To amend the Small Business Act for microloan eligibility for the Commonwealth of the Northern Mariana Islands, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

SEC. 2. Inclusion of the Commonwealth of the Northern Mariana Islands in the microloan program.

(a) In general.—Section 7(m)(7)(B) of the Small Business Act (15 U.S.C. 636(m)(7)(B)) is amended—

(1) by inserting “, the Commonwealth of the Northern Mariana Islands” after “Guam” each place it appears; and

(2) in clause (i)(I)(bb), by striking “¹⁄55 ” and inserting “¹⁄56 ”.

(b) Technical amendment.—Section 7(m)(11)(C)(ii) of the Small Business Act (15 U.S.C. 636(m)(11)(C)(ii)) is amended by striking “rural” and all that follows through the end of the clause and inserting “rural; and”.

Passed the House of Representatives January 20, 2026.

Clerk.