[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S. 3473 Introduced in Senate (IS)]

<DOC>






119th CONGRESS
  1st Session
                                S. 3473

 To amend title XVIII of the Social Security Act to encourage Medicare 
   beneficiaries to voluntarily adopt advance directives guiding the 
                       medical care they receive.


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                           December 15, 2025

Mr. Cassidy (for himself and Mr. Coons) introduced the following bill; 
     which was read twice and referred to the Committee on Finance

_______________________________________________________________________

                                 A BILL


 
 To amend title XVIII of the Social Security Act to encourage Medicare 
   beneficiaries to voluntarily adopt advance directives guiding the 
                       medical care they receive.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Medicare Advance Planning for Care 
Act'' or the ``MAP for Care Act''.

SEC. 2. MEDICARE ADVANCE DIRECTIVE CERTIFICATION PROGRAM.

    Part B of title XVIII of the Social Security Act (42 U.S.C. 1395j 
et seq.) is amended by adding at the end the following new section:

           ``medicare advance directive certification program

    ``Sec. 1849.  (a) In General.--
            ``(1) Establishment of program.--The Secretary shall 
        establish and implement an Advance Directive Certification 
        Program (in this section referred to as the `Program') under 
        which the Secretary shall encourage eligible beneficiaries to 
        adopt and maintain certified advance directives to guide the 
        delivery of health care to such beneficiaries. The Secretary 
        shall implement the Program not later than 5 years after the 
        date of enactment of this section.
            ``(2) Definitions.--In this section:
                    ``(A) Certified advance directive.--The term 
                `certified advance directive' means an electronically 
                stored written instruction by an eligible beneficiary, 
                such as a living will or durable power of attorney for 
                health care, recognized under State law (whether 
                statutory or as recognized by the courts of the State) 
                and relating to the provision of such care when the 
                individual is incapacitated that--
                            ``(i) provides instructions that outline 
                        the kind of medical treatments and care that 
                        such beneficiary would want or not want under 
                        particular conditions, and may also include the 
                        identification of a health care proxy or legal 
                        representative to make medical treatment 
                        decisions for the beneficiary if the 
                        beneficiary becomes unable to make or 
                        communicate those decisions on their own; and
                            ``(ii) is offered by an entity that has 
                        received accreditation from the Secretary under 
                        subsection (c).
                    ``(B) Eligible beneficiary.--The term `eligible 
                beneficiary' means an individual entitled to, or 
                enrolled for benefits, under part A or enrolled for 
                benefits under this part.
                    ``(C) Program participant.--The term `Program 
                participant' means an eligible beneficiary who is 
                enrolled in the Program.
            ``(3) Voluntary participation.--An eligible beneficiary who 
        has registered a certified advance directive with a advance 
        directive vendor accredited under subsection (c) may disenroll 
        and terminate such directive at any time.
            ``(4) Best practices.--In establishing and implementing the 
        Program, the Secretary shall consider best practices--
                    ``(A) within existing advance directive registry 
                technologies, programs, and systems, including web-
                based or cloud-based advance directive technologies--
                            ``(i) which may utilize time and date 
                        stamps, video, or other innovative measures to 
                        protect the authenticity, improve the quality 
                        of, and enhance the security of such 
                        directives; and
                            ``(ii) which may utilize secure email and 
                        messaging technologies and nationally 
                        recognized health care information technology 
                        standards to improve the accessibility and 
                        interoperability of such directives; and
                    ``(B) for educating beneficiaries on ways to--
                            ``(i) communicate their authenticated 
                        wishes to applicable family members, legal 
                        representatives, and providers or health care 
                        proxies, including through the use of email or 
                        other mail formats; and
                            ``(ii) access certified advance directives, 
                        including through the use of mobile devices.
            ``(5) State law.--The provisions of this section shall not 
        preempt any State or local law requirement governing advance 
        directives.
            ``(6) Display of statutory and alternative advance 
        directive forms.--Under the Program, the Secretary shall 
        provide, on the Internetwebsite of the Centers for Medicare & 
        Medicaid Services, links to statutory advance directive forms 
        (as described in subsection (d)(1)(C)), alternative advance 
        directive forms (as described in subsection (d)(1)(D)), and a 
        State-by-State index to such forms to allow a Program 
        participant to create, adopt, modify, and terminate a certified 
        advance directive with any content permitted or required under 
        this section, and in any form authorized by a State.
    ``(b) Enrollment in the Program and Registration of Advance 
Directives.--
            ``(1) Required information.--In addition to such other 
        information as the Secretary determines is appropriate, a 
        Program participant seeking to register a certified advance 
        directive under the Program shall indicate where the advance 
        directive is maintained or how it may be accessed.
            ``(2) Notification regarding program.--During the annual, 
        coordinated election period under section 1851(e)(3), the 
        Secretary shall notify each eligible beneficiary of the 
        Program.
            ``(3) Privacy and security.--
                    ``(A) In general.--The Secretary shall ensure that 
                all aspects of the enrollment and registration system 
                comply with the Federal regulations (concerning the 
                privacy and security of individually identifiable 
                health information) promulgated under the Health 
                Insurance Portability and Accountability Act of 1996 
                subject to the access authorized under subsection 
                (c)(2)(E) and in accordance with subsection (c)(2)(F).
                    ``(B) Access.--The Secretary shall utilize 
                standardized data protections and privacy standards, 
                including the Federal regulations described in 
                subparagraph (A), to ensure that the registration 
                record of a Program participant can only be accessed 
                by--
                            ``(i) the Program participant, through the 
                        process established under subsection (c)(2)(B);
                            ``(ii) those authorized to access the 
                        certified advance directive under subsection 
                        (c)(2)(E); and
                            ``(iii) providers of services and suppliers 
                        participating under this title who furnish 
                        items or services to the Program participant, 
                        through a process established by the Secretary.
    ``(c) Accreditation.--
            ``(1) In general.--
                    ``(A) Accreditation by the secretary.--Under the 
                Program, the Secretary shall--
                            ``(i) accredit advance directive vendors 
                        and other entities providing advance directives 
                        that meet the accreditation criteria 
                        established under paragraph (2) and any other 
                        criteria determined appropriate by the 
                        Secretary; and
                            ``(ii) establish a process whereby advance 
                        directive vendors and other entities providing 
                        advance directives may obtain accreditation 
                        under this subsection.
                    ``(B) Accreditation by advance directive 
                accreditation organization.--The Secretary may contract 
                with an advance directive accreditation organization to 
                accredit advance directive vendors and other entities 
                under subparagraph (A)(i).
            ``(2) Accreditation criteria.--The Secretary, in 
        consultation with the Comptroller General of the United States, 
        shall establish accreditation criteria for advance directive 
        vendors and other entities providing advance directives to be 
        certified under the Program. Such criteria shall consist of 
        each of the following:
                    ``(A) Certified advance directives.--The advance 
                directive vendor or other entity shall agree to offer 
                certified advance directives to eligible beneficiaries.
                    ``(B) Procedures for enrollment.--
                            ``(i) In general.--The advance directive 
                        vendor or other entity shall establish 
                        procedures that--
                                    ``(I) allow for a Program 
                                participant to--
                                            ``(aa) enroll in and 
                                        disenroll from the Program; and
                                            ``(bb) register or update a 
                                        certified advance directive 
                                        adopted by the participant; and
                                    ``(II) ensure that a Program 
                                participant is able to--
                                            ``(aa) create, adopt, 
                                        modify, update, amend, or 
                                        terminate a certified advance 
                                        directive in a timely and 
                                        secure manner;
                                            ``(bb) update previously 
                                        registered information; and
                                            ``(cc) indicate that a 
                                        previously registered certified 
                                        advance directive has been 
                                        terminated.
                            ``(ii) Online enrollment and 
                        registration.--The procedures established 
                        pursuant to clause (i) shall ensure that such 
                        enrollment and registration is available 
                        through an online process, or other means 
                        determined appropriate by the advance directive 
                        vendor or other entity.
                    ``(C) Quality review.--
                            ``(i) In general.--For purposes of 
                        determining compliance with the requirements of 
                        this section, the advance directive vendor or 
                        other entity shall comply with an annual 
                        quality review to be conducted by the 
                        Secretary.
                            ``(ii) Enforcement.--If the Secretary 
                        determines that an advance directive vendor or 
                        other entity is not in compliance with the 
                        requirements of this section, the Secretary 
                        shall remove any certified advance directive of 
                        such advance directive vendor or other entity 
                        from the Internet website of the Centers for 
                        Medicare & Medicaid Services.
                    ``(D) Use of statutory and alternative advance 
                directive forms.--The advance directive vendor or other 
                entity shall allow a Program participant to--
                            ``(i) access, complete, modify, and adopt 
                        any advance directive forms described in 
                        subparagraphs (C) and (D) of subsection (d)(1); 
                        and
                            ``(ii) search for such forms by State.
                    ``(E) Access.--The advance directive vendor or 
                other entity shall--
                            ``(i) provide near real-time online access 
                        to the certified advance directive of a Program 
                        participant for purposes of viewing and sharing 
                        such advance directive, including communicating 
                        the certified advance directive and the Program 
                        participant's authenticated wishes using 
                        nationally recognized standards for securely 
                        transferring sensitive data specified by the 
                        Secretary to--
                                    ``(I) the Program participant;
                                    ``(II) any family member, legal 
                                representative, or health care proxy 
                                legally designated by the participant; 
                                and
                                    ``(III) a provider of services or 
                                supplier that furnishes items or 
                                services to the participant; and
                            ``(ii) at the request of the Program 
                        participant or any family member, legal 
                        representative, or health care proxy legally 
                        designated by the Program participant, provide 
                        a hard copy of the certified advance directive 
                        of the Program participant to a provider of 
                        services or supplier.
                    ``(F) Privacy protections.--
                            ``(i) In general.--The advance directive 
                        vendor or other entity shall comply with the 
                        Federal regulations (concerning the privacy of 
                        individually identifiable health information) 
                        promulgated under section 264(c) of the Health 
                        Insurance Portability and Accountability Act of 
                        1996, subject to the access authorized under 
                        subparagraph (E).
                            ``(ii) Access.--Such vendor or entity shall 
                        comply with standardized data protections and 
                        privacy standards, including the Federal 
                        Regulations described in clause (i), to ensure 
                        that the content of a Program participant's 
                        certified advance directive is owned and 
                        maintained by the participant and can only be 
                        accessed by those authorized to access the 
                        advance directive under subparagraph (E).
                    ``(G) Security and testing.--The advance directive 
                vendor or other entity shall certify that--
                            ``(i) all data management and data transfer 
                        elements involved in adopting, maintaining, and 
                        accessing a certified advance directive of a 
                        Program participant--
                                    ``(I) have successfully passed 
                                rigorous independent testing regarding 
                                standards of timeliness, accuracy, and 
                                efficiency; and
                                    ``(II) meet widely accepted 
                                industry security standards (as 
                                determined by the Secretary); and
                            ``(ii) the system that provides access to a 
                        certified advance directive of a Program 
                        participant has passed real-time tests 
                        simulating a realistic volume of Program 
                        participants, their family members, legal 
                        representatives, and legally designated health 
                        care proxies, providers of services, and 
                        suppliers accessing such directives 
                        simultaneously.
                    ``(H) Beneficiary surveys.--
                            ``(i) In general.--The advance directive 
                        vendor or other entity shall administer an 
                        annual survey of Program participants on the 
                        information described in clause (ii) and submit 
                        the results of such survey to the Secretary.
                            ``(ii) Information.--The information 
                        described in this clause, with respect to a 
                        Program participant and a certified advance 
                        directive of such participant, is the 
                        following:
                                    ``(I) Whether the participant had 
                                to pay any third party for the 
                                creation, storage, or retrieval of the 
                                certified advance directive.
                                    ``(II) Whether the participant had 
                                a health care encounter or emergency 
                                that required the location, access, 
                                retrieval, or consultation of the 
                                certified advance directive and if so, 
                                whether the certified advance directive 
                                was accessible online and in near real-
                                time, as required under this section.
                                    ``(III) Whether the certified 
                                advance directive was sufficiently 
                                clear and actionable.
                                    ``(IV) Whether medical personnel 
                                followed the certified advance 
                                directive.
                    ``(I) Process for complying with state law.--The 
                advance directive vendor or other entity shall enable a 
                Program participant using their services to complete a 
                certified advance directive that fully complies with 
                the law governing advance directives of the applicable 
                State.
                    ``(J) Access in cases of dispute over treatment.--
                            ``(i) Special access.--The advance 
                        directive vendor or other entity shall 
                        establish a process whereby, with respect to a 
                        Program participant, an interested individual 
                        described in clause (ii) may obtain access to 
                        the certified advance directive of the Program 
                        participant for the purposes of viewing and 
                        sharing such advance directive when--
                                    ``(I) the provisions of the 
                                certified advance directive have come 
                                into force under the law of the 
                                applicable State because the Program 
                                participant has become incapable of 
                                making health care decisions on their 
                                own or under other circumstances 
                                provided under State law; and
                                    ``(II) at least 1 person described 
                                in clause (ii) is questioning or 
                                disputing the provision, withholding, 
                                or withdrawal of medical treatment, 
                                food, or fluids with respect to the 
                                Program participant.
                            ``(ii) Interested individuals.--
                                    ``(I) In general.--An interested 
                                individual described in this clause, 
                                with respect to a Program participant, 
                                is--
                                            ``(aa) any individual who 
                                        is a member of any class of 
                                        persons who, under the law of 
                                        the applicable State, would 
                                        potentially be eligible to 
                                        serve as a health care decision 
                                        maker for the Program 
                                        participant if an advance 
                                        directive had not been 
                                        executed, regardless of whether 
                                        another individual would have 
                                        higher priority for such 
                                        eligibility; or
                                            ``(bb) if the law of the 
                                        applicable State does not 
                                        designate a person or class of 
                                        persons described in item (aa), 
                                        any individual related within 
                                        the third degree of 
                                        consanguinity or affinity to 
                                        the Program participant 
                                        identified by the Program 
                                        participant in the certified 
                                        advance directive.
                                    ``(II) Periodic update.--In the 
                                case that the law of the applicable 
                                State does not designate a person or 
                                class of persons described in subclause 
                                (I)(aa) and the Program participant has 
                                identified in a certified advance 
                                directive an individual within the 
                                third degree of consanguinity or 
                                affinity of such participant, the 
                                advance directive vendor or other 
                                entity shall annually during the 
                                annual, coordinated election period 
                                under section 1851(e)(3) prompt the 
                                Program participant to update such 
                                individual.
    ``(d) Education and Outreach.--
            ``(1) In general.--The Secretary shall--
                    ``(A) include a statement described in paragraph 
                (3) in the notice described in section 1804(a) and 
                provide for the inclusion of such statement on the 
                Internet website of the Centers for Medicare & Medicaid 
                Services;
                    ``(B) communicate the benefits of electronic 
                advance directives services, as they become available;
                    ``(C) provide for the inclusion, under the heading 
                `Statutory Advance Directive Forms', of any relevant 
                forms, whether mandatory or optional, specified in the 
                statutes or regulations of States to be displayed on a 
                such website;
                    ``(D) provide for the inclusion, under the heading 
                `Alternative Advance Directive Forms', on such website, 
                and in accordance with paragraph (2)--
                            ``(i) of other advance directive forms 
                        submitted to the Secretary by individuals and 
                        groups in an electronic format specified by the 
                        Secretary for which the submitting entity 
                        includes, for each form submitted, an opinion 
                        by an attorney licensed to practice in the 
                        relevant State demonstrating that the submitted 
                        form complies with the law of that State; and
                            ``(ii) of the following disclaimer, which 
                        shall be prominently posted on the website: 
                        `This website includes for your consideration 
                        alternative advance directive forms submitted 
                        by individuals or groups reflecting different 
                        perspectives on advance health care decisions 
                        which you may wish to review before completing 
                        your own advance directive.'; and
                    ``(E) provide for the inclusion of a user-friendly 
                index on the such website by State and, in the case of 
                the `Alternative Advance Directive Forms', by the name 
                of the individual or group who provided each 
                alternative advance directive, so that a user may 
                readily access those statutory and alternative forms.
            ``(2) Alternative advance directive forms.--
                    ``(A) In general.--For purposes of paragraph 
                (1)(D), the following shall apply:
                            ``(i) Not later than 60 days after 
                        receiving an alternative advance directive form 
                        submitted under such paragraph, the Secretary 
                        shall either post the submitted form on the 
                        Internet website of the Centers for Medicare & 
                        Medicaid Services or provide to the submitting 
                        entity an explanation of the basis for the 
                        Secretary's determination that the submitted 
                        form does not comply with relevant State or 
                        Federal law, which determination shall be 
                        subject to judicial review under section 702 of 
                        title 5 of the United States Code.
                            ``(ii) The Secretary shall either remove or 
                        refuse to post any submitted form if provided 
                        with an official determination by the attorney 
                        general of the applicable State that the form 
                        is not in compliance with State law, subject to 
                        applicable State law described in subparagraph 
                        (B).
                    ``(B) State law described.--For purposes of 
                subparagraph (A), State law described in this 
                subparagraph is--
                            ``(i) a ruling by a court of the applicable 
                        State, or by a Federal court applying that 
                        State's law, subject to subsequent rulings by a 
                        court or courts with authority to supercede 
                        that ruling; or
                            ``(ii) a statute or regulation of the 
                        applicable State that provides for a specific 
                        procedure for officially determining whether 
                        particular advance directive forms comply with 
                        State law.
            ``(3) Statement.--For purposes of paragraph (1)(A), the 
        statement described in this paragraph is a statement of the 
        reasons why beneficiaries may want to consider advance 
        directives, a suggestion for the beneficiary to carefully 
        consider decisions regarding advance directives, and references 
        to resources about advance directives.
    ``(e) Advance Directive Information in Medicare Enrollment Forms.--
After the Secretary implements the Program, the Secretary shall include 
on each application for enrollment of an individual in part A, this 
part, or part C a link to an Internet website with resources to assist 
in completing an advance directive.''.
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