118 S2592 IS: Name Accuracy in Credit Reporting Act U.S. Senate 2023-07-27 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.

II118th CONGRESS1st SessionS. 2592IN THE SENATE OF THE UNITED STATESJuly 27, 2023Mr. Fetterman (for himself, Ms. Smith, Ms. Baldwin, Ms. Hirono, Mr. Markey, Mr. Merkley, Mrs. Murray, Mr. Schatz, and Mr. Sanders) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban AffairsA BILLTo amend the Fair Credit Reporting Act to require nationwide consumer reporting agencies, upon request, to use the current legal name of a consumer on consumer reports, and for other purposes.

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Short title

This Act may be cited as the Name Accuracy in Credit Reporting Act.

2.

Requirement to use the current legal name of the consumer on consumer reports

Section 605(a) of the Fair Credit Reporting Act (15 U.S.C. 1681c(a)) is amended by adding at the end the following:(9)With respect to a consumer reporting agency described in section 603(p), any prior name of the consumer about whom the report relates, other than the current legal name of the consumer, after receiving a request from the consumer to use only the current legal name of the consumer on all consumer reports..