[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S. 5090 Introduced in Senate (IS)]

<DOC>






119th CONGRESS
  2d Session
                                S. 5090

  To require operating system providers to require users to indicate 
  their age and developers of applications, covered internet website 
  operators, and browser providers to request a signal from operating 
 system providers that indicates a user's age, and for other purposes.


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                             July 22, 2026

    Mr. Kim (for himself, Ms. Lummis, Mr. Schiff, and Mr. Barrasso) 
introduced the following bill; which was read twice and referred to the 
           Committee on Commerce, Science, and Transportation

_______________________________________________________________________

                                 A BILL


 
  To require operating system providers to require users to indicate 
  their age and developers of applications, covered internet website 
  operators, and browser providers to request a signal from operating 
 system providers that indicates a user's age, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Digital Age Assurance Act of 2026''.

SEC. 2. DEFINITIONS.

    In this Act:
            (1) Age bracket data.--The term ``age bracket data'' means 
        non-personally identifiable data derived from a user's date of 
        birth or age for the purpose of sharing information to indicate 
        the user's age range, including whether a user--
                    (A) has not attained 13 years of age;
                    (B) has attained 13 years of age but not 16 years 
                of age;
                    (C) has attained 16 years of age but not 17 years 
                of age; or
                    (D) has attained 17 years of age.
            (2) Application.--
                    (A) In general.--The term ``application'' means a 
                software program that may be run or directed by a user 
                on a covered device.
                    (B) Exceptions.--The term ``application'' does not 
                include--
                            (i) telecommunications services (as defined 
                        in section 3(53) of the Communications Act of 
                        1934 (47 U.S.C. 153(53))); or
                            (ii) a software component that is not 
                        offered to users as a standalone software 
                        program through an application store.
            (3) Application store.--
                    (A) In general.--The term ``application store'' 
                means an application, online service, or platform that 
                distributes and facilitates the download of 
                applications from third party developers by users of a 
                covered device.
                    (B) Exception.--The term ``application store'' does 
                not include an online service or platform that 
                distributes extensions, plug-ins, add-ons, or other 
                software components that run exclusively within a 
                separate host application.
            (4) Browser.--The term ``browser'' means an application 
        that enables a user to visit an internet website.
            (5) Browser provider.--The term ``browser provider'' means 
        a person that owns, maintains, or controls a browser for use on 
        a covered device.
            (6) Child.--The term ``child'' means an individual who has 
        not attained 17 years of age.
            (7) Commission.--The term ``Commission'' means the Federal 
        Trade Commission.
            (8) Covered device.--The term ``covered device'' means a 
        computer, mobile device, or other general purpose computing 
        device that has the capability to run an operating system.
            (9) Covered internet website.--The term ``covered internet 
        website'' means an internet website that is required under 
        Federal or State law to verify the age of a user prior to 
        granting such user access to content or services provided on 
        such internet website.
            (10) Covered internet website operator.--The term ``covered 
        internet website operator'' means a person that owns, 
        maintains, or controls a covered internet website that is 
        required under Federal or State law to verify the age of a user 
        prior to granting to such user access to content or services 
        provided on such covered internet website.
            (11) Developer.--The term ``developer'' means a person that 
        owns, maintains, or controls an application (including an 
        application store).
            (12) Operating system provider.--The term ``operating 
        system provider'' means a person that develops, licenses, or 
        controls the operating system software on a covered device.
            (13) Signal.--The term ``signal'' means the age bracket 
        data of a user--
                    (A) sent by a real-time secure application 
                programming interface or operating system to a 
                developer, browser provider, or covered internet 
                website operator; or
                    (B) communicated by a browser provider to a covered 
                internet website operator in any technically feasible 
                manner.
            (14) User.--The term ``user'' means an individual who 
        primarily uses a covered device.
            (15) Verifiable credential.--The term ``verifiable 
        credential'' means a tamper-evident, cryptographically signed 
        digital credential that--
                    (A) enables a user to demonstrate such user's age 
                or age bracket data; and
                    (B) discloses no other information regarding such 
                user.
            (16) Zero-knowledge proof.--The term ``zero-knowledge 
        proof'' means a cryptographic method by which a user 
        demonstrates the age bracket data of a user without revealing 
        any information beyond what is necessary to establish such age 
        bracket data (such as the exact age, date of birth, or other 
        personal information of the user).

SEC. 3. REQUIREMENTS FOR OPERATING SYSTEM PROVIDERS.

    (a) In General.--
            (1) Requirements.--Subject to paragraph (2), each operating 
        system provider shall--
                    (A) for each covered device, subject to clause 
                (ii), require that in order to use the operating system 
                of the provider on such device--
                            (i) with respect to an account created on 
                        or after the effective date, require each user 
                        to establish an account with the provider 
                        through a process that requires the user to 
                        indicate the date of birth and age of the user; 
                        and
                            (ii) with respect to an account existing as 
                        of the effective date, unless the operating 
                        system provider knows the age of the user for 
                        purposes of compliance with any legal 
                        obligation, administration of its own terms of 
                        services or policies, or confirming 
                        authorization for any purchase within an 
                        application, require the user who is the 
                        account holder to provide the date of birth and 
                        age of such user;
                    (B) using the information described in subparagraph 
                (A)--
                            (i) classify such information into age 
                        bracket data associated with such user; and
                            (ii) provide to a developer, browser 
                        provider, or covered internet website operator 
                        who has requested a signal with respect to a 
                        user a signal containing the age bracket data 
                        of a user through a reliable real-time 
                        application programming interface, using, where 
                        technically feasible, in an interoperable 
                        format, and subject to paragraph (3), a 
                        verifiable credential or zero-knowledge proof;
                    (C) if the information described in subparagraph 
                (A) indicates that a user is a child, require that the 
                child link their account to the account of a parent or 
                legal guardian; and
                    (D) provide each user or parent or legal guardian 
                of a user if such user is a child with a mechanism to 
                allow such user or parent or legal guardian to view the 
                age bracket data of such user.
            (2) Exceptions.--
                    (A) Emergency phone calls.--The requirements 
                described in paragraph (1) shall not apply in the event 
                that a user is using an operating system to make an 
                emergency phone call.
                    (B) Emancipated minors.--The requirement described 
                in paragraph (1)(C) shall not apply to a child who is 
                an emancipated minor.
            (3) Consensus based interoperability standards.--An 
        operating system provider that uses a verifiable credential or 
        zero-knowledge proof to send a signal pursuant to paragraph 
        (1)(B)(ii) shall send such signal in a manner that is 
        consistent with widely adopted, consensus-based 
        interoperability standards.
    (b) Limitation on Use and Deidentification of Age Bracket Data.--An 
operating system provider--
            (1) shall--
                    (A) only send age bracket data in accordance with 
                subsection (a)(1)(B)(ii);
                    (B) employ reasonable security safeguards to 
                protect such data;
                    (C) only retain such data that is necessary to 
                generate and transmit a signal under subsection 
                (a)(1)(B)(ii); and
                    (D) when a user deletes the account associated with 
                the operating system of such provider, deidentify or 
                securely delete such data associated with such account; 
                and
            (2) except as provided in subsection (a)(1)(B)(ii), may not 
        share such data with a third party.
    (c) Operating System Provider Safe Harbor.--An operating system 
provider acting in good faith to comply with this section shall not be 
liable if there is an electrical or internet outage or other technical 
error that prevents such provider from providing a signal to a 
developer under subsection (a)(1)(B)(ii).
    (d) Conflicting Age Information.--If an operating system provider 
receives clear and convincing information that a user's age is 
different than the age range indicated in the age bracket data 
contained in the signal provided pursuant to subsection (a)(1)(B) from 
a developer or covered internet website operator under section 
4(c)(1)(B), such operating system provider shall--
            (1) verify the age of the user; and
            (2) provide an updated signal regarding such user to each 
        developer, browser provider, or covered internet website 
        operator that was provided the original signal with respect to 
        such user.

SEC. 4. REQUIREMENTS FOR DEVELOPERS AND COVERED INTERNET WEBSITE 
              OPERATORS.

    (a) Requesting Age Bracket Data.--
            (1) In general.--A developer and covered internet website 
        operator shall--
                    (A) for each application of the developer or 
                covered internet website of a covered internet website 
                operator published or updated on or after the effective 
                date of this Act, each time a user downloads and uses 
                such application or accesses such covered internet 
                website on a covered device for the first time, request 
                a signal from an operating system provider or, with 
                respect to a covered internet website operator, the 
                browser provider from which the covered internet 
                website is being accessed;
                    (B) for each application of the developer or 
                covered internet website of a covered internet website 
                operator published or updated before the effective date 
                of this Act, not later than 7 months after such date, 
                with respect to an application, each time a user uses 
                such application request a signal from an operating 
                system provider or, with respect to a covered internet 
                website operator, request a signal once from the 
                browser provider from which the website is being 
                accessed; and
                    (C) use the age bracket data contained in a 
                signal--
                            (i) except as described under subsection 
                        (c) and subject to paragraph (2), as the 
                        primary indicator of a user's age; and
                            (ii) to comply with any applicable law or 
                        policy of an application store regarding age 
                        requirements for a user of such application or 
                        covered internet website.
            (2) Actual knowledge.--If a developer or covered internet 
        website operator has received a signal with respect to a user 
        pursuant to paragraph (1), such developer or covered internet 
        website operator shall be deemed to have actual knowledge of 
        the age bracket data of such user across all platforms and 
        points of access of the application of the developer or covered 
        internet website of the covered internet website operator.
    (b) Complying With Internal Policies.--It shall be unlawful for a 
developer or covered internet website operator to allow a user to 
access an application of such developer or covered internet website of 
such operator if--
            (1) the developer or covered internet website operator has 
        determined that access to such application, a feature of such 
        application, or covered internet website is inappropriate for 
        users within a certain age bracket; and
            (2) the age bracket data of such user contained in a signal 
        indicates that the user falls within such age bracket.
    (c) Other Age Information.--
            (1) In general.--Subject to paragraph (2), if a developer 
        or covered internet website operator has clear and convincing 
        information that a user's age is different than the age range 
        indicated in the age bracket data contained in the signal 
        requested under subparagraph (A) or (B) of subsection (a)(1), 
        such developer or covered internet website operator shall--
                    (A) until the developer or covered internet website 
                operator receives an updated signal from an operating 
                system provider pursuant to paragraph (2), use such 
                clear and convincing information as the primary 
                indicator of the age of such user;
                    (B) to the extent technically feasible, transmit 
                such clear and convincing information to the operating 
                system provider from which such developer or covered 
                internet website operator received the signal regarding 
                such user by using the same mechanism such developer or 
                covered internet website operator used to receive such 
                signal; and
                    (C) provide a notice containing a general 
                description of such clear and convincing information 
                to--
                            (i) such user; or
                            (ii) if such user is a child, the parent or 
                        legal guardian whose account is linked to the 
                        account of the user pursuant to section 
                        3(a)(1)(C).
            (2) Conflicting age information.--If a developer or covered 
        internet website operator receives an updated signal from an 
        operating system provider pursuant to section 3(d)(2), such 
        developer or covered internet website operator shall use the 
        age bracket data contained in such updated signal with respect 
        to such user.
            (3) Opportunity to correct.--A developer or internet 
        website operator that provides a notice described in paragraph 
        (1)(C) shall--
                    (A) provide a mechanism through which a user or the 
                parent or legal guardian of a user whose account is 
                linked to a user pursuant to section 3(a)(1)(C) may 
                provide updated age information; and
                    (B) not later than 30 days after receiving such 
                updated age information, provide such user or parent or 
                legal guardian with a determination with respect to the 
                age information of the user.
    (d) Use of Information.--A developer or covered internet website 
operator may not--
            (1) request more information about a user from an operating 
        system provider than the signal described in subparagraph (A) 
        or (B) of subsection (a)(1); or
            (2) share the signal or age bracket data contained in the 
        signal with a third party.
    (e) Developer and Covered Internet Website Operator Safe Harbor.--A 
developer or covered internet website operator acting in good faith to 
comply with this section shall not be liable for conduct resulting from 
an erroneous signal indicating a user's age range received from an 
operating system provider pursuant to section 3(a)(B)(ii) or an 
application store pursuant to section 5(a).

SEC. 5. REQUIREMENTS FOR DEVELOPERS OF APPLICATION STORES AND BROWSER 
              PROVIDERS.

    (a) Developers of Application Stores.--A developer of an 
application store shall--
            (1) the first time a user accesses the application store on 
        a covered device, request a signal from an operating system 
        provider; and
            (2) provide such signal to another developer upon request.
    (b) Browser Providers.--A browser provider shall--
            (1) the first time a user accesses the browser on a covered 
        device, request a signal from an operating system provider; and
            (2) provide such signal to a covered internet website 
        operator upon request.

SEC. 6. REQUIREMENTS FOR DEVELOPERS, COVERED INTERNET WEBSITE 
              OPERATORS, AND OPERATING SYSTEM PROVIDERS REGARDING DATA 
              USE MINIMIZATION.

    A developer, covered internet website operator, or operating system 
provider may not--
            (1) collect more data regarding a user than is necessary 
        to--
                    (A) generate age bracket data and transmit or 
                receive a signal; or
                    (B) perform the basic functions of an application, 
                covered internet website, or operating system;
            (2) sell age bracket data contained in a signal;
            (3) use age bracket data for profiling, engagement 
        optimization, or targeted advertising; or
            (4) combine age bracket data with other personal or 
        inferred information regarding a user.

SEC. 7. PROHIBITING TARGETED ADVERTISING TO, AND DATA MONETIZATION OF, 
              CHILDREN.

    (a) Targeted Advertising.--
            (1) In general.--It shall be unlawful for any person to 
        engage in targeted advertising to a user the person knows, or 
        reasonably should know, is a child.
            (2) Clarification.--Nothing in this subsection shall be 
        construed to prohibit contextual advertising that does not rely 
        on personal data or behavioral profiling.
    (b) Data Monetization.--It shall be unlawful for any person to 
sell, license, rent, trade, transfer, release, disclose, provide access 
to, or otherwise make available to a data broker the personal data of a 
user the person knows, or reasonably should know, is a child.

SEC. 8. ENFORCEMENT.

    (a) Enforcement by the Commission.--
            (1) Unfair or deceptive acts.--A violation of section 3, 4, 
        5, 6, or 7, or a regulation promulgated thereunder shall be 
        treated as a violation of a rule defining an unfair or 
        deceptive act or practice prescribed under section 18(a)(1)(B) 
        of the Federal Trade Commission Act (15 U.S.C. 57a(a)(1)(B)).
            (2) Powers of commission.--
                    (A) In general.--The Commission shall enforce this 
                Act and any regulation promulgated under this Act, by 
                the same means, and with the same jurisdiction, powers, 
                and duties as though all applicable terms and 
                provisions of the Federal Trade Commission Act (15 
                U.S.C. 41 et seq.) were incorporated into and made a 
                part of this Act.
                    (B) Privileges and immunities.--Except as provided 
                in subparagraph (D), any person who violates section 3, 
                4, 5, 6, or 7 or any regulation promulgated thereunder, 
                shall be subject to the penalties and entitled to the 
                privileges and immunities provided in the Federal Trade 
                Commission Act (15 U.S.C. 41 et seq.).
                    (C) Authority preserved.--Nothing in this Act shall 
                be construed to limit the authority of the Commission 
                under any other provision of law.
                    (D) Civil penalties.--
                            (i) In general.--In addition to any other 
                        penalties as may be prescribed by law, each 
                        violation of section 3, 4, 5, 6, or 7 or a 
                        regulation promulgated thereunder, shall carry 
                        a civil penalty not to exceed--
                                    (I) for a negligent violation, 
                                $2,500; and
                                    (II) for a knowing or intentional 
                                violation, $7,500.
                            (ii) Affected children.--In any case in 
                        which a violation of section 3, 4, 5, 6, or 7 
                        affected a child (as determined by the 
                        Commission), the penalties described in clause 
                        (i) may be multiplied by the number of children 
                        affected.
                    (E) Rulemaking.--Not later than 1 year after the 
                date of enactment of this Act, the Commission shall 
                promulgate in accordance with section 553 of title 5, 
                United States Code, such rules as may be necessary to 
                carry out this Act.
    (b) Enforcement by State Attorneys General.--
            (1) In general.--In any case in which the attorney general 
        of a State has reason to believe that an interest of the 
        residents of the State has been or is threatened or adversely 
        affected by the engagement of any person in an act or practice 
        that violates section 3, 4, 5, 6, or 7, the attorney general of 
        the State may, as parens patriae, bring a civil action on 
        behalf of the residents of the State in an appropriate district 
        court of the United States or a State court of appropriate 
        jurisdiction to--
                    (A) enjoin any further such violation by such 
                person;
                    (B) enforce compliance with such section;
                    (C) obtain a permanent, temporary, or preliminary 
                injunction;
                    (D) obtain damages, restitution, or other 
                compensation on behalf of residents of the State; or
                    (E) obtain such other relief as the court may 
                consider appropriate.
            (2) Rights of the commission.--
                    (A) Notice to the commission.--
                            (i) In general.--Except as provided in 
                        clause (ii), before initiating a civil action 
                        under paragraph (1), the attorney general of a 
                        State shall provide to the Commission a written 
                        notice of such action and a copy of the 
                        complaint for such action.
                            (ii) Exception.--If the attorney general 
                        determines that it is not feasible to provide 
                        the notice described in clause (i) before 
                        initiating a civil action under paragraph (1), 
                        the attorney general shall provide written 
                        notice of the action and a copy of the 
                        complaint to the Commission immediately upon 
                        initiating the civil action.
                    (B) Intervention.--The Commission may--
                            (i) intervene in any civil action brought 
                        by the attorney general under paragraph (1); 
                        and
                            (ii) upon intervening--
                                    (I) if applicable, remove the 
                                action to an appropriate United States 
                                district court;
                                    (II) be heard on all matters 
                                arising in the civil action; and
                                    (III) file petitions for appeal of 
                                a decision in the civil action.
            (3) Investigatory powers.--Nothing in this subsection may 
        be construed to prevent the attorney general of a State from 
        exercising the powers conferred on the attorney general by the 
        laws of the State to conduct investigations, to administer 
        oaths or affirmations, or to compel the attendance of witnesses 
        or the production of documentary or other evidence.
            (4) Limitation on state action while federal action is 
        pending.--If the Commission has instituted a civil action for a 
        violation of section 3, 4, 5, 6, or 7, no State attorney 
        general may, without the approval of the Commission, bring an 
        action under this subsection during the pendency of that action 
        against any defendant named in the complaint of the Commission 
        for any violation of this section alleged in the complaint.
            (5) Venue; service of process.--
                    (A) Venue.--Any action brought under paragraph (1) 
                may be brought in--
                            (i) the district court of the United States 
                        that meets applicable requirements relating to 
                        venue under section 1391 of title 28, United 
                        States Code; or
                            (ii) another court of competent 
                        jurisdiction.
                    (B) Service of process.--In an action brought under 
                paragraph (1) in a district court of the United States, 
                process may be served in any district in which--
                            (i) the defendant is an inhabitant, may be 
                        found, or transacts business; or
                            (ii) venue is proper under section 1391 of 
                        title 28, United States Code.
    (c) Safe Harbor.--An operating system provider, covered internet 
website operator, or developer acting in good faith to comply with this 
Act shall not be liable under this Act if a user inputs inaccurate 
information under section 3(a)(1).

SEC. 9. PROHIBITION ON ANTICOMPETITIVE PRACTICES.

    (a) Consistent Age-Related Requirements.--An operating system 
provider or an application store provider shall, with respect to an 
application developed by a third party, impose age-related restrictions 
and obligations on the application and distribution of the application 
that are the same as or less restrictive than the restrictions and 
obligations it imposes on its own applications and distribution of its 
own applications.
    (b) Use of Collected Data.--An operating system provider or an 
application store may not use age bracket data collected from a third 
party with respect to the applications or distribution of the 
applications of the third party to engage in anticompetitive behavior 
with respect to the third party, including by--
            (1) offering the applications or services of the operating 
        system provider or application store at terms and conditions 
        such that users will prefer such applications or services to 
        the applications or services of a third party; and
            (2) using age bracket data.
    (c) Interoperable Credentialing.--An operating system provider or 
application store may not require a developer, browser provider, or 
covered internet website operator to use a proprietary software 
development kit, licensing agreement, or other exclusive technical 
dependency as a condition of verifying a signal, unless such 
requirement is reasonably necessary to ensure security, privacy, fraud 
prevention, or the integrity of the verification process.
    (d) Enforcement.--
            (1) Unlawful method of competition.--A violation of this 
        section or a regulation promulgated under this section shall be 
        deemed to be an unlawful method of competition in violation of 
        section 5 of the Federal Trade Commission Act (15 U.S.C. 45) 
        and a per se violation of section 1 of the Sherman Act (15 
        U.S.C. 1).
            (2) Enforcement.--
                    (A) In general.--The Commission shall enforce this 
                section and any regulation promulgated under this 
                section in the same manner, by the same means, and with 
                the same jurisdiction, powers, and duties as though all 
                applicable terms and provisions of the Federal Trade 
                Commission Act (15 U.S.C. 41 et seq.) were incorporated 
                into and made a part of this section.
                    (B) Enforcement authorities.--
                            (i) Federal trade commission.--If the 
                        Federal Trade Commission has reason to believe 
                        that a person violated this section, and in so 
                        doing, committed a violation of section 5 of 
                        the Federal Trade Commission Act (15 U.S.C. 
                        45), the Commission may commence a civil 
                        action, in its own name by any of its attorneys 
                        designated by it for such purpose, to recover a 
                        civil penalty and seek other appropriate 
                        relief.
                            (ii) Attorney general.--The Attorney 
                        General shall enforce this section in the same 
                        manner, by the same means, and with the same 
                        jurisdiction, powers and duties as though all 
                        applicable terms of the Sherman Act (15 U.S.C. 
                        1 et seq.), Clayton Act (15 U.S.C. 12 et seq.), 
                        and Antitrust Civil Process Act (15 U.S.C. 1311 
                        et seq.) were incorporated into and made a part 
                        of this section.
                            (iii) State attorneys general.--Any 
                        attorney general of a State shall enforce this 
                        section in the same manner, by the same means, 
                        and with the same jurisdiction, powers and 
                        duties as though all applicable terms of the 
                        Sherman Act (15 U.S.C. 1 et seq.) and the 
                        Clayton Act (15 U.S.C. 12 et seq.) were 
                        incorporated into and made a part of this 
                        section.

SEC. 10. RULES OF CONSTRUCTION AND OTHER MATTERS.

    Nothing in this Act shall be construed to--
            (1) preempt section 444 of the General Educational 
        Provisions Act (20 U.S.C. 1232g) (commonly known as the 
        ``Family Educational Rights and Privacy Act of 1974'') or any 
        other Federal or State law governing student privacy;
            (2) preempt the Children's Online Privacy Protection Act of 
        1998 (15 U.S.C. 6501 et seq.) or any rule promulgated under 
        such Act;
            (3) authorize any action that would conflict with section 
        18(h) of the Federal Trade Commission Act (15 U.S.C. 57a(h));
            (4) expand, limit, or alter the meaning or scope of section 
        230 of the Communications Act of 1934 (47 U.S.C. 230);
            (5) require--
                    (A) except as provided in sections 3, 4, and 5 an 
                operating system provider, covered internet website 
                operator, application store, browser provider, or 
                developer to affirmatively collect personal data with 
                respect to a user's age beyond what an operating system 
                provider, covered internet website operator, 
                application store, browser provider, or developer 
                collects in their normal course of business; or
                    (B) any person to verify the age of a user 
                through--
                            (i) the collection of a government-issued 
                        identification document, biometric information, 
                        or other sensitive personal information; or
                            (ii) facial age estimation technology;
            (6) restrict the ability of an operating system provider, 
        covered internet website operator, developer, browser provider, 
        or application store to--
                    (A) cooperate with law-enforcement agencies 
                regarding activity reasonably believed to violate 
                Federal, State, or local law;
                    (B) comply with lawful civil, criminal, or 
                regulatory process, including a subpoena or summons;
                    (C) investigate, establish, or defend legal claims; 
                or
                    (D) prevent, detect, or respond to security 
                incidents, fraud, or other illegal activity; or
            (7) require a particular technological method of 
        generating, transmitting, or verifying a signal.

SEC. 11. EFFECTIVE DATE.

    This Act shall take effect on the date that is 18 months after the 
date of the enactment of this Act.

SEC. 12. SEVERABILITY.

    If any provision or application of this Act is held invalid, the 
remainder of such Act shall remain in effect.

SEC. 13. RELATIONSHIP TO OTHER LAWS.

    The provisions of this Act shall preempt any State law or 
regulation only to the extent that such State law or regulation 
conflicts with a provision of this Act. Nothing in this Act or any 
regulation promulgated thereunder shall be construed to prohibit or 
otherwise affect the enactment or enforcement of any Federal law or 
regulation or State law or regulation that is at least as protective of 
individuals as this Act and the regulations promulgated thereunder.
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