                 ______
                                 

                  Prepared Statement of Dean Phillips

    Thank you, M. Chair. I would like to begin by thanking the 
leadership of the House Veterans Affairs Committee - Chairman Bost and 
Ranking Member Takano - and the Subcommittee on Disability Assistance 
and Memorial Affairs - Chairman Luttrell and Ranking Member Pappas. I 
am grateful for all you do to advocate for our Nation's veterans.
    I am delighted to testify before the Subcommittee on behalf of my 
legislation, the Love Lives On Act. I thank the Subcommittee for 
considering this important bill and my esteemed colleague from North 
Carolina - Mr. Hudson - for his partnership in introducing this 
measure.
    As a Gold Star Son, my gratitude to our servicemembers and their 
families is immeasurable. Spouses of those who die in service to our 
Nation make unimaginable sacrifices and deserve unending respect and 
support in return. Unfortunately, surviving spouses of Federal 
personnel risk losing survivor benefits if they remarry under the age 
of 55. My legislation, the Love Lives On Act, would ensure military 
spouses are allowed to retain benefits upon remarriage no matter their 
age. The bill's protections extend to surviving spouses of active-duty, 
veteran, and retired military personnel.
    I was thrilled to help pass a portion of this legislation in the 
Fiscal Year 2024 National Defense Authorization Act. That provision 
granted all remarried surviving spouses access to Commissary and 
Exchange benefits. This is a great start, but I will continue to push 
the remaining components of this legislation until we eliminate all 
remarriage benefit reductions for anyone whose spouse dies in service 
to our country.
    The Love Lives On Act would extend other critical benefits to 
remarried surviving spouses, such as Survivor Benefit Plan and 
Dependency and Indemnity Compensation, certain electronic medical 
services, and education benefits under the Fry Scholarship program. 
These survivor benefits help us honor Gold Star families - we must 
ensure they receive every single benefit they are owed for their 
sacrifice.
    Thank you very much for the opportunity to advocate for the Love 
Lives on Act and I look forward to our continued collaboration.
                                 ______
                                 

                Prepared Statement of Marilyn Strickland

    Chairman Luttrell, Ranking Member Pappas, and members of this 
distinguished Committee, thank you for allowing me to submit a 
statement supporting critical legislation that benefits our active duty 
servicemembers, Veterans, and their families.
    I write today in support of my bill, H.R. 2911, the Fairness for 
Servicemembers and their Families Act of 2023, which will help ensure 
that life insurance packages for servicemembers and veterans account 
for changes in the economy. This legislation will require the 
Department of Veterans Affairs to periodically review and report on the 
maximum coverage available under the Servicemembers' Group Life 
Insurance and Veterans' Group Life Insurance.
    Our servicemembers courageously put their lives on the line for 
their country, and it is our duty to reciprocate. This means ensuring 
the well-being of their families and loved ones in the event of a 
tragedy. The importance of servicemembers' life insurance plans keeping 
pace with economic demands cannot be overstated. A robust life 
insurance policy will provide grieving families the security they need 
to navigate the loss of their loved ones with pride and dignity.
    The brave men and women who sacrifice their lives deserve peace of 
mind in knowing that their families are able to take care of final 
expenses and carry on their legacy. As a daughter of a veteran, I 
understand the many challenges veterans experience. It is imperative 
that we ensure those who serve can provide a sense of security for 
their families.
    For nearly two decades, the maximum coverage of the Servicemembers 
Group Life Insurance and Veterans' Group Life Insurance programs 
remained stagnant, even as the cost of housing, goods, and services 
rose. This bill, H.R. 2911, will ensure that these programs are 
reviewed periodically to verify that their value sufficiently reflects 
contemporary consumer price index.
    Chairman Luttrell, Ranking Member Pappas, and esteemed members of 
this distinguished Committee, thank you for your unwavering commitment 
to supporting veterans and their families and for prioritizing their 
care.

                 Prepared Statement of Michael Wishnie

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