[Congressional Bills 114th Congress]
[From the U.S. Government Publishing Office]
[H.R. 2309 Introduced in House (IH)]

114th CONGRESS
  1st Session
                                H. R. 2309

To amend the Equal Credit Opportunity Act to prohibit discrimination on 
account of sexual orientation or gender identity when extending credit.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                              May 13, 2015

  Mr. Israel (for himself, Ms. Judy Chu of California, Ms. Hahn, Mr. 
 Blumenauer, Mr. Swalwell of California, Ms. Schakowsky, Ms. Tsongas, 
   Mr. Ellison, Ms. Wasserman Schultz, Mr. Peters, Mr. Sean Patrick 
 Maloney of New York, Mr. Grijalva, Ms. Clarke of New York, Mrs. Davis 
 of California, Mrs. Carolyn B. Maloney of New York, Mr. Delaney, Mr. 
   Polis, Mr. Fattah, Mr. Cicilline, Mr. Sherman, Mr. Connolly, Ms. 
Speier, Ms. Norton, Mr. Cardenas, Mr. Rangel, Ms. DelBene, Mrs. Watson 
 Coleman, Mr. Ted Lieu of California, Ms. Lee, Mr. Farr, Mr. Langevin, 
   Ms. Pingree, Ms. Wilson of Florida, Mr. Himes, Mr. McDermott, Ms. 
   Adams, Mr. Pocan, Mr. Nadler, Mr. Lowenthal, Mr. Crowley, and Ms. 
Roybal-Allard) introduced the following bill; which was referred to the 
                    Committee on Financial Services

_______________________________________________________________________

                                 A BILL


 
To amend the Equal Credit Opportunity Act to prohibit discrimination on 
account of sexual orientation or gender identity when extending credit.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Freedom from Discrimination in 
Credit Act of 2015''.

SEC. 2. PROHIBITION AGAINST DISCRIMINATION ON ACCOUNT OF SEXUAL 
              ORIENTATION OR GENDER IDENTITY.

    Subsection (a)(1) of section 701 of the Equal Credit Opportunity 
Act (15 U.S.C. 1691) is amended, by striking ``on the basis of race, 
color, religion, national origin, sex or marital status,'' and 
inserting ``on the basis of actual or perceived race, color, religion, 
national origin, sex, sexual orientation, gender identity, or marital 
status,''.

SEC. 3. DEFINITIONS.

    Section 702 of the Equal Credit Opportunity Act (15 U.S.C. 1691a) 
is amended--
            (1) by redesignating subsections (f) and (g) as subsections 
        (g) and (i), respectively;
            (2) by inserting after subsection (e) the following new 
        subsections:
    ``(f) The term `gender identity' means the gender-related identity, 
appearance, or mannerisms or other gender-related characteristics of an 
individual, with or without regard to the individual's designated sex 
at birth.''; and
            (3) by inserting after subsection (g), as so redesignated, 
        the following:
    ``(h) The term `sexual orientation' means homosexuality, 
heterosexuality, or bisexuality.''.
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