[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S. 4781 Introduced in Senate (IS)]

<DOC>






119th CONGRESS
  2d Session
                                S. 4781

 To expand the mission of the Export-Import Bank of the United States 
and focus on building export-related domestic critical industries that 
produce goods and services that support employment in the United States 
     and strengthen global competitiveness, and for other purposes.


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                             June 15, 2026

   Mr. Schumer (for himself, Mr. Reed, Ms. Klobuchar, Mr. Coons, Mr. 
  Schatz, Ms. Warren, Mr. Booker, Mr. Van Hollen, Ms. Duckworth, Mr. 
Kelly, Mr. Kim, Ms. Blunt Rochester, and Ms. Alsobrooks) introduced the 
 following bill; which was read twice and referred to the Committee on 
                  Banking, Housing, and Urban Affairs

_______________________________________________________________________

                                 A BILL


 
 To expand the mission of the Export-Import Bank of the United States 
and focus on building export-related domestic critical industries that 
produce goods and services that support employment in the United States 
     and strengthen global competitiveness, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE; TABLE OF CONTENTS.

    (a) Short Title.--This Act may be cited as the ``Make More in 
America Act of 2026''.
    (b) Table of Contents.--The table of contents for this Act is as 
follows:

Sec. 1. Short title; table of contents.
Sec. 2. Findings.
Sec. 3. Purposes.
Sec. 4. Modification of powers and functions.
Sec. 5. Make More in America Program.
Sec. 6. Modification of aggregate loan, guarantee, and insurance 
                            authority.
Sec. 7. Modification of default rate and lending cap.
Sec. 8. Investment Committee.
Sec. 9. Interagency coordination.
Sec. 10. Limitation on eligibility for support.
Sec. 11. Modification of Program on China and Transformational Exports.
Sec. 12. Increase in goal for export of goods and services related to 
                            renewable energy sources, energy 
                            efficiency, and energy storage.
Sec. 13. Employment authority.
Sec. 14. Expansion of guarantee coverage.

SEC. 2. FINDINGS.

    Congress makes the following findings:
            (1) The People's Republic of China poses a significant 
        competitive threat to the United States, accounting, as of the 
        date of the enactment of this Act, for 35 percent of 
        manufacturing volume globally and 29 percent of value-add (as 
        opposed to 12 percent of volume and 16 percent of value-add for 
        the United States). The People's Republic of China continues to 
        gain ground in higher value-add technologies that were 
        traditionally United States strengths.
            (2) The People's Republic of China's increased 
        competitiveness can be traced to multiple sources, including 
        coordinated initiatives such as Made in China 2025, which 
        channeled resources toward manufacturing in higher value-add 
        industries. However, the People's Republic of China also, as of 
        the date of the enactment of this Act, leads in research and 
        development in 66 of 74 areas.
            (3) Taken together, the two trends described in paragraphs 
        (1) and (2) suggest that the People's Republic of China's lead 
        in exports will grow, not shrink, unless serious action is 
        taken by the United States to strengthen its domestic 
        innovation and industrial investment.
            (4) This is especially true for critical industries of the 
        future, such as next-generation automotives and drones, 
        industrial automation, biotechnology, biomanufacturing, quantum 
        technology, and fusion energy, unless the United States takes 
        steps to support technology development in those markets. Many 
        of those markets are, or could be, vital export opportunities 
        with meaningful economic, national security, and job creation 
        implications for the United States.
            (5) The United States also faces supply chain 
        vulnerabilities in critical inputs for those industries of the 
        future, including energy, semiconductors and associated 
        technologies like circuit boards, critical minerals, batteries, 
        and other technology components.
            (6) Capital-intensive industries with long production 
        cycles, such as shipbuilding, chemical processing, and nuclear 
        energy systems, face particularly acute financing challenges 
        during the commercialization phase and the scaling of domestic 
        production. Similarly, drone manufacturing and advanced 
        robotics require coordinated investments in both production 
        capacity and workforce training that private markets struggle 
        to provide. The result is that countries with patient public 
        capital, particularly the People's Republic of China, have 
        captured dominant market positions in sectors where United 
        States innovation initially led.
            (7) If the United States does not respond, manufacturers in 
        the People's Republic of China will continue gaining global 
        market share in critical technologies at the expense of United 
        States companies and the United States stands to lose critical 
        industries that provide jobs, create production capacity, and 
        serve essential national security goals.
            (8) As such, Federal policy should focus on ensuring that 
        technologies that are invented and developed in the United 
        States are commercialized and produced in the United States, 
        along with the products and services those technologies create. 
        That will require a whole-of-government effort dedicated to 
        revitalizing the ``innovation and industrial infrastructure'' 
        of the United States.
            (9) While this is a multi-faceted issue that the Export-
        Import Bank of the United States (in this section referred to 
        as the ``Bank'') cannot solve alone, the Bank can play a much 
        more strategic role than the Bank is playing as of the date of 
        the enactment of this Act by supporting the development phase 
        of future technologies in areas that are underfunded by 
        existing private sector tools.
            (10) The Bank has an opportunity to create the export 
        markets of tomorrow by helping to fund the development, 
        commercialization, and production of critical technologies in 
        the United States, which will expand the long-term export base 
        of the United States by increasing the overall competitive edge 
        of the United States, and in doing so, support employment in 
        the United States.
            (11) There exists an opportunity to enhance the Bank's 
        strategic planning capabilities and deepen the Bank's focus on 
        catalytic and scale-up financing. Such a repositioning would 
        support technologies with substantial domestic manufacturing 
        footprints in industries that represent not only strategic 
        national security and competitiveness priorities but also 
        significant employment opportunities across manufacturing 
        communities in the United States.
            (12) Congress has already directed the Bank to undertake 
        efforts in that direction, such as through the Program on China 
        and Transformational Exports established under section 2(l) of 
        the Export-Import Bank Act of 1945 (12 U.S.C. 635(l)), which 
        explicitly requires 20 percent of the Bank's funds to be 
        invested in certain areas deemed highly strategic, including 
        artificial intelligence, biotechnology, renewable energy, 
        semiconductors, quantum technology, and fusion energy, among 
        other industries. A logical next step would be to expand that 
        program to broaden its aperture and importance within the Bank, 
        while reaffirming the Bank's mission to support export-related 
        transactions that directly support United States jobs.
            (13) In 2022, the Bank's Board of Directors with a 
        unanimous vote launched the Make More in America Initiative to 
        support ``export-oriented domestic manufacturing projects'', 
        extending some of the Bank's existing demand-driven, export-
        contingent financing programs to a more domestic focus to help 
        revitalize United States manufacturing, directly support United 
        States jobs, improve the resiliency of domestic supply chains, 
        and level the playing field for United States companies 
        competing in overseas markets.
            (14) There is an opportunity for the Bank to play a 
        convening role in developing a cohesive investment roadmap for 
        the Bank's own mandate, informed by input from across the 
        Federal Government, including the industrial investment efforts 
        of other Federal agencies, such as the Department of Commerce, 
        the Department of Energy, the Department of Defense, the 
        Department of Agriculture, the Department of Labor, the 
        Department of Health and Human Services, the United States 
        International Development Finance Corporation, and the Small 
        Business Administration.

SEC. 3. PURPOSES.

    The purposes of this Act are--
            (1) to ensure that advanced technologies critical to 
        economic growth and national security are developed, 
        commercialized, and produced in, and exported by, the United 
        States and allies and partners of the United States, rather 
        than adversaries of the United States;
            (2) to address capital market failures in sectors where 
        United States production capacity and innovation is in the 
        national interest;
            (3) to coordinate the resources of the Federal Government--
                    (A) to promote domestic technology invention, 
                development, commercialization, production, and 
                exportation;
                    (B) to support the unmet capital needs of 
                manufacturing companies of all sizes to grow 
                domestically;
                    (C) to encourage workforce training to support the 
                growth and resilience of domestic manufacturing;
                    (D) to accelerate permitting related to domestic 
                manufacturing projects; and
                    (E) to improve access to physical infrastructure, 
                such as energy and logistics, for the growth of 
                domestic manufacturing; and
            (4) to promote the creation of good jobs in communities 
        across the United States, along with the benefits of advanced 
        industry development on local development.

SEC. 4. MODIFICATION OF POWERS AND FUNCTIONS.

    Section 2(a) of the Export-Import Bank Act of 1945 (12 U.S.C. 
635(a)) is amended--
            (1) in paragraph (1)--
                    (A) in the second sentence, by striking ``to 
                facilitate exports of'' and inserting ``to facilitate 
                the development, commercialization, and production in 
                the United States, and the export of''; and
                    (B) by inserting after the third sentence the 
                following: ``The Bank shall provide loans, guarantees, 
                grants, cooperative agreements, offtake agreements, 
                price insurance and other insurance facilities, and 
                other instruments through other transaction authority 
                under paragraph (4)(A) to accelerate the development, 
                commercialization, and production of technologies that 
                are critical to the national security, innovation, and 
                economic growth of the United States and direct 
                employment of United States workers, including 
                technologies that emerge from federally funded 
                research.''; and
            (2) by adding at the end the following:
    ``(4) Additional Powers.--In addition to the powers and authorities 
set forth in paragraph (1), the Bank may--
            ``(A) to the extent authorized by law, enter into such 
        agreements, including contracts, grants, cooperative 
        agreements, offtake agreements, price insurance and other 
        insurance facilities, and other instruments, and may enter into 
        other transactions, including providing subordinated capital, 
        to facilitate investments and the provision of financial 
        assistance on such terms as the President of the Bank and the 
        Board of Directors consider appropriate;
            ``(B) make advance payments under agreements and other 
        transactions authorized under subparagraph (A) without regard 
        to section 3324 of title 31, United States Code;
            ``(C) procure temporary and intermittent services of 
        experts and consultants in accordance with section 3109 of 
        title 5, United States Code;
            ``(D) notwithstanding section 3104 of title 5, United 
        States Code, or any other provision of other law relating to 
        the appointment, number, classification, or compensation of 
        employees, make appointments of scientific, engineering, and 
        professional personnel, and fix the basic pay of such personnel 
        at a rate to be determined by the President of the Bank at 
        rates not in excess of the highest total annual compensation 
        payable at the rate determined under section 104 of title 3, 
        United States Code;
            ``(E) with the consent of another Federal agency, enter 
        into an agreement with that Federal agency to use, with or 
        without reimbursement, any service, equipment, personnel, or 
        facility of that Federal agency; and
            ``(F) establish such rules, regulations, and procedures as 
        the President of the Bank and the Board of Directors consider 
        appropriate and that are consistent with other statutes.''.

SEC. 5. MAKE MORE IN AMERICA PROGRAM.

    (a) In General.--Section 2 of the Export-Import Bank Act of 1945 
(12 U.S.C. 635) is amended by adding at the end the following:
    ``(m) Make More in America Program.--
            ``(1) Establishment.--
                    ``(A) In general.--The Bank shall establish the 
                Make More in America Program (in this subsection 
                referred to as the `Program'), under which the Bank 
                shall provide support, by providing financing and 
                entering into other agreements and transactions 
                authorized under paragraphs (1) and (4) of subsection 
                (a), for export-related manufacturing projects in the 
                United States, in support of manufacturing companies of 
                all sizes, including startups, in priority industries 
                described in paragraph (2), industries described in 
                paragraph (3), and suppliers that enable those 
                industries, all of which directly support employment in 
                the United States.
                    ``(B) Future exports.--The Bank may provide support 
                under the Program to support future exports by an 
                applicant for such support, even if the applicant does 
                not produce goods for export at the time the support is 
                awarded.
            ``(2) Priority focus areas.--Under the Program, the Bank 
        shall advance export-related manufacturing in the following 
        industries:
                    ``(A) Strategic industries for which there is 
                evidence of subsidies or production support by other 
                countries that--
                            ``(i) has resulted in overreliance or 
                        created foreign chokepoints for United States 
                        supply chains; or
                            ``(ii) otherwise presents a persistent risk 
                        to United States supply chains.
                    ``(B) Strategic industries critical to the national 
                security and economic competitiveness of the United 
                States, including, at a minimum, industries described 
                in paragraph (3).
                    ``(C) Emerging industries that--
                            ``(i) are critical to the national security 
                        and economic competitiveness of the United 
                        States; and
                            ``(ii) have not reached commercial scale 
                        and therefore are unable to receive sufficient 
                        private capital funding for demonstration scale 
                        operations, equipment purchasing, 
                        commercialization, or sustained manufacturing 
                        for export.
            ``(3) Industries of interest.--The industries described in 
        this paragraph are industries, and components thereof, critical 
        to the national security and economic competitiveness of the 
        United States, which may include the following:
                    ``(A) The transformational export areas under the 
                Program on China and Transformational Exports specified 
                in subsection (l)(1)(B).
                    ``(B) Critical minerals (as defined in section 
                7002(a) of the Energy Act of 2020 (30 U.S.C. 1606(a))).
                    ``(C) Shipbuilding and ship repair.
                    ``(D) Cyber-physical systems and mechatronics, 
                including robotics.
                    ``(E) Aerospace and aviation, including unmanned 
                aircraft systems (as defined in section 44801 of title 
                49, United States Code) and the components and 
                subsystems thereof, including propulsion systems.
                    ``(F) Transport systems.
                    ``(G) Advanced energy and industrial efficiency 
                technologies, such as batteries and advanced nuclear 
                technologies, including for the purposes of electric 
                generation, consistent with the restrictions on the 
                National Science Foundation under section 15 of the 
                National Science Foundation Act of 1950 (42 U.S.C. 
                1874).
                    ``(H) Advanced materials science, including 
                composites 2D materials, other next-generation 
                materials, and related manufacturing technologies.
                    ``(I) Critical sensing technologies.
                    ``(J) Such other industries as the Bank, with the 
                approval of the Board of Directors, considers 
                appropriate.
            ``(4) Requirements for projects.--An applicant seeking 
        support from the Bank under paragraph (1) with respect to a 
        project is required--
                    ``(A) to demonstrate that the project--
                            ``(i) aligns with the goals of the 
                        investment roadmap developed under section 
                        3(n)(3);
                            ``(ii) has a credible pathway to financial 
                        sustainability and, as appropriate, provides 
                        reasonable assurance of repayment; and
                            ``(iii) supports employment in the United 
                        States directly related to the project; and
                    ``(B) to submit documentation on the number of jobs 
                in the United States that the applicant estimates will 
                be created, and the quality of those jobs, if the 
                support for the project is approved; and
                    ``(C) to make commitments to investing in--
                            ``(i) workers and communities associated 
                        with the project, including through training 
                        and education benefits paid by the applicant, 
                        wrap around services that support workforce 
                        reliability, and commitments secured from 
                        regional educational and training entities, 
                        including joint labor-management organizations, 
                        and institutions of higher education to provide 
                        workforce training, including apprenticeship 
                        programs registered under the Act of August 16, 
                        1937 (50 Stat. 664, chapter 663; 29 U.S.C. 50 
                        et seq.) (commonly known as the `National 
                        Apprenticeship Act'); and
                            ``(ii) the quality of jobs associated with 
                        the project, as determined based on higher wage 
                        levels than the local median wage, incentive 
                        programs (which may include employee ownership 
                        plans and profit sharing arrangements), 
                        benefits, and worker protections.
            ``(5) Preferential terms for certain projects.--
                    ``(A) In general.--The Bank may provide support 
                under paragraph (1) on more favorable terms or in a 
                larger amount for a project--
                            ``(i) that is located in or directly 
                        benefits an economically distressed region; or
                            ``(ii) if more than 70 percent of the jobs 
                        created by the project are expected to pay more 
                        than 110 percent of the mean pay for the county 
                        in which the project is located.
                    ``(B) Economically distressed region defined.--In 
                this paragraph, the term `economically distressed 
                region' means a region--
                            ``(i) described in--
                                    ``(I) section 301 of the Public 
                                Works and Economic Development Act of 
                                1965 (42 U.S.C. 3161);
                                    ``(II) section 29(j)(1) of the 
                                Stevenson-Wydler Technology Innovation 
                                Act of 1980 (15 U.S.C. 3722b(j)(1)); or
                                    ``(III) section 6702(a)(1) of title 
                                49, United States Code; or
                            ``(ii) that meets the definition of 
                        `persistent poverty county' in section 736 of 
                        division A of the Consolidated Appropriations 
                        Act, 2023 (Public Law 117-328; 136 Stat. 4503).
            ``(6) Use of funds.--
                    ``(A) Authorized uses.--A project that receives 
                support under paragraph (1) may use the support for any 
                purpose that--
                            ``(i) is reasonably related to development, 
                        commercialization, or domestic production in 
                        industries described in paragraph (3), 
                        including support for workforce development by 
                        means of direct training, support for building 
                        or expanding a facility, or for related site 
                        development; or
                            ``(ii) the President of the Bank and the 
                        Board of Directors determines to be consistent 
                        with the objectives of the Program.
                    ``(B) Prohibited uses.--Support provided under 
                paragraph (1) may not be used--
                            ``(i) to repay debts incurred by the person 
                        receiving the support before the disbursement 
                        of the support;
                            ``(ii) to make distributions, dividends, or 
                        other payments to shareholders or equity 
                        holders of the person; or
                            ``(iii) to fund the acquisition of another 
                        entity unrelated to the project.
            ``(7) Target dates; clawback for failure to meet.--
                    ``(A) Target dates.--For each award of financing or 
                financial assistance provided under paragraph (1) with 
                respect to a project, the President of the Bank shall, 
                before distributing the award, determine target dates 
                by which a project shall commence and complete.
                    ``(B) Progressive recovery for delays.--
                            ``(i) In general.--If a project does not 
                        commence and complete by the target dates 
                        established under subparagraph (A), the 
                        President of the Bank shall progressively 
                        recover up to the full amount of the award 
                        provided under paragraph (1) with respect to 
                        the project.
                            ``(ii) Clawback provisions.--The President 
                        of the Bank and the Board of Directors shall--
                                    ``(I) include, in each agreement 
                                providing for an award made under 
                                paragraph (1), clawback provisions to 
                                govern recovery under clause (i); and
                                    ``(II) notify the Committee on 
                                Banking, Housing, and Urban Affairs of 
                                the Senate and the Committee on 
                                Financial Services of the House of 
                                Representatives with respect to those 
                                provisions.
                    ``(C) Waiver.--In the case of a project that 
                receives financing or financial assistance under 
                paragraph (1) and experiences delays, the President of 
                the Bank may waive elements of the clawback provisions 
                incorporated into the agreement providing for the 
                award--
                            ``(i) after making a formal determination 
                        that circumstances beyond the ability of the 
                        person that received the award to foresee or 
                        control are responsible for delays; and
                            ``(ii) not less than 15 days after 
                        notifying the Committee on Banking, Housing, 
                        and Urban Affairs of the Senate and the 
                        Committee on Financial Services of the House of 
                        Representatives of the intention of the 
                        President of the Bank to issue the waiver.
            ``(8) Workforce protections.--An applicant seeking support 
        from the Bank under paragraph (1) with respect to a project and 
        that has 100 or more employees shall make a good-faith 
        certification that--
                    ``(A) the applicant will not abrogate existing 
                collective bargaining agreements for--
                            ``(i) the duration of the project; or
                            ``(ii) the term of the support and 2 years 
                        after the termination of the support; and
                    ``(B) the applicant will remain neutral in any 
                union organizing effort for the term of the support.
            ``(9) Monitoring of job creation and job quality.--The Bank 
        shall develop a process for--
                    ``(A) verifying that the estimates made under 
                paragraph (4)(B) are reasonable when made;
                    ``(B) monitoring the creation and sustainment of 
                jobs through the portfolio of projects for which 
                financing or financial assistance is provided under 
                paragraph (1) over time, including estimated downstream 
                and supply chain employment effects and measures of job 
                quality, such as median wages, incentive programs and 
                benefits for workers, and labor representation;
                    ``(C) monitoring compliance with the prevailing 
                wage requirements under paragraph (12), in coordination 
                with the Department of Labor; and
                    ``(D) reporting, not less frequently than annually, 
                to the Committee on Banking, Housing, and Urban Affairs 
                of the Senate and the Committee on Financial Services 
                of the House of Representatives on the aggregate 
                employment impact of the portfolio described in 
                subparagraph (B).
            ``(10) Support goal.--It shall be a goal of the Bank to 
        ensure that not less than 30 percent of the applicable amount 
        (as defined in section 6(a)(2)) in each fiscal year is made 
        available for financing or financial assistance under this 
        subsection.
            ``(11) Approval of certain transactions by board.--The 
        approval of the Board is required for financing or financial 
        assistance in excess of $50,000,000 to be provided to a project 
        under this subsection.
            ``(12) Prevailing wage protections; clawback for failure to 
        comply.--
                    ``(A) In general.--All laborers and mechanics 
                employed by contractors or subcontractors in the 
                performance of construction, alteration, or repair work 
                carried out, in whole or in part, with financing or 
                financial assistance from the Bank under this 
                subsection shall be paid wages at rates not less than 
                those prevailing on projects of a character similar in 
                the locality as determined by the Secretary of Labor in 
                accordance with subchapter IV of chapter 31 of title 
                40, United States Code.
                    ``(B) Authority.--With respect to the labor 
                standards specified in subparagraph (A), the Secretary 
                of Labor shall have the authority and functions set 
                forth in Reorganization Plan Numbered 14 of 1950 (64 
                Stat. 1267; 5 U.S.C. App.) and section 3145 of title 
                40, United States Code.
                    ``(C) Progressive recovery for failure to comply.--
                            ``(i) In general.--If a project does not 
                        comply with subparagraph (A), the President of 
                        the Bank shall progressively recover up to the 
                        full amount of the award provided under 
                        paragraph (1) with respect to the project.
                            ``(ii) Clawback provisions.--The President 
                        of the Bank and the Board of Directors shall--
                                    ``(I) include, in each agreement 
                                providing for an award made under 
                                paragraph (1), clawback provisions to 
                                govern recovery under clause (i); and
                                    ``(II) notify the Committee on 
                                Banking, Housing, and Urban Affairs of 
                                the Senate and the Committee on 
                                Financial Services of the House of 
                                Representatives with respect to those 
                                provisions.
            ``(13) Waiver of repayment assurance.--In the case of loans 
        provided under this subsection, the Board may waive the 
        requirement for reasonable assurance of repayment under 
        subsection (b)(1)(B) if amounts are appropriated to provide 
        financing for purposes that are inconsistent with such 
        requirement.
            ``(14) Guarantee coverage for participating lenders.--
                    ``(A) In general.--In providing a loan guarantee 
                under this subsection, the Bank shall provide a 100 
                percent guarantee to an acceptable commercial bank or 
                community lender--
                            ``(i) for up to 90 percent of the value of 
                        the loan, in the case of a loan for a small or 
                        medium-sized exporter; or
                            ``(ii) for up to 80 percent of the value of 
                        the loan in any case not described in clause 
                        (i).
                    ``(B) Delegated authority program.--
                            ``(i) In general.--Under the Program, the 
                        Bank shall develop a delegated authority 
                        program under which the Bank provides 100 
                        percent guarantee coverage for up to 
                        $50,000,000 per loan made by a commercial bank 
                        or community lender to a small or medium-sized 
                        exporter.
                            ``(ii) Standards.--The Bank, in 
                        consultation with private lenders, shall 
                        develop set of lending standards that offer a 
                        sufficient likelihood of repayment for purposes 
                        of the delegated authority program required by 
                        clause (i).
                    ``(C) Small or medium-sized exporter defined.--In 
                this paragraph, the term `small or medium-sized 
                exporter' means an exporter with annual sales of 
                $1,000,000,000 or less.''.
    (b) Inclusion in Annual Report.--Section 8 of the Export-Import 
Bank Act of 1945 (12 U.S.C. 635g) is amended by adding at the end the 
following:
    ``(m) Report on Make More in America Program.--The Bank shall 
include in its annual report to Congress under subsection (a)--
            ``(1) a list of all projects supported under the Make More 
        in America Program pursuant to section 2(m);
            ``(2) a description of the geographic distribution of those 
        projects;
            ``(3) an analysis of the financial performance of those 
        projects;
            ``(4) an estimate of the number and quality of jobs in the 
        United States created through those projects;
            ``(5) an estimate of the private capital mobilized by those 
        projects, in aggregate and by project;
            ``(6) a description of the strategic production capacity 
        created through those projects, including production volumes, 
        supply chain positions secured, and import dependencies 
        reduced; and
            ``(7) the ratio of private capital mobilized to public 
        financing provided under the Program.''.

SEC. 6. MODIFICATION OF AGGREGATE LOAN, GUARANTEE, AND INSURANCE 
              AUTHORITY.

    Section 6(a)(2) of the Export-Import Bank Act of 1945 (12 U.S.C. 
635e(a)(2)) is amended to read as follows:
            ``(2) Applicable amount defined.--In this subsection, the 
        term `applicable amount', for each of fiscal years 2027 through 
        2033, means $205,000,000,000.''.

SEC. 7. MODIFICATION OF DEFAULT RATE AND LENDING CAP.

    (a) In General.--Section 6(a)(3) of the Export-Import Bank Act of 
1945 (12 U.S.C. 635e(a)(3)) is amended to read as follows:
            ``(3) Freezing of lending cap if default rate exceeds 
        certain limitations.--
                    ``(A) Traditional export credit portfolio.--The 
                Bank may not exceed the amount of loans, guarantees, 
                and insurance in the traditional export credit 
                portfolio (as defined in section 8(g)(1)(B)) 
                outstanding on the last day of a quarter if the rate 
                calculated under section 8(g)(1) with respect to--
                            ``(i) oil and gas transactions is 2 percent 
                        or more for that quarter; or
                            ``(ii) all transactions in that portfolio 
                        other than oil and gas transactions is 4 
                        percent or more for that quarter.
                    ``(B) Make more in america program portfolio.--The 
                Bank may not exceed the amount of loans, guarantees, 
                and insurance in the Make More in America Program 
                portfolio (as defined in section 8(g)(1)(B)) 
                outstanding on the last day of a quarter if the rate 
                calculated under section 8(g)(1) with respect to that 
                portfolio is 10 percent or more for that quarter.
                    ``(C) China and transformational exports program 
                portfolio.--The Bank may not exceed the amount of 
                loans, guarantees, and insurance in the China and 
                Transformational Exports Program portfolio (as defined 
                in section 8(g)(1)(B)) outstanding on the last day of a 
                quarter if the rate calculated under section 8(g)(1) 
                with respect to that portfolio is 10 percent or more 
                for that quarter.
                    ``(D) Termination of freeze.--
                            ``(i) Traditional export credit 
                        portfolio.--A freeze under clause (i) or (ii) 
                        of paragraph (1)(A) shall remain in effect 
                        until the rate calculated under section 8(g)(1) 
                        with respect to--
                                    ``(I) in the case of a freeze under 
                                clause (i) of that paragraph, oil and 
                                gas transactions is less than 2 percent 
                                for that quarter; or
                                    ``(II) in the case of a freeze 
                                under clause (ii) of that paragraph, 
                                all transactions in the traditional 
                                export credit portfolio other than oil 
                                and gas transactions is less than 4 
                                percent for that quarter.
                            ``(ii) Make more in america program 
                        portfolio.--A freeze under paragraph (1)(B) 
                        shall remain in effect until the rate 
                        calculated under section 8(g)(1) with respect 
                        to the Make More in America Program portfolio 
                        is less than 10 percent.
                            ``(iii) China and transformational exports 
                        portfolio.--A freeze under paragraph (1)(C) 
                        shall remain in effect until the rate 
                        calculated under section 8(g)(1) with respect 
                        to the China and Transformational Exports 
                        Program portfolio is less than 10 percent.
                            ``(iv) Contingencies.--Notwithstanding 
                        subparagraph (A), (B), or (C) of paragraph (1), 
                        a freeze under any such subparagraph shall 
                        terminate if--
                                    ``(I) the Secretary of Commerce 
                                determines that the continued operation 
                                of the Bank is in the national security 
                                or economic interests of the United 
                                States and notifies Congress not later 
                                than 30 days after making that 
                                determination; or
                                    ``(II) the Secretary of the 
                                Treasury determines that a financial 
                                crisis exists that requires the Bank to 
                                provide liquidity or risk enhancements 
                                to protect United States exports and 
                                notifies Congress not later than 30 
                                days after making that 
                                determination.''.
    (b) Calculating of Default Rates by Portfolio.--Section 8(g)(1) of 
the Export-Import Bank Act of 1945 (12 U.S.C. 635g(g)(1)) is amended to 
read as follows:
            ``(1) Monitoring of default rates.--
                    ``(A) In general.--Not less frequently than 
                quarterly, the Bank shall calculate the rate at which 
                the entities to which the Bank has provided short-, 
                medium-, or long-term financing are in default on a 
                payment obligation under the financing, by dividing--
                            ``(i) the total amount of the required 
                        payments that are overdue and are expected to 
                        become net losses after using the Bank's 
                        reserves from collected interest and fees, by
                            ``(ii) the applicable amount (as defined in 
                        section 6(a)(2)).
                    ``(B) Accounting and default rates by portfolio.--
                The Bank shall maintain separate accounting of, and 
                calculate a separate default rate under subparagraph 
                (A) for--
                            ``(i) all loans, guarantees, and insurance 
                        provided under the Make More in America Program 
                        pursuant to section 2(m) (in this Act referred 
                        to as the `Make More in America Program 
                        portfolio');
                            ``(ii) all loans, guarantees, and insurance 
                        provided under the China and Transformational 
                        Exports Program pursuant to section 2(l) (in 
                        this Act referred to as the `China and 
                        Transformational Exports Program portfolio'); 
                        and
                            ``(iii) all loans, guarantees, and 
                        insurance provided under authorities other than 
                        the Make More in America Program pursuant to 
                        section 2(m) or the China and Transformational 
                        Exports Program pursuant to section 2(l) (in 
                        this Act referred to as the `traditional export 
                        credit portfolio').
                    ``(C) Separate risk reporting.--Not less frequently 
                than quarterly, the Chief Risk Officer of the Bank 
                shall report separately on the default rate, risk 
                exposure, and portfolio performance of the traditional 
                export credit portfolio and the Make More in America 
                Program portfolio.''.
    (c) Exclusion of Transactions Relating to Make More In America and 
China and Transformational Exports Programs.--Section 8(g) of the 
Export-Import Bank Act of 1945 (12 U.S.C. 635g(g)), as amended by 
subsection (b), is further amended by adding at the end the following:
            ``(7) Exclusion of transactions relating to make more in 
        america and china and transformational exports programs.--For 
        the purposes of this subsection, if financing provided under 
        the Make More in America Program pursuant to section 2(m) or 
        the China and Transformational Exports Program pursuant to 
        section 2(l) results in a default rate calculated under 
        paragraph (1) exceeding an applicable limitation under 
        subparagraph (B) or (C) of section 6(a)(3), the Bank may, 
        subject to the approval of the Board of Directors, exclude such 
        financing from the calculation of the default rate.''.
    (d) Conforming Amendments.--Section 8(g) of the Export-Import Bank 
Act of 1945 (12 U.S.C. 635g(g)), as amended by subsections (b) and (c), 
is further amended--
            (1) in paragraph (3)--
                    (A) by striking ``exceeds 2 percent'' and inserting 
                ``exceeds a limitation under subparagraph (A), (B), or 
                (C) of section 6(a)(3)'';
                    (B) by striking ``be at least 2 percent'' and 
                inserting ``equal or exceed that limitation''; and
                    (C) by striking ``less than 2 percent'' and 
                inserting ``less than that limitation'';
            (2) in paragraph (4)(B), by striking ``less than 2 
        percent'' and inserting ``less than the applicable limitation 
        under subparagraph (A), (B), or (C) of section 6(a)(3)'';
            (3) in paragraph (5)--
                    (A) in the paragraph heading, by striking ``is at 
                least 2 percent'' and inserting ``equals or exceeds 
                applicable limitation'';
                    (B) by striking ``the default rate'' and inserting 
                ``a default rate''; and
                    (C) by striking ``is at least 2 percent'' and 
                inserting ``equals or exceeds the applicable limitation 
                under subparagraph (A), (B), or (C) of section 
                6(a)(3)''; and
            (4) in paragraph (6), in the matter preceding subparagraph 
        (A)--
                    (A) by striking ``the default rate'' and inserting 
                ``a default rate''; and
                    (B) by striking ``remains above 2 percent'' and 
                inserting ``continues to equal or exceed the applicable 
                limitation under subparagraph (A), (B), or (C) of 
                section 6(a)(3)''.

SEC. 8. INVESTMENT COMMITTEE.

    Section 3 of the Export-Import Bank Act of 1945 (12 U.S.C. 635a) is 
amended by adding at the end the following:
    ``(n) Investment Committee.--
            ``(1) Establishment.--There is established a management 
        committee to be known as the `Investment Committee'.
            ``(2) Membership.--The Investment Committee shall be 
        composed of--
                    ``(A) the President of the Bank, who shall serve as 
                chairperson;
                    ``(B) the Board of Directors;
                    ``(C) a representative of the Department of the 
                Treasury, designated by the Secretary of the Treasury;
                    ``(D) a representative of the Department of 
                Commerce, designated by the Secretary of Commerce;
                    ``(E) a representative of the Department of Energy, 
                designated by the Secretary of Energy;
                    ``(F) a representative of the Department of 
                Defense, designated by the Secretary of Defense;
                    ``(G) a representative of the Office of the United 
                States Trade Representative, designated by the United 
                States Trade Representative;
                    ``(H) a representative of the Small Business 
                Administration, designated by the Administrator of the 
                Small Business Administration;
                    ``(I) a representative of the Department of 
                Agriculture, designated by the Secretary of 
                Agriculture;
                    ``(J) a representative of the Department of Health 
                and Human Services, designated by the Secretary of 
                Health and Human Services;
                    ``(K) a representative of the Department of Labor;
                    ``(L) a representative of the Department of 
                Transportation;
                    ``(M) three Members of the Senate appointed by the 
                President of the Senate, each for a 2-year term; and
                    ``(N) three Members of the House of Representatives 
                appointed by the Speaker of the House of 
                Representatives, each for a 2-year term.
            ``(3) Investment roadmap.--
                    ``(A) In general.--The Investment Committee shall 
                be responsible for--
                            ``(i) developing a 10-year investment 
                        roadmap for--
                                    ``(I) identified technology areas 
                                and industry priorities for public 
                                sector investment; and
                                    ``(II) identified missions of 
                                national interest to focus public 
                                sector investment and coordination 
                                across sectors to improve the lives of 
                                the people of the United States through 
                                greater capacity in innovation, 
                                production, deployment, lower costs, 
                                and problem-solving; and
                            ``(ii) obtaining the approval of the 
                        National Economic Council, the National 
                        Security Council, and the Office of Science and 
                        Technology Policy with respect to the 
                        investment roadmap.
                    ``(B) Use of roadmap.--The investment roadmap 
                required by subparagraph (A) may inform the Bank and 
                other agencies represented on the investment committee 
                with respect to investment strategies that are 
                consistent with their missions and policies.
                    ``(C) Consideration of models.--In developing the 
                investment roadmap required by subparagraph (A), the 
                Investment Committee shall be informed by other 
                technology roadmaps (such as the National Security 
                Strategy and the Critical Technology Areas of the 
                Department of Defense) and supply chain risk analyses.
                    ``(D) Updates.--The investment roadmap required by 
                subparagraph (A) shall be updated not less frequently 
                than once every 4 years.
                    ``(E) Public availability.--The investment roadmap 
                required by subparagraph (A) and each update under 
                subparagraph (C) shall be made available to the public.
            ``(4) Advisory committees.--
                    ``(A) In general.--The Investment Committee shall 
                establish advisory committees for each technology area 
                of interest or mission of national interest identified 
                in the investment roadmap required by paragraph (3).
                    ``(B) Role.--An advisory committee established 
                under subparagraph (A) with respect to a technology 
                area of interest or mission of national interest shall 
                be responsible for providing to the Investment 
                Committee critical inputs into overarching goals, 
                milestones, and focus areas in the technology area of 
                interest.
                    ``(C) Membership.--An advisory committee 
                established under subparagraph (A) shall include 
                representatives from other Federal agencies, State 
                governments, industry, labor organizations, research 
                institutions, and other entities.''.

SEC. 9. INTERAGENCY COORDINATION.

    Section 13 of the Export-Import Bank Act of 1945 (12 U.S.C. 635i-7) 
is amended--
            (1) in the section heading, by striking ``cooperation on 
        export financing programs'' and inserting ``interagency 
        cooperation'';
            (2) by striking ``The Bank'' and inserting the following:
    ``(a) Cooperation on Export Financing and Financial Assistance 
Programs.--The Bank''; and
            (3) by adding at the end the following:
    ``(b) Interagency Working Group.--
            ``(1) Establishment.--There is established an interagency 
        working group.
            ``(2) Duties.--The working group established by paragraph 
        (1) shall be responsible for--
                    ``(A) providing guidance to the Bank on priority 
                advanced manufacturing and critical technology 
                industries;
                    ``(B) ensuring coordination across Federal programs 
                for financing and supporting advanced manufacturing and 
                critical technology development in service of strategic 
                economic competitiveness imperatives, including efforts 
                to align performance metrics and to ensure timely 
                review of applications and deployment of capital;
                    ``(C) aligning the work of the working group with 
                the activities of the Trade Promotion Coordinating 
                Committee established under section 2312 of the Export 
                Enhancement Act of 1988 (15 U.S.C. 4727); and
                    ``(D) conducting briefings required by paragraph 
                (6).
            ``(3) Co-chairpersons.--The President of the Bank and the 
        Director of the National Economic Council shall serve as co-
        chairpersons of the working group established by paragraph (1).
            ``(4) Domain-specific working groups.--
                    ``(A) In general.--The Investment Committee 
                established under section 3(n) shall establish domain-
                specific working groups corresponding to the technology 
                areas identified in the investment roadmap required by 
                section 3(n)(3). Such domains may include biotechnology 
                (including biomanufacturing), next-generation energy 
                (including fusion energy), advanced computing, 
                robotics, and critical minerals.
                    ``(B) Missions of national interest.--One of the 
                domain-specific working groups established under 
                subparagraph (A) shall be established to identify 
                missions of national interest to focus public sector 
                investment and coordination across sectors to improve 
                the lives of the people of the United States through 
                greater capacity in innovation, production, deployment, 
                lower costs, and problem-solving.
                    ``(C) Composition.--Subject to subparagraph (D), 
                the Investment Committee shall determine the membership 
                of each domain-specific working group established under 
                subparagraph (A), drawing from relevant Federal 
                agencies, including the agencies described in paragraph 
                (5), and from such other entities as the Committee 
                considers appropriate.
                    ``(D) Standing membership.--Each domain-specific 
                working group established under subparagraph (A) shall 
                include representatives of the Department of Energy, 
                the Department of Defense, the Department of Commerce, 
                and the Department of State.
            ``(5) Technical input.--In carrying out the duties 
        described in paragraph (2), the working group established by 
        paragraph (1) and domain-specific working groups established 
        under paragraph (4) shall seek technical input from relevant 
        Federal agencies and entities, and other partners, including--
                    ``(A) Federal investment entities, including the 
                Office of Strategic Capital of the Department of 
                Defense, the United States International Development 
                Finance Corporation, the Loan Programs Office of the 
                Department of Energy, and Federal agencies to which 
                authorities under the Defense Production Act of 1950 
                (50 U.S.C. 4501 et seq.) have been delegated;
                    ``(B) Federal research and innovation agencies, 
                including the National Science Foundation, the Advanced 
                Research Projects Agency-Energy, the Advanced Research 
                Projects Agency for Health, and the Small Business 
                Innovation Research program, with a focus on agencies 
                conducting aligned federally funded research with 
                support from the Federal Government, including from the 
                Bank, to translate research into new startups and to 
                scale companies in the United States;
                    ``(C) mission agencies, including the National 
                Aeronautics and Space Administration, the National 
                Institutes of Health, the Small Business 
                Administration, and the National Institute of Standards 
                and Technology;
                    ``(D) State governments, to coordinate with respect 
                to, and align, where possible, with, State investment 
                to strengthen domestic industrial capacity in critical 
                industries, including federally funded initiatives like 
                the State Small Business Credit Initiative; and
                    ``(E) such other agencies and entities as the Bank 
                or the Investment Committee considers appropriate.
            ``(6) Annual briefings.--Not less frequently than annually, 
        the working group established by paragraph (1) shall brief the 
        Committee on Banking, Housing, and Urban Affairs of the Senate, 
        the Committee on Financial Services of the House of 
        Representatives, and the Executive Office of the President with 
        respect to, for the year preceding the briefing--
                    ``(A) requests for financial assistance considered 
                by the Bank;
                    ``(B) agreements made under this Act;
                    ``(C) opportunities for and consideration of policy 
                changes to improve coordination across Federal programs 
                with the goal of ensuring the success of investments 
                facilitated by financing or financial assistance under 
                this Act; and
                    ``(D) challenges identified by applicants for 
                financial assistance across Federal programs.
    ``(c) Coordination With Respect to Technology Development.--The 
Bank shall convene meetings with other agencies to coordinate with 
respect to enhancing capacity for critical technology development in 
the United States.''.

SEC. 10. LIMITATION ON ELIGIBILITY FOR SUPPORT.

    Section 3 of the Export-Import Bank Act of 1945 (12 U.S.C. 635a), 
as amended by section 9, is further amended by adding at the end the 
following:
    ``(p) Limitations on Eligibility for Support.--
            ``(1) In general.--Notwithstanding any other provision of 
        this Act or any other Act, a covered entity is not eligible for 
        financing or other support under this Act.
            ``(2) Definitions.--In this section:
                    ``(A) Covered entity.--
                            ``(i) In general.--The term `covered 
                        entity' means an entity in which a covered 
                        individual directly or indirectly holds a 
                        significant interest.
                            ``(ii) Aggregation of securities.--For 
                        purposes of determining whether an entity is a 
                        covered entity for purposes of clause (i), if 
                        securities of the entity are owned, controlled, 
                        or held by 2 or more covered individuals who 
                        are related as described in subparagraph (B), 
                        such securities shall be aggregated.
                    ``(B) Covered individual.--The term `covered 
                individual' means--
                            ``(i) the President;
                            ``(ii) the Vice President;
                            ``(iii) a Member of Congress;
                            ``(iv) an individual appointed to a 
                        position in an agency (as defined in section 
                        551 of title 5, United States Code) for which 
                        appointment is required to be made by the 
                        President;
                            ``(v) a special Government employee, as 
                        defined in section 202 of title 18, United 
                        States Code, associated with the Executive 
                        Office of the President;
                            ``(vi) a member of the Investment Committee 
                        established under subsection (n); and
                            ``(vii) the spouse, child, son-in-law, or 
                        daughter-in-law of an individual described in 
                        any of clauses (i) through (vi).
                    ``(C) De minimis interest.--The term `de minimis 
                interest' means an equity interest in an entity that--
                            ``(i) does not exceed the threshold 
                        specified in section 2640.202(a)(2) of title 5, 
                        Code of Federal Regulations (or a successor 
                        regulation);
                            ``(ii) is purchased and owned as part of an 
                        Excepted Investment Fund or a mutual fund; or
                            ``(iii) is purchased and owned as part of a 
                        widely diversified employee benefit plan or a 
                        pension established and maintained by a 
                        Federal, State, or local government.
                    ``(D) Equity interest.--The term `equity interest' 
                means--
                            ``(i) a share in an entity, without regard 
                        to whether the share is--
                                    ``(I) transferable; or
                                    ``(II) classified as stock or 
                                anything similar;
                            ``(ii) a capital or profit interest in a 
                        limited liability company or partnership; and
                            ``(iii) a warrant or right (other than a 
                        right to convert) to purchase, sell, or 
                        subscribe to a share or interest described in 
                        clause (i) or (ii), respectively.
                    ``(E) Excepted investment fund.--The term `Excepted 
                Investment Fund' means a widely held investment fund 
                described in section 13104(f)(8) of title 5, United 
                States Code.
                    ``(F) Significant interest.--The term `significant 
                interest', with respect to an entity, means owning, 
                controlling, or holding any equity interest, other than 
                a de minimis interest, in the entity.''.

SEC. 11. MODIFICATION OF PROGRAM ON CHINA AND TRANSFORMATIONAL EXPORTS.

    Section 2(l)(1) of the Export-Import Bank Act of 1945 (12 U.S.C. 
635(l)(1)) is amended--
            (1) in the matter preceding subparagraph (A), by striking 
        ``or by a covered country'' and inserting ``, the Russian 
        Federation, or a covered country'';
            (2) in subparagraph (A), by striking ``or by a covered 
        country'' and inserting ``, the Russian Federation, or a 
        covered country''; and
            (3) in subparagraph (B)--
                    (A) in clause (v), by striking ``computing'' and 
                inserting ``technologies''; and
                    (B) in clause (vi), by inserting ``nuclear 
                energy,'' after ``Renewable energy,''.

SEC. 12. INCREASE IN GOAL FOR EXPORT OF GOODS AND SERVICES RELATED TO 
              RENEWABLE ENERGY SOURCES, ENERGY EFFICIENCY, AND ENERGY 
              STORAGE.

    Section 2(b)(1)(K) of the Export-Import Bank Act of 1945 (12 U.S.C. 
635(b)(1)(K)) is amended by striking ``5 percent'' and inserting ``10 
percent''.

SEC. 13. EMPLOYMENT AUTHORITY.

    (a) In General.--Section 3 of the Export-Import Bank Act of 1945 
(12 U.S.C. 635a), as amended by section 10, is further amended by 
adding at the end the following:
    ``(q) Employment Authority.--The Board may compensate not more than 
150 employees of the Bank without regard to the provisions of chapter 
51 or subchapter III or VIII of chapter 53 of title 5, United States 
Code.''.
    (b) Conforming Repeal.--Section 117 of the Export Enhancement Act 
of 1992 (Public Law 102-429; 12 U.S.C. 635a note) is repealed.

SEC. 14. EXPANSION OF GUARANTEE COVERAGE.

    Section 2(c)(3)(B) of the Export-Import Bank Act of 1945 (12 U.S.C. 
635(c)(3)(B)) is amended--
            (1) by striking ``For the guarantee program provided for in 
        this subsection,'' and inserting the following:
                            ``(i) In general.--For a guarantee program 
                        described in clause (ii),''; and
            (2) by adding at the end the following:
                            ``(ii) Programs described.--A guarantee 
                        program described in this clause is--
                                    ``(I) a guarantee program provided 
                                for in this subsection;
                                    ``(II) the Make More in America 
                                Program established under subsection 
                                (m); and
                                    ``(III) subject to clause (iii), 
                                the Working Capital Guarantee Program.
                            ``(iii) Limitation on working capital 
                        guarantee program.--Under the Working Capital 
                        Guarantee Program, the Bank may not provide 100 
                        percent coverage of an amount of principal that 
                        exceeds $50,000,000.''.
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