119 HR 10328 IH: Badge-to-Business Act U.S. House of Representatives 2026-09-10 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.

I119th CONGRESS2d SessionH. R. 10328IN THE HOUSE OF REPRESENTATIVESSeptember 10, 2026Mr. Bresnahan (for himself, Mr. Patronis, Mr. Meuser, and Ms. King-Hinds) introduced the following bill; which was referred to the Committee on Small BusinessA BILLTo amend the Small Business Act to provide no-collateral express loans for qualified career law enforcement officers, and for other purposes.

1.

Short title

This Act may be cited as the Badge-to-Business Act.

2.

Express loans for qualified career law enforcement officers

Section 7(a)(31) of the Small Business Act (15 U.S.C. 636(a)(31)) is amended by adding at the end the following new subparagraph:(I)

Qualified career law enforcement officers

(i)

In general

Except as provided in clause (ii), the Administrator may not collect a guarantee fee described in paragraph (18) in connection with a loan made under this paragraph to a qualified career law enforcement officer on or after January 1, 2027.(ii)

Exception

The Administrator may waive the requirements of clause (i) if the cost to the Administration of making such loans is greater than zero for a fiscal year, and such cost is directly attributable to the cost of guaranteeing such loans.(iii)

Qualified career law enforcement officer defined

In this subparagraph, the term qualified career law enforcement officer means an individual who, at the time of application for an express loan, has completed not less than 10 years of service as a career law enforcement officer (as defined in section 1709 of the Omnibus Crime Control and Safe Streets Act of 1968 (34 U.S.C. 10389)) and—(I)if currently employed as a career law enforcement officer, is not the subject of a pending criminal investigation or administrative proceeding involving alleged misconduct relating to the individual’s official duties; or(II)if separated from service, was not, at the time of such separation, the subject of a pending criminal investigation or administrative proceeding involving alleged misconduct relating to the individual’s official duties..