117 HR 2135 IH: Fair Debt Collection Improvement Act U.S. House of Representatives 2021-03-23 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.

I117th CONGRESS1st SessionH. R. 2135IN THE HOUSE OF REPRESENTATIVESMarch 23, 2021Mr. Cohen (for himself, Ms. Bonamici, and Ms. Ocasio-Cortez) introduced the following bill; which was referred to the Committee on Financial ServicesA BILLTo amend the Fair Debt Collection Practices Act to prohibit debt collectors from collecting, or attempting to collect, on a debt of a consumer with respect to which the statute of limitations has expired, and for other purposes.

1.

Short title

This Act may be cited as the Fair Debt Collection Improvement Act.

2.

Prohibition on collecting time-barred debt

(a)

In general

The Fair Debt Collection Practices Act (15 U.S.C. 1692 et seq.) is amended by inserting after section 811 the following:

811A.

Prohibition on collecting time-barred debt

A debt collector may not collect, or attempt to collect, any debt of a consumer with respect to which the statute of limitations has expired.

. (b)

Clerical amendment

The table of contents for the Fair Debt Collection Practices Act is amended by inserting after the item relating to section 811 the following: 811A. Prohibition on collecting time-barred debt..