119th CONGRESS
1st Session
H. R. 6720


To amend the Farm Credit Act of 1971 to modify rural housing financing under that Act.


IN THE HOUSE OF REPRESENTATIVES

December 15, 2025

Ms. McDonald Rivet (for herself, Mr. Huizenga, and Mr. Riley of New York) introduced the following bill; which was referred to the Committee on Agriculture


A BILL

To amend the Farm Credit Act of 1971 to modify rural housing financing under that Act.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “Fostering the Availability in Rural Markets of Home Loans Act of 2025” or the “FARM Home Loans Act of 2025”.

SEC. 2. Rural housing financing.

Section 1.11(b) of the Farm Credit Act of 1971 (12 U.S.C. 2019(b)) is amended—

(1) in paragraph (2), by striking “appurtenances” and inserting “appurtenances, including accessory dwelling units,”; and

(2) in paragraph (3), by striking “2,500” and inserting “10,000”.