[Congressional Bills 112th Congress]
[From the U.S. Government Publishing Office]
[H.R. 2329 Introduced in House (IH)]

112th CONGRESS
  1st Session
                                H. R. 2329

  To amend the Servicemembers Civil Relief Act to provide for certain 
    requirements for financial institutions that are creditors for 
            obligations and liabilities covered by that Act.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                             June 23, 2011

   Mr. Johnson of Ohio (for himself, Mr. Bass of New Hampshire, Mr. 
    LaTourette, Mr. Upton, Mrs. Emerson, Mr. Coble, Mr. Pitts, Mrs. 
   Schmidt, and Mr. Brooks) introduced the following bill; which was 
             referred to the Committee on Veterans' Affairs

_______________________________________________________________________

                                 A BILL


 
  To amend the Servicemembers Civil Relief Act to provide for certain 
    requirements for financial institutions that are creditors for 
            obligations and liabilities covered by that Act.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Ensuring a Response for 
Servicemembers Act''.

SEC. 2. REQUIREMENTS FOR LENDING INSTITUTIONS THAT ARE CREDITORS FOR 
              OBLIGATIONS AND LIABILITIES COVERED BY THE SERVICEMEMBERS 
              CIVIL RELIEF ACT.

    Section 207 of the Servicemembers Civil Relief Act is amended--
            (1) by redesignating subsections (d) and (e) as subsections 
        (e) and (f), respectively; and
            (2) by inserting after subsection (c) the following new 
        subsection (d):
    ``(d) Lending Institution Requirements.--
            ``(1) Compliance officers.--Each lending institution 
        subject to the requirements of this section shall designate an 
        employee of the institution as a compliance officer who is 
        responsible for ensuring the institution's compliance with this 
        section and for distributing information to servicemembers 
        whose obligations and liabilities are covered by this section.
            ``(2) Toll-free telephone number.--During any fiscal year, 
        a lending institution subject to the requirements of this 
        section that had annual assets for the preceding fiscal year of 
        $10,000,000,000 or more shall maintain a toll-free telephone 
        number and shall make such telephone number available on the 
        primary Internet Web site of the institution.''.
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