[Congressional Bills 112th Congress]
[From the U.S. Government Publishing Office]
[H.R. 830 Reported in House (RH)]

                                                  Union Calendar No. 13
112th CONGRESS
  1st Session
                                H. R. 830

                          [Report No. 112-25]

To rescind the unobligated funding for the FHA Refinance Program and to 
                         terminate the program.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                           February 28, 2011

  Mr. Dold (for himself, Mr. Bachus, and Mrs. Biggert) introduced the 
   following bill; which was referred to the Committee on Financial 
                                Services

                             March 7, 2011

  Reported with an amendment, committed to the Committee of the Whole 
       House on the State of the Union, and ordered to be printed
 [Strike out all after the enacting clause and insert the part printed 
                               in italic]


_______________________________________________________________________

                                 A BILL


 
To rescind the unobligated funding for the FHA Refinance Program and to 
                         terminate the program.


 


    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

<DELETED>SECTION 1. SHORT TITLE.</DELETED>

<DELETED>    This Act may be cited as the ``FHA Refinance Program 
Termination Act''.</DELETED>

<DELETED>SEC. 2. RESCISSION OF FUNDING FOR FHA REFINANCE 
              PROGRAM.</DELETED>

<DELETED>    Effective on the date of the enactment of this Act, there 
are rescinded and permanently canceled all unexpended balances 
remaining available as of such date of enactment of the amounts made 
available under title I of the Emergency Economic Stabilization Act 
(Public Law 110-343; 12 U.S.C. 5211 et seq.) that have been allocated 
for use under the FHA Refinance Program (pursuant to Mortgagee Letter 
2010-23 of the Secretary of Housing and Urban Development) of the 
Making Home Affordable initiative of the Secretary of the 
Treasury.</DELETED>

<DELETED>SEC. 3. TERMINATION OF FHA REFINANCE PROGRAM.</DELETED>

<DELETED>    (a) Termination of Mortgagee Letter.--The Mortgagee Letter 
referred to in section 2 shall be void and have no effect and the 
Secretary of Housing and Urban Development may not issue any 
regulation, order, notice, or mortgagee letter based on or 
substantially similar to such Mortgagee Letter.</DELETED>
<DELETED>    (b) Treatment of Remaining Funds.--Notwithstanding 
subsection (a) of this section, any amounts made available for use 
under the Program referred to in section 2 of this Act and expended 
before the date of the enactment of this Act shall continue to be 
governed by the Mortgagee Letter specified in subsection (a) of this 
section, and any other provisions of law, regulations, orders, and 
notices, applicable to such amounts, as in effect immediately before 
such date of enactment.</DELETED>
<DELETED>    (c) Termination.--After the enactment of this Act, the 
Secretary of Housing and Urban Development may not newly insure any 
mortgage under the FHA Refinance Program referred to in section 2 of 
this Act except pursuant to a commitment to insure made before such 
enactment, and upon the completion of all activities with respect to 
such commitments under the provisions of law, regulations, orders, 
notices, and mortgagee letters referred to in subsection (b) of this 
section, the Secretary of Housing and Urban Development shall terminate 
the FHA Refinance Program referred to in section 2.</DELETED>

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``FHA Refinance Program Termination 
Act''.

SEC. 2. RESCISSION OF FUNDING FOR FHA REFINANCE PROGRAM.

    Effective on the date of the enactment of this Act, there are 
rescinded and permanently canceled all unexpended balances remaining 
available as of such date of enactment of the amounts made available 
under title I of the Emergency Economic Stabilization Act (Public Law 
110-343; 12 U.S.C. 5211 et seq.) that have been allocated for use under 
the FHA Refinance Program (pursuant to Mortgagee Letter 2010-23 of the 
Secretary of Housing and Urban Development) of the Making Home 
Affordable initiative of the Secretary of the Treasury.

SEC. 3. TERMINATION OF FHA REFINANCE PROGRAM.

    (a) Termination of Mortgagee Letter.--The Mortgagee Letter referred 
to in section 2 shall be void and have no effect and the Secretary of 
Housing and Urban Development may not issue any regulation, order, 
notice, or mortgagee letter based on or substantially similar to such 
Mortgagee Letter.
    (b) Treatment of Remaining Funds.--Notwithstanding subsection (a) 
of this section, any amounts made available for use under the Program 
referred to in section 2 of this Act and expended before the date of 
the enactment of this Act shall continue to be governed by the 
Mortgagee Letter specified in subsection (a) of this section, and any 
other provisions of law, regulations, orders, and notices, applicable 
to such amounts, as in effect immediately before such date of 
enactment.
    (c) Termination.--After the enactment of this Act, the Secretary of 
Housing and Urban Development may not newly insure any mortgage under 
the FHA Refinance Program referred to in section 2 of this Act except 
pursuant to a commitment to insure made before such enactment, and upon 
the completion of all activities with respect to such commitments under 
the provisions of law, regulations, orders, notices, and mortgagee 
letters referred to in subsection (b) of this section, the Secretary of 
Housing and Urban Development shall terminate the FHA Refinance Program 
referred to in section 2.
    (d) Study of Use of Program by Members of the Armed Forces, 
Veterans, and Gold Star Recipients.--
            (1) Study.--The Secretary of Housing and Urban Development 
        shall conduct a study to determine the extent of usage of the 
        FHA Refinance Program referred to in section 2 by, and the 
        impact of such program on, covered homeowners.
            (2) Report.--Not later than the expiration of the 90-day 
        period beginning on the date of the enactment of this Act, the 
        Secretary shall submit to the Congress a report setting forth 
        the results of the study under paragraph (1) and identifying 
        best practices, with respect to covered homeowners, that could 
        be applied to the FHA Refinance Program.
            (3) Covered homeowner.--For purposes of this subsection, 
        the term ``covered homeowner'' means a homeowner who is--
                    (A) a member of the Armed Forces of the United 
                States on active duty or the spouse or parent of such a 
                member;
                    (B) a veteran, as such term is defined in section 
                101 of title 38, United States Code; or
                    (C) eligible to receive a Gold Star lapel pin under 
                section 1126 of title 10, United States Code, as a 
                widow, parent, or next of kin of a member of the Armed 
                Forces person who died in a manner described in 
                subsection (a) of such section.
                                                  Union Calendar No. 13

112th CONGRESS

  1st Session

                               H. R. 830

                          [Report No. 112-25]

_______________________________________________________________________

                                 A BILL

To rescind the unobligated funding for the FHA Refinance Program and to 
                         terminate the program.

_______________________________________________________________________

                             March 7, 2011

  Reported with an amendment, committed to the Committee of the Whole 
       House on the State of the Union, and ordered to be printed