[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S. 4115 Introduced in Senate (IS)]

<DOC>






119th CONGRESS
  2d Session
                                S. 4115

                    To ban certain types of wagers.


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                             March 17, 2026

Mr. Murphy (for himself and Mr. Hickenlooper) introduced the following 
    bill; which was read twice and referred to the Committee on the 
                               Judiciary

_______________________________________________________________________

                                 A BILL


 
                    To ban certain types of wagers.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Banning Event Trading on Sensitive 
Operations and Federal Functions Act'' or the ``BETS OFF Act''.

SEC. 2. DEFINITIONS.

    In this Act:
            (1) Specified event.--The term ``specified event'' means--
                    (A) an act of terrorism;
                    (B) an assassination;
                    (C) a war; or
                    (D) any event--
                            (i) the primary underlying characteristic 
                        of which is not financial, commercial, or 
                        economic; and
                            (ii)(I) that is an action taken by any 
                        government, unit of government, 
                        intergovernmental organization, or government 
                        official;
                            (II) the outcome of which is under the 
                        complete control of any person; or
                            (III) the outcome of which is known by any 
                        person in advance.
            (2) Wager.--The term ``wager''--
                    (A) means the staking or risking by any person of 
                something of value upon the outcome of an event, 
                including the outcome of any portion or aspect thereof, 
                upon an agreement or understanding that the person or 
                another person will receive something of value in the 
                event of a certain outcome; and
                    (B) does not include insurance for which the 
                insured holds a lawful insurable interest--
                            (i) under State law, within the meaning of 
                        the Act entitled ``An Act to express the intent 
                        of the Congress with reference to the 
                        regulation of the business of insurance'', 
                        approved March 9, 1945 (commonly known as the 
                        ``McCarran-Ferguson Act''; 15 U.S.C. 1011 et 
                        seq.);
                            (ii) under foreign law, with respect--
                                    (I) to risks located outside the 
                                United States; or
                                    (II) the reinsurance of risks 
                                covered under clause (i); or
                            (iii) under Federal law, including under--
                                    (I) the Terrorism Insurance Program 
                                established under the Terrorism Risk 
                                Insurance Act of 2002 (15 U.S.C. 6701 
                                note; Public Law 107-297);
                                    (II) the National Flood Insurance 
                                Program established under the National 
                                Flood Insurance Act of 1968 (42 U.S.C. 
                                4001 et seq.); or
                                    (III) the Federal crop insurance 
                                program established under the Federal 
                                Crop Insurance Act (7 U.S.C. 1501 et 
                                seq.).

SEC. 3. PROHIBITED CONDUCT.

    (a) Prohibition.--It shall be unlawful for any person to place, 
accept, or facilitate the placement or acceptance of a wager regarding 
a specified event.
    (b) Civil Action.--The Attorney General may bring a civil action 
for injunctive relief in an appropriate district court of the United 
States against any person who violates subsection (a).

SEC. 4. AMENDMENTS.

    (a) Interstate and Foreign Travel or Transportation in Aid of 
Racketeering Enterprises.--Section 1952(b)(i)(1) of title 18, United 
States Code, is amended by inserting after ``gambling'' the following: 
``(including conduct prohibited by section 3(a) of the BETS OFF Act)''.
    (b) Prohibition of Illegal Gambling Businesses.--Section 1955(b) of 
title 18, United States Code, is amended--
            (1) in paragraph (1)(i), by inserting ``section 3(a) of the 
        BETS OFF Act or'' after ``is a violation of''; and
            (2) in paragraph (4), by inserting ``conducted prohibited 
        by section 3(a) of the BETS OFF Act,'' after ```gambling' 
        includes but is not limited to''.
    (c) Prohibition on Funding of Unlawful Internet Gambling.--Section 
5362(1) of title 31, United States Code, is amended--
            (1) in subparagraph (D), by striking ``and'' at the end;
            (2) by redesignating subparagraph (E) as subparagraph (F); 
        and
            (3) by inserting after subparagraph (D) the following:
                    ``(E) includes conduct prohibited by section 3(a) 
                of the BETS OFF Act, without regard to subparagraph (F) 
                of this paragraph; and''.
    (d) Common Provisions Applicable to Registered Entities.--Section 
5c(c)(5) of the Commodity Exchange Act (7 U.S.C. 7a-2(c)(5)) is 
amended--
            (1) in subparagraph (C)(i)--
                    (A) by striking subclauses (II), (III), and (IV); 
                and
                    (B) by redesignating subclauses (V) and (VI) as 
                subclauses (II) and (III), respectively; and
            (2) by adding at the end the following:
                    ``(D) Prohibition relating to specified events.--
                Notwithstanding any other provision of this section, no 
                agreement, contract, transaction, or swap involving any 
                specified event, as defined in section 2 of the BETS 
                OFF Act (or any index, measure, value, or data related 
                thereto, or occurrence, extent of an occurrence, or 
                contingency based thereon), may be listed or made 
                available for clearing or trading on or through a 
                registered entity.''.

SEC. 5. SEVERABILITY.

    If any provision of this Act or amendment made by this Act, or the 
application of such provision or amendment to any person or 
circumstance, is held to be unconstitutional, the remainder of this Act 
and the amendments made by this Act, and the application of the 
provision or amendment to any other person or circumstance, shall not 
be affected.

SEC. 6. EFFECTIVE DATE.

    This Act shall take effect on the date that is 30 days after the 
date of enactment of this Act.
                                 <all>