[Congressional Bills 118th Congress]
[From the U.S. Government Publishing Office]
[H.R. 2481 Introduced in House (IH)]

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118th CONGRESS
  1st Session
                                H. R. 2481

To amend the Truth in Lending Act to include retailers of manufactured 
  or modular homes in the definition of mortgage originator, and for 
                            other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                             April 6, 2023

     Ms. Bonamici (for herself, Mr. Garcia of Illinois, Ms. Lee of 
 California, Mr. Huffman, Mr. Grijalva, Mr. Blumenauer, Ms. Tlaib, Ms. 
  Norton, Mr. Casar, and Ms. Salinas) introduced the following bill; 
       which was referred to the Committee on Financial Services

_______________________________________________________________________

                                 A BILL


 
To amend the Truth in Lending Act to include retailers of manufactured 
  or modular homes in the definition of mortgage originator, and for 
                            other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Fair Manufactured Housing Lending 
Act''.

SEC. 2. INCLUSION OF RETAILERS OF MANUFACTURED OR MODULAR HOMES IN THE 
              DEFINITION OF MORTGAGE ORIGINATOR.

    Section 103(dd)(2)(C) of the Truth in Lending Act (15 U.S.C. 
1602(dd)(2)(C)) is amended--
            (1) by striking ``any person'' and all that follows through 
        ``not otherwise'' and inserting ``any person who is not 
        otherwise'';
            (2) by striking ``; or'' and inserting a semicolon; and
            (3) by striking clause (ii).
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