[Congressional Bills 114th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6196 Introduced in House (IH)]

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114th CONGRESS
  2d Session
                                H. R. 6196

 To amend the National Flood Insurance Act of 1968 to ensure community 
accountability for areas repetitively damaged by floods, and for other 
                               purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                           September 28, 2016

  Mr. Royce (for himself and Mr. Blumenauer) introduced the following 
    bill; which was referred to the Committee on Financial Services

_______________________________________________________________________

                                 A BILL


 
 To amend the National Flood Insurance Act of 1968 to ensure community 
accountability for areas repetitively damaged by floods, and for other 
                               purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Repeatedly Flooded Communities 
Preparation Act''.

SEC. 2. COMMUNITY ACCOUNTABILITY FOR REPETITIVELY FLOODED AREAS.

    (a) In General.--Section 1361 of the National Flood Insurance Act 
of 1968 (42 U.S.C. 4102) is amended by adding at the end the following 
new subsection:
    ``(e) Community Accountability for Repetitively Damaged Areas.--
            ``(1) In general.--The Administrator shall, by regulation, 
        require any covered community (as such term is defined in 
        paragraph (3))--
                    ``(A) to analyze and map areas within the community 
                where properties described in paragraph (3)(B) or 
                flood-damaged facilities are located to determine areas 
                repeatedly damaged by floods and to assess the 
                continuing risks to such areas; and
                    ``(B) to develop a community-specific plan for 
                addressing any continuing flood risks, submit such plan 
                to the Administrator and update such plan at 
                appropriate intervals, and make such plan, plan 
                updates, and reports on progress in reducing flood risk 
                available to the public, subject to section 552a of 
                title 5, United States Code.
            ``(2) Sanctions.--The Administrator shall, by regulation, 
        provide appropriate sanctions for covered communities that fail 
        to comply with the requirements under this subsection or to 
        make sufficient progress in reducing the flood risks to areas 
        in the community that are repeatedly damaged by floods.
            ``(3) Covered community.--For purposes of this subsection, 
        the term `covered community' means a community--
                    ``(A) that is participating, pursuant to section 
                1315, in the national flood insurance program; and
                    ``(B) within which are located--
                            ``(i) 50 or more repetitive loss structures 
                        (as such term is defined in paragraph (4));
                            ``(ii) 5 or more severe repetitive loss 
                        structures (as such term is defined in section 
                        1366(h)) for which mitigation activities 
                        meeting the standards for approval under 
                        section 1366(c)(2)(A) have not been conducted; 
                        or
                            ``(iii) a public facility or a private 
                        nonprofit facility (as such terms are as 
                        defined in section 102 of the Robert T. 
                        Stafford Disaster Relief and Emergency 
                        Assistance Act (42 U.S.C. 5122)), that has 
                        received assistance for repair, restoration, 
                        reconstruction, or replacement under section 
                        406 of the Robert T. Stafford Disaster Relief 
                        and Emergency Assistance Act (42 U.S.C. 5172) 
                        in connection with more than one flooding event 
                        in the most recent 10-year period.
            ``(4) Repetitive-loss structure.--For purposes of this 
        subsection, the term `repetitive-loss structure' means a 
        structure insured under a contract for flood insurance made 
        available under this title that has had at least 2 flood losses 
        for which claims were paid under such coverage of more than 
        $1,000 each in any 10-year period beginning after 1978.
            ``(5) Reports to congress.--Not later than the expiration 
        of the 6-year period beginning upon the date of the enactment 
        of this subsection, and not less than every 2 years thereafter, 
        the Administrator shall submit a report to the Congress 
        regarding the progress in implementing plans developed pursuant 
        to paragraph (1)(B).''.
    (b) Regulations.--The Administrator of the Federal Emergency 
Management Agency shall issue regulations necessary to carry out 
subsection (e) of section 1361 of the National Flood Insurance Act of 
1968, as added by the amendment made by subsection (a) of this section, 
not later than the expiration of the 2-year period that begins on the 
date of the enactment of this Act.
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