[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 10298 Introduced in House (IH)]

<DOC>






119th CONGRESS
  2d Session
                               H. R. 10298

  To amend the Higher Education Act of 1965 to allow certain payments 
    made by public service employees to qualify for public service 
                   repayment, and for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                           September 4, 2026

 Mr. Foster (for himself, Mr. Fitzpatrick, Ms. Adams, Mr. Bishop, Mr. 
 Carson, Ms. Clarke of New York, Ms. Craig, Mr. Figures, Mr. Garcia of 
  Illinois, and Ms. Norton) introduced the following bill; which was 
          referred to the Committee on Education and Workforce

_______________________________________________________________________

                                 A BILL


 
  To amend the Higher Education Act of 1965 to allow certain payments 
    made by public service employees to qualify for public service 
                   repayment, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Public Service Loan Forgiveness 
Inclusion Act of 2026''.

SEC. 2. QUALIFYING PAYMENTS.

    (a) In General.--Section 455(m)(1)(A) of the Higher Education Act 
of 1965 (20 U.S.C. 1087e(m)(1)(A)) is amended--
            (1) by amending clause (iii) to read as follows:
                            ``(iii) monthly payments under a repayment 
                        plan under subsection (d)(1) or (g)--
                                    ``(I) with respect to the first 60 
                                monthly payments, without regard to the 
                                amount of such payment; and
                                    ``(II) with respect to each 
                                subsequent monthly payment, of not less 
                                than the monthly amount calculated 
                                under subsection (d)(1)(A), based on a 
                                10-year repayment period;'';
            (2) in clause (iv), by striking ``or'' at the end;
            (3) in clause (v), by striking ``and'' at the end and 
        inserting ``or''; and
            (4) by adding at the end the following:
                            ``(vi) monthly payments under the standard 
                        repayment plan under subsection (d)(7)(A)(i); 
                        and''.
    (b) Suspended Payments.--Section 455(m)(3) of the Higher Education 
Act of 1965 (20 U.S.C. 1087e(m)(3)) is amended by adding at the end the 
following:
                    ``(C) Monthly payment.--The term `monthly payment' 
                includes a payment described in clauses (i) through 
                (vi) of paragraph (1)(A) that would have been made by a 
                borrower for a month during any period in which--
                            ``(i) repayment is suspended by reason of 
                        administrative forbearance; and
                            ``(ii) the borrower is employed in a public 
                        service job.''.
    (c) Notification to Borrowers; Applicability.--
            (1) Notification.--Not later than 180 days after the date 
        of the enactment of this Act, the Secretary of Education 
        shall--
                    (A) inform each borrower of a loan made under part 
                D of title IV of the Higher Education Act of 1965 (20 
                U.S.C. 1087a et seq.) of--
                            (i) subclause (I) of section 
                        455(m)(1)(A)(iii) of the Higher Education Act 
                        of 1965 (20 U.S.C. 1087e(m)(1)(A)(iii)), as 
                        added by this Act;
                            (ii) subparagraph (C) of section 455(m)(3) 
                        of the Higher Education Act of 1965 (20 U.S.C. 
                        1087e(m)(3)), as added by this Act; and
                            (iii) the effect of such subclause and such 
                        subparagraph on loan cancellation under section 
                        455(m) (20 U.S.C. 1087e(m)); and
                    (B) provide information to such borrowers on how to 
                change repayment plans.
            (2) Applicability.--The amendment made by subsection (a) 
        with respect to payment amounts of the first 60 monthly 
        payments under section 455(m) of the Higher Education Act of 
        1965 (20 U.S.C. 1087e(m)) shall apply to borrowers who, on or 
        after the date of the enactment of this section, have made 
        fewer than 120 monthly payments pursuant to such section.
                                 <all>