[Congressional Bills 112th Congress]
[From the U.S. Government Publishing Office]
[S. 3713 Introduced in Senate (IS)]

112th CONGRESS
  2d Session
                                S. 3713

To make technical corrections to the Dodd-Frank Wall Street Reform and 
                        Consumer Protection Act.


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                           December 28, 2012

  Mr. Shelby introduced the following bill; which was read twice and 
    referred to the Committee on Banking, Housing, and Urban Affairs

_______________________________________________________________________

                                 A BILL


 
To make technical corrections to the Dodd-Frank Wall Street Reform and 
                        Consumer Protection Act.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Dodd-Frank Wall Street Reform and 
Consumer Protection Technical Corrections Act of 2012''.

SEC. 2. TABLE OF CONTENTS; DEFINITIONAL CORRECTIONS.

    (a) Table of Contents.--The table of contents for the Dodd-Frank 
Wall Street Reform and Consumer Protection Act (Public Law 111-203; 124 
Stat. 1376) is amended by striking the items relating to section 407 
through 416 and inserting the following:

``Sec. 407. Exemption of and reporting by venture capital fund 
                            advisers.
``Sec. 408. Exemption of and reporting by certain private fund 
                            advisers.
``Sec. 409. Family offices.
``Sec. 410. State and Federal responsibilities; asset threshold for 
                            Federal registration of investment 
                            advisers.
``Sec. 411. Custody of client assets.
``Sec. 412. Comptroller General study on custody rule costs.
``Sec. 413. Adjusting the accredited investor standard.
``Sec. 414. Rule of construction relating to the Commodity Exchange 
                            Act.
``Sec. 415. GAO study and report on accredited investors.
``Sec. 416. GAO study on self-regulatory organization for private 
                            funds.
``Sec. 417. Commission study and report on short selling.
``Sec. 418. Qualified client standard.
``Sec. 419. Transition period.''.
    (b) Definitions.--Section 2 of the Dodd-Frank Wall Street Reform 
and Consumer Protection Act (12 U.S.C. 5301) is amended--
            (1) in paragraph (1)--
                    (A) by striking ``section 3'' and inserting 
                ``section 3(w)''; and
                    (B) by striking ``(12 U.S.C. 1813)'' and inserting 
                ``(12 U.S.C. 1813(w))'';
            (2) in paragraph (6), by striking ``1 et seq.'' and 
        inserting ``1a''; and
            (3) in paragraph (18)(A)--
                    (A) by striking ```bank holding company',''; and
                    (B) by inserting ```includes','' before 
                ```including',''.

SEC. 3. ANTITRUST SAVINGS CLAUSE CORRECTIONS.

    Section 6 of the Dodd-Frank Wall Street Reform and Consumer 
Protection Act (12 U.S.C. 5303) is amended, in the second sentence--
            (1) by inserting ``(15 U.S.C. 12(a))'' after ``Clayton 
        Act''; and
            (2) by striking ``Act, to'' and inserting ``Act (15 U.S.C. 
        45) to''.

SEC. 4. TITLE I CORRECTIONS.

    Title I of the Dodd-Frank Wall Street Reform and Consumer 
Protection Act (12 U.S.C. 5311 et seq.) is amended--
            (1) in section 102(a)(6) (12 U.S.C. 5311(a)(6)), by 
        inserting ``(12 U.S.C. 1843(k))'' after ``of 1956'' each place 
        that term appears;
            (2) in section 111 (12 U.S.C. 5321)--
                    (A) in subsection (b)--
                            (i) in paragraph (1)(G), by striking 
                        ``Chairperson'' and inserting ``Chairman''; and
                            (ii) in paragraph (2)(E), by striking 
                        ``such'' and inserting ``the''; and
                    (B) in subsection (c)(3), by striking ``that agency 
                or department head'' and inserting ``the head of that 
                member agency or department'';
            (3) in section 112 (12 U.S.C. 5322)--
                    (A) in subsection (a)(2)--
                            (i) in subparagraph (D)--
                                    (I) by striking ``to monitor'' and 
                                inserting ``monitor''; and
                                    (II) by striking ``to advise'' and 
                                inserting ``advise'';
                            (ii) in subparagraph (J)--
                                    (I) by striking ``that term is'' 
                                and inserting ``those terms are''; and
                                    (II) by striking ``and settlement'' 
                                and inserting ``or settlement''; and
                            (iii) in subparagraph (L), by striking 
                        ``may''; and
                    (B) in subsection (d)(5)--
                            (i) in subparagraph (B), by striking 
                        ``subsection and'' and inserting ``subtitle 
                        or''; and
                            (ii) in subparagraph (C), by striking 
                        ``subsection and'' and inserting ``subtitle 
                        or'';
            (4) in section 154(c) (12 U.S.C. 5344(c))--
                    (A) by striking ``Center.--'' and all that follows 
                through ``The Research'' and inserting ``Center.--The 
                Research''; and
                    (B) by redesignating subparagraphs (A) through (H) 
                as paragraphs (1) through (8), respectively, and moving 
                the margins 2 ems to the left;
            (5) in section 155(a)(2) (12 U.S.C. 5345(a)(2)), by 
        striking ``(c),'' and inserting ``(c)'';
            (6) in section 164 (12 U.S.C. 5364), by striking 
        ``Institutions'' and inserting ``Institution'';
            (7) in section 167(b)(1)(B)(ii) (12 U.S.C. 
        5367(b)(1)(B)(ii)), by striking ``to ensure'' and inserting 
        ``ensure''; and
            (8) in section 171(b)(4)(D) (12 U.S.C. 5371(b)(4)(D)), by 
        adding a period at the end.

SEC. 5. TITLE II CORRECTIONS.

    Title II of the Dodd-Frank Wall Street Reform and Consumer 
Protection Act (12 U.S.C. 5381 et seq.) is amended--
            (1) in section 210 (12 U.S.C. 5390)--
                    (A) in subsection (a)--
                            (i) in paragraph (1)(D), by striking 
                        ``wind-up'' and inserting ``wind up''; and
                            (ii) in paragraph (5)(C), by striking 
                        ``receiver seeking'' and inserting ``receiver) 
                        seeking'';
                    (B) in subsection (b)(1)--
                            (i) in subparagraph (C), by striking ``to 
                        the extent of'' and all that follows through 
                        ``for each individual'' and inserting ``to the 
                        extent of $11,725 for each individual''; and
                            (ii) in subparagraph (D), by striking 
                        ``multiplied by'' and all that follows through 
                        ``(as indexed'' and inserting ``multiplied by 
                        $11,725 (as indexed'';
                    (C) in subsection (m)(1)(B), by inserting ``of'' 
                before ``the Bankruptcy Code''; and
                    (D) in subsection (o)(1)(D)(i)(I), by striking 
                ``and (h)(5)(E)'' and inserting ``or (h)(5)(E)'';
            (2) in section 211(d)(1)(C) (12 U.S.C. 5391(d)(1)(C)), by 
        striking ``orderly liquidation plan under section 210(n)(14)'' 
        and inserting ``an orderly liquidation plan under section 
        210(n)(9)''; and
            (3) in section 215(a)(5) (124 Stat. 1518), by striking 
        ``amd'' and inserting ``and''.

SEC. 6. TITLE III CORRECTIONS.

    (a) In General.--Title III of the Dodd-Frank Wall Street Reform and 
Consumer Protection Act (12 U.S.C. 5401 et seq.) is amended--
            (1) in section 327(b)(5) (12 U.S.C. 5437(b)(5)), by 
        striking ``in'' and inserting ``into'';
            (2) in section 333(b)(2) (124 Stat. 1539), by inserting 
        ``the second place that term appears'' before ``and 
        inserting''; and
            (3) in section 369(5) (124 Stat. 1559)--
                    (A) in subparagraph (D)(i)--
                            (i) in subclause (III), by redesignating 
                        items (aa), (bb), and (cc) as subitems (AA), 
                        (BB), and (CC), respectively, and adjusting the 
                        margins accordingly;
                            (ii) in subclause (IV), redesignating items 
                        (aa) and (bb) as subitems (AA) and (BB), 
                        respectively, and adjusting the margins 
                        accordingly;
                            (iii) in subclause (V), by redesignating 
                        items (aa), (bb), and (cc) as subitems (AA), 
                        (BB), and (CC), respectively, and adjusting the 
                        margins accordingly; and
                            (iv) by redesignating subclauses (III), 
                        (IV), and (V) as items (bb), (cc), and (dd), 
                        respectively, and adjusting the margins 
                        accordingly;
                    (B) in subparagraph (F)--
                            (i) in clause (ii), by adding ``and'' at 
                        the end;
                            (ii) in clause (iii), by striking ``; and'' 
                        and inserting a period; and
                            (iii) by striking clause (iv); and
                    (C) in subparagraph (G)(i), by inserting ``each 
                place such term appears'' before ``and inserting''.
    (b) Effective Dates.--
            (1) Section 333.--The amendment made by subsection (a)(2) 
        of this section shall take effect as though enacted as part of 
        subtitle C of title III of the Dodd-Frank Wall Street Reform 
        and Consumer Protection Act (124 Stat. 1538).
            (2) Section 369.--The amendments made by subsection (a)(3) 
        of this section shall take effect as though enacted as part of 
        subtitle E of title III of the Dodd-Frank Wall Street Reform 
        and Consumer Protection Act (124 Stat. 1546).

SEC. 7. TITLE IV CORRECTION.

    Section 414 of the Dodd-Frank Wall Street Reform and Consumer 
Protection Act (124 Stat. 1578) is amended in the section heading by 
striking ``commodities'' and inserting ``commodity''.

SEC. 8. TITLE VI CORRECTIONS.

    (a) In General.--Title VI of the Dodd-Frank Wall Street Reform and 
Consumer Protection Act (124 Stat. 1596) is amended--
            (1) in section 610 (124 Stat. 1611)--
                    (A) by striking subsection (b); and
                    (B) by redesignating subsection (c) as subsection 
                (b); and
            (2) in section 618(a) (12 U.S.C. 1850a(a))--
                    (A) in paragraph (4)(B)(i), by inserting ``of 
                Governors'' after ``Board''; and
                    (B) in paragraph (6), by inserting ``(12 U.S.C. 
                1841)'' after ``Act of 1956''.
    (b) Effective Date.--The amendments made by subsection (a)(1) of 
this section shall take effect as though enacted as part of section 610 
of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 
Stat. 1611).

SEC. 9. TITLE VII CORRECTIONS.

    (a) In General.--Title VII of the Dodd-Frank Wall Street Reform and 
Consumer Protection Act (15 U.S.C. 8301 et seq.) is amended--
            (1) in section 719(c)(1)(B) (15 U.S.C. 8307(c)(1)(B)), by 
        adding a period at the end;
            (2) in section 723(a)(1)(B) (124 Stat. 1675), by inserting 
        ``, as added by section 107 of the Commodity Futures 
        Modernization Act of 2000 (Appendix E of Public Law 106-554; 
        114 Stat. 2763A-382),'' after ``subsection (i)'';
            (3) in section 734(b)(1) (124 Stat. 1718), by striking ``is 
        amended'' and all that follows through ``(B) in'' and inserting 
        ``is amended in'';
            (4) in section 741(b)(10) (124 Stat. 1732), by striking 
        ``1a(19)(A)(iv)(II)'' each place it appears and inserting 
        ``1a(18)(A)(iv)(II)''; and
            (5) in section 749 (124 Stat. 1746)--
                    (A) in subsection (a)(2), by striking ``adding at 
                the end'' and inserting ``inserting after subsection 
                (f)''; and
                    (B) in subsection (h)(1)(B), by inserting ``the 
                second place that term appears'' before the semicolon.
    (b) Effective Date.--The amendments made by paragraphs (3), (4), 
and (5) of subsection (a) of this section shall take effect as though 
enacted as part of part II of subtitle A of title VII of the Dodd-Frank 
Wall Street Reform and Consumer Protection Act (124 Stat. 1658).

SEC. 10. TITLE VIII CORRECTIONS.

    Title VIII of the Dodd-Frank Wall Street Reform and Consumer 
Protection Act (12 U.S.C. 5461 et seq.) is amended--
            (1) in section 805(a)(2)(E) (12 U.S.C. 5464(a)(2)(E)), by 
        striking the quotation marks at the end;
            (2) in section 806 (12 U.S.C. 5465)--
                    (A) in subsection (b), in the first sentence, by 
                striking ``(2)) after'' and inserting ``(2))) after''; 
                and
                    (B) in subsection (e)(1)(A)--
                            (i) by striking ``advance notice'' and 
                        inserting ``advance''; and
                            (ii) by striking ``each Supervisory 
                        Agency'' and inserting ``its Supervisory 
                        Agency'';
            (3) in section 807 (12 U.S.C. 5466)--
                    (A) in subsection (d)(1), by adding a period at the 
                end; and
                    (B) in subsection (f)(2), by inserting a comma 
                after ``under'' the second place that term appears;
            (4) in section 808(b) (12 U.S.C. 5467(b)), by inserting a 
        comma after ``under'' the third place that term appears; and
            (5) in section 813 (12 U.S.C. 5472), in the matter 
        preceding paragraph (1), by inserting ``that includes'' after 
        ``Representatives''.

SEC. 11. TITLE IX CORRECTIONS.

    Title IX of the Dodd-Frank Wall Street Reform and Consumer 
Protection Act (124 Stat. 1822) is amended--
            (1) in section 929Z(a) (124 Stat. 1871)--
                    (A) in paragraph (2), by striking ``courts 
                interpretation'' and inserting ``court 
                interpretations''; and
                    (B) in paragraph (3), by striking ``Act of 1995'' 
                and inserting ``Reform Act of 1995 (Public Law 104-67; 
                109 Stat. 737)'';
            (2) in section 939(h)(1) (124 Stat. 1887)--
                    (A) in the matter preceding subparagraph (A), by 
                inserting ``The'' before ``Commission''; and
                    (B) by striking ``feasability'' and inserting 
                ``feasibility''; and
            (3) in section 953 (124 Stat. 1903), by adding at the end 
        the following:
    ``(c) Exemption.--The Commission may, by rule or order, exempt an 
issuer or class of issuers from the requirements under section 14(i) of 
the Securities Exchange Act of 1934 (as amended by subsection (a) of 
this section) or subsection (b) of this section. In determining whether 
to make an exemption under this subsection, the Commission shall take 
into account, among other considerations, whether the requirements 
under subsections (a) and (b) disproportionately burden small 
issuers.''.

SEC. 12. TITLE X CORRECTIONS.

    (a) In General.--Title X of the Dodd-Frank Wall Street Reform and 
Consumer Protection Act (12 U.S.C. 5481 et seq.) is amended--
            (1) in section 1002(12)(G) (12 U.S.C. 5481(12)(G)), by 
        striking ``Home Owners'' and inserting ``Homeowners'';
            (2) in section 1013(a)(1)(C) (12 U.S.C. 5493(a)(1)(C)), by 
        striking ``section 11(1)'' and inserting ``subsection (l) of 
        section 11'';
            (3) in section 1017(a)(5) (12 U.S.C. 5497(a)(5))--
                    (A) in subparagraph (A), in the last sentence by 
                striking ``716(c) of title 31, United States Code'' and 
                inserting ``716 of title 31, United States Code''; and
                    (B) in subparagraph (C), by striking ``section 3709 
                of the Revised Statutes of the United States (41 U.S.C. 
                5)'' and inserting ``section 6101 of title 41, United 
                States Code'';
            (4) in section 1022(c)(9)(B) (12 U.S.C. 5512(c)(9)(B)), by 
        striking ``1978,'' and inserting ``1978'';
            (5) in section 1025 (12 U.S.C. 5515)--
                    (A) in subsection (b)(1), by inserting ``covered'' 
                before ``persons'' each place that term appears;
                    (B) in subsection (d), by striking ``12 U.S.C. 
                1867(c)'' and inserting ``(12 U.S.C. 1867(c))''; and
                    (C) in subsection (e)(4)(F), by striking ``212 of 
                the Federal Credit Union Act (112 U.S.C. 1790a)'' and 
                inserting ``216 of the Federal Credit Union Act (12 
                U.S.C. 1790d)'';
            (6) in section 1027(d)(1)(B) (12 U.S.C. 5517(d)(1)(B)), by 
        inserting a comma after ``(A)'';
            (7) in section 1029(d) (12 U.S.C. 5519(d)), by striking the 
        period after ``Commission Act'';
            (8) in section 1061 (12 U.S.C. 5581)--
                    (A) in subsection (b)(7)--
                            (i) by striking ``Secretary of the 
                        Department of Housing and Urban Development'' 
                        each place that term appears and inserting 
                        ``Department of Housing and Urban 
                        Development''; and
                            (ii) in subparagraph (A), by striking ``(12 
                        U.S.C. 5102 et seq.)'' and inserting ``(12 
                        U.S.C. 5101 et seq.)''; and
                    (B) in subsection (c)(2)(A), by striking 
                ``procedures in'' and inserting ``procedures'';
            (9) in section 1063 (12 U.S.C. 5583)--
                    (A) in subsection (f)(1)(B), by striking ``that''; 
                and
                    (B) in subsection (g)(1)(A)--
                            (i) by striking ``(12 U.S.C. 5102 et 
                        seq.)'' and inserting ``(12 U.S.C. 5101 et 
                        seq.)''; and
                            (ii) by striking ``seq)'' and inserting 
                        ``seq.)'';
            (10) in section 1064(i)(1)(A)(iii) (12 U.S.C. 
        5584(i)(1)(A)(iii)), by inserting a period before ``If an'';
            (11) in section 1073(c)(2) (12 U.S.C. 5601(c)(2))--
                    (A) in the paragraph heading, by inserting ``and 
                education'' after ``financial literacy''; and
                    (B) by striking ``its duties'' and inserting 
                ``their duties'';
            (12) in section 1076(b)(1) (12 U.S.C. 5602(b)(1)), by 
        inserting before the period at the end the following: ``, the 
        Bureau may, after notice and opportunity for comment, prescribe 
        regulations'';
            (13) in section 1077(b)(4)(F) (124 Stat. 2076), by striking 
        ``associates'' and inserting ``associate's'';
            (14) in section 1084(1) (124 Stat. 2081)--
                    (A) by inserting ``paragraph (3) of section 903 (15 
                U.S.C. 1693a),'' before ``subsections (a) and (e) of 
                section 904'';
                    (B) by striking ``and in 918'' and inserting ``, 
                section 916(d) (15 U.S.C. 1693m(d)), section 918''; and
                    (C) by inserting a comma after ``2009)'';
            (15) by striking section 1087 (124 Stat. 2086);
            (16) in section 1089 (124 Stat. 2092)--
                    (A) in paragraph (3)--
                            (i) in subparagraph (A), by striking 
                        ``and'' at the end; and
                            (ii) in subparagraph (B)(vi), by striking 
                        the period at the end and inserting ``; and''; 
                        and
                    (B) by redesignating paragraph (4) as subparagraph 
                (C) and adjusting the margins accordingly; and
            (17) in section 1098(6) (124 Stat. 2104), by inserting 
        ``the first place that term appears'' before ``and''.
    (b) Effective Date.--The amendments made by paragraphs (14), (15), 
(16), and (17) of subsection (a) of this section shall take effect as 
though enacted as part of subtitle H of title X of the Dodd-Frank Wall 
Street Reform and Consumer Protection Act (124 Stat. 2080).

SEC. 13. TITLE XI CORRECTION.

    Title XI of the Dodd-Frank Wall Street Reform and Consumer 
Protection Act (124 Stat. 2113) is amended, in section 1105(d)(1) (12 
U.S.C. 5612(d)(1)), by striking ``authority.--'' and all that follows 
through ``by the President'' and inserting ``authority.--A request by 
the President''.

SEC. 14. TITLE XII CORRECTION.

    Title XII of the Dodd-Frank Wall Street Reform and Consumer 
Protection Act (124 Stat. 2129) is amended, in section 1208(b) (12 
U.S.C. 5626(b)), by inserting ``, as defined in section 103(10) of the 
Riegle Community Development and Regulatory Improvement Act of 1994 (12 
U.S.C. 4702(10)),'' after ``Fund''.

SEC. 15. TITLE XIV CORRECTION.

    Title XIV of the Dodd-Frank Wall Street Reform and Consumer 
Protection Act (124 Stat. 2136) is amended, in section 1451(c) (12 
U.S.C. 1701x-1(c)), by striking ``pursuant''.

SEC. 16. CONFORMING CORRECTIONS TO OTHER STATUTES.

    (a) Alternative Mortgage Transaction Parity Act of 1982.--The 
Alternative Mortgage Transaction Parity Act of 1982 (12 U.S.C. 3801 et 
seq.) is amended--
            (1) in section 802(a)(3) (12 U.S.C. 3801(a)(3)), by 
        striking ``the Director of the Office of Thrift Supervision'' 
        and inserting ``the Bureau of Consumer Financial Protection''; 
        and
            (2) in section 804(d)(1) (12 U.S.C. 3803(d)(1))--
                    (A) by striking ``identified'' and inserting 
                ``issued''; and
                    (B) by striking the comma after ``Administration''.
    (b) Bank Holding Company Acts.--
            (1) Bank holding company act amendments of 1970.--Section 
        106(b)(1) of the Bank Holding Company Act Amendments of 1970 
        (12 U.S.C. 1972(1)) is amended, in the undesignated matter at 
        the end--
                    (A) by inserting ``Office of the'' before 
                ``Comptroller of the''; and
                    (B) by striking ``Federal Deposit Insurance 
                Company'' and inserting ``Federal Deposit Insurance 
                Corporation''.
            (2) Bank holding company act of 1956.--Section 13 of the 
        Bank Holding Company Act of 1956 (12 U.S.C. 1851) is amended--
                    (A) in subsection (d)(1)(E), by striking ``102 of 
                the Small Business Investment Act of 1958 (15 U.S.C. 
                662)'' and inserting ``103(3) of the Small Business 
                Investment Act of 1958 (15 U.S.C. 662(3))'';
                    (B) in subsection (f)(3)(A)(ii), by striking 
                ``(d)(1)(g)(v)'' and inserting ``(d)(1)(G)(v)''; and
                    (C) in subsection (h)(1), by striking ``section 8 
                of the International Banking Act of 1978'' and 
                inserting ``section 8(a) of the International Banking 
                Act of 1978 (12 U.S.C. 3106(a))''.
    (c) Balanced Budget and Emergency Deficit Control Act.--Section 
255(g)(1)(A) of the Balanced Budget and Emergency Deficit Control Act 
of 1985 (2 U.S.C. 905(g)(1)(A)) is amended by striking ``Office of 
Thrift Supervision (20-4108-0-3-373).''.
    (d) Bretton Woods Agreements Act.--Section 68(a)(1) of the Bretton 
Woods Agreements Act (22 U.S.C. 286tt(a)(1)) is amended by striking 
``Fund ,'' and inserting ``Fund,''.
    (e) CAN-SPAM Act of 2003.--Section 7(b)(1)(D) of the CAN-SPAM Act 
of 2003 (15 U.S.C. 7706(b)(1)(D)) is amended by striking ``Director of 
the Office of Thrift Supervision'' and inserting ``Comptroller of the 
Currency or the Board of Directors of the Federal Deposit Insurance 
Corporation, as applicable''.
    (f) Children's Online Privacy Protection Act of 1998.--Section 
1306(b)(2) of the Children's Online Privacy Protection Act of 1998 (15 
U.S.C. 6505(b)(2)) is amended by striking ``Director of the Office of 
Thrift Supervision'' and inserting ``Comptroller of the Currency and 
the Board of Directors of the Federal Deposit Insurance Corporation, as 
applicable''.
    (g) Commodity Exchange Act.--The Commodity Exchange Act (7 U.S.C. 1 
et seq.) is amended--
            (1) in section 1a (7 U.S.C. 1a)--
                    (A) in paragraph (12)(A)(i)(II), by adding a 
                semicolon at the end;
                    (B) in paragraph (39)(A)(iv), by striking ``225'' 
                and inserting ``25''; and
                    (C) in paragraph (47)(B)(viii)(II), by striking 
                ``(15 U.S.C. 77b(a)(11))'' and inserting ``(15 U.S.C. 
                77b(a)(11)))'';
            (2) in section 2 (7 U.S.C. 2)--
                    (A) in subsection (c)(2)(D)(ii)(I), by striking 
                ``subparagraphs'' and inserting ``subparagraph''; and
                    (B) in subsection (h)--
                            (i) in paragraph (5)(A)--
                                    (I) by striking ``Swaps'' and 
                                inserting ``Each swap''; and
                                    (II) by striking ``no later than 
                                180 days after the effective date of 
                                this subsection.'' and inserting ``no 
                                later than--
                            ``(i) 30 days after the issuance of the 
                        interim final rule; or
                            ``(ii) such other date as the Commission 
                        determines appropriate.'';
                            (ii) in paragraph (7)--
                                    (I) in subparagraph (C)(i)(VII), by 
                                inserting ``or a governmental plan'' 
                                after ``employee benefit plan''; and
                                    (II) in subparagraph (D)(ii)(V), by 
                                striking ``of that Act'' and inserting 
                                ``of that section''; and
                            (iii) in paragraph (8)(A)(ii), by inserting 
                        ``section'' before ``5h or'';
            (3) in section 4 (7 U.S.C. 6)--
                    (A) in subsection (b)(1)(A), by striking 
                ``commission'' each place that term appears and 
                inserting ``Commission''; and
                    (B) in subsection (c)(1)--
                            (i) in subparagraph (A)--
                                    (I) by inserting ``the Commission 
                                shall not grant exemptions,'' after 
                                ``grant exemptions,''; and
                                    (II) in clause (i)--
                                            (aa) in subclause (I)--

                                                    (AA) by striking 
                                                ``5(g), 5(h),''; and

                                                    (BB) by striking 
                                                ``8e,''; and

                                            (bb) in subclause (II), by 
                                        striking ``206(e)'' and 
                                        inserting ``206''; and
                            (ii) in subparagraph (B), by striking 
                        ``(D))'' and inserting ``(D)'';
            (4) in section 4d(f)(2)(A) (7 U.S.C. 6d(f)(2)(A)), by 
        striking ``though'' and inserting ``through'';
            (5) in section 4s (7 U.S.C. 6s)--
                    (A) in subsection (e)(3)--
                            (i) in subparagraph (B)(i)(II), by striking 
                        ``(11))'' and inserting ``(11)))''; and
                            (ii) in subparagraph (D)(ii), in the matter 
                        preceding subclause (I), by striking ``non cash 
                        collateral'' and inserting ``noncash 
                        collateral'';
                    (B) in subsection (f)(1)(B)(i), by striking 
                ``Commission'' and inserting ``prudential regulator'';
                    (C) in subsection (h)--
                            (i) in paragraph (2)(B), by inserting ``a'' 
                        before ``swap with''; and
                            (ii) in paragraph (5)(A)--
                                    (I) in clause (i)--
                                            (aa) by striking ``section 
                                        1a(18)'' and inserting 
                                        ``section 1a(18)(A)''; and
                                            (bb) in subclause (VII), by 
                                        striking ``act of'' and 
                                        inserting ``Act of''; and
                                    (II) in clause (ii), by inserting 
                                ``in connection with the transaction'' 
                                after ``acting''; and
                    (D) in subsection (k)(3)(A)(ii), by striking ``the 
                code'' and inserting ``any code'';
            (6) in section 5(d)(19)(A) (7 U.S.C. 7(d)(19)(A)), by 
        striking ``taking'' and inserting ``take'';
            (7) in section 5b (7 U.S.C. 7a-1), by redesignating 
        subsection (k) as subsection (j);
            (8) in section 5c(c) (7 U.S.C. 7a-2(c))--
                    (A) in paragraph (4)(B), by striking ``1a(10)'' and 
                inserting ``1a(9)''; and
                    (B) in paragraph (5)--
                            (i) in subparagraph (A), by striking ``this 
                        subtitle'' and inserting ``this Act''; and
                            (ii) in subparagraph (C)(i), by striking 
                        ``1a(2)(i)'' and inserting ``1a(9)'';
            (9) in section 5h (7 U.S.C. 7b-3)--
                    (A) in subsection (a)(1) , by striking ``a 
                facility'' and inserting ``a swap execution facility''; 
                and
                    (B) in subsection (f)(11)(A), by striking 
                ``taking'' and inserting ``take'';
            (10) in section 22(a)(1)(C)(ii) (7 U.S.C. 25(a)(1)(C)(ii)), 
        by striking ``or'' at the end; and
            (11) in section 23 (7 U.S.C. 26)--
                    (A) in subsection (c)--
                            (i) in paragraph (1)(B)(III), by striking 
                        ``the Act'' both places it appears and 
                        inserting ``this Act''; and
                            (ii) in paragraph (2)(A)(i), by striking 
                        ``a appropriate'' and inserting ``an 
                        appropriate''; and
                    (B) in subsection (f)(3), by striking ``7064'' and 
                inserting ``706''.
    (h) Community Reinvestment Act of 1977.--The Community Reinvestment 
Act of 1977 (12 U.S.C. 2901 et seq.) is amended--
            (1) in section 803(1)(C) (12 U.S.C. 2902(1)(C)), by 
        striking the period at the end and inserting a semicolon; and
            (2) in section 806 (12 U.S.C. 2905), by striking 
        ``companies,,'' and inserting ``companies,''.
    (i) Credit Repair Organizations Act.--Section 403(4) of the Credit 
Repair Organizations Act (15 U.S.C. 1679a(4)) is amended by striking 
``103(e)'' and inserting ``103(f)''.
    (j) Depository Institution Management Interlocks Act.--Section 
205(9) of the Depository Institution Management Interlocks Act (12 
U.S.C. 3204(9)) is amended by striking ``Director of the Office of 
Thrift Supervision'' and inserting ``appropriate Federal banking 
agency''.
    (k) Economic Growth and Regulatory Paperwork Reduction Act of 
1996.--Section 2227(a)(1) of the Economic Growth and Regulatory 
Paperwork Reduction Act of 1996 (12 U.S.C. 252(a)(1)) is amended by 
striking ``the Director of the Office of Thrift Supervision,''.
    (l) Electronic Fund Transfer Act.--The Electronic Fund Transfer Act 
(15 U.S.C. 1693 et seq.) is amended--
            (1) in section 903 (15 U.S.C. 1693a)--
                    (A) in paragraph (2), by striking ``103(i)'' and 
                inserting ``103(j)''; and
                    (B) by redesignating the first paragraph designated 
                as paragraph (4) (defining the term ``Board''), as 
                paragraph (3);
            (2) in section 904(a) (15 U.S.C. 1693b(a))--
                    (A) by redesignating the second paragraph 
                designated as paragraph (1) (relating to consultation 
                with other agencies), the second paragraph designated 
                as paragraph (2) (relating to the preparation of an 
                analysis of economic impact), paragraph (3), and 
                paragraph (4), as subparagraphs (A), (B), (C), and (D), 
                respectively, and adjusting the margins accordingly; 
                and
                    (B) by striking ``In prescribing such regulations, 
                the Board shall:'' and inserting the following:
            ``(3) Regulations.--In prescribing regulations under this 
        subsection, the Bureau and the Board shall--'';
            (3) in section 909(c) (15 U.S.C. 1693g(c)), by striking 
        ``103(e)'' and inserting ``103(f)'';
            (4) in section 918(a)(4) (15 U.S.C. 1693o(a)(4), by 
        striking ``Act and'' and inserting ``Act; and''; and
            (5) in section 920(a)(4)(C) (15 U.S.C. 1693o-2(a)(4)(C)), 
        by striking ``the Director of the Office of Thrift 
        Supervision,''.
    (m) Emergency Economic Stabilization Act of 2008.--Section 101(b) 
of the Emergency Economic Stabilization Act of 2008 (12 U.S.C. 5211(b)) 
is amended by striking ``the Director of the Office of Thrift 
Supervision,''.
    (n) Equal Credit Opportunity Act.--The Equal Credit Opportunity Act 
(15 U.S.C. 1691 et seq.) is amended--
            (1) in section 703 (15 U.S.C. 1691b)--
                    (A) in each of subsections (c) and (d), by striking 
                ``paragraph'' each place that term appears and 
                inserting ``subsection''; and
                    (B) in subsection (g), by adding a period at the 
                end;
            (2) in section 704 (15 U.S.C. 1691c)--
                    (A) in subsection (a), by striking ``Consumer 
                Protection Financial Protection Act of 2010 with'' and 
                inserting ``Consumer Financial Protection Act of 2010, 
                compliance with''; and
                    (B) in subsection (c), in the second sentence, by 
                striking ``subchapter'' and inserting ``title'';
            (3) in section 704B(e)(3) (15 U.S.C. 1691c-2(e)(3)), by 
        striking ``(1)(E)'' and inserting ``(2)(E)''; and
            (4) in section 706(k) (15 U.S.C. 1691e(k)), by striking ``, 
        (2), or (3)'' and inserting ``or (2)''.
    (o) Expedited Funds Availability Act.--The Expedited Funds 
Availability Act (12 U.S.C. 4001 et seq.) is amended--
            (1) in section 605(f)(2)(A) (12 U.S.C. 4004(f)(2)(A)), by 
        striking ``,,'' and inserting a semicolon; and
            (2) in section 610(a)(2) (12 U.S.C. 4009(a)(2)), by 
        striking ``Director of the Office of Thrift Supervision'' and 
        inserting ``Comptroller of the Currency and the Board of 
        Directors of the Federal Deposit Insurance Corporation, as 
        appropriate,''.
    (p) Fair Credit Reporting Act.--The Fair Credit Reporting Act (15 
U.S.C. 1681 et seq.) is amended--
            (1) in section 603 (15 U.S.C. 1681a)--
                    (A) in subsection (d)(2)(D), by striking ``(x)'' 
                and inserting ``(y)'';
                    (B) in subsection (q)(5), by striking ``103(i)'' 
                and inserting ``103(j)''; and
                    (C) in subsection (v), by striking ``Bureau'' and 
                inserting ``Federal Trade Commission'';
            (2) in section 604 (15 U.S.C. 1681b)--
                    (A) in subsection (b)(2)(B)(i), by striking 
                ``section 615(a)(3)'' and inserting ``section 
                615(a)(4)''; and
                    (B) in subsection (g)(5), by striking ``paragraph 
                (2).--'' and all that follows through ``The Bureau'' 
                and inserting ``paragraph (2).--The Bureau'';
            (3) in section 605(h)(2)(A) (15 U.S.C. 1681c(h)(2)(A))--
                    (A) by striking ``shall,,'' and inserting 
                ``shall,''; and
                    (B) by striking ``Commission,,'' and inserting 
                ``Commission,'';
            (4) in section 605A(h)(1)(A) (15 U.S.C. 1681c-1(h)(1)(A)), 
        by striking ``103(i)'' and inserting ``103(j)'';
            (5) in section 609 (15 U.S.C. 1681g)--
                    (A) in subsection (c)(1)--
                            (i) in the paragraph heading, by striking 
                        ``commission'' and inserting ``bureau''; and
                            (ii) in subparagraph (B)(vi), by striking 
                        ``603(w)'' and inserting ``603(x)''; and
                    (B) by striking ``The Commission'' each place that 
                term appears and inserting ``The Bureau'';
            (6) in section 611 (15 U.S.C. 1681i), by striking ``The 
        Commission'' each place that term appears and inserting ``The 
        Bureau'';
            (7) in section 612 (15 U.S.C. 1681j)--
                    (A) in subsection (a)(1), by striking ``(w)'' and 
                inserting ``(x)''; and
                    (B) by striking ``The Commission'' each place that 
                term appears and inserting ``The Bureau''; and
            (8) in section 621 (15 U.S.C. 1681s)--
                    (A) in subsection (a)(1), in the first sentence, by 
                striking ``, subsection (b)'';
                    (B) in subsection (e)(2), by inserting a period 
                after ``provisions of this title''; and
                    (C) in subsection (f)(2), by striking ``The 
                Commission'' and inserting ``The Bureau''.
    (q) Federal Credit Union Act.--Section 206(g)(7)(D)(iv) of the 
Federal Credit Union Act (12 U.S.C. 1786(g)(7)(D)(iv)) is amended by 
striking the semicolon at the end and inserting a period.
    (r) Federal Deposit Insurance Act.--The Federal Deposit Insurance 
Act (12 U.S.C. 1811 et seq.) is amended--
            (1) in section 3(q)(2)(C) (12 U.S.C. 1813(q)(2)(C)), by 
        adding ``and'' at the end;
            (2) in section 7 (12 U.S.C. 1817)--
                    (A) in subsection (b)(2)--
                            (i) in subparagraph (A), by striking 
                        ``(D)'' and inserting ``(C)''; and
                            (ii) by redesignating subparagraphs (D) and 
                        (E) as subparagraphs (C) and (D), respectively; 
                        and
                    (B) in subsection (e)(2)(C), by adding a period at 
                the end;
            (3) in section 8 (12 U.S.C. 1818)--
                    (A) in subsection (b)(3), by striking ``Act))'' and 
                inserting ``Act)''; and
                    (B) in subsection (t)--
                            (i) in paragraph (2)--
                                    (I) in subparagraph (C), by 
                                striking ``depositors or'' and 
                                inserting ``depositors; or''; and
                                    (II) in subparagraph (D), by 
                                striking the semicolon at the end and 
                                inserting a period; and
                            (ii) by redesignating the second paragraph 
                        designated as paragraph (6), as added by 
                        section 1090(1) of the Dodd-Frank Wall Street 
                        Reform and Consumer Protection Act (124 Stat. 
                        2093) (relating to referral to the Bureau of 
                        Consumer Financial Protection), as paragraph 
                        (7);
            (4) in section 10(b)(3)(A) (12 U.S.C. 1820(b)(3)(A)), by 
        striking ``any special examination of any insured depository 
        institution'' and all that follows and inserting the following: 
        ``any special examination of any insured depository institution 
        or nonbank financial company supervised by the Board of 
        Governors or a bank holding company described in section 165(a) 
        of the Financial Stability Act of 2010, whenever the Board of 
        Directors determines that a special examination of any such 
        depository institution is necessary to determine the condition 
        of such depository institution for insurance purposes, or of 
        such nonbank financial company supervised by the Board of 
        Governors or bank holding company described in section 165(a) 
        of the Financial Stability Act of 2010, for the purpose of 
        implementing its authority to provide for orderly liquidation 
        of any such company under title II of the Dodd-Frank Wall 
        Street Reform and Consumer Protection Act, provided that such 
        authority may not be used with respect to any such company that 
        is in a generally sound condition.'';
            (5) in section 11 (12 U.S.C. 1821)--
                    (A) in subsection (d)(2)(I)(ii), by striking ``and 
                section 21A(b)(4)''; and
                    (B) in subsection (m), in each of paragraphs (16) 
                and (18), by striking the comma after ``Comptroller of 
                the Currency'' each place it appears; and
            (6) in section 26(a) (12 U.S.C. 1831c(a)), by striking 
        ``Holding Company Act'' each place that term appears and 
        inserting ``Holding Company Act of 1956''.
    (s) Federal Financial Institutions Examination Council Act of 
1978.--Section 1003(1) of the Federal Financial Institutions 
Examination Council Act of 1978 (12 U.S.C. 3302(1)) is amended by 
striking ``the Office of Thrift Supervision,''.
    (t) Federal Fire Prevention and Control Act of 1974.--Section 
31(a)(5)(B) of the Federal Fire Prevention and Control Act of 1974 (15 
U.S.C. 2227(a)(5)(B)) is amended by striking ``the Federal Deposit 
Insurance Corporation'' and all that follows through the period and 
inserting ``or the Federal Deposit Insurance Corporation under the 
affordable housing program under section 40 of the Federal Deposit 
Insurance Act.''.
    (u) Federal Home Loan Bank Act.--The Federal Home Loan Bank Act (12 
U.S.C. 1421 et seq.) is amended--
            (1) in section 10(h)(1) (12 U.S.C. 1430(h)(1)), by striking 
        ``Director of the Office of Thrift Supervision'' and inserting 
        ``Comptroller of the Currency or the Board of Directors of the 
        Federal Deposit Insurance Corporation, as applicable''; and
            (2) in section 22(a) (12 U.S.C. 1442(a))--
                    (A) in the matter preceding paragraph (1), by 
                striking ``Currency'' and all that follows through 
                ``Supervision'' and inserting ``Currency, the Chairman 
                of the Board of Governors of the Federal Reserve 
                System, the Chairperson of the Federal Deposit 
                Insurance Corporation, and the Chairman of the National 
                Credit Union Administration''; and
                    (B) in the undesignated matter following paragraph 
                (2), by striking ``Currency'' and all that follows 
                through ``Supervision'' and inserting ``Currency, the 
                Chairman of the Board of Governors of the Federal 
                Reserve System, and the Chairman of the National Credit 
                Union Administration''.
    (v) Federal Reserve Act.--The Federal Reserve Act (12 U.S.C. 221 et 
seq.) is amended in section 11 (12 U.S.C. 248)--
            (1) by redesignating subsection (s), as added by section 
        1103(b) of the Dodd-Frank Wall Street Reform and Consumer 
        Protection Act (124 Stat. 2118) (relating to Federal Reserve 
        transparency and release of information), as subsection (t); 
        and
            (2) in subsection (t), as so redesignated, in paragraph 
        (8)(B), by striking ``this section'' and inserting ``this 
        subsection''.
    (w) Financial Institutions Reform, Recovery, and Enforcement Act of 
1989.--The Financial Institutions Reform, Recovery, and Enforcement Act 
of 1989 (Public Law 101-73; 103 Stat. 183) is amended--
            (1) in section 1121(6) (12 U.S.C. 3350(6)), by striking 
        ``the Office of Thrift Supervision,''; and
            (2) in section 1206(a) (12 U.S.C. 1833b(a)), by striking 
        ``and the Bureau of Consumer Financial Protection,'' and 
        inserting ``the Bureau of Consumer Financial Protection, and''.
    (x) Gramm-Leach-Bliley Act.--The Gramm-Leach-Bliley Act (Public Law 
106-102; 113 Stat. 1338) is amended--
            (1) in section 132(a) (12 U.S.C. 1828b(a)), by striking 
        ``the Director of the Office of Thrift Supervision,'';
            (2) in section 206(a) (15 U.S.C. 78c note), by striking 
        ``Except as provided in subsection (e), for'' and inserting 
        ``For'';
            (3) in section 502(e)(5) (15 U.S.C. 6802(e)(5)), by 
        inserting a comma after ``Protection'';
            (4) in section 504(a)(2) (15 U.S.C. 6804(a)(2)), by 
        striking ``and, as appropriate, and with'' and inserting ``and, 
        as appropriate, with'';
            (5) in section 509(2) (15 U.S.C. 6809(2))--
                    (A) by striking subparagraph (D); and
                    (B) by redesignating subparagraphs (E) and (F) as 
                subparagraphs (D) and (E), respectively; and
            (6) in section 522(b)(1)(A)(iv) (15 U.S.C. 
        6822(b)(1)(A)(iv)), by striking ``Director of the Office of 
        Thrift Supervision'' and inserting ``Comptroller of the 
        Currency and the Board of Directors of the Federal Deposit 
        Insurance Corporation, as appropriate''.
    (y) Helping Families Save Their Homes Act of 2009.--Section 104 of 
the Helping Families Save Their Homes Act of 2009 (12 U.S.C. 1715z-25) 
is amended--
            (1) in subsection (a)--
                    (A) by striking ``and the Director of the Office of 
                Thrift Supervision, shall jointly'' and inserting 
                ``shall'';
                    (B) by striking ``and the Office of Thrift 
                Supervision''; and
                    (C) by striking ``each such'' and inserting 
                ``such''; and
            (2) in subsection (b)(1)--
                    (A) in subparagraph (A)--
                            (i) in the first sentence--
                                    (I) by striking ``and the Director 
                                of the Office of Thrift Supervision,''; 
                                and
                                    (II) by striking ``or the 
                                Director'';
                            (ii) in the second sentence, by striking 
                        ``and the Director of the Office of Thrift 
                        Supervision''; and
                    (B) in subparagraph (B), by striking ``and the 
                Director of the Office of Thrift Supervision''.
    (z) Home Mortgage Disclosure Act of 1975.--The Home Mortgage 
Disclosure Act of 1975 (12 U.S.C. 2801 et seq.) is amended--
            (1) in section 304(j)(3) (12 U.S.C. 2803(j)(3)), by adding 
        a period at the end; and
            (2) in section 305(b)(1)(A)(iii) (12 U.S.C. 
        2804(b)(1)(A)(iii)), by striking ``bank as,'' and inserting 
        ``bank, as''.
    (aa) Home Owners' Loan Act.--The Home Owners' Loan Act (12 U.S.C. 
1461 et seq.) is amended--
            (1) in section 5 (12 U.S.C. 1464)--
                    (A) in subsection (d)(2)(E)(ii)--
                            (i) in the first sentence, by striking 
                        ``Except as provided in section 21A of the 
                        Federal Home Loan Bank Act, the'' and inserting 
                        ``The''; and
                            (ii) by striking ``, at the Director's 
                        discretion,'';
                    (B) in subsection (i)(6), by striking ``the Office 
                of Thrift Supervision or'';
                    (C) in subsection (m), by striking ``Director's'' 
                each place that term appears and inserting 
                ``appropriate Federal banking agency's'';
                    (D) in subsection (n)(9)(B), by striking 
                ``Director's'' and inserting ``Comptroller's''; and
                    (E) in subsection (s)--
                            (i) in paragraph (1)--
                                    (I) in the matter preceding 
                                subparagraph (A), by striking ``of such 
                                Act)'' and all that follows through 
                                ``shall require'' and inserting ``of 
                                such Act), the appropriate Federal 
                                banking agency shall require''; and
                                    (II) in subparagraph (B), by 
                                striking ``other methods'' and all that 
                                follows through ``determines'' and 
                                inserting ``other methods as the 
                                appropriate Federal banking agency 
                                determines'';
                            (ii) in paragraph (2)--
                                    (I) by striking ``determined'' and 
                                all that follows through ``may, 
                                consistent'' and inserting ``determined 
                                by appropriate federal banking agency 
                                case-by-case.--The appropriate Federal 
                                banking agency may, consistent''; and
                                    (II) by striking ``capital-to-
                                assets'' and all that follows through 
                                ``determines to be necessary'' and 
                                inserting ``capital-to-assets as the 
                                appropriate Federal banking agency 
                                determines to be necessary'';
            (2) in section 6(c) (12 U.S.C. 1465(c)), by striking 
        ``sections'' and inserting ``section'';
            (3) in section 10 (12 U.S.C. 1467a)--
                    (A) in subsection (b)(6), by striking ``time'' and 
                all that follows through ``release'' and inserting 
                ``time, upon the motion or application of the Board, 
                release'';
                    (B) in subsection (c)(2)(H)--
                            (i) in the matter preceding clause (i)--
                                    (I) by striking ``1841(p))'' and 
                                inserting ``1841(p)))''; and
                                    (II) by inserting ``(12 U.S.C. 
                                1843(k))'' before ``if--''; and
                            (ii) in clause (i), by inserting ``of 1956 
                        (12 U.S.C. 1843(l) and (m))'' after ``Company 
                        Act''; and
                    (C) in subsection (e)(7)(B)(iii)--
                            (i) by striking ``Board of the Office of 
                        Thrift Supervision'' and inserting ``Director 
                        of the Office of Thrift Supervision''; and
                            (ii) by inserting ``, as defined in section 
                        2 of the Dodd-Frank Wall Street Reform and 
                        Consumer Protection Act (12 U.S.C. 5301)'' 
                        after ``transfer date''; and
            (4) in section 13 (12 U.S.C. 1468b), by striking ``the a'' 
        and inserting ``a''.
    (bb) Home Ownership and Equity Protection Act of 1994.--Section 158 
of the Home Ownership and Equity Protection Act of 1994 (15 U.S.C. 1601 
note) is amended by striking ``Bureau'' each place that term appears 
and inserting ``Bureau of Consumer Financial Protection''.
    (cc) Housing Act of 1948.--Section 502(c)(3) of the Housing Act of 
1948 (12 U.S.C. 1701c(c)(3)) is amended by striking ``Federal Home Loan 
Bank Agency'' and inserting ``Federal Housing Finance Agency''.
    (dd) Housing and Urban Development Act of 1968.--Section 106(h)(5) 
of the Housing and Urban Development Act of 1968 (12 U.S.C. 
1701x(h)(5)) is amended by striking ``authorised'' and inserting 
``authorized''.
    (ee) International Banking Act of 1978.--Section 15 of the 
International Banking Act of 1978 (12 U.S.C. 3109) is amended--
            (1) in each of subsections (a) and (b)--
                    (A) by striking ``, and Director of the Office of 
                Thrift Supervision'' each place that term appears; and
                    (B) by inserting ``and'' before ``Federal Deposit'' 
                each place that term appears;
            (2) in subsection (a), by striking ``Comptroller, 
        Corporation, or Director'' and inserting ``Comptroller, or 
        Corporation''; and
            (3) in subsection (c)(4)--
                    (A) by inserting ``and'' before ``the Federal 
                Deposit''; and
                    (B) by striking ``, and the Director of the Office 
                of Thrift Supervision''.
    (ff) International Lending Supervision Act of 1983.--Section 912 of 
the International Lending Supervision Act of 1983 (12 U.S.C. 3911) is 
amended--
            (1) in the section heading, by striking ``and the office of 
        thrift supervision'';
            (2) by striking ``(a) In General.--''; and
            (3) by striking subsection (b).
    (gg) Interstate Land Sales Full Disclosure Act.--The Interstate 
Land Sales Full Disclosure Act (15 U.S.C. 1701 et seq.) is amended--
            (1) in section 1402(1) (15 U.S.C. 1701(1)) by striking 
        ``Bureau of'' and all that follows through the semicolon at the 
        end and inserting ``Bureau of Consumer Financial Protection;''; 
        and
            (2) in each of section 1411(b) (15 U.S.C. 1710(b)) and 
        subsections (b)(4) and (d) of section 1418a (15 U.S.C. 1717a), 
        by striking ``Secretary's'' each place that term appears and 
        inserting ``Director's''.
    (hh) Investment Advisers Act of 1940.--Section 224 of the 
Investment Advisers Act of 1940 (15 U.S.C. 80b-18c) is amended in the 
section heading, by striking ``commodities'' and inserting 
``commodity''.
    (ii) Legal Certainty for Bank Products Act of 2000.--Section 
403(b)(1) of the Legal Certainty for Bank Products Act of 2000 (7 
U.S.C. 27a(b)(1)) is amended by striking ``that section'' and inserting 
``section''.
    (jj) Omnibus Appropriations Act, 2009.--Section 626(b) of the 
Omnibus Appropriations Act, 2009 (12 U.S.C. 5538(b)) is amended, in 
each of paragraphs (2) and (3), by inserting a comma after ``as 
appropriate'' each place that term appears.
    (kk) Public Law 93-495.--Section 111 of Public Law 93-495 (12 
U.S.C. 250) is amended by striking ``the Director of the Office of 
Thrift Supervision,''.
    (ll) Revised Statutes of the United States.--Section 5136C(i) of 
the Revised Statutes of the United States (12 U.S.C. 25b(i)) is amended 
by striking ``Powers.--'' and all that follows through ``In 
accordance'' and inserting ``Powers.--In accordance''.
    (mm) Riegle Community Development and Regulatory Improvement Act of 
1994.--Section 117(e) of the Riegle Community Development and 
Regulatory Improvement Act of 1994 (12 U.S.C. 4716(e)) is amended by 
striking ``the Director of the Office of Thrift Supervision,''.
    (nn) S.A.F.E. Mortgage Licensing Act of 2008.--Section 1514 of the 
S.A.F.E. Mortgage Licensing Act of 2008 (12 U.S.C. 5113) is amended in 
each of subsections (b)(5) and (c)(4)(C), by striking ``Secretary's'' 
each place that term appears and inserting ``Director's''.
    (oo) Securities Exchange Act of 1934.--The Securities Exchange Act 
of 1934 (15 U.S.C. 78a et seq.) is amended--
            (1) in section 3C(g)(4)(B)(v) (15 U.S.C. 78c-
        3(g)(4)(B)(v)), by striking ``of that Act'' and inserting ``of 
        that section'';
            (2) in section 3D(d)(10)(A) (15 U.S.C. 78c-4(d)(10)(A)), by 
        striking ``taking'' and inserting ``take'';
            (3) in section 3E(b)(1) (15 U.S.C. 78c-5(b)(1)), by 
        striking ``though'' and inserting ``through'';
            (4) in section 4(g)(8)(A) (15 U.S.C. 78d(g)(8)(A)), by 
        striking ``(2)(A)(i)'' and inserting ``(2)(A)(ii)'';
            (5) in section 15 (15 U.S.C. 78o)--
                    (A) in each of subparagraphs (B)(ii) and (C) of 
                subsection (b)(4), by striking ``dealer municipal 
                advisor,,'' and inserting ``dealer, municipal 
                advisor,'';
                    (B) by redesignating subsection (j) (relating to 
                the authority of the Commission) as subsection (p) and 
                moving that subsection to the end;
                    (C) by redesignating subsections (k) and (l) 
                (relating to standard of conduct and other matters, 
                respectively), as added by section 913(g)(1) of the 
                Dodd-Frank Wall Street Reform and Consumer Protection 
                Act (124 Stat. 1828), as subsections (q) and (r), 
                respectively and moving those subsections to the end; 
                and
                    (D) in subsection (m), by inserting ``the'' before 
                ``same extent'';
            (6) in section 15F(h) (15 U.S.C. 78o-10(h))--
                    (A) in paragraph (2)(A), by inserting ``a'' after 
                ``that acts as an advisor to'';
                    (B) in paragraph (2)(B), by inserting ``a'' after 
                ``offers to enter into''; and
                    (C) in paragraph (5)(A)(i)--
                            (i) by inserting ``(A)'' after ``(18)''; 
                        and
                            (ii) in subclause (VII), by striking ``act 
                        of'' and inserting ``Act of'';
            (7) in section 15G (15 U.S.C. 78o-11)--
                    (A) in subsection (b)(2), by inserting ``Director 
                of the'' before ``Federal Housing'';
                    (B) in subsection (e)(4)(A), by striking 
                ``subsection'' and inserting ``section'';
                    (C) in subsection (e)(4)(C)--
                            (i) by striking ``129C(c)(2)'' and 
                        inserting ``129C(b)(2)(A)''; and
                            (ii) by inserting ``(15 U.S.C. 
                        1639c(b)(2)(A))'' after ``Lending Act''; and
                    (D) in subsection (e)(5), by striking 
                ``subsection'' and inserting ``section''; and
            (8) in section 17A (15 U.S.C. 78q-1), by redesignating 
        subsection (g), as added by section 929W of the Dodd-Frank Wall 
        Street Reform and Consumer Protection Act (relating to due 
        diligence for the delivery of dividends, interest, and other 
        valuable property rights) as subsection (n) and moving that 
        subsection to the end.
    (pp) Telemarketing and Consumer Fraud and Abuse Prevention Act.--
Section 3(b) of the Telemarketing and Consumer Fraud and Abuse 
Prevention Act (15 U.S.C. 6102(b)) is amended by inserting before the 
period at the end the following: ``, provided, however, nothing in this 
section shall conflict with or supersede section 6 of the Federal Trade 
Commission Act (15 U.S.C. 46)''.
    (qq) Title 5.--Title 5, United States Code, is amended--
            (1) in section 3132(a)(1)(D), by striking ``the Office of 
        Thrift Supervision,, the Resolution Trust Corporation,''; and
            (2) in section 5314, by striking ``Director of the Office 
        of Thrift Supervision.''.
    (rr) Title 10.--Section 987(h)(3) of title 10, United States Code, 
is amended--
            (1) by striking subparagraph (E); and
            (2) by redesignating subparagraphs (F) and (G) as 
        subparagraphs (E) and (F), respectively.
    (ss) Title 31.--
            (1) Amendments.--Title 31, United States Code, is amended--
                    (A) by striking section 309;
                    (B) in section 313--
                            (i) in subsection (j)(2), by striking 
                        ``Agency''; and
                            (ii) in subsection (r)(4), by striking 
                        ``the Office of Thrift Supervision,''; and
                    (C) in section 714(d)(3)(B) by striking ``a audit'' 
                and inserting ``an audit''.
            (2) Analysis.--The analysis for subchapter I of chapter 3 
        of title 31, United States Code, is amended by striking the 
        item relating to section 309.
    (tt) Truth in Lending Act.--The Truth in Lending Act (15 U.S.C. 
1601 et seq.) is amended--
            (1) in section 103 (15 U.S.C. 1602)--
                    (A) by redesignating subsections (aa) and (bb) as 
                subsections (bb) and (aa), respectively, and moving 
                subsection (bb), as so redesignated, after subsection 
                (aa), as so redesignated;
                    (B) by redesignating the subsection (cc), as added 
                by section 1401 of the Dodd-Frank Wall Street Reform 
                and Consumer Protection Act (124 Stat. 2137), as 
                subsection (ee), and by moving such subsection to the 
                end; and
                    (C) in paragraph (2)(E)(v) of subsection (ee), as 
                so redesignated, by striking ``Board'' and inserting 
                ``Bureau'';
            (2) in section 105 (15 U.S.C. 1604), by inserting 
        subsection (h), as added by section 1472(c) of the Dodd-Frank 
        Wall Street Reform and Consumer Protection Act (124 Stat. 
        2187), before subsection (i), as added by section 1100A(7) of 
        that Act (124 Stat. 2108);
            (3) in section 106(f)(2)(B)(i) (15 U.S.C. 
        1605(f)(2)(B)(i)), by striking ``103(w)'' and inserting 
        ``103(x)'';
            (4) in section 121(b) (15 U.S.C. 1631(b)), by striking 
        ``103(f)'' and inserting ``103(g)'';
            (5) in section 122(d)(5) (15 U.S.C. 1632(d)(5)), by 
        striking ``and the Bureau'' before ``, may promulgate 
        regulations'';
            (6) in section 125(e)(1) (15 U.S.C. 1635(e)(1)), by 
        striking ``103(w)'' and inserting ``103(x)'';
            (7) in section 129 (15 U.S.C. 1639)--
                    (A) in subsection (q), by striking ``(l)(2)'' and 
                inserting ``(p)(2)''; and
                    (B) in subsection (u)(3), by striking ``Board'' 
                each place that term appears and inserting ``Bureau'';
            (8) in section 129C (15 U.S.C. 1639c)--
                    (A) in subsection (b)(2)(B), by striking the second 
                period at the end; and
                    (B) in subsection (c)(1)(B)(ii)(I), by striking ``a 
                original'' and inserting ``an original'';
            (9) in section 140A (15 U.S.C. 1651), by striking ``the 
        Bureau and'';
            (10) in section 148(d) (15 U.S.C. 1665c(d)), by striking 
        ``Bureau'' and inserting ``Board'';
            (11) in section 149 (15 U.S.C. 1665d)--
                    (A) by striking ``the Director of the Office of 
                Thrift Supervision,'' each place that term appears;
                    (B) by striking ``National Credit Union 
                Administration Bureau'' and inserting ``National Credit 
                Union Administration Board'' each place that term 
                appears; and
                    (C) by striking ``Bureau of Directors of the 
                Federal Deposit Insurance Corporation'' and inserting 
                ``Board of Directors of the Federal Deposit Insurance 
                Corporation'' each place that term appears; and
            (12) in section 181(1) (15 U.S.C. 1667(1)), by striking 
        ``103(g)'' and inserting ``103(h)''.
    (uu) Truth in Savings Act.--The Truth in Savings Act (12 U.S.C. 
4301 et seq.) is amended in each of sections 269(a)(4) (12 U.S.C. 
4308(a)(4)), 270(a)(2) (12 U.S.C. 4309(a)(2)), and 274(6) (12 U.S.C. 
4313(6)), by striking ``Administration Bureau'' each place that term 
appears and inserting ``Administration Board''.

SEC. 17. RULEMAKING DEADLINES.

    (a) One-Year Extension.--The deadline for issuance of any rule or 
regulation, conduct of any study, or submission of any report required 
by the Dodd-Frank Wall Street Reform and Consumer Protection Act 
(Public Law 111-203) or amendments made by that Act that has not been 
met or is not met in final form by the date specified in that Act or 
those amendments, shall be extended for 1 year.
    (b) No Effect on Finalized Rules.--The extension provided under 
subsection (a) shall have no effect on any rule required by the Dodd-
Frank Wall Street Reform and Consumer Protection Act (Public Law 111-
203) or amendments made by that Act that have been issued in final form 
before the date of enactment of this Act.

SEC. 18. EFFECTIVE DATES.

    Except as otherwise specifically provided in this Act--
            (1) the amendments made by this Act to a provision of the 
        Dodd-Frank Wall Street Reform and Consumer Protection Act 
        (Public Law 111-203) shall take effect as if enacted on the 
        effective date of the provision, immediately after the 
        provision takes effect; and
            (2) the amendments made by this Act to a provision of law 
        amended by the Dodd-Frank Wall Street Reform and Consumer 
        Protection Act shall take effect as if enacted on the effective 
        date of the amendment to that provision of law made by the 
        Dodd-Frank Wall Street Reform and Consumer Protection Act, 
        immediately after the amendment made by the Dodd-Frank Wall 
        Street Reform and Consumer Protection Act takes effect.
                                 <all>