[Congressional Bills 116th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6241 Introduced in House (IH)]

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116th CONGRESS
  2d Session
                                H. R. 6241

   To amend the Electronic Fund Transfer Act to allow for touchless 
                 transactions, and for other purposes.


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                    IN THE HOUSE OF REPRESENTATIVES

                             March 12, 2020

   Mr. Hill of Arkansas (for himself and Mr. McHenry) introduced the 
   following bill; which was referred to the Committee on Financial 
                                Services

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                                 A BILL


 
   To amend the Electronic Fund Transfer Act to allow for touchless 
                 transactions, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Touchless Transactions Act of 
2020''.

SEC. 2. TOUCHLESS TRANSACTIONS.

    Section 921 of the Electronic Fund Transfer Act (15 U.S.C. 1693o-2, 
relating to ``Reasonable fees and rules for payment card 
transactions'') is amended by adding at the end the following new 
section:
    ``(e) Touchless Transactions.--
            ``(1) In general.--Any person who allows for a swipe, dip, 
        or tap transaction to initiate an electronic fund transfer that 
        is a point-of-sale transfer shall not be required to capture a 
        signature of an individual.
            ``(2) Enforcement.--Notwithstanding any other provision of 
        this title, the Federal Trade Commission shall be authorized to 
        enforce the requirements of this subsection in the manner 
        provided under section 918(c).''.
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