119 S3386 PCS: Health Care Freedom for Patients Act of 2025
U.S. Senate
2025-12-08
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
II
Calendar No. 285
119th CONGRESS
1st Session
S. 3386
IN THE SENATE OF THE UNITED STATES
December 8 (legislative day, December 4), 2025
Mr. Crapo (for himself and Mr. Cassidy) introduced the following bill; which was read the first time
December 8, 2025
Read the second time and placed on the calendar
A BILL
To provide a health savings account contribution to certain enrollees, to reduce health care costs, and for other purposes.
1.

Short title; table of contents
(a)

Short title
This Act may be cited as the “Health Care Freedom for Patients Act of 2025”.
(b)

Table of contents
The table of contents for this Act is as follows:
Sec. 1. Short title; table of contents.
TITLE I—Increasing choice and reducing premiums
Sec. 101. Exchange plan HSAs.
Sec. 102. Exchange plan HSA contribution program.
Sec. 103. Funding cost-sharing reduction payments.
Sec. 104. Allowing all individuals purchasing health insurance in the individual market the option to purchase a lower premium plan.
TITLE II—Putting American patients first
Sec. 201. Expansion FMAP for certain States providing payments for health care furnished to certain individuals.
Sec. 202. Prohibiting Federal financial participation under Medicaid and CHIP for individuals without verified citizenship, nationality, or satisfactory immigration status.
TITLE III—Preventing wasteful spending
Sec. 301. Prohibiting coverage of gender transition procedures as an essential health benefit under plans offered by Exchanges.
Sec. 302. Prohibiting Federal Medicaid and CHIP funding for certain items and services.
I

Increasing choice and reducing premiums
101.

Exchange plan HSAs
(a)

In general
Section 223 of the Internal Revenue Code of 1986 is amended by adding at the end the following new subsection:
“(i)

Exchange plan HSAs
For purposes of this section—
(1)

In general
In the case of an Exchange plan HSA, this section shall be applied as provided in paragraphs (3) through (4).
(2)

Exchange plan HSA
The term Exchange plan HSA means a health savings account which is designated as an Exchange plan HSA upon the establishment of such account.
(3)

No rollovers permitted
Except in the case of a contribution from one Exchange plan HSA to another Exchange plan HSA, subsection (f)(5) shall not apply.
(4)

Restriction on use of amounts
For purposes of subsection (d)(2)(A), amounts paid for—
(A)
abortion, other than—
(i)
if the pregnancy is the result of an act of rape or incest, or
(ii)
in the case where a woman suffers from a physical disorder, physical injury, or physical illness, including a life-endangering physical condition caused by or arising from the pregnancy itself, that would, as certified by a physician, place the woman in danger of death unless an abortion is performed, or
(B)
any sex trait modification procedure or service (as defined in section 156.400 of title 45, Code of Federal Regulations, as in effect on the date of the enactment of this subsection),
shall not be treated as paid for medical care.”.
(b)

Treatment of governmental contributions
Paragraph (4) of section 223(b) of the Internal Revenue Code of 1986 is amended by striking “and” at the end of subparagraph (B), by striking the period at the end of subparagraph (C) and inserting “, and”, and by inserting after subparagraph (C) the following new subparagraph:
“(D)
the aggregate amount contributed to an Exchange plan HSA pursuant to section 102(a) of the Health Care Freedom for Patients Act of 2025 which is excludable from the taxpayer's gross income for the taxable year under section 102(f) of such Act (and such amount shall not be allowed as a deduction under subsection (a)).”.
(c)

Effective date
The amendments made by this section shall apply to taxable years beginning after December 31, 2025.
102.

Exchange plan HSA contribution program
(a)

In general
As soon as administratively feasible, the Secretary of Health and Human Services shall make payments to the Exchange plan HSA of each individual who is an eligible enrollee, for each month which is an eligible month with respect to such individual, in the amount described in subsection (c).
(b)

Eligible month
For purposes of this section, the term eligible month with respect to an individual means a calendar month—
(1)
occurring in calendar year 2026 or 2027, and
(2)
for which the individual is enrolled in a bronze level qualified health plan or a catastrophic plan through an Exchange established under subtitle D of title I of the Patient Protection and Affordable Care Act (42 U.S.C. 18021 et seq.).
(c)

Payment amount
The amount of each payment under subsection (a) for any individual for an eligible month is 1/12 of—
(1)
$1,000, in the case of an eligible enrollee who has attained age 18, and has not attained age 50, as of the first day of the calendar year which includes such month, and
(2)
$1,500, in the case of an eligible enrollee who has attained age 50, and has not attained age 65, as of the first day of such calendar year.
(d)

Eligible enrollee
For purposes of this section, with respect to months occurring during a calendar year, the term eligible enrollee means an eligible individual (as defined in section 223(c)(1) of the Internal Revenue Code of 1986)—
(1)
who has attained age 18, and has not attained age 65, as of the first day of such calendar year,
(2)
in the case of an alien, who is an eligible alien, as defined in section 36B(e)(2)(B) of such Code (as in effect for taxable years beginning after December 31, 2026, applied by substituting “for which the payment under section 102(a) of the Health Care Freedom for Patients Act of 2025 is made” for “for which the credit under this section is being claimed”), and
(3)
whose household income, expressed as a percent of the poverty line for the family size involved, does not exceed 700 percent.
(e)

Determination of eligibility
(1)

In general
Upon election pursuant to paragraph (2) by an individual enrolling in a plan described in subsection (b)(2), the Secretary of Health and Human Services shall make a determination of the individual's status as an eligible enrollee on the basis of the latest determination pursuant to section 1412 of the Patient Protection and Affordable Care Act (42 U.S.C. 18082) of the individual's eligibility for the advance payment of the premium tax credits under section 36B of the Internal Revenue Code of 1986 and cost-sharing reductions under section 1402 of such Act (42 U.S.C. 18071).
(2)

Election
At such time and in such manner as the Secretary of Health and Human Services shall provide, an eligible enrollee shall notify the Secretary of such enrollee's election to receive the payments under subsection (a) and shall provide—
(A)
the social security number of such eligible enrollee,
(B)
in the case of an alien, an attestation that the individual is an eligible alien, and
(C)
sufficient information to allow for the identification of, and deposit of the payments under subsection (a) into, the Exchange plan HSA of the eligible enrollee.
(3)

Reporting by Exchange
The Exchange through which an individual is enrolling in a plan described in subsection (b)(2) shall provide to the Secretary of Health and Human Services the information provided by the individual which is necessary for the determination under paragraph (1).
(4)

Timing of payments
The payments under subsection (a) with respect to any eligible months occurring before the determination under paragraph (1) is completed shall be made as early as possible after the completion of such determination.
(f)

Tax treatment of contributions
For purposes of the Internal Revenue Code of 1986, payments under subsection (a) shall not be included in gross income of an eligible enrollee.
(g)

Definitions
For purposes of this section—
(1)

Exchange plan HSA
The term Exchange plan HSA has the meaning given such term in section 223(i) of the Internal Revenue Code of 1986.
(2)

Household income; poverty line
The terms household income, poverty line, and family size have the same respective meanings and shall be determined in the same manner as for purposes of section 36B of the Internal Revenue Code of 1986.
(3)

Bronze level qualified health plan
The term bronze level qualified health plan means a qualified health plan, as defined in section 1301(a) of the Patient Protection and Affordable Care Act (42 U.S.C. 18021(a)), in the bronze level, as defined in section 1302(d)(1)(A) of such Act (42 U.S.C. 18022(d)(1)(A)).
(4)

Catastrophic plan
The term catastrophic plan means a plan described in section 1302(e) of such Act (42 U.S.C. 18022(e)).
(h)

Regulatory authority
The Secretary of Health and Human Services shall prescribe such regulations or other guidance as are necessary to carry out the purposes of this section.
(i)

Funding
In addition to amounts otherwise available, there is appropriated to the Secretary of Health and Human Services, out of any money in the Treasury not otherwise appropriated, $10,000,000,000 for each of fiscal years 2026 and 2027, to remain available until September 30, 2028, to carry out the purposes of this section.
(j)

Information sharing
Paragraph (21) of section 6103(l) of the Internal Revenue Code of 1986 is amended—
(1)
by striking “or a basic health program under section 1331 of Patient Protection and Affordable Care Act” in subparagraph (A) and inserting “a basic health program under section 1331 of the Patient Protection and Affordable Care Act, or a payment under section 102(a) of the Health Care Freedom for Patients Act of 2025”,
(2)
by inserting “, program, or payment” after “(and the amount thereof)” in subparagraph (A)(v), and
(3)
by striking “State programs” in subparagraph (C)(ii) and inserting “State programs or payment”.
103.

Funding cost-sharing reduction payments
Section 1402 of the Patient Protection and Affordable Care Act (42 U.S.C. 18071) is amended by adding at the end the following:
“(h)

Funding
(1)

In general
There are appropriated, out of any monies in the Treasury not otherwise appropriated, such sums as may be necessary for purposes of making payments under this section for plan years beginning on or after January 1, 2027.
(2)

Use of funds
(A)

In general
The amounts appropriated under paragraph (1) may not be used for purposes of making payments under this section for a qualified health plan that provides health benefit coverage that includes coverage of abortion.
(B)

Exception
Subparagraph (A) shall not apply to payments for a qualified health plan that provides coverage of abortion only if necessary to save the life of the mother or if the pregnancy is a result of an act of rape or incest.”.
104.

Allowing all individuals purchasing health insurance in the individual market the option to purchase a lower premium plan
(a)

In general
Section 1302(e) of the Patient Protection and Affordable Care Act (42 U.S.C. 18022(e)) is amended—
(1)
in paragraph (1)—
(A)
by redesignating clauses (i) and (ii) of subparagraph (B) as subparagraphs (A) and (B), respectively, and adjusting the margins accordingly;
(B)
by striking “plan year if—” and all that follows through “the plan provides—” and inserting “plan year if the plan provides—”; and
(C)
in subparagraph (A), as redesignated by paragraph (1), by striking “clause (ii)” and inserting “subparagraph (B)”;
(2)
by striking paragraph (2); and
(3)
by redesignating paragraph (3) as paragraph (2).
(b)

Risk pools
Section 1312(c)(1) of the Patient Protection and Affordable Care Act (42 U.S.C. 18032(c)(1)) is amended by inserting “and including enrollees in catastrophic plans described in section 1302(e)” after “Exchange”.
(c)

Conforming amendment
Section 1312(d)(3)(C) of the Patient Protection and Affordable Care Act (42 U.S.C. 18032(d)(3)(C)) is amended by striking “, except that in the case of a catastrophic plan described in section 1302(e), a qualified individual may enroll in the plan only if the individual is eligible to enroll in the plan under section 1302(e)(2)”.
(d)

Effective date
The amendments made by subsections (a), (b), and (c) shall apply with respect to plan years beginning on or after January 1, 2027.
II

Putting American patients first
201.

Expansion FMAP for certain States providing payments for health care furnished to certain individuals
Section 1905 of the Social Security Act (42 U.S.C. 1396d) is amended—
(1)
in subsection (y)—
(A)
in paragraph (1)(E), by inserting “(or, for calendar quarters beginning on or after October 1, 2027, in the case such State is a specified State with respect to such calendar quarter, 80 percent)” after “thereafter”; and
(B)
in paragraph (2), by adding at the end the following new subparagraph:
“(C)

Specified State
The term “specified State” means, with respect to a quarter, a State that—
(i)
provides any form of financial assistance from a State general fund during such quarter, in whole or in part, whether or not made under a State plan (or waiver of such plan) under this title or under another program established by the State, to or on behalf of an alien who is not a qualified alien and is not a child or pregnant woman who is lawfully residing in the United States and eligible for medical assistance pursuant to section 1903(v)(4) or for child health assistance or pregnancy-related assistance pursuant to section 2107(e)(1)(Q), for the purchasing of health insurance coverage (as defined in section 2791(b)(1) of the Public Health Service Act) for an alien who is not a qualified alien and is not such a child or pregnant woman; or
(ii)
provides any form of comprehensive health benefits coverage, except such coverage required by Federal law, during such quarter, whether or not under a State plan (or waiver of such plan) under this title or under another program established by the State, and regardless of the source of funding for such coverage, to an alien who is not a qualified alien and is not such a child or pregnant woman.
(D)

Immigration terms
(i)

Alien
The term “alien” has the meaning given such term in section 101(a) of the Immigration and Nationality Act.
(ii)

Qualified alien
The term “qualified alien” has the meaning given such term in section 431 of the Personal Responsibility and Work Opportunity Reconciliation Act of 1996, except that the references to “(in the opinion of the agency providing such benefits)” in subsection (c) of such section 431 shall be treated as references to “(in the opinion of the State in which such comprehensive health benefits coverage or such financial assistance is provided, as applicable)”.” ; and
(2)
in subsection (z)(2)—
(A)
in subparagraph (A), by striking “for such year” and inserting “for such quarter”; and
(B)
in subparagraph (B)(i)—
(i)
in the matter preceding subclause (I), by striking “for a year” and inserting “for a calendar quarter in a year”; and
(ii)
in subclause (II), by striking “for the year” and inserting “for the quarter for the State”.
202.

Prohibiting Federal financial participation under Medicaid and CHIP for individuals without verified citizenship, nationality, or satisfactory immigration status
(a)

In general
(1)

Medicaid
Section 1903(i)(22) of the Social Security Act (42 U.S.C. 1396b(i)(22)) is amended—
(A)
by adding “and” at the end;
(B)
by striking “to amounts” and inserting "to—
“(A)
amounts”; and
(C)
by adding at the end the following new subparagraph:
“(B)
in the case that the State elects under section 1902(a)(46)(C) to provide for making medical assistance available to an individual during—
(i)
the period in which the individual is provided the reasonable opportunity to present satisfactory documentary evidence of citizenship or nationality under section 1902(ee)(2)(C) or subsection (x)(4);
(ii)
the 90-day period described in section 1902(ee)(1)(B)(ii)(II); or
(iii)
the period in which the individual is provided the reasonable opportunity to submit evidence indicating a satisfactory immigration status under section 1137(d)(4),
amounts expended for such medical assistance, unless the citizenship or nationality of such individual or the satisfactory immigration status of such individual (as applicable) is verified by the end of such period;”.
(2)

CHIP
Section 2107(e)(1)(O) of the Social Security Act (42 U.S.C. 1397gg(e)(1)(O)) is amended by striking “and (17)” and inserting “(17), and (22)”.
(b)

Eliminating State requirement to provide medical assistance during reasonable opportunity period
(1)

Documentary evidence of citizenship or nationality
Section 1903(x)(4) of the Social Security Act (42 U.S.C. 1396b(x)) is amended—
(A)
by striking “under clauses (i) and (ii) of section 1137(d)(4)(A)” and inserting “under section 1137(d)(4)”; and
(B)
by inserting “, except that the State shall not be required to make medical assistance available to such individual during the period in which such individual is provided such reasonable opportunity if the State has not elected the option under section 1902(a)(46)(C)” before the period at the end.
(2)

Social Security data match
Section 1902(ee) of the Social Security Act (42 U.S.C. 1396a(ee)) is amended—
(A)
in paragraph (1)(B)(ii)—
(i)
in subclause (II), by striking “(and continues to provide the individual with medical assistance during such 90-day period)” and inserting “and, if the State has elected the option under subsection (a)(46)(C), continues to provide the individual with medical assistance during such 90-day period”; and
(ii)
in subclause (III), by inserting “, or denies eligibility for medical assistance under this title for such individual, as applicable” after “under this title”; and
(B)
in paragraph (2)(C)—
(i)
by striking “under clauses (i) and (ii) of section 1137(d)(4)(A)” and inserting “under section 1137(d)(4)”; and
(ii)
by inserting “, except that the State shall not be required to make medical assistance available to such individual during the period in which such individual is provided such reasonable opportunity if the State has not elected the option under section 1902(a)(46)(C)” before the period at the end.
(3)

Individuals with satisfactory immigration status
Section 1137(d)(4) of the Social Security Act (42 U.S.C. 1320b–7(d)(4)) is amended—
(A)
in subparagraph (A)(ii), by inserting “(except that such prohibition on delay, denial, reduction, or termination of eligibility for benefits under the Medicaid program under title XIX shall apply only if the State has elected the option under section 1902(a)(46)(C))” after “has been provided”; and
(B)
in subparagraph (B)(ii), by inserting “(except that such prohibition on delay, denial, reduction, or termination of eligibility for benefits under the Medicaid program under title XIX shall apply only if the State has elected the option under section 1902(a)(46)(C))” after “status”.
(c)

Option to continue providing medical assistance during reasonable opportunity period
(1)

Medicaid
Section 1902(a)(46) of the Social Security Act (42 U.S.C. 1396a(a)(46)) is amended—
(A)
in subparagraph (A), by striking “and” at the end;
(B)
in subparagraph (B)(ii), by adding “and” at the end; and
(C)
by inserting after subparagraph (B)(ii) the following new subparagraph:
“(C)
provide, at the option of the State, for making medical assistance available—
(i)
to an individual described in subparagraph (B) during the period in which such individual is provided the reasonable opportunity to present satisfactory documentary evidence of citizenship or nationality under subsection (ee)(2)(C) or section 1903(x)(4), or during the 90-day period described in subsection (ee)(1)(B)(ii)(II); or
(ii)
to an individual who is not a citizen or national of the United States during the period in which such individual is provided the reasonable opportunity to submit evidence indicating a satisfactory immigration status under section 1137(d)(4);”.
(2)

CHIP
Section 2105(c)(9) of the Social Security Act (42 U.S.C. 1397ee(c)(9)) is amended by adding at the end the following new subparagraph:
“(C)

Option to continue providing child health assistance during reasonable opportunity period
Section 1902(a)(46)(C) shall apply to States under this title in the same manner as it applies to a State under title XIX.”.
(d)

Effective date
The amendments made by this section shall apply beginning on October 1, 2026.
III

Preventing wasteful spending
301.

Prohibiting coverage of gender transition procedures as an essential health benefit under plans offered by Exchanges
(a)

In general
Section 1302(b)(2) of the Patient Protection and Affordable Care Act (42 U.S.C. 18022(b)(2)) is amended by adding at the end the following new subparagraph:
“(C)

Gender transition procedures
For plan years beginning on or after January 1, 2027, the essential health benefits defined pursuant to paragraph (1) may not include items and services furnished for a gender transition procedure.”.
(b)

Gender transition procedure defined
Section 1304 of the Patient Protection and Affordable Care Act (42 U.S.C. 18024) is amended by adding at the end the following new subsection:
“(f)

Gender transition procedure
(1)

In general
In this title, except as provided in paragraph (2), the term “gender transition procedure” means, with respect to an individual, any of the following when performed for the purpose of intentionally changing the body of such individual (including by disrupting the body’s development, inhibiting its natural functions, or modifying its appearance) to no longer correspond to the individual’s sex:
(A)
Performing any surgery, including—
(i)
castration;
(ii)
sterilization;
(iii)
orchiectomy;
(iv)
scrotoplasty;
(v)
vasectomy;
(vi)
tubal ligation;
(vii)
hysterectomy;
(viii)
oophorectomy;
(ix)
ovariectomy;
(x)
metoidioplasty;
(xi)
clitoroplasty;
(xii)
reconstruction of the fixed part of the urethra with or without a metoidioplasty or a phalloplasty;
(xiii)
penectomy;
(xiv)
phalloplasty;
(xv)
vaginoplasty;
(xvi)
vaginectomy;
(xvii)
vulvoplasty;
(xviii)
reduction thyrochondroplasty;
(xix)
chondrolaryngoplasty;
(xx)
mastectomy; and
(xxi)
any plastic, cosmetic, or aesthetic surgery that feminizes or masculinizes the facial or other body features of an individual.
(B)
Any placement of chest implants to create feminine breasts or any placement of erection or testicular prosthesis.
(C)
Any placement of fat or artificial implants in the gluteal region.
(D)
Administering, prescribing, or dispensing to an individual medications, including—
(i)
gonadotropin-releasing hormone (GnRH) analogues or other puberty-blocking drugs to stop or delay normal puberty; and
(ii)
testosterone, estrogen, or other androgens to an individual at doses that are supraphysiologic than would normally be produced endogenously in a healthy individual of the same age and sex.
(2)

Exception
Paragraph (1) shall not apply to the following:
(A)
Puberty suppression or blocking prescription drugs for the purpose of normalizing puberty for an individual experiencing precocious puberty.
(B)
Medically necessary procedures or treatments to correct for—
(i)
a medically verifiable disorder of sex development, including—
(I)
46,XX chromosomes with virilization;
(II)
46,XY chromosomes with undervirilization; and
(III)
both ovarian and testicular tissue;
(ii)
sex chromosome structure, sex steroid hormone production, or sex hormone action, if determined to be abnormal by a physician through genetic or biochemical testing;
(iii)
infection, disease, injury, or disorder caused or exacerbated by a previous procedure described in paragraph (1), or a physical disorder, physical injury, or physical illness that would, as certified by a physician, place the individual in imminent danger of death or impairment of a major bodily function unless the procedure is performed, not including procedures performed for the alleviation of mental distress; or
(iv)
procedures to restore or reconstruct the body of the individual in order to correspond to the individual’s sex after one or more previous procedures described in paragraph (1), which may include the removal of a pseudo phallus or breast augmentation.
(3)

Sex
For purposes of this subsection, the term sex means either male or female, as biologically determined and defined by subparagraph (A) and subparagraph (B).
(A)

Female
The term female means an individual who naturally has, had, will have, or would have, but for a developmental or genetic anomaly or historical accident, the reproductive system that at some point produces, transports, and utilizes eggs for fertilization.
(B)

Male
The term male means an individual who naturally has, had, will have, or would have, but for a developmental or genetic anomaly or historical accident, the reproductive system that at some point produces, transports, and utilizes sperm for fertilization.”.
302.

Prohibiting Federal Medicaid and CHIP funding for certain items and services
(a)

Medicaid
Section 1903(i) of the Social Security Act (42 U.S.C. 1396b(i)) is amended—
(1)
in paragraph (26), by striking “; or” and inserting a semicolon;
(2)
in paragraph (27), by striking the period at the end and inserting “; or”;
(3)
by inserting after paragraph (27) the following new paragraph:
“(28)
with respect to any amount expended for specified gender transition procedures (as defined in section 1905(ll)) furnished to an individual enrolled in a State plan (or waiver of such plan).”; and
(4)
in the flush left matter at the end, by striking “and (18),” and inserting “(18), and (28)”.
(b)

CHIP
Section 2107(e)(1)(O) of the Social Security Act (42 U.S.C. 1397gg(e)(1)(O)), as amended by this Act, is further amended by striking “and (22)” and inserting “(22), and (28)”.
(c)

Specified gender transition procedures defined
Section 1905 of the Social Security Act (42 U.S.C. 1396d) is amended by adding at the end the following new subsection:
“(ll)

Specified gender transition procedures
(1)

In general
For purposes of section 1903(i)(28), except as provided in paragraph (2) , the term specified gender transition procedure means, with respect to an individual, any of the following when performed for the purpose of intentionally changing the body of such individual (including by disrupting the body’s development, inhibiting its natural functions, or modifying its appearance) to no longer correspond to the individual’s sex:
(A)
Performing any surgery, including—
(i)
castration;
(ii)
sterilization;
(iii)
orchiectomy;
(iv)
scrotoplasty;
(v)
vasectomy;
(vi)
tubal ligation;
(vii)
hysterectomy;
(viii)
oophorectomy;
(ix)
ovariectomy;
(x)
metoidioplasty;
(xi)
clitoroplasty;
(xii)
reconstruction of the fixed part of the urethra with or without a metoidioplasty or a phalloplasty;
(xiii)
penectomy;
(xiv)
phalloplasty;
(xv)
vaginoplasty;
(xvi)
vaginectomy;
(xvii)
vulvoplasty;
(xviii)
reduction thyrochondroplasty;
(xix)
chondrolaryngoplasty;
(xx)
mastectomy; and
(xxi)
any plastic, cosmetic, or aesthetic surgery that feminizes or masculinizes the facial or other body features of an individual.
(B)
Any placement of chest implants to create feminine breasts or any placement of erection or testicular prosthesis.
(C)
Any placement of fat or artificial implants in the gluteal region.
(D)
Administering, prescribing, or dispensing to an individual medications, including—
(i)
gonadotropin-releasing hormone (GnRH) analogues or other puberty-blocking drugs to stop or delay normal puberty; and
(ii)
testosterone, estrogen, or other androgens to an individual at doses that are supraphysiologic than would normally be produced endogenously in a healthy individual of the same age and sex.
(2)

Exception
Paragraph (1) shall not apply to the following when furnished to an individual by a health care provider if the individual is a minor with the consent of such individual’s parent or legal guardian:
(A)
Puberty suppression or blocking prescription drugs for the purpose of normalizing puberty for an individual experiencing precocious puberty.
(B)
Medically necessary procedures or treatments to correct for—
(i)
a medically verifiable disorder of sex development, including—
(I)
46,XX chromosomes with virilization;
(II)
46,XY chromosomes with undervirilization; and
(III)
both ovarian and testicular tissue;
(ii)
sex chromosome structure, sex steroid hormone production, or sex hormone action, if determined to be abnormal by a physician through genetic or biochemical testing;
(iii)
infection, disease, injury, or disorder caused or exacerbated by a previous procedure described in paragraph (1), or a physical disorder, physical injury, or physical illness that would, as certified by a physician, place the individual in danger of death or impairment of a major bodily function unless the procedure is performed, not including procedures performed for the alleviation of mental distress; or
(iv)
procedures to restore or reconstruct the body of the individual in order to correspond to the individual’s sex after one or more previous procedures described in paragraph (1), which may include the removal of a pseudo phallus or breast augmentation.
(3)

Sex
For purposes of paragraph (1), the term sex means either male or female, as biologically determined and defined in paragraphs (4) and (5), respectively.
(4)

Female
For purposes of paragraph (3), the term female means an individual who naturally has, had, will have, or would have, but for a developmental or genetic anomaly or historical accident, the reproductive system that at some point produces, transports, and utilizes eggs for fertilization.
(5)

Male
For purposes of paragraph (3), the term male means an individual who naturally has, had, will have, or would have, but for a developmental or genetic anomaly or historical accident, the reproductive system that at some point produces, transports, and utilizes sperm for fertilization.”.
December 8, 2025
Read the second time and placed on the calendar