[Congressional Bills 114th Congress]
[From the U.S. Government Publishing Office]
[S. 1234 Introduced in Senate (IS)]

114th CONGRESS
  1st Session
                                S. 1234

  To enhance consumer rights relating to consumer report disputes by 
      requiring provision of documentation provided by consumers.


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                              May 6, 2015

  Ms. Klobuchar (for herself and Mr. Daines) introduced the following 
 bill; which was read twice and referred to the Committee on Banking, 
                       Housing, and Urban Affairs

_______________________________________________________________________

                                 A BILL


 
  To enhance consumer rights relating to consumer report disputes by 
      requiring provision of documentation provided by consumers.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``FIX Credit Reporting Errors Act'' or 
the ``FIX Act''.

SEC. 2. PROVISION OF DOCUMENTATION PROVIDED BY CONSUMERS.

    Section 611 of the Fair Credit Reporting Act (15 U.S.C. 1681i) is 
amended--
            (1) in subsection (a)--
                    (A) in paragraph (2)--
                            (i) in subparagraph (A), by inserting ``, 
                        including documentation provided by the 
                        consumer,'' after ``relevant information''; and
                            (ii) in subparagraph (B), by inserting ``, 
                        including documentation provided by the 
                        consumer,'' after ``relevant information''; and
                    (B) in paragraph (4), by inserting ``, including 
                documentation,'' after ``relevant information''; and
            (2) in subsection (f)(2)(B)(ii), by inserting ``, including 
        documentation,'' after ``relevant information''.
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