[Congressional Bills 116th Congress]
[From the U.S. Government Publishing Office]
[H.R. 5034 Introduced in House (IH)]

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116th CONGRESS
  1st Session
                                H. R. 5034

   To amend the Fair Debt Collection Practices Act to prohibit debt 
 collectors from collecting, or attempting to collect, on a debt of a 
consumer with respect to which the statute of limitations has expired, 
                        and for other purposes.


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                    IN THE HOUSE OF REPRESENTATIVES

                           November 12, 2019

 Mr. Cohen (for himself, Ms. Ocasio-Cortez, Ms. Bonamici, Mrs. Watson 
Coleman, Ms. Wild, Ms. Schakowsky, Mr. Danny K. Davis of Illinois, and 
 Ms. Norton) introduced the following bill; which was referred to the 
                    Committee on Financial Services

_______________________________________________________________________

                                 A BILL


 
   To amend the Fair Debt Collection Practices Act to prohibit debt 
 collectors from collecting, or attempting to collect, on a debt of a 
consumer with respect to which the statute of limitations has expired, 
                        and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Fair Debt Collection Improvement 
Act''.

SEC. 2. PROHIBITION ON COLLECTING TIME-BARRED DEBT.

    (a) In General.--The Fair Debt Collection Practices Act (15 U.S.C. 
1692 et seq.) is amended by inserting after section 811 the following:
``Sec. 811A. Prohibition on collecting time-barred debt
    ``A debt collector may not collect, or attempt to collect, any debt 
of a consumer with respect to which the statute of limitations has 
expired.''.
    (b) Clerical Amendment.--The table of contents for the Fair Debt 
Collection Practices Act is amended by inserting after the item 
relating to section 811 the following:

``811A. Prohibition on collecting time-barred debt.''.
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