116 HR 5877 RH: Combatting Money Laundering in Cyber Crime Act of 2025 U.S. House of Representatives 2026-04-15 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.

IBUnion Calendar No. 530119th CONGRESS2d SessionH. R. 5877[Report No. 119–612, Part I]IN THE HOUSE OF REPRESENTATIVESOctober 31, 2025Mr. Fitzgerald (for himself, Ms. Pettersen, Mr. Nunn of Iowa, and Mr. Sherman) introduced the following bill; which was referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concernedApril 15, 2026Reported from the Committee on Financial Services with an amendmentStrike out all after the enacting clause and insert the part printed in italicApril 15, 2026Committee on the Judiciary discharged; committed to the Committee of the Whole House on the State of the Union and ordered to be printedFor text of introduced bill, see copy of bill as introduced on October 31, 2025A BILLTo strengthen the authority of the United States Secret Service to investigate various crimes related to digital asset transactions and to counter transnational cyber criminal activity, including unlicensed money transmitting businesses, structured transactions, and fraud against financial institutions, and for other purposes.

1.

Short title

This Act may be cited as the Combatting Money Laundering in Cyber Crime Act of 2025.

2.

Expansion of United States Secret Service investigative authorities

Section 3056(b) of title 18, United States Code, is amended—(1)in paragraph (1), by striking 871, or 879 and inserting 871, 879, or 1960; and(2)in paragraph (3)—(A)by inserting money laundering, structured transactions, after documents or devices,;(B)by striking federally insured; and(C)by inserting , as defined in section 5312 of title 31 after institution.

3.

FinCEN exchange

Section 310(d)(3)(A) of title 31, United States Code, is amended, in the matter preceding clause (i), by striking 5 years and inserting 10 years.

4.

International financial institutions

Section 7125(b) of the Otto Warmbier North Korea Nuclear Sanctions and Enforcement Act of 2019 (22 U.S.C. 262p–13 note) is amended by striking 6 and inserting 10.

5.

Report

(a)

In general

Not later than 1 year after the date of enactment of this Act, the Government Accountability Office shall conduct a study and submit to the Committee on Financial Services of the House of Representatives and the Committee on Banking, Housing, and Urban Affairs of the Senate a report on the implementation of section 6102 of the Anti-Money Laundering Act of 2020 (title LXI of division F of the William M. (Mac) Thornberry National Defense Authorization Act for Fiscal Year 2021 (Public Law 116–283; 134 Stat. 4552)).(b)

Focus

In conducting the study under subsection (a), the Government Accountability Office shall focus on evaluating the ability of law enforcement to identify and deter money laundering in cyber crimes.

April 15, 2026Reported from the Committee on Financial Services with an amendmentApril 15, 2026Committee on the Judiciary discharged; committed to the Committee of the Whole House on the State of the Union and ordered to be printed