[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S.J. Res. 130 Introduced in Senate (IS)]

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119th CONGRESS
  2d Session
S. J. RES. 130

  Providing for congressional disapproval under chapter 8 of title 5, 
  United States Code, of the rule submitted by the Bureau of Consumer 
Financial Protection relating to the withdrawal of the rule relating to 
 ``Consumer Financial Protection Circular 2024-05: Improper Overdraft 
                          Opt-In Practices''.


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                   IN THE SENATE OF THE UNITED STATES

                             March 18, 2026

  Mr. Van Hollen introduced the following joint resolution; which was 
read twice and referred to the Committee on Banking, Housing, and Urban 
                                Affairs

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                            JOINT RESOLUTION


 
  Providing for congressional disapproval under chapter 8 of title 5, 
  United States Code, of the rule submitted by the Bureau of Consumer 
Financial Protection relating to the withdrawal of the rule relating to 
 ``Consumer Financial Protection Circular 2024-05: Improper Overdraft 
                          Opt-In Practices''.

    Resolved by the Senate and House of Representatives of the United 
States of America in Congress assembled, That Congress disapproves the 
rule submitted by the Bureau of Consumer Financial Protection relating 
to the withdrawal of the rule relating to ``Consumer Financial 
Protection Circular 2024-05: Improper Overdraft Opt-In Practices (89 
Fed. Reg. 80075 (October 2, 2024))'' (90 Fed. Reg. 20084 (May 12, 
2025)), and such rule shall have no force or effect.
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