[Congressional Bills 113th Congress]
[From the U.S. Government Publishing Office]
[S. 451 Introduced in Senate (IS)]
113th CONGRESS
1st Session
S. 451
To make technical corrections to the Dodd-Frank Wall Street Reform and
Consumer Protection Act.
_______________________________________________________________________
IN THE SENATE OF THE UNITED STATES
March 5, 2013
Mr. Shelby introduced the following bill; which was read twice and
referred to the Committee on Banking, Housing, and Urban Affairs
_______________________________________________________________________
A BILL
To make technical corrections to the Dodd-Frank Wall Street Reform and
Consumer Protection Act.
Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the ``Dodd-Frank Wall Street Reform and
Consumer Protection Technical Corrections Act of 2013''.
SEC. 2. TABLE OF CONTENTS; DEFINITIONAL CORRECTIONS.
(a) Table of Contents.--The table of contents for the Dodd-Frank
Wall Street Reform and Consumer Protection Act (Public Law 111-203; 124
Stat. 1376) is amended by striking the items relating to section 407
through 416 and inserting the following:
``Sec. 407. Exemption of and reporting by venture capital fund
advisers.
``Sec. 408. Exemption of and reporting by certain private fund
advisers.
``Sec. 409. Family offices.
``Sec. 410. State and Federal responsibilities; asset threshold for
Federal registration of investment
advisers.
``Sec. 411. Custody of client assets.
``Sec. 412. Comptroller General study on custody rule costs.
``Sec. 413. Adjusting the accredited investor standard.
``Sec. 414. Rule of construction relating to the Commodity Exchange
Act.
``Sec. 415. GAO study and report on accredited investors.
``Sec. 416. GAO study on self-regulatory organization for private
funds.
``Sec. 417. Commission study and report on short selling.
``Sec. 418. Qualified client standard.
``Sec. 419. Transition period.''.
(b) Definitions.--Section 2 of the Dodd-Frank Wall Street Reform
and Consumer Protection Act (12 U.S.C. 5301) is amended--
(1) in paragraph (1)--
(A) by striking ``section 3'' and inserting
``section 3(w)''; and
(B) by striking ``(12 U.S.C. 1813)'' and inserting
``(12 U.S.C. 1813(w))'';
(2) in paragraph (6), by striking ``1 et seq.'' and
inserting ``1a''; and
(3) in paragraph (18)(A)--
(A) by striking ```bank holding company',''; and
(B) by inserting ```includes','' before
```including',''.
SEC. 3. ANTITRUST SAVINGS CLAUSE CORRECTIONS.
Section 6 of the Dodd-Frank Wall Street Reform and Consumer
Protection Act (12 U.S.C. 5303) is amended, in the second sentence--
(1) by inserting ``(15 U.S.C. 12(a))'' after ``Clayton
Act''; and
(2) by striking ``Act, to'' and inserting ``Act (15 U.S.C.
45) to''.
SEC. 4. TITLE I CORRECTIONS.
Title I of the Dodd-Frank Wall Street Reform and Consumer
Protection Act (12 U.S.C. 5311 et seq.) is amended--
(1) in section 102(a)(6) (12 U.S.C. 5311(a)(6)), by
inserting ``(12 U.S.C. 1843(k))'' after ``of 1956'' each place
that term appears;
(2) in section 111 (12 U.S.C. 5321)--
(A) in subsection (b)--
(i) in paragraph (1)(G), by striking
``Chairperson'' and inserting ``Chairman''; and
(ii) in paragraph (2)(E), by striking
``such'' and inserting ``the''; and
(B) in subsection (c)(3), by striking ``that agency
or department head'' and inserting ``the head of that
member agency or department'';
(3) in section 112 (12 U.S.C. 5322)--
(A) in subsection (a)(2)--
(i) in subparagraph (D)--
(I) by striking ``to monitor'' and
inserting ``monitor''; and
(II) by striking ``to advise'' and
inserting ``advise'';
(ii) in subparagraph (J)--
(I) by striking ``that term is''
and inserting ``those terms are''; and
(II) by striking ``and settlement''
and inserting ``or settlement''; and
(iii) in subparagraph (L), by striking
``may''; and
(B) in subsection (d)(5)--
(i) in subparagraph (B), by striking
``subsection and'' and inserting ``subtitle
or''; and
(ii) in subparagraph (C), by striking
``subsection and'' and inserting ``subtitle
or'';
(4) in section 154(c) (12 U.S.C. 5344(c))--
(A) by striking ``Center.--'' and all that follows
through ``The Research'' and inserting ``Center.--The
Research''; and
(B) by redesignating subparagraphs (A) through (H)
as paragraphs (1) through (8), respectively, and moving
the margins 2 ems to the left;
(5) in section 155(a)(2) (12 U.S.C. 5345(a)(2)), by
striking ``(c),'' and inserting ``(c)'';
(6) in section 164 (12 U.S.C. 5364), by striking
``Institutions'' and inserting ``Institution'';
(7) in section 167(b)(1)(B)(ii) (12 U.S.C.
5367(b)(1)(B)(ii)), by striking ``to ensure'' and inserting
``ensure''; and
(8) in section 171(b)(4)(D) (12 U.S.C. 5371(b)(4)(D)), by
adding a period at the end.
SEC. 5. TITLE II CORRECTIONS.
Title II of the Dodd-Frank Wall Street Reform and Consumer
Protection Act (12 U.S.C. 5381 et seq.) is amended--
(1) in section 210 (12 U.S.C. 5390)--
(A) in subsection (a)--
(i) in paragraph (1)(D), by striking
``wind-up'' and inserting ``wind up''; and
(ii) in paragraph (5)(C), by striking
``receiver seeking'' and inserting ``receiver)
seeking'';
(B) in subsection (b)(1)--
(i) in subparagraph (C), by striking ``to
the extent of'' and all that follows through
``for each individual'' and inserting ``to the
extent of $11,725 for each individual''; and
(ii) in subparagraph (D), by striking
``multiplied by'' and all that follows through
``(as indexed'' and inserting ``multiplied by
$11,725 (as indexed'';
(C) in subsection (m)(1)(B), by inserting ``of''
before ``the Bankruptcy Code''; and
(D) in subsection (o)(1)(D)(i)(I), by striking
``and (h)(5)(E)'' and inserting ``or (h)(5)(E)'';
(2) in section 211(d)(1)(C) (12 U.S.C. 5391(d)(1)(C)), by
striking ``orderly liquidation plan under section 210(n)(14)''
and inserting ``an orderly liquidation plan under section
210(n)(9)''; and
(3) in section 215(a)(5) (124 Stat. 1518), by striking
``amd'' and inserting ``and''.
SEC. 6. TITLE III CORRECTIONS.
(a) In General.--Title III of the Dodd-Frank Wall Street Reform and
Consumer Protection Act (12 U.S.C. 5401 et seq.) is amended--
(1) in section 327(b)(5) (12 U.S.C. 5437(b)(5)), by
striking ``in'' and inserting ``into'';
(2) in section 333(b)(2) (124 Stat. 1539), by inserting
``the second place that term appears'' before ``and
inserting''; and
(3) in section 369(5) (124 Stat. 1559)--
(A) in subparagraph (D)(i)--
(i) in subclause (III), by redesignating
items (aa), (bb), and (cc) as subitems (AA),
(BB), and (CC), respectively, and adjusting the
margins accordingly;
(ii) in subclause (IV), redesignating items
(aa) and (bb) as subitems (AA) and (BB),
respectively, and adjusting the margins
accordingly;
(iii) in subclause (V), by redesignating
items (aa), (bb), and (cc) as subitems (AA),
(BB), and (CC), respectively, and adjusting the
margins accordingly; and
(iv) by redesignating subclauses (III),
(IV), and (V) as items (bb), (cc), and (dd),
respectively, and adjusting the margins
accordingly;
(B) in subparagraph (F)--
(i) in clause (ii), by adding ``and'' at
the end;
(ii) in clause (iii), by striking ``; and''
and inserting a period; and
(iii) by striking clause (iv); and
(C) in subparagraph (G)(i), by inserting ``each
place such term appears'' before ``and inserting''.
(b) Effective Dates.--
(1) Section 333.--The amendment made by subsection (a)(2)
of this section shall take effect as though enacted as part of
subtitle C of title III of the Dodd-Frank Wall Street Reform
and Consumer Protection Act (124 Stat. 1538).
(2) Section 369.--The amendments made by subsection (a)(3)
of this section shall take effect as though enacted as part of
subtitle E of title III of the Dodd-Frank Wall Street Reform
and Consumer Protection Act (124 Stat. 1546).
SEC. 7. TITLE IV CORRECTION.
Section 414 of the Dodd-Frank Wall Street Reform and Consumer
Protection Act (124 Stat. 1578) is amended in the section heading by
striking ``commodities'' and inserting ``commodity''.
SEC. 8. TITLE VI CORRECTIONS.
(a) In General.--Title VI of the Dodd-Frank Wall Street Reform and
Consumer Protection Act (124 Stat. 1596) is amended--
(1) in section 610 (124 Stat. 1611)--
(A) by striking subsection (b); and
(B) by redesignating subsection (c) as subsection
(b); and
(2) in section 618(a) (12 U.S.C. 1850a(a))--
(A) in paragraph (4)(B)(i), by inserting ``of
Governors'' after ``Board''; and
(B) in paragraph (6), by inserting ``(12 U.S.C.
1841)'' after ``Act of 1956''.
(b) Effective Date.--The amendments made by subsection (a)(1) of
this section shall take effect as though enacted as part of section 610
of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124
Stat. 1611).
SEC. 9. TITLE VII CORRECTIONS.
(a) In General.--Title VII of the Dodd-Frank Wall Street Reform and
Consumer Protection Act (15 U.S.C. 8301 et seq.) is amended--
(1) in section 719(c)(1)(B) (15 U.S.C. 8307(c)(1)(B)), by
adding a period at the end;
(2) in section 723(a)(1)(B) (124 Stat. 1675), by inserting
``, as added by section 107 of the Commodity Futures
Modernization Act of 2000 (Appendix E of Public Law 106-554;
114 Stat. 2763A-382),'' after ``subsection (i)'';
(3) in section 734(b)(1) (124 Stat. 1718), by striking ``is
amended'' and all that follows through ``(B) in'' and inserting
``is amended in'';
(4) in section 741(b)(10) (124 Stat. 1732), by striking
``1a(19)(A)(iv)(II)'' each place it appears and inserting
``1a(18)(A)(iv)(II)''; and
(5) in section 749 (124 Stat. 1746)--
(A) in subsection (a)(2), by striking ``adding at
the end'' and inserting ``inserting after subsection
(f)''; and
(B) in subsection (h)(1)(B), by inserting ``the
second place that term appears'' before the semicolon.
(b) Effective Date.--The amendments made by paragraphs (3), (4),
and (5) of subsection (a) of this section shall take effect as though
enacted as part of part II of subtitle A of title VII of the Dodd-Frank
Wall Street Reform and Consumer Protection Act (124 Stat. 1658).
SEC. 10. TITLE VIII CORRECTIONS.
Title VIII of the Dodd-Frank Wall Street Reform and Consumer
Protection Act (12 U.S.C. 5461 et seq.) is amended--
(1) in section 805(a)(2)(E) (12 U.S.C. 5464(a)(2)(E)), by
striking the quotation marks at the end;
(2) in section 806 (12 U.S.C. 5465)--
(A) in subsection (b), in the first sentence, by
striking ``(2)) after'' and inserting ``(2))) after'';
and
(B) in subsection (e)(1)(A)--
(i) by striking ``advance notice'' and
inserting ``advance''; and
(ii) by striking ``each Supervisory
Agency'' and inserting ``its Supervisory
Agency'';
(3) in section 807 (12 U.S.C. 5466)--
(A) in subsection (d)(1), by adding a period at the
end; and
(B) in subsection (f)(2), by inserting a comma
after ``under'' the second place that term appears;
(4) in section 808(b) (12 U.S.C. 5467(b)), by inserting a
comma after ``under'' the third place that term appears; and
(5) in section 813 (12 U.S.C. 5472), in the matter
preceding paragraph (1), by inserting ``that includes'' after
``Representatives''.
SEC. 11. TITLE IX CORRECTIONS.
Title IX of the Dodd-Frank Wall Street Reform and Consumer
Protection Act (124 Stat. 1822) is amended--
(1) in section 929Z(a) (124 Stat. 1871)--
(A) in paragraph (2), by striking ``courts
interpretation'' and inserting ``court
interpretations''; and
(B) in paragraph (3), by striking ``Act of 1995''
and inserting ``Reform Act of 1995 (Public Law 104-67;
109 Stat. 737)'';
(2) in section 939(h)(1) (124 Stat. 1887)--
(A) in the matter preceding subparagraph (A), by
inserting ``The'' before ``Commission''; and
(B) by striking ``feasability'' and inserting
``feasibility''; and
(3) in section 953 (124 Stat. 1903), by adding at the end
the following:
``(c) Exemption.--The Commission may, by rule or order, exempt an
issuer or class of issuers from the requirements under section 14(i) of
the Securities Exchange Act of 1934 (as amended by subsection (a) of
this section) or subsection (b) of this section. In determining whether
to make an exemption under this subsection, the Commission shall take
into account, among other considerations, whether the requirements
under subsections (a) and (b) disproportionately burden small
issuers.''.
SEC. 12. TITLE X CORRECTIONS.
(a) In General.--Title X of the Dodd-Frank Wall Street Reform and
Consumer Protection Act (12 U.S.C. 5481 et seq.) is amended--
(1) in section 1002(12)(G) (12 U.S.C. 5481(12)(G)), by
striking ``Home Owners'' and inserting ``Homeowners'';
(2) in section 1013(a)(1)(C) (12 U.S.C. 5493(a)(1)(C)), by
striking ``section 11(1)'' and inserting ``subsection (l) of
section 11'';
(3) in section 1017(a)(5) (12 U.S.C. 5497(a)(5))--
(A) in subparagraph (A), in the last sentence by
striking ``716(c) of title 31, United States Code'' and
inserting ``716 of title 31, United States Code''; and
(B) in subparagraph (C), by striking ``section 3709
of the Revised Statutes of the United States (41 U.S.C.
5)'' and inserting ``section 6101 of title 41, United
States Code'';
(4) in section 1022(c)(9)(B) (12 U.S.C. 5512(c)(9)(B)), by
striking ``1978,'' and inserting ``1978'';
(5) in section 1025 (12 U.S.C. 5515)--
(A) in subsection (b)(1), by inserting ``covered''
before ``persons'' each place that term appears;
(B) in subsection (d), by striking ``12 U.S.C.
1867(c)'' and inserting ``(12 U.S.C. 1867(c))''; and
(C) in subsection (e)(4)(F), by striking ``212 of
the Federal Credit Union Act (112 U.S.C. 1790a)'' and
inserting ``216 of the Federal Credit Union Act (12
U.S.C. 1790d)'';
(6) in section 1027(d)(1)(B) (12 U.S.C. 5517(d)(1)(B)), by
inserting a comma after ``(A)'';
(7) in section 1029(d) (12 U.S.C. 5519(d)), by striking the
period after ``Commission Act'';
(8) in section 1061 (12 U.S.C. 5581)--
(A) in subsection (b)(7)--
(i) by striking ``Secretary of the
Department of Housing and Urban Development''
each place that term appears and inserting
``Department of Housing and Urban
Development''; and
(ii) in subparagraph (A), by striking ``(12
U.S.C. 5102 et seq.)'' and inserting ``(12
U.S.C. 5101 et seq.)''; and
(B) in subsection (c)(2)(A), by striking
``procedures in'' and inserting ``procedures'';
(9) in section 1063 (12 U.S.C. 5583)--
(A) in subsection (f)(1)(B), by striking ``that'';
and
(B) in subsection (g)(1)(A)--
(i) by striking ``(12 U.S.C. 5102 et
seq.)'' and inserting ``(12 U.S.C. 5101 et
seq.)''; and
(ii) by striking ``seq)'' and inserting
``seq.)'';
(10) in section 1064(i)(1)(A)(iii) (12 U.S.C.
5584(i)(1)(A)(iii)), by inserting a period before ``If an'';
(11) in section 1073(c)(2) (12 U.S.C. 5601(c)(2))--
(A) in the paragraph heading, by inserting ``and
education'' after ``financial literacy''; and
(B) by striking ``its duties'' and inserting
``their duties'';
(12) in section 1076(b)(1) (12 U.S.C. 5602(b)(1)), by
inserting before the period at the end the following: ``, the
Bureau may, after notice and opportunity for comment, prescribe
regulations'';
(13) in section 1077(b)(4)(F) (124 Stat. 2076), by striking
``associates'' and inserting ``associate's'';
(14) in section 1084(1) (124 Stat. 2081)--
(A) by inserting ``paragraph (3) of section 903 (15
U.S.C. 1693a),'' before ``subsections (a) and (e) of
section 904'';
(B) by striking ``and in 918'' and inserting ``,
section 916(d) (15 U.S.C. 1693m(d)), section 918''; and
(C) by inserting a comma after ``2009)'';
(15) by striking section 1087 (124 Stat. 2086);
(16) in section 1089 (124 Stat. 2092)--
(A) in paragraph (3)--
(i) in subparagraph (A), by striking
``and'' at the end; and
(ii) in subparagraph (B)(vi), by striking
the period at the end and inserting ``; and'';
and
(B) by redesignating paragraph (4) as subparagraph
(C) and adjusting the margins accordingly; and
(17) in section 1098(6) (124 Stat. 2104), by inserting
``the first place that term appears'' before ``and''.
(b) Effective Date.--The amendments made by paragraphs (14), (15),
(16), and (17) of subsection (a) of this section shall take effect as
though enacted as part of subtitle H of title X of the Dodd-Frank Wall
Street Reform and Consumer Protection Act (124 Stat. 2080).
SEC. 13. TITLE XI CORRECTION.
Title XI of the Dodd-Frank Wall Street Reform and Consumer
Protection Act (124 Stat. 2113) is amended, in section 1105(d)(1) (12
U.S.C. 5612(d)(1)), by striking ``authority.--'' and all that follows
through ``by the President'' and inserting ``authority.--A request by
the President''.
SEC. 14. TITLE XII CORRECTION.
Title XII of the Dodd-Frank Wall Street Reform and Consumer
Protection Act (124 Stat. 2129) is amended, in section 1208(b) (12
U.S.C. 5626(b)), by inserting ``, as defined in section 103(10) of the
Riegle Community Development and Regulatory Improvement Act of 1994 (12
U.S.C. 4702(10)),'' after ``Fund''.
SEC. 15. TITLE XIV CORRECTION.
Title XIV of the Dodd-Frank Wall Street Reform and Consumer
Protection Act (124 Stat. 2136) is amended, in section 1451(c) (12
U.S.C. 1701x-1(c)), by striking ``pursuant''.
SEC. 16. CONFORMING CORRECTIONS TO OTHER STATUTES.
(a) Alternative Mortgage Transaction Parity Act of 1982.--The
Alternative Mortgage Transaction Parity Act of 1982 (12 U.S.C. 3801 et
seq.) is amended--
(1) in section 802(a)(3) (12 U.S.C. 3801(a)(3)), by
striking ``the Director of the Office of Thrift Supervision''
and inserting ``the Bureau of Consumer Financial Protection'';
and
(2) in section 804(d)(1) (12 U.S.C. 3803(d)(1))--
(A) by striking ``identified'' and inserting
``issued''; and
(B) by striking the comma after ``Administration''.
(b) Bank Holding Company Acts.--
(1) Bank holding company act amendments of 1970.--Section
106(b)(1) of the Bank Holding Company Act Amendments of 1970
(12 U.S.C. 1972(1)) is amended, in the undesignated matter at
the end--
(A) by inserting ``Office of the'' before
``Comptroller of the''; and
(B) by striking ``Federal Deposit Insurance
Company'' and inserting ``Federal Deposit Insurance
Corporation''.
(2) Bank holding company act of 1956.--Section 13 of the
Bank Holding Company Act of 1956 (12 U.S.C. 1851) is amended--
(A) in subsection (d)(1)(E), by striking ``102 of
the Small Business Investment Act of 1958 (15 U.S.C.
662)'' and inserting ``103(3) of the Small Business
Investment Act of 1958 (15 U.S.C. 662(3))'';
(B) in subsection (f)(3)(A)(ii), by striking
``(d)(1)(g)(v)'' and inserting ``(d)(1)(G)(v)''; and
(C) in subsection (h)(1), by striking ``section 8
of the International Banking Act of 1978'' and
inserting ``section 8(a) of the International Banking
Act of 1978 (12 U.S.C. 3106(a))''.
(c) Balanced Budget and Emergency Deficit Control Act.--Section
255(g)(1)(A) of the Balanced Budget and Emergency Deficit Control Act
of 1985 (2 U.S.C. 905(g)(1)(A)) is amended by striking ``Office of
Thrift Supervision (20-4108-0-3-373).''.
(d) Bretton Woods Agreements Act.--Section 68(a)(1) of the Bretton
Woods Agreements Act (22 U.S.C. 286tt(a)(1)) is amended by striking
``Fund ,'' and inserting ``Fund,''.
(e) CAN-SPAM Act of 2003.--Section 7(b)(1)(D) of the CAN-SPAM Act
of 2003 (15 U.S.C. 7706(b)(1)(D)) is amended by striking ``Director of
the Office of Thrift Supervision'' and inserting ``Comptroller of the
Currency or the Board of Directors of the Federal Deposit Insurance
Corporation, as applicable''.
(f) Children's Online Privacy Protection Act of 1998.--Section
1306(b)(2) of the Children's Online Privacy Protection Act of 1998 (15
U.S.C. 6505(b)(2)) is amended by striking ``Director of the Office of
Thrift Supervision'' and inserting ``Comptroller of the Currency and
the Board of Directors of the Federal Deposit Insurance Corporation, as
applicable''.
(g) Commodity Exchange Act.--The Commodity Exchange Act (7 U.S.C. 1
et seq.) is amended--
(1) in section 1a (7 U.S.C. 1a)--
(A) in paragraph (12)(A)(i)(II), by adding a
semicolon at the end;
(B) in paragraph (39)(A)(iv), by striking ``225''
and inserting ``25''; and
(C) in paragraph (47)(B)(viii)(II), by striking
``(15 U.S.C. 77b(a)(11))'' and inserting ``(15 U.S.C.
77b(a)(11)))'';
(2) in section 2 (7 U.S.C. 2)--
(A) in subsection (c)(2)(D)(ii)(I), by striking
``subparagraphs'' and inserting ``subparagraph''; and
(B) in subsection (h)--
(i) in paragraph (5)(A)--
(I) by striking ``Swaps'' and
inserting ``Each swap''; and
(II) by striking ``no later than
180 days after the effective date of
this subsection.'' and inserting ``no
later than--
``(i) 30 days after the issuance of the
interim final rule; or
``(ii) such other date as the Commission
determines appropriate.'';
(ii) in paragraph (7)--
(I) in subparagraph (C)(i)(VII), by
inserting ``or a governmental plan''
after ``employee benefit plan''; and
(II) in subparagraph (D)(ii)(V), by
striking ``of that Act'' and inserting
``of that section''; and
(iii) in paragraph (8)(A)(ii), by inserting
``section'' before ``5h or'';
(3) in section 4 (7 U.S.C. 6)--
(A) in subsection (b)(1)(A), by striking
``commission'' each place that term appears and
inserting ``Commission''; and
(B) in subsection (c)(1)--
(i) in subparagraph (A)--
(I) by inserting ``the Commission
shall not grant exemptions,'' after
``grant exemptions,''; and
(II) in clause (i)--
(aa) in subclause (I)--
(AA) by striking
``5(g), 5(h),''; and
(BB) by striking
``8e,''; and
(bb) in subclause (II), by
striking ``206(e)'' and
inserting ``206''; and
(ii) in subparagraph (B), by striking
``(D))'' and inserting ``(D)'';
(4) in section 4d(f)(2)(A) (7 U.S.C. 6d(f)(2)(A)), by
striking ``though'' and inserting ``through'';
(5) in section 4s (7 U.S.C. 6s)--
(A) in subsection (e)(3)--
(i) in subparagraph (B)(i)(II), by striking
``(11))'' and inserting ``(11)))''; and
(ii) in subparagraph (D)(ii), in the matter
preceding subclause (I), by striking ``non cash
collateral'' and inserting ``noncash
collateral'';
(B) in subsection (f)(1)(B)(i), by striking
``Commission'' and inserting ``prudential regulator'';
(C) in subsection (h)--
(i) in paragraph (2)(B), by inserting ``a''
before ``swap with''; and
(ii) in paragraph (5)(A)--
(I) in clause (i)--
(aa) by striking ``section
1a(18)'' and inserting
``section 1a(18)(A)''; and
(bb) in subclause (VII), by
striking ``act of'' and
inserting ``Act of''; and
(II) in clause (ii), by inserting
``in connection with the transaction''
after ``acting''; and
(D) in subsection (k)(3)(A)(ii), by striking ``the
code'' and inserting ``any code'';
(6) in section 5(d)(19)(A) (7 U.S.C. 7(d)(19)(A)), by
striking ``taking'' and inserting ``take'';
(7) in section 5b (7 U.S.C. 7a-1), by redesignating
subsection (k) as subsection (j);
(8) in section 5c(c) (7 U.S.C. 7a-2(c))--
(A) in paragraph (4)(B), by striking ``1a(10)'' and
inserting ``1a(9)''; and
(B) in paragraph (5)--
(i) in subparagraph (A), by striking ``this
subtitle'' and inserting ``this Act''; and
(ii) in subparagraph (C)(i), by striking
``1a(2)(i)'' and inserting ``1a(9)'';
(9) in section 5h (7 U.S.C. 7b-3)--
(A) in subsection (a)(1) , by striking ``a
facility'' and inserting ``a swap execution facility'';
and
(B) in subsection (f)(11)(A), by striking
``taking'' and inserting ``take'';
(10) in section 22(a)(1)(C)(ii) (7 U.S.C. 25(a)(1)(C)(ii)),
by striking ``or'' at the end; and
(11) in section 23 (7 U.S.C. 26)--
(A) in subsection (c)--
(i) in paragraph (1)(B)(III), by striking
``the Act'' both places it appears and
inserting ``this Act''; and
(ii) in paragraph (2)(A)(i), by striking
``a appropriate'' and inserting ``an
appropriate''; and
(B) in subsection (f)(3), by striking ``7064'' and
inserting ``706''.
(h) Community Reinvestment Act of 1977.--The Community Reinvestment
Act of 1977 (12 U.S.C. 2901 et seq.) is amended--
(1) in section 803(1)(C) (12 U.S.C. 2902(1)(C)), by
striking the period at the end and inserting a semicolon; and
(2) in section 806 (12 U.S.C. 2905), by striking
``companies,,'' and inserting ``companies,''.
(i) Credit Repair Organizations Act.--Section 403(4) of the Credit
Repair Organizations Act (15 U.S.C. 1679a(4)) is amended by striking
``103(e)'' and inserting ``103(f)''.
(j) Depository Institution Management Interlocks Act.--Section
205(9) of the Depository Institution Management Interlocks Act (12
U.S.C. 3204(9)) is amended by striking ``Director of the Office of
Thrift Supervision'' and inserting ``appropriate Federal banking
agency''.
(k) Economic Growth and Regulatory Paperwork Reduction Act of
1996.--Section 2227(a)(1) of the Economic Growth and Regulatory
Paperwork Reduction Act of 1996 (12 U.S.C. 252(a)(1)) is amended by
striking ``the Director of the Office of Thrift Supervision,''.
(l) Electronic Fund Transfer Act.--The Electronic Fund Transfer Act
(15 U.S.C. 1693 et seq.) is amended--
(1) in section 903 (15 U.S.C. 1693a)--
(A) in paragraph (2), by striking ``103(i)'' and
inserting ``103(j)''; and
(B) by redesignating the first paragraph designated
as paragraph (4) (defining the term ``Board''), as
paragraph (3);
(2) in section 904(a) (15 U.S.C. 1693b(a))--
(A) by redesignating the second paragraph
designated as paragraph (1) (relating to consultation
with other agencies), the second paragraph designated
as paragraph (2) (relating to the preparation of an
analysis of economic impact), paragraph (3), and
paragraph (4), as subparagraphs (A), (B), (C), and (D),
respectively, and adjusting the margins accordingly;
and
(B) by striking ``In prescribing such regulations,
the Board shall:'' and inserting the following:
``(3) Regulations.--In prescribing regulations under this
subsection, the Bureau and the Board shall--'';
(3) in section 909(c) (15 U.S.C. 1693g(c)), by striking
``103(e)'' and inserting ``103(f)'';
(4) in section 918(a)(4) (15 U.S.C. 1693o(a)(4), by
striking ``Act and'' and inserting ``Act; and''; and
(5) in section 920(a)(4)(C) (15 U.S.C. 1693o-2(a)(4)(C)),
by striking ``the Director of the Office of Thrift
Supervision,''.
(m) Emergency Economic Stabilization Act of 2008.--Section 101(b)
of the Emergency Economic Stabilization Act of 2008 (12 U.S.C. 5211(b))
is amended by striking ``the Director of the Office of Thrift
Supervision,''.
(n) Equal Credit Opportunity Act.--The Equal Credit Opportunity Act
(15 U.S.C. 1691 et seq.) is amended--
(1) in section 703 (15 U.S.C. 1691b)--
(A) in each of subsections (c) and (d), by striking
``paragraph'' each place that term appears and
inserting ``subsection''; and
(B) in subsection (g), by adding a period at the
end;
(2) in section 704 (15 U.S.C. 1691c)--
(A) in subsection (a), by striking ``Consumer
Protection Financial Protection Act of 2010 with'' and
inserting ``Consumer Financial Protection Act of 2010,
compliance with''; and
(B) in subsection (c), in the second sentence, by
striking ``subchapter'' and inserting ``title'';
(3) in section 704B(e)(3) (15 U.S.C. 1691c-2(e)(3)), by
striking ``(1)(E)'' and inserting ``(2)(E)''; and
(4) in section 706(k) (15 U.S.C. 1691e(k)), by striking ``,
(2), or (3)'' and inserting ``or (2)''.
(o) Expedited Funds Availability Act.--The Expedited Funds
Availability Act (12 U.S.C. 4001 et seq.) is amended--
(1) in section 605(f)(2)(A) (12 U.S.C. 4004(f)(2)(A)), by
striking ``,,'' and inserting a semicolon; and
(2) in section 610(a)(2) (12 U.S.C. 4009(a)(2)), by
striking ``Director of the Office of Thrift Supervision'' and
inserting ``Comptroller of the Currency and the Board of
Directors of the Federal Deposit Insurance Corporation, as
appropriate,''.
(p) Fair Credit Reporting Act.--The Fair Credit Reporting Act (15
U.S.C. 1681 et seq.) is amended--
(1) in section 603 (15 U.S.C. 1681a)--
(A) in subsection (d)(2)(D), by striking ``(x)''
and inserting ``(y)'';
(B) in subsection (q)(5), by striking ``103(i)''
and inserting ``103(j)''; and
(C) in subsection (v), by striking ``Bureau'' and
inserting ``Federal Trade Commission'';
(2) in section 604 (15 U.S.C. 1681b)--
(A) in subsection (b)(2)(B)(i), by striking
``section 615(a)(3)'' and inserting ``section
615(a)(4)''; and
(B) in subsection (g)(5), by striking ``paragraph
(2).--'' and all that follows through ``The Bureau''
and inserting ``paragraph (2).--The Bureau'';
(3) in section 605(h)(2)(A) (15 U.S.C. 1681c(h)(2)(A))--
(A) by striking ``shall,,'' and inserting
``shall,''; and
(B) by striking ``Commission,,'' and inserting
``Commission,'';
(4) in section 605A(h)(1)(A) (15 U.S.C. 1681c-1(h)(1)(A)),
by striking ``103(i)'' and inserting ``103(j)'';
(5) in section 609 (15 U.S.C. 1681g)--
(A) in subsection (c)(1)--
(i) in the paragraph heading, by striking
``commission'' and inserting ``bureau''; and
(ii) in subparagraph (B)(vi), by striking
``603(w)'' and inserting ``603(x)''; and
(B) by striking ``The Commission'' each place that
term appears and inserting ``The Bureau'';
(6) in section 611 (15 U.S.C. 1681i), by striking ``The
Commission'' each place that term appears and inserting ``The
Bureau'';
(7) in section 612 (15 U.S.C. 1681j)--
(A) in subsection (a)(1), by striking ``(w)'' and
inserting ``(x)''; and
(B) by striking ``The Commission'' each place that
term appears and inserting ``The Bureau''; and
(8) in section 621 (15 U.S.C. 1681s)--
(A) in subsection (a)(1), in the first sentence, by
striking ``, subsection (b)'';
(B) in subsection (e)(2), by inserting a period
after ``provisions of this title''; and
(C) in subsection (f)(2), by striking ``The
Commission'' and inserting ``The Bureau''.
(q) Federal Credit Union Act.--Section 206(g)(7)(D)(iv) of the
Federal Credit Union Act (12 U.S.C. 1786(g)(7)(D)(iv)) is amended by
striking the semicolon at the end and inserting a period.
(r) Federal Deposit Insurance Act.--The Federal Deposit Insurance
Act (12 U.S.C. 1811 et seq.) is amended--
(1) in section 3(q)(2)(C) (12 U.S.C. 1813(q)(2)(C)), by
adding ``and'' at the end;
(2) in section 7 (12 U.S.C. 1817)--
(A) in subsection (b)(2)--
(i) in subparagraph (A), by striking
``(D)'' and inserting ``(C)''; and
(ii) by redesignating subparagraphs (D) and
(E) as subparagraphs (C) and (D), respectively;
and
(B) in subsection (e)(2)(C), by adding a period at
the end;
(3) in section 8 (12 U.S.C. 1818)--
(A) in subsection (b)(3), by striking ``Act))'' and
inserting ``Act)''; and
(B) in subsection (t)--
(i) in paragraph (2)--
(I) in subparagraph (C), by
striking ``depositors or'' and
inserting ``depositors; or''; and
(II) in subparagraph (D), by
striking the semicolon at the end and
inserting a period; and
(ii) by redesignating the second paragraph
designated as paragraph (6), as added by
section 1090(1) of the Dodd-Frank Wall Street
Reform and Consumer Protection Act (124 Stat.
2093) (relating to referral to the Bureau of
Consumer Financial Protection), as paragraph
(7);
(4) in section 10(b)(3)(A) (12 U.S.C. 1820(b)(3)(A)), by
striking ``any special examination of any insured depository
institution'' and all that follows and inserting the following:
``any special examination of any insured depository institution
or nonbank financial company supervised by the Board of
Governors or a bank holding company described in section 165(a)
of the Financial Stability Act of 2010, whenever the Board of
Directors determines that a special examination of any such
depository institution is necessary to determine the condition
of such depository institution for insurance purposes, or of
such nonbank financial company supervised by the Board of
Governors or bank holding company described in section 165(a)
of the Financial Stability Act of 2010, for the purpose of
implementing its authority to provide for orderly liquidation
of any such company under title II of the Dodd-Frank Wall
Street Reform and Consumer Protection Act, provided that such
authority may not be used with respect to any such company that
is in a generally sound condition.'';
(5) in section 11 (12 U.S.C. 1821)--
(A) in subsection (d)(2)(I)(ii), by striking ``and
section 21A(b)(4)''; and
(B) in subsection (m), in each of paragraphs (16)
and (18), by striking the comma after ``Comptroller of
the Currency'' each place it appears; and
(6) in section 26(a) (12 U.S.C. 1831c(a)), by striking
``Holding Company Act'' each place that term appears and
inserting ``Holding Company Act of 1956''.
(s) Federal Financial Institutions Examination Council Act of
1978.--Section 1003(1) of the Federal Financial Institutions
Examination Council Act of 1978 (12 U.S.C. 3302(1)) is amended by
striking ``the Office of Thrift Supervision,''.
(t) Federal Fire Prevention and Control Act of 1974.--Section
31(a)(5)(B) of the Federal Fire Prevention and Control Act of 1974 (15
U.S.C. 2227(a)(5)(B)) is amended by striking ``the Federal Deposit
Insurance Corporation'' and all that follows through the period and
inserting ``or the Federal Deposit Insurance Corporation under the
affordable housing program under section 40 of the Federal Deposit
Insurance Act.''.
(u) Federal Home Loan Bank Act.--The Federal Home Loan Bank Act (12
U.S.C. 1421 et seq.) is amended--
(1) in section 10(h)(1) (12 U.S.C. 1430(h)(1)), by striking
``Director of the Office of Thrift Supervision'' and inserting
``Comptroller of the Currency or the Board of Directors of the
Federal Deposit Insurance Corporation, as applicable''; and
(2) in section 22(a) (12 U.S.C. 1442(a))--
(A) in the matter preceding paragraph (1), by
striking ``Currency'' and all that follows through
``Supervision'' and inserting ``Currency, the Chairman
of the Board of Governors of the Federal Reserve
System, the Chairperson of the Federal Deposit
Insurance Corporation, and the Chairman of the National
Credit Union Administration''; and
(B) in the undesignated matter following paragraph
(2), by striking ``Currency'' and all that follows
through ``Supervision'' and inserting ``Currency, the
Chairman of the Board of Governors of the Federal
Reserve System, and the Chairman of the National Credit
Union Administration''.
(v) Federal Reserve Act.--The Federal Reserve Act (12 U.S.C. 221 et
seq.) is amended in section 11 (12 U.S.C. 248)--
(1) by redesignating subsection (s), as added by section
1103(b) of the Dodd-Frank Wall Street Reform and Consumer
Protection Act (124 Stat. 2118) (relating to Federal Reserve
transparency and release of information), as subsection (t);
and
(2) in subsection (t), as so redesignated, in paragraph
(8)(B), by striking ``this section'' and inserting ``this
subsection''.
(w) Financial Institutions Reform, Recovery, and Enforcement Act of
1989.--The Financial Institutions Reform, Recovery, and Enforcement Act
of 1989 (Public Law 101-73; 103 Stat. 183) is amended--
(1) in section 1121(6) (12 U.S.C. 3350(6)), by striking
``the Office of Thrift Supervision,''; and
(2) in section 1206(a) (12 U.S.C. 1833b(a)), by striking
``and the Bureau of Consumer Financial Protection,'' and
inserting ``the Bureau of Consumer Financial Protection, and''.
(x) Gramm-Leach-Bliley Act.--The Gramm-Leach-Bliley Act (Public Law
106-102; 113 Stat. 1338) is amended--
(1) in section 132(a) (12 U.S.C. 1828b(a)), by striking
``the Director of the Office of Thrift Supervision,'';
(2) in section 206(a) (15 U.S.C. 78c note), by striking
``Except as provided in subsection (e), for'' and inserting
``For'';
(3) in section 502(e)(5) (15 U.S.C. 6802(e)(5)), by
inserting a comma after ``Protection'';
(4) in section 504(a)(2) (15 U.S.C. 6804(a)(2)), by
striking ``and, as appropriate, and with'' and inserting ``and,
as appropriate, with'';
(5) in section 509(2) (15 U.S.C. 6809(2))--
(A) by striking subparagraph (D); and
(B) by redesignating subparagraphs (E) and (F) as
subparagraphs (D) and (E), respectively; and
(6) in section 522(b)(1)(A)(iv) (15 U.S.C.
6822(b)(1)(A)(iv)), by striking ``Director of the Office of
Thrift Supervision'' and inserting ``Comptroller of the
Currency and the Board of Directors of the Federal Deposit
Insurance Corporation, as appropriate''.
(y) Helping Families Save Their Homes Act of 2009.--Section 104 of
the Helping Families Save Their Homes Act of 2009 (12 U.S.C. 1715z-25)
is amended--
(1) in subsection (a)--
(A) by striking ``and the Director of the Office of
Thrift Supervision, shall jointly'' and inserting
``shall'';
(B) by striking ``and the Office of Thrift
Supervision''; and
(C) by striking ``each such'' and inserting
``such''; and
(2) in subsection (b)(1)--
(A) in subparagraph (A)--
(i) in the first sentence--
(I) by striking ``and the Director
of the Office of Thrift Supervision,'';
and
(II) by striking ``or the
Director'';
(ii) in the second sentence, by striking
``and the Director of the Office of Thrift
Supervision''; and
(B) in subparagraph (B), by striking ``and the
Director of the Office of Thrift Supervision''.
(z) Home Mortgage Disclosure Act of 1975.--The Home Mortgage
Disclosure Act of 1975 (12 U.S.C. 2801 et seq.) is amended--
(1) in section 304(j)(3) (12 U.S.C. 2803(j)(3)), by adding
a period at the end; and
(2) in section 305(b)(1)(A)(iii) (12 U.S.C.
2804(b)(1)(A)(iii)), by striking ``bank as,'' and inserting
``bank, as''.
(aa) Home Owners' Loan Act.--The Home Owners' Loan Act (12 U.S.C.
1461 et seq.) is amended--
(1) in section 5 (12 U.S.C. 1464)--
(A) in subsection (d)(2)(E)(ii)--
(i) in the first sentence, by striking
``Except as provided in section 21A of the
Federal Home Loan Bank Act, the'' and inserting
``The''; and
(ii) by striking ``, at the Director's
discretion,'';
(B) in subsection (i)(6), by striking ``the Office
of Thrift Supervision or'';
(C) in subsection (m), by striking ``Director's''
each place that term appears and inserting
``appropriate Federal banking agency's'';
(D) in subsection (n)(9)(B), by striking
``Director's'' and inserting ``Comptroller's''; and
(E) in subsection (s)--
(i) in paragraph (1)--
(I) in the matter preceding
subparagraph (A), by striking ``of such
Act)'' and all that follows through
``shall require'' and inserting ``of
such Act), the appropriate Federal
banking agency shall require''; and
(II) in subparagraph (B), by
striking ``other methods'' and all that
follows through ``determines'' and
inserting ``other methods as the
appropriate Federal banking agency
determines'';
(ii) in paragraph (2)--
(I) by striking ``determined'' and
all that follows through ``may,
consistent'' and inserting ``determined
by appropriate federal banking agency
case-by-case.--The appropriate Federal
banking agency may, consistent''; and
(II) by striking ``capital-to-
assets'' and all that follows through
``determines to be necessary'' and
inserting ``capital-to-assets as the
appropriate Federal banking agency
determines to be necessary'';
(2) in section 6(c) (12 U.S.C. 1465(c)), by striking
``sections'' and inserting ``section'';
(3) in section 10 (12 U.S.C. 1467a)--
(A) in subsection (b)(6), by striking ``time'' and
all that follows through ``release'' and inserting
``time, upon the motion or application of the Board,
release'';
(B) in subsection (c)(2)(H)--
(i) in the matter preceding clause (i)--
(I) by striking ``1841(p))'' and
inserting ``1841(p)))''; and
(II) by inserting ``(12 U.S.C.
1843(k))'' before ``if--''; and
(ii) in clause (i), by inserting ``of 1956
(12 U.S.C. 1843(l) and (m))'' after ``Company
Act''; and
(C) in subsection (e)(7)(B)(iii)--
(i) by striking ``Board of the Office of
Thrift Supervision'' and inserting ``Director
of the Office of Thrift Supervision''; and
(ii) by inserting ``, as defined in section
2 of the Dodd-Frank Wall Street Reform and
Consumer Protection Act (12 U.S.C. 5301)''
after ``transfer date''; and
(4) in section 13 (12 U.S.C. 1468b), by striking ``the a''
and inserting ``a''.
(bb) Home Ownership and Equity Protection Act of 1994.--Section 158
of the Home Ownership and Equity Protection Act of 1994 (15 U.S.C. 1601
note) is amended by striking ``Bureau'' each place that term appears
and inserting ``Bureau of Consumer Financial Protection''.
(cc) Housing Act of 1948.--Section 502(c)(3) of the Housing Act of
1948 (12 U.S.C. 1701c(c)(3)) is amended by striking ``Federal Home Loan
Bank Agency'' and inserting ``Federal Housing Finance Agency''.
(dd) Housing and Urban Development Act of 1968.--Section 106(h)(5)
of the Housing and Urban Development Act of 1968 (12 U.S.C.
1701x(h)(5)) is amended by striking ``authorised'' and inserting
``authorized''.
(ee) International Banking Act of 1978.--Section 15 of the
International Banking Act of 1978 (12 U.S.C. 3109) is amended--
(1) in each of subsections (a) and (b)--
(A) by striking ``, and Director of the Office of
Thrift Supervision'' each place that term appears; and
(B) by inserting ``and'' before ``Federal Deposit''
each place that term appears;
(2) in subsection (a), by striking ``Comptroller,
Corporation, or Director'' and inserting ``Comptroller, or
Corporation''; and
(3) in subsection (c)(4)--
(A) by inserting ``and'' before ``the Federal
Deposit''; and
(B) by striking ``, and the Director of the Office
of Thrift Supervision''.
(ff) International Lending Supervision Act of 1983.--Section 912 of
the International Lending Supervision Act of 1983 (12 U.S.C. 3911) is
amended--
(1) in the section heading, by striking ``and the office of
thrift supervision'';
(2) by striking ``(a) In General.--''; and
(3) by striking subsection (b).
(gg) Interstate Land Sales Full Disclosure Act.--The Interstate
Land Sales Full Disclosure Act (15 U.S.C. 1701 et seq.) is amended--
(1) in section 1402(1) (15 U.S.C. 1701(1)) by striking
``Bureau of'' and all that follows through the semicolon at the
end and inserting ``Bureau of Consumer Financial Protection;'';
and
(2) in each of section 1411(b) (15 U.S.C. 1710(b)) and
subsections (b)(4) and (d) of section 1418a (15 U.S.C. 1717a),
by striking ``Secretary's'' each place that term appears and
inserting ``Director's''.
(hh) Investment Advisers Act of 1940.--Section 224 of the
Investment Advisers Act of 1940 (15 U.S.C. 80b-18c) is amended in the
section heading, by striking ``commodities'' and inserting
``commodity''.
(ii) Legal Certainty for Bank Products Act of 2000.--Section
403(b)(1) of the Legal Certainty for Bank Products Act of 2000 (7
U.S.C. 27a(b)(1)) is amended by striking ``that section'' and inserting
``section''.
(jj) Omnibus Appropriations Act, 2009.--Section 626(b) of the
Omnibus Appropriations Act, 2009 (12 U.S.C. 5538(b)) is amended, in
each of paragraphs (2) and (3), by inserting a comma after ``as
appropriate'' each place that term appears.
(kk) Public Law 93-495.--Section 111 of Public Law 93-495 (12
U.S.C. 250) is amended by striking ``the Director of the Office of
Thrift Supervision,''.
(ll) Revised Statutes of the United States.--Section 5136C(i) of
the Revised Statutes of the United States (12 U.S.C. 25b(i)) is amended
by striking ``Powers.--'' and all that follows through ``In
accordance'' and inserting ``Powers.--In accordance''.
(mm) Riegle Community Development and Regulatory Improvement Act of
1994.--Section 117(e) of the Riegle Community Development and
Regulatory Improvement Act of 1994 (12 U.S.C. 4716(e)) is amended by
striking ``the Director of the Office of Thrift Supervision,''.
(nn) S.A.F.E. Mortgage Licensing Act of 2008.--Section 1514 of the
S.A.F.E. Mortgage Licensing Act of 2008 (12 U.S.C. 5113) is amended in
each of subsections (b)(5) and (c)(4)(C), by striking ``Secretary's''
each place that term appears and inserting ``Director's''.
(oo) Securities Exchange Act of 1934.--The Securities Exchange Act
of 1934 (15 U.S.C. 78a et seq.) is amended--
(1) in section 3C(g)(4)(B)(v) (15 U.S.C. 78c-
3(g)(4)(B)(v)), by striking ``of that Act'' and inserting ``of
that section'';
(2) in section 3D(d)(10)(A) (15 U.S.C. 78c-4(d)(10)(A)), by
striking ``taking'' and inserting ``take'';
(3) in section 3E(b)(1) (15 U.S.C. 78c-5(b)(1)), by
striking ``though'' and inserting ``through'';
(4) in section 4(g)(8)(A) (15 U.S.C. 78d(g)(8)(A)), by
striking ``(2)(A)(i)'' and inserting ``(2)(A)(ii)'';
(5) in section 15 (15 U.S.C. 78o)--
(A) in each of subparagraphs (B)(ii) and (C) of
subsection (b)(4), by striking ``dealer municipal
advisor,,'' and inserting ``dealer, municipal
advisor,'';
(B) by redesignating subsection (j) (relating to
the authority of the Commission) as subsection (p) and
moving that subsection to the end;
(C) by redesignating subsections (k) and (l)
(relating to standard of conduct and other matters,
respectively), as added by section 913(g)(1) of the
Dodd-Frank Wall Street Reform and Consumer Protection
Act (124 Stat. 1828), as subsections (q) and (r),
respectively and moving those subsections to the end;
and
(D) in subsection (m), by inserting ``the'' before
``same extent'';
(6) in section 15F(h) (15 U.S.C. 78o-10(h))--
(A) in paragraph (2)(A), by inserting ``a'' after
``that acts as an advisor to'';
(B) in paragraph (2)(B), by inserting ``a'' after
``offers to enter into''; and
(C) in paragraph (5)(A)(i)--
(i) by inserting ``(A)'' after ``(18)'';
and
(ii) in subclause (VII), by striking ``act
of'' and inserting ``Act of'';
(7) in section 15G (15 U.S.C. 78o-11)--
(A) in subsection (b)(2), by inserting ``Director
of the'' before ``Federal Housing'';
(B) in subsection (e)(4)(A), by striking
``subsection'' and inserting ``section'';
(C) in subsection (e)(4)(C)--
(i) by striking ``129C(c)(2)'' and
inserting ``129C(b)(2)(A)''; and
(ii) by inserting ``(15 U.S.C.
1639c(b)(2)(A))'' after ``Lending Act''; and
(D) in subsection (e)(5), by striking
``subsection'' and inserting ``section''; and
(8) in section 17A (15 U.S.C. 78q-1), by redesignating
subsection (g), as added by section 929W of the Dodd-Frank Wall
Street Reform and Consumer Protection Act (relating to due
diligence for the delivery of dividends, interest, and other
valuable property rights) as subsection (n) and moving that
subsection to the end.
(pp) Telemarketing and Consumer Fraud and Abuse Prevention Act.--
Section 3(b) of the Telemarketing and Consumer Fraud and Abuse
Prevention Act (15 U.S.C. 6102(b)) is amended by inserting before the
period at the end the following: ``, provided, however, nothing in this
section shall conflict with or supersede section 6 of the Federal Trade
Commission Act (15 U.S.C. 46)''.
(qq) Title 5.--Title 5, United States Code, is amended--
(1) in section 3132(a)(1)(D), by striking ``the Office of
Thrift Supervision,, the Resolution Trust Corporation,''; and
(2) in section 5314, by striking ``Director of the Office
of Thrift Supervision.''.
(rr) Title 10.--Section 987(h)(3) of title 10, United States Code,
is amended--
(1) by striking subparagraph (E); and
(2) by redesignating subparagraphs (F) and (G) as
subparagraphs (E) and (F), respectively.
(ss) Title 31.--
(1) Amendments.--Title 31, United States Code, is amended--
(A) by striking section 309;
(B) in section 313--
(i) in subsection (j)(2), by striking
``Agency''; and
(ii) in subsection (r)(4), by striking
``the Office of Thrift Supervision,''; and
(C) in section 714(d)(3)(B) by striking ``a audit''
and inserting ``an audit''.
(2) Analysis.--The analysis for subchapter I of chapter 3
of title 31, United States Code, is amended by striking the
item relating to section 309.
(tt) Truth in Lending Act.--The Truth in Lending Act (15 U.S.C.
1601 et seq.) is amended--
(1) in section 103 (15 U.S.C. 1602)--
(A) by redesignating subsections (aa) and (bb) as
subsections (bb) and (aa), respectively, and moving
subsection (bb), as so redesignated, after subsection
(aa), as so redesignated;
(B) by redesignating the subsection (cc), as added
by section 1401 of the Dodd-Frank Wall Street Reform
and Consumer Protection Act (124 Stat. 2137), as
subsection (ee), and by moving such subsection to the
end; and
(C) in paragraph (2)(E)(v) of subsection (ee), as
so redesignated, by striking ``Board'' and inserting
``Bureau'';
(2) in section 105 (15 U.S.C. 1604), by inserting
subsection (h), as added by section 1472(c) of the Dodd-Frank
Wall Street Reform and Consumer Protection Act (124 Stat.
2187), before subsection (i), as added by section 1100A(7) of
that Act (124 Stat. 2108);
(3) in section 106(f)(2)(B)(i) (15 U.S.C.
1605(f)(2)(B)(i)), by striking ``103(w)'' and inserting
``103(x)'';
(4) in section 121(b) (15 U.S.C. 1631(b)), by striking
``103(f)'' and inserting ``103(g)'';
(5) in section 122(d)(5) (15 U.S.C. 1632(d)(5)), by
striking ``and the Bureau'' before ``, may promulgate
regulations'';
(6) in section 125(e)(1) (15 U.S.C. 1635(e)(1)), by
striking ``103(w)'' and inserting ``103(x)'';
(7) in section 129 (15 U.S.C. 1639)--
(A) in subsection (q), by striking ``(l)(2)'' and
inserting ``(p)(2)''; and
(B) in subsection (u)(3), by striking ``Board''
each place that term appears and inserting ``Bureau'';
(8) in section 129C (15 U.S.C. 1639c)--
(A) in subsection (b)(2)(B), by striking the second
period at the end; and
(B) in subsection (c)(1)(B)(ii)(I), by striking ``a
original'' and inserting ``an original'';
(9) in section 140A (15 U.S.C. 1651), by striking ``the
Bureau and'';
(10) in section 148(d) (15 U.S.C. 1665c(d)), by striking
``Bureau'' and inserting ``Board'';
(11) in section 149 (15 U.S.C. 1665d)--
(A) by striking ``the Director of the Office of
Thrift Supervision,'' each place that term appears;
(B) by striking ``National Credit Union
Administration Bureau'' and inserting ``National Credit
Union Administration Board'' each place that term
appears; and
(C) by striking ``Bureau of Directors of the
Federal Deposit Insurance Corporation'' and inserting
``Board of Directors of the Federal Deposit Insurance
Corporation'' each place that term appears; and
(12) in section 181(1) (15 U.S.C. 1667(1)), by striking
``103(g)'' and inserting ``103(h)''.
(uu) Truth in Savings Act.--The Truth in Savings Act (12 U.S.C.
4301 et seq.) is amended in each of sections 269(a)(4) (12 U.S.C.
4308(a)(4)), 270(a)(2) (12 U.S.C. 4309(a)(2)), and 274(6) (12 U.S.C.
4313(6)), by striking ``Administration Bureau'' each place that term
appears and inserting ``Administration Board''.
SEC. 17. RULEMAKING DEADLINES.
(a) One-Year Extension.--The deadline for issuance of any rule or
regulation, conduct of any study, or submission of any report required
by the Dodd-Frank Wall Street Reform and Consumer Protection Act
(Public Law 111-203) or amendments made by that Act that has not been
met or is not met in final form by the date specified in that Act or
those amendments, shall be extended for 1 year.
(b) No Effect on Finalized Rules.--The extension provided under
subsection (a) shall have no effect on any rule required by the Dodd-
Frank Wall Street Reform and Consumer Protection Act (Public Law 111-
203) or amendments made by that Act that have been issued in final form
before the date of enactment of this Act.
SEC. 18. EFFECTIVE DATES.
Except as otherwise specifically provided in this Act--
(1) the amendments made by this Act to a provision of the
Dodd-Frank Wall Street Reform and Consumer Protection Act
(Public Law 111-203) shall take effect as if enacted on the
effective date of the provision, immediately after the
provision takes effect; and
(2) the amendments made by this Act to a provision of law
amended by the Dodd-Frank Wall Street Reform and Consumer
Protection Act shall take effect as if enacted on the effective
date of the amendment to that provision of law made by the
Dodd-Frank Wall Street Reform and Consumer Protection Act,
immediately after the amendment made by the Dodd-Frank Wall
Street Reform and Consumer Protection Act takes effect.
<all>