[Congressional Bills 114th Congress]
[From the U.S. Government Publishing Office]
[H.R. 2129 Introduced in House (IH)]

114th CONGRESS
  1st Session
                                H. R. 2129

To strengthen the disclosure requirements for creditors under the Truth 
                            in Lending Act.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                             April 30, 2015

 Mr. Price of North Carolina introduced the following bill; which was 
            referred to the Committee on Financial Services

_______________________________________________________________________

                                 A BILL


 
To strengthen the disclosure requirements for creditors under the Truth 
                            in Lending Act.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Online Credit Card Disclosure Act of 
2015''.

SEC. 2. ONLINE PAYMENT TIMING DISCLOSURES.

    Section 127(b)(11)(D) of the Truth in Lending Act (15 U.S.C. 
1637(b)(11)(D)) is amended--
            (1) in clause (i), by striking ``; and'' and inserting a 
        semicolon;
            (2) in clause (ii), by striking the period and inserting 
        ``; and''; and
            (3) by inserting at the end the following new clause:
                    ``(iii) if the consumer has an online account with 
                the creditor under the consumer credit plan, be 
                disclosed in a conspicuous and prominent location on a 
                webpage of such creditor.''.
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