[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 10020 Introduced in House (IH)]

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119th CONGRESS
  2d Session
                               H. R. 10020

To amend title XVIII of the Social Security Act to establish a Medicare 
               home care benefit, and for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                             August 3, 2026

 Mrs. Dingell introduced the following bill; which was referred to the 
 Committee on Energy and Commerce, and in addition to the Committee on 
   Ways and Means, for a period to be subsequently determined by the 
  Speaker, in each case for consideration of such provisions as fall 
           within the jurisdiction of the committee concerned

_______________________________________________________________________

                                 A BILL


 
To amend title XVIII of the Social Security Act to establish a Medicare 
               home care benefit, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Medicare at Home Act''.

SEC. 2. FINDINGS.

    Congress finds the following:
            (1) More than 10,000,000 Medicare beneficiaries need 
        assistance with one or more activities of daily living, and 
        current Medicare law does not cover long-term, personal care in 
        the home.
            (2) The absence of a home care benefit forces beneficiaries 
        and families to pay out of pocket, spend down into Medicaid, or 
        forgo needed care, often at greater cost to the health care 
        system through avoidable hospitalizations and 
        institutionalization. Paying out of pocket for home care costs 
        more than $60,000 annually.
            (3) The vast majority of people want to live and age with 
        dignity in their homes when they need care, including 94 
        percent of older adults, 90 percent of people with 
        disabilities, and 89 percent of adults overall.
            (4) Americans overwhelmingly and strongly believe Medicare 
        should cover home care services, with 93 percent of adults 
        agreeing. The majority of current Medicare beneficiaries either 
        believe it already does or do not know if it does or not.
            (5) A modest, capped home care benefit under Medicare would 
        allow older adults and people with disabilities to remain 
        safely in their homes and communities. It would also take the 
        pressure off of unpaid family caregivers who now provide over 
        $1,000,000,000,000 in unpaid care to the economy filling in 
        gaps in the systems.

SEC. 3. ESTABLISHMENT OF MEDICARE HOME CARE BENEFIT.

    (a) In General.--Section 1861 of the Social Security Act (42 U.S.C. 
1395x) is amended by adding at the end the following new subsection:
    ``(ooo) Home Care Services.--
            ``(1) In general.--The term `home care services' means the 
        following services furnished to an individual in the 
        individual's home by a home care worker under a plan 
        established under paragraph (3):
                    ``(A) Assistance with activities of daily living, 
                including bathing, dressing, toileting, transferring, 
                and eating.
                    ``(B) Assistance with instrumental activities of 
                daily living, including meal preparation, medication 
                reminders, and light housekeeping directly related to 
                the health and safety of the individual.
            ``(2) Limitations.--Home care services furnished under this 
        subsection--
                    ``(A) shall not exceed 20 hours per week per 
                individual; and
                    ``(B) do not include, and are separate from, home 
                health services described in subsection (m).
            ``(3) Plan of care.--Home care services shall be furnished 
        pursuant to a plan of care established and periodically 
        reviewed by a physician (or other practitioner authorized under 
        this title to establish a plan of care), which shall certify 
        that the individual requires assistance with not fewer than 2 
        activities of daily living, 2 instrumental activities of daily 
        living, or 1 activity of daily living and 1 instrumental 
        activity of daily living described in paragraph (1)(A).''.
    (b) Coverage Under Part B.--Section 1832(a)(2) of the Social 
Security Act (42 U.S.C. 1395k(a)(2)) is amended--
            (1) in subparagraph (I), by striking ``and'' at the end;
            (2) in subparagraph (J), by striking the period at the end 
        and inserting ``; and''; and
            (3) by adding at the end the following new subparagraph:
                    ``(K) home care services (as defined in section 
                1861(ooo)).''.
    (c) Payment.--Section 1833 of the Social Security Act (42 U.S.C. 
1395l) is amended by adding at the end the following new subsection:
    ``(ee) Payment for Home Care Services.--The Secretary shall 
establish a payment methodology for home care services (as defined in 
section 1861(ooo)) furnished by agencies or individuals enrolled under 
this title, which shall reflect a reasonable wage floor for home care 
workers furnishing such services.''.

SEC. 4. ELIGIBILITY.

    An individual is eligible for home care services under this Act if 
the individual--
            (1) is entitled to benefits under part A, or enrolled under 
        part B, of title XVIII of the Social Security Act (42 U.S.C. 
        1395 et seq.);
            (2) has been certified, in accordance with section 
        1861(ooo)(3) of such Act (as added by section 3), as requiring 
        assistance with not fewer than 2 activities of daily living, 2 
        instrumental activities of daily living, or 1 activity of daily 
        living and 1 instrumental activity of daily living; and
            (3) is not, at the time Medicare home care services are 
        furnished, receiving long-term services and supports through a 
        State plan (or waiver of such plan) under title XIX of the 
        Social Security Act (42 U.S.C. 1396 et seq.) that duplicate the 
        services described in section 1861(ooo).

SEC. 5. BENEFIT AMOUNT.

    Home care services furnished under this Act may not exceed 20 hours 
per week per eligible individual, as set forth in section 
1861(ooo)(2)(A) of the Social Security Act (as added by section 3).

SEC. 6. FINANCING.

    (a) Part B Premium.--The Secretary shall adjust the monthly premium 
under section 1839 of the Social Security Act (42 U.S.C. 1395r) to 
reflect the additional actuarial cost of the benefit established under 
this Act, subject to the standard subsidy schedule under such section.
    (b) Actuarial Report.--Not later than 180 days after the date of 
enactment of this Act, the Chief Actuary of the Centers for Medicare & 
Medicaid Services shall submit to Congress an estimate of the per-
beneficiary premium impact of the benefit established under this Act.

SEC. 7. ADMINISTRATION.

    (a) Regulations.--Not later than 1 year after the date of enactment 
of this Act, the Secretary of Health and Human Services shall 
promulgate regulations necessary to carry out this Act and the 
amendments made by this Act, including standards for home care worker 
qualifications and agency enrollment.
    (b) Effective Date.--The amendments made by this Act shall apply to 
home care services furnished on or after the first day of the first 
plan year beginning more than 2 years after the date of enactment of 
this Act.
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