[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S. 3341 Introduced in Senate (IS)]

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119th CONGRESS
  1st Session
                                S. 3341

To amend the Small Business Investment Act of 1958 to exclude from the 
   limit on leverage certain amounts invested in smaller enterprises 
 located in rural or low-income areas and small businesses in critical 
               technology areas, and for other purposes.


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                            December 3, 2025

Mr. Hickenlooper (for himself, Mr. Marshall, Mr. Young, and Mr. Coons) 
introduced the following bill; which was read twice and referred to the 
            Committee on Small Business and Entrepreneurship

_______________________________________________________________________

                                 A BILL


 
To amend the Small Business Investment Act of 1958 to exclude from the 
   limit on leverage certain amounts invested in smaller enterprises 
 located in rural or low-income areas and small businesses in critical 
               technology areas, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Investing in All of America Act of 
2025''.

SEC. 2. SMALL BUSINESS INVESTMENT COMPANY MAXIMUM LEVERAGE EXCLUSION.

    (a) Definitions.--Section 103(9) of the Small Business Investment 
Act of 1958 (15 U.S.C. 662(9)) is amended--
            (1) in subparagraph (A)(ii), by striking ``and'' at the 
        end;
            (2) in subparagraph (B)(iii)--
                    (A) in subclause (I), by striking ``established 
                prior to October 1, 1987'';
                    (B) in subclause (II)--
                            (i) by striking ``or'' and inserting a 
                        comma; and
                            (ii) by inserting ``, or a foundation, 
                        endowment, or trust of a college or 
                        university'' after ``pension plan''; and
                    (C) in subclause (III), by striking the semicolon 
                at the end and inserting ``; and''; and
            (3) by adding at the end the following new subparagraph:
                    ``(C) does not include any funds obtained directly 
                or indirectly from any Federal, State or local 
                government or any government agency or instrumentality, 
                except for funds described in subclauses (I) through 
                (III) of subparagraph (B)(iii), for the purpose of 
                approval by the Administrator of any request for 
                leverage.''.
    (b) Maximum Leverage Exclusion.--Section 303(b)(2) of the Small 
Business Investment Act of 1958 (15 U.S.C. 683(b)(2)) is amended--
            (1) in subparagraph (A)--
                    (A) in clause (i), by striking ``300'' and 
                inserting ``200''; and
                    (B) by amending clause (ii) to read as follows:
                            ``(ii)(I) with respect to such a company 
                        that makes quarterly or semiannual interest 
                        payments, $250,000,000; or
                            ``(II) $175,000,000 with respect to any 
                        other such company licensed under section 
                        301(c).'';
            (2) in subparagraph (B), by striking ``may not exceed 
        $350,000,000.'' and inserting the following: ``may not exceed--
                            ``(i) with respect to such companies that 
                        are commonly controlled and that make quarterly 
                        or semiannual interest payments, $475,000,000; 
                        or
                            ``(ii) $350,000,000 with respect to other 
                        companies licensed under section 301(c) that 
                        are commonly controlled.''; and
            (3) in subparagraph (C)--
                    (A) in the heading--
                            (i) by inserting ``or rural'' after ``low-
                        income''; and
                            (ii) by inserting ``, critical technology 
                        areas, or small manufacturers'' after 
                        ``geographic areas'';
                    (B) in clause (i)--
                            (i) by striking ``(i) In calculating'' and 
                        inserting the following:
                            ``(i) In general.--Except as provided in 
                        clause (iii), in calculating'';
                            (ii) by inserting ``or companies'' after 
                        ``of a company'';
                            (iii) by striking ``subparagraph (A)'' and 
                        inserting ``subparagraphs (A) and (B)'';
                            (iv) by striking ``equity''; and
                            (v) by striking ``the company in a smaller 
                        enterprise'' and all that follows and inserting 
                        the following: ``the company or companies in--
                                    ``(I) a small business concern 
                                located in a low-income geographic area 
                                (as defined in section 351 of this 
                                title) or in a rural area (as defined 
                                in section 343(a) of the Agricultural 
                                Act of 1961 (7 U.S.C. 1991(a)));
                                    ``(II) a small business concern 
                                operating primarily in a covered 
                                technology category (as defined in 
                                section 149(f) of title 10, United 
                                States Code); or
                                    ``(III) a small manufacturer (as 
                                defined in section 501(e)(6) of this 
                                Act).'';
                    (C) by amending clause (ii) to read as follows:
                            ``(ii) Limitation.--While maintaining the 
                        limitation of subparagraph (A)(i) and 
                        consistent with a leverage determination ratio 
                        issued pursuant to section 301(c), the 
                        aggregate amount excluded for a company or 
                        companies under clause (i) from the calculation 
                        of the outstanding leverage such company or 
                        companies for the purposes of subparagraphs (A) 
                        and (B) may not exceed the lesser of 50 percent 
                        of the private capital of such company or 
                        companies or $125,000,000''; and
                    (D) by amending clause (iii) to read as follows:
                            ``(iii) Prospective applicability.--An 
                        investment by a licensee is eligible for 
                        exclusion from the calculation of outstanding 
                        leverage under clause (i) only if such 
                        investment is made by such licensee after the 
                        date of enactment of this clause.''.
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