[Congressional Bills 116th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6451 Introduced in House (IH)]

<DOC>






116th CONGRESS
  2d Session
                                H. R. 6451

To amend the Fair Credit Reporting Act to prohibit debt from medically 
necessary procedures related to COVID-19 from being included on credit 
                    reports, and for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                             April 3, 2020

  Mr. Neguse introduced the following bill; which was referred to the 
                    Committee on Financial Services

_______________________________________________________________________

                                 A BILL


 
To amend the Fair Credit Reporting Act to prohibit debt from medically 
necessary procedures related to COVID-19 from being included on credit 
                    reports, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Fair Coronavirus Credit Reporting 
Act of 2020''.

SEC. 2. PROHIBITION ON REPORTING MEDICALLY NECESSARY PROCEDURES RELATED 
              TO THE NOVEL CORONAVIRUS DISEASE (COVID-19) OUTBREAK.

    (a) In General.--Section 605(a) of the Fair Credit Reporting Act 
(15 U.S.C. 1681c(a)) is amended by adding at the end the following new 
paragraph:
            ``(9) Any information related to a debt arising from a 
        medically necessary procedure related to the novel coronavirus 
        disease (COVID-19) outbreak.''.
    (b) Medically Necessary Procedure Defined.--Section 603 of the Fair 
Credit Reporting Act (15 U.S.C. 1681a) is amended by adding at the end 
the following:
    ``(bb) Medically Necessary Procedure.--The term `medically 
necessary procedure' means health care services needed to prevent, 
diagnose, or treat COVID-19 or its symptoms and that meet accepted 
standards of medicine.''.
                                 <all>