[Congressional Bills 116th Congress]
[From the U.S. Government Publishing Office]
[H.R. 4658 Introduced in House (IH)]

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116th CONGRESS
  1st Session
                                H. R. 4658

   To require the Secretary of Education to develop and implement a 
process that enables certain borrowers to elect to repay certain loans 
   through written, electronic, or verbal notice to the Secretary of 
                   Education, and for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                            October 11, 2019

    Mrs. Murphy of Florida introduced the following bill; which was 
            referred to the Committee on Education and Labor

_______________________________________________________________________

                                 A BILL


 
   To require the Secretary of Education to develop and implement a 
process that enables certain borrowers to elect to repay certain loans 
   through written, electronic, or verbal notice to the Secretary of 
                   Education, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Empowering Student Borrowers Act''.

SEC. 2. WRITTEN, ELECTRONIC, OR VERBAL ENROLLMENT IN INCOME-BASED 
              REPAYMENT.

    (a) In General.--The Secretary of Education shall develop and 
implement a process that enables a covered borrower of a loan made 
under part D of the Higher Education Act of 1965 (20 U.S.C. 1087a et 
seq.) who desires to elect to repay such loan under income-based 
repayment under subparagraph (D) or (E) of section 455(d)(1) of the 
Higher Education Act of 1965 (20 U.S.C. 1087e(d)(1)) to make such 
election through written, electronic, or verbal notice to the Secretary 
of Education.
    (b) Covered Borrower Defined.--In this section, the term ``covered 
borrower'' means a borrower of a loan made under part D of the Higher 
Education Act of 1965 (20 U.S.C. 1087a et seq.) who--
            (1) is enrolled in an income-based repayment under 
        subparagraph (D) or (E) of section 455(d)(1) of the Higher 
        Education Act of 1965 (20 U.S.C. 1087e(d)(1)); or
            (2) has not yet selected a repayment plan and is in the 
        grace period for such loan.
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