[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S. 4924 Introduced in Senate (IS)]

<DOC>






119th CONGRESS
  2d Session
                                S. 4924

 To preserve patient access to health care providers and prescription 
       drug coverage under Medicare and individual market plans.


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                             June 24, 2026

 Ms. Rosen (for herself and Mr. Curtis) introduced the following bill; 
     which was read twice and referred to the Committee on Health, 
                     Education, Labor, and Pensions

_______________________________________________________________________

                                 A BILL


 
 To preserve patient access to health care providers and prescription 
       drug coverage under Medicare and individual market plans.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Preserving Patient Access Act''.

SEC. 2. PRESERVING PATIENT ACCESS TO HEALTH CARE PROVIDERS AND 
              PRESCRIPTION DRUG COVERAGE UNDER MEDICARE AND INDIVIDUAL 
              MARKET PLANS.

    (a) Medicare.--
            (1) Medicare advantage plans.--Section 1851(e)(4) of the 
        Social Security Act (42 U.S.C. 1395w-21(e)(4)) is amended--
                    (A) in subparagraph (C)(ii), by striking ``or'' at 
                the end;
                    (B) by redesignating subparagraph (D) as 
                subparagraph (E); and
                    (C) by inserting after subparagraph (C) the 
                following new subparagraph:
                    ``(D) a health care provider with whom the 
                individual has had an in-person or telehealth visit, 
                within the preceding 2 year period, and who was listed 
                as an in-network provider under the plan during the 
                annual, coordinated election period described in 
                paragraph (3) for the plan year becomes an out-of-
                network provider under the plan.''.
            (2) Prescription drug plans and ma-pd plans.--Section 
        1860D-1(b)(3) of the Social Security Act (42 U.S.C. 1395w-
        101(b)(3)) is amended by adding at the end the following new 
        subparagraph:
                    ``(F) Mid-year negative formulary changes.--
                            ``(i) In general.--In the case where a 
                        prescription drug plan or MA-PD plan implements 
                        a negative formulary change with respect to a 
                        covered part D drug dispensed to the part D 
                        eligible individual within the previous 6-month 
                        period, for which the plan provided coverage, 
                        and for which approval or licensure under 
                        section 505 of the Federal Food, Drug, and 
                        Cosmetic Act or section 351 of the Public 
                        Health Service Act is still in effect.
                            ``(ii) Negative formulary change.--In this 
                        subparagraph, the term `negative formulary 
                        change' has the meaning given such term in 
                        section 423.100 of title 42, Code of Federal 
                        Regulations (or successor regulations).''.
            (3) Effective date.--The amendments made by this subsection 
        shall apply with respect to plan years beginning on or after 
        January 1, 2027.
    (b) Individual Market Plans.--
            (1) In general.--Section 2702(b)(2) of the Public Health 
        Service Act (42 U.S.C. 300gg-1(b)(2)) is amended--
                    (A) by inserting ``and, as applicable, for mid-plan 
                year changes to provider networks or formularies 
                described in subparagraph (B)'' before the period at 
                the end;
                    (B) by striking ``A health'' and inserting the 
                following:
                    ``(A) In general.--A health''; and
                    (C) by adding at the end the following:
                    ``(B) Special enrollment period for individual 
                market plans.--
                            ``(i) In general.--A health insurance 
                        issuer offering individual health insurance 
                        coverage shall establish a special enrollment 
                        period under which any individual may enroll in 
                        the coverage during a plan year if the 
                        individual, during the same plan year, is 
                        enrolled in other individual health insurance 
                        coverage (referred to in this subparagraph as 
                        the `initial plan') and--
                                    ``(I) a provider with whom the 
                                individual had an in-person or 
                                telehealth visit within the preceding 
                                2-year period, and who was listed as an 
                                in-network provider under the initial 
                                plan during the most recent open 
                                enrollment period, becomes an out-of-
                                network provider under the initial 
                                plan; or
                                    ``(II) the initial plan implements 
                                a negative formulary change with 
                                respect to a prescription drug 
                                dispensed or administered to the 
                                individual within the previous 6-month 
                                period, for which the initial plan 
                                provided benefits, and for which 
                                approval or licensure under section 505 
                                of the Federal Food, Drug, and Cosmetic 
                                Act or section 351 of this Act is still 
                                in effect.
                            ``(ii) Negative formulary change.--In this 
                        subparagraph, the term `negative formulary 
                        change' has the meaning given such term in 
                        section 423.100 of title 42, Code of Federal 
                        Regulations (or successor regulations), except 
                        that, for purposes of this subparagraph, the 
                        term `a drug covered by the initial plan' shall 
                        be substituted for the term `a covered Part D 
                        drug'.''.
            (2) Exchanges.--Section 1311(c)(6)(C) of the Patient 
        Protection and Affordable Care Act (42 U.S.C. 18031(c)(6)(C)) 
        is amended by inserting ``, section 2702(b)(1)(B),'' after ``of 
        1986''.
                                 <all>