[Congressional Bills 115th Congress]
[From the U.S. Government Publishing Office]
[H.R. 4053 Introduced in House (IH)]

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115th CONGRESS
  1st Session
                                H. R. 4053

To amend the Fair Credit Reporting Act to require an independent audit 
of the cybersecurity practices of certain consumer reporting agencies, 
                        and for other purposes.


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                    IN THE HOUSE OF REPRESENTATIVES

                            October 12, 2017

 Mr. Fortenberry introduced the following bill; which was referred to 
                  the Committee on Financial Services

_______________________________________________________________________

                                 A BILL


 
To amend the Fair Credit Reporting Act to require an independent audit 
of the cybersecurity practices of certain consumer reporting agencies, 
                        and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. INDEPENDENT AUDIT OF THE CYBERSECURITY PRACTICES OF CERTAIN 
              CONSUMER REPORTING AGENCIES.

    (a) In General.--The Fair Credit Reporting Act (15 U.S.C. 1681 et 
seq.) is amended by adding at the end the following new section:
``Sec. 630. Independent audit of the cybersecurity practices of certain 
              consumer reporting agencies
    ``The Bureau shall order an annual independent audit of the 
cybersecurity practices of consumer reporting agencies described under 
section 603(p). The results of each audit shall be submitted to 
Congress along with the audit required under section 1016A(b) of the 
Consumer Financial Protection Act of 2010.''.
    (b) Table of Contents Amendment.--The table of contents of the Fair 
Credit Reporting Act is amended by adding at the end the following new 
item:

``630. Independent audit of the cybersecurity practices of certain 
                            consumer reporting agencies.''.
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