[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 7128 Engrossed in House (EH)]

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119th CONGRESS
  2d Session
                                H. R. 7128

_______________________________________________________________________

                                 AN ACT


 
To extend the Terrorism Risk Insurance Program, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``TRIA Program Reauthorization Act of 
2026''.

SEC. 2. EXTENSION.

    Section 108(a) of the Terrorism Risk Insurance Act of 2002 (15 
U.S.C. 6701 note) is amended by striking ``2027'' and inserting 
``2034''.

SEC. 3. IMPROVEMENTS TO CERTIFICATION PROCESS.

    Section 102(1) of the Terrorism Risk Insurance Act of 2002 (15 
U.S.C. 6701 note) is amended--
            (1) in subparagraph (B)--
                    (A) in clause (i), by striking ``or'' at the end;
                    (B) in clause (ii), by striking ``exceed 
                $5,000,000.'' and inserting: ``exceed--
                                    ``(I) with respect to an act that 
                                occurred in a year before 2029, 
                                $5,000,000; and
                                    ``(II) with respect to an act that 
                                occurred in 2029, or any year 
                                thereafter, $10,000,000; or''; and
                    (C) by adding at the end the following:
                            ``(iii) the Secretary did not issue to the 
                        public a final determination to certify such 
                        act as an act of terrorism before the 
                        expiration of the applicable period described 
                        in subparagraph (D)(ii).''; and
            (2) by striking subparagraph (D) and inserting the 
        following:
                    ``(D) Review and determinations.--
                            ``(i) Notice of review.--
                                    ``(I) In general.--The Secretary 
                                shall, not later than 30 days after 
                                beginning the process of determining 
                                whether to certify an act as an act of 
                                terrorism, publish a notice in the 
                                Federal Register that informs the 
                                public that the Secretary is in the 
                                process of determining whether to 
                                certify the act as an act of terrorism.
                                    ``(II) Additional notice 
                                permitted.--The Secretary may, as the 
                                Secretary determines appropriate, 
                                notify the public, through publication 
                                in the Federal Register, or otherwise, 
                                that an act is not being evaluated by 
                                the Secretary to determine whether it 
                                should be certified as an act of 
                                terrorism.
                            ``(ii) Period of review.--
                                    ``(I) In general.--Except as 
                                described in subclause (II), the 
                                Secretary shall conclude any process of 
                                determining whether to certify an act 
                                as an act of terrorism not later than 
                                90 days after publishing a notice in 
                                the Federal Register under clause 
                                (i)(I).
                                    ``(II) Exception.--If, during the 
                                90-day period following the publication 
                                of a notice in the Federal Register 
                                under clause (i)(I), the Secretary 
                                determines there is insufficient 
                                information available at that time to 
                                determine if an act is eligible for 
                                certification as an act of terrorism, 
                                the Secretary may, before the end of 
                                such 90-day period, extend the process 
                                of determining whether to certify an 
                                act as an act of terrorism for a period 
                                not to exceed 365 days following the 
                                date on which the damage attributable 
                                to such act occurred, as determined by 
                                the Secretary, and shall notify the 
                                public of any such extension.
                            ``(iii) Issuance of final determination.--
                        If the Secretary decides to certify an act as 
                        an act of terrorism, the Secretary shall, 
                        before the expiration of the period applicable 
                        under clause (ii), issue to the public a final 
                        determination that certifies such act as an act 
                        of terrorism and such determination shall be 
                        irrevocable.
                            ``(iv) Rule of construction.--Nothing in 
                        this subparagraph may be construed to require 
                        to the Secretary to issue a final determination 
                        under clause (iii) about any act that the 
                        Secretary does not certify as an act of 
                        terrorism.''.

SEC. 4. REPORTING.

    Section 104(h)(2) of the Terrorism Risk Insurance Act of 2002 (15 
U.S.C. 6701 note) is amended--
            (1) by redesignating subparagraphs (B), (C), (D), (E), and 
        (F) as subparagraphs (C), (D), (E), (F), and (G), respectively; 
        and
            (2) by inserting after subparagraph (A) the following:
                    ``(B) a list of each act with respect to which the 
                Secretary published a notice in the Federal Register 
                under section 102(1)(D)(i) during the preceding 
                calendar year, that includes--
                            ``(i) any final determination issued by the 
                        Secretary under section 102(1)(D)(iii) with 
                        respect to such act; or
                            ``(ii) a concise explanation of why the 
                        Secretary did not issue a final determination 
                        under section 102(1)(D)(iii) with respect to 
                        such act;''.

SEC. 5. TECHNICAL AMENDMENTS.

    (a) In General.--Section 103(e)(7)(E)(i) of the Terrorism Risk 
Insurance Act of 2002 (15 U.S.C. 6701 note) is amended--
            (1) in subclause (I)--
                    (A) by striking ``2022'' and inserting ``2029''; 
                and
                    (B) by striking ``2024'' and inserting ``2031'';
            (2) in subclause (II)--
                    (A) by striking ``2023'' and inserting ``2030'';
                    (B) by striking ``2029'' and inserting ``2036''; 
                and
                    (C) by striking ``2024'' and inserting ``2031''; 
                and
            (3) in subclause (III)--
                    (A) by striking ``2029'' and inserting ``2036''; 
                and
                    (B) by striking ``2024'' and inserting ``2031''.
    (b) Technical Corrections.--
            (1) Terrorism risk insurance act .--The Terrorism Risk 
        Insurance Act of 2002 (15 U.S.C. 6701 note) is amended by 
        striking ``Terrorism Insurance Program'' each place it appears 
        in text or headings and inserting ``Terrorism Risk Insurance 
        Program''.
            (2) Federal insurance office.--Section 313(c)(1)(D) of 
        title 31, United States Code, is amended by striking 
        ``Terrorism Insurance Program'' and inserting ``Terrorism Risk 
        Insurance Program''.

            Passed the House of Representatives June 29, 2026.

            Attest:

                                                                 Clerk.
119th CONGRESS

  2d Session

                               H. R. 7128

_______________________________________________________________________

                                 AN ACT

To extend the Terrorism Risk Insurance Program, and for other purposes.