[Congressional Bills 111th Congress]
[From the U.S. Government Publishing Office]
[H.R. 5510 Introduced in House (IH)]

111th CONGRESS
  2d Session
                                H. R. 5510

  To amend the Emergency Economic Stabilization Act of 2008 to allow 
amounts under the Troubled Assets Relief Program to be used to provide 
          legal assistance to homeowners to avoid foreclosure.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                             June 10, 2010

  Ms. Kaptur introduced the following bill; which was referred to the 
                    Committee on Financial Services

_______________________________________________________________________

                                 A BILL


 
  To amend the Emergency Economic Stabilization Act of 2008 to allow 
amounts under the Troubled Assets Relief Program to be used to provide 
          legal assistance to homeowners to avoid foreclosure.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Aiding Those Facing Foreclosure Act 
of 2010''.

SEC. 2. FORECLOSURE AVOIDANCE ASSISTANCE.

    Section 109 of the Emergency Economic Stabilization Act of 2008 (12 
U.S.C. 5219) is amended by adding at the end the following new 
subsection:
    ``(d) Legal Assistance.--
            ``(1) Use of funds.--The Secretary may use any amounts made 
        available under this title that are not otherwise obligated to 
        provide assistance to nonprofit counseling intermediaries and 
        nonprofit legal organizations to provide legal assistance to 
        homeowners of owner-occupied homes consisting of from one to 
        four dwelling units who have mortgages on such homes that are 
        in default or delinquency, in danger of default or delinquency, 
        or subject to or at risk of foreclosure, to assist such 
        homeowners with legal issues directly related to such default, 
        delinquency, foreclosure, or any deed in lieu of foreclosure or 
        short sale.
            ``(2) Prohibition on litigation.--Paragraph (1) may not be 
        construed to authorize the use of any amounts made available 
        under this title to provide, obtain, or arrange on behalf of a 
        homeowner, legal representation involving or for the purposes 
        of civil litigation that is not directly related to any such 
        default, delinquency, foreclosure, or any deed in lieu of 
        foreclosure or short sale.
            ``(3) Authorization.--Amounts used as described under 
        paragraph (1) shall be deemed to be for actions authorized 
        under this title.''.
                                 <all>