[Congressional Bills 118th Congress]
[From the U.S. Government Publishing Office]
[S. 2110 Introduced in Senate (IS)]

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118th CONGRESS
  1st Session
                                S. 2110

 To allow National Flood Insurance Program policyholders who leave the 
 program to purchase a private insurance flood policy to return to the 
    National Flood Insurance Program without penalty, and for other 
                               purposes.


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                   IN THE SENATE OF THE UNITED STATES

                             June 22, 2023

  Mr. Scott of Florida introduced the following bill; which was read 
  twice and referred to the Committee on Banking, Housing, and Urban 
                                Affairs

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                                 A BILL


 
 To allow National Flood Insurance Program policyholders who leave the 
 program to purchase a private insurance flood policy to return to the 
    National Flood Insurance Program without penalty, and for other 
                               purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Flood Insurance Consumer Choice Act 
of 2023''.

SEC. 2. EFFECT OF PRIVATE FLOOD INSURANCE COVERAGE ON CONTINUOUS 
              COVERAGE REQUIREMENTS.

    Section 1308 of the National Flood Insurance Act of 1968 (42 U.S.C. 
4015) is amended by adding at the end the following:
    ``(n) Effect of Private Flood Insurance Coverage on Continuous 
Coverage Requirements.--For purposes of applying any statutory, 
regulatory, or administrative continuous coverage requirement, 
including under section 1307(g)(1), the Administrator shall consider 
any period during which a property was continuously covered by a flood 
insurance policy through the private market that was used to satisfy 
the requirements under section 102(a) of the Flood Disaster Protection 
Act of 1973 (42 U.S.C. 4012a(a)) to be a period of continuous 
coverage.''.
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