[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S. 5020 Introduced in Senate (IS)]

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119th CONGRESS
  2d Session
                                S. 5020

   To require a study on manufactured homes in areas at high risk of 
                 natural hazards and weather extremes.


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                             July 16, 2026

  Mr. Padilla (for himself and Mr. Cassidy) introduced the following 
 bill; which was read twice and referred to the Committee on Banking, 
                       Housing, and Urban Affairs

_______________________________________________________________________

                                 A BILL


 
   To require a study on manufactured homes in areas at high risk of 
                 natural hazards and weather extremes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Improving Housing Performance Act''.

SEC. 2. STUDY ON MANUFACTURED HOMES IN AREAS AT HIGH-RISK OF NATURAL 
              HAZARDS AND WEATHER EXTREMES.

    (a) Definitions.--In this section:
            (1) High risk areas.--The term ``high risk areas'' means 
        geographic locations that are susceptible to heightened 
        frequency of natural hazards and extreme weather events, 
        including floods, wildfires, tropical storms and hurricanes, 
        tornadoes, earthquakes, and extreme heat.
            (2) Manufactured home.--The term ``manufactured home'' has 
        the meaning given the term in section 603 of the National 
        Manufactured Housing Construction and Safety Standards Act of 
        1974 (42 U.S.C. 5402).
            (3) Performance.--The term ``performance'', with respect to 
        a manufactured home, means the ability of a manufactured home 
        to keep individuals safe and to reasonably withstand natural 
        hazards and weather events, including floods, wildfires, 
        tropical storms and hurricanes, tornadoes, earthquakes, and 
        extreme heat, over time.
            (4) Secretary.--The term ``Secretary'' means the Secretary 
        of Housing and Urban Development.
            (5) Standards.--The term ``Standards'' means the Federal 
        Manufactured Home Construction and Safety Standards established 
        under section 604 of the National Manufactured Housing 
        Construction and Safety Standards Act of 1974 (42 U.S.C. 5403), 
        as in effect on the date of enactment of this Act.
    (b) Study Required.--Not later than 90 days after the date of 
enactment of this Act, the Secretary shall commission an independent, 
third-party study in accordance with subsection (d)(2) that--
            (1) shall be made available in accordance with subsection 
        (d); and
            (2) evaluates data and other evidence about the performance 
        of manufactured homes that are--
                    (A) built and installed in accordance with the 
                Standards; and
                    (B) located in high risk areas.
    (c) Research Objectives.--The study required under subsection (b), 
and the report required under subsection (d), shall--
            (1) make recommendations on how to improve the Standards 
        that shall inform future updates to the Standards considered by 
        the Manufactured Housing Consensus Committee established under 
        section 604(a)(3) of the National Manufactured Housing 
        Construction and Safety Standards Act of 1974 (42 U.S.C. 
        5403(a)(3)) and adopted by the Secretary; and
            (2) include substantive sections relating to--
                    (A) establishing clear, data-driven criteria for 
                identifying high risk areas;
                    (B) an evaluation of the best available data and 
                other evidence about the performance of modern 
                manufactured homes in high risk areas, and the 
                identification of improvements to the Standards, 
                building materials, and design, construction, and 
                safety standards that could improve manufactured home 
                performance;
                    (C) an evaluation of the best available data and 
                other evidence about the performance of manufactured 
                homes in high risk areas based on the requirements of 
                the Standards regarding installation of such homes, and 
                the identification of potential updates to 
                installation-related Standards that could improve 
                performance;
                    (D) the effects that improved building materials 
                and design, construction, and safety standards, 
                respectively, are expected to have on the cost and 
                affordability of developing and living in manufactured 
                homes in high risk areas, to the extent that industry 
                is already developing manufactured homes with such 
                improvements;
                    (E) the extent to which the manufactured home 
                industry is already developing manufactured homes to 
                performance standards that exceed--
                            (i) the Standards; and
                            (ii) the improvements recommended under 
                        subparagraph (B); and
                    (F) the identification of deficiencies in data 
                available as of the date of the report regarding the 
                performance of manufactured homes in high risk areas.
    (d) Report to Congress.--
            (1) In general.--Not later than 180 days after the date of 
        enactment of this Act, the Secretary shall submit to the 
        Committee on Banking, Housing, and Urban Affairs of the Senate 
        and the Committee on Financial Services of the House of 
        Representatives, and make publicly and permanently available on 
        the website of the Department of Housing and Urban Development, 
        a report that includes--
                    (A) findings from the study required under 
                subsection (b);
                    (B) recommendations for legislative or regulatory 
                changes to improve the performance of manufactured 
                homes, including estimated implementation timeframes;
                    (C) an analysis of the effects of implementing the 
                recommendations described in subparagraph (B) on the 
                overall performance and affordability, respectively, of 
                manufactured homes, including the upfront costs to 
                produce and install the manufactured homes, as well as 
                the long-term costs of owning, renting, or operating 
                the manufactured homes in high risk areas; and
                    (D) a strategy for improving data collection on 
                manufactured home performance during and after natural 
                hazards and extreme weather events.
            (2) Commission and preparation of report.--The report 
        required under paragraph (1) shall be prepared by not less than 
        1 independent and non-partisan research organization with 
        expertise in the performance of manufactured homes and the 
        Standards relating to natural hazards and extreme weather 
        events.
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