[Congressional Bills 114th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6509 Introduced in House (IH)]

<DOC>






114th CONGRESS
  2d Session
                                H. R. 6509

To amend the Servicemembers Civil Relief Act to improve the submission 
of proof of military service for purposes of interest rate limitations 
                            under such Act.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                            December 8, 2016

    Mr. Heck of Washington introduced the following bill; which was 
             referred to the Committee on Veterans' Affairs

_______________________________________________________________________

                                 A BILL


 
To amend the Servicemembers Civil Relief Act to improve the submission 
of proof of military service for purposes of interest rate limitations 
                            under such Act.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Soldier's Help Obtaining Negotiated 
Rates Act'' or the ``Solider's HONR Act''.

SEC. 2. PROOF OF PERIOD OF MILITARY SERVICE FOR PURPOSES OF INTEREST 
              RATE LIMITATION UNDER THE SERVICEMEMBERS CIVIL RELIEF 
              ACT.

    Section 207(b)(1) of the Servicemembers Civil Relief Act (50 U.S.C. 
3937(b)(1)) is amended to read as follows:
            ``(1) Proof of military service.--
                    ``(A) In general.--Not later than 180 days after 
                the date of a servicemember's termination or release 
                from military service, in order for an obligation or 
                liability of the servicemember to be subject to the 
                interest rate limitation in subsection (a), the 
                servicemember shall provide to the creditor written 
                notice and a copy of--
                            ``(i) the military orders calling the 
                        servicemember to military service and any 
                        orders further extending military service; or
                            ``(ii) any other appropriate indicator of 
                        military service, including a certified letter 
                        from a commanding officer.
                    ``(B) Independent verification by creditor.--
                            ``(i) In general.--Regardless of whether a 
                        servicemember has provided to a creditor the 
                        written notice and documentation under 
                        subparagraph (A), the creditor may use, in lieu 
                        of such notice and documentation, information 
                        retrieved from the Defense Manpower Database 
                        Center through the creditor's normal business 
                        reviews of the Database Center for purposes of 
                        obtaining information indicating that the 
                        servicemember is on active duty.
                            ``(ii) Safe harbor.--A creditor that uses 
                        the information retrieved from the Defense 
                        Manpower Database Center under clause (i) with 
                        respect to a servicemember has not failed to 
                        treat the debt of the servicemember in 
                        accordance with subsection (a) if--
                                    ``(I) such information indicates 
                                that, on the date the creditor 
                                retrieves such information, the 
                                servicemember is not on active duty; 
                                and
                                    ``(II) the creditor has not, as of 
                                such date, received the written notice 
                                and documentation required under 
                                subparagraph (A) with respect to the 
                                servicemember.''.
                                 <all>