119th CONGRESS
1st Session
H. R. 4789


To amend the Federal Reserve Act to strike a provision relating to earnings on balances, and for other purposes.


IN THE HOUSE OF REPRESENTATIVES

July 29, 2025

Mr. Davidson introduced the following bill; which was referred to the Committee on Financial Services


A BILL

To amend the Federal Reserve Act to strike a provision relating to earnings on balances, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “Fiscal Accountability for Interest on Reserves Act” or the “FAIR Act”.

SEC. 2. Earnings on balances.

(a) In general.—Section 19(b) of the Federal Reserve Act (12 U.S.C. 461(b)) is amended by striking paragraph (12).

(b) Effective date.—The amendment made by subsection (a) shall take effect on the date that is 180 days after the date of enactment of this Act.