<?xml version="1.0"?>
<?xml-stylesheet type="text/xsl" href="billres.xsl"?>
<!DOCTYPE bill PUBLIC "-//US Congress//DTDs/bill.dtd//EN" "bill.dtd">
<bill bill-stage="Introduced-in-Senate" dms-id="A1" public-private="public" slc-id="S1-MIR21873-L37-HM-CCH"><metadata xmlns:dc="http://purl.org/dc/elements/1.1/">
<dublinCore>
<dc:title>117 S2234 IS: Affordable Housing Opportunities Made Equitable Act</dc:title>
<dc:publisher>U.S. Senate</dc:publisher>
<dc:date>2021-06-24</dc:date>
<dc:format>text/xml</dc:format>
<dc:language>EN</dc:language>
<dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
</dublinCore>
</metadata>
<form>
<distribution-code display="yes">II</distribution-code><congress>117th CONGRESS</congress><session>1st Session</session><legis-num>S. 2234</legis-num><current-chamber>IN THE SENATE OF THE UNITED STATES</current-chamber><action><action-date date="20210624">June 24, 2021</action-date><action-desc><sponsor name-id="S322">Mr. Merkley</sponsor> introduced the following bill; which was read twice and referred to the <committee-name committee-id="SSFI00">Committee on Finance</committee-name></action-desc></action><legis-type>A BILL</legis-type><official-title>To make housing affordable, and for other purposes.</official-title></form><legis-body display-enacting-clause="yes-display-enacting-clause"><section section-type="section-one" id="S1"><enum>1.</enum><header>Short title; table of contents</header><subsection id="idA9097FAC61D3466EB63B1F5B5827DAA1"><enum>(a)</enum><header>Short title</header><text display-inline="yes-display-inline">This Act may be cited as the <quote><short-title>Affordable Housing Opportunities Made Equitable Act</short-title></quote> or the <quote><short-title>Affordable HOME Act</short-title></quote>.</text></subsection><subsection id="id18876B226407426490CCEB44B475B989"><enum>(b)</enum><header>Table of contents</header><text>The table of contents for this Act is as follows:</text><toc><toc-entry level="section" idref="S1">Sec. 1. Short title; table of contents.</toc-entry><toc-entry level="section" idref="id6AF18C3F81BF48FAA27DFB2FDAAFC5DC">Sec. 2. Findings.</toc-entry><toc-entry level="section" idref="idB360CECECC544220A7FBDDEB46168243">Sec. 3. Definitions.</toc-entry><toc-entry level="title" idref="id111D1BB82E0249C68810D5F9E89C60A8">TITLE I—Homeownership</toc-entry><toc-entry level="section" idref="id783AEE3BB75C454ABB7BBE2192BAAA1D">Sec. 101. Direct down payment assistance.</toc-entry><toc-entry level="section" idref="idC71BEE0F301944899DCA285CAFFFD5FB">Sec. 102. Mortgage interest tax credit.</toc-entry><toc-entry level="section" idref="id0B6A1A76BF834963BB8AC50044691E30">Sec. 103. Positive rental history credit enhancement.</toc-entry><toc-entry level="section" idref="idADF66124CD6741F689008A964A807AA0">Sec. 104. Individual development accounts.</toc-entry><toc-entry level="section" idref="iddf927ea4c6df431da4f274ed1d4148ee">Sec. 105. Shared equity homeownership initiative.</toc-entry><toc-entry level="section" idref="id3EC56B6FC66D487E9D9BDA98220E7DAF">Sec. 106. National right of first refusal.</toc-entry><toc-entry level="section" idref="id5336B298D80546AA8C8DAF1735D4CC69">Sec. 107. No cause evictions.</toc-entry><toc-entry level="section" idref="id3407BDADA41740EFBA4A4B4FF67E3FE2">Sec. 108. Right to Counsel.</toc-entry><toc-entry level="section" idref="id68559083066841f0913e6469fb02fa12">Sec. 109. Landlord Guarantee Program.</toc-entry><toc-entry level="section" idref="idC8AD63CFC3AD4B5BB63DA9979E4CC335">Sec. 110. Including all forms of housing in HUD consolidated plan.</toc-entry><toc-entry level="section" idref="id5F1FBD919D80499D98B6E9D3BCA425A8">Sec. 111. Prohibiting discrimination against voucher holders.</toc-entry><toc-entry level="section" idref="id88e40d6fbc8e469fa3a443d4b0d62b34">Sec. 112. Fair market rent appeal.</toc-entry><toc-entry level="section" idref="id57d9fdb723c04a79ac5eeec02cfb8f08">Sec. 113. Office of restorative housing justice.</toc-entry><toc-entry level="title" idref="id68E951C65EC949F8AD1C09BB43F1DC2B">TITLE II—Construction and Preservation</toc-entry><toc-entry level="section" idref="idB9448917425E4404BCFC0A59DCA685F0">Sec. 201. Housing Trust Fund.</toc-entry><toc-entry level="section" idref="idA7F5E5654B4F45029AEB926C4D4A08CA">Sec. 202. Rural housing trust fund construction of USDA multifamily housing for low-income families.</toc-entry><toc-entry level="section" idref="ida56bb34670aa47978a65a3e2869626eb">Sec. 203. Strategy and investment in rural housing.</toc-entry><toc-entry level="section" idref="id60e498b54eab4f25a6d55aace50b4ee9">Sec. 204. Manufactured housing preservation strategy and investment.</toc-entry><toc-entry level="section" idref="id44CA44A19AF14851A0954F8D6B0F1B2A">Sec. 205. Community energy savings program.</toc-entry><toc-entry level="section" idref="idC63A5BC1C0244B24B126E10379824DAF">Sec. 206. Public housing.</toc-entry><toc-entry level="title" idref="idC43356096A604588B9F110279B508611">TITLE III—Housing Assistance for Homeless and Low-Income Families</toc-entry><toc-entry level="section" idref="id12D5AB3EB27144FAA3023B2CD667EF40">Sec. 301. Increasing direct rental assistance.</toc-entry><toc-entry level="section" idref="id915820A1FB834EE889B0CFC3C0F62DCC">Sec. 302. Supportive tiny housing village innovation pilot program.</toc-entry><toc-entry level="section" idref="id9077524E3C5D47D3BAEA34F589EAB027">Sec. 303. Permanent supportive housing.</toc-entry><toc-entry level="section" idref="id2B0C174211E34856B483C311D30C7964">Sec. 304. Navigation center pilot program.</toc-entry><toc-entry level="title" idref="id948E6C3A72334DF980859F46D9834A53">TITLE IV—Housing and Homelessness Innovation</toc-entry><toc-entry level="section" idref="id4079756666A8461CB117E1CFBCE64E67">Sec. 401. Housing and homelessness innovation research centers.</toc-entry><toc-entry level="title" idref="id143D1FF0933D439BB9046A48DB6CA8F4">TITLE V—Emergency housing program</toc-entry><toc-entry level="section" idref="id35F15E55A85B4ED89F94A42757A0F402">Sec. 501. Definitions.</toc-entry><toc-entry level="section" idref="id1CBFF676D9714A30BA815A6D3815F6FA">Sec. 502. Emergency assistance.</toc-entry><toc-entry level="section" idref="id8BB733352E7D4ACDB8F12359F161A3C4">Sec. 503. Authorization of appropriations.</toc-entry></toc></subsection></section><section id="id6AF18C3F81BF48FAA27DFB2FDAAFC5DC"><enum>2.</enum><header>Findings</header><text display-inline="no-display-inline">Congress finds the following:</text><paragraph id="id8806dab746434546bd88190e75e5830b"><enum>(1)</enum><text>The United States is experiencing an ongoing affordable housing crisis that the Federal Government has failed to adequately or proportionately address. The Harvard Housing Center found that about half of all renters in the United States spent more than 30 percent of their incomes on rent and utilities, while 1 in 4 renters spent more than half their incomes on housing in 2018. Although developers have increased new home construction in recent years, the impacts of increased supply have not alleviated pricing pressures evenly across income distributions. Often, housing developers focus new development on the most profitable sectors, increasing construction in the luxury housing market and leaving a void in affordable home construction. The most disadvantaged populations are left defenseless, without affordable housing options and at risk of eviction and displacement due to rising rents.</text></paragraph><paragraph id="id54869bf8cf344f098ef2fa11791a9cdf"><enum>(2)</enum><text>In 2019, an average of 568,000 people experienced homelessness at a single point in time. Despite this large number of unhoused people in the United States, the housing choice voucher program, one of our most essential housing safety nets, had multi-year wait lists in many areas. The public housing agencies that administer these vouchers continue to experience serious underfunding since Congress has only provided funding for administrative expenses prorated at 80 percent.</text></paragraph><paragraph id="ida6c620bc8bbe4e9aa2da01dc1bbb0a88"><enum>(3)</enum><text>The current housing affordability crisis does not impact all Americans equally—it is felt most acutely by people of color, and in particular African Americans, a testament to the lingering impacts of discriminatory housing policies. African Americans represent 40 percent of all people experiencing homelessness in the United States, while only accounting for 13 percent of the United States population.</text></paragraph><paragraph id="idfac8206cafd448af91c222c519ec52eb"><enum>(4)</enum><text>In 1933, the Federal Government created the Home Owners' Loan Corporation, which played a pivotal role in the development and racial segregation of the United States housing market, also known as redlining. By deeming certain neighborhoods as hazardous and limiting investment in others, the Federal Government firmly established racially segregated neighborhoods throughout the United States.</text></paragraph><paragraph id="idcd5489107bbf41dbbbb97d952f0eab52"><enum>(5)</enum><text>Predatory use of eminent domain in predominantly African-American neighborhoods was coupled by Federal urban renewal projects in the latter half of the 20th century, which cleared out homes and businesses throughout many of these communities.</text></paragraph><paragraph id="idf194e6df0f83460797570c020701b3e4"><enum>(6)</enum><text>Several areas of the United States saw an influx of African Americans migrating from the Deep South in pursuit of better economic opportunities. The Federal Government and State and local municipalities and their policies heavily influenced where this population settled.</text></paragraph><paragraph id="idabe3fd882db248b49e41cfbf3deffff9"><enum>(7)</enum><text>Historical restrictions on homeownership have driven disparate impacts for Black Americans, indigenous people, and people of color across most sectors of social existence. In the fourth quarter of 2018, the homeownership rate among Black Americans was 43.6 percent, while the Hispanic homeownership rate was 46.9 percent. In comparison, the White (non-Hispanic) homeownership rate was 73.6 percent in the fourth quarter of 2018, more than the all-minority homeownership rate. Creating policies and programs that encourage homeownership for the most disadvantaged is necessary to achieve equitable outcomes for all people in the United States.</text></paragraph><paragraph id="idc1b2176aae7e443ebb21cf0e7ba86930"><enum>(8)</enum><text>Generations of African Americans have been systematically displaced and that legacy is still felt by descendants today.</text></paragraph><paragraph id="id156c9aaaa2e04a79b55e04d3d7a06772"><enum>(9)</enum><text>Despite these clear and documented patterns, the Federal Government has not dedicated significant attention and resources to remedy the historical legacies of redlining, urban renewal, and other explicitly and intentionally racist housing policies.</text></paragraph><paragraph id="id620a28fd89ce4a88a660b1544a9c29e1"><enum>(10)</enum><text>Housing impacts education policy and outcomes. Low-income students who lack a quality education are less likely to pursue education or training beyond high school, and thus more likely to live in low-income neighborhoods. Schools with a large concentration of low-income students are classified as title I schools, and in 2016, the largest racial demographic in those schools were African-American children, followed by White children. Generally, school districts are largely funded by local property taxes, and low-income neighborhoods have lower home values. School districts are therefore unable to provide a high quality education to their students. The property value funding mechanism perpetuates a systematic cycle that keeps low-income African-American people in poverty, with very little opportunity for upward mobility. Some States have tried to wrestle with this systematic cycle by redesigning the funding formula, yet the lasting implications of inequitable funding structures remain.</text></paragraph><paragraph id="id962681ed4cac4c1093fcb652ad365dca"><enum>(11)</enum><text>Data demonstrates that communities of color and low-income families experience the adverse consequence of displacement the most due to Federal, State, and local inequitable housing policies. As a result, disparities have occurred, diminishing or outright denying opportunities to obtain homeownership and access to generational wealth within these means. As living preferences change, current trends demonstrate that urban areas once comprised of higher concentrations of low income people and people of color have become more desirable and sought after by affluent people with different identities of those displaced—this is also known as gentrification.</text></paragraph><paragraph id="id31957123d32844f898ec9b083944440a"><enum>(12)</enum><text>Congress should address and continue to study the ramifications of structural racism and social class disparities within Federal housing policies. This can be done by targeting displacement, homelessness, housing affordability, enforcing tenant protections, providing landlords with incentives to participate in affordable housing programs, and facilitating access to resources that lead to homeownership.</text></paragraph><paragraph id="id229add9d89084a9da568e1d2f732ac7b"><enum>(13)</enum><text>This Act aims to address the shortcomings of our current housing policies and funding levels by holistically addressing disparities and systematic obstacles and ensuring an equitable outcome for the most vulnerable Americans.</text></paragraph></section><section id="idB360CECECC544220A7FBDDEB46168243"><enum>3.</enum><header>Definitions</header><text display-inline="no-display-inline">In this Act:</text><paragraph id="iddf6a7bb6c37c4454b1b58c6e7956dbb4"><enum>(1)</enum><header>Indian country</header><text>The term <term>Indian country</term> has the meaning given the term in section 1151 of title 18, United States Code.</text></paragraph><paragraph id="ide39c917a602a4b6d96faae7362074715"><enum>(2)</enum><header>Indian Tribe</header><text>The term <term>Indian Tribe</term> has the meaning given the term <term>Indian tribe</term> in section 102 of the Federally Recognized Indian Tribe List Act of 1994 (<external-xref legal-doc="usc" parsable-cite="usc/25/5130">25 U.S.C. 5130</external-xref>).</text></paragraph><paragraph id="idAD6678DE926A411F8611A4DC558CACC1"><enum>(3)</enum><header>Manufactured home</header><text>The term <term>manufactured home</term>—</text><subparagraph id="id43d58d5cee9a482c8a51b84c7f748f13"><enum>(A)</enum><text>has the meaning given the term in section 603 of the National Manufactured Housing Construction and Safety Standards Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5402">42 U.S.C. 5402</external-xref>); </text></subparagraph><subparagraph id="ideb26a24bcf0b49db88e900cfe1459853"><enum>(B)</enum><text>includes a home described in subparagraph (A) without regard to whether the home was built before, on, or after the date on which the construction and safety standards established under section 604 of that Act (<external-xref legal-doc="usc" parsable-cite="usc/42/5403">42 U.S.C. 5403</external-xref>) became effective; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="ide14b8c18099746f8bdce89bd7f426f09"><enum>(C)</enum><text>shall not include any self-propelled recreational vehicle. </text></subparagraph></paragraph><paragraph id="idbbcffaeb5db645ff9f6fcee30d426427"><enum>(4)</enum><header>Manufactured housing community</header><text>The term <term>manufactured housing community</term> means a community comprised primarily of manufactured homes used primarily for residential purposes. </text></paragraph><paragraph id="idAB986B87636A49F2853BB0ADB7680258"><enum>(5)</enum><header>Public housing agency</header><text>The term <term>public housing agency</term> has the meaning given the term in section 3(b) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437a">42 U.S.C. 1437a(b)</external-xref>).</text></paragraph><paragraph id="id2F20FBADE9EE4B46B70549415DC4FC5B"><enum>(6)</enum><header>Secretary</header><text>The term <term>Secretary</term> means the Secretary of Housing and Urban Development.</text></paragraph><paragraph id="ide54fdfc3499e44d99be70682647f0f74"><enum>(7)</enum><header>State</header><text>The term <term>State</term> means—</text><subparagraph id="idd2ba792d5f054fbe9f762f6baa0ad5e4"><enum>(A)</enum><text>a State;</text></subparagraph><subparagraph id="id2e2437d76c784b8faa5d8fae8e0622f9"><enum>(B)</enum><text>the District of Columbia;</text></subparagraph><subparagraph id="id01c48b4ab82c4710a4125c173e543d40"><enum>(C)</enum><text>the Commonwealth of Puerto Rico; and</text></subparagraph><subparagraph id="id3de86de668fc4652acd0a533517ec5f7"><enum>(D)</enum><text>any other territory or possession of the United States.</text></subparagraph></paragraph></section><title id="id111D1BB82E0249C68810D5F9E89C60A8" style="OLC"><enum>I</enum><header>Homeownership</header><section id="id783AEE3BB75C454ABB7BBE2192BAAA1D"><enum>101.</enum><header>Direct down payment assistance</header><subsection id="id56FE2F1E617B4E07BB7D098BC1E1DF21"><enum>(a)</enum><header>Definitions</header><text>In this section:</text><paragraph id="id2657F8F601934F21A55A7AA240006B66"><enum>(1)</enum><header>Eligible household</header><text>The term <term>eligible household</term> means a household with an income that is less than 140 percent of the area median income.</text></paragraph><paragraph id="id6EC65D112DF0402184AA74CC700AF6F4"><enum>(2)</enum><header>Share equity home; shared equity homeownership program</header><text>The terms <term>shared equity home</term> and <term>shared equity homeownership program</term> have the meanings given those terms in section 105(a).</text></paragraph></subsection><subsection id="idD1504749A0144362BDFCEADE495CA3CB"><enum>(b)</enum><header>Establishment</header><text>The Secretary shall establish a program to provide grants to State housing finance agencies to establish new or supplement existing down payment assistance programs for eligible households located within the State.</text></subsection><subsection id="id83DE2807D86D4173959AF703CD3A4D8D"><enum>(c)</enum><header>Requirements for eligible households</header><text>An eligible household receiving assistance from a grant provided under this section shall—</text><paragraph id="id83ABA9988EE7411FACD532B4FAF633E0"><enum>(1)</enum><text>participate in housing counseling provided by—</text><subparagraph id="idB0904F13C5DE4FF0BAB789814E515617"><enum>(A)</enum><text>an organization approved by the Department of Housing and Urban Development; or</text></subparagraph><subparagraph commented="no" id="id9C450F37B41B48F4A8A52A52CAA4FB5B"><enum>(B)</enum><text>a culturally specific nonprofit organization; and</text></subparagraph></paragraph><paragraph id="id4B3A8583CFB1491EBA2F9AC690C5EE3C"><enum>(2)</enum><text>use the assistance for a down payment on a property to be used by the eligible household as a primary residence for a period of not less than 10 years.</text></paragraph></subsection><subsection id="idFD11FF7B14164131B62CE53E17299238"><enum>(d)</enum><header>No restriction on housing</header><text>An eligible household may use assistance received from a grant provided under this section for a down payment on any type of dwelling that shall be used as a primary residence, including a manufactured housing unit, residential property under 400 square feet, a condominium, or a cooperative.</text></subsection><subsection id="id66B6F69280674DDB88B1F52FA045CED9"><enum>(e)</enum><header>Unrestricted co-Borrowers pilot</header><text>There shall be reserved 2 percent of the funds made available under this section for grantees to carry out a pilot down payment assistance program serving more than 2 co-borrowers receiving assistance from a grant provided under this section. </text></subsection><subsection commented="no" id="id4CAC3C04C3F54B2BB5589DC1FF7D8B70"><enum>(f)</enum><header>Supplement for shared equity home purchases</header><text>A grantee shall establish a 25 percent supplemental bonus down payment for eligible households that are seeking to purchase an existing shared equity home or cooperative or bring a property into a shared equity homeownership program or cooperative with funds made available under this section.</text></subsection><subsection id="id6c5cea4de57640768732e5cf86836b27"><enum>(g)</enum><header>Limitation</header><text>The aggregate amount treated as acquisition indebtedness for purposes of this section for any period shall not exceed the limitation governing the maximum original principal obligation for a mortgage secured by a single-family residence, as determined and adjusted annually under section 302(b)(2) of the Federal National Mortgage Association Charter Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1717">12 U.S.C. 1717(b)(2)</external-xref>) and section 305(a)(2) of the Federal Home Loan Mortgage Corporation Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1454">12 U.S.C. 1454(a)(2)</external-xref>). </text></subsection><subsection id="id547B6F6B6D8C4F28891DECA7AC26464D"><enum>(h)</enum><header>Authorization of appropriations</header><paragraph id="id01052C0895474A0FBF5FADDF07AD2852"><enum>(1)</enum><header>In general</header><text>There is authorized to be appropriated to carry out this section $1,000,000,000 for each of fiscal years 2022 through 2031.</text></paragraph><paragraph id="idFBFA3CDE39074FFD950E40F316E46CAC"><enum>(2)</enum><header>Set aside for Fund</header><text>An amount equal to 20 percent of the funds appropriated under paragraph (1) in a fiscal year shall be set aside and transferred to the Restorative Housing Justice Fund established under section 113(h).</text></paragraph><paragraph id="id3fd203d74a6c4b93b14301fa05cb6bad"><enum>(3)</enum><header>Set aside for Indian Tribes</header><text>Of the amount appropriated under paragraph (1) for each fiscal year, the Secretary shall allocate as grant funds—</text><subparagraph id="id19bcbb42fbd349d383c7f265e4907797"><enum>(A)</enum><text>98 percent to be provided to States; and</text></subparagraph><subparagraph id="ida29bf92f894c4208a2532cec014a570b"><enum>(B)</enum><text>2 percent to be provided to Indian Tribes in accordance with paragraph (4).</text></subparagraph></paragraph><paragraph commented="no" id="idea975a1bea8946198709a065a8663881"><enum>(4)</enum><header>Allocation to Indian Tribes</header><text>Of the amount allocated for Indian Tribes under paragraph (3)(B), the Secretary shall allocate funds to each Indian Tribe participating in the program during that fiscal year based on a formula established by the Secretary that takes into account any factor that the Secretary determines to be appropriate.</text></paragraph><paragraph commented="no" id="id23fe5933ac694a469d51c9b3dd5bb3f0"><enum>(5)</enum><header>Publication of allocation formulas</header><text>Not later than 90 days before the beginning of each fiscal year for which grants are provided to States and Indian Tribes under this section, the Secretary shall publish in the Federal Register the formulas for allocation established under this subsection. </text></paragraph></subsection></section><section id="idC71BEE0F301944899DCA285CAFFFD5FB"><enum>102.</enum><header>Mortgage interest tax credit</header><subsection id="id4DB6EF1B81F64F0B84C12836364A4335"><enum>(a)</enum><header>Allowance of credit</header><paragraph id="id592555556BBC41F3942CF7482A19AD38"><enum>(1)</enum><header>In general</header><text>Subpart A of part IV of subchapter A of <external-xref legal-doc="usc-chapter" parsable-cite="usc-chapter/26/1">chapter 1</external-xref> of the Internal Revenue Code of 1986 is amended by inserting after section 25D the following new section:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id13BC7E14AD1B42F8A9EE6B90BFF04703"><section id="id2D9B320C6F414A2E874DB6303C48A20F"><enum>25A–1.</enum><header>Mortgage interest</header><subsection id="id8BF3236BC81A4516AE3385F33A1B4E7E"><enum>(a)</enum><header>In general</header><text>There shall be allowed as a credit against the tax imposed by this chapter for the taxable year an amount equal to 15 percent of the qualified mortgage interest paid or accrued by the taxpayer during the taxable year.</text></subsection><subsection id="id071D476763294C60B78D6EA3404495EC"><enum>(b)</enum><header>Qualified mortgage interest</header><text>For purposes of this section—</text><paragraph id="idC92078FC9BD74FC9931725932B6445FB"><enum>(1)</enum><header>In general</header><text>The term <term>qualified mortgage interest</term> means interest paid or accrued on acquisition indebtedness (as defined in section 163(h)(3)(B)(i)) with respect to a residence of the taxpayer which is the principal residence (within the meaning of section 121) of the taxpayer.</text></paragraph><paragraph id="idDD3DF8B4844D48CABDABB8ADE882F1A5"><enum>(2)</enum><header>Limitation</header><text>The aggregate amount treated as acquisition indebtedness for purposes of this section for any period shall not exceed the limitation governing the maximum original principal obligation for a mortgage secured by a single-family residence, as determined and adjusted annually under section 302(b)(2) of the Federal National Mortgage Association Charter Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1717">12 U.S.C. 1717(b)(2)</external-xref>) and section 305(a)(2) of the Federal Home Loan Mortgage Corporation Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1454">12 U.S.C. 1454(a)(2)</external-xref>).</text></paragraph><paragraph id="idB3D5E73F0C9C408E94EC04D1C57C45BC"><enum>(3)</enum><header>Treatment of mortgage insurance premiums</header><text>Rules similar to the rules of section 163(h)(3)(E) shall apply.</text></paragraph><paragraph id="id00DAE068CBC6451E8BDE926AC3668C4C"><enum>(4)</enum><header>Cooperative housing corporations; unenforceable security interests; estates and trusts</header><text>Rules similar to the rules of subparagraphs (B), (C), and (D) of section 163(h)(4) shall apply.</text></paragraph></subsection><subsection id="id9DB1EC733A0A4C2682E1A6EE7DFAA6D2"><enum>(c)</enum><header>Election</header><text>A taxpayer may elect not to have this section apply with respect to qualified mortgage interest paid or accrued by the taxpayer for any taxable year.</text></subsection><subsection id="idC3BB1247862942A0B5A6523C70DCCD89"><enum>(d)</enum><header>Coordination with other provisions</header><text>No credit shall be allowed under this section for any taxable year with respect any residence if—</text><paragraph id="id6FA50D35861A420EA76A100B37B01D55"><enum>(1)</enum><text>a deduction is allowed for such taxable year under section 163 with respect to such residence, or</text></paragraph><paragraph id="idD690C4573D4141FD855FC1096164DD15"><enum>(2)</enum><text>a credit is allowed for such taxable year under section 25 with respect to such residence.</text></paragraph></subsection></section><after-quoted-block>.</after-quoted-block></quoted-block></paragraph><paragraph id="idD179359DC37C476FA9ACDF01509630D8"><enum>(2)</enum><header>Clerical amendment</header><text>The table of sections for subpart A of part IV of subchapter A of chapter 1 of such Code is amended by inserting after the item relating to section 25 the following new item:</text><quoted-block style="OLC" id="id7af70f52-d3ed-48ed-9eb6-9db0d2a69956"><toc><toc-entry idref="id2D9B320C6F414A2E874DB6303C48A20F" level="section">Sec. 25A–1. Mortgage interest.</toc-entry></toc><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></subsection><subsection id="id0FB04B3660994D83921E4D5CE7B822A7"><enum>(b)</enum><header>Coordination with existing credit</header><paragraph id="idCA2F3C30D2DC491597DF02A438941B90"><enum>(1)</enum><header>In general</header><text><external-xref legal-doc="usc" parsable-cite="usc/26/25">Section 25</external-xref> of the Internal Revenue Code of 1986 is amended by adding at the end the following new subsections:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idC548E6B9781B47B1B3AA0D332034BA21"><subsection id="idE288D4328D1641B689EA2F572EC0DA8D"><enum>(j)</enum><header>Election</header><text>A taxpayer may elect not to have this section apply for any taxable year.</text></subsection><subsection id="idBB443578EF23407AB29CB493B06D35CD"><enum>(k)</enum><header>Coordination</header><text>No credit shall be allowed under this section for any taxable year with respect to if a credit is allowed for such taxable year under section 25A–1 with respect to such residence.</text></subsection><after-quoted-block>.</after-quoted-block></quoted-block></paragraph><paragraph id="idBCBA1589C2F54A7DAF50C7200F3705D5"><enum>(2)</enum><header>Conforming amendment</header><text>Section 6501(m) of such Code is amended by inserting <quote>25(j), 25A–1(c),</quote> before <quote>30B(h)(9)</quote>.</text></paragraph></subsection><subsection id="idD00302A18E454CBB923B99C5AB0473E5"><enum>(c)</enum><header>Effective date</header><text>The amendments made by this section shall apply to taxable years beginning after December 31, 2020.</text></subsection></section><section id="id0B6A1A76BF834963BB8AC50044691E30"><enum>103.</enum><header>Positive rental history credit enhancement</header><text display-inline="no-display-inline">Not later than 180 days after the date of enactment of this Act, the Director of the Federal Housing Finance Agency shall issue supervisory guidance requiring, to the greatest extent practicable, that not less than 5 percent of mortgages securitized by the Federal Home Loan Mortgage Corporation or the Federal National Mortgage Association by 2024 factor borrower opt-in positive rental payment history in the credit rating and underwriting process with respect to those mortgages.</text></section><section commented="no" display-inline="no-display-inline" section-type="subsequent-section" id="idADF66124CD6741F689008A964A807AA0"><enum>104.</enum><header display-inline="yes-display-inline">Individual development accounts</header><subsection commented="no" display-inline="no-display-inline" id="id0B89C73403614F32A8624B7F546E8986"><enum>(a)</enum><header display-inline="yes-display-inline">In general</header><text display-inline="yes-display-inline">Section 416 of the Assets for Independence Act (<external-xref legal-doc="usc" parsable-cite="usc/42/604">42 U.S.C. 604</external-xref> note) is amended by striking <quote>$25,000,000 for each of fiscal years 1999, 2000, 2001, 2002, and 2003,</quote> and inserting <quote>$100,000,000 for each of fiscal years 2022 through 2031,</quote>.</text></subsection><subsection commented="no" display-inline="no-display-inline" id="id77AC4675E8AA4864968B693754639A60"><enum>(b)</enum><header>Set aside</header><text>An amount equal to 10 percent of the funds appropriated under section 416 of the Assets for Independence Act (<external-xref legal-doc="usc" parsable-cite="usc/42/604">42 U.S.C. 604</external-xref> note) in a fiscal year shall be set aside and transferred to the Restorative Housing Justice Fund established under section 113(h). </text></subsection></section><section id="iddf927ea4c6df431da4f274ed1d4148ee"><enum>105.</enum><header>Shared equity homeownership initiative</header><subsection id="id58033aa732584811ab63a73c4015c074"><enum>(a)</enum><header>Definitions</header><text>In this section:</text><paragraph id="ide565684837574146bdc5ad542fa00c94"><enum>(1)</enum><header>Eligible entity</header><text>The term <term>eligible entity</term> means—</text><subparagraph id="id4952b618fcc4435e8874437736828402"><enum>(A)</enum><text>a participating jurisdiction; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id193a0c3a14134f149744f627fbd91f01"><enum>(B)</enum><text>an entity certified as a community development financial institution by the Community Development Financial Institutions Fund established under section 104(a) of the Riegle Community Development and Regulatory Improvement Act of 1994 (<external-xref legal-doc="usc" parsable-cite="usc/12/4703">12 U.S.C. 4703(a)</external-xref>).</text></subparagraph></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idB2B9C1743ABD41A181FD7B5CDF293014"><enum>(2)</enum><header>Eligible household</header><text>The term <term>eligible household</term> means a household described in subsection (e).</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id3D565BB44FF94F01B075850BE3BC23BE"><enum>(3)</enum><header>Participating jurisdiction</header><text>The term <term>participating jurisdiction</term> has the meaning given the term in section 92.2 of title 24, Code of Federal Regulations, or any successor regulation.</text></paragraph><paragraph id="id959DEED19F334699BF07FA9342A8C9B0"><enum>(4)</enum><header>Shared equity home</header><text>The term <term>shared equity home</term> means a dwelling unit serving an eligible household that utilizes a ground lease, deed restriction, subordinate loan, or similar legal mechanism that includes provisions stating that—</text><subparagraph id="id10a70300b25b4334a422c3ff8a7555ae"><enum>(A)</enum><text>the dwelling unit is intended to be kept affordable for subsequent eligible households;</text></subparagraph><subparagraph id="id520f69bef4764fafbc9e042928f65910"><enum>(B)</enum><text>the affordability term is not less than 60 years after recordation;</text></subparagraph><subparagraph id="id79a4eed194434c06a5ab1527876dda99"><enum>(C)</enum><text>a resale formula applies that limits the proceeds of the homeowner upon resale; and</text></subparagraph><subparagraph id="id21ef88f27724408c9c98129002d27a5f"><enum>(D)</enum><text>the shared equity homeownership program, its agent, or its assignee has a preemptive option to purchase the dwelling unit from the homeowner at resale.</text></subparagraph></paragraph><paragraph id="ida112b4a994b24bbbbfab0a894161a82c"><enum>(5)</enum><header>Shared equity homeownership program</header><text>The term <term>shared equity homeownership program</term> means a program that—</text><subparagraph id="idCCA913D722A547DAAEFE9FC34B65A244"><enum>(A)</enum><text>provides access to shared equity homes for eligible households; and </text></subparagraph><subparagraph id="idEC5845A13A4246859832AC7843748AC9"><enum>(B)</enum><text>is administered by community land trusts, other nonprofit organizations, or State or local governments or instrumentalities.</text></subparagraph></paragraph><paragraph id="id8433ce7924e04b8589049c44e1e7350d"><enum>(6)</enum><header>Subsidy to cover the affordability gap</header><text>The term <term>subsidy to cover the affordability gap</term> means the subsidy amount needed to make a dwelling unit affordable at a targeted area median income level in a targeted market, such as a census tract, neighborhood, county, city, or metropolitan statistical area, that—</text><subparagraph id="id02577F1EBC0B405588EB10B0B3A1DA01"><enum>(A)</enum><text>accounts for the number of bedrooms in a dwelling unit and the area median income adjusted for family size; and</text></subparagraph><subparagraph id="idBAABE61FFACA42B59DA1FF80FED5C0A1"><enum>(B)</enum><text>shall be not be less than 20 percent of the median sales price in the targeted market.</text></subparagraph></paragraph></subsection><subsection id="id8f173e68598841bda09fcf8881d441e8"><enum>(b)</enum><header>Establishment</header><text>The Secretary shall provide grants to eligible entities to establish and expand shared equity homeownership programs and shared equity homes, including through partnerships with nonprofit entities, community land trusts, or State or local governments or instrumentalities.</text></subsection><subsection id="iddb18d827c2b14870b087906aab070e2c"><enum>(c)</enum><header>Types of grants</header><paragraph id="id8507236a60ed4e08ae141f781b180f2a"><enum>(1)</enum><header>Grants for planning and capacity building</header><text>The Secretary may award 3-year grants under this section to eligible entities to provide grants to nonprofit entities, community land trusts, or State or local governments or instrumentalities to develop shared equity homeownership programs or community land trusts or to plan and build capacity related to carrying out grant activities under this section.</text></paragraph><paragraph id="id888ecd42d4504962a9a298fd0ce513b9"><enum>(2)</enum><header>Grants for expanding the number of shared equity homes</header><text>The Secretary may award grants under this section to eligible entities to expand the number of shared equity homes in existing shared equity homeownership programs, which may include—</text><subparagraph id="idf6a4f6b0a41441059fd7555e0e83f606"><enum>(A)</enum><text>grants for acquisition and rehabilitation or new construction to create shared equity homes and includes subsidy to cover the affordability gap; and</text></subparagraph><subparagraph id="id2b05400d6bb8400bad002530f240f86a"><enum>(B)</enum><text>grants to implement a buyer-initiated program, where eligible households identify homes in the market and bring them into the shared equity homeownership program, which may include subsidy to cover the affordability gap and funds necessary for rehabilitation or repair of the property.</text></subparagraph></paragraph><paragraph commented="no" id="idE5ACC7DF741941D39B22CD1CDD2B51AE"><enum>(3)</enum><header>Limitation</header><text>The amount of grants provided under paragraph (1) in a fiscal year shall be limited to not more than 25 percent of the amount appropriated in the fiscal year under subsection (h). </text></paragraph></subsection><subsection id="id9a41652281004693b48c8ce3433fe895"><enum>(d)</enum><header>Eligible grant expenses</header><text>An eligible entity receiving a grant under (c)(2) may use the funds—</text><paragraph id="iddd2a047fc07644019fa3f82295baf799"><enum>(1)</enum><text>to provide a developer with a subsidy to cover the affordability gap, which funds may be used to acquire properties and conduct rehabilitation or to construct new homes before the property is converted to shared equity homeownership;</text></paragraph><paragraph id="iddb382e220f4f4cfbb04ffb871163958f"><enum>(2)</enum><text>for acquisition, rehabilitation, and development expenses that are not covered by a subsidy provided under paragraph (1), including a developer fee;</text></paragraph><paragraph id="id44c55c16985948b0b630f1ed229c7057"><enum>(3)</enum><text>for capitalization of repair and replacement reserves, which funds may be used for repair and replacement expenses between resales to repair or improve a property so that a subsequent eligible households is not financially vulnerable due to deferred maintenance;</text></paragraph><paragraph id="ide027f9d5804048a5b5fd58b80b904ca9"><enum>(4)</enum><text>to provide initial stewardship funds to support the operations of the shared equity homeownership program; and</text></paragraph><paragraph id="id8cb6c0272bf346a59d801b7ecf332a18"><enum>(5)</enum><text>for the cost of administering the shared equity homeownership program, such as identifying and qualifying eligible households.</text></paragraph></subsection><subsection id="id56404e60bdf345bcac184fb04241813e"><enum>(e)</enum><header>Eligible households</header><text>Shared equity homeownership programs receiving funds under this section may serve households with an income under 120 percent of the area median income, as adjusted for household size, based upon the needs of the targeted market.</text></subsection><subsection id="idb6595164a57245398984fc1de33db975"><enum>(f)</enum><header>Technical assistance and capacity building hub</header><text>The Secretary shall establish a dedicated shared equity housing professional technical assistance hub entity to educate and engage with local partners to share best practices and otherwise facilitate the shared equity homeownership model.</text></subsection><subsection id="id1c5c58a4d19d4cf78f44f0079f6c5fc1"><enum>(g)</enum><header>Annual report</header><text>The Secretary shall establish a data collection hub to which all eligible entities receiving a grant under this section shall report on an annual basis—</text><paragraph id="idAAC2706379064C36A2C5E65E31281C4C"><enum>(1)</enum><text>the number of shared equity homes created;</text></paragraph><paragraph id="idAD9FB857E3B540FC9D99D32E942E3383"><enum>(2)</enum><text>the number of households served;</text></paragraph><paragraph id="id94D9258ADF284178877D87E7B0435158"><enum>(3)</enum><text>eligible household demographic characteristics; and</text></paragraph><paragraph id="idA260322CC9BA41A29F872BF755241C74"><enum>(4)</enum><text>any other relevant demographic information required at the discretion of the Secretary.</text></paragraph></subsection><subsection id="idbe3cfe9aac6341e385d45b8d084310f3"><enum>(h)</enum><header>Authorization of appropriations</header><paragraph id="id2E658A57292541729FF9BD8EED76AF26"><enum>(1)</enum><header>In general</header><text>There is authorized to be appropriated to carry out this section $1,000,000,000 for each of fiscal years 2022 through 2031. </text></paragraph><paragraph commented="no" id="id8681A4297F444D6FB6B50AC11ACAECA6"><enum>(2)</enum><header>Set aside for Fund</header><text>An amount equal to 20 percent of the funds appropriated under paragraph (1) in a fiscal year shall be set aside and transferred to the Restorative Housing Justice Fund established under section 113(h). </text></paragraph></subsection></section><section id="id3EC56B6FC66D487E9D9BDA98220E7DAF"><enum>106.</enum><header>National right of first refusal</header><subsection id="idE7EE1FC27064442580C4049B8E6E4792"><enum>(a)</enum><header>Fannie Mae</header><text>Section 302 of the Federal National Mortgage Association Charter Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1717">12 U.S.C. 1717</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id21C43D248AC3474C95D5BA5FFCFC69BA"><subsection id="idBE1B06D06F9E4393BB54D235918CDC8D"><enum>(d)</enum><header>Right of first refusal</header><text>The corporation may not sell or transfer any mortgage that is secured by a single-family or multi-family residential property that is a rental property unless the current tenant or the most recent tenant within the preceding 12-month period was given—</text><paragraph id="id71030AA7E3744EF393A93FFA3E543619"><enum>(1)</enum><text>not less than 20 days to indicate interest in purchasing the single-family home or dwelling unit in which the tenant resides; and</text></paragraph><paragraph id="idB2A11F1F58A24482A8484506351B36D0"><enum>(2)</enum><text>not less than 45 additional days to initiate the application process of securing financing to purchase the home or dwelling unit.</text></paragraph></subsection><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection id="idA8EFD7064F4144DE89137C60BC8CF1F7"><enum>(b)</enum><header>Freddie Mac</header><text>Section 305 of the Federal Home Loan Mortgage Corporation Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1454">12 U.S.C. 1454</external-xref>) is amended by adding at the end the following: </text><quoted-block style="OLC" display-inline="no-display-inline" id="id331EDDB1D9794E4085F2D44DB086E335"><subsection id="idB3A9524E15C04355BDF12FA86A61A7CF"><enum>(e)</enum><header>Right of first refusal</header><text>The Corporation may not sell or transfer any mortgage that is secured by a single-family or multi-family residential property that is a rental property unless the current tenant or the most recent tenant within the preceding 12-month period was given—</text><paragraph id="id424E3C2335124EE6BA32703B34449092"><enum>(1)</enum><text>not less than 20 days to indicate interest in purchasing the single-family home or dwelling unit in which the tenant resides; and</text></paragraph><paragraph id="id6956FE1BFB234953B5B70A7599EE1946"><enum>(2)</enum><text>not less than 45 additional days to secure financing to purchase the home or dwelling unit.</text></paragraph></subsection><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection commented="no" id="id31910059abb64c3d8ab5618576163790"><enum>(c)</enum><header>Special rule for manufactured housing communities</header><paragraph commented="no" id="idD91FFAC71BC443BB968B02B4B0669793"><enum>(1)</enum><header>Definitions</header><subparagraph commented="no" id="idee2b5e474ee945cda8560f972687de2d"><enum>(A)</enum><header>Manufactured housing community cooperative or corporation</header><text>The term <term>manufactured housing community cooperative or corporation</term> means a cooperative or nonprofit corporation established pursuant to the laws of the State in which the property used as a manufactured housing community. </text></subparagraph><subparagraph commented="no" id="id6e85bdd5cb6b411688f137bc9e965560"><enum>(B)</enum><header>Qualified gain</header><text>The term <term>qualified gain</term> means the gain from the sale or exchange of real property comprised primarily of manufactured housing used solely for residential purposes.</text></subparagraph></paragraph><paragraph commented="no" id="ide5f353554daa4322904b13beceb7f867"><enum>(2)</enum><header>Resident right to purchase</header><subparagraph commented="no" id="id581f2a3a64bf4cc5a8666771e280e6db"><enum>(A)</enum><header>In general</header><text>A taxpayer who is a party to a manufactured housing community sale or transfer or ownership shall be assessed the tax penalty described in subparagraph (B) unless—</text><clause commented="no" id="id62c07d6550784cc09b845dfd4f7ea417"><enum>(i)</enum><text>the residents of a manufactured housing community were given 60 days to form a manufactured housing community cooperative or corporation if no such entity currently exists; and</text></clause><clause commented="no" id="id8c8be977a3254f918775110e10f0d586"><enum>(ii)</enum><text>the manufactured housing community cooperative or corporation subjected to sale or exchange is given 90 days to initiate the application process of securing financing to purchase the manufactured housing community.</text></clause></subparagraph><subparagraph commented="no" id="id33a6fbd8ae294753971600e2ea65102b"><enum>(B)</enum><header>Tax penalty</header><text>The tax penalty described in this subparagraph for any taxable year is an amount equal to 15 percent of the qualified gain received by the taxpayer during the taxable year. </text></subparagraph></paragraph></subsection><subsection commented="no" id="id2404c09aa1a140dd9f925032a4980276"><enum>(d)</enum><header>Technical assistance and capacity buildings grants</header><paragraph commented="no" id="id728fe024c5fc477cbd080b19b4b85db2"><enum>(1)</enum><header>In general</header><text>The Secretary shall award grants to organizations described in section 501(c)(3) of the Internal Revenue Code and exempt from taxation under section 501(a) of such Code that are actively engaged in supporting affordable housing and resident-owned manufactured housing communities. </text></paragraph><paragraph commented="no" id="id51a7dcd94168475596bf8dc011b16e66"><enum>(2)</enum><header>Appropriations</header><text>There is authorized to be appropriated $10,000,000 for each of fiscal years 2022 to 2031 to carry out this subsection.</text></paragraph></subsection></section><section id="id5336B298D80546AA8C8DAF1735D4CC69"><enum>107.</enum><header>No cause evictions</header><subsection id="idD99B38F23FB24E58BAB56E6AB99A9CE8"><enum>(a)</enum><header>Definitions</header><text>In this section:</text><paragraph id="idF345CF8094614A10B5F559F4CDE9B8C5"><enum>(1)</enum><header>Landlord</header><text>The term <quote>landlord</quote>—</text><subparagraph id="id4E90A69C56B14320ABE93321F68BBA78"><enum>(A)</enum><text>means the owner, lessor, or sublessor of a residence; and</text></subparagraph><subparagraph id="idD4EE72B1EFB24319A0FED65DAFAB9C08"><enum>(B)</enum><text>includes an individual who is authorized by an owner, lessor, or sublessor of a residence to—</text><clause id="id216DC21B562540A5B9B75F025665CC34"><enum>(i)</enum><text>manage the residence; or</text></clause><clause id="id3800CEEE982A4E25A49BB6FB96959BF3"><enum>(ii)</enum><text>enter into a lease agreement for the residence.</text></clause></subparagraph></paragraph><paragraph id="idD59CFFD88D3A4B6CB8E1465BBD5EBFF3"><enum>(2)</enum><header>Residence</header><text>The term <quote>residence</quote>—</text><subparagraph id="id21B2D6BB321D47D2839AE71C66A5D839"><enum>(A)</enum><text>means a non-commercial—</text><clause id="id3D604F1771124B28B27E5C42BD37865F"><enum>(i)</enum><text>plot of real property; or</text></clause><clause id="id6C1E30AEFAA540DF856ACEFF5B857E8D"><enum>(ii)</enum><text>dwelling; and</text></clause></subparagraph><subparagraph id="idD7DCFF7507B34760AF0F8F62409D3348"><enum>(B)</enum><text>includes—</text><clause id="idEF2456E6D2714E93AD82DA1FBD235D5B"><enum>(i)</enum><text>a tiny home that has not more than 400 square feet of living space;</text></clause><clause id="id180EFA634E6E439A9D61A137DF821C34"><enum>(ii)</enum><text>an accessory dwelling unit;</text></clause><clause id="id7CDA31D07EA143BDAA4941457263435A"><enum>(iii)</enum><text>an apartment; and</text></clause><clause id="idDD32DD6966074E07853A1BDC772BC122"><enum>(iv)</enum><text>a manufactured home on a plot of real property leased from the landlord.</text></clause></subparagraph></paragraph><paragraph id="idD63D4340FC9640D78ADBB4D4F0E5ED7B"><enum>(3)</enum><header>Tenant</header><text>The term <quote>tenant</quote> means an individual who—</text><subparagraph id="id771E47C5C1494D4D8DBDE86FA3F0CE06"><enum>(A)</enum><text>is not less than 18 years of age; and</text></subparagraph><subparagraph id="id71958932060446E992AA8381141F963E"><enum>(B)</enum><text>has leased a residence for not fewer than 6 months. </text></subparagraph></paragraph></subsection><subsection id="id74B19C3BCB27452FB1B44B0A2BE4FEFA"><enum>(b)</enum><header>Prohibition</header><text>Subject to subsection (e), a landlord may not evict a tenant from a residence, unless—</text><paragraph id="id77797CD7A6B4434284CFF5FDD421C833"><enum>(1)</enum><text>there is not less than one just cause for the eviction under subsection (c); and</text></paragraph><paragraph id="idE2B1948F751E4AFAA165F67F09C65361"><enum>(2)</enum><text>the landlord has followed the notice procedure established under subsection (d).</text></paragraph></subsection><subsection id="id6A5561D00D7B43F99FF82B8635F72BC1"><enum>(c)</enum><header>Just causes for eviction by a landlord</header><text>The following situations constitute just cause for a landlord to evict a tenant:</text><paragraph id="id0B4DA21108AA4C64BB8B9EF7AFDD927A"><enum>(1)</enum><text>The intentional or negligent actions of the tenant cause substantial physical damage to the residence of the tenant.</text></paragraph><paragraph id="idDC32B40DECED4C5E80C8EF354C6AD617"><enum>(2)</enum><text>The intentional actions of the tenant measurably and demonstrably inhibit the quality of life of an individual who lives—</text><subparagraph id="id77B521DD668444DF859B19C624987100"><enum>(A)</enum><text>in the building where the residence of the tenant is located; or</text></subparagraph><subparagraph id="idEF5889A2FE3D4F5FABCC4808C1B5C96B"><enum>(B)</enum><text>in the immediate vicinity of the residence of the tenant.</text></subparagraph></paragraph><paragraph id="idEEEFD52199984EA09746EB2D5C044714"><enum>(3)</enum><text>The tenant does not pay rent owed to the landlord for the residence of the tenant.</text></paragraph><paragraph id="id87EF9437B38745CAA2E35BAB871BA4BE"><enum>(4)</enum><text>The tenant, in the residence of the tenant or in the immediate vicinity of the residence of the tenant, commits a crime—</text><subparagraph id="idB3CFC01D06C748ADA9696AAD94E90509"><enum>(A)</enum><text>that involves—</text><clause id="idF6165C28C100406F9D61A36858396A6C"><enum>(i)</enum><text>prostitution; commercial sexual solicitation, or the promotion of prostitution;</text></clause><clause id="idE99C47847A7649BF9982393FD76116E7"><enum>(ii)</enum><text>the unlawful manufacture, delivery, or possession of a controlled substance;</text></clause><clause id="id1D8822D3809C4B7EB4AE94EBEC936626"><enum>(iii)</enum><text>the manufacture of a cannabinoid extract, unless the tenant holds a license to manufacture the cannabinoid extract under Federal, State, or Tribal law; or</text></clause><clause id="id88B9A78FD7D54AFDB869D33B95014186"><enum>(iv)</enum><text>burglary; and</text></clause></subparagraph><subparagraph id="id8D2E082540A94B34A143B42D4C5AC142"><enum>(B)</enum><text>which, at a trial for damages under this section, the landlord of the residence can prove by a preponderance of the evidence.</text></subparagraph></paragraph><paragraph id="idA79A05D356454D6D9926344DF284AD21"><enum>(5)</enum><text>The tenant commits a crime that impacts—</text><subparagraph id="id2BE3BFE8984C48619C7F77675ED4C8D8"><enum>(A)</enum><text>the health or safety of individuals who live within the immediate vicinity of the residence of the tenant; or</text></subparagraph><subparagraph id="idB6CC0B788EB945E084327ED688D0928B"><enum>(B)</enum><text>the right of individuals who live within the immediate vicinity of the residence of the tenant to peacefully enjoy the property of those individuals.</text></subparagraph></paragraph><paragraph id="idD07C37F4FFC54F73A28BEF220DFADB4E"><enum>(6)</enum><text>The landlord or an immediate relative of the landlord makes a measurable, demonstrable, and bona fide plan to occupy the residence.</text></paragraph><paragraph id="id606CD324F8BA4CAF8C7FFBC66BFD6DE8"><enum>(7)</enum><subparagraph commented="no" display-inline="yes-display-inline" id="id63BBB6F1582D4FCA88A602EA5A870AC5"><enum>(A)</enum><text>Local or State housing inspectors determine that the residence of the tenant is unsuitable for occupancy; and</text></subparagraph><subparagraph id="idF0D44E7F451E433781EFC7B2FF2205A7" indent="up1"><enum>(B)</enum><text>the unsuitability of the residence is not a result of deferred maintenance of the residence by the landlord.</text></subparagraph></paragraph></subsection><subsection id="idA6CAE8D0CDC843498C9C7984EAB7CF57"><enum>(d)</enum><header>Notice procedure</header><text>Before a landlord may evict a tenant, the landlord shall provide the following notice:</text><paragraph id="id6D8EE192330A4BFA8812CE2C6C1EDA75"><enum>(1)</enum><text>The landlord shall provide the tenant with an initial eviction notice not fewer than 6 months before the eviction takes place that—</text><subparagraph id="idF6DEE268CA944656804470FE6F4C358D"><enum>(A)</enum><text>states the just cause for the eviction under subsection (c); and</text></subparagraph><subparagraph id="id911C31FA435149C9946DAD6E9C2806D4"><enum>(B)</enum><text>if the just cause stated under subparagraph (A) is described in paragraphs (1) through (3) of subsection (c) and the tenant can remedy the just cause, provides the tenant with 15 days to correct the actions of the tenant.</text></subparagraph></paragraph><paragraph id="idFB8FBB16C01943B1A8B1D3F2AD259554"><enum>(2)</enum><text>Not sooner than 30 days after providing the initial eviction notice under paragraph (1), the landlord shall provide the tenant with a second eviction notice that—</text><subparagraph id="id28D688575A3142179CA17227156E42C4"><enum>(A)</enum><text>states the just cause for the eviction under subsection (c); and</text></subparagraph><subparagraph id="id4289BE44B6874C6A83ED5212A77CDDB5"><enum>(B)</enum><text>if the just cause stated under subparagraph (A) is described in paragraphs (1) through (3) of subsection (c) and the tenant can remedy the just cause, provides the tenant with 15 days to correct the actions of the tenant.</text></subparagraph></paragraph></subsection><subsection id="id783A81EF57C7481ABC3245950C88C448"><enum>(e)</enum><header>Exceptions</header><text>A landlord may evict a tenant from a residence without a just cause for the eviction under subsection (c) or providing the notice required under subsection (d) for one or more of the following reasons:</text><paragraph id="id0DD26AD2A13A4F1AAFA0E7542632966D"><enum>(1)</enum><subparagraph commented="no" display-inline="yes-display-inline" id="idC4C3014DB40747A3BFA29D8893E03AA7"><enum>(A)</enum><text>The tenant intentionally provided a substantial amount of false information relating to a criminal conviction of the tenant on a rental application for the residence;</text></subparagraph><subparagraph commented="no" id="idDDFEB0ED68B24C3CBF7CC98C9260E655" indent="up1"><enum>(B)</enum><text>the conviction described in subparagraph (A) occurred not less than 1 year before the date of the submission of the application;</text></subparagraph><subparagraph commented="no" indent="up1" id="id68FE7111565040EC9D1D6FBA978FAC7A"><enum>(C)</enum><text>the landlord would not have entered into a rental agreement for the residence with the tenant if the landlord had known that the information described in subparagraph (A) was false; and</text></subparagraph><subparagraph commented="no" indent="up1" id="id1E961984BB05425E85E8C600170EB1B2"><enum>(D)</enum><text>the landlord<italic></italic> terminates the rental agreement<italic></italic> of the tenant not later than 30 days after the date on which the landlord discovered that the information described in subparagraph (A) was false.</text></subparagraph></paragraph><paragraph commented="no" id="idA6A809FE695F4B2FA11BB96FDA7FB274"><enum>(2)</enum><text>The tenant commits domestic violence, dating violence, sexual assault, or stalking against a member of the household of the tenant.</text></paragraph></subsection><subsection id="idC6F365FA8E984160B61C063988057948"><enum>(f)</enum><header>Penalty</header><text>A landlord who violates subsection (b) shall pay to the tenant a sum not less than 6 times the median monthly rent price for the area in which the residence of the tenant is located.</text></subsection><subsection id="idE37E66E746D44D769F437CB276F66A11"><enum>(g)</enum><header>Duty To evict</header><paragraph commented="no" id="idce88202285a14642b61bd55a20b285e2"><enum>(1)</enum><text>If a landlord knows that a tenant has committed domestic violence, dating violence, sexual assault, or stalking against a member of the household of the tenant, the landlord shall—</text><subparagraph commented="no" id="id270889D3D92F436B98937115AF82501E"><enum>(A)</enum><text>take steps to exclude, evict, or otherwise expel the tenant from the residence of the tenant; and</text></subparagraph><subparagraph commented="no" id="id6312ABA78E37475C9555CBDB1EB588E9"><enum>(B)</enum><text>permit the member of the household of the tenant to continue living in the residence.</text></subparagraph></paragraph></subsection><subsection id="id4C92B5DD19A5422C8A6FC06D468E4793"><enum>(h)</enum><header>Tenant right To terminate lease</header><paragraph id="idFC8A72E6B324419390862CE2DA1D883E"><enum>(1)</enum><header>In general</header><text>A tenant may terminate the lease agreement for the residence of the tenant and any immediate family members of the tenant if—</text><subparagraph id="id3E1F8A3E08D248C2A98D63EBC174ABC7"><enum>(A)</enum><text>the tenant provides the landlord of the residence written notice not less than 14 days before the date on which the tenant terminates the lease agreement;</text></subparagraph><subparagraph id="idDF8064CE49B64BFA9264CEF79F5B192A"><enum>(B)</enum><clause commented="no" display-inline="yes-display-inline" id="idD2EC9284C73B4985B6D583AE6E0CB10F"><enum>(i)</enum><text>the tenant is protected by a valid order of protection; or</text></clause><clause indent="up1" id="id0B68D763CD3740EDA64FF0A3E443707A"><enum>(ii)</enum><text>not more than 90 days before the date on which the tenant provides the landlord the notice described in subparagraph (A), the tenant has been the victim of domestic violence, dating violence, sexual assault, or stalking;</text></clause></subparagraph><subparagraph id="id336691CC9A7043E8A50F3F35A3D6260A"><enum>(C)</enum><text>the tenant provides the landlord with a document that verifies the condition described in subparagraph (B), which includes the signature or seal of—</text><clause id="idE8EBD4C903D14D9682082BED8653776C"><enum>(i)</enum><text>a court;</text></clause><clause id="id42D7DD341DB04685881B43DC18C54309"><enum>(ii)</enum><text>a State or local governmental authority; or</text></clause><clause id="id1EE025EE72ED43168C367D7EEBDFB793"><enum>(iii)</enum><text>an entity that serves victims of—</text><subclause id="idB184AF940EF4405EB99292B05E2193D2"><enum>(I)</enum><text>domestic violence;</text></subclause><subclause id="id001B0163DFAE47399018303B7F2DDED3"><enum>(II)</enum><text>dating violence;</text></subclause><subclause id="idFA0BC09B1775474F909F25990B5F61AF"><enum>(III)</enum><text>sexual assault; or</text></subclause><subclause id="idFB17BE584D0E45778AFD6233C5E51FC6"><enum>(IV)</enum><text>stalking; and</text></subclause></clause></subparagraph><subparagraph id="id24C55FFF5314412384BAA290E932542A"><enum>(D)</enum><text>the tenant vacates the residence not later than 14 days after the date on which the tenant provides the notice described in subparagraph (A).</text></subparagraph></paragraph><paragraph id="idC16BF2AD1B07485C9671B587823B926C"><enum>(2)</enum><header>Effect of termination</header><text>If a tenant terminates a lease agreement for the residence of the tenant under paragraph (1)—</text><subparagraph id="id2904FC46D3AB40ED8E8C589F252DE2F2"><enum>(A)</enum><text>the tenant is not liable for any unpaid rent for the period of time beginning on the date that is—</text><clause id="id9C32776C5A55499D95B268D00C3AD7B3"><enum>(i)</enum><text>14 days after the tenant gives the landlord notice under paragraph (1)(A); or</text></clause><clause id="id426810C28BAD4C7189B4D24540C98B67"><enum>(ii)</enum><text>agreed upon in the lease agreement; and</text></clause></subparagraph><subparagraph id="id8C58FCE1C7854A2ABBF5FBE1A8E48205"><enum>(B)</enum><text>not later than 21 days after receiving the notice described in paragraph (1)(A), the landlord shall return to the tenant—</text><clause id="id0A625E6E550442AFB2B504C6FCFCA9E0"><enum>(i)</enum><text>the appropriate share of a security deposit of the tenant; and</text></clause><clause id="id752B2D5536EC4C768834F31B4921EACD"><enum>(ii)</enum><text>in the case that it is not possible to discern the appropriate share of a security deposit of the tenant to be returned, not less than 20 percent of the security deposit of the tenant.</text></clause></subparagraph></paragraph></subsection><subsection commented="no" id="id6C22A1177DD9486FB5EC58C3CD2F0A27"><enum>(i)</enum><header>Savings clauses</header><text>Nothing in this section shall be construed to supersede or preempt—</text><paragraph commented="no" id="id5E7E36F92A36431BB4547CCE3D551A53"><enum>(1)</enum><text>any provision of law enacted by a State or local government that provides greater protections for tenants than provided in this section; or</text></paragraph><paragraph commented="no" id="idB49C983AE28140CFBA66EABE22B17583"><enum>(2)</enum><text>any provision of section 41411 of the Violence Against Women Act of 1994 (<external-xref legal-doc="usc" parsable-cite="usc/34/12491">34 U.S.C. 12491</external-xref>) that offers greater protections to individuals residing in federally assisted housing that are victims of—</text><subparagraph commented="no" id="id96455C155C6A45D8852A7E72088C74F4"><enum>(A)</enum><text>domestic violence;</text></subparagraph><subparagraph commented="no" id="idEB7EEE8D21124F0393E19B14090C1E92"><enum>(B)</enum><text>dating violence;</text></subparagraph><subparagraph commented="no" id="id15CE94C598E547EDB1FC5BB6E740CF10"><enum>(C)</enum><text>sexual assault; or</text></subparagraph><subparagraph commented="no" id="id1F6F0C6A3C484CD8982241E0EA3A5836"><enum>(D)</enum><text>stalking.</text></subparagraph></paragraph></subsection></section><section id="id3407BDADA41740EFBA4A4B4FF67E3FE2"><enum>108.</enum><header>Right to Counsel</header><subsection commented="no" id="id0FA7F579A41144489FD94DA603CF9368"><enum>(a)</enum><header>Purpose</header><text>The purpose of this section is to—</text><paragraph commented="no" id="id492388B6F7154E62B5E1C344F5DF356C"><enum>(1)</enum><text>establish funding for State governments, local governments, or Indian Tribes that have established a Right to Counsel through legislation for covered individuals who are facing—</text><subparagraph commented="no" id="id6AD9338AF0624DCAA9E5287F6D0EFDF8"><enum>(A)</enum><text>eviction;</text></subparagraph><subparagraph commented="no" id="idF7E923F2C14247F88A8BF974A0C85DA6"><enum>(B)</enum><text>a termination of a housing subsidy; or</text></subparagraph><subparagraph commented="no" id="id4975BD3EA576499DB28E533C295D0983"><enum>(C)</enum><text>foreclosure;</text></subparagraph></paragraph><paragraph commented="no" id="id29F99A60889B44408E95778265328E2D"><enum>(2)</enum><text>provide counsel to the most vulnerable populations;</text></paragraph><paragraph commented="no" id="id37227207332648189E4BD08686CD3D61"><enum>(3)</enum><text>allow governing bodies to tailor the Right to Counsel to fit the unique needs of the community of the governing body, including by setting eligibility requirements for individuals who receive the Right to Counsel; and</text></paragraph><paragraph commented="no" id="id273AF865C1814877AFF15B26B0112516"><enum>(4)</enum><text>guarantee that—</text><subparagraph commented="no" id="idAC93A9C2176E4E44AF5AD1CD42D0A814"><enum>(A)</enum><text>covered individuals have a legal right to receive full legal representation at no cost;</text></subparagraph><subparagraph commented="no" id="idFCA4CC7693844D0988411396679EF3ED"><enum>(B)</enum><text>covered individuals are not denied a Right to Counsel for discretionary reasons; and</text></subparagraph><subparagraph commented="no" id="id6EB2E174FCD948A9B95EC400D9E13563"><enum>(C)</enum><text>funding for a State government, a local government, or an Indian Tribe with a Right to Counsel continues as long as the State government, local government, or Indian Tribe complies with—</text><clause commented="no" id="id10DD3FBA977D4AACA4619046161AA0B9"><enum>(i)</enum><text>the plan outlined in the application of the State government, local government, or Indian Tribe; and</text></clause><clause commented="no" id="id74DD3D3782E34AAE983F1E42EB6BA11E"><enum>(ii)</enum><text>the reporting requirements described in subsection (f). </text></clause></subparagraph></paragraph></subsection><subsection id="idB37C515FC2F0433CB401AE910A0E507A"><enum>(b)</enum><header>Definitions</header><text display-inline="yes-display-inline">In this section:</text><paragraph id="id5B5CC7348F4A47909B29D25A2B023D03"><enum>(1)</enum><header>Affirmative case</header><text>The term <term>affirmative case</term> means any housing-related lawsuit in which a covered individual is not a defendant, which may include a lawsuit designed to—</text><subparagraph id="idB934608987DA469697B2F1773AE97D61"><enum>(A)</enum><text>compel a landlord to make a necessary repair to a residence;</text></subparagraph><subparagraph id="id856FD0F35C8F4953BD0C5A2B13695913"><enum>(B)</enum><text>enjoin the harassment of a tenant by a landlord;</text></subparagraph><subparagraph id="idD2A8E5A9911A4550BF36FDCA4D9AD8D6"><enum>(C)</enum><text>remedy mortgage or rental lease fraud; and</text></subparagraph><subparagraph id="id7291FF7622CE4ABA82AEC7A538FDCFAD"><enum>(D)</enum><text>remedy—</text><clause id="id2BC6E86C76154EAD8C31D9281F4245CB"><enum>(i)</enum><text>an instance of discrimination against a tenant or prospective tenant by a landlord;</text></clause><clause id="id086CDA04AFC24E169856D09BBFF7AE75"><enum>(ii)</enum><text>discrimination in lending;</text></clause><clause id="id727CC62DB92C45F3BB105F5770644F0F"><enum>(iii)</enum><text>discrimination under the Fair Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/3601">42 U.S.C. 3601 et seq.</external-xref>); or</text></clause><clause id="id40AAF7E02A3C40FE8BEF1B680FBB51A2"><enum>(iv)</enum><text>any other instance of discrimination that is directly related to housing. </text></clause></subparagraph></paragraph><paragraph id="id65376903164949F6A59F4F6F0E027D71"><enum>(2)</enum><header>Covered individual</header><text>The term <term>covered individual</term>—</text><subparagraph id="id195C122949B4415EB3FEEA68A4DFF73D"><enum>(A)</enum><text>means an individual who—</text><clause id="id5F0492C49DB643E2801592DB1995F046"><enum>(i)</enum><text>meets the eligibility requirements of an eligible entity established in the Right to Counsel legislation of the eligible entity; and</text></clause><clause id="idB29DBA74FE93471D8DC2A329F3F54B81"><enum>(ii)</enum><text>is a defendant or plaintiff in a covered proceeding that takes place within the geographic boundaries of the eligible entity described in clause (i); and</text></clause></subparagraph><subparagraph commented="no" id="idF963A6EA2DB44D9DBACC99E38B7ED6F4"><enum>(B)</enum><text>includes any individual described in subparagraph (A) who is—</text><clause commented="no" id="id5AC498FCF94A4C3C8FF9CD1DA4C68737"><enum>(i)</enum><text>a tenant of any type of rental housing, including public housing;</text></clause><clause commented="no" id="id49A3292825414C62A8105C5FC85E0C89"><enum>(ii)</enum><text>a homeowner of any type of home, including a tiny home or a manufactured home;</text></clause><clause commented="no" id="idCDC5B6BF4A144D5D98F9F9CE52AA770F"><enum>(iii)</enum><text>a tenant or homeowner with a terminated housing subsidy; or</text></clause><clause commented="no" id="idE97D2945332340F5B468BB687A61BB38"><enum>(iv)</enum><text>a tenant or homeowner who has received notice that the housing subsidy of the tenant or homeowner will be terminated. </text></clause></subparagraph></paragraph><paragraph id="id8213C420DEA34D4E94143828B28E783E"><enum>(3)</enum><header>Covered proceeding</header><text>The term <term>covered proceeding</term> means a civil action in a court or administrative forum—</text><subparagraph id="id11DD5B1D5A1C449A804FB866E58C806C"><enum>(A)</enum><text>for—</text><clause id="id47F2BA1E482845F88B436D998798ADA9"><enum>(i)</enum><text>eviction from the primary residence of a tenant;</text></clause><clause id="idCF8C791C40CF4C08A55F301657AB0E5B"><enum>(ii)</enum><text>the termination of a housing subsidy;</text></clause><clause id="id6B128E60F2A54426A0449327A3E90B0A"><enum>(iii)</enum><text>foreclosure on the primary residence of a homeowner; and</text></clause><clause commented="no" id="id7207CE788C474A138B9F5AE918A3F123"><enum>(iv)</enum><text>an affirmative case, if the eligible entity meets the requirement under subsection (c)(2)(B); and</text></clause></subparagraph><subparagraph commented="no" id="id1DEF5196F28A4F418F069873151F8B79"><enum>(B)</enum><text>that an eligible entity chooses to cover in the Right to Counsel legislation of the eligible entity.</text></subparagraph></paragraph><paragraph commented="no" id="idB5C67AAE008E4E4C951F071BF80443D9"><enum>(4)</enum><header>Eligible entity</header><text>The term <term>eligible entity</term> means a State government, a local government, or an Indian Tribe with a Right to Counsel.</text></paragraph><paragraph id="idE0C55DCE8DFD485493F464696FF5D162"><enum>(5)</enum><header>Housing-related legal representation</header><text>The term <term>housing-related legal representation</term>—</text><subparagraph id="id0CE69D0F63894C049A20C17E91C258C8"><enum>(A)</enum><text>means full legal representation by a Right to Counsel attorney for a covered individual in a covered proceeding; and</text></subparagraph><subparagraph id="id09A9A38A5A0D422F87E44A9FC6C0E34E"><enum>(B)</enum><text>includes full legal representation on an appeal from a covered proceeding. </text></subparagraph></paragraph><paragraph id="id2245168000F84640AA2D55E68AF50FE7"><enum>(6)</enum><header>Housing subsidy</header><text>The term <term>housing subsidy</term> means Federal, State, or local monetary assistance for a rental or mortgage payment, such as a voucher. </text></paragraph><paragraph commented="no" id="idF0AE77CEA0D54D999A9416EF12D37D0B"><enum>(7)</enum><header>Implementation period</header><text>The term <term>implementation period</term> means the 5-year period during which an eligible entity gradually increases the capacity of the eligible entity to provide housing-related legal representation to covered individuals. </text></paragraph><paragraph id="id6D57FC76CAA640128F313B2F89D13A3F"><enum>(8)</enum><header>Legal service provider</header><text>The term <term>legal service provider</term> means a nonprofit organization that—</text><subparagraph id="idAF06FB9182BF4CF8811E6F63E135472A"><enum>(A)</enum><text>provides housing-related legal representation on behalf of an eligible entity to covered individuals; and</text></subparagraph><subparagraph id="idF9ED7A2852484BC3BA60CD53C12B0C0C"><enum>(B)</enum><text>receives compensation from the eligible entity for providing the housing-related legal representation described in subparagraph (A).</text></subparagraph></paragraph><paragraph id="idAC193B72CDA145DE8657B9EB14D639C0"><enum>(9)</enum><header>Local government</header><text>The term <term>local government</term> includes the government of a city, town, township, county, parish, village, or any other subdivision of a State. </text></paragraph><paragraph id="idA20CA6512A264F0FA44D6FB251B7353F"><enum>(10)</enum><header>Public housing</header><text>The term <term>public housing</term> has the meaning given the term in section 3(b) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437a">42 U.S.C. 1437a(b)</external-xref>). </text></paragraph><paragraph id="id41D6E6CFC7A4403AA0983D32D206A42D"><enum>(11)</enum><header>Right to Counsel</header><text>The term <term>Right to Counsel</term> means a right established by a State government, a local government, or an Indian Tribe that—</text><subparagraph id="id7CF99DEBAF2A47BC91C3288B470913E6"><enum>(A)</enum><text>is created through Right to Counsel legislation;</text></subparagraph><subparagraph id="id1C190F7D0408479C970C4DADDBB23ABB"><enum>(B)</enum><text>guarantees housing-related legal representation at no cost to—</text><clause id="id8362594DAA854A2FB636682A65AA996C"><enum>(i)</enum><text>during the implementation period, the amount of covered individuals the eligible entity identifies in the plan required under subsection (d)(2)(B); and</text></clause><clause id="id54E710357FA1439AA7E7480845CCFDF0"><enum>(ii)</enum><text>after the implementation period ends, every covered individual; and</text></clause></subparagraph><subparagraph id="id305AD0497C4D44F8BD7E9E01A05C8FCA"><enum>(C)</enum><text>may be contingent upon the receipt of a certification by the Secretary under subsection (e).</text></subparagraph></paragraph><paragraph id="idE2DFB88BE3AA4EFB9C9017FBCCE93B09"><enum>(12)</enum><header>Right to Counsel attorney</header><text>The term <term>Right to Counsel attorney</term> means an attorney—</text><subparagraph id="idDFFC55BDC60F49C0A2BC2219AE8C074E"><enum>(A)</enum><text>employed by a legal service provider; or</text></subparagraph><subparagraph id="id25BCA5E5058249A3BED2DFDB3191C695"><enum>(B)</enum><text>who, under the supervision of a legal service provider—</text><clause id="id8A44502BF8DB44ACBB38738D7F7FB339"><enum>(i)</enum><text>provides housing-related legal representation to a covered individual; or</text></clause><clause id="idA5DBBC4F6FDD4680A6BDF6C66BC69A46"><enum>(ii)</enum><text>works on an affirmative case. </text></clause></subparagraph></paragraph><paragraph id="idB3DFEE816D754AD9999C59C4D71D3552"><enum>(13)</enum><header>Right to Counsel legislation</header><text>The term <term>Right to Counsel legislation</term> means legislation of a State government, a local government, or an Indian Tribe that—</text><subparagraph id="idFB4ECEAF3C954BB19AFD627CC54F1A12"><enum>(A)</enum><text>establishes a Right to Counsel;</text></subparagraph><subparagraph id="id70469792F9214CE4B4BD994B4F08B703"><enum>(B)</enum><text>identifies eligibility requirements for covered individuals, which may not—</text><clause commented="no" id="id19012AF64939467D9284DF08E90556AC"><enum>(i)</enum><text>discriminate against any individual on the basis of—</text><subclause commented="no" id="id5D0BE084C24F48B6B2186D3FE6A17F79"><enum>(I)</enum><text>the criminal record, gender identity, gender expression, sexual orientation, family status, age, national origin, disability, genetic information, family medical history, eviction history, or foreclosure history of the individual;</text></subclause><subclause commented="no" id="idFE18189AFEB144CF8714271FF14E7A34"><enum>(II)</enum><text>the immigration status or prior immigration status of the individual, except as required by Legal Services Corporation law and regulations; or</text></subclause><subclause commented="no" id="idB75179CCA51F4F37B066F36C4378242C"><enum>(III)</enum><text>any other protected status;</text></subclause></clause></subparagraph><subparagraph commented="no" id="id5BE86C783F3B47D89E2920369F59DF7F"><enum>(C)</enum><text>identifies the type of covered proceedings the eligible entity will include in the Right to Counsel; and</text></subparagraph><subparagraph commented="no" id="idB2ADFBC80A624AC089120FB340BD8DF9"><enum>(D)</enum><text>provides for a not more than<italic></italic> 5-year implementation period.</text></subparagraph></paragraph></subsection><subsection id="idB47DF9CEBD2F48F3A0ED39FC829FD3FF"><enum>(c)</enum><header>Federal reimbursements</header><paragraph id="idE3F998732BC842B8B4490C92E4CE1F9B"><enum>(1)</enum><header>In general</header><text display-inline="yes-display-inline">Each fiscal year, the Secretary shall reimburse an eligible entity for the total cost of implementing and maintaining a Right to Counsel if the Right to Counsel has a certification from the Secretary under subsection (e).</text></paragraph><paragraph id="idD33FB43680504B00A483BC5C3880C943"><enum>(2)</enum><header>Use of funds</header><subparagraph id="id141041976ABA4A06B294F6053E8EF361"><enum>(A)</enum><header>In general</header><text>The cost described in paragraph (1) may include—</text><clause id="id1D8EB1B3096E47E7BD33B6B914A1E473"><enum>(i)</enum><text>personnel costs;</text></clause><clause id="idFAFE80A522694377BC9B19E375ACEECF"><enum>(ii)</enum><text>operational costs;</text></clause><clause id="id5AB890885C6C4F54B27D0B6B6CBC55F9"><enum>(iii)</enum><text>administrative costs; and</text></clause><clause id="idE8849673E22A48F49993AB61619309CA"><enum>(iv)</enum><text>the cost of support services.</text></clause></subparagraph><subparagraph id="idFDB6978F2BAA4F1C98751D3DA9E841E4"><enum>(B)</enum><header>Limitation</header><clause id="id496C430BBEEB4BD28E1C41221A5BEEAA"><enum>(i)</enum><header>Affirmative cases</header><text>Not more than 5 percent of the cost described in paragraph (1) may be used to provide representation for covered individuals in an affirmative case.</text></clause><clause id="idA9847341998141DE858C88D72E4EF139"><enum>(ii)</enum><header>Other proceedings favored</header><text>An eligible entity may only provide representation for a covered individual in an affirmative case if the provision does not interfere with the ability of the eligible entity to provide representation to covered individuals for covered proceedings that are not affirmative proceedings.</text></clause></subparagraph></paragraph></subsection><subsection id="id329DC36A1B3E41EB8A9E6DF73E8FB719"><enum>(d)</enum><header>Application</header><paragraph id="id0E5009AFA6264E1F90A40765F9C62E95"><enum>(1)</enum><header>In general</header><text>An eligible entity that desires a reimbursement from the Secretary under subsection (c) shall submit to the Secretary an application at such time, in such manner, and accompanied by such information as the Secretary may reasonably require.</text></paragraph><paragraph id="id8B6CA845F6BE467FB10CE74276F5AE2C"><enum>(2)</enum><header>Contents</header><text>Each application submitted under paragraph (1) shall include the following:</text><subparagraph id="id0E3594C0C89E439AA5F8B66EAC862601"><enum>(A)</enum><text>If the Right to Counsel of the eligible entity covers actions for eviction, statistical data that shows, within the geographic boundaries of the eligible entity—</text><clause id="idAE4E0D8DF0D34EE1B62469B65C21E8C6"><enum>(i)</enum><text>the number of actions for eviction that were filed against individuals;</text></clause><clause id="id368A3654D10D43468A3EB8745CEEDF71"><enum>(ii)</enum><text>the number of orders for eviction that were granted as a result of an action described in clause (i);</text></clause><clause id="idC8FC4F57D7F94EB1B1C09B899D55A5F8"><enum>(iii)</enum><text>the number of actions for foreclosure that were filed against individuals;</text></clause><clause id="id5E31C16A73A343ADA3484AF7792D9B9D"><enum>(iv)</enum><text>the number of foreclosures that were granted as a result of an action described in clause (iii);</text></clause><clause id="id9107814F4C4E481F8630282E0004CE6C"><enum>(v)</enum><text>the percentage of the individuals described in clauses (i) and (iii) that were represented by an attorney in the eviction or foreclosure proceeding; and</text></clause><clause id="id9E0D5562BA704022A67503D06F081896"><enum>(vi)</enum><text>to the greatest extent practicable, the household income level of the individuals described in clauses (i) and (iii).</text></clause></subparagraph><subparagraph commented="no" id="id49BE6C44C019488589FBFDD2559E94ED"><enum>(B)</enum><text>A detailed plan for the implementation period of the Right to Counsel of the eligible entity that includes—</text><clause commented="no" id="id8E289912849A467B94086B411B73E7A7"><enum>(i)</enum><text>a timeline that describes the gradual increase in the number of covered individuals who receive housing-related legal representation at no cost;</text></clause><clause commented="no" id="idC45BFFF2D75C487EB01A446CE363A4B5"><enum>(ii)</enum><text>an assurance that key stakeholders, including legal service providers and community organizations—</text><subclause commented="no" id="idA52BF8B7A77441FD83B19B8EB0A6EE36"><enum>(I)</enum><text>were included in the formulation of the plan; and </text></subclause><subclause commented="no" id="id3B1EB37DC0C44CB6B0D7D7017DFDFFE1"><enum>(II)</enum><text>will be included in the execution of the plan; and</text></subclause></clause><clause commented="no" id="idCB08DD236EE64A969D6F17FC2C9102C4"><enum>(iii)</enum><text>proposed methods to increase the rate of housing-related legal representation for covered individuals.</text></clause></subparagraph></paragraph></subsection><subsection id="id05141EEFC1434DC9A8320CF647E2F8F2"><enum>(e)</enum><header>Certification</header><paragraph id="id45297C73896A4A12874B4F93F5FE07F5"><enum>(1)</enum><header>In general</header><text>The Secretary shall certify the Right to Counsel of an eligible entity if the eligible entity submits an application meeting the requirements under subsection (d).</text></paragraph><paragraph id="id79BFB330430D458E9F7777484097EEB1"><enum>(2)</enum><header>3-year review</header><subparagraph id="idD889A7BB09FD4CA4A8046E1B918D614E"><enum>(A)</enum><header>In general</header><text>A certification of the Secretary under paragraph (1) shall be effective for a 3-year period.</text></subparagraph><subparagraph id="id2902E0B1934F412BA8469324EDC76549"><enum>(B)</enum><header>Recertification</header><text>The Secretary shall extend the certification of the Right to Counsel of an eligible entity for an additional 3-year period if—</text><clause id="id492A1A61CFCD4066B25092E7AB01DE2D"><enum>(i)</enum><text>the eligible entity submits an additional application under subsection (d); and</text></clause><clause id="id46FEA5857E394DE48D52F5440E702C39"><enum>(ii)</enum><text>the additional application meets the requirements under subsection (d).</text></clause></subparagraph></paragraph></subsection><subsection id="id008C5859D42C4E58B80BF4359FF16299"><enum>(f)</enum><header>Reports</header><paragraph id="idC9B9814FD18A4939BB7B043CA79F7760"><enum>(1)</enum><header>In general</header><text>Not less frequently than annually, each eligible entity receiving a reimbursement from the Secretary under subsection (c) shall submit to the Secretary each of the following reports:</text><subparagraph id="idBBA139EDAC064D27AD8693E15F873E99"><enum>(A)</enum><text>For an eligible entity that is under an implementation period, a report summarizing the progress of the plan described in subsection (d)(2)(B).</text></subparagraph><subparagraph id="id322E58BC35A84038BCC676D89B4CCD46"><enum>(B)</enum><text>A report that includes—</text><clause id="idC2E835AF433A49DB9267F8FC787119E0"><enum>(i)</enum><text>an estimation of the number of covered individuals who live in the geographic boundaries of the eligible entity; and</text></clause><clause id="idCE213855BC074BB5870355FB05C1B652"><enum>(ii)</enum><text>statistical information relating to eviction and foreclosure proceedings handled by Right to Counsel attorneys of the eligible entity, including, to the greatest extent practicable, for each proceeding—</text><subclause id="idC10D7E3E553B480FAFC3F29CFEF17CD3"><enum>(I)</enum><text>the race of each covered individual;</text></subclause><subclause id="id505C5F1F578D490B902307A92D3D8973"><enum>(II)</enum><text>the age of each covered individual;</text></subclause><subclause id="id2CF130E852284EB8999F05BD373E50E1"><enum>(III)</enum><text>the household income of each covered individual;</text></subclause><subclause id="idADD7CC1CE19D461EA79FE59F97247FD9"><enum>(IV)</enum><text>the number of individuals included in the household of the covered individual;</text></subclause><subclause id="idDC0B54171BB945B68E0A454FB06F5987"><enum>(V)</enum><text>the type of property at issue; and</text></subclause><subclause id="idBCA55DDCD89044579DA33C531C79A1D0"><enum>(VI)</enum><text>whether the covered individual or a member of the household of the covered individual was a victim of domestic violence, dating violence, sexual assault, or stalking.</text></subclause></clause></subparagraph><subparagraph id="id61FE1E9A73254A07B384D1865884587D"><enum>(C)</enum><text>For an eligible entity with covered proceedings that include actions for eviction, a report that includes, for the previous year—</text><clause id="id4084722BEB574070A2767CFD27B8C6A5"><enum>(i)</enum><text>information with respect to the eligible entity on—</text><subclause id="id3F462F83A43A4361A3FBF9657E4B92CE"><enum>(I)</enum><text>the rate of eviction filings;</text></subclause><subclause id="id17E5E2700974458AB3848A8C82F028F9"><enum>(II)</enum><text>the number of evictions that were ordered;</text></subclause><subclause id="id8E82B2D8523B40FD80E95BA397568E97"><enum>(III)</enum><text>the number of evictions that were executed; and</text></subclause><subclause id="idEBFAA9F2E5B5454EBC4E07F284C7528E"><enum>(IV)</enum><text>the percentage of individuals who were represented by an attorney of an eviction proceeding;</text></subclause></clause><clause id="id70B81B2B0C0E40608B4E4153780389CD"><enum>(ii)</enum><text>information on the resolution of each eviction proceeding handled by Right to Counsel attorneys on behalf of the eligible entity, including—</text><subclause id="idB45E8AF071A047F3A9BC8AA297C0E255"><enum>(I)</enum><text>whether the covered individual was permitted to stay in the residence of the covered individual;</text></subclause><subclause id="idBA4298B0CB214BCD8F4B38BA387AFC22"><enum>(II)</enum><text>whether the covered individual was displaced from the residence of the covered individual; and</text></subclause><subclause id="idB6B11196B87C4AD895EAEA66379F9C5B"><enum>(III)</enum><text>in the case of a covered individual who was permitted to stay in the residence of the covered individual—</text><item id="idECB8865363B44298889EBE2E6DE7B61E"><enum>(aa)</enum><text>whether the landlord was ordered to perform repairs; and</text></item><item id="idE797CB5897A5466684CB7A2035BF3A3D"><enum>(bb)</enum><text>the amount of damages either party to the proceeding was ordered to pay; and</text></item></subclause></clause><clause id="id2D4C9D6045734B9687CE1614ACD06FA4"><enum>(iii)</enum><text>information on eviction proceedings handled by Right to Counsel attorneys on behalf of the eligible entity in which the Right to Counsel attorney withdrew or was discharged from the proceeding.</text></clause></subparagraph><subparagraph id="id1DB6D38A24004F2C80C5DC0BA060341A"><enum>(D)</enum><text>For an eligible entity with covered proceedings that include actions for foreclosure, a report that includes, for the previous year—</text><clause id="id3481EF12386048AC963197359E88DB4C"><enum>(i)</enum><text>information with respect to the eligible entity on—</text><subclause id="id772BF1AFCCE9446187ABF1E154D11F54"><enum>(I)</enum><text>the number of individuals who were defendants in a foreclosure proceeding; and</text></subclause><subclause id="idE6F91E30873A452FBE7D137311CF74F9"><enum>(II)</enum><text>the percentage of the individuals described in <italic></italic>subclause (I) that were represented by an attorney; and</text></subclause></clause><clause id="idA0B9E94F85254ACBACE069B9EE1FE901"><enum>(ii)</enum><text>information on the resolution of each foreclosure proceeding handled by Right to Counsel attorneys on behalf of the eligible entity, including—</text><subclause id="id7D5F538F2554483B80DC853630D9B6BD"><enum>(I)</enum><text>whether the covered individual retained possession of the residence of the covered individual;</text></subclause><subclause id="id5FE29A2DDB804DADBC0943A641733EF2"><enum>(II)</enum><text>whether the covered individual was displaced from the residence of the covered individual;</text></subclause><subclause id="id31501AFB12F745269DB3585FEF9E0769"><enum>(III)</enum><text>whether any payment plans were agreed upon;</text></subclause><subclause id="id731F6A4C6EC74168BBFE6CF66D23687D"><enum>(IV)</enum><text>the default amount at issue;</text></subclause><subclause id="id275FAD51775249AC9AF9E591E24DFCA6"><enum>(V)</enum><text>the value of the home on the date on which the foreclosure proceeding began; and</text></subclause><subclause id="idC49A9E022D7D4CC8B15FE2AC43D27A09"><enum>(VI)</enum><text>if applicable, the sale price of the home at foreclosure sale.</text></subclause></clause></subparagraph></paragraph><paragraph id="id05D58529AE5645A5BFECE3002A0B1610"><enum>(2)</enum><header>Personally identifying information removed</header><text>In each report submitted under paragraph (1), an eligible entity shall remove the personally identifying information of any covered individual.</text></paragraph></subsection><subsection id="idDF8D370D441243C48AF5F399FA8974FA"><enum>(g)</enum><header>Planning grants</header><paragraph id="id62EC6A4FA12549D481F08E3A9CA8B7EB"><enum>(1)</enum><header>In general</header><text>Each fiscal year, the Secretary shall award grants in the amount of $100,000 to each eligible entity that submits an application under paragraph (3) for the purpose of preparing an application under subsection (d). </text></paragraph><paragraph id="id94B1EA84D3CC4D59B9E4EA06473F690F"><enum>(2)</enum><header>Limitation</header><text>The total amount of grants made under paragraph (1) shall not exceed $2,500,000 in a fiscal year, to be provided to eligible entities described in that paragraph on a first-come, first-served basis.</text></paragraph><paragraph id="id6C48CF22D51E45FE9723863DF08DD5B3"><enum>(3)</enum><header>Planning grant application</header><subparagraph id="id9FD33FC45DE840C48E17BD7515B316ED"><enum>(A)</enum><header>In general</header><text>An eligible entity that desires a grant under paragraph (1) shall submit to the Secretary an application at such time, in such manner, and accompanied by such information as the Secretary may reasonably require.</text></subparagraph><subparagraph id="idBB4F9B5D2F754030B8F5CFA931520861"><enum>(B)</enum><header>Contents</header><text>An application submitted under subparagraph (A) shall include an estimation of the number of covered individuals the Right to Counsel of the eligible entity will serve.</text></subparagraph></paragraph></subsection><subsection id="idA45A6AB0B111463AB168AB0FE39E2673"><enum>(h)</enum><header>Independent commission study</header><text>The Secretary shall conduct a study to analyze the feasibility of establishing an independent commission or another independent regulatory body to administer Right to Counsel funding under this section.</text></subsection><subsection id="id33C8122908094088AD7E3F127C8E76FF"><enum>(i)</enum><header>Establishment of fund</header><paragraph id="id05CD1DCA440C450CA44F22514A2B86F2"><enum>(1)</enum><header>In general</header><text>There is established in the Treasury of the United States a fund consisting of the amounts authorized to be appropriated under paragraph (2).</text></paragraph><paragraph id="idA692329BE5F64AE89372A084C038B626"><enum>(2)</enum><header>Deposits to the fund</header><text>There are authorized to be appropriated and there are appropriated to the fund established under paragraph (1) such sums as may be necessary for each fiscal year for the cost of—</text><subparagraph id="id14CE5E596021464C9BEBF4BAD5568016"><enum>(A)</enum><text>the reimbursements required under subsection (c);</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id71DB96F8F3B7433A80C4CC8C0EDD2CC8"><enum>(B)</enum><text>the grants required under subsection (g); and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="idE0B9AB89C4124659B99199851CA1A44B"><enum>(C)</enum><text>the study required under subsection (h). </text></subparagraph></paragraph></subsection></section><section id="id68559083066841f0913e6469fb02fa12"><enum>109.</enum><header>Landlord Guarantee Program</header><subsection id="id32912504aefa4670b0d8cd85b4792d32"><enum>(a)</enum><header>Establishment</header><text>The Secretary shall develop and implement a Landlord Guarantee Program (in this section referred to as the <term>Program</term>), to be administered by public housing agencies, to provide financial assistance to landlords to mitigate damages caused by tenants receiving tenant-based rental assistance under section 8(o) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f(o)</external-xref>).</text></subsection><subsection id="id98d30f2f96ed4dada2712cc7abcba79d"><enum>(b)</enum><header>Eligibility</header><text>In order to receive assistance under the Program, a landlord shall—</text><paragraph id="idC0E2A37220FF485998BDA5664900E972"><enum>(1)</enum><text>obtain judgment against the tenant from the public housing agency with jurisdiction over the property; </text></paragraph><paragraph id="id07D6FB21F2F0475494414CD9191A0642"><enum>(2)</enum><text>submit to the Secretary an application to receive assistance under the Program not later than 1 year after the date on which the landlord obtains judgment under paragraph (1); and</text></paragraph><paragraph id="id171BF4997FA142158E12C63F6EF0B669"><enum>(3)</enum><text>rent to a tenant with a valid guarantee.</text></paragraph></subsection><subsection id="id8363B2B5470C412FAC70A0034BB54B45"><enum>(c)</enum><header>Use of funds</header><text>Amounts received under the Program shall only be used for reimbursing amounts in a judgment described in subsection (b) that are related to property damage, unpaid rent, or other damages, including damages—</text><paragraph id="ide605c6e251da43699037d8f20399e337"><enum>(1)</enum><text>caused as a result of the occupancy of the tenant, including where the tenant is a victim of domestic violence, dating violence, sexual assault, or stalking;</text></paragraph><paragraph id="idd329b257cda14e08926948856d392b69"><enum>(2)</enum><text>that exceed normal wear and tear; and</text></paragraph><paragraph id="id2e315e18e16e44af9e8cbbe7fedb9c7b"><enum>(3)</enum><text>that are in excess of $500 but not more than $5,000 per tenancy.</text></paragraph></subsection><subsection id="idCCD625B0B27A4CDC9788E028E3A2BCD7"><enum>(d)</enum><header>Fees</header><text>The Secretary shall assess and collect a fee from each landlord that participates in the Program that is equal to 1 percent of the rental value of the property for which the landlord seeks to mitigate damages caused by tenants.</text></subsection><subsection id="id19df504f6b594d558f05436b1011ab0c"><enum>(e)</enum><header>Tenant accountability</header><text>A tenant shall be eligible for not more than 2 claims under the Program every 10 years.</text></subsection><subsection id="id534e1783932449598346b544052d9fe0"><enum>(f)</enum><header>Landlord Accountability</header><text>A landlord shall be eligible for not more than 1 claim under the Program per dwelling unit every 10 years.</text></subsection><subsection id="id9709801f9ad242a1928c89757143fdfe"><enum>(g)</enum><header>Fund</header><text>There is established in the Treasury of the United States a fund to be known as the Landlord Guarantee Program Fund, into which shall be deposited—</text><paragraph id="id87DB71B4CC5E4CC79DE9E06A8408BCAF"><enum>(1)</enum><text>amounts appropriated to the fund; and</text></paragraph><paragraph id="id0B903867D54847858171A434CEF448E0"><enum>(2)</enum><text>all amounts collected as fees under subsection (d).</text></paragraph></subsection><subsection id="id9C0BA5AAB55847728BA7E54041A69FCD"><enum>(h)</enum><header>Regulations</header><text>The Secretary shall issue regulations to implement the Program, including regulations relating to—</text><paragraph id="idD55799573E514D96AE5DDB3A212CF42F"><enum>(1)</enum><text>additional qualifications and requirements that a landlord is required to meet to receive assistance under the Program; and</text></paragraph><paragraph id="id23C42302261B4535AE3D7C20CD689805"><enum>(2)</enum><text>the form of application that a landlord shall submit to the Secretary to receive assistance under the Program. </text></paragraph></subsection></section><section commented="no" display-inline="no-display-inline" id="idC8AD63CFC3AD4B5BB63DA9979E4CC335"><enum>110.</enum><header>Including all forms of housing in HUD consolidated plan</header><subsection id="ide5cf6290ffa34dcba3e5f1fc949df0d4"><enum>(a)</enum><header>Definition of consolidated plan</header><text>In this section, the term <term>consolidated plan</term> means a comprehensive housing affordability strategy and community development plan required under part 91 of title 24, Code of Federal Regulations, or any successor regulation.</text></subsection><subsection id="idb9da65a6ace44774b99fae94f01d2e03"><enum>(b)</enum><header>Issuance of guidelines relating to non-Traditional forms of affordable housing</header><text display-inline="yes-display-inline">The Secretary shall issue regulations that require that each grantee that is required to submit a consolidated plan shall include, to the greatest extent practicable, actionable plans to incorporate and preserve in the overall affordable housing stock—</text><paragraph id="id1EF6401EF3D64F56A627E9676C585A64"><enum>(1)</enum><text>modular housing constructed in accordance with State, local, or regional site-built building codes;</text></paragraph><paragraph id="idD597DBA4B3D344D9A507F639166AA00C"><enum>(2)</enum><text>single room occupancy units;</text></paragraph><paragraph id="id48aa9ec46ca44d938bfe228818145a9e"><enum>(3)</enum><text>emergency shelters, including dwelling units under 400 square feet and supportive tiny housing villages; </text></paragraph><paragraph id="id211AF3AC5850431F991222CC1B2B8CA0"><enum>(4)</enum><text>shared equity homes, including community land trusts; and</text></paragraph><paragraph id="id5E6C006DBF5F40E8BC1AB10FF210CE67"><enum>(5)</enum><text>cooperative housing ownership models.</text></paragraph></subsection></section><section id="id5F1FBD919D80499D98B6E9D3BCA425A8"><enum>111.</enum><header>Prohibiting discrimination against voucher holders</header><subsection id="id6b1d983fd8764a87b66f32b40138c943"><enum>(a)</enum><header>In general</header><text>The Fair Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/3601">42 U.S.C. 3601 et seq.</external-xref>) is amended—</text><paragraph id="id4e19c4600cf245518741cbd7f2ff7a67"><enum>(1)</enum><text>in section 802 (<external-xref legal-doc="usc" parsable-cite="usc/42/3602">42 U.S.C. 3602</external-xref>), by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idf0d7b9c415b44f018fc46bc4e33df4e4"><subsection id="idc1837cf3523f4d33a3494098960815ad"><enum>(p)</enum><text><quote>Source of income</quote> means lawful, verifiable income paid directly to a tenant or to a representative of a tenant, or paid to a housing owner or landlord on behalf of a tenant, including Federal rent subsidy payments under section 8 of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f</external-xref>) and any other local, State, or Federal housing or financial assistance.</text></subsection><after-quoted-block>;</after-quoted-block></quoted-block></paragraph><paragraph id="id0e49768d6ca3402caa95e16c15e4951a"><enum>(2)</enum><text>in section 804 (<external-xref legal-doc="usc" parsable-cite="usc/42/3604">42 U.S.C. 3604</external-xref>), by inserting <quote>source of income,</quote> after <quote>familial status,</quote> each place that term appears;</text></paragraph><paragraph id="idb72402c7da944bd98ac3404db33e12a5"><enum>(3)</enum><text>in section 805 (<external-xref legal-doc="usc" parsable-cite="usc/42/3605">42 U.S.C. 3605</external-xref>)—</text><subparagraph id="id253112be77364a8fbf46f647a35d780e"><enum>(A)</enum><text>in subsection (a), by inserting <quote>source of income,</quote> after <quote>familial status,</quote>; and</text></subparagraph><subparagraph id="id5184e0bb64bb46b3a1e3777797d5c3f0"><enum>(B)</enum><text>in subsection (c), by inserting <quote>source of income,</quote> after <quote>handicap,</quote>;</text></subparagraph></paragraph><paragraph id="idece4dd1c7167469f9feb0c05fb437f85"><enum>(4)</enum><text>in section 806 (<external-xref legal-doc="usc" parsable-cite="usc/42/3606">42 U.S.C. 3606</external-xref>), by inserting <quote>source of income,</quote> after <quote>familial status,</quote>; and</text></paragraph><paragraph id="id46675f6ad91a4cc491d3e2eed7aa96dc"><enum>(5)</enum><text>in section 808(e)(6) (<external-xref legal-doc="usc" parsable-cite="usc/42/3608">42 U.S.C. 3608(e)(6)</external-xref>), by inserting <quote>source of income,</quote> after <quote>handicap,</quote>.</text></paragraph></subsection><subsection id="id9914c506b72e4bdcbe5ba0df40974b00"><enum>(b)</enum><header>Prevention of intimidation in fair housing cases</header><text>Section 901 of the Civil Rights Act of 1968 (<external-xref legal-doc="usc" parsable-cite="usc/42/3631">42 U.S.C. 3631</external-xref>) is amended by inserting <quote>source of income (as defined in section 802),</quote> before <quote>or national origin</quote> each place that term appears.</text></subsection><subsection id="idfc89fd0e0e1d4016ab611209816370a0"><enum>(c)</enum><header>Authorization of appropriations</header><text>There is authorized to be appropriated to carry out this section $50,000,000 for each of fiscal years 2022 through 2031. </text></subsection></section><section id="id88e40d6fbc8e469fa3a443d4b0d62b34"><enum>112.</enum><header>Fair market rent appeal</header><subsection id="id97b07bb593f84b1b8ebca2748a64de29"><enum>(a)</enum><header>Definitions</header><text>In this section:</text><paragraph id="id915C05175B644D59925C7FB74F9EF92A"><enum>(1)</enum><header>Fair market rent</header><text>The term <term>fair market rent</term> means the applicable fair market rental established under section 8(c) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f(c)</external-xref>).</text></paragraph><paragraph id="idA24B3CB9CA7B48509D54E14F3CC6CF06"><enum>(2)</enum><header>Successful fair market rent appeal</header><text>The term <term>successful fair market rent appeal</term> means a reevaluation of a fair market rent resulting in a revised fair market rent that is not less than 3 percent higher than the fair market rent for the preceding year.</text></paragraph></subsection><subsection id="id77BE102B359747DF9DE87F70E18A5BE3"><enum>(b)</enum><header>Fair market rent appeal</header><text>In the case of an appeal made by a public housing agency of a fair market rent established by the Secretary, the Secretary shall—</text><paragraph id="id58efd53ede564a6a88d4e8892e9a25a8"><enum>(1)</enum><text>calculate and publish estimates of historical underfunding over the preceding 10-year period due to fair market rents that are below true market value; and</text></paragraph><paragraph id="idc7d33ae1d7f446ebbbae42897c3d977a"><enum>(2)</enum><text>if the Secretary determines that the fair market rent calculation was below true market value, reimburse the public housing agency or nonprofit owner of a residential dwelling unit subject to fair market rent an amount equal to 75 percent of the estimated underpayment caused by the inaccurate fair market rent calculation.</text></paragraph></subsection><subsection id="id1e38da898d56468abe7c2cd77b2784c6"><enum>(c)</enum><header>Survey</header><text>The Secretary shall enter into a memorandum of agreement with a State housing finance agency to conduct a statewide rental market survey if a State experiences more than 2 successful fair market rent appeals within the preceding 5 calendar years.</text></subsection><subsection id="idaeac5058fb174baa92e2d0b1122059fc"><enum>(d)</enum><header>Reimbursement for successful fair market rent appeals</header><text>The Secretary shall grant an amount equal the actual direct expenses incurred by a public housing agency associated with a successful fair market rent appeal. </text></subsection><subsection id="id63ABB355D1C044E59DFEE60D3A68B927"><enum>(e)</enum><header>Authorization of appropriations</header><text>There is authorized to be appropriated such sums as may be necessary to carry out this section for each of fiscal years 2022 through 2031. </text></subsection></section><section id="id57d9fdb723c04a79ac5eeec02cfb8f08"><enum>113.</enum><header>Office of restorative housing justice</header><subsection id="id00A1BAF5AB894DDBA3811409A4DBCD6B"><enum>(a)</enum><header>Definition of covered geographic area</header><text>In this section, the term <term>covered geographic area</term> means a geographic area that is—</text><paragraph id="id9AD0ECCDA4334B57A275FB7FCC3809F6"><enum>(1)</enum><text>within 20 miles of—</text><subparagraph id="id99861CE4487D4B019E6A928FE27F2802"><enum>(A)</enum><text>an area that was subject to an Urban Renewal Loan and Grant Contract from the Department of Housing and Urban Development; or</text></subparagraph><subparagraph id="id2208F35087994767A262D9B93C5C7CC7"><enum>(B)</enum><text>an area designated by the Home Owners' Loan Corporation as <quote>C—Definitely Declining</quote> or <quote>D—Hazardous</quote>; and</text></subparagraph></paragraph><paragraph id="idE0C855B1077844F78904EE3FD309059B"><enum>(2)</enum><text>within the service area of a single public housing agency.</text></paragraph></subsection><subsection id="id1C2BD6B141B14DC1BE17E09A7A1D08E8"><enum>(b)</enum><header>Establishment</header><text>The Secretary shall establish within the Department of Housing and Urban Development an Office of Restorative Housing Justice (in this section referred to as the <term>Office</term>) to execute an affordable housing assistance preference policy for individuals and the parents, grandparents, or primary caretakers of people who—</text><paragraph id="id8F10225304644DF0AF638D9E00F175CF"><enum>(1)</enum><subparagraph commented="no" display-inline="yes-display-inline" id="idDCA31262FA59477280720E89047D5F73"><enum>(A)</enum><text>lost title to a personal residential property or at any point possessed title to real property in a covered geographic area; or</text></subparagraph><subparagraph id="idFAE5160DF34B4991963365D46251FD75" indent="up1"><enum>(B)</enum><text>were displaced from a tenancy or established residence in a covered geographic area; and </text></subparagraph></paragraph><paragraph id="id0CB8274E0B314BEF985D444CB06A183B"><enum>(2)</enum><text>seek to return to an area that was historically a covered geographic area.</text></paragraph></subsection><subsection id="idEB84451B99B6444EA1FC55862E74D64A"><enum>(c)</enum><header>Public housing agencies</header><paragraph id="id2F497E7FC9494892B2C8E365DDC51C41"><enum>(1)</enum><header>In general</header><text>Each public housing agency with a geographic service area that includes a covered geographic area shall be eligible to receive funding from the Office to carry out an affordable housing assistance preference policy in accordance with subsection (h).</text></paragraph><paragraph id="idFCBBABEF411C4843B0043EC2BC15C5E7"><enum>(2)</enum><header>Additional expenses</header><text>A public housing agency may use not more than 10 percent of the funding received from the Office in a fiscal year for administration and education purposes.</text></paragraph></subsection><subsection id="id1E4208394A9D488C8B295259E36FBA21"><enum>(d)</enum><header>Director</header><text>The Office shall be headed by a Director, who shall be appointed by the Secretary.</text></subsection><subsection id="id7FC55C813C254C959ED4AE72A3C15B54"><enum>(e)</enum><header>Office of the Ombudsperson</header><paragraph id="id9567C413ABF74DB7966C01CEBBEF3476"><enum>(1)</enum><header>Establishment</header><text>There is established within the Office an Office of the Ombudsperson, which shall be—</text><subparagraph id="id4493A870CAA442E2B69CE3FCE51F9BDE"><enum>(A)</enum><text>responsible for—</text><clause id="id9E0EF219D0A946148230D93CF5E3EEF5"><enum>(i)</enum><text>ensuring that the National Advisory Council and the Community Advisory Council established under subsections (f) and (g), respectively, are carrying out the intended mission of the Office; and</text></clause><clause id="idF3F5B43295C741389660711C442876D6"><enum>(ii)</enum><text>advocating for individuals who are seeking housing assistance through the housing assistance preference policy established under subsection (h); and</text></clause></subparagraph><subparagraph id="id0B93B3C574944C89864056C5FBA4ADAE"><enum>(B)</enum><text>an impartial, confidential resource that is fully independent of the Department of Housing and Urban Development and the Office.</text></subparagraph></paragraph><paragraph id="idA362F170FECE4F2798B49EE52933ED78"><enum>(2)</enum><header>Ombudsperson</header><subparagraph id="idAC4002DD43C94752B5181B1842E660EB"><enum>(A)</enum><header>In general</header><text>The Office of the Ombudsperson shall be headed by an Ombudsperson, who shall—</text><clause id="id9FFD573BC70D438E8758230FA184C66F"><enum>(i)</enum><text>be a career employee in the Senior Executive Service, as defined in section 3132(a) of title 5, United States Code; and </text></clause><clause id="id73EC5E49EB704EEC96D68BC0CCAF3B23"><enum>(ii)</enum><text>have demonstrated experience in housing law and racial equity work.</text></clause></subparagraph><subparagraph id="id6EFB81408F234D1C8AAF791DC65BBF0D"><enum>(B)</enum><header>Duties</header><text>The Ombudsperson shall—</text><clause id="idC8CB8BFB8EA04500B8C62CDC1104D534"><enum>(i)</enum><text>monitor the National Advisory Council and the Community Advisory Council established under subsections (f) and (g), respectively, and the Office for compliance with applicable laws and standards, including by investigating—</text><subclause id="idFE7FED3E3CB245A8B7BA3284B40945F5"><enum>(I)</enum><text>claims of—</text><item id="idAB56F94C26334073B0C16F076B7A82B1"><enum>(aa)</enum><text>inadequate use of funds;</text></item><item id="id7E82C855EEFA42269C7A1258BC44BABB"><enum>(bb)</enum><text>inequitable implementation of the preference policy established under subsection (h); and</text></item><item id="id2D51E4220DF04B9A94A36B7B0A623105"><enum>(cc)</enum><text>inaccurate covered geographic areas; and </text></item></subclause><subclause id="id23E68427A40B4971A87602E92771E8D3"><enum>(II)</enum><text>complaints against the Office and each of the Councils;</text></subclause></clause><clause id="ida2ac3231b733469394c604e72aac54a3"><enum>(ii)</enum><text>not less frequently than quarterly, invite community stakeholders, tenants’ rights organizations, and others to participate in a meeting to ensure that Ombudsperson is aware of stakeholder concerns and priorities and to provide feedback on stakeholder requests; and</text></clause><clause id="id16E0850300C64F858CA0CA575FD3197E"><enum>(iii)</enum><text>establish regional offices to the Office of the Ombudsperson to sure the inclusion of pertinent local and regional issues, trends, and challenges for consideration by the Ombudsperson. </text></clause></subparagraph><subparagraph id="id040F9FF9910247B9A46504B8C2A03E87"><enum>(C)</enum><header>Subpoena power</header><text>The Ombudsperson may—</text><clause id="id6d0be30c385641c88e663c3b57839a74"><enum>(i)</enum><text>issue a subpoena to require the production of all information, reports, and other documentary evidence necessary to carry out the duties of the Ombudsperson; and</text></clause><clause id="id6a5cdd3a123945dc975f2c7c47b69c80"><enum>(ii)</enum><text>invoke the aid of any appropriate court of the United States. </text></clause></subparagraph><subparagraph id="idf5cba64c376a4fc0a129f80ed437d7d6"><enum>(D)</enum><header>Reporting mechanisms</header><text>The Ombudsperson shall establish and maintain—</text><clause id="idfd33600ebfb540208f99069319c92bad"><enum>(i)</enum><text>a toll free telephone number to receive complaints and reports of matters for investigation;</text></clause><clause id="id4ef24e54ad5347a098c62be4cf83c8ae"><enum>(ii)</enum><text>an email address to receive complaints, such reports, and requests for review of housing preference determinations; and</text></clause><clause id="idc47c3b54c54940f6982a7b0bdbaa9f95"><enum>(iii)</enum><text>a website to receive complaints and reports for matter of investigation.</text></clause></subparagraph></paragraph></subsection><subsection id="id2753C5493CEE4F36802249AD7DD4BEC4"><enum>(f)</enum><header>National Advisory Council</header><paragraph id="id7CE8AECB322D4D9BB66E365E94376809"><enum>(1)</enum><header>In general</header><text>The Director of the Office shall establish within the Office an advisory council, which shall—</text><subparagraph id="id31E3A66C10BA4C74B66461A649296792"><enum>(A)</enum><text>be composed of 10 members, of whom—</text><clause id="id61E82C53A34146C1A2F338244C01DC2C"><enum>(i)</enum><text>one shall be the Director of the Office;</text></clause><clause id="idA63A6DE5F4AA447880E1B4B491FFBF52"><enum>(ii)</enum><text>two shall be representatives from national nonprofit civil rights organizations and appointed by the Director;</text></clause><clause id="id541F7008D19E494C9A0C2FC3C4BDA1BC"><enum>(iii)</enum><text>two shall be representatives from national tenant rights organizations and appointed by the Director;</text></clause><clause id="idFB4E921BEA83453A959368282972F2A7"><enum>(iv)</enum><text>three shall be individuals eligible for assistance under this section and appointed by the Director; and </text></clause><clause id="id1CAF85BA1E504F669B03EF17B30654A7"><enum>(v)</enum><text>two shall be appointed by the Secretary at the discretion of the Secretary;</text></clause></subparagraph><subparagraph id="id9FB1C2C1ED8D4B288C2C9B0D1E6EB3CB"><enum>(B)</enum><text>submit to Congress an annual report in partnership with a housing and homelessness innovation research center established under section 401; </text></subparagraph><subparagraph id="id387c9064ee7f419087c91ba07da8a14f"><enum>(C)</enum><text>provide technical assistance to annual action plans submitted by a community advisory council established under subsection (g); and</text></subparagraph><subparagraph id="idA6557A45BBDD4B23814767EA5172509A"><enum>(D)</enum><text>submit annual recommendations relating to the policies and regulations of the Office.</text></subparagraph></paragraph></subsection><subsection commented="no" id="id9f580c156864470781e31753949a935b"><enum>(g)</enum><header>Community Advisory Council</header><paragraph commented="no" id="id6c3787b4b7bd48f683120a365f973c43"><enum>(1)</enum><header>In general</header><text>Each public housing agency shall establish a community advisory council, which shall—</text><subparagraph commented="no" id="idA7031390E9734CD98C22E0AE2601166B"><enum>(A)</enum><text>establish an annual action plan, which shall—</text><clause commented="no" id="id69137EEA6D414DAB89AB6E972DCC1238"><enum>(i)</enum><text>be submitted to the National Advisory Council established under subsection (f);</text></clause><clause commented="no" id="id33A52E3AA5C24EABA1FF8C8CF9BF8638"><enum>(ii)</enum><text>govern the release of funds under this section and administer the preference scale established under subsection (h); and</text></clause><clause commented="no" id="id68AAD4035A48454198F66C8EF839202B"><enum>(iii)</enum><text>include demographic data and information on how funds released under this section were used during the preceding year; and</text></clause></subparagraph><subparagraph commented="no" id="idfe051cbe19b9467fbe9b08088613cc51"><enum>(B)</enum><text>be composed of 10 members with a 2-year term limit, of whom—</text><clause commented="no" id="idb28c8439ca864fbb81da921edeb65b70"><enum>(i)</enum><text>one shall be the Executive Director of the public housing agency or an appointee from the public housing agency;</text></clause><clause commented="no" id="idb773de450dc54691ae232a9f491d6be6"><enum>(ii)</enum><text>two shall be representatives from a local nonprofit civil rights organizations and appointed by the Director of the council;</text></clause><clause commented="no" id="idc1b7dc223bd446d48b3524eb787877bf"><enum>(iii)</enum><text>two shall be representatives from local tenant rights organizations and appointed by the Director of the council;</text></clause><clause commented="no" id="id7112772dcb4c49c5a323589f30d0342d"><enum>(iv)</enum><text>three shall be individuals eligible for displacement compensation under this section and appointed by the Director of the council; and</text></clause><clause commented="no" id="id22c0f70d20b949d79ed2f162c2db7eb9"><enum>(v)</enum><text>two shall be appointed by the Director of the council at the discretion of the Executive Director of the public housing agency.</text></clause></subparagraph></paragraph><paragraph commented="no" id="id8727829a402641d3996c9255b21d6fec"><enum>(2)</enum><header>Director</header><subparagraph commented="no" id="id6ECFD307330744BC83CA72E4C15AC794"><enum>(A)</enum><header>Appointment in first year</header><text>During the 1-year period following the date on which a community advisory council is established under paragraph (1), the member described in paragraph (1)(B)(i) shall serve as Director of the council. </text></subparagraph><subparagraph commented="no" id="id04DB2F4B40314C24913A10D15C96D566"><enum>(B)</enum><header>After first year</header><text>After the 1-year period described in subparagraph (B), the Director of a community advisory council shall be appointed on an annual basis by majority vote of the council.</text></subparagraph><subparagraph commented="no" id="idA517C78B91344533AD6523163576FF8C"><enum>(C)</enum><header>Duties</header><text>The Director of a community advisory council shall submit to the council established under subsection (e) on an annual basis—</text><clause commented="no" id="id22efbe75c97043ac9ec459869eac9a1f"><enum>(i)</enum><text>the action plan required under paragraph (1)(A) and an accompanying report; and</text></clause><clause commented="no" id="id14cdd12f4dae477db3390cf88f821a8a"><enum>(ii)</enum><text>policy proposals for the community advisory council.</text></clause></subparagraph></paragraph><paragraph id="id71ca22b54b3349d084987a60fc943d5e"><enum>(3)</enum><header>Incorporation by States</header><text>Each State shall, to the greatest extent possible, incorporate the action plan established by the applicable community advisory council into all applicable sections of the annual consolidated plan, as defined in section 110(a). </text></paragraph><paragraph commented="no" id="id8d33bbadf2434d799650a7d7eecc21df"><enum>(4)</enum><header>Funding</header><text>Each public housing agency shall allocate $100,000 on an annual basis to the community advisory council established under this subsection.</text></paragraph></subsection><subsection id="id986A323371D64D7A8FA65D47DEB260DB"><enum>(h)</enum><header>Preference scale</header><paragraph id="id9FD05978E0264A77AA10C06C663A0919"><enum>(1)</enum><header>In general</header><text>The community advisory council of a public housing agency established under subsection (f) shall determine individual preference for funds made available under this section to applicants on a scale of 1 to 5, with 1 point awarded for each of the following factors:</text><subparagraph commented="no" id="id3A731137441D4A25A7A97245ED86D7CC"><enum>(A)</enum><text>Whether the applicant lost title or possessed title to a property or was displaced, as described in subparagraphs (A) and (B) of subsection (b)(1).</text></subparagraph><subparagraph commented="no" id="ide57df35f64244f69a5c851fafd74dad7"><enum>(B)</enum><text>Whether the applicant is a descendant of someone who lost title or possessed title to a property or was displaced, as described in subparagraphs (A) and (B) of subsection (b)(1).</text></subparagraph><subparagraph id="id0069d44e48a641eba7a400d2f385c498"><enum>(C)</enum><text>Whether the income of the applicant is below 30 percent of the median income in the area in which the applicant resides. </text></subparagraph><subparagraph id="id5c14c8d2f06246b790fdb6ca734217cd"><enum>(D)</enum><text>Whether the income of the applicant is below 60 percent of the median income in the area in which the applicant resides. </text></subparagraph><subparagraph id="id526a413d60e44224b7b99b70729cb598"><enum>(E)</enum><text>Whether the applicant attended a school designated as a title I school for more than 5 years. </text></subparagraph></paragraph></subsection><subsection id="id28B1FB6349864715857A2B2AFD6D62CD"><enum>(i)</enum><header>Fund</header><text>There is established in the Treasury of the United States a fund to be known as the Restorative Housing Justice Fund, into which shall be deposited—</text><paragraph id="id8CCD205565D14E5CB9A356381155BCA9"><enum>(1)</enum><text>amounts appropriated to the fund; and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id978556B1A2BD4C4594FFC40F324C4692"><enum>(2)</enum><text>all amounts set aside for the Restorative Housing Justice Fund under any other provision of law.</text></paragraph></subsection><subsection id="id32985ce7328b4f2d805ee810efd30dec"><enum>(j)</enum><header>Authorization of appropriations</header><text>There is authorized to be appropriated to the Secretary to carry out this section such sums as may be necessary each of fiscal years 2022 through 2031. </text></subsection></section></title><title id="id68E951C65EC949F8AD1C09BB43F1DC2B" style="OLC"><enum>II</enum><header>Construction and Preservation</header><section id="idB9448917425E4404BCFC0A59DCA685F0"><enum>201.</enum><header>Housing Trust Fund</header><subsection id="id8237DB0A06734415B857AAB751C757BF"><enum>(a)</enum><header>In general</header><text display-inline="yes-display-inline">Section 1338 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (<external-xref legal-doc="usc" parsable-cite="usc/12/4568">12 U.S.C. 4568</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id74c84f1eca9f44f4b8660bf04321148f"><subsection id="ida428554fb542463d95d48cf03bd9a23a"><enum>(j)</enum><header>Inclusion of supplemental appropriations in congressional justification</header><text>Beginning for fiscal year 2022 and each fiscal year thereafter, the Secretary shall include, in the annual budget justification submitted by the Secretary, a recommended supplemental appropriation level for the Housing Trust Fund, which shall be in an amount that is sufficient to eliminate the shortage of affordable and available rental dwelling units over a 10-year period.</text></subsection><subsection id="id719e88946e5b491f98e5f07142bf95ba"><enum>(k)</enum><header>Supplemental appropriation for 2021</header><text>Out of amounts not otherwise appropriated, there is appropriated to the Housing Trust Fund $45,000,000,000 for fiscal year 2021.</text></subsection><after-quoted-block>.</after-quoted-block></quoted-block></subsection></section><section id="idA7F5E5654B4F45029AEB926C4D4A08CA"><enum>202.</enum><header>Rural housing trust fund construction of USDA multifamily housing for low-income families</header><text display-inline="no-display-inline">The Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1471">42 U.S.C. 1471 et seq.</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idB8EFB61B5F3F4AE9AFFAF7FCF308BA8A"><section id="id1F303CD98DA743BCB4600084673E4BE1"><enum>545.</enum><header>Multifamily housing construction for low-income families</header><subsection commented="no" display-inline="no-display-inline" id="id227B64352483498B8D3CF375A5FCF338"><enum>(a)</enum><header display-inline="yes-display-inline">Establishment</header><text display-inline="yes-display-inline">The Secretary shall carry out a program under this section for the construction of multifamily rental housing projects financed with a loan under section 515 and with rental assistance provided under section 521 for low-income families in rural areas.</text></subsection><subsection commented="no" display-inline="no-display-inline" id="idD3851D0534B74A85BA5DCA5D3685656B"><enum>(b)</enum><header>Authorization of appropriations</header><text display-inline="yes-display-inline">There is authorized to be appropriated to the Secretary to carry out this section $100,000,000 for each of fiscal years 2022 through 2031.</text></subsection></section><after-quoted-block>.</after-quoted-block></quoted-block></section><section id="ida56bb34670aa47978a65a3e2869626eb"><enum>203.</enum><header>Strategy and investment in rural housing</header><subsection id="id645F1F477FCA4844A2FE7D7D2CB12189"><enum>(a)</enum><header>In general</header><text display-inline="yes-display-inline">Title V of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1471">42 U.S.C. 1471 et seq.</external-xref>), as amended by section 202 of this Act, is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id89ec49da8bb24ef0ba7fe6d5a388ed07"><section id="id3ad484de30dc4dc7a57cbf37c8e8d6cc"><enum>546.</enum><header>Housing preservation and revitalization program</header><subsection id="ide772bbb24ca344cdb14a182eaa8eae83"><enum>(a)</enum><header>Establishment</header><text>The Secretary shall carry out a program under this section for the preservation and revitalization of multifamily rental housing projects financed with loans under sections 514, 515, and 516.</text></subsection><subsection id="ide0a5822df213491fbd088f91d7c00ed1"><enum>(b)</enum><header>Notice of maturing loans</header><paragraph id="id81095478830740d58477ad0c10ec092a"><enum>(1)</enum><header>To owners</header><text>On an annual basis, the Secretary shall provide written notice to each owner of a property financed under section 515 or both sections 514 and 516 that will mature within the 4-year period beginning upon the provision of such notice, setting forth the options and financial incentives that are available to facilitate the extension of the loan term or the option to decouple a rental assistance contract pursuant to subsection (f).</text></paragraph><paragraph id="id0ee7551d697c4cc3917e7b6ab461a4b6"><enum>(2)</enum><header>To tenants</header><subparagraph id="id4bdc24245e89439f82b1571dfd6b5936"><enum>(A)</enum><header>In general</header><text>For each property financed with a loan made or insured under section 514, 515, or 516, not later than the date that is 2 years before the date that such loan will mature, the Secretary shall provide written notice to each household residing in such property that informs them of the date of the loan maturity, the possible actions that may happen with respect to the property upon such maturity, and how to protect their right to reside in Federally assisted housing after such maturity.</text></subparagraph><subparagraph id="id3a8a2bfff5f24fe4a931dfb47c3f58c4"><enum>(B)</enum><header>Hold harmless</header><text>If the Secretary fails to provide households with the notice required under subparagraph (A), the residents shall be held harmless from rent increases until the required notice period elapses. </text></subparagraph><subparagraph id="idc3e48c811df146b685d7ea0f545b8e41"><enum>(C)</enum><header>Language</header><text>Notice under this paragraph shall be provided in plain English and shall be translated to other languages in the case of any property located in an area in which a significant number of residents speak such other languages, consistent with guidance issued by the Secretary in accordance with Executive Order 13166 (<external-xref legal-doc="usc" parsable-cite="usc/42/2000d-1">42 U.S.C. 2000d–1</external-xref> note; relating to access to services for persons with limited English proficiency). </text></subparagraph></paragraph></subsection><subsection id="idd84471eeb0f446e5b96036677a2eeb63"><enum>(c)</enum><header>Loan restructuring</header><text>Under the program under this section, the Secretary may restructure such existing housing loans, as the Secretary considers appropriate, for the purpose of ensuring that such projects have sufficient resources to preserve the projects to provide safe and affordable housing for low-income residents and farm laborers, by—</text><paragraph id="idface4ac869f8492ab76cb764fa21b4f6"><enum>(1)</enum><text>reducing or eliminating interest;</text></paragraph><paragraph id="ida9e1d70d847c40418f14a73bc172bf68"><enum>(2)</enum><text>deferring loan payments;</text></paragraph><paragraph id="id8af1ae4fde2c45da851826f7b5cd512a"><enum>(3)</enum><text>subordinating, reducing, or reamortizing loan debt; and</text></paragraph><paragraph id="idb5becbee71ff485bb10ae5256144d3ba"><enum>(4)</enum><text>providing other financial assistance, including advances, payments, and incentives (including the ability of owners to obtain reasonable returns on investment) required by the Secretary.</text></paragraph></subsection><subsection id="id7dde8f4634cf4b37b58d90bb7353c6fa"><enum>(d)</enum><header>Renewal of rental assistance</header><text>When the Secretary offers to restructure a loan pursuant to subsection (c), the Secretary shall offer to renew the rental assistance contract under section 521(a)(2) for a 20-year term that is subject to annual appropriations, provided that the owner agrees to bring the property up to such standards that will ensure its maintenance as decent, safe, and sanitary housing for the full term of the rental assistance contract.</text></subsection><subsection id="id9cc7b0d74df24735a6590326fc8448af"><enum>(e)</enum><header>Restrictive use agreements</header><paragraph id="id07d9a94e38194064a132a174619cd6e1"><enum>(1)</enum><header>Requirement</header><text>As part of the preservation and revitalization agreement for a project, the Secretary shall obtain a restrictive use agreement that obligates the owner to operate the project in accordance with this title.</text></paragraph><paragraph id="id93f4d4f5423944609f5dab16264e3f60"><enum>(2)</enum><header>Term</header><subparagraph id="ide8727046926d4b60975f8f796b632969"><enum>(A)</enum><header>No extension of rental assistance contract</header><text>Except when the Secretary enters into a 20-year extension of the rental assistance contract for the project, the term of the restrictive use agreement for the project shall be consistent with the term of the restructured loan for the project.</text></subparagraph><subparagraph id="idcf63e6a001bf470bb859b6c1305a9059"><enum>(B)</enum><header>Extension of rental assistance contract</header><text>If the Secretary enters into a 20-year extension of the rental assistance contract for a project, the term of the restrictive use agreement for the project shall be extended for 20 years.</text></subparagraph><subparagraph id="idf8f008d2447246d2a4a4e5c28731dce2"><enum>(C)</enum><header>Termination</header><text>The Secretary may terminate the 20-year use restrictive use agreement for a project prior to the end of its term if the 20-year rental assistance contract for the project with the owner is terminated at any time for reasons outside the owner’s control.</text></subparagraph></paragraph></subsection><subsection id="id945cc4d5ed8b4db1b35a5e43b89523f2"><enum>(f)</enum><header>Decoupling of rental assistance</header><paragraph id="ide812077b20be4d859e585e8bee2311bb"><enum>(1)</enum><header>Renewal of rental assistance contract</header><text>If the Secretary determines that a maturing loan for a project cannot reasonably be restructured in accordance with subsection (c) and the project was operating with rental assistance under section 521, the Secretary may renew the rental assistance contract, notwithstanding any provision of section 521, for a term, subject to annual appropriations, of not less than 10 years but not more than 20 years.</text></paragraph><paragraph id="idbd67a409f4824c11bee6d16e7ef48db9"><enum>(2)</enum><header>Rents</header><text>Any agreement to extend the term of the rental assistance contract under section 521 for a project shall obligate the owner to continue to maintain the project as decent, safe and sanitary housing and to operate the development in accordance with this title, except that rents shall be based on the lesser of—</text><subparagraph id="id887903aa4f254aeabd2a60885c226aa7"><enum>(A)</enum><text>the budget-based needs of the project; or</text></subparagraph><subparagraph id="idfaac4eafd9bc4673b073033007da2609"><enum>(B)</enum><clause commented="no" display-inline="yes-display-inline" id="id6aa7e026553d4dc1a31d31c8b1212d79"><enum>(i)</enum><text>the operating cost adjustment factor as a payment standard as provided under section 524 of the Multifamily Assisted Housing Reform and Affordability Act of 1997 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437">42 U.S.C. 1437</external-xref> note).</text></clause></subparagraph></paragraph><paragraph id="id12955630d2ff4118b7c0476962e905c1"><enum>(3)</enum><header>Initial decoupled rent</header><text>At the time of an agreement to extend the term of rental assistance contract under section 521, the initial rent shall established as conventional rents for comparable units by appraisal or market study.</text></paragraph><paragraph id="id5f4eb07620ca4c82977728572f5d6949"><enum>(4)</enum><header>Rural housing vouchers for maturing mortgages</header><text>Residents of projects originally financed with a loan made or insured under section 514 or 515 that has matured shall be eligible for voucher assistance under section 542 if a rental assistance contract under section 521 is not extended beyond the term of the underlying loan made or insured under section 514 or 515.</text></paragraph></subsection><subsection id="id9f923c8eb1364ffc9c899c8039c04a54"><enum>(g)</enum><header>Authority</header><text>If the Secretary determines that additional voucher funds under section 542 are needed, funds for the revitalization program under this section may be used for those vouchers for any low-income household (including those not receiving rental assistance) residing in a property financed with a loan under this section that has been prepaid after September 30, 2005. </text></subsection><subsection id="id946876f2a975414eb580349c67be7d75"><enum>(h)</enum><header>Multifamily housing transfer technical assistance</header><paragraph id="id248E3757A81943738C1B9315989EF1CF"><enum>(1)</enum><header>In general</header><text>Under the program under this section, the Secretary may provide grants to qualified nonprofit organizations, public housing agencies, and tribal housing authorities to provide technical assistance, including financial and legal services, to borrowers under loans under this title for multifamily housing to facilitate the acquisition of such multifamily housing properties in areas where the Secretary determines there is a risk of loss of affordable housing. </text></paragraph><paragraph id="id1006FD21CA734CE3BE89584587E7D731"><enum>(2)</enum><header>Prohibition</header><text>The Secretary shall not categorically exclude previously initiated acquisitions from the provision of technical assistance funding under this subsection. </text></paragraph></subsection><subsection id="id6471f6a4253b40e7bb8bd66cc03e6d27"><enum>(i)</enum><header>Transfer of rental assistance</header><text>After the loan or loans for a rental project originally financed under section 515 or both sections 514 and 516 have matured or have been prepaid and the owner has chosen not to restructure the loan pursuant to subsection (c), a tenant residing in such project shall have 18 months prior to loan maturation or prepayment to transfer the rental assistance assigned to the tenant’s unit to another rental project originally financed under section 515 or both sections 514 and 516, and the owner of the initial project may rent the tenant’s previous unit to a new tenant without income restrictions.</text></subsection><subsection id="ide79541183bc74dcea0427fc60bbb1de1"><enum>(j)</enum><header>Administrative expenses</header><text>Of any amounts made available for the program under this section for any fiscal year, the Secretary may use not more than $1,000,000 for administrative expenses for carrying out such program.</text></subsection><subsection id="ide42b80141b484801b89bba0f65242797"><enum>(k)</enum><header>Rural Housing Service staffing</header><text>The Secretary—</text><paragraph id="id685c4a49b117490d90cc8de8174679fb"><enum>(1)</enum><text>shall not carry out any policy reducing the number of full-time equivalent employees of the Rural Housing Service without explicit authorization in an Act of Congress;</text></paragraph><paragraph id="id51271c0aea2649a28dc475aa55a1a4b7"><enum>(2)</enum><text>shall produce, not later than 90 days after the date of enactment of this section, a comprehensive, actionable, and measurable staffing plan to increase staffing levels at rural development field offices to levels sufficient to approve ownership transfers of multifamily housing projects under section 515 of this Act within 90 days of receipt of the transfer; </text></paragraph><paragraph id="id043b4680a5b7489e986197056c159d65"><enum>(3)</enum><text>shall hire and on-board not less than 100 full-time equivalent employees of the Rural Housing Service in each of fiscal years 2022, 2023, and 2024; and</text></paragraph><paragraph id="ide9da4d8445ac497bad7a54819645e3a5"><enum>(4)</enum><text>shall delegate primary and final hiring authority to each Rural Development State Director for all vacant Rural Housing Service staff positions until the Secretary certifies that the staff vacancy rate for the Rural Housing Service in the respective State is under 3 percent. </text></paragraph></subsection><subsection id="idfc34810dc7c44d72a9faad5f1a411493"><enum>(l)</enum><header>Authorization of appropriations</header><paragraph id="id967AD04D01FD4707803BB0BCA3264D04"><enum>(1)</enum><header>In general</header><text>There is authorized to be appropriated for the program under this section $220,000,000 for each of fiscal years 2022 through 2031.</text></paragraph><paragraph id="id33EA92C5B6F44CD1BFC8603689DBFEB9"><enum>(2)</enum><header>Set aside</header><text>Of amounts authorized to be appropriated for each fiscal year under paragraph (1)—</text><subparagraph id="id8603ACC5E84A4262856FFDBD25F2BD16"><enum>(A)</enum><text>$10,000,000 shall be set aside and allocated for activities carried out under subsection (h); and</text></subparagraph><subparagraph id="idA0B62EEB42DE407E8CC665EFE5DC71FC"><enum>(B)</enum><text>$10,000,000 shall be set aside and allocated for activities carried out under subsection (k).</text></subparagraph></paragraph></subsection></section><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection id="id76f6d744f90a4682b2e091e70744215b"><enum>(b)</enum><header>Multifamily preservation and revitalization program</header><text>Section 515 of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1485">42 U.S.C. 1485</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id55b1cc348604473db84039ec79bb776b"><subsection id="idf693cb9e64de4befbc57ea90d2cb7b9a"><enum>(bb)</enum><header>Multifamily preservation and revitalization program</header><paragraph id="id3ea90c1a1e644211b2dd4f011b9cbfce"><enum>(1)</enum><header>In general</header><text>The Secretary shall establish a multifamily preservation and revitalization program to preserve and revitalize multifamily housing projects financed under section 514, 515, or 516.</text></paragraph><paragraph id="ide7bd3c7c566f414c826d321933725fac"><enum>(2)</enum><header>Options</header><text>In carrying out paragraph (1), the Secretary may—</text><subparagraph id="id8dd2429f24b249cd91c6ec49ed0eed74"><enum>(A)</enum><text>with respect to the loans provided under sections 514, 515, and 516—</text><clause id="id90f816caf0014899bb6e343b1070656e"><enum>(i)</enum><text>reduce or eliminate interest;</text></clause><clause id="id1791bbde31124ddb987af70fa3eb8fca"><enum>(ii)</enum><text>defer loan payments; and</text></clause><clause id="id4ade56c9cdf14db3bdff26b4025cb749"><enum>(iii)</enum><text>subordinate, reduce, or reamortize loan debt; and</text></clause></subparagraph><subparagraph id="id666bae870c6f4f97b9e6d9cdf8d488f8"><enum>(B)</enum><text>provide other financial assistance, including—</text><clause id="idc1a0a47b47cc47e9a995c3b91463f97a"><enum>(i)</enum><text>advances; and</text></clause><clause id="id67245282c96f4b36a1f29f088c14fe5d"><enum>(ii)</enum><text>payments and incentives (including the ability of owners to obtain reasonable returns on investment).</text></clause></subparagraph></paragraph><paragraph id="id1b2c273922d74655820d47e37cd227cc"><enum>(3)</enum><header>Requirements</header><text>In exchange for assistance provided pursuant to this subsection, the Secretary shall enter into a restrictive use agreement with the property owner to ensure that the property remains subject to low-income use restrictions for an additional period of time consistent with the terms of the restructuring.</text></paragraph><paragraph id="id14313c7ff5b2489e978b1a87e1306161"><enum>(4)</enum><header>Use of voucher funds for revitalization program</header><text>If the Secretary determines that additional funds for the revitalization program under this subsection are needed, funds for the rural housing voucher program under section 542 may be used for the revitalization program under this subsection.</text></paragraph></subsection><after-quoted-block>.</after-quoted-block></quoted-block></subsection></section><section id="id60e498b54eab4f25a6d55aace50b4ee9"><enum>204.</enum><header>Manufactured housing preservation strategy and investment</header><subsection id="idb061d1fdb74245bea97fe0e0811be6e5"><enum>(a)</enum><header>Definition of eligible entity</header><text>In this section, the term <term>eligible entity</term> means—</text><paragraph id="idd645b217bd9b4c9e8446ca3c81a18a3b"><enum>(1)</enum><text>a nonprofit organization, including a community land trust;</text></paragraph><paragraph id="id40b5ae12978a4c9eb357123947598069"><enum>(2)</enum><text>a public housing agency or other State or local government agency, including a State housing finance agency;</text></paragraph><paragraph id="id96da2049eb7b4ba088cff48fb63b380a"><enum>(3)</enum><text>an Indian Tribe;</text></paragraph><paragraph id="idaf8fbce9eb6f475f99f6c12c192fe610"><enum>(4)</enum><text>a cooperative resident organization formed in compliance with State law in which homeowners are members and have open and equal access to membership; and</text></paragraph><paragraph id="id43fdb0e4a9a54caca13eb3738320114e"><enum>(5)</enum><text>any entity that the Secretary determines to have sufficient capacity and demonstrated history of maintaining long term housing affordability in manufactured housing communities. </text></paragraph></subsection><subsection id="id27E007C2FFFE4DD99F26E667B1A393D7"><enum>(b)</enum><header>Establishment</header><text>The Secretary shall establish a grant program to make grants to eligible entities for acquiring and preserving manufactured housing communities.</text></subsection><subsection id="id5a5018aa913b468cb55390d688471645"><enum>(c)</enum><header>Grants</header><text>Amounts from a grant under this section may be used only for—</text><paragraph id="idb952a80840c140448a19ba40b8118322"><enum>(1)</enum><text>the acquisition and preservation of manufactured housing communities;</text></paragraph><paragraph id="id2220aad1b3df47cb9cc21de1db28d2b8"><enum>(2)</enum><text>such acquisition and preservation, together with costs for making improvements to infrastructure, including roads, water, and sanitary systems, common areas, and community property for acquired manufactured housing communities; or</text></paragraph><paragraph id="id3313bdd1a63a48caaed0d4a12d5ac4d0"><enum>(3)</enum><text>the demolition, removal, and replacement of dilapidated homes from a manufactured housing community.</text></paragraph></subsection><subsection id="id32aa724468c64dee983b93421fc6e853"><enum>(d)</enum><header>Term of affordability and purpose</header><text>The Secretary shall ensure any grantee under this section maintains a manufactured housing community for a period of not less than 60 years following receipt of the grant.</text></subsection><subsection id="iddead48ed4c824be4919570777a38041c"><enum>(e)</enum><header>Grant amount</header><text>The amount of any grant under this section may not exceed an amount that is equal to $30,000 multiplied by the number of manufactured home lots in the manufactured housing community for which the grant is made.</text></subsection><subsection id="id6b3879044d54462192c159b84233dd91"><enum>(f)</enum><header>Technical assistance and capacity building grants</header><text>The Secretary shall establish a manufactured housing technical assistance hub to make grants to eligible entities seeking to promote best practices, project planning assistance and manufactured housing community preservation.</text></subsection><subsection id="id0d2306317f9e43758c679cbedb7d42ac"><enum>(g)</enum><header>Authorization of appropriations</header><text>There is authorized to be appropriated for the program under this section $500,000,000 for each of fiscal years 2022 through 2031.</text></subsection></section><section commented="no" id="id44CA44A19AF14851A0954F8D6B0F1B2A"><enum>205.</enum><header>Community energy savings program</header><subsection commented="no" id="id7564B875B7914A07A3E62604DFB7ACA5"><enum>(a)</enum><header>In general</header><text>The Energy Policy and Conservation Act (<external-xref legal-doc="usc" parsable-cite="usc/42/6201">42 U.S.C. 6201 et seq.</external-xref>) is amended by inserting after section 362 (<external-xref legal-doc="usc" parsable-cite="usc/42/6322">42 U.S.C. 6322</external-xref>) the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id238AAE7573D946EA947C9BC2CCD2F67A"><section commented="no" id="idABE6960AA390424F8832E295811586C5"><enum>362A.</enum><header>Community energy savings program</header><subsection id="id842c4469a9c24702b0e199e162a9e101"><enum>(a)</enum><header>Purpose</header><text>The purpose of this section is to help households and small businesses achieve cost savings by providing loans to implement cost-effective energy efficiency measures.</text></subsection><subsection id="idf4adf27af2564f50a03bd7efbe87324a"><enum>(b)</enum><header>Definitions</header><text>In this section:</text><paragraph id="idf96186a864104decaec781ba057fbb29"><enum>(1)</enum><header>Community development financial institution</header><text>The term <term>community development financial institution</term> means a financial institution certified by the Community Development Financial Institutions Fund administered by the Secretary of the Treasury.</text></paragraph><paragraph id="id31201a488d1245ac912f65f5b603955c"><enum>(2)</enum><header>Eligible entity</header><text>The term <term>eligible entity</term> means—</text><subparagraph id="idf946c523eb2b4f3f92cdbf2619928418"><enum>(A)</enum><text>a public power group;</text></subparagraph><subparagraph id="idb8181c77bd8c4c6bb84594de196ac0a5"><enum>(B)</enum><text>a community development financial institution; and</text></subparagraph><subparagraph id="ide745e908b6ff49158a18fc00830d8503"><enum>(C)</enum><text>an eligible unit of local government.</text></subparagraph></paragraph><paragraph id="id735cb23ebf8f4eadaf88ebeb71b24ce5"><enum>(3)</enum><header>Eligible unit of local government</header><text>The term <term>eligible unit of local government</term> means any agency or political subdivision of a State.</text></paragraph><paragraph id="idc0e070f5f8bc4d0bbe731a1dde0f49d7"><enum>(4)</enum><header>Energy efficiency measures</header><text>The term <term>energy efficiency measures</term> means, with respect to a property served by or in the service area or jurisdiction, as applicable, of an eligible entity, structural improvements and investments in cost-effective commercial technologies to increase energy efficiency (including cost-effective on- or off-grid renewable energy, energy storage, or demand response systems).</text></paragraph><paragraph id="id31564453d67847e7aecc94dcc5527c64"><enum>(5)</enum><header>Household with a high energy burden</header><subparagraph id="idD7C3FEB45244424CA7A9477EDC432E4F"><enum>(A)</enum><header>In general</header><text>The term <term>household with a high energy burden</term> means a low-income household the residential energy burden of which exceeds the median energy burden for all low-income households in the State in which the low-income household is located.</text></subparagraph><subparagraph id="idA0E7F427455140E29DE4E491A87AB618"><enum>(B)</enum><header>Calculation</header><text>The residential energy burden referred to in subparagraph (A) is the quotient obtained by dividing residential energy expenditures by the annual income of the low-income household.</text></subparagraph></paragraph><paragraph id="id7F2629576B3C4CCDA9A420FDDF302A02"><enum>(6)</enum><header>Indian Tribe</header><text>The term <term>Indian Tribe</term> has the meaning given the term <term>Indian tribe</term> in section 4 of the Indian Self-Determination and Education Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/25/5304">25 U.S.C. 5304</external-xref>). </text></paragraph><paragraph id="id6bce5a5624ad4bba870d765b6b486b41"><enum>(7)</enum><header>Manufactured home</header><text>The term <term>manufactured home</term>—</text><subparagraph id="id4d3cecfac8d349a29ace4f1ef6e67c4f"><enum>(A)</enum><text>has the meaning given the term in section 603 of the National Manufactured Housing Construction and Safety Standards Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5402">42 U.S.C. 5402</external-xref>); and</text></subparagraph><subparagraph id="id564b4ee43ddd4d0ea72c0ba5ad2ab0f3"><enum>(B)</enum><text>includes a home described in subparagraph (A) without regard to whether the home was built before, on, or after the date on which the construction and safety standards established under section 604 of that Act (<external-xref legal-doc="usc" parsable-cite="usc/42/5403">42 U.S.C. 5403</external-xref>) became effective.</text></subparagraph></paragraph><paragraph id="id17616B534E624CADA5DA59D90C88718F"><enum>(8)</enum><header>Program</header><text>The term <term>program</term> means the program established under subsection (c).</text></paragraph><paragraph id="iddaa5676da9a742069769484a22f41160"><enum>(9)</enum><header>Public power group</header><text>The term <term>public power group</term> means—</text><subparagraph id="id21da93fca33a444ca247f0e5b82bd956"><enum>(A)</enum><text>a public utility;</text></subparagraph><subparagraph id="id0e61d4767658487890ee3894e65e124e"><enum>(B)</enum><text>an electric or energy cooperative;</text></subparagraph><subparagraph id="id4736F3CBD51347F0882E1072842F5B94"><enum>(C)</enum><text>a public power district; and</text></subparagraph><subparagraph id="idafdf6004ce0841aab78582ce4c7dc920"><enum>(D)</enum><text>a group of one or more public utilities or electric or energy cooperatives (commonly referred to as a <term>joint action agency</term>, <term>generation and transmission cooperative</term>, <term>municipal power association</term>, or <term>State cooperative association</term>).</text></subparagraph></paragraph><paragraph id="id449c3c91d1ea4e9f91f1a15480ec21d2"><enum>(10)</enum><header>Qualified consumer</header><text>The term <term>qualified consumer</term> means a consumer served by or in the service area or jurisdiction, as applicable, of an eligible entity that has the ability to repay a loan made under subsection (f), as determined by the eligible entity.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idEFF1B003EAA94E0A92DCDBF4E47A575A"><enum>(11)</enum><header display-inline="yes-display-inline">Secretary</header><text display-inline="yes-display-inline">The term <term>Secretary</term> means the Secretary of Energy.</text></paragraph><paragraph id="idf2f333df1d7e4cd6bce6cc4629b79e67"><enum>(12)</enum><header>State</header><text>The term <term>State</term> means—</text><subparagraph id="idb7ac8ce100fa4e399e5ba4af5fafd974"><enum>(A)</enum><text>a State;</text></subparagraph><subparagraph id="id1bb4efad45dc44e9835d53da17c20cc8"><enum>(B)</enum><text>the District of Columbia;</text></subparagraph><subparagraph id="id044428c64a354131a2576b2f5ad119c4"><enum>(C)</enum><text>the Commonwealth of Puerto Rico; and</text></subparagraph><subparagraph id="id53904d00b6e84d07b4aec5532a77da7c"><enum>(D)</enum><text>any other territory or possession of the United States.</text></subparagraph></paragraph></subsection><subsection id="id2114BDA104DB47D2B52F737DA2123847"><enum>(c)</enum><header>Establishment</header><text>Not later than 120 days after the date of enactment of this section, the Secretary shall establish a program under which the Secretary shall provide grants to States and Indian Tribes to provide loans to eligible entities in accordance with this section.</text></subsection><subsection id="id4E31DD3F3FF341D68D9C7B139D503A4E"><enum>(d)</enum><header>Grant fund allocation</header><paragraph id="id3523fab8c51646de9795851a24b90b50"><enum>(1)</enum><header>In general</header><text>Of the amount appropriated under subsection (k) for each fiscal year, the Secretary shall allocate as grant funds—</text><subparagraph id="id34e75de6175f42f9ade1e2fb2b215629"><enum>(A)</enum><text>98 percent to be provided to States in accordance with paragraph (2); and</text></subparagraph><subparagraph id="idb3910899b7834d74b59bcd5750c646c9"><enum>(B)</enum><text>2 percent to be provided to Indian Tribes in accordance with paragraph (3).</text></subparagraph></paragraph><paragraph id="ida255078a9cb04f1ea07c970b3397e42b"><enum>(2)</enum><header>Allocation to States</header><text>Of the amount allocated for all States under paragraph (1)(A), the Secretary shall—</text><subparagraph id="id3ed19fa7002c4fd3b4804c77e62ac104"><enum>(A)</enum><text>allocate not less than 1 percent to each State described in subparagraphs (A) through (C) of subsection (b)(12);</text></subparagraph><subparagraph id="idA6F8028101394598BB9AAB0DEDE5D383"><enum>(B)</enum><text>allocate not less than 0.5 percent to each State described in subparagraph (D) of that subsection; and</text></subparagraph><subparagraph id="id04e14bcd635e474db1b751a0610cd39f"><enum>(C)</enum><text>of the amount remaining after the allocations under subparagraphs (A) and (B), allocate funds to States based on the population of each State as determined in the latest available decennial census conducted under section 141(a) of title 13, United States Code.</text></subparagraph></paragraph><paragraph id="id8c2a92a26fea423ab29ccc21bdfc433f"><enum>(3)</enum><header>Allocation to Indian Tribes</header><text>Of the amount allocated for Indian Tribes under paragraph (1)(B), the Secretary shall allocate funds to each Indian Tribe participating in the program during that fiscal year based on a formula established by the Secretary that takes into account any factor that the Secretary determines to be appropriate.</text></paragraph><paragraph id="idf5ad034d6e9140ffb5b321ab6f18c5a1"><enum>(4)</enum><header>Publication of allocation formulas</header><text>Not later than 90 days before the beginning of each fiscal year for which grants are provided to States and Indian Tribes under this section, the Secretary shall publish in the Federal Register the formulas for allocation established under this subsection.</text></paragraph><paragraph id="id20e2f50133954ffc8d6f0f989329be50"><enum>(5)</enum><header>Administrative costs</header><text>Of the amount allocated to a State or Indian Tribe under this subsection, not more than 15 percent shall be used by the State or Indian Tribe for the administrative costs of administering loans.</text></paragraph></subsection><subsection id="id9d87e9d62c804318b43a571fe3a996ae"><enum>(e)</enum><header>Loans by States and Indian Tribes to eligible entities</header><paragraph id="id0f54968c67624075bb291d1cde67fe23"><enum>(1)</enum><header>In general</header><text>Under the program, a State or Indian Tribe shall make loans to eligible entities to make loans to qualified consumers—</text><subparagraph id="id055E9F09CDE74EA6AAA8E289018B6E2C"><enum>(A)</enum><text>to implement cost-effective energy efficiency measures; and</text></subparagraph><subparagraph id="idB6A9CF2548C74333BCA86EBBA74D786F"><enum>(B)</enum><text>in accordance with subsection (f).</text></subparagraph></paragraph><paragraph id="id9BE3CF66E4FB4C8AA499FFA6DFDA7036"><enum>(2)</enum><header>State energy offices</header><text>A State shall carry out paragraph (1) through the State energy office that is responsible for developing a State energy conservation plan under section 362.</text></paragraph><paragraph id="id792cf421f7ca48a4ad4fd3acb2863974"><enum>(3)</enum><header>Priority</header><text>In making loans under paragraph (1), a State or Indian Tribe shall give priority to public power groups.</text></paragraph><paragraph id="idce8ac3cbe61f42be9f90c0d3ca8fb400"><enum>(4)</enum><header>Requirements</header><subparagraph id="id993b8e1e05484fac84f98e5546984da0"><enum>(A)</enum><header>In general</header><text>Subject to subparagraph (C), as a condition of receiving a loan under this subsection, an eligible entity shall—</text><clause id="id1239022ca6aa4feaa686e32e47a827d7"><enum>(i)</enum><text>establish a list of energy efficiency measures that are expected to decrease the energy use or costs of qualified consumers;</text></clause><clause id="id978b578861dc46ae83d26bb2bf9d2774"><enum>(ii)</enum><text>prepare an implementation plan for use of the loan funds, including the use of any interest to be received under subsection (f)(4);</text></clause><clause id="id02f175a4f25241e8a42275884a6009dd"><enum>(iii)</enum><text>establish an appropriate measurement and verification system to ensure—</text><subclause id="id0dde270a447c4475bb33c5dc7eb0dabe"><enum>(I)</enum><text>the effectiveness of the energy efficiency loans made by the eligible entity; and</text></subclause><subclause id="id0e23994480624a74a1dcdb1ea684b636"><enum>(II)</enum><text>that there is no conflict of interest in any loan provided by the eligible entity;</text></subclause></clause><clause id="idc2a50612701a43d2bc8730e8fe716d22"><enum>(iv)</enum><text>demonstrate expertise in the effective implementation of energy efficiency measures;</text></clause><clause id="id547e1c1c081b4aeba3d16a0d685a32ed"><enum>(v)</enum><text>ensure that a portion of the loan funds, which may be determined by the State or Indian Tribe, are used to provide loans to qualified consumers that are households with a high energy burden; and</text></clause><clause id="idC5908BBF852345D5906A2533A94FDC4B"><enum>(vi)</enum><text>give priority to providing loans to qualified consumers that own homes or other real property that pose health risks to the occupants of the property that may be mitigated by energy efficiency measures, as determined by the State or Indian Tribe.</text></clause></subparagraph><subparagraph id="id60d8602cd63842dba9a5232321f6be37"><enum>(B)</enum><header>Revision of list of energy efficiency measures</header><text>Subject to the approval of the State or Indian Tribe, as applicable, an eligible entity may update the list required under subparagraph (A)(i) to account for newly available efficiency technologies.</text></subparagraph><subparagraph id="id2fd33eb37dda41ae8687801cbf6053bd"><enum>(C)</enum><header>Existing energy efficiency programs</header><text>An eligible entity that has established an energy efficiency program for qualified consumers before the date of enactment of this section may use an existing list of energy efficiency measures, implementation plan, and measurement and verification system for that program to satisfy the applicable requirements under subparagraph (A), if the State or Indian Tribe, as applicable, determines that the list, plan, or system, as applicable, is consistent with the purposes of this section.</text></subparagraph></paragraph><paragraph id="idebd5710dcbbc43eb9c1a9a2dc4e1d954"><enum>(5)</enum><header>No interest</header><text>A loan under this subsection shall bear no interest.</text></paragraph><paragraph id="ida4ecda9ba40341478871db2f49fa86c4"><enum>(6)</enum><header>Term</header><text>The term of a loan provided to an eligible entity under paragraph (1) shall not exceed 20 years after the date on which the loan is issued.</text></paragraph><paragraph id="id4cee48bc10014e4b8f0a70c9da0dbd8e"><enum>(7)</enum><header>Advance</header><subparagraph id="id074BF906221B4BB48B042EF5660AAEE0"><enum>(A)</enum><header>In general</header><text>In providing a loan to an eligible entity under paragraph (1), a State or Indian Tribe may provide an advance of loan funds on request of the eligible entity.</text></subparagraph><subparagraph id="id41F44E12D91E4A669805D6FE4AD25082"><enum>(B)</enum><header>Amount limitation</header><text>Any advance provided to an eligible entity under subparagraph (A) in any single year shall not exceed 50 percent of the approved loan amount.</text></subparagraph><subparagraph id="idC9A156F1705A425595666F706E3F7E7D"><enum>(C)</enum><header>Repayment</header><text>The repayment of an advance under subparagraph (A) shall be amortized for a period of not more than 10 years.</text></subparagraph></paragraph><paragraph id="id72309612cc4c487db13d9be776d042ed"><enum>(8)</enum><header>Special advance for start-up activities</header><subparagraph id="id0c7c8fe5f40840069c48bad92b82e332"><enum>(A)</enum><header>In general</header><text>In providing a loan to an eligible entity under paragraph (1), a State or Indian Tribe may provide a special advance on request of the eligible entity for assistance in defraying the start-up costs of the eligible entity, as determined by the State or Indian Tribe, as applicable, of providing loans to qualified consumers under subsection (f).</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id5a14bbb00924402b912c018b96f1d824"><enum>(B)</enum><header display-inline="yes-display-inline">Limitation</header><text display-inline="yes-display-inline">A special advance shall be provided to an eligible entity under subparagraph (A) only during the 10-year period beginning on the date on which the loan is issued to that eligible entity.</text></subparagraph><subparagraph id="id0f28c5d4ee2746d4b7a51c1fa4f4e975"><enum>(C)</enum><header>Amount</header><text>The amount of a special advance provided under subparagraph (A) shall not be greater than 5 percent of the approved loan amount.</text></subparagraph><subparagraph id="idf4d5a32803dc4225b054cea3c0c9af44"><enum>(D)</enum><header>Repayment</header><text>Repayment of a special advance provided under subparagraph (A)—</text><clause id="idec8bb42a318d4da7a4ee88dd18cf237c"><enum>(i)</enum><text>shall be required during the 10-year period beginning on the date on which the special advance is made; and</text></clause><clause id="id5efbea5879ed443f9426cb438ed989ed"><enum>(ii)</enum><text>may be deferred to the end of the 10-year period described in clause (i) at the election of the eligible entity.</text></clause></subparagraph></paragraph><paragraph id="idc0beb5fd015f4e8fb7a90281afe06ca0"><enum>(9)</enum><header>Revolving loan fund</header><subparagraph id="ida4fbc419a7e04e869d2611321fbaca59"><enum>(A)</enum><header>In general</header><text>As a condition of participating in the program, a State or Indian Tribe shall use the funds repaid to the State or Indian Tribe under loans offered under this subsection to issue new loans under this subsection.</text></subparagraph><subparagraph id="id1b0e69997ecd4de9acff9174807e33f9"><enum>(B)</enum><header>Administrative costs</header><text>Not more than 10 percent of the repaid funds described in subparagraph (A) may be used for the administrative cost of issuing new loans from those repaid funds under this subsection.</text></subparagraph></paragraph></subsection><subsection id="idb641dca1a90442d0ba0a470418a0b8db"><enum>(f)</enum><header>Loans by eligible entities to qualified consumers</header><paragraph id="idece80b52254b451ba482d6d030732c8e"><enum>(1)</enum><header>Use of loan</header><subparagraph id="idAC2CD8E9B4864AF9AC19E0A21B417ABA"><enum>(A)</enum><header>In general</header><text>A loan made by an eligible entity to a qualified consumer using loan funds provided by a State or Indian Tribe under subsection (e)—</text><clause id="id946495f313cc4f12baeea1c2ff00d1e9"><enum>(i)</enum><text>shall be used to finance energy efficiency measures for the purpose of decreasing the energy use or costs of the qualified consumer by an amount that ensures, to the maximum extent practicable, that the applicable loan term described in subparagraph (B) shall not be an undue financial burden on the qualified consumer, as determined by the eligible entity;</text></clause><clause id="id0473690c9fe343f6acd5c0a9f2991590"><enum>(ii)</enum><text>shall not be used to fund purchases of, or modifications to, personal property unless the personal property is or becomes attached to real property as a fixture;</text></clause><clause id="idf4901101e33d49849a961c760c13034a"><enum>(iii)</enum><text>may be used to upgrade a manufactured home, regardless of the classification of the home as real or personal property; and</text></clause><clause id="id9975715930ee49e9a88d717d222a1325"><enum>(iv)</enum><text>may be used to finance the replacement of a manufactured home—</text><subclause id="id257C8328F0CE4D4898AA915D14C5DF8B"><enum>(I)</enum><text>if the cost of upgrading the manufactured home is excessive, as determined by the eligible entity; and</text></subclause><subclause id="idD7AD57B7F209474395884784B1AE193B"><enum>(II)</enum><text>with priority given to a manufactured home that was constructed before June 15, 1976.</text></subclause></clause></subparagraph><subparagraph id="idC13FBD5037BD42C8B6A4C77244F7EB4A"><enum>(B)</enum><header>Loan term described</header><text>The loan term referred to in subparagraph (A)(i) is—</text><clause id="id6BABFADB45B2427BBD87D03F16327C94"><enum>(i)</enum><text>in the case of a manufactured home replacement, not more than 20 years; and</text></clause><clause id="idd465b77ea4b345beb43592459f8ea342"><enum>(ii)</enum><text>in the case of any other energy efficiency measure, not more than 15 years.</text></clause></subparagraph></paragraph><paragraph id="id44d166c1956b4f5c81c02f5b68c00576"><enum>(2)</enum><header>Repayment</header><subparagraph id="idABCFA2E0316B415396F9711C3D20A96C"><enum>(A)</enum><header>In general</header><text>Subject to subparagraph (B), a loan described in paragraph (1)(A) shall be repaid by the qualified consumer through charges added to an existing or new electric or recurring service bill for the property of the qualified consumer for, or at which, energy efficiency measures are being implemented.</text></subparagraph><subparagraph id="idF8EB32E9C05C404C92DE6E3A70EBFB9D"><enum>(B)</enum><header>Alternative repayment</header><text>Repayment under subparagraph (A) shall not preclude—</text><clause id="idcf0bf72b9d164ef5a1fa91accdd3d2f1"><enum>(i)</enum><text>the voluntary prepayment of the loan by the qualified consumer; or</text></clause><clause id="ide7a6964e2e8f421191bca5b9d928283f"><enum>(ii)</enum><text>the use of any additional repayment mechanism, including a tariffed on-bill mechanism, that—</text><subclause id="idbd80fcea9ab849e2a307a1708babebc8"><enum>(I)</enum><text>has appropriate risk mitigation features, as determined by the eligible entity; or</text></subclause><subclause id="idc84e8d54ea3f4b80a54c0116fc1825e2"><enum>(II)</enum><text>is required due to the qualified consumer no longer being a customer of the eligible entity.</text></subclause></clause></subparagraph></paragraph><paragraph id="id77a51e0037754343b0d1a6147f06d943"><enum>(3)</enum><header>Energy assessment</header><subparagraph id="id9185A7715952494BA1C3FDBD18902E98"><enum>(A)</enum><header>In general</header><text>Prior to the installation of energy efficiency measures at the property of a qualified consumer that receives a loan from an eligible entity under this section, and to assist in the selection of the energy efficiency measures to be installed, the eligible entity shall conduct an energy assessment or audit to determine the impact of proposed energy efficiency measures on—</text><clause id="id46FC6815A02943659C2CDA50CACFAC57"><enum>(i)</enum><text>the energy costs and consumption of the qualified consumer; and</text></clause><clause id="id4B3070005A334C25AC445AD8DC228BAB"><enum>(ii)</enum><text>the health and safety of the occupants of the property on which the energy efficiency measures are to be installed.</text></clause></subparagraph><subparagraph id="id3bb28543217c4a599f09f35c216ead27"><enum>(B)</enum><header>Field or online assessment</header><text>An energy assessment or audit under subparagraph (A) may be conducted in the field or online, as determined by the State or Indian Tribe that has issued a loan to the eligible entity under subsection (e).</text></subparagraph></paragraph><paragraph id="idF5E70F2534AE4F4F806492B1B203EFF9"><enum>(4)</enum><header>Interest</header><text>A loan described in paragraph (1)(A) may bear interest, not to exceed 5 percent, which may be used—</text><subparagraph id="id0332314a5320405b87f482b7fc519f1a"><enum>(A)</enum><text>to establish a loan loss reserve for the eligible entity;</text></subparagraph><subparagraph id="id798e92098c7a444e8dad9f610c05f3d9"><enum>(B)</enum><text>to offset the personnel and program costs of the eligible entity in providing the loan; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id4DBB2107E35045A992F76612957259CB"><enum>(C)</enum><text>for any other related purpose, as determined by the eligible entity, in consultation with the State or Indian Tribe that has issued a loan to the eligible entity under subsection (e).</text></subparagraph></paragraph><paragraph id="id3f820a9811ab427cb6d16ff7f973ae8e"><enum>(5)</enum><header>Outside contracts</header><text>An eligible entity may enter into one or more contracts with one or more qualified entities, as determined by the State or Indian Tribe that has issued a loan to the eligible entity under subsection (e)—</text><subparagraph id="id45B97678B4444C29ADCCA4C235DE91D6"><enum>(A)</enum><text>to assist the eligible entity in administering the loans described in paragraph (1)(A); and</text></subparagraph><subparagraph id="id3FD4CA84FB114811A1C8F4D7438551F2"><enum>(B)</enum><text>to carry out any of the requirements of the eligible entity described in subsection (e)(4)(A).</text></subparagraph></paragraph></subsection><subsection id="id04152D98373C451D9EC54E61CA392312"><enum>(g)</enum><header>Direct loans from States and Indian Tribes</header><text>A State or Indian Tribe may act as an eligible entity under subsection (f) to provide loans directly to qualified consumers—</text><paragraph id="idBDC92B5B882E45D6A8A64C8987829160"><enum>(1)</enum><text>in accordance with that subsection; and</text></paragraph><paragraph id="id68004F1153FE4622AB9931F09201B2C6"><enum>(2)</enum><text>if the State or Indian Tribe satisfies the requirements under subsection (e)(4), as determined by the Secretary.</text></paragraph></subsection><subsection id="idafde3b89f2f646af913bdcaf34a914bd"><enum>(h)</enum><header>Program administration</header><paragraph id="id4ff52264a4f445a3b9c261d88c667b6a"><enum>(1)</enum><header>Plan</header><text>Not later than 120 days after the date of enactment of this section, the Secretary shall establish and begin carrying out a plan to—</text><subparagraph id="id80F8D480B4FC4A02B04EF43EBEB9AAF6"><enum>(A)</enum><text>measure and verify the success of the program in implementing energy efficiency measures;</text></subparagraph><subparagraph id="id511EECA53496426D8A14307481019054"><enum>(B)</enum><text>provide training to the employees of eligible entities relating to carrying out the requirements of eligible entities under this section; and</text></subparagraph><subparagraph id="id1DD4ED2ABF7E4762B3DA7E37E92F4A92"><enum>(C)</enum><text>provide technical assistance to States, Indian Tribes, and eligible entities relating to carrying out the requirements of this section.</text></subparagraph></paragraph><paragraph id="id96C9865061884685B7AA8D5213A915CE"><enum>(2)</enum><header>Public awareness</header><text>Not later than 120 days after the date of enactment of this section, the Secretary shall establish and begin carrying out a plan to make eligible entities and the general public aware of the program, including by developing a marketing program to raise awareness of the program.</text></paragraph><paragraph id="id4EA906409C704304BC10560A70D5F939"><enum>(3)</enum><header>Outside contracts</header><subparagraph id="id9173B09736234562948FD806308A8C45"><enum>(A)</enum><header>In general</header><text>The Secretary may enter into one or more contracts with one or more qualified entities, as determined by the Secretary, to carry out paragraphs (1) and (2).</text></subparagraph><subparagraph id="id8ac1a002f50e4623957c8eb3ba8064ad"><enum>(B)</enum><header>Use of subcontractors authorized</header><text>A qualified entity that enters into a contract with the Secretary under subparagraph (A) may use one or more subcontractors to assist the qualified entity in carrying out the contract.</text></subparagraph></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id779f5f03d83e47cdb1d8373041550152"><enum>(4)</enum><header display-inline="yes-display-inline">Accounting</header><text display-inline="yes-display-inline">The Secretary, and each State and Indian Tribe participating in the program, shall take appropriate steps to streamline the accounting requirements for eligible entities under the program while maintaining adequate assurances of the repayment of the loans made to those eligible entities under the program.</text></paragraph></subsection><subsection id="idbb7128cf54474d0c9b9b027a737cb2a6"><enum>(i)</enum><header>Effect on authority</header><text>Nothing in this section shall impede, impair, or modify the authority of the Secretary to offer loans or grants under any other law.</text></subsection><subsection id="id110769c86d8d47f4b21366ce6e5365cf"><enum>(j)</enum><header>Report</header><paragraph id="idE7D4C0B3D378483E82D39E6EDBD5597E"><enum>(1)</enum><header>In general</header><text>Not later than 15 months after the date on which the program is established, and 90 days after the end of each fiscal year for each fiscal year thereafter, the Secretary shall submit to the appropriate committees of Congress and make publicly available a report that describes, with respect to the program—</text><subparagraph id="idcd34d693d3c24c08a92e59cce9b7f5c4"><enum>(A)</enum><text>the number of applications received by each State and Indian Tribe from eligible entities for that fiscal year;</text></subparagraph><subparagraph id="id6bc334b44e4d431684770498695e5282"><enum>(B)</enum><text>the number of loans made by each State and Indian Tribe for that fiscal year—</text><clause id="id235DF871E2144BA59498F53ADD7B5A26"><enum>(i)</enum><text>to eligible entities; and</text></clause><clause id="idF9C46EF6B8AD4ABE8F207387D6B457F4"><enum>(ii)</enum><text>directly to qualified consumers;</text></clause></subparagraph><subparagraph id="idd539036ce6484db1881eed8083a3071f"><enum>(C)</enum><text>the eligible entities that are the recipients of the loans described in subparagraph (B)(i); and</text></subparagraph><subparagraph id="id358da53004f14558995ce7f306bd7054"><enum>(D)</enum><text>the manner in which the program was advertised to eligible entities and the general public.</text></subparagraph></paragraph><paragraph id="id96D7BE79FFCE46DF9DC998F2C192D91A"><enum>(2)</enum><header>Consultation</header><text>The Secretary shall consult with and obtain information from States and Indian Tribes in preparing the report submitted under paragraph (1).</text></paragraph></subsection><subsection id="idbcf17978a4374684b621221801258b5c"><enum>(k)</enum><header>Authorization of appropriations</header><paragraph id="id1D4D28F3C34947E8AE34BFA74AB7FF8F"><enum>(1)</enum><header>In general</header><text>There is authorized to be appropriated to the Secretary to carry out this section $150,000,000 for each of fiscal years 2022 through 2027.</text></paragraph><paragraph commented="no" id="id1eeddebbc4154fa180e7297d7e990191"><enum>(2)</enum><header>Supplement not supplant</header><text>The funding provided to a State or Indian Tribe under subsection (d) for each fiscal year shall be used to supplement, not supplant, any Federal, State, or other funds otherwise made available to that State or Indian Tribe under—</text><subparagraph commented="no" id="id618307c731c747d487eb56204bd402da"><enum>(A)</enum><text>a State energy conservation plan established under part D of title III of the Energy Policy and Conservation Act (<external-xref legal-doc="usc" parsable-cite="usc/42/6321">42 U.S.C. 6321 et seq.</external-xref>); or</text></subparagraph><subparagraph commented="no" id="id95c57022b1eb4e61acead71640c966d7"><enum>(B)</enum><text>the Weatherization Assistance Program for Low-Income Persons established under part A of title IV of the Energy Conservation and Production Act (<external-xref legal-doc="usc" parsable-cite="usc/42/6861">42 U.S.C. 6861 et seq.</external-xref>).</text></subparagraph></paragraph></subsection></section><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection commented="no" id="id473520358024475C8B9EAC0C4F0B730E"><enum>(b)</enum><header>State energy conservation plans</header><text>Section 362(d)(5) of the Energy Policy and Conservation Act (<external-xref legal-doc="usc" parsable-cite="usc/42/6322">42 U.S.C. 6322(d)(5)</external-xref>) is amended—</text><paragraph commented="no" id="id2E99741C08C941FB9D9EA665B5A184EE"><enum>(1)</enum><text>in subparagraph (A), by striking <quote>or</quote> at the end;</text></paragraph><paragraph commented="no" id="id55357EF8D4AC4ACAA435D598BF65AD60"><enum>(2)</enum><text>in subparagraph (B), by inserting <quote>or</quote> after the semicolon; and</text></paragraph><paragraph commented="no" id="id9689C8A37FB34F928234DFA9AEAD0219"><enum>(3)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id5B7ADCBA2F2B4E1DAF1E5F684E4F810E"><subparagraph commented="no" id="idD5E26EC9032E4F5A9B142439FB63F13B"><enum>(C)</enum><text>which may include the community energy savings program under section 362A;</text></subparagraph><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></subsection><subsection commented="no" id="idBF21872A67424582877764F30B5B5E0E"><enum>(c)</enum><header>Technical amendment</header><text>The table of contents for the Energy Policy and Conservation Act (<external-xref legal-doc="public-law" parsable-cite="pl/94/163">Public Law 94–163</external-xref>; 89 Stat. 872) is amended by inserting after the item relating to section 362 the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idF9C901E9116245A0B25D27071516B101"><toc><toc-entry bold="off" level="section">Sec. 362A. Community energy savings program.</toc-entry></toc><after-quoted-block>.</after-quoted-block></quoted-block></subsection></section><section commented="no" id="idC63A5BC1C0244B24B126E10379824DAF"><enum>206.</enum><header>Public housing</header><subsection id="id1f5ad91af0004b3cba766b7cfa80f4b4"><enum>(a)</enum><header>Repeal of faircloth amendment</header><text display-inline="yes-display-inline">Section 9(g) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437g">42 U.S.C. 1437g(g)</external-xref>) is amended by striking paragraph (3).</text></subsection><subsection id="id4859D45566DB431593167C5ED645ECAD"><enum>(b)</enum><header>Authorization of appropriations for public housing capital fund</header><text>Section 9(c)(2)(A) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437g">42 U.S.C. 1437g(c)(2)(A)</external-xref>) is amended to read as follows:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id048b2ac2f1354fbfb85c12c15f273611"><subparagraph id="idc6eda6e88c4b40b1a43d60b584d45cbc"><enum>(A)</enum><header>Capital fund</header><text>For allocations of assistance from the Capital Fund, $70,000,000,000 for fiscal year 2022, to remain available until expended.</text></subparagraph><after-quoted-block>.</after-quoted-block></quoted-block></subsection></section></title><title id="idC43356096A604588B9F110279B508611" style="OLC"><enum>III</enum><header>Housing Assistance for Homeless and Low-Income Families</header><section id="id12D5AB3EB27144FAA3023B2CD667EF40"><enum>301.</enum><header>Increasing direct rental assistance</header><subsection id="id1B9EA61C24A643C3BA9FF74C44FDC7B6"><enum>(a)</enum><header>In general</header><text>Section 8(o) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f(o)</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id3CDE8896DD22445FA2AAFB8DA7D712A0"><paragraph id="id97C819B194904D2AA5043791DC3E9548"><enum>(21)</enum><header>Emergency rental assistance voucher program</header><subparagraph id="id1706177101B54789ADF0C602B3A18666"><enum>(A)</enum><header>Definition of Indian Tribe</header><text>In this paragraph, the term <term>Indian Tribe</term> has the meaning given the term <term>Indian tribe</term> in section 102 of the Federally Recognized Indian Tribe List Act of 1994 (<external-xref legal-doc="usc" parsable-cite="usc/25/5130">25 U.S.C. 5130</external-xref>). </text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="idF2C947A81EFA4CE690622B65C5C8BBD5"><enum>(B)</enum><header>Vouchers</header><text>The Secretary shall set aside, from amounts made available for rental assistance under this subsection, the amount specified in subparagraph (F) to provide vouchers to tenants that are eligible for tenant-based assistance under this subsection.</text></subparagraph><subparagraph id="id5FA151F879044D68A536C7F81030F0B0"><enum>(C)</enum><header>Set aside</header><text>Of the amount appropriated under subparagraph (F) for each fiscal year, the Secretary shall allocate as grant funds—</text><clause id="id5C5F9B6A6BCD4764BE30237B93935870"><enum>(i)</enum><text>98 percent to be provided to States; and </text></clause><clause id="idFD8F96E2963C4356B966CFEFE71840B5"><enum>(ii)</enum><text>2 percent to be provided to Indian Tribes in accordance with subparagraph (D). </text></clause></subparagraph><subparagraph id="id38CD1ED4CAFF4C00BC203D4620C91DF5"><enum>(D)</enum><header>Allocation to Indian Tribes</header><text>Of the amount allocated for Indian Tribes under subparagraph (C)(ii), the Secretary shall allocate funds to each Indian Tribe under this paragraph during that fiscal year based on a formula established by the Secretary that takes into account any factor that the Secretary determines to be appropriate.</text></subparagraph><subparagraph id="id6641B096A361455288DF89D718B714AC"><enum>(E)</enum><header>Publication of allocation formulas</header><text>Not later than 90 days before the beginning of each fiscal year for which grants are provided to States and tribal housing authorities under this paragraph, the Secretary shall publish in the Federal Register the formulas for allocation established under this paragraph. </text></subparagraph><subparagraph id="id67D50BA14829410D961AECFD1B97B14C"><enum>(F)</enum><header>Amounts</header><text>The amount specified in this subparagraph is—</text><clause commented="no" display-inline="no-display-inline" id="ID2DB14A30D600443791D52787F90C474E"><enum>(i)</enum><text>for fiscal year 2022, the amount necessary to provide 100,000 vouchers for rental assistance under this subsection;</text></clause><clause commented="no" display-inline="no-display-inline" id="ID6B2220523FBC4654962373127E3D28CD"><enum>(ii)</enum><text>for fiscal year 2023, the amount necessary to provide 200,000 vouchers for rental assistance under this subsection;</text></clause><clause commented="no" display-inline="no-display-inline" id="ID39390E4416B6418BB2EAD68CABF4186B"><enum>(iii)</enum><text>for fiscal year 2024, the amount necessary to provide 300,000 vouchers for rental assistance under this subsection;</text></clause><clause commented="no" display-inline="no-display-inline" id="IDEE561D2E83294C50BBBFDF163C8502BD"><enum>(iv)</enum><text>for fiscal year 2025, the amount necessary to provide 400,000 vouchers for rental assistance under this subsection; </text></clause><clause commented="no" display-inline="no-display-inline" id="ID8B849A92C3C343EB8C692884F6EC11D8"><enum>(v)</enum><text>for fiscal year 2026, the amount necessary to provide 500,000 vouchers for rental assistance under this subsection;</text></clause><clause commented="no" display-inline="no-display-inline" id="idEE7942A4F4054574BD3A2A05293509D5"><enum>(vi)</enum><text>for fiscal year 2027, the amount necessary to provide 600,000 vouchers for rental assistance under this subsection;</text></clause><clause commented="no" display-inline="no-display-inline" id="id0B5C679153A0474893F2B2B14A32E54E"><enum>(vii)</enum><text>for fiscal year 2028, the amount necessary to provide 700,000 vouchers for rental assistance under this subsection;</text></clause><clause commented="no" display-inline="no-display-inline" id="id2EA1FB3EFF724D999619F9B8CCE799A8"><enum>(viii)</enum><text>for fiscal year 2029, the amount necessary to provide 800,000 vouchers for rental assistance under this subsection;</text></clause><clause commented="no" display-inline="no-display-inline" id="id672EC152CADD4BF0887BEB781D453FA0"><enum>(ix)</enum><text>for fiscal year 2030, the amount necessary to provide 900,000 vouchers for rental assistance under this subsection; and</text></clause><clause commented="no" display-inline="no-display-inline" id="id6EE79A9AC974427AA1C95FAF9737C6AA"><enum>(x)</enum><text>for fiscal year 2031, the amount necessary to provide 1,000,000 vouchers for rental assistance under this subsection.</text></clause></subparagraph><subparagraph id="idDEBCCB6ED90D4335929BD1D13EAAE105"><enum>(G)</enum><header>Amount of voucher</header><text>A voucher provided to a tenant under this paragraph shall be in an amount that is not more than 110 percent of the small area fair market rental established under section 8(c) for the area in which the tenant resides.</text></subparagraph><subparagraph id="idDE9FAC0F9A994262A8CA8E1C40C07A4F"><enum>(H)</enum><header>Administrative fee</header><text>Each public housing agency or tribal housing authority that administers a voucher provided under this paragraph shall be provided with amounts necessary to cover all related administrative fees. </text></subparagraph><subparagraph id="id76C2469B47464B72B1288D3049829717"><enum>(I)</enum><header>Administration of vouchers</header><clause id="id7E0093D634BD4BD3892D7BD610081C29"><enum>(i)</enum><header>Priority</header><text>The Secretary shall give priority to public housing agencies over State housing finance agencies with respect to the administration of vouchers provided under this paragraph. </text></clause><clause id="idE907736B724D4C378F3F264A5AE95658"><enum>(ii)</enum><header>State housing finance agencies</header><text>A State housing finance agency may apply for and administer a voucher provided under this paragraph on the same terms as a public housing agency if the Secretary determines that public housing agencies in that State lack the capacity to administer the voucher.</text></clause></subparagraph><subparagraph id="id2ebb9143a4fb41b3b3d15756d5646c62"><enum>(J)</enum><header>No arbitrary time limit</header><text>The Secretary shall not limit the amount of time a voucher holder is eligible to receive rental assistance under this paragraph, except by an individualized determination that ending rental assistance serves the best interest of the voucher holder.</text></subparagraph></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection id="id1836E4EBC621412094FC37851F2E25A8"><enum>(b)</enum><header>Set aside</header><text>An amount equal to 20 percent of the funds appropriated to carry out paragraph (21) of section 8(o) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f(o)</external-xref>), as added by subsection (a), in a fiscal year shall be set aside and transferred to the Restorative Housing Justice Fund established under section 113(h). </text></subsection><subsection id="id5116389A3ED640308DF3CAEE41696D97"><enum>(c)</enum><header>Prohibition on denial of assistance based on non-Violent criminal convictions</header><text>Section 8(o) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f(o)</external-xref>), as amended by subsection (a) of this section, is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id3D0A0898586242A5978B27E763F72590"><paragraph commented="no" id="idB1E6FACE9B72441AA2614F3437639881"><enum>(22)</enum><header>Prohibition</header><text>Each public housing agency or tribal housing authority that administers a voucher provided under this subsection shall not establish eligibility criteria for the voucher that excludes individuals with non-violent criminal convictions, except for— </text><subparagraph commented="no" id="id490cb9bab82f474daa6072cd21d66000"><enum>(A)</enum><text>registered sex offenders; and</text></subparagraph><subparagraph commented="no" id="idb8bb4c7f973c452cb2bb5c111be67bb4"><enum>(B)</enum><text>a person described in section 16(f).</text></subparagraph></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></subsection></section><section id="id915820A1FB834EE889B0CFC3C0F62DCC"><enum>302.</enum><header>Supportive tiny housing village innovation pilot program</header><subsection id="id1014A52951E7496A8F89356A24F6D66A"><enum>(a)</enum><header>Definition of eligible entity</header><text>In this section, the term <term>eligible entity</term> means—</text><paragraph id="id07D4012441AA47AA8D4D8B6A26EB9F12"><enum>(1)</enum><text>a public housing agency;</text></paragraph><paragraph id="id23C2B3AD20E34173BE2D1867A1C1ED6C"><enum>(2)</enum><text>a religious organization;</text></paragraph><paragraph id="idAE942DF69C4747C9832EC166520AEA60"><enum>(3)</enum><text>an Indian Tribe that has jurisdiction over Indian country; and</text></paragraph><paragraph id="idD0D5AEDE0A1C49B5971440B942127671"><enum>(4)</enum><text>a nonprofit housing entity.</text></paragraph></subsection><subsection id="id1163F285193E496F927A0B7F22ACE7A1"><enum>(b)</enum><header>Establishment</header><text>The Secretary shall establish a pilot program to provide grants to eligible entities to promote innovation and increased capacity of tiny housing village programs. </text></subsection><subsection id="id89eb19c01dd346498eec5c2bdb93e4e1"><enum>(c)</enum><header>Priority</header><text>In awarding grants under this section, the Secretary shall prioritize funding for public housing agencies, religious organizations, Indian Tribes that have jurisdiction over Indian country, and nonprofit housing entities to construct and operate gate-controlled tiny home villages or community spaces that—</text><paragraph id="id11f8e4fee4494a2aa60949f9b55ee77a"><enum>(1)</enum><text>have a per unit cost of not more than $25,000, including all necessary construction materials, labor, shared infrastructure, dining, laundry, and sanitation facilities; </text></paragraph><paragraph id="idf4545e5bec4f41219345d117871d6611"><enum>(2)</enum><text>require residents to receive not less than 1 hour of weekly case management; and</text></paragraph><paragraph id="id37439357d8aa4ca28459ccc59b318291"><enum>(3)</enum><text>permit residents to bring and share their housing unit with a partner, an assistance animal, or a pet.</text></paragraph></subsection><subsection id="id46eb4375612542e7a92952f07bbcd04b"><enum>(d)</enum><header>Case managers</header><text>In hiring case managers to provide assistance to residents in the tiny home village or community space under this section, a public housing agency shall give priority to applications submitted by former residents.</text></subsection><subsection id="idB479AC13DCA1436F950BB004461BAD9E"><enum>(e)</enum><header>Matching funding</header><text>A recipient of a grant under this section shall provide matching non-Federal funds in an amount equal to 50 percent of the grant amount. </text></subsection><subsection id="id6D10D821C6EC4B0A860F4C60A2D2085C"><enum>(f)</enum><header>Authorization of appropriations</header><text>There is authorized to be appropriated to carry out this section $100,000,000 for each of fiscal years 2022 through 2031. </text></subsection></section><section id="id9077524E3C5D47D3BAEA34F589EAB027"><enum>303.</enum><header>Permanent supportive housing</header><subsection id="idB0065B02082048819D681929D7477951"><enum>(a)</enum><header>In general</header><text>Out of funds in the Treasury not otherwise appropriated, there is appropriated to the Secretary $1,000,000,000 for each of fiscal years 2022 through 2031 to provide grants under title IV of the McKinney-Vento Homeless Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/11360">42 U.S.C. 11360 et seq.</external-xref>) to support permanent supportive housing, including capital costs, rental subsidies, and services. </text></subsection><subsection id="idBC9FCE0F15E14C17A06FFF2E272C066A"><enum>(b)</enum><header>Technical assistance</header><text>Of amounts appropriated under subsection (a), there shall be allocated to the Secretary $25,000,000 in each fiscal year for under-capacity jurisdictions to develop comprehensive whole-of-local government plans to build capacity for permanent supportive housing in a rural area, as defined in section 1282.1 of title 12, Code of Federal Regulations, or any successor regulation.</text></subsection><subsection id="idfa5c9d7225ce4de38d548ddc7e313896"><enum>(c)</enum><header>Equity evaluation</header><text>Of amounts appropriated under subsection (a), there shall be allocated to the Secretary $25,000,000 in each fiscal year for housing innovation research centers to evaluate access barriers impacting people of color within existing permanent supportive housing implementation criteria. </text></subsection></section><section id="id2B0C174211E34856B483C311D30C7964"><enum>304.</enum><header>Navigation center pilot program</header><subsection id="id25D6D51BAF3F4A0A86DA138BE5856163"><enum>(a)</enum><header>Establishment</header><text>The Secretary shall establish a grant program to provide funding to State and local governments to create low-barrier navigation centers for individuals and families experiencing homelessness.</text></subsection><subsection id="idAEEFC950A09F4FD681E19473E0D0C558"><enum>(b)</enum><header>Use of funds</header><text>A low-barrier navigation center created by a grant recipient shall—</text><paragraph id="id7798BF624C744B288B2BBBAEEC3FFD2A"><enum>(1)</enum><text>provide intensive management services, including connections to health care, employment, legal aid, and permanent housing, to individuals and families experiencing homelessness; and</text></paragraph><paragraph id="id2BD366E14FF84B48959661A1BD0EA78D"><enum>(2)</enum><text>allow an individual or family experiencing homelessness to stay at the center for not more than 90 continuous days per 180-day period.</text></paragraph></subsection><subsection id="id8E370AEC466449E5B579E54C13BB51EF"><enum>(c)</enum><header>Matching funding</header><text>A recipient of a grant under this section shall provide matching non-Federal funds in an amount equal to 100 percent of the grant amount.</text></subsection><subsection id="id26ECD76BDFA4448EBCD5A0B990F76B86"><enum>(d)</enum><header>Authorization of appropriations</header><text>There is authorized to be appropriated to carry out this section—</text><paragraph id="idC1415E3CD0D34CC19CEA5A16E78DB493"><enum>(1)</enum><text>$50,000,000 for each of fiscal years 2022 through 2026; and</text></paragraph><paragraph id="id46E260F02B3F44EBB9756481AC231C43"><enum>(2)</enum><text>$100,000,000 for each of fiscal years 2027 through 2031.</text></paragraph></subsection></section></title><title id="id948E6C3A72334DF980859F46D9834A53" style="OLC"><enum>IV</enum><header>Housing and Homelessness Innovation</header><section id="id4079756666A8461CB117E1CFBCE64E67"><enum>401.</enum><header>Housing and homelessness innovation research centers</header><subsection id="id57ABD9E697254115BF37AF18F376FCC7"><enum>(a)</enum><header>Establishment</header><text>The Secretary shall establish not less than 1 housing and homelessness innovation research center in each region of the Department of Housing and Urban Development.</text></subsection><subsection id="idBD810783125E40F0B93382B2ED22AA88"><enum>(b)</enum><header>Reports</header><text>Each center established under subsection (a) shall, on an annual basis, submit a report to the Secretary and Congress that includes—</text><paragraph id="id1E4CBD9FF0D1451298A4135BFBE0ADEA"><enum>(1)</enum><text>recommendations for changes to Federal policy surrounding housing and homelessness; and</text></paragraph><paragraph id="idBA7A80F4B88D40CBB8CF23ECD2EC3797"><enum>(2)</enum><text>a study of best practices to preserve low- and middle-cost housing and expand low-cost housing options in the region served by the center, including single room occupancy units, manufactured housing, shelters, housing units under 400 square feet, stacked flats, and accessory dwelling units.</text></paragraph></subsection><subsection id="id0B8BBD33EE944813909FD791B16611FB"><enum>(c)</enum><header>Authorization of appropriations</header><text>There is authorized to be appropriated to carry out this section $100,000,000 for each of fiscal years 2022 through 2031.</text></subsection></section></title><title id="id143D1FF0933D439BB9046A48DB6CA8F4" style="OLC"><enum>V</enum><header>Emergency housing program</header><section section-type="subsequent-section" id="id35F15E55A85B4ED89F94A42757A0F402"><enum>501.</enum><header>Definitions</header><text display-inline="no-display-inline">In this title:</text><paragraph id="id709AC85339E74D0487BB886C80A53408"><enum>(1)</enum><header>Eligible individual</header><text>The term <term>eligible individual</term> means an individual renter or homeowner who—</text><subparagraph id="id53B269BA98E742F9B5D2DF44D4208567"><enum>(A)</enum><text>is, or is expected to be, unable to make payments, correct a rental, mortgage, tax, or insurance delinquency within a reasonable time, or resume full rent of mortgage payments due to a reduction in the income of the individual due to—</text><clause id="id4eb356bc459b404ca848593e811614cc"><enum>(i)</enum><text>involuntary loss of, or reduction in, the employment income of the individual or the self-employment income of the individual;</text></clause><clause id="id88004ca300cb41c7a13f2de5131d6947"><enum>(ii)</enum><text>any similar loss or reduction in income experienced by any person who contributes to the income of the individual;</text></clause><clause id="id1fedb385ae3243a29f462e2523eef7d1"><enum>(iii)</enum><text>a significant reduction in the income of the household due to divorce or death; or</text></clause><clause id="id8c4d0f6980934d3f8f38b2910f60af08"><enum>(iv)</enum><text>a significant increase in basic expenses of the individual or an immediate family member of the individual (including the spouse, child, parent, or immediate family member for whom the individual provides substantial care of financial assistance) due to—</text><subclause id="id198bd6625c26475d82de4eeebf03fdb0"><enum>(I)</enum><text>an unexpected or significant increase in medical expenses;</text></subclause><subclause id="id0C8AC58AC7A348CB949449B541D33134"><enum>(II)</enum><text>an initiating event;</text></subclause><subclause id="id75C198F8D6034933B4DFB827FFB42E71"><enum>(III)</enum><text>a personal or national economic crisis; or</text></subclause><subclause id="id4a12c28a22ab49ccae01524d86c9f994"><enum>(IV)</enum><text>an unexpected increase in rent by the individual; and</text></subclause></clause></subparagraph><subparagraph id="id77A76C6FC7DB44E78690AEE5FC40ADDE"><enum>(B)</enum><text>is not otherwise receiving housing counseling provided by an organization approved by the Department of Housing and Urban Development.</text></subparagraph></paragraph><paragraph id="id1D704EC2E99343988055BF63DDC04C23"><enum>(2)</enum><header>Initiating event</header><text>The term <term>initiating event</term> means—</text><subparagraph id="id1B73885871754B8EB5F3AAC5E587A648"><enum>(A)</enum><text>a major disaster declared by the President under section 401 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/5170">42 U.S.C. 5170</external-xref>);</text></subparagraph><subparagraph id="id575DAC81B2994D0989D62DAE7F1278AB"><enum>(B)</enum><text>an increase in State-wide unemployment of not less than 8 percent for 2 consecutive months;</text></subparagraph><subparagraph id="idDA0E8DCF91C644369998FEED1FED45E9"><enum>(C)</enum><text>an increase in State-wide unemployment of not less than 10 percent for 2 consecutive months; or</text></subparagraph><subparagraph id="id7C88CE7B73064C73AB76E74775604BEC"><enum>(D)</enum><text>an emergency declaration issued by the Secretary of Housing and Urban Development with respect to a housing disaster emergency. </text></subparagraph></paragraph></section><section id="id1CBFF676D9714A30BA815A6D3815F6FA"><enum>502.</enum><header>Emergency assistance</header><subsection id="id71F5ABD991494225BC5355CFF315E19C"><enum>(a)</enum><header>In general</header><text>After the occurrence of an initiating event, the Secretary of Housing and Urban Development or the Secretary of the Treasury, as appropriate, shall use amounts appropriated under section 503 to provide assistance to eligible individuals described in this section, provided that—</text><paragraph id="idA4F22225B5CE44EFA636AF7EFC017C69"><enum>(1)</enum><text>the Governor of a State submits to the Secretary of Housing and Urban Development or the Secretary of the Treasury, as appropriate, a request for assistance to be provided under this section; and</text></paragraph><paragraph id="id2A2531E9B3084E55BC78A19C10A5D433"><enum>(2)</enum><text>half of the amount allocated for a State shall be provided if the State is only experiencing an initiating event described in section 501(2)(B), with the full amount provided if the State experiences an initiating event described in section 501(2)(C).</text></paragraph></subsection><subsection id="id77925B956D7440BAAE303FC8231ED712"><enum>(b)</enum><header>Emergency assistance and housing counseling</header><paragraph id="id70EC3952563B437CA2605E984D0E692D"><enum>(1)</enum><header>In general</header><text>The Secretary of the Treasury shall, through a program established by the Department of the Treasury that is similar to the Emergency Rental Assistance Program established under section 501 of division N of the Consolidated Appropriations Act, 2021 (<external-xref legal-doc="public-law" parsable-cite="pl/116/133">Public Law 116–133</external-xref>), provide—</text><subparagraph id="idF3358515D4E240BC90B9874F7B173041"><enum>(A)</enum><text>direct monthly rental or mortgage payment assistance to eligible individuals for the duration of the initiating event; and</text></subparagraph><subparagraph id="id288A1843772D44639F165E0778363E41"><enum>(B)</enum><text>grants to nonprofit housing counseling organizations to provide counseling to eligible individuals with respect to—</text><clause id="id80ce82d78f044885a0d510a698abaeef"><enum>(i)</enum><text>personal financial budgeting and personal debt management; </text></clause><clause id="idcf8309a72d014d938432977927a0b9a3"><enum>(ii)</enum><text>available community resources, including public assistance programs, rental assistance programs, credit assistance programs, food programs, and social services; and</text></clause><clause id="id913a8230277340c1bacbeddeb7f63633"><enum>(iii)</enum><text>employment training and placement. </text></clause></subparagraph></paragraph><paragraph id="idCB40343FECF14D1293F25B1A49EA0311"><enum>(2)</enum><header>Availability of housing counseling</header><text>The Secretary of the Treasury shall ensure that grants described in paragraph (1)(B) are made available throughout the areas affected by the initiating event, with priority given to areas that—</text><subparagraph id="id938BF52480FA458990549A9830BDB9BC"><enum>(A)</enum><text>are experiencing high rates of evictions, foreclosures, or any other indicators of renter or homeowner distress determined by the Secretary of the Treasury to be appropriate; or</text></subparagraph><subparagraph id="id5940624e45cc45ff92afebd8c569d12e"><enum>(B)</enum><text>are not already adequately served by housing counseling organizations. </text></subparagraph></paragraph><paragraph id="idF700D1126FAB4848A1A0776789AE82E8"><enum>(3)</enum><header>Authorization of appropriations</header><text>There is authorized to be appropriated $25,000,000, to remain available until expended, to carry out this subsection.</text></paragraph></subsection><subsection id="id27F3B8D6D9EA47209CF5405D80E6B5EF"><enum>(c)</enum><header>National Housing Trust Fund</header><text>Out of amounts appropriated under section 503, the Secretary of Housing and Urban Development may transfer not more than $10,000,000,000 to the Housing Trust Fund established under section 1338 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (<external-xref legal-doc="usc" parsable-cite="usc/12/4568">12 U.S.C. 4568</external-xref>) to provide assistance described in such section 1338.</text></subsection><subsection id="id1ED24FDAD63A45CE822D6FAFB85DC022"><enum>(d)</enum><header>CDFI Fund</header><text>Out of amounts appropriated under section 503, the Secretary of the Treasury may transfer not more than $10,000,000,000 to the Community Development Financial Institutions Fund established under section 104 of the Riegle Community Development and Regulatory Improvement Act of 1994 (<external-xref legal-doc="usc" parsable-cite="usc/12/4703">12 U.S.C. 4703</external-xref>) to provide assistance described in section 108 of such Act (<external-xref legal-doc="usc" parsable-cite="usc/12/4707">12 U.S.C. 4707</external-xref>). </text></subsection><subsection id="idA9F29D4B04294A549EFB653FEBCFD604"><enum>(e)</enum><header>Rural Housing Service</header><text>Out of amounts appropriated under section 503, the Secretary of Housing and Urban Development may transfer not more than $10,000,000,000 to provide rental assistance redeterminations and supplemental rental assistance payments to residents of housing assisted under section 514 or 515 of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1484">42 U.S.C. 1484</external-xref>, 1485) who do not receive rental assistance. </text></subsection><subsection id="id28C8292977DF48E8B6F9D8D20B138CE3"><enum>(f)</enum><header>Emergency vouchers</header><text>Out of amounts appropriated under section 503, the Secretary of Housing and Urban Development may provide vouchers authorized under section 301 in an amount that is not more than $10,000,000,000.</text></subsection><subsection id="id5F2B7F7E0BED4FD985359BF01E86E670"><enum>(g)</enum><header>Emergency solutions grants</header><text>Out of amounts appropriated under section 503, the Secretary of Housing and Urban Development may transfer not more than $10,000,000,000 to provide assistance under the Emergency Solutions Grants program under subtitle B of title IV of the McKinney-Vento Homeless Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/11371">42 U.S.C. 11371 et seq.</external-xref>) for uses authorized under that program and for non-congregate shelters, including shelters designed with a multi-year life expectancy.</text></subsection><subsection id="id5D532D215D744B5BAFEA39A04198F005"><enum>(h)</enum><header>CDBG-Disaster Recovery</header><paragraph id="idA70BD39485FF41B9A52BA5B9D4257DE1"><enum>(1)</enum><header>In general</header><text>Out of amounts appropriated under section 503, the Secretary of Housing and Urban Development may transfer not more than $50,000,000,000 to the community development block grant disaster recovery program established under title I of the Housing and Community Development Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5301">42 U.S.C. 5301 et seq.</external-xref>) to provide assistance relating to the initiating event.</text></paragraph><paragraph id="id21F25E21B57D401DAFE33F5633170A37"><enum>(2)</enum><header>Priority</header><text>In providing assistance under paragraph (1), the Secretary of Housing and Urban Development shall—</text><subparagraph id="ida7565d312c434ac4b376c97ef398979b"><enum>(A)</enum><text>establish primary priority for preserving, rehabilitating, or rebuilding housing units (including non-titled manufactured housing), providing short-term bridge lending for property acquisitions, and funding public utility and infrastructure projects serving residents below 30 percent of the area median income; and</text></subparagraph><subparagraph id="iddc06bf4daa794048be4673708e00fbe1"><enum>(B)</enum><text>establish secondary priority for preserving, rehabilitating, or rebuilding housing units (including non-titled manufactured housing), providing short-term bridge lending for property acquisitions, and funding public utility and infrastructure projects serving residents below 60 percent of the area median income.</text></subparagraph></paragraph></subsection><subsection id="idEAFAE86BAE904936A262584391866A5D"><enum>(i)</enum><header>Disbursement of amounts</header></subsection></section><section id="id8BB733352E7D4ACDB8F12359F161A3C4"><enum>503.</enum><header>Authorization of appropriations</header><subsection id="idCF3B273F558C4059A6C492C460C0A719"><enum>(a)</enum><header>In general</header><text>There is authorized to be appropriated to the Secretary of Housing and Urban Development and the Secretary of the Treasury such sums as may be necessary to carry out this title, to remain available until expended.</text></subsection><subsection id="idED036FCACE5D432FBB193E6CEC6B2E0D"><enum>(b)</enum><header>Administrative costs</header><text>Not more than 10 percent of amounts appropriated under subsection (a) may be used for administrative costs related to carrying out this title.</text></subsection></section></title></legis-body></bill> 

