[Congressional Bills 118th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6390 Introduced in House (IH)]

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118th CONGRESS
  1st Session
                                H. R. 6390

 To amend the Consumer Credit Protection Act to permit the refusal of 
 credit to aliens who do not have lawful status in the United States, 
                        and for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                           November 13, 2023

Mr. Self (for himself, Mr. Brecheen, Mr. Biggs, and Mr. Weber of Texas) 
 introduced the following bill; which was referred to the Committee on 
                           Financial Services

_______________________________________________________________________

                                 A BILL


 
 To amend the Consumer Credit Protection Act to permit the refusal of 
 credit to aliens who do not have lawful status in the United States, 
                        and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Reinforcing Immigration Status for 
Credit Knowledge Act'' or the ``RISK Act''.

SEC. 2. REFUSAL OF CREDIT TO ALIENS WITHOUT LAWFUL STATUS.

    Section 701(b) of the Consumer Credit Protection Act (15 U.S.C. 
1691(b)) is amended--
            (1) in paragraph (4), by striking ``; or'' and inserting a 
        semicolon;
            (2) in paragraph (5), by striking the period at the end and 
        inserting ``; or''; and
            (3) by adding at the end the following:
            ``(6) to refuse to extend credit to an alien who does not 
        have lawful status in the United States under the immigration 
        laws (as such terms are defined in section 101 of the 
        Immigration and Nationality Act (8 U.S.C. 1101)).''.
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