[Congressional Bills 114th Congress]
[From the U.S. Government Publishing Office]
[H.R. 1553 Introduced in House (IH)]

114th CONGRESS
  1st Session
                                H. R. 1553

  To amend the Federal Deposit Insurance Act to specify which smaller 
      institutions may qualify for an 18-month examination cycle.


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                    IN THE HOUSE OF REPRESENTATIVES

                             March 23, 2015

    Mr. Tipton (for himself, Mr. Clay, and Mr. Barr) introduced the 
   following bill; which was referred to the Committee on Financial 
                                Services

_______________________________________________________________________

                                 A BILL


 
  To amend the Federal Deposit Insurance Act to specify which smaller 
      institutions may qualify for an 18-month examination cycle.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Small Bank Exam Cycle Reform Act of 
2015''.

SEC. 2. SMALLER INSTITUTIONS QUALIFYING FOR 18-MONTH EXAMINATION CYCLE.

    Section 10(d) of the Federal Deposit Insurance Act (12 U.S.C. 
1820(d)) is amended--
            (1) in paragraph (4)--
                    (A) in subparagraph (A), by striking 
                ``$500,000,000'' and inserting ``$1,000,000,000''; and
                    (B) in subparagraph (C)(ii), by striking 
                ``$100,000,000'' and inserting ``$200,000,000''; and
            (2) in paragraph (10)--
                    (A) by striking ``$100,000,000'' and inserting 
                ``$200,000,000''; and
                    (B) by striking ``$500,000,000'' and inserting 
                ``$1,000,000,000''.
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