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<bill bill-stage="Introduced-in-Senate" dms-id="A1" public-private="public" slc-id="S1-PAT26247-THY-NL-D79"><metadata xmlns:dc="http://purl.org/dc/elements/1.1/">
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<dc:title>119 S4182 IS: Fostering the Availability in Rural Markets of Home Loans Act of 2026</dc:title>
<dc:publisher>U.S. Senate</dc:publisher>
<dc:date>2026-03-24</dc:date>
<dc:format>text/xml</dc:format>
<dc:language>EN</dc:language>
<dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
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<distribution-code display="yes">II</distribution-code><congress>119th CONGRESS</congress><session>2d Session</session><legis-num>S. 4182</legis-num><current-chamber>IN THE SENATE OF THE UNITED STATES</current-chamber><action><action-date date="20260324">March 24, 2026</action-date><action-desc><sponsor name-id="S422">Mr. Welch</sponsor> (for himself, <cosponsor name-id="S437">Mr. Justice</cosponsor>, <cosponsor name-id="S427">Mr. Schiff</cosponsor>, and <cosponsor name-id="S395">Mrs. Hyde-Smith</cosponsor>) introduced the following bill; which was read twice and referred to the <committee-name committee-id="SSAF00">Committee on Agriculture, Nutrition, and Forestry</committee-name></action-desc></action><legis-type>A BILL</legis-type><official-title>To amend the Farm Credit Act of 1971 to modify rural housing financing under that Act.</official-title></form><legis-body display-enacting-clause="yes-display-enacting-clause"><section section-type="section-one" id="S1"><enum>1.</enum><header>Short title</header><text display-inline="no-display-inline">This Act may be cited as the <quote><short-title>Fostering the Availability in Rural Markets of Home Loans Act of 2026</short-title></quote> or the <quote><short-title>FARM Home Loans Act of 2026</short-title></quote>.</text></section><section commented="no" display-inline="no-display-inline" id="idb02466aa1a184db08de5817bfa0e600b"><enum>2.</enum><header>Rural housing financing</header><text display-inline="no-display-inline">Section 1.11(b) of the Farm Credit Act of 1971 (<external-xref legal-doc="usc" parsable-cite="usc/12/2019">12 U.S.C. 2019(b)</external-xref>) is amended—</text><paragraph id="id14a9e1eff5ba43c4bfcc9efd8f313c90"><enum>(1)</enum><text>in paragraph (2), by striking <quote>appurtenances</quote> and inserting <quote>appurtenances, including accessory dwelling units,</quote>; and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id6bee16b9977f4462b8a63739e091dba8"><enum>(2)</enum><text>in paragraph (3), by striking <quote>2,500</quote> and inserting <quote>10,000</quote>.</text></paragraph></section></legis-body></bill>

