[Congressional Bills 114th Congress]
[From the U.S. Government Publishing Office]
[H.R. 3192 Received in Senate (RDS)]

<DOC>
114th CONGRESS
  1st Session
                                H. R. 3192


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                            October 8, 2015

                                Received

_______________________________________________________________________

                                 AN ACT


 
    To provide for a temporary safe harbor from the enforcement of 
integrated disclosure requirements for mortgage loan transactions under 
  the Real Estate Settlement Procedures Act of 1974 and the Truth in 
                  Lending Act, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Homebuyers Assistance Act''.

SEC. 2. ENFORCEMENT SAFE HARBOR.

    The integrated disclosure requirements for mortgage loan 
transactions under section 4(a) of the Real Estate Settlement 
Procedures Act of 1974 (12 U.S.C. 2603(a)), section 105(b) of the Truth 
in Lending Act (15 U.S.C. 1604(b)), and regulations issued under such 
sections may not be enforced against any person until February 1, 2016, 
and no suit may be filed against any person for a violation of such 
requirements occurring before such date, so long as such person has 
made a good faith effort to comply with such requirements.

            Passed the House of Representatives October 7, 2015.

            Attest:

                                                 KAREN L. HAAS,

                                                                 Clerk.