[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 10328 Introduced in House (IH)]

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119th CONGRESS
  2d Session
                               H. R. 10328

To amend the Small Business Act to provide no-collateral express loans 
 for qualified career law enforcement officers, and for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                           September 10, 2026

  Mr. Bresnahan (for himself, Mr. Patronis, Mr. Meuser, and Ms. King-
    Hinds) introduced the following bill; which was referred to the 
                      Committee on Small Business

_______________________________________________________________________

                                 A BILL


 
To amend the Small Business Act to provide no-collateral express loans 
 for qualified career law enforcement officers, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Badge-to-Business Act''.

SEC. 2. EXPRESS LOANS FOR QUALIFIED CAREER LAW ENFORCEMENT OFFICERS.

    Section 7(a)(31) of the Small Business Act (15 U.S.C. 636(a)(31)) 
is amended by adding at the end the following new subparagraph:
                    ``(I) Qualified career law enforcement officers.--
                            ``(i) In general.--Except as provided in 
                        clause (ii), the Administrator may not collect 
                        a guarantee fee described in paragraph (18) in 
                        connection with a loan made under this 
                        paragraph to a qualified career law enforcement 
                        officer on or after January 1, 2027.
                            ``(ii) Exception.--The Administrator may 
                        waive the requirements of clause (i) if the 
                        cost to the Administration of making such loans 
                        is greater than zero for a fiscal year, and 
                        such cost is directly attributable to the cost 
                        of guaranteeing such loans.
                            ``(iii) Qualified career law enforcement 
                        officer defined.--In this subparagraph, the 
                        term `qualified career law enforcement officer' 
                        means an individual who, at the time of 
                        application for an express loan, has completed 
                        not less than 10 years of service as a career 
                        law enforcement officer (as defined in section 
                        1709 of the Omnibus Crime Control and Safe 
                        Streets Act of 1968 (34 U.S.C. 10389)) and--
                                    ``(I) if currently employed as a 
                                career law enforcement officer, is not 
                                the subject of a pending criminal 
                                investigation or administrative 
                                proceeding involving alleged misconduct 
                                relating to the individual's official 
                                duties; or
                                    ``(II) if separated from service, 
                                was not, at the time of such 
                                separation, the subject of a pending 
                                criminal investigation or 
                                administrative proceeding involving 
                                alleged misconduct relating to the 
                                individual's official duties.''.
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