[Congressional Bills 116th Congress]
[From the U.S. Government Publishing Office]
[H.R. 4664 Introduced in House (IH)]

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116th CONGRESS
  1st Session
                                H. R. 4664

 To amend the Consumer Financial Protection Act of 2010 to require the 
  Director of the Bureau of Consumer Financial Protection to issue a 
quarterly report on debt collection complaints and enforcement actions, 
    and to prohibit rules that would allow a debt collector to send 
            unlimited email and text messages to a consumer.


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                    IN THE HOUSE OF REPRESENTATIVES

                            October 11, 2019

 Ms. Pressley introduced the following bill; which was referred to the 
                    Committee on Financial Services

_______________________________________________________________________

                                 A BILL


 
 To amend the Consumer Financial Protection Act of 2010 to require the 
  Director of the Bureau of Consumer Financial Protection to issue a 
quarterly report on debt collection complaints and enforcement actions, 
    and to prohibit rules that would allow a debt collector to send 
            unlimited email and text messages to a consumer.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Monitoring and Curbing Abusive Debt 
Collection Practices Act''.

SEC. 2. DEBT COLLECTION.

    (a) Report on Debt Collection Complaints and Enforcement Actions.--
Section 1016 of the Consumer Financial Protection Act of 2010 (12 
U.S.C. 5496) is amended by adding at the end the following:
    ``(d) Report on Debt Collection Complaints and Enforcement 
Actions.--The Director shall issue a quarterly report to Congress 
containing--
            ``(1) an analysis of the consumer complaints received by 
        the Bureau with respect to debt collection, including a State-
        by-State breakdown of such complaints; and
            ``(2) a list of enforcement actions taken against debt 
        collectors during the previous 12 months.''.
    (b) Limitation on Debt Collection Rules.--Section 1022 of the 
Consumer Financial Protection Act of 2010 (12 U.S.C. 5512) is amended 
by adding at the end the following:
    ``(e) Limitation on Debt Collection Rules.--The Director may not 
issue any rule with respect to debt collection that allows a debt 
collector to send unlimited email and text messages to a consumer.''.
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