[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 8903 Introduced in House (IH)]

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119th CONGRESS
  2d Session
                                H. R. 8903

To require the Secretary of Housing and Urban Development to establish 
          a renter outreach resource, and for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                              May 19, 2026

 Ms. Pressley introduced the following bill; which was referred to the 
                    Committee on Financial Services

_______________________________________________________________________

                                 A BILL


 
To require the Secretary of Housing and Urban Development to establish 
          a renter outreach resource, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Renter Resource Center Act''.

SEC. 2. RENTER OUTREACH RESOURCE ESTABLISHED.

    (a) In General.--The Secretary of Housing and Urban Development 
shall, not later than 180 days after the date of the enactment of this 
Act, establish a renter outreach resource that consists of a toll-free 
telephone number and a public website designed to assist renters of 
residential properties owned by a covered large institutional investor 
in--
            (1) notifying Federal agencies about disputes relating to 
        the rental of such properties, including--
                    (A) disputes about potential violations of Federal 
                law;
                    (B) disputes about potential violations of State 
                law; and
                    (C) other disputed renter matters;
            (2) sharing information about such disputes with other 
        Federal agencies, including other Federal agencies that manage 
        similar disputes;
            (3) monitoring such disputes; and
            (4) resolving such disputes, to the extent practicable.
    (b) Response to Outreach.--
            (1) In general.--The Secretary shall establish reasonable 
        procedures to--
                    (A) promptly respond, in writing where appropriate, 
                to a renter who provides information to the Secretary 
                about a dispute using the renter outreach resource 
                established under subsection (a); and
                    (B) document such responses.
            (2) Contents.--Responses provided under paragraph (1) shall 
        include, where appropriate, information about--
                    (A) steps that have been taken by the Secretary or 
                another Federal agency in response to the information 
                about the dispute provided by the renter, including 
                determining the appropriate covered large institutional 
                investor involved as described in subsection (c);
                    (B) any responses received by the Secretary or 
                another Federal agency from the covered large 
                institutional investor related to such dispute; and
                    (C) any outcome of the dispute, to the extent 
                practicable.
    (c) Investigation of Potential Violations of Federal Law.--
            (1) In general.--The Secretary shall promptly process and 
        investigate any information relating to a dispute received 
        through the renter outreach resource established under 
        subsection (a) about a potential violation of Federal law that 
        is received from a renter of a residential property owned by a 
        covered large institutional investor through the renter 
        outreach resource established under subsection (a), including 
        by sharing information about such potential violation of 
        Federal law with any relevant Federal agencies, as the 
        Secretary may determine appropriate, and by determining the 
        appropriate covered large institutional investor involved as 
        needed.
            (2) Responses to requests for information.--A covered large 
        institutional investor may respond to any request for 
        information made pursuant to paragraph (1) and may include in 
        such response whether such covered large institutional investor 
        owns the property described in such request for information.
    (d) Information for Appropriate State Authority.--When the 
Secretary receives information about a potential violation of State law 
or about a dispute received through the renter outreach resource, from 
a renter of a residential property owned by a covered large 
institutional investor through the renter outreach resource established 
under subsection (a), the Secretary shall, at a minimum, provide the 
renter with contact information for the appropriate, State-specific, 
State authority authorized to process and investigate such information.
    (e) Notice About Renter Outreach Resource.--Each covered large 
institutional investor shall--
            (1) provide to each renter of a residential property owned 
        by such investor at the time such renter first occupies such 
        home and annually thereafter--
                    (A) written notice about the renter outreach 
                resource established under subsection (a); and
                    (B) the name, phone number, and email address of 
                the person or entity responsible for receiving and 
                addressing renter disputes for the covered large 
                institutional investor, and update the name, phone 
                number, and email address within 30 days if such 
                information changes prior to the subsequent time at 
                which such notice is required to be provided; and
            (2) prominently feature information about the renter 
        outreach resource established under subsection (a) on a public 
        website of such investor that is accessible by such renter.
    (f) Annual Report to the Congress.--
            (1) In general.--The Secretary shall, not later than March 
        31 of each year, submit to the Congress a public report which 
        analyzes and aggregates the information received or obtained 
        pursuant to this Act during the prior year that includes--
                    (A) information about the types and the number of 
                disputes received about potential violations of Federal 
                law;
                    (B) information about the types and the number of 
                disputes received about potential violations of State 
                law;
                    (C) information about the types and the number of 
                disputes received about other disputed renter matters;
                    (D) where practicable, information about the 
                resolution of such disputes; and
                    (E) information provided to the Secretary of 
                Housing and Urban Development under subsection (h).
            (2) Anonymization of data.--Any data included in a report 
        that is submitted under this paragraph shall be aggregated or 
        anonymized so as to protect any individual dispute or 
        personally identifiable information received through the renter 
        outreach resource.
    (g) Protection of Personal Information.--In complying with the 
requirements of this Act, the Secretary shall take such measures as the 
Secretary determines are necessary to provide for the protection of 
personally identifiable information received through the renter 
outreach resource in a manner that conforms with existing standards for 
protection of the confidentiality of personally identifiable 
information.
    (h) Annual Notification.--An owner of a residential property owned 
by a covered large institutional investor, as such term is defined in 
subsection (i) shall, beginning in calendar year 2026--
            (1) notify the Secretary each year, before December 31st 
        whether such owner remains a covered large institutional 
        investor as defined in subsection (i); and
            (2) in such notification, identify how many covered single-
        family homes such covered large institutional investor has 
        direct or indirect investment control of as of the date of the 
        submission of such notice, and the city and State where each 
        such covered single-family home is located, unless such covered 
        large institutional investor owns 10 or fewer covered single-
        family homes in such city.
    (i) Definitions.--In this section:
            (2) Covered large institutional investor.--
                    (A) In general.--The term ``covered large 
                institutional investor''--
                            (i) means an investment fund, corporation, 
                        general or limited partnership, limited 
                        liability company, joint venture, association, 
                        or other for-profit entity that is a legal 
                        entity structured in a manner that is not 
                        aforementioned that--
                                    (I) is engaged, in whole or in 
                                part, in the business of investing in, 
                                owning, renting, or holding covered 
                                single-family homes; and
                                    (II) alone or in concert with 1 or 
                                more other entities, beginning after 
                                the date of enactment of this Act, has 
                                direct or indirect investment control 
                                of not less than 350 covered single-
                                family homes in the aggregate, not 
                                including any covered single-family 
                                home purchased in an excepted purchase 
                                made after the date of enactment of 
                                this Act; and
                            (ii) does not include--
                                    (I) any local, State, Tribal, or 
                                Federal Government entity or 
                                instrumentality thereof;
                                    (II) a nonprofit organization 
                                described in section 501(c)(3) of the 
                                Internal Revenue Code of 1986 that is 
                                exempt from taxation under section 
                                501(a) of the Internal Revenue Code; or
                                    (III) a community land trust as 
                                such term is defined in section 104 of 
                                the Cranston-Gonzalez National 
                                Affordable Housing Act (42 U.S.C. 
                                12704), as amended by this Act.
                    (B) Investment control.--
                            (i) In general.--For purposes of this 
                        paragraph, an entity has direct or indirect 
                        investment control over a covered single-family 
                        home if the entity--
                                    (I) owns, or has primary authority 
                                or fiduciary responsibility to make 
                                material investment or management 
                                decisions relating to the covered 
                                single-family home;
                                    (II) is or directly or indirectly 
                                controls, the general partner or 
                                managing member of the entity that owns 
                                the covered single-family home;
                                    (III) is or controls the investment 
                                manager, management company, or 
                                investment advisor of the entity that 
                                owns the covered single-family home;
                                    (IV) owns or controls more than 25 
                                percent of any class of equity 
                                interests of the entity that owns the 
                                covered single-family home, unless such 
                                entity is a passive investor; or
                                    (V) otherwise controls the entity 
                                that owns the covered single-family 
                                home.
                            (ii) Passive investment.--For purposes of 
                        this paragraph, an entity shall be considered a 
                        passive investor if such entity does not 
                        satisfy subclauses (I), (II), and (III) of 
                        clause (i).
                    (C) Rule of construction.--
                            (i) In general.--Nothing in this Act shall 
                        be construed to establish that an entity has 
                        direct or indirect investment control over a 
                        covered single-family home solely by virtue 
                        of--
                                    (I) such entity's entry into, or 
                                performance under, a third-party 
                                contract for the property management of 
                                a covered single-family home, including 
                                tasks related to maintenance of the 
                                home and the selection of tenants, 
                                provided that such entity does not have 
                                direct or indirect investment control 
                                over such a covered single-family home; 
                                or
                                    (II) owning a fractional interest 
                                of a covered large institutional 
                                investor.
            (3) Covered single-family home.--The term ``covered single-
        family home''--
                    (A) means a property that contains 2 or fewer 
                dwelling units that are each intended for residential 
                occupancy by a single household; and
                    (B) does not include--
                            (i) a manufactured home, as defined in 
                        section 603 of the National Manufactured 
                        Housing Construction and Safety Standards Act 
                        of 1974 (42 U.S.C. 5402);
                            (ii) a property that, when occupied, has 
                        always been occupied by a renter;
                            (iii) a property that, when occupied, is 
                        rented to a member of a regular component of 
                        the Armed Forces or a member of the National 
                        Guard on full-time National Guard duty, active 
                        Guard and Reserve duty, or inactive-duty 
                        training (as those terms are defined in section 
                        101 of title 10, United States Code) who has 
                        received--
                                    (I) temporary duty orders to deploy 
                                with a military unit or military orders 
                                to deploy as an individual acting in 
                                support of a military operation for a 
                                period of not less than 90 days; or
                                    (II) orders for a permanent change 
                                of station;
                            (iv) a property owned by its owner for less 
                        than 365 days, other than a covered single-
                        family home purchased pursuant to paragraph 
                        (4)(F);
                            (v) a property that is made up of multiple 
                        rental homes or units constructed on a single 
                        parcel of property that cannot legally be sold 
                        as individual homes or units without further 
                        subdividing the property;
                            (vi) a property that is actively under a 
                        first-look period for owner-occupants or HUD-
                        approved affordable housing nonprofits for a 
                        period of not less than 30 days; or
                            (vii) a property that is designed and 
                        intended to be occupied or leased by the 
                        bedroom or in which individual bedrooms are 
                        intended for occupancy by separate, unrelated 
                        persons under separate lease or occupancy 
                        agreements.
            (4) Excepted purchase.--The term ``excepted purchase'' 
        means any purchase of a covered single-family home that is--
                    (A) or will be newly constructed, renovated for 
                sale, or a rental conversion for sale by an owner and 
                not as a residence rented pending sale;
                    (B) pursuant to a build-to-rent program where an 
                owner purchases, constructs, or constructs and retains 
                a newly constructed covered single-family home to be 
                managed as a rental property, whether as part of a 
                community made up exclusively of renter-occupied 
                single-family homes or as part of a community made up 
                of single-family homes that are both owner- and renter-
                occupied;
                    (C) pursuant to a renovate-to-rent program that 
                substantially rehabilitates a covered single-family 
                home that does not meet--
                            (i) structural or core system elements of 
                        local building codes; or
                            (ii) minimum property standards required 
                        for conventional mortgage financing;
                    (D) pursuant to a home-ownership program that--
                            (i) requires rental payments and any other 
                        fees that are not greater than those collected 
                        by the covered large institutional investor on 
                        other similarly situated covered single-family 
                        homes not covered by the eligible home-
                        ownership program;
                            (ii) provides for positive reporting of 
                        rental payments to consumer reporting agencies 
                        for any renter, who shall be informed of and 
                        opts into such reporting;
                            (iii) provides for a right of first refusal 
                        and a 60-day first-look period for the current 
                        renter in instances where the covered single-
                        family home is offered for sale to another 
                        owner; and
                            (iv) requires contribution of meaningful 
                        financial support from the covered large 
                        institutional investor, including price 
                        concessions, for the purchase of a covered 
                        single-family home by the renter, whether for 
                        the home the renter is occupying or another 
                        home;
                    (E) in connection with the satisfaction of debts 
                previously contracted in good faith and where the owner 
                has the right to repossess the covered single-family 
                home under such contract;
                    (F) undertaken by a mortgage servicer, lender, or 
                other entity that has a legal right to purchase or 
                otherwise acquire a covered single-family home, for the 
                purpose of loss mitigation or compliance with servicing 
                or investor obligations, and not as a long-term 
                investment strategy, and is solely as a result of--
                            (i) a foreclosure;
                            (ii) a deed in lieu of foreclosure;
                            (iii) enforcement of a mortgage, deed of 
                        trust, or other security interest; or
                            (iv) operation of law following borrower 
                        default,
                provided that for federally backed mortgage loans as 
                defined in section 4022(a) of the CARES Act (15 U.S.C. 
                9056(a)), including such loans that are sold to a third 
                party, when the foreclosed property purchased under 
                this provision is offered for sale, the mortgage 
                servicer, lender, or other entity provides a 30-day 
                first-look period to an owner-occupant or to an 
                affordable housing nonprofit approved by the relevant 
                Federal agency;
                    (G) purchased from a covered large institutional 
                investor that either owned the covered single-family 
                home on the date of enactment of this Act or purchased 
                the covered single-family home through an exempted 
                purchase;
                    (H) intended and operated for occupancy as part of 
                a community for households with 1 or more members aged 
                55 years or older, and to the extent required by law, 
                satisfies visitability standards established by the 
                Secretary of Housing and Urban Development;
                    (I) intended to and will be after the purchase 
                operated as a facility--
                            (i) used to provide residential care to 
                        individuals with disabilities (as such term is 
                        defined in section 3 of the Americans with 
                        Disabilities Act of 1990 (42 U.S.C. 12102)) or 
                        developmental disabilities (as such term is 
                        defined in section 102 of the Developmental 
                        Disabilities Assistance and Bill of Rights Act 
                        of 2000 (42 U.S.C. 15002)); and
                            (ii) that connects such individuals with 
                        community-based services that are approved by 
                        Medicaid or Medicare;
                    (J) acquired as a part of a community of 5 or more 
                contiguous rental units;
                    (K) planned, permitted, financed, and constructed 
                as a part of a single unified rental community on a 
                single platted parcel, where a owner or an affiliate 
                thereof owns or controls the land and manages the 
                community as a single rental facility, and the 
                individual structures within the community are not 
                offered or intended for individual sale to separate 
                purchasers;
                    (L) purchased with support from any program 
                described in section 42 of the Internal Revenue Code of 
                1986, or any other affordable housing program in which 
                the rent of supported units is restricted; or
                    (M) executed through a combination or series of 
                purchases described in subparagraphs (A) through (L).
            (5) First-look period.--The term ``first-look period'' 
        means the specified period of time commencing on the first day 
        on which a property is made available for sale during which it 
        is exclusively made available for purchase only to the entities 
        specified.
            (6) Purchase.--The term ``purchase'' includes any purchase, 
        transfer, or other acquisition of a covered single-family home, 
        including through mergers, acquisitions, foreclosures, or bulk 
        purchases, whether or not for cash consideration.
            (7) Secretary.--The term ``Secretary'' means the Secretary 
        of Housing and Urban Development.
            (8) State.--The term ``State'' means each of the 50 several 
        States of the United States, the District of Columbia, or the 
        Commonwealth of Puerto Rico.
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