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         <witness>Ashburn, Ann, President and Chief Executive Officer, AmeriDream, Inc., Gaithersburg, MD</witness>
         <witness>Crowley, Sheila, President National Low Income Housing Coalition</witness>
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    <name type="personal">
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         <namePart>Finnegan, Thomas J. III, President, Huntington Mortgage Group, Columbus, OH</namePart>
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    <name type="personal">
         <namePart>Henry, Warren L. Sr., Vice-Chair, Housing Authority of Fulton County, Atlanta, GA</namePart>
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